$2,750,000
SOLD MAR 27, 2026
3 Beds
2 Baths
1,540 Sq Ft
0.52 Acres Lot

Sale Details

Date Sold: March 27, 2026

$1,786 Per Sq Ft

8% Below List Price

22 Days on Market

Highlights

  • Ocean View
  • Dock made with concrete
  • In Ground Pool
  • Coral Shores High School Rated A
  • Boat Lift
  • 1-minute walk to Schwingggg

About This Home

As of March 2026

Nearly 200 feet of deep-water dockage with immediate ocean access makes this exceptional Florida Keys retreat a boater's dream. This solid concrete 3-bedroom, 2-bath home features a concrete roof, impact windows and doors, a wrap-around balcony, and a versatile lower-level studio space with a full bath--perfect for guests or extended living.Designed for effortless island living, the updated interior is move-in ready with fresh finishes throughout and a Viking gas stove anchoring the kitchen. Outdoors, a stunning 20' x 30' tiki hut overlooks a resort-style pool and hot tub, creating the ultimate space for entertaining or unwinding in true tropical fashion.The property includes two boat lifts (30,000-lb and 10,000-lb), accommodating multiple vessels with ease. Located on a private, gated street at MM 97 and just one lot from the oceanfront, this home offers rare privacy paired with unbeatable access.Additional features include ample parking, turf grass, paver walkways surrounding the pool and garage, and plenty of space for all your toys. The adjacent vacant lot with tiki hut is a separate folio and offers future build potential. Designed for family, friends, and the ultimate Florida Keys lifestyle.

Last Agent to Sell the Property

Yvette Doherty

Coldwell Banker Schmitt Key Largo License #3281170 Listed on: 02/11/2026

Coldwell Banker Schmitt Key Largo

Last Buyer's Agent

Yvette Doherty

Coldwell Banker Schmitt Key Largo License #3281170 Listed on: 02/11/2026

Coldwell Banker Schmitt Key Largo

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,356

Year Built

  • Built in 1970

Lot Details

  • 22,678 Sq Ft Lot
  • Home fronts a canal
  • Fenced
  • Property is zoned IS - Improved Subivision District

Property Views

  • Ocean
  • Canal

Home Design

  • Concrete Roof
  • Pre-Cast Concrete Construction

Interior Spaces

  • 1,540 Sq Ft Home
  • Sliding Doors
  • Impact Glass

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Viking Appliances
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Electric Gate
  • Guest Parking
  • Open Parking
  • Off-Street Parking
  • RV or Boat Parking

Pool

  • In Ground Pool
  • Spa

Outdoor Features

  • Boat Lift
  • Dock made with concrete
  • Balcony
  • Tiki or Chickee Hut

Utilities

  • Central Air
  • Water Purifier
  • Public Hookup Available For Sewer

Community Details

  • No Home Owners Association
  • Rock Harbor Yacht Ha Subdivision
  • Rental Restrictions
  • RV Parking in Community

Listing and Financial Details

  • Minimum Rental Period: 28
  • Assessor Parcel Number 00555210-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,356

Year Built

Built in 1970

Lot Details

0.52 Acres

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • Additional Assessor Parcel Number 1: 00555190-000100
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Dockage Dock: Concrete
  • Fee Includes: None
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 97.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Cash
  • Side: Ocean
  • State Province: FL
  • Taxes: 15356.00
  • Vehicle Storage: Open Parking, RV Parking Open, Off Street Parking, Guest Parking
  • Year Built: 1970
  • Alternate Key Number: 1681547
  • Cooling Heating: Central Air
  • Lot Sq Ft: 22678.00
  • Pool Info: In Ground
  • Porch Balcony: Open Porch/Balcony, Roof Top Deck
  • Species List: No
  • Tax Exemptions: None
  • Building Style Above Flood: No
  • Building Style Stories: 2 Stories
  • Estimated Living Sq Ft: 1540.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Water Purification, Stainless Steel Appliance(s), Gas Appliances, Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Windows/Doors: Sliding Glass Doors, Impact Rstnce Window
  • Total Bedrooms: 3
  • Sq Ft Remarks: LOT SQFT is both parcels combined.

Exterior Features

  • Dockage: Boat Lift
  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: Concrete
  • Exterior Features: Chickee Hut, Hot Tub, Fencing
  • Roof: Concrete Roof
  • Waterview: Ocean View, Canal View
  • Pool: Yes

Utilities

  • Security: Electric Gate
  • Utilities: FKAA, Buyer to Verify, Municipal Sewer

Lot Info

  • Deed Restrictions: No
  • Flood Zone: AE
  • Parcel Number: 00555210-000000
  • Lot Size: 116x200
  • Land Size: 1/4 - 1/2 Acre

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 11, 2026
Closed on
Mar 27, 2026
Sold by
Doherty Christopher and Jane Haley
Bought by
Dell Kelly
Seller's Agent
Yvette Doherty
Coldwell Banker Schmitt Key Largo
Buyer's Agent
Yvette Doherty
Coldwell Banker Schmitt Key Largo
List Price
$2,980,000
Sold Price
$2,750,000
Premium/Discount to List
-$230,000
-7.72%
Views
116

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
118.11%

Purchase Details

Closed on
Dec 23, 2021
Sold by
Keys 90 Llc
Bought by
Doherty Christopher D and Doherty Haley Jane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,051,200
Interest Rate
2.98%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 18, 2013
Closed on
Jan 31, 2014
Sold by
Spencer Norris Donald
Bought by
Keys 90 Llc
Seller's Agent
Terri Bodker
Ocean Bay Realty of the Keys
Buyer's Agent
Terri Bodker
Ocean Bay Realty of the Keys
List Price
$995,000
Sold Price
$820,000
Premium/Discount to List
-$175,000
-17.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.96%

Purchase Details

Closed on
Jul 25, 2003
Sold by
Spencer Norris Donald
Bought by
The Spencer Trust and Spencer Norris Donald

Purchase Details

Closed on
Feb 1, 1969
Bought by
Keys 90 Llc
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $2,750,000 None Listed On Document
Warranty Deed $1,314,000 Turner & Lynn Pa
Warranty Deed $820,000 Attorney
Interfamily Deed Transfer -- --
Deed $9,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,051,200 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/27/2026 03/27/26 Sold $2,750,000 -7.7% $1,786 / Sq Ft
02/11/2026 02/11/26 For Sale $2,980,000 +263.4% $1,935 / Sq Ft
01/31/2014 01/31/14 Sold $820,000 -17.6% $391 / Sq Ft View Prior Sale
11/27/2013 11/27/13 Pending -- -- --
11/18/2013 11/18/13 For Sale $995,000 -- $475 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,110 $2,188,498 $1,512,756 $675,742
2024 $12,443 $2,050,482 $1,512,756 $537,726
2023 $12,443 $1,856,774 $1,420,675 $436,099
2022 $9,190 $1,100,658 $694,886 $405,772
2021 $8,215 $920,857 $542,880 $377,977
2020 $8,088 $898,668 $542,880 $355,788
2019 $7,663 $844,915 $485,112 $359,803
2018 $7,782 $842,124 $485,112 $357,012
2017 $7,628 $846,140 $0 $0
2016 $7,132 $737,388 $0 $0
2015 $7,673 $784,814 $0 $0
2014 $2,680 $248,741 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: Florida Keys Board of REALTORS®

MLS Number: 618604

Florida Keys Board of REALTORS®

APN: 00555210-000000

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