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Shelby County AL Homes for Sale with Garage

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  • /77

    $749,900

    • 4 Beds
    • 3.5 Baths
    • 3,279 Sq Ft

    47 Mt Laurel Ave, Birmingham, AL 35242

    OPEN SUNDAY 2-4! 47 Mt. Laurel Avenue is located in the heart of one of Birmingham's most desirable communities, surrounded by nature while steps away from the charming town center full of shops and dining. Mt. Laurel features tree-lined streets, ample walking trails, green spaces, a private lake, a pool, and more. This home greets you with a large stone front porch overlooking the coveted Mt.

    Mary Martin Brown Keller Williams Homewood

    47 Mt Laurel Ave, Birmingham, AL 35242
  • /34

    $610,000

    • 4 Beds
    • 3 Baths
    • 2,789 Sq Ft

    6089 English Village Ln, Birmingham, AL 35242

    Beautiful 4-sides brick home in The sought after Village at Highland Lakes! Built in 2017, this home has a rare floor plan with 3 bedrooms on the main level. Additional huge bonus room, bedroom, and full bath upstairs—perfect for guests or a teen suite. Open layout with hardwoods throughout the main (except one bedroom), plantation shutters on every window, and a master suite overlooking the lush

    Nicole Tyler Keller Williams Realty Hoover

    6089 English Village Ln, Birmingham, AL 35242
  • /25

    $235,000

    • 3 Beds
    • 2 Baths
    • 1,383 Sq Ft

    127 Briarfield Ln, Calera, AL 35040

    BACK ON THE MARKET! NO FAULT OF SELLERS!! Welcome to this well maintained 3 bedroom 2 bath home in the Stonebriar Neighborhood of Calera. The open living area boast a large family room, dining area and kitchen featuring stainless steel appliances, ample counter top space, and walk-in laundry room. The large primary bedroom is located in the back of the home and features a large walk-in closet

    Ashley Davis ARC Realty Vestavia

    127 Briarfield Ln, Calera, AL 35040
  • /31

    $399,000 Open Sun 2PM - 4PM

    • 3 Beds
    • 2 Baths
    • 2,354 Sq Ft

    1228 Macqueen Dr, Helena, AL 35080

    Step into this stunning, renovated home offering the perfect blend of modern comfort and timeless charm. Featuring 3 spacious bedrooms and 2 beautifully updated bathrooms, this move-in-ready home boasts a thoughtfully designed layout ideal for families and entertainers alike. The bright and inviting main level flows seamlessly into the kitchen. The finished basement offers endless

    Melanie Shores EXIT Realty Cahaba

    1228 Macqueen Dr, Helena, AL 35080
  • /15

    $435,000

    • 3 Beds
    • 2.5 Baths
    • 2,354 Sq Ft

    1058 Dunnavant Place, Birmingham, AL 35242

    Located on a quiet street in Highland Lakes, this well-kept home offers an open floor plan with hardwood floors, a vaulted living room with fireplace, and a formal dining area. The kitchen features ample cabinetry, a center island, and a bright breakfast nook. The main-level primary suite includes a spa-like bath with soaking tub, separate shower, and dual vanities. Upstairs offers two bedrooms

    Marshall Casselman eXp Realty, LLC Central

    1058 Dunnavant Place, Birmingham, AL 35242
  • /45

    $330,000

    • 4 Beds
    • 3 Baths
    • 2,560 Sq Ft

    7023 Kensington Ave, Calera, AL 35040

    Welcome to this beautifully maintained home that blends style, space, and everyday function. Designed with an open-concept layout that’s ideal for entertaining, the spacious kitchen features granite countertops, stainless steel appliances, plenty of counterspace, a pantry, and a large island with seating for four that seamlessly connects to the bright living and dining areas. Upstairs, the HUGE

