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Studio Apartments for Rent in Saint Joseph, MI

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    Starting at $1,950 Per Month

    • Studio

    822 Ship St Unit 2, Saint Joseph, MI 49085

    Hambley Flats is a historic 1902 apartment building in St. Joseph, MI. It consists of two studio apartments, three 1BR/1BA apartments, and three 2BR/1BA apartments. Four of the units are long-term unfurnished rentals where tenants pay most utilities. Four of the units are furnished and stocked units that include all utilities and have a minimum lease term of 31-days. The building is

    Hambley Flats

    822 Ship St Unit 2, Saint Joseph, MI 49085
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    Starting at $800 Per Month

    • Studio - 3 Beds

    2850 Cleveland Ave, Saint Joseph, MI 49085

    Welcome to Lakecrest Apartments in St. Joseph, MI. Our community has everything you are looking for! Stroll along the bluff overlooking beautiful Lake Michigan or take in the peaceful wooded ravines. At Lakecrest, you are close to transportation, shopping, and entertainment. With a wide variety of apartment layouts to choose from, there's a perfect home for you at Lakecrest Apartments!Live Life

    Lakecrest Apartments

    2850 Cleveland Ave, Saint Joseph, MI 49085

Why Live in Saint Joseph

Saint Joseph, Michigan, is a vibrant summertime destination known for its lakefront living and small-town connections. Located along Lake Michigan, the area attracts thousands of visitors who explore the waterfront, marinas, and downtown attractions. Residents enjoy scenic views, diverse cuisine, and year-round events. The community offers various recreational activities, including boating, fishing, kayaking, and swimming. Notable attractions include The Whirlpool Compass Fountain, Lake Bluff Park, and the John & Dede Howard Trail. Downtown Saint Joseph features a historic merry-go-round at Silver Beach, the Curious Kids’ Museum, and the Krasl Art Center. Dining options range from upscale bistros to laid-back bars, with Silver Beach Pizza being a local favorite. The city’s neighborhoods are lively, with architecture ranging from ranch-style homes and bungalows to custom lakeside estates and waterfront condominiums. Despite being surrounded by water, flooding is generally minor, although lakeshore erosion is a concern. Annual events such as the Blossomtime Festival, Lake Breeze Music Festival, and Saint Joe Winter Beer Fest draw locals and visitors alike. The community is well-connected with Business Loop 94, State Route 63, and an Amtrak station. Saint Joseph Public Schools include highly rated Upton Middle School and Saint Joseph High School. The nearest commercial airport is 33 miles away in South Bend, Indiana.

Frequently Asked Questions

How much does it cost to rent a home in Saint Joseph, MI?
The median rent for a home in Saint Joseph, MI is $1,900 per month, though prices vary by neighborhood, size, and property type. As of August 2026, condos tend to be the most affordable option while single-family homes and townhouses are currently more expensive.
How much do you need to make to afford rent in Saint Joseph, MI?
To comfortably afford the median rent in Saint Joseph, MI, a household needs to earn roughly $76,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,900 per month in Saint Joseph, MI, renters typically need to show $5,700 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Saint Joseph, MI?
In Saint Joseph, MI, the price-to-rent ratio is 15.8, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends

Number of Homes for Rent
2
Median Rent
$1,900
Median Single Family Home Rent
$2,200
Median Townhouse Rent
$2,200
Median Condo Rent
$1,550
How to Rent a Home