$375,000

Estimated payment $2,992/month

Total Views 405
4 Beds
3.5 Baths
2,604 Sq Ft
$144 Price per Sq Ft

Highlights

  • Dock has access to electricity
  • Water access To Gulf or Ocean
  • Spa
  • Assigned Boat Slip
  • Boat Lift
  • Fishing

About This Home

WATERFRONT LIVING WITH A PRIVATE ELEVATOR, DEEDED BOAT SLIP, AND ENDLESS POTENTIAL! Welcome to 3206 10th Lane W in Palmetto, where boating enthusiasts, seasonal residents, and full-time homeowners alike will appreciate the rare combination of space, location, and opportunity. Offering over 2,600 square feet, 4 bedrooms, 3.5 bathrooms, a private elevator, and deeded access to your own boat slip, complete with a brand new 20,000-pound lift, this residence is a blank canvas ready for your personal vision. As an added bonus, the seller is offering a $20,000 credit at closing, providing the perfect opportunity to customize finishes, updates, and design elements to make this home uniquely yours. The versatile first level features a spacious bedroom with an ensuite bathroom, creating the ideal setup for a private guest suite, multigenerational living arrangement, second primary bedroom, home office, or bonus retreat. Ride your private elevator or take the stairs to the main living level, where the heart of the home unfolds. The open-concept living and dining spaces are enhanced by peaceful preserve views, creating a private and tranquil backdrop. A charming bump-out off the family room offers the perfect space for a home office, reading nook, or creative workspace. The kitchen features granite countertops, wood cabinetry, generous prep space, and an additional gathering area perfect for entertaining family and friends. A convenient half bath completes the level. The upper floor offers three additional bedrooms, including the primary suite, which enjoys northwest-facing views of Florida's lush natural landscape and colorful sunset skies. The remaining two bedrooms share a full bathroom, and a conveniently located laundry room provides everyday comfort and functionality. Outside, enjoy unobstructed preserve views with no rear neighbors, creating a sense of privacy rarely found in townhome living. For boaters, the real highlight awaits at your gated dock, where your deeded slip and new 20,000-pound lift provide direct access to the Intracoastal Waterway, Tampa Bay, and the Gulf of America for endless days on the water. Perfectly positioned near the shores of Snead Island, this exceptional location places you at the gateway to Florida's Gulf Coast lifestyle. Enjoy easy access to downtown Bradenton, downtown Sarasota, St. Petersburg, and Tampa, offering endless options for waterfront dining, arts, entertainment, shopping, and professional sports. Multiple airports, including Sarasota-Bradenton International Airport and Tampa International Airport, make travel effortless for both full-time and seasonal residents. Whether you're heading to the beaches of Anna Maria Island, exploring the vibrant Riverwalk districts, spending the day boating on the Intracoastal Waterway, or enjoying a weekend in St. Pete or Tampa, you'll appreciate the convenience of being centrally located to some of the region's most desirable destinations. Whether you're searching for a primary residence, seasonal retreat, or investment opportunity, 3206 10th Lane W delivers the rare chance to create your dream waterfront lifestyle while building equity through your own personal touches.

Listing Agent

Karli Campbell

COMPASS FLORIDA LLC Brokerage Phone: 941-279-3630 License #3534002 Listed on: 06/10/2026

COMPASS FLORIDA LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $6,535

Year Built

  • Built in 2005

Lot Details

  • 2,003 Sq Ft Lot
  • Street terminates at a dead end
  • Southeast Facing Home
  • Landscaped with Trees

HOA Fees

  • $426 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Guest Parking

Property Views

  • Full Bay or Harbor
  • Woods

Home Design

  • Contemporary Architecture
  • Tri-Level Property
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,604 Sq Ft Home
  • Crown Molding
  • High Ceiling
  • Sliding Doors
  • Great Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Laundry in unit

Kitchen

  • Breakfast Bar
  • Range
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Hydromassage or Jetted Bathtub
  • Bathtub With Separate Shower Stall

Home Security

Outdoor Features

  • Spa
  • Water access To Gulf or Ocean
  • Access To Intracoastal Waterway
  • Fishing Pier
  • Boat Lift
  • Assigned Boat Slip
  • Boat Slip Deeded Off-Site
  • Dock has access to electricity
  • Balcony
  • Deck
  • Covered Patio or Porch
  • Exterior Lighting
  • Outdoor Storage
  • Rain Gutters

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Customized Wheelchair Accessible
  • Energy-Efficient Insulation