    Alicia Anderson ERA King Real Estate - Birmingham

    7023 Kensington Ave, Calera, AL 35040
  • /41

    $254,900

    • 3 Beds
    • 2 Baths
    • 1,474 Sq Ft

    4955 Stonecreek Way, Calera, AL 35040

    Immaculate 3BR/2BA home in highly sought-after Stonecreek, perfectly maintained and move-in ready. Enjoy an open floor plan with a spacious Great Room featuring a brick fireplace and gleaming hardwood floors. The kitchen impresses with beautiful stone countertops, stainless appliances, 36" cabinets, pantry, and an open dining area perfect for entertaining. The spacious master suite features a

    Howard Whatley ARC Realty 280

    4955 Stonecreek Way, Calera, AL 35040
  • /46

    $400,000

    • 5 Beds
    • 3.5 Baths
    • 2,921 Sq Ft

    580 Forest Lakes Dr, Sterrett, AL 35147

    Welcome home to this fully REFRESHED & spacious 5 bed, 3.5 bath home in the Forest Lakes community. Modern upgrades throughout include fresh paint, brand new flooring & updated kitchen & baths. Step inside to a grand two-story foyer that opens to a light filled living room & formal dining area. The kitchen features new granite countertops, stainless steel appliances, ample cabinetry, bar seating

    Lauren Sazera Keller Williams Realty Vestavia

    580 Forest Lakes Dr, Sterrett, AL 35147
  • /50

    $420,000

    • 4 Beds
    • 2.5 Baths
    • 2,614 Sq Ft

    483 Old Cahaba Way, Helena, AL 35080

    WELCOME HOME to this gorgeous 4 bed, 2.5 bath, brick home in lovely Helena! Located on a quiet cul de sac with over 2,600 square feet, it features an open floor plan and lots of natural light. Kitchen includes granite countertops, GE full capacity fridge, stainless steel microwave and generous cabinetry. Hardy luxury vinyl plank hardwood flooring on the main level and comfortable carpet on the

    Joel Watson eXp Realty, LLC Central

    483 Old Cahaba Way, Helena, AL 35080
  • /42

    $429,000

    • 3 Beds
    • 2 Baths
    • 2,009 Sq Ft

    200 Simms Landing, Pelham, AL 35124

    THE TUCKER: Welcome to Simms Landing, a new home community in Pelham. This master-planned community boasts a range of amenities, including a clubhouse, swimming pool, and state-of-the-art fitness center, all surrounded by dense forests and rolling hills. Located in the highly sought-after Pelham School District and just 20 miles south of downtown, Simms Landing is conveniently located near major

    Kristie Cotter Harris Doyle Homes

    200 Simms Landing, Pelham, AL 35124
  • /17

    $425,000

    • 3 Beds
    • 2 Baths
    • 2,015 Sq Ft

    300 Simms Landing, Pelham, AL 35124

    The Bedford Floor Plan Welcome to Simms Landing, a new home community in Pelham. This master-planned community boasts a range of amenities, including a clubhouse, swimming pool, and state-of-the-art fitness center, all surrounded by dense forests and rolling hills. Located in the highly sought-after Pelham School District and just 20 miles south of downtown, Simms Landing is conveniently located

    Kristie Cotter Harris Doyle Homes

    300 Simms Landing, Pelham, AL 35124
  • /40

    $449,900

    • 4 Beds
    • 2.5 Baths
    • 2,532 Sq Ft

    189 Ridgeline Dr, Chelsea, AL 35043

    This 4-bedroom, 2.5-bath home in Deer Ridge Lakes offers the perfect blend of space, comfort, and tranquility. The main level features a formal dining room, laundry, half bath, and a spacious primary suite with double vanity, soaking tub, separate shower, and large walk-in closet. The open kitchen includes an eat-in breakfast area with bar seating and flows into the living room, leading to a

    Carmen Anderson Keller Williams Realty Vestavia

    189 Ridgeline Dr, Chelsea, AL 35043
  • /28

    $485,000

    • 4 Beds
    • 3 Baths
    • 2,713 Sq Ft

    2024 Adams Ridge Dr, Chelsea, AL 35043

    Welcome to the desirable Foxhill plan — a beautiful blend of charm and modern comfort in the heart of Chelsea, one of Shelby County’s most sought-after communities. This home offers an open layout with a covered front and back porch, a metal roof, and hardwood flooring throughout the main living areas. The kitchen shines with stainless steel appliances, granite countertops, a custom range hood,

