NOT LISTED FOR SALE

Estimated Value: $289,000 - $354,000

3 Beds
3 Baths
1,785 Sq Ft
$183/Sq Ft Est. Value

Last Sold August 11, 2023

Last sale price $360,000 $202 Per Sq Ft

Est. 9% decrease in value since last sale

Current estimated payment $2,147/month

62 Days on Market

Highlights

  • Additional Residence on Property
  • Oak Trees
  • Corner Lot
  • Valdez Elementary School Rated A-
  • Ranch Style House
  • No HOA

About This Home

As of August 2023

Under contract-accepting backup offers. Rare and unique opportunity to own this property located in the heart of St Cloud. Consisting of 2 single family homes on the same parcel. Both properties have been completely renovated with new plumbing, New AC systems on both homes, new roofs, Shaker cabinets, quartz countertops, beautiful Luxury vinyl flooring throughout. The front house which faces Minnesota is a 2 bed 2 bath with 1175 sqft. The back house facing 15th is a 1 bed 1 bath with 610 sqft. This is an excellent opportunity to live in one and cashflow the other, if you were looking for a great investment this is your chance. With the multifamily zoning you can even split the front house into 2 units making these 3 units of cash flow opportunity. Make your appointment now and don't miss out on this. It won't last long.

Last Agent to Sell the Property

Brahian Gutierrez

SPECTRUM PROPERTY GROUP LLC License #3407949 Listed on: 05/01/2023

Last Buyer's Agent

David Sanchez

LOKATION License #3446101

LOKATION

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,403

Year Built

  • Built in 1949

Lot Details

  • 10,501 Sq Ft Lot
  • Lot Dimensions are 140x75
  • East Facing Home
  • Wood Fence
  • Corner Lot
  • Oak Trees
  • Property is zoned SR3

Parking

  • 1 Carport Space

Home Design

  • Ranch Style House
  • Bungalow
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,785 Sq Ft Home
  • Ceiling Fan
  • Blinds
  • Living Room
  • Vinyl Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Shower Only

Laundry

  • Laundry Room
  • Laundry Located Outside

Accessible Home Design

  • Accessible Bedroom
  • Accessible Kitchen
  • Kitchen Appliances
  • Stairway
  • Stair Lift
  • Accessible Entrance

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient HVAC
  • Energy-Efficient Insulation
  • Energy-Efficient Roof

Outdoor Features

  • Courtyard
  • Patio

Additional Homes

  • Additional Residence on Property

Schools

  • St Cloud Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association
  • St Cloud Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,403

Year Built

Built in 1949

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Bungalow, Ranch
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1785
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 1949
  • Accessibility Features: Accessible Bedroom, Accessible Entrance, Accessible Kitchen, Accessible Kitchen Appliances, Accessible Central Living Area, Accessible Stairway, Stair Lift
  • Building Area Total: 1785
  • Lot Size Sq Ft: 10501
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: Appraiser
  • Building Area Total Srch Sq M: 165.83
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 201.68
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_BedroomClosetType: Walk-in Closet
  • Tax Year: 2021
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Other
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Window Features: Blinds
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Interior In-Law Suite
  • Living Area Meters: 165.83

Exterior Features

  • Direction Faces: East
  • Other Structures: Additional Single Family Home
  • Exterior Features: Courtyard
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Patio
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0256G

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No

Utilities

  • Utilities: Cable Available, Electricity Available, Sewer Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room, Outside
  • Sewer: None
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: St Cloud Elem
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR3
  • Parcel Number: 01-26-30-0001-0274-0100
  • Additional Parcels: No
  • Fencing: Wood
  • Lot Features: Corner Lot, Paved
  • Lot Dimensions: 140x75
  • Flood Zone Code: X

Green Features

  • Efficiency: Appliances, HVAC, Insulation, Roof

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3403
  • Tax Block: 274
  • Tax Book Number: B-34
  • Tax Lot: 10

