Saint Charles, IL Homes for Sale under $400,000

/47
$399,900
- 2 Beds
- 2.5 Baths
- 1,592 Sq Ft
3208 Raphael Ct, Saint Charles, IL 60175

This beautifully updated town-house that is located in a quiet cul-de-sac has so much to offer. Open layout with cathedral ceiling and charming fireplace. Separate dining room. New kitchen cabinets, quartz countertops, SS appliances, and new modern style laminate flooring with perfect matching steps on the staircase. New paint in entire unit with new light fixtures. Brand new hot water tank,

Grace Zareba

Landmark Realtors

(866) 697-9578

3208 Raphael Ct, Saint Charles, IL 60175
Explore Saint Charles
/6
$309,000
- 3 Beds
- 1.5 Baths
- 1,200 Sq Ft
7N054 Jackson Ave, Saint Charles, IL 60174

Welcome home to this 3-bedroom 1.5-bath home with 1,200 sq ft of living space and a spacious 16,000 sq ft lot near the scenic Fox River! With vaulted ceilings in the living room and skylights to bring in so much natural light, your guests will feel welcomed. The kitchen is open to the living room and features custom cabinetry, stainless steel appliances, granite counters and large space for table

Vito LiRosi

Real 1 Realty

(888) 453-8901

7N054 Jackson Ave, Saint Charles, IL 60174
/13
$350,000
- 3 Beds
- 1.5 Baths
- 1,073 Sq Ft
130 Division St, Geneva, IL 60134

Dream location! Just one mile from downtown Geneva and 1.5 miles from downtown St. Charles, this updated and charming ranch is truly move-in ready. The stylish kitchen features custom cabinetry with pull-out drawers, stainless steel appliances, and quartz countertops, and opens seamlessly to the living room with built-in shelving and a large picture window that fills the space with natural light.

Cindy Schmalz

@properties Christie's International Real Estate

(331) 320-6835

130 Division St, Geneva, IL 60134
/3
$400,000
- Land
- 1.35 Acres
- $296,296 per Acre
3122 W Main St, St. Charles, IL 60175

Situated in one of the most sought-after development zones in the Tri-Cities, this property offers exceptional visibility with 25,000+ vehicles passing daily. Previously approved for a Class A, 9,550 SF office building, this site is ready for a range of development possibilities. Currently zoned as BC - Community Business, permitted uses include medical, dental, and professional offices, hotels,

Janelle Vik Baird & Warner

3122 W Main St, St. Charles, IL 60175
/20
$355,000
- Land
- 0.11 Acre
- $3,227,273 per Acre
5N092 Grove Ave, Saint Charles, IL 60174

RARE RIVERFRONT LOT OPPORTUNITY! The site has an existing cabin/shell (knockdown). Enjoy this private location - 4 block stretch of riverfront properties on the optimal/boatable stretch of the Fox River. Vacation at home!! Dock included. Easy access to the Fox River Trail system. No deadline to build - choose your own builder. 16+ Page eBrochure.

Jay Rodgers eXp Realty - St. Charles

5N092 Grove Ave, Saint Charles, IL 60174
/21
$389,990 New Construction
- 2 Beds
- 2.5 Baths
- 1,651 Sq Ft
424 Lakeshore Ct, St. Charles, IL 60174

Welcome home to 424 Lakeshore Ct. This beautiful townhome for sale overlooking wetlands is in our Charlestowne Lakes community in St. Charles, Illinois. Ready for a summer 2026 move-in. This Monroe plan offers over 1600 square feet of living space with 2 bedrooms, a loft, 2.5 baths, and an additional flex space. Upon entering the home, you will be greeted by the finished flex room, which would be

D.R. Horton Builder

424 Lakeshore Ct, St. Charles, IL 60174
/19
$380,990 New Construction
- 3 Beds
- 2.5 Baths
- 1,827 Sq Ft
GRANT Plan at Charlestowne Lakes, St. Charles, IL 60174

Discover the Grant townhome plan at Charlestowne Lakes in St. Charles, IL. This open, modern design features 3 bedrooms, 2.5 baths, a 2-car garage, and a finished bonus room off the garage—perfect for a home office or gym. The main level showcases a bright chef’s kitchen with a large island, designer cabinetry, quartz countertops, and stainless steel appliances. Overlooking both the dining and

D.R. Horton Builder

301 Basin Ct Unit 36205995, St. Charles, IL 60174
/24
$360,990 New Construction
- 2 Beds
- 2.5 Baths
- 1,651 Sq Ft
MONROE Plan at Charlestowne Lakes, St. Charles, IL 60174

Introducing the Monroe townhome plan, this 3-story townhome has the perfect blend of functionality and design with 2 bedrooms, a loft, 2.5 baths, a 2-car garage, and a finished bonus room off the garage area! As you step inside this 1,651 square foot plan, you are greeted by a flex room with a walk-in closet perfect for a private office or home gym. Walking up the stairs, you will find the open