    Kevin Nguyen Keller Williams Trussville

    2024 Adams Ridge Dr, Chelsea, AL 35043
  • /51

    $825,000

    • 6 Beds
    • 5 Baths
    • 5,250 Sq Ft

    442 S Highland Ridge Ln, Chelsea, AL 35043

    Tucked away in a quiet cul-de-sac, this all-brick home offers plenty of space and comfort inside and out. With a generous lot and mature landscaping, the backyard is truly an extension of your living space, complete with a covered deck and patio perfect for unwinding or gathering with friends. Inside, the open layout flows easily from room to room, making it just as ideal for entertaining as it

    Hayden Wald RealtySouth-OTM-Acton Rd

    442 S Highland Ridge Ln, Chelsea, AL 35043
  • /62

    $619,000

    • 4 Beds
    • 3 Baths
    • 3,537 Sq Ft

    499 New Hope Mountain Rd, Pelham, AL 35124

    Price improvement! Welcome to 499 New Hope Mtn Rd, a lovely brick home tucked away on a quiet street in Indian Springs Village with 3 bedrooms & 3 full baths, lovely covered/screened porch, on approx 1 acre offering the perfect blend of space & privacy. Hardwood floors throughout living areas, updated kitchen with new cabinets, Quartz counters & stainless appliances. Main level includes living

    Donna Gaskins ARC Realty - Hoover

    499 New Hope Mountain Rd, Pelham, AL 35124
  • /62

    $1,990,000

    • 4 Beds
    • 4.5 Baths
    • 5,407 Sq Ft

    3588 Highway 57, Vincent, AL 35178

    Escape to your own private paradise on +/- 135 breathtaking acres in unincorporated Shelby County, just outside Vincent, AL. This rare property features a +/- 2.75 acre private lake, multiple ponds, two flowing creeks , natural caves, and an abundance of wildlife—perfect for nature lovers and outdoor enthusiasts. Rolling pastures, fenced fields, and beautiful wooded areas offer a stunning mix of

    Christy Brasher Ellis Properties, Inc.

    3588 Highway 57, Vincent, AL 35178
  • /50

    $499,000

    • 4 Beds
    • 3.5 Baths
    • 2,917 Sq Ft

    168 Appleford Rd, Helena, AL 35080

    Immaculately maintained and full of charm, this 4-bedroom, 3-bathroom home was previously the model home, offering a variety of thoughtful upgrades and custom touches throughout. From the moment you arrive, you’ll notice the attention to detail that sets this home apart. The primary suite is conveniently located on the main level, offering both privacy and ease of access. Enjoy a spacious and

    Katie Catanzano RealtySouth-OTM-Acton Rd

    168 Appleford Rd, Helena, AL 35080
  • /91

    $1,341,746

    • 5 Beds
    • 4 Baths
    • 4,016 Sq Ft

    5173 Clubridge Dr E, Vestavia, AL 35242

    BUILDABLE PLAN! PROPOSED NEW CONSTRUCTION in the prestigious Liberty Park community! BUYER DESIGNS IT with Holland Homes Interior Designer. *3% of sales price W/ PREFERRED LENDER*. Located in the privately gated Club Ridge, the 9th hole of the Old Overton Club world-class membership golf course is just beyond your backyard. This invitation-only Social Club also offers superior tennis and swim

    Julie Brittle HOLLAND HOME SALES

    5173 Clubridge Dr E, Vestavia, AL 35242
  • /14

    $350,000

    • 3 Beds
    • 2 Baths
    • 1,982 Sq Ft

    2025 Madison Cir, Chelsea, AL 35043

    This beautiful 3 bedroom, 2 bath, one-story home offers the perfect blend of comfort and style. Situated on a large, level lot at the end of a peaceful cul-de-sac with beautiful view that can be enjoyed from the covered patio. Home has large kitchen with pretty cabinets and eat in area plus there is a formal dining room. Living room is huge with fireplace and plenty of room to entertain. Master

