Putnam County NY Homes under $400,000

Lake life meets unlimited potential! This charming ranch offers the perfect blend of modern comfort and future opportunity. While currently a cozy home with a 2023 kitchen renovation including new appliances, the property was originally approved for three bedrooms, offering a seamless path for expansion. Major upgrades provide total peace of mind, including newer windows, wood floors, driveway

C.J. Nadler Houlihan Lawrence Inc.

Lovely WALK IN level Lower Arden model, with a semi finished basement and walk out to a very nice wooded setting. The Estate has just received permits for a fully finished basement! This unit is being sold AS IS and just needs cosmetic updating and TLC.

Randy Calano Keller Williams Realty Partner

Enjoy easy, one-level living in this beautifully maintained 2-bedroom home located in the sought-after Holly Stream community. As a lower-level end unit, this home offers added privacy and the convenience of a private walk-out deck accessible from the main living area. The interior features an inviting open-concept living and dining space, complemented by a functional kitchen with ample cabinet

Kelly Castiglione Coldwell Banker Realty

Nestled in a peaceful, zen-like setting, this updated 2-bedroom, 1-bath home offers lake rights to Lake Carmel along with seasonal partial lake views—creating a lifestyle that blends relaxation with everyday convenience. Enjoy swimming, kayaking, fishing, and lakeside living just moments from your door. Inside, a bright and calming living room welcomes you with refinished original hardwood

Rosalee Demchak Exit Realty Connections

Discover this charming 2-bedroom cottage located in the heart of the Lake Peekskill community, offering 616 square feet of efficient living space. The property is located just one block away from Lake Peekskill and includes coveted lake rights, allowing you to enjoy a vibrant community lifestyle filled with fishing, kayaking, canoeing, swimming, and winter ice skating. Built in 1935, the home

Mark Boyland Keller Williams Realty Partner

Great value on this completely renovated ranch, ideally located just one block from scenic Lake Carmel and offering lake and beach rights along with lovely views. This home showcases a bright, open, and inviting floor plan centered around a stunning brand new quartz kitchen with stainless steel appliances, subway tile backsplash, recessed lighting, and a convenient pantry. Luxury Pergo plank

Susan Todd BHHS Hudson Valley Properties

Move-in ready and freshly painted, this well maintained end-unit one-bedroom, one-bath home in the desirable Blackberry Village community is a must see. A welcoming entryway with newly re-stained stairs leads you to an open-concept living and dining area, featuring Brazilian cherry–stained hardwood floors. The well-designed layout includes a dedicated laundry room equipped with modular shelving,

Patricia Hinkley Coldwell Banker Realty

Enjoy Lake Carmel views right from your living room in this updated 2-bedroom, 2-bath cottage in Carmel, NY. The main level features an open-concept layout with a cathedral ceiling, hardwood floors, and a renovated kitchen complete with granite countertops, island seating, and stainless-steel appliances, including a wine refrigerator. The layout includes a first-floor bedroom and full bath, while

Edward Holmes William Raveis-New York, LLC

Welcome to peaceful living near the lake. This charming 2-bedroom cottage in the heart of Lake Peekskill offers the perfect opportunity for first-time buyers or those looking to downsize. Set on a mostly level lot, the square backyard provides wonderful potential. With a little imagination, it can easily become a private outdoor oasis—ideal for relaxing, gardening, or entertaining friends and

James Maurno Berkshire Hathaway HS NY Prop

Discover this charming 2 bedroom cottage in the heart of Lake Carmel, Kent- just a short walk to swimming, boating and fishing on a serene, man-made lake. Enjoy 4 private community beaches reserved just for residents and their guests. This one level gem offers a flat, corner lot, a detached garage, a generator for peace of mind, and efficient upgrades to keep you comfortable year-round.