D.R. Horton Builder

301 Basin Ct Unit 36205994, St. Charles, IL 60174
/30
$354,108
- 2 Beds
- 2.5 Baths
- 1,868 Sq Ft
2958 Langston Cir, Saint Charles, IL 60175

Lovely 2-story end-unit town home on a premium lot that backs up to greenspace in the Harvest Hills subdivision offers 2 bedrooms, 2.5 baths, roomy loft and attached 2-car garage. A private entrance and porch welcome you inside to a 2-story family room with big windows that flood the room in natural light and LVP flooring that flows throughout the main level. Adjacent to the family room is a

Katie Fish Keller Williams Inspire - Geneva

2958 Langston Cir, Saint Charles, IL 60175
/19
$392,990 New Construction
- 2 Beds
- 2.5 Baths
- 1,651 Sq Ft
423 Lakeshore Ct, Saint Charles, IL 60174

Welcome home to 423 Lakeshore Ct. This beautiful townhome is in our Charlestowne Lakes community in St. Charles, Illinois. Ready for a late Summer move-in. This Monroe plan offers over 1600 square feet of living space with 2 bedrooms, a loft, 2.5 baths, and an additional flex space. Walk past the beautiful wetlands to your front door where you will be greeted by the finished flex room, which

D.R. Horton Builder

423 Lakeshore Ct, Saint Charles, IL 60174
/19
$389,990 New Construction
- 2 Beds
- 2.5 Baths
- 1,651 Sq Ft
426 Lakeshore Ct, St. Charles, IL 60174

Discover tranquility at 426 Lakeshore Ct. This beautiful new townhome for sale is in our Charlestowne Lakes community in St. Charles, Illinois, and will be ready for a summer 2026 move-in. This Monroe plan offers over 1600 square feet of living space with 2 bedrooms, a loft, 2.5 baths, and an additional flex space. Upon entering the home, you will be greeted by the finished flex room, which would

D.R. Horton Builder

426 Lakeshore Ct, St. Charles, IL 60174
/20
$392,990 New Construction
- 2 Beds
- 2.5 Baths
- 1,651 Sq Ft
425 Lakeshore Ct, Saint Charles, IL 60174

Discover tranquility at 425 Lakeshore Ct. This beautiful townhome is in our Charlestowne Lakes community in St. Charles, Illinois, and will be ready for a late summer move-in. This Monroe plan offers over 1600 square feet of living space with 2 bedrooms, a loft, 2.5 baths, and an additional flex space. Upon entering the home, you will be greeted by the finished flex room, which would be perfect

D.R. Horton Builder

425 Lakeshore Ct, Saint Charles, IL 60174
/23
$350,000
- 4 Beds
- 2.5 Baths
- 1,382 Sq Ft
513 S 13th Ave, Saint Charles, IL 60174

*** Multiple offers received. Highest and best due Monday 2/23 by noon. *** Here's a house with charm. A friendly house, whose legacy of warmth greets you at the door. In this house, a good life awaits: evenings preparing dinners in your pretty kitchen, open to the dining area and overlooking your backyard bursting with perennials. The family room boasts solid wood beams and dappled sunlight --

Laura Henrikson @properties Christie's International Real Estate

513 S 13th Ave, Saint Charles, IL 60174
/30
$345,000
- 2 Beds
- 2.5 Baths
- 1,546 Sq Ft
302 Tower Hill Dr, Saint Charles, IL 60175

Welcome to 302 Tower Hill Drive - a stunning, move-in-ready condo located in the desirable Harvest Hills subdivision and the highly sought-after St. Charles School District! This bright and inviting residence features an open floor plan filled with natural light and soothing neutral tones that create a welcoming ambiance. The main level features a cathedral ceiling in the living room and wood

Connie Beller Baird & Warner Fox Valley - Geneva

302 Tower Hill Dr, Saint Charles, IL 60175

Illinois Kane County Saint Charles

Home Trends in Saint Charles, IL

On average, homes in Saint Charles, IL sell after 20 days on the market compared to the national average of 54 days. The median sale price for homes in Saint Charles, IL over the last 12 months is $480,000, up 3% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$480,000

Median Single Family Sale Price

$506,990

Median Townhouse Sale Price

$439,990

Median 2 Bedroom Sale Price

$318,500

Median 1 Bedroom Sale Price

$216,500

Average Price Per Sq Ft

$235

Number of Homes for Sale

Last 12 months Home Sales

769

Months of Supply

1.20

Median List Price

$489,900

Median Change From 1st List Price

Median Home Sale Price YoY Change

How to Buy a Home How to Finance a Home How to Sell a Home

Explore the array of homes and houses for sale under $400,000 in Saint Charles, where you'll find 14 options tailored for those seeking affordable real estate opportunities. Whether you're interested in spacious family homes, modern townhouses, or cozy bungalows, Saint Charles offers a diverse range of choices to match your needs and financial considerations. Take advantage of these affordably-priced properties to make your move into the real estate market in Saint Charles, IL.

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