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Studio Apartment for Rent in Saint Joseph, MN

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  • /22

    Starting at $1,020 Plus Fees

    • Studio - 2 Beds

    235 20th Ave SE, Saint Joseph, MN 56374

    It’s a great day to be leasing at The Oaks on 20th of Saint Joseph!Our apartment homes offer spacious open concept living areas available in 1 bedroom/1 bath, 1 bed 1 bath w/ pantry, 2 bedroom/1 bathroom or 2 bedrooms/2 baths. Our spacious onsite laundry room is located on 2nd floor. Individual heating and cooling systems maintain comfortable temperatures throughout each home whatever the

    The Oaks on 20th

    235 20th Ave SE, Saint Joseph, MN 56374

Why Live in Saint Joseph

Saint Joseph, often called St. Joe or Joetown, is a vibrant community on the western border of St. Cloud, Minnesota. Known for its college town atmosphere, it hosts St. John’s University and the College of St. Benedict, which contribute to its lively downtown. The area features a mix of century-old and modern homes, including bungalows, cottages, ranch-style, bi-level, split-level, and New Traditional homes. Downtown Saint Joseph is bustling with eclectic restaurants and shops, such as The Local Blend café, Krewe with its New Orleans-style dishes, Jupiter Moon Ice Cream, and Obbink Distillery. The House Food and Tap offers diverse dining options and craft beers. Shopping includes boutiques, the Minnesota Street Market Food & Art Co-op, and St. Joseph Meat Market, with larger retailers located 5 miles away in St. Cloud. The town is safer than the national average and has numerous green spaces, including Millstream Park and the extensive Abbey Arboretum at St. John’s University, which offers 15 miles of nature trails and lakes for kayaking. The 62-mile Lake Wobegon Trail also runs through town. Saint Joseph hosts popular events like Rocktoberfest and Joetown Rocks, drawing large crowds. Commuting is convenient with County Road 75 and Interstate 94, making downtown St. Cloud a 15-minute drive and Minneapolis about 70 miles away.

Frequently Asked Questions

How much does it cost to rent a home in Saint Joseph, MN?
The median rent for a home in Saint Joseph, MN is $9,500 per month, though prices vary by neighborhood, size, and property type. As of July 2026, condos tend to be the most affordable option.
How much do you need to make to afford rent in Saint Joseph, MN?
To comfortably afford the median rent in Saint Joseph, MN, a household needs to earn roughly $380,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $9,500 per month in Saint Joseph, MN, renters typically need to show $28,500 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Saint Joseph, MN?
In Saint Joseph, MN, the price-to-rent ratio is 2.6, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends

Number of Homes for Rent
1
Median Rent
$9,500
Median Condo Rent
$9,500
How to Rent a Home