Listing and Financial Details

Community Details

Overview

  • Association fees include insurance, maintenance structure, ground maintenance, management, recreational facilities, sewer, trash, water
  • $86 Other Monthly Fees
  • Brenda Maneiro Association, Phone Number (941) 359-1134
  • Riverbay Townhomes Community
  • Riverbay Townhomes At Terra Ciera Bay Subdivision
  • The community has rules related to deed restrictions
  • Near Conservation Area

Amenities

  • Community Storage Space
  • Elevator

Recreation

  • Community Pool
  • Fishing

Pet Policy

  • Pets Allowed

Security

  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$6,535

Year Built

Built in 2005

Lot Details

2,003 Sq Ft Lot

HOA Fees

$426 per month

Parking

2

Listing Details

  • HOA Fee Includes: Insurance, Maintenance Structure, Maintenance Grounds, Management, Recreational Facilities, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Townhouse
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2604
  • Lot Size Acres: 0.05
  • New Construction: No
  • Year Built: 2005
  • Accessibility Features: Customized Wheelchair Accessible
  • Building Area Total: 3408
  • Lot Size Sq Ft: 2003
  • Status: Active
  • Street Post Direction: W
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 316.61
  • Escrow State: FL
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 144.01
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 1
  • MFR_DockDescription: Dock - Slip Deeded Off-Site,Dock w/Electric
  • MFR_DockYN: 1
  • MFR_DockMaintenanceFee: 258
  • MFR_DockMaintenanceFeeFrequency: Quarterly
  • MFR_CommunityAssociationWaterFeatures: Fishing
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Attached
  • Attribution Contact: 941-279-3630
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Central Vaccum, Crown Molding, Elevator, High Ceilings, Solid Surface Counters, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Other, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Three Or More
  • Spa Yn: Yes
  • Additional Rooms: Breakfast Room Separate,Formal Dining Room Separate,Great Room
  • Living Area Meters: 241.92

Exterior Features

  • Direction Faces: Southeast
  • Other Structures: Storage
  • Exterior Features: Balcony, Lighting, Rain Gutters, Sliding Doors, Storage
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Trees/Woods, Water
  • Water Body Name: TERRA CEIA BAY
  • Waterfront: No
  • Patio and Porch Features: Covered, Deck, Patio, Porch
  • Road Surface Type: Paved
  • Water Access: Bay/Harbor,Gulf/Ocean,Intracoastal Waterway
  • Water Extras: Assigned Boat Slip,Fishing Pier,Lift
  • Water View: Bay/Harbor - Partial
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Additional Water Information: Direct Access to Tampa Bay, Terra Ceia Bay, Manatee River and the Gulf.

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Guest

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Pool
  • Association Amenities: Elevators, Storage
  • Association Fee: 426
  • Association Fee Frequency: Monthly
  • Association Name: Brenda Maneiro
  • Phone: 941-359-1134
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: BManeiro@amiwra.com

Fee Information

  • Total Annual Fees: 5112.00
  • Total Monthly Fees: 426.00
  • Monthly HOA Amount: 426.00

Lot Info

  • Zoning: PDH
  • Parcel Number: 2959116059
  • Additional Parcels: No
  • Lot Features: Conservation Area, Street Dead-End, Paved
  • Flood Zone Code: AE

Green Features

  • Efficiency: Insulation

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Confirm additional lease restrictions with HOA

Tax Info

  • Tax Annual Amount: 6534.97
  • Tax Book Number: 0046/0160
  • Tax Lot: 85
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,807 $337,799 -- --
2023 $6,117 $367,383 $30,600 $336,783
2022 $5,486 $315,362 $30,000 $285,362
2021 $4,562 $230,722 $20,000 $210,722
2020 $4,769 $230,671 $20,000 $210,671
2019 $4,841 $232,697 $20,000 $212,697
2018 $4,727 $225,040 $20,000 $205,040
2017 $3,876 $190,235 $0 $0
2016 $3,602 $173,597 $0 $0
2015 $3,122 $197,731 $0 $0
2014 $3,122 $156,581 $0 $0
2013 $2,752 $130,336 $1 $130,335
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/10/2026 06/10/26 For Sale $375,000 -- $144 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $216,000 Us Title Of Southwest Fl Llc
Special Warranty Deed $166,000 Watson Title Ins Agency Inc
Trustee Deed -- Attorney
Warranty Deed $383,400 Stewart Title Co Of Sarasota
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $306,700 Fannie Mae Freddie Mac
Source: Public Records

Source: Stellar MLS

MLS Number: A4696631

Stellar MLS

APN: 29591-1605-9

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