Seller's Agent in 2026
Krystal Ruggiero
Coldwell Banker Realty
(779) 225-0677
1 in this area
21 Total Sales
811 Horseshoe Dr Joliet, IL 60435
Cunningham Neighborhood
4
Beds
1.5
Baths
1,042
Sq Ft
0.32
Acre Lot
Highlights
- Deck
- Gazebo
- Living Room
- Ranch Style House
- 2 Car Detached Garage
- Laundry Room
About This Home
As of April 2026Back on Market - Bank Requires 270k Minimum. Previous buyer cancelled after the lender countered to the appraised value of 270K. The bank has completed their valuation, and 270k is the approved payoff amount, so buyers have clarity and certainty moving forward. This 3 bedroom, 2 bath home offers a functional layout, great yard, and tons of potential with cosmetic updates. Perfect for someone wanting value and a chance to make the home their own. Short sale is being professionally negotiated. Sold as-is. Bank ready to review offers at 270k Pre foreclosure
Last Agent to Sell the Property
Coldwell Banker Realty License #475212935 Listed on: 02/17/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,789
Year Built
- Built in 1956 | Remodeled in 2022
Lot Details
- 13,939 Sq Ft Lot
- Paved or Partially Paved Lot
Parking
- 2 Car Detached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Ranch Style House
- Asphalt Roof
- Aluminum Siding
- Vinyl Siding
Interior Spaces
- 1,042 Sq Ft Home
- Family Room
- Living Room
- Dining Room
- Laminate Flooring
- Laundry Room
Kitchen
- Range
- Microwave
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Deck
- Gazebo
Schools
- Dirksen Elementary School
- Dirksen Junior High School
- Joliet West High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 17, 2026
Closed on
Apr 21, 2026
Sold by
Bought by
Seller's Agent
Krystal Ruggiero
Coldwell Banker Realty
Buyer's Agent
Jose Andres Torres
Realty of America, LLC
List Price
$270,000
Sold Price
$278,000
Premium/Discount to List
$8,000
2.96%
Views
1230
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.37%
Original Mortgage
$285,000
Outstanding Balance
$285,000
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
-$13,021
Purchase Details
Listed on
Mar 29, 2023
Closed on
May 16, 2023
Sold by
Bought by
Seller's Agent
Coral Ortega
Casa Moderna Real Estate
Buyer's Agent
Amanda Colby
Real People Realty
List Price
$264,900
Sold Price
$257,000
Premium/Discount to List
-$7,900
-2.98%
Views
164
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.75%
Original Mortgage
$252,345
Interest Rate
6.13%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 7, 2020
Sold by
Bought by
Purchase Details
Closed on
Jan 15, 2020
Sold by
Bought by
Purchase Details
Listed on
Aug 16, 2016
Closed on
Sep 29, 2016
Sold by
Bought by
Seller's Agent
Raymond Sochan
Coldwell Banker Real Estate Group
Buyer's Agent
Alejandra Lopez
RE/MAX 10
List Price
$127,500
Sold Price
$130,000
Premium/Discount to List
$2,500
1.96%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.85%
Original Mortgage
$126,100
Interest Rate
4.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 5, 2005
Sold by
Bought by
Purchase Details
Closed on
Aug 19, 1994
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,294
Interest Rate
8.73%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $278,000 | First American Title | |
| Warranty Deed | $257,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $130,000 | Chicago Title Insurance Co | |
| Quit Claim Deed | -- | -- | |
| Executors Deed | $80,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $285,000 | New Conventional | |
| Previous Owner | $252,345 | FHA | |
| Previous Owner | $126,100 | New Conventional | |
| Previous Owner | $79,294 | FHA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/24/2026 04/24/26 | Sold | $278,000 | +3.0% | $267 / Sq Ft | |
| 02/17/2026 02/17/26 | Pending | -- | -- | -- | |
| 02/17/2026 02/17/26 | For Sale | $270,000 | +5.1% | $259 / Sq Ft | |
| 06/02/2023 06/02/23 | Sold | $257,000 | -3.0% | $247 / Sq Ft | View Prior Sale |
| 04/11/2023 04/11/23 | Pending | -- | -- | -- | |
| 03/29/2023 03/29/23 | For Sale | $264,900 | +103.8% | $254 / Sq Ft | |
| 09/30/2016 09/30/16 | Sold | $130,000 | +2.0% | $125 / Sq Ft | View Prior Sale |
| 08/19/2016 08/19/16 | Pending | -- | -- | -- | |
| 08/16/2016 08/16/16 | For Sale | $127,500 | -- | $122 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,079 | $65,177 | $20,092 | $45,085 |
| 2023 | $4,789 | $57,910 | $17,852 | $40,058 |
| 2022 | $4,284 | $52,383 | $16,148 | $36,235 |
| 2021 | $4,034 | $48,924 | $15,082 | $33,842 |
| 2020 | $3,799 | $46,462 | $14,323 | $32,139 |
| 2019 | $3,573 | $43,180 | $13,311 | $29,869 |
| 2018 | $3,260 | $38,716 | $11,943 | $26,773 |
| 2017 | $3,016 | $35,199 | $10,858 | $24,341 |
| 2016 | $2,802 | $32,073 | $9,968 | $22,105 |
| 2015 | $2,554 | $29,150 | $9,400 | $19,750 |
| 2014 | $2,554 | $29,000 | $9,350 | $19,650 |
| 2013 | $2,554 | $31,293 | $10,415 | $20,878 |
Source: Public Records
Agents Affiliated with this Home
-
Krystal Ruggiero
-
Jose Andres Torres
Buyer's Agent in 2026
Jose Andres Torres
Realty of America, LLC
(708) 788-1900
1 in this area
154 Total Sales
-
Coral Ortega
Seller's Agent in 2023
Coral Ortega
Casa Moderna Real Estate
(815) 630-1689
64 in this area
293 Total Sales
-
Amanda Colby
Buyer's Agent in 2023
Amanda Colby
Real People Realty
(815) 474-8519
1 in this area
46 Total Sales
-
R
Seller's Agent in 2016
Raymond Sochan
Coldwell Banker Real Estate Group
-
Alejandra Lopez
Buyer's Agent in 2016
Alejandra Lopez
RE/MAX
(708) 603-5572
8 in this area
102 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12571099
APN: 30-07-05-424-018
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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