$549,000

Estimated payment $4,353/month

Total Views 7,938
3 Beds
2 Baths
1,553 Sq Ft
$354 Price per Sq Ft

Highlights

  • Assigned Boat Slip
  • Fitness Center
  • Gated Community
  • Golf Course Community
  • RV or Boat Storage in Community
  • Open Floorplan

About This Home

This cottage is a perfect mountain getaway or full time resident. It is is exceptionally well-maintained 3-
bedroom, 2-bath cottage in Bear Lake Reserve. Ideally situated near the top of the street and centrally located within the community, this one-level home features an inviting open floor plan Floor to ceiling stone fireplace and open to the dining area and kitchen. The spacious primary suite includes granite-topped dual vanities and a glass walk-in shower, while the split-bedroom layout provides welcome privacy for guests. Two additional bedrooms include a queen room and an upgraded adorable four-person built-in bunk room. Outdoor living on the screened porch, complete with a woodburning fireplace and grill. The perfect place for relaxing after a day full of fun in this resort community. The community features gated cottage to greet owners and guest, small community grocery store, club house with three dining options bar, dining and pool bar. Golf course, tennis and pickleball courts, outdoor gathering parks, pools, hot tub, hiking trails and much more. Recent upgrades: French drains, exterior painted, and Railroad ties and stone for easy access to storage below cottage and a fieldstone walkway. The home also boasts an excellent rental history, making it an ideal choice for both personal and rental.
Call for rental History. Go to rental unit at: thebearlakecottage.com

Listing Agent

Victoria Matheny

BLR Realty LLC Brokerage Email: victoria@bearlakereserve.com License #350756 Listed on: 06/18/2026

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2006

Lot Details

  • 35,284 Sq Ft Lot
  • Sloped Lot
  • Wooded Lot
  • Lawn
  • Property is zoned Res-1

HOA Fees

  • $1,267 Monthly HOA Fees

Home Design

  • Arts and Crafts Architecture
  • Architectural Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,553 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Insulated Windows
  • Window Treatments
  • French Doors
  • Living Room with Fireplace
  • Screened Porch
  • Mountain Views
  • Crawl Space

Kitchen

  • Breakfast Bar
  • Gas Range
  • Microwave
  • Ice Maker
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer

Parking

  • Driveway
  • 2 Open Parking Spaces

Outdoor Features

  • Assigned Boat Slip
  • Pond
  • Fireplace in Patio

Schools

  • Smoky Mountain Middle School
  • Smoky Mountain High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Underground Utilities
  • Propane
  • Community Well
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 7586-24-0944

Community Details

Overview

  • Blr HOA, Phone Number (828) 293-0770
  • Bear Lake Reserve Subdivision
  • Mandatory home owners association

Amenities

  • Picnic Area
  • Sauna
  • Clubhouse

Recreation

  • RV or Boat Storage in Community
  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Recreation Facilities
  • Fitness Center
  • Community Pool
  • Community Spa
  • Putting Green
  • Trails

Security

  • Gated Community

Home Details

Home Type

Single Family

Year Built

Built in 2006

Lot Details

0.81 Acres

HOA Fees

$1,267 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Arts and Crafts
  • Year Built: 2006
  • Restrictions: Architectural Review,Building,Manufactured Home Not Allowed,Modular Not Allowed,Rental – See Restrictions Description,Short Term Rental Allowed,Signage,Subdivision
  • Special Assessment Yn: 0
  • Road Surface Type: Asphalt, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 353.51
  • Geocode Confidence: High
  • Attribution Contact: victoria@bearlakereserve.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Attic Other, Breakfast Bar, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1553
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Dryer, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Washer, Washer/Dryer
  • Other Equipment: Fuel Tank - Leased
  • Above Grade Finished Sq Ft: 1553
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace Features: Living Room, Porch
  • Living Area: 1553
  • Window Features: Insulated Window(s), Window Treatments
  • Bedroom Main: 3

Exterior Features

  • Exterior Features: Lawn Maintenance
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Pool Private: No
  • View: Mountain(s), Winter
  • Water Body Name: Bear Creek Lake
  • Waterfront Features: Beach - Public, Boat Slip (Lease/License), Dock, Paddlesport Launch Site - Community
  • Construction Type: Cedar Shake, Wood
  • Patio And Porch Features: Covered, Front Porch, Rear Porch, Screened

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking Spaces: 2
  • Open Parking: Yes
  • Parking Features: Driveway

Utilities

  • Heating: Central, Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: In Hall
  • Security: Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Heat Pump
  • Utilities: Electricity Connected, Phone Connected, Propane, Satellite Internet Available, Underground Power Lines, Underground Utilities
  • Water Source: Community Well

Condo/Co-op/Association

  • Community Features: Boat Storage, Clubhouse, Fitness Center, Gated, Golf, Hot Tub, Outdoor Pool, Pickleball, Picnic Area, Pond, Putting Green, Recreation Area, Sauna, Tennis Court(s), Walking Trails
  • Association Fee: 1267.4
  • Association Fee Frequency: Monthly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: BLR HOA
  • Phone: 828-293-0770
  • Association: Yes
  • Association Email: hoa@bearlakereserve.com

Association/Amenities

  • Association Annual Expense: 15208.80

Schools

  • Middle Or Junior School: Smoky Mountain
  • HOA Subject To: Required

Lot Info

  • Lot Features: Sloped, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 7586-24-0944
  • Zoning: R-1
  • Development Status: Completed
  • Lot Size Acres: 0.81
  • Additional Parcels: No
  • Zoning Specification: Res-1

MLS Schools

  • Elementary School: Unspecified
  • High School: Smoky Mountain

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,652 $434,655 $50,000 $384,655
2024 $884 $232,630 $50,000 $182,630
2023 $1,009 $232,630 $50,000 $182,630
2022 $1,009 $232,630 $50,000 $182,630
2021 $1,006 $264,850 $50,000 $214,850
2020 $1,006 $242,690 $75,000 $167,690
2019 $1,006 $242,690 $75,000 $167,690
2018 $1,006 $242,690 $75,000 $167,690
2017 $982 $242,690 $75,000 $167,690
2015 $1,434 $242,690 $75,000 $167,690
2011 -- $482,090 $135,000 $347,090
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/18/2026 06/18/26 For Sale $549,000 +26.2% $354 / Sq Ft
03/07/2024 03/07/24 Sold $435,000 -3.3% $279 / Sq Ft View Prior Sale
05/09/2023 05/09/23 For Sale $450,000 +87.5% $288 / Sq Ft
01/28/2021 01/28/21 Sold $240,000 -3.6% $154 / Sq Ft View Prior Sale
10/18/2020 10/18/20 Pending -- -- --
09/19/2020 09/19/20 Price Changed $249,000 -7.7% $160 / Sq Ft
11/19/2019 11/19/19 For Sale $269,900 -- $173 / Sq Ft
Source: Canopy MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $435,000 None Listed On Document
Warranty Deed $240,000 None Available
Warranty Deed $240,000 None Listed On Document
Warranty Deed -- --
Warranty Deed $430,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $192,000 New Conventional
Previous Owner $260,000 New Conventional
Source: Public Records

Source: Canopy MLS

MLS Number: 4393435

Canopy MLS

APN: 7586-24-0944

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