    Mary Dunnaway Down South Realty Inc

    2025 Madison Cir, Chelsea, AL 35043
  • /52

    $410,000

    • 5 Beds
    • 3 Baths
    • 2,136 Sq Ft

    1009 Canvasback Way, Alabaster, AL 35007

    This home is better than new! TONS AND I MEAN TONS OF UPGRADES which include covered patio, irrigation system, downstairs office/gym, built-in electric fireplace, expanded concrete driveway, retaining wall, gutters, white vinyl fence with paver/pergola with bar top just to name a few PLUS just a few steps from the neighborhood pool! This home is immaculately maintained and has tons of room for

    Pamela Crain 1 Percent Lists Legacy

    1009 Canvasback Way, Alabaster, AL 35007
  • /35

    $375,000

    • 4 Beds
    • 2 Baths
    • 2,288 Sq Ft

    682 Chelsea Station Cir, Chelsea, AL 35043

    Welcome to this stunning one level brick home perfectly situated on a quiet cut-de-sac lot in sought-after Chelsea Station with community pool and playground. This home features 4 bedrooms and 2 full bathrooms. This home features a spacious open floor plan filled with natural light and brand new plantation shutters throughout. The layout is ideal for both everyday living and entertaining, with

    Shirley Hall eXp Realty, LLC Central

    682 Chelsea Station Cir, Chelsea, AL 35043
  • /42

    $335,000

    • 4 Beds
    • 3 Baths
    • 2,852 Sq Ft

    834 Burning Tree Trail, Alabaster, AL 35007

    Tucked away on a quiet street in the heart of Alabaster, this home offers the perfect blend of comfort, charm, and convenience. With tons of living space, this beautiful remodel welcomes you with thoughtful updates and room to relax, gather, and grow. Fresh paint in the kitchen, bedrooms, and basement adds a clean, modern feel, while the cozy wood-burning fireplace brings warmth and character to

    Tyler Darden Real Broker LLC

    834 Burning Tree Trail, Alabaster, AL 35007
  • /6

    $255,500

    • 4 Beds
    • 2 Baths
    • 1,402 Sq Ft

    445 Marsh Cir, Calera, AL 35040

    Welcome to 445 Marsh Circle! This charming 4-bedroom, 2-bath home in the Old Ivy community is a fantastic investment opportunity with a tenant already in place. Enjoy a spacious living area perfect for relaxing or entertaining. The kitchen features a convenient pantry and a cozy eat-in dining space. Step outside to an open patio. A two-car garage on the main level adds everyday convenience.

    tim lantz eXp Realty, LLC Central

    445 Marsh Cir, Calera, AL 35040
  • /36

    $520,000

    • 4 Beds
    • 3.5 Baths
    • 3,816 Sq Ft

    231 Country Ridge Rd, Montevallo, AL 35115

    Private AND convenient, this sprawling home offers over 3,800 square feet of well-designed living space nestled on 5 beautiful wooded acres. With 4 oversized bedrooms, 3 full bathrooms, a half bath, and multiple living areas including a living room, den, dining area, and kitchen, there is room for everyone to spread out and feel at home. Step outside to enjoy the great outdoors with a large

    Brandelyn Nelson Team Lehman LLC

    231 Country Ridge Rd, Montevallo, AL 35115
  • /75

    $1,499,000

    • 6 Beds
    • 6 Baths
    • 5,598 Sq Ft

    1007 Eagle Hill Dr, Birmingham, AL 35242

    Escape to Your Dream Retreat with this Rare Offering! Built from a classic Charleston floor plan on almost 6 acres, this beautiful home features Southern Charm, privacy, room for entertainment, office spaces, a media room w/theatre seating & bar, and a view that will leave you wanting to stay on the porch all day!! Open-concept living with a large gourmet kitchen boasting hi-end appliances,

    Christy Larry Keller Williams Metro South

    1007 Eagle Hill Dr, Birmingham, AL 35242
  • /49

    $549,900

    • 4 Beds
    • 3.5 Baths
    • 3,112 Sq Ft

    3405 Falcon Wood Ln, Birmingham, AL 35242

    Back on the market at no fault of the sellers! Welcome to 3405 Falcon Wood Ln – a beautifully renovated 4BