NOT LISTED FOR SALE

8786 SW 221st Terrace Cutler Bay, FL 33190

Cutler Bay Area

Estimated Value: $552,797

3 Beds
2.5 Baths
1,876 Sq Ft
$295/Sq Ft Est. Value

Sale Details

Date Sold: March 26, 2026

Last sale price $550,000 $293 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,571 / mo

209 Days on Market

Highlights

  • Active Adult
  • Clubhouse
  • Garden View
  • Gated Community
  • Wood Flooring
  • Outdoor Living Area

About This Home

As of March 2026

This stunning two story home with 3-Bedroom, 2.5 -Bath in the gated community of Isles at Bayshore offers 1,876 square footage of comfortable living space. It features hurricane impact windows, Accordion shutters, 2-car garage, formal dining, and formal living room. Enjoy a fully fenced yard, ideal for entertaining or enjoying time with family. This community is conveniently located near the turnpike, where residents enjoy premium amenities such as a clubhouse, resort style pool, fitness center, and a playroom for your kids. A must-see! Don't miss the opportunity to make this beautiful home yours! Schedule your appointment today.

Last Agent to Sell the Property

Lina Lauriston

United Realty Group Inc License #3167315 Listed on: 07/29/2025

United Realty Group Inc

Last Buyer's Agent

OrElvys Sanabria

Coldwell Banker Realty License #3046618

Coldwell Banker Realty
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,398

Year Built

  • Built in 2004

Lot Details

  • 5,120 Sq Ft Lot
  • North Facing Home
  • Fenced
  • Property is zoned 0100

HOA Fees

  • $70 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Attached Carport
  • Driveway

Home Design

  • Entry on the 1st floor
  • Flat Roof Shape
  • Tile Roof

Interior Spaces

  • 1,876 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Garden Views

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Dual Sinks
  • Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Outdoor Living Area
  • Porch

Schools

  • Dr. Edward L. Whigham Elementary School
  • Cutler Bay Middle School
  • Miami Southridge High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3660160130800

Community Details

Overview

  • Active Adult
  • Lakes/Bay Kaye Subdivision

Recreation

  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,398

Year Built

Built in 2004

Lot Details

5,120 Sq Ft Lot

HOA Fees

$70 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Directions: Driving East On SW 216 St/ Hainlin MiLL Dr. , turn right onto SW 88 Pl, turn left on the first street into the Reserve subdivision, go straight until you reach the property on your right.
  • Year Built: 2004
  • Carport Y N: Yes
  • Entry Level: 1
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • DelayedMarketingYN: No
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Interior Amenities: Bathtub, Dual Sinks, Pantry, Split Bedrooms, Soaking Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s)
  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Heater, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Entry Location: First Floor Entry,Pantry,Split Bedroom,Walk-In Clo
  • Flooring: Ceramic Tile, Laminate, Wood
  • Living Area: 1876.0
  • Stories: 2

Exterior Features

  • Exterior Features: Outdoor Living Area, Other
  • View: Garden
  • Fencing: Fenced
  • Lot Features: < 1/4 Acre
  • Pool Features: Association
  • Pool Private: No
  • View: Yes
  • Waterfront: No
  • Construction Type: Block
  • Direction Faces: North
  • Patio And Porch Features: Porch
  • Property Condition: Resale
  • Roof: Flat, Tile

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage Yn: Yes
  • Parking Features: Attached Carport, Attached, Carport, Driveway, Garage

Utilities

  • Security: Gated Community
  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 70.0
  • Community Features: Home Owners Association, Gated
  • Senior Community: Yes
  • Amenities: Clubhouse, Other, Pool
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Common Interest: Other

Schools

  • Elementary School: Dr. Edward L. Whigham
  • High School: Miami Southridge
  • Middle Or Junior School: Cutler Bay Middle

Lot Info

  • Parcel #: 3660160130800
  • Mobile Dim Units: Feet
  • Zoning: 0100

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 5398.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2025
Closed on
Mar 26, 2026
Sold by
Bought by
Seller's Agent
Lina Lauriston
United Realty Group Inc
Buyer's Agent
OrElvys Sanabria
Coldwell Banker Realty
List Price
$589,999
Sold Price
$550,000
Premium/Discount to List
-$39,999
-6.78%
Views
101
Current Estimated Value
$552,797

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,797
Avg. Annual Appreciation
1.42%

Purchase Details

Closed on
Jan 7, 2013
Sold by
Bought by

Purchase Details

Closed on
Feb 16, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,250
Interest Rate
5.79%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Nov 19, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,750
Interest Rate
7.85%
Mortgage Type
Unknown
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Cutler Bay, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$550,000 Express Title Services Group
$75,000 None Available
$295,000 --
$233,100 North American Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $203,966
Previous Owner $221,250
Previous Owner $209,750
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/26/2026 03/26/26 Sold $550,000 -6.8% $293 / Sq Ft
02/23/2026 02/23/26 Pending -- -- --
01/30/2026 01/30/26 For Sale $589,999 0.0% $314 / Sq Ft
01/21/2026 01/21/26 Pending -- -- --
10/15/2025 10/15/25 Price Changed $589,999 -1.7% $314 / Sq Ft
07/28/2025 07/28/25 For Sale $599,999 -- $320 / Sq Ft
Source: BeachesMLS (Greater Fort Lauderdale)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,485 $181,715
2024 $5,132 $176,594
2023 $5,132 $171,451 $0 $0
2022 $5,001 $166,458 $0 $0
2021 $4,925 $161,610 $0 $0
2020 $4,869 $159,379 $0 $0
2019 $4,789 $155,796 $0 $0
2018 $0 $152,892 $0 $0
2017 $4,782 $149,748 $0 $0
2016 $4,462 $146,668 $0 $0
2015 -- $145,649 $0 $0
2014 -- $144,494 $0 $0
Source: Public Records

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Map

Source: BeachesMLS (Greater Fort Lauderdale)

MLS Number: F10517314

BeachesMLS (Greater Fort Lauderdale)

APN: 36-6016-013-0800

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