Kristine Hansmann Jefferson Valley Realty

325 Cornwall Meadows - Located in the highly desirable Cornwall Meadows community Light, bright, and beautifully inviting — this spacious two-bedroom townhouse offers comfort, functionality, and effortless entertaining in the heart of Patterson. Step into the sun-filled living room featuring a cozy wood-burning fireplace, perfect for chilly Hudson Valley evenings. Sliding glass doors lead to a

Lisa Sgobbo Century 21 Alliance Rlty Group

This 2 bedrooms cottage home located in the Tonetta Lake community is waiting for you. Step inside to discover 836 sq ft of stylish living space. The cozy living room is accentuated by a stone fireplace with a pellet stove insert. The dining room features sliding doors that open up to the deck and level back yard.Hardwood floors . Water softener with UV filter and Parking: 1 car Detached. All

Ines Morocho Coldwell Banker Realty

The weather has IMPROVEDand so has the PRICE on this Lake home. It is the PERFECT time to enjoy the unobstructed Lake views of Putnam Lake. This newly renovated home on a level lot makes the perfect first home, down size or Lake escape home. This home offers a functional layout and has been renovated to a very high level. All the rooms in this home are light & bright, are freshly painted and

Ginny Gordon-O’Neill William Raveis Real Estate

Location, Location, Location! Bright and inviting 2nd-floor end-unit 1-bedroom condo located in the highly desirable Forge Gate community. This home features a spacious living room with a large closet, a kitchen with dining area and abundant cabinetry, and a generously sized bedroom with a walk-in closet. The bathroom has been updated with a new floor and vanity. The condo has been freshly

Jessica Middlebrooks William Raveis Real Estate

For Sale or For Rent! Beautiful home offering lake views and access to Lake Oscawana, perfect as a weekend retreat or full-time residence. This cozy 2-bedroom, 1-bath home with a loft is designed for relaxed living both indoors and out. Start your mornings with coffee or unwind in the evenings with a cocktail on the oversized covered porch, or gather with friends around the outdoor fire pit while

Justin Tompkins Tompkins Realty

Welcome to 4 Forge Gate Drive Unit F3, an inviting 2-bedroom, 1-bath condo set in the heart of Cold Spring. This single-level apartment offers easy living in a peaceful residential community while keeping you close to everything that makes the village so loved.The layout is simple and comfortable, with a spacious living area, a well-kept kitchen, and two nicely sized bedrooms. This unit has

Randy Florke Rural Connection Inc.

Welcome to desirable Cornwall Meadows! This tastefully appointed home has everything you're looking for. This rarely available END UNIT offers Privacy as well as ideal proximity to the Club House where you can easily sneak in a Workout or head to the pool for a Swim. You can sit on your front porch and listen to the soothing sounds of the community fountain just outside your doorsteps. Cooking in

Christopher Filangeri BHHS Hudson Valley Properties

Perfect Starter Or Down-sizer in Mahopac! 2 bedroom 1 full bath ranch with hardwood flooring throughout, Floor to Ceiling Brick fireplace, 2 generous sized bedrooms, cozy dining area, & bright 3 season sun room. Close to shopping & dining on Route 6. Shed will make a perfect work shop or storage unit. Great commuter location close to Taconic Parkway.

Ernie Acampora River Realty Services, Inc.

Vacant REO condominium offered strictly as-is. This two-bedroom, 1.5-bath townhouse-style unit offers approximately 1,300 square feet of living space, per public records and appraisal data. Located within the Fieldstone Pond community in Brewster, the property is situated in a stable residential area with convenient access to major roadways, shopping, schools, and local amenities. The unit is

Christopher Rose REALHome Services & Solutions

RARE FIND !! FULLY DETATCHED 3 BR /1 BTH SFR RANCH HOUSE W PRIVATE BACK YARD and 4 Car Driveway LOCATED ON A QUITE STREET IN RESIDENTIAL CARMEL.. This Single Family HOME Features A Sun Drenched Livingrm, Dinning Rm, Kitchen Combo (Granite Counter Tops) Matching Stainless Steel Appliances STOVE, MICROWAVE, DISHWASHER, REFRIDGE and Comfortable Living Area. 3 Spacious Bedrooms and 1 Luxury Renovated

Crystal Jones Voro LLC