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Studio Apartments for Rent in Saint Joseph, MO

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    Starting at $625 Per Month

    • Studio - 3 Beds

    1300 S 11th St, Saint Joseph, MO 64503

    Now under NEW Management!Create a home you are proud to show off in this unique historic building in the heart of St. Joseph, MO. Our Epic community offers large, loft-style apartments with open floor plans and tons of natural light. No matter your style, you'll be able to make the polished concrete floors and modern finishes work for your space! Come tour our complex and explore the

    Mitchell Park Plaza Apartment

    (816) 662-7560

    1300 S 11th St, Saint Joseph, MO 64503
  • /20

    Starting at $725 Per Month

    • Studio - 2 Beds

    2509 Duncan St, Saint Joseph, MO 64507

    HL29 Modern Lofts is located in a quaint neighborhood in historic Saint Joseph,Missouri. The city is home to 13 distinctive area museums, 12 annual festivals, amazing architecture listed on the National Register of Historic Places, and the Kansas City Chiefs Summer Training Camp. You’ll also find great outdoor recreation throughout 48 parks, 26 miles of beautiful Parkway, outdoor concerts, and an

    HL29 Modern Flats

    (816) 662-7216

    2509 Duncan St, Saint Joseph, MO 64507
  • /8

    Starting at $600 Per Month

    • Studio - 1 Bed

    416 N 7th St, Saint Joseph, MO 64501

    Coventry Apartments

    (816) 722-6845

    416 N 7th St, Saint Joseph, MO 64501
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    $625 - $700

    Total Monthly Price

    • Studio - 1 Bed
    • 1 Bath
    • 196 Sq Ft
    • Condo for Rent

    2319 S 18th St, Saint Joseph, MO 64503

    Short Lease 4+ Months, Quiet Clean and Private place, all 3 units have fridge, furnished bed, sofa, book case, end tables, lighted Video secured parking, FREE Laundry, all utilities paid with separate electric heat/ac ea., Wi-Fi, TV, DVD, Patio Deck with BBQ & Grill. Very Quiet, Safe peaceful area 100’ ft. from Bus & Emergency snow route [no phase 3 hassles]. 4x less than Motel rates with lease &

    2319 S 18th St, Saint Joseph, MO 64503
  • /38

    $625 - $700

    Total Monthly Price

    • Studio - 1 Bed
    • 1 Bath
    • 196 Sq Ft
    • Condo for Rent

    2319 S 18th St, Saint Joseph, MO 64503

    Short Lease 4+ Months, Quiet Clean and Private place, all 3 units have fridge, furnished bed, sofa, book case, end tables, lighted Video secured parking, FREE Laundry, all utilities paid with separate electric heat/ac ea., Wi-Fi, TV, DVD, Patio Deck with BBQ & Grill. Very Quiet, Safe peaceful area 100’ ft. from Bus & Emergency snow route [no phase 3 hassles]. 4x less than Motel rates with lease &

    2319 S 18th St, Saint Joseph, MO 64503
  • /38

    $625 - $700

    Total Monthly Price

    • Studio - 1 Bed
    • 1 Bath
    • 196 Sq Ft
    • Condo for Rent

    2319 S 18th St, Saint Joseph, MO 64503

    Short Lease 4+ Months, Quiet Clean and Private place, all 3 units have fridge, furnished bed, sofa, book case, end tables, lighted Video secured parking, FREE Laundry, all utilities paid with separate electric heat/ac ea., Wi-Fi, TV, DVD, Patio Deck with BBQ & Grill. Very Quiet, Safe peaceful area 100’ ft. from Bus & Emergency snow route [no phase 3 hassles]. 4x less than Motel rates with lease &

    2319 S 18th St, Saint Joseph, MO 64503
  • /5

    $695 Per Month

    • Studio
    • 1 Bath
    • 1 Bedroom / 1 Bathroom House

    830 Warsaw Ave, Saint Joseph, MO 64507

    1 Bedroom - 1 Bathroom House, a residence located in the heart of Saint Joseph, MO. This home offers a single, well-appointed bathroom and the convenience of a washer/dryer hookup, making laundry day a breeze. Pet lovers will appreciate our pet-friendly policy, allowing up to two pets per household. A nominal, nonrefundable pet fee of $200 per pet is required, ensuring the property remains

    830 Warsaw Ave, Saint Joseph, MO 64507

Why Live in Saint Joseph

Saint Joseph's rich historical heritage comes alive through the Pony Express National Museum and Patee House Museum, both National Historic Landmarks showcasing the city's role in westward expansion. The 26-mile parkway system connects scenic Krug Park, featuring an Italianate castle and amphitheater, to Hyde Park's recreational facilities. Cultural attractions include the Albrecht-Kemper Museum of Art's American collection and the beautifully restored Missouri Theater. The Glore Psychiatric Museum provides a fascinating look at mental health treatment history, while outdoor recreation awaits at River Bluff Trails Park's 12 miles of hiking paths. Local dining ranges from authentic Neapolitan pizzas at Il Lazzarone to Louisiana seafood at Boudreaux's downtown.

The Saint Joseph housing market includes properties from $50,000 to $662,000. The median sale price for single family homes is $175,000, while townhomes have a median price of $249,500 and two bedroom condos typically sell for $145,500. Downtown Saint Joseph commands the highest median single family home prices at $397,000, followed by Ashland at $260,000 and East Saint Joseph at $217,500. More affordable options exist in Midtown with a median price of $125,000.

Saint Joseph's cost of living sits 6.5% below the national average. A family with school age children needs approximately $100,000 annually to live comfortably, while renters require about $51,000. The property tax rate of 0.8% compares favorably to Kansas City's 1.15%. Monthly expenses for families average $8,000, including $1,500 for groceries and $2,100 for housing. The city maintains strong educational options with five BPlus rated schools, including Field Elementary and St. Joseph Christian School. Missouri Western State University provides higher education opportunities within the community.

Frequently Asked Questions

How much does it cost to rent a home in Saint Joseph, MO?
The median rent for a home in Saint Joseph, MO is $950 per month, though prices vary by neighborhood, size, and property type. As of June 2026, condos tend to be the most affordable option while single-family homes and townhouses are currently more expensive.
How much do you need to make to afford rent in Saint Joseph, MO?
To comfortably afford the median rent in Saint Joseph, MO, a household needs to earn roughly $38,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $950 per month in Saint Joseph, MO, renters typically need to show $2,850 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Saint Joseph, MO?
In Saint Joseph, MO, the price-to-rent ratio is 17.1, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Trends in Saint Joseph, MO

Rental Home Trends

Number of Homes for Rent
7
Median Rent
$950
Median Single Family Home Rent
$997
Median Townhouse Rent
$1,288
Median Condo Rent
$825
How to Rent a Home