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2023
Closed on
Aug 11, 2023
Sold by
Luxer Properties Llc
Bought by
Pabon Daniel G
Seller's Agent
Brahian Gutierrez
SPECTRUM PROPERTY GROUP LLC
Buyer's Agent
David Sanchez
LOKATION
List Price
$499,900
Sold Price
$360,000
Premium/Discount to List
-$139,900
-27.99%
Current Estimated Value
$327,449

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$32,551
Avg. Annual Appreciation
-3.92%
Original Mortgage
$342,000
Interest Rate
7.19%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 21, 2022
Closed on
Jan 30, 2023
Sold by
Legacy Mortgage Asset Trust
Bought by
Luxer Properties Llc
Seller's Agent
Heather Unger, PA
ACME REAL ESTATE FLORIDA LLC
Buyer's Agent
Brahian Gutierrez
SPECTRUM PROPERTY GROUP LLC
List Price
$259,900
Sold Price
$220,000
Premium/Discount to List
-$39,900
-15.35%
Views
92

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
178.99%
Original Mortgage
$261,000
Interest Rate
5.28%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 18, 2022
Sold by
Cotto Sr Rafael A
Bought by
Us Bank Trust National Association and Legacy Mortgage Asset Trust 2019-Rpl2

Purchase Details

Closed on
Mar 24, 2015
Sold by
Cotto Rafael
Bought by
Cotto Rafael A

Purchase Details

Closed on
Jul 25, 2013
Sold by
Cotto Rafael
Bought by
Cotto Rafael

Purchase Details

Closed on
May 10, 2006
Sold by
Rigo Linda
Bought by
Cotto Rafael and Cotto Hilda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
6.33%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 24, 1996
Sold by
Crawford Eileen Claire and Fortune James Malcolm
Bought by
Rigo Linda
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pabon Daniel G $360,000 Akw Title Group Llc
Luxer Properties Llc $229,000 None Listed On Document
Luxer Properties Llc $229,000 None Listed On Document
Us Bank Trust National Association $208,100 --
Cotto Rafael A -- None Available
Cotto Rafael -- None Available
Cotto Rafael $160,000 Attorney
Rigo Linda $60,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Pabon Daniel G $342,000
Previous Owner Luxer Properties Llc $261,000
Previous Owner Cotto Rafael $110,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/11/2023 08/11/23 Sold $360,000 -18.2% $202 / Sq Ft
07/03/2023 07/03/23 Pending -- -- --
06/28/2023 06/28/23 Price Changed $439,900 -6.4% $246 / Sq Ft
05/30/2023 05/30/23 Price Changed $469,900 -6.0% $263 / Sq Ft
05/01/2023 05/01/23 For Sale $499,900 +127.2% $280 / Sq Ft
02/17/2023 02/17/23 Sold $220,000 -8.3% $187 / Sq Ft View Prior Sale
01/26/2023 01/26/23 Pending -- -- --
12/24/2022 12/24/22 Price Changed $239,900 -4.0% $204 / Sq Ft
11/23/2022 11/23/22 Price Changed $249,900 -3.8% $213 / Sq Ft
10/21/2022 10/21/22 For Sale $259,900 -- $221 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,175 $296,700 $55,000 $241,700
2024 $4,714 $289,500 $55,000 $234,500
2023 $4,714 $261,300 $50,000 $211,300
2022 $3,787 $231,300 $45,000 $186,300
2021 $3,403 $189,000 $45,000 $144,000
2020 $3,133 $174,200 $39,900 $134,300
2019 $2,864 $154,600 $35,000 $119,600
2018 $2,634 $141,000 $32,900 $108,100
2017 $2,416 $124,300 $25,200 $99,100
2016 $2,255 $115,000 $21,900 $93,100
2015 $1,741 $86,900 $21,900 $65,000
2014 $1,606 $79,700 $20,500 $59,200
Source: Public Records

Agents Affiliated with this Home

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Source: Stellar MLS

MLS Number: O6107786

Stellar MLS

APN: 01-26-30-0001-0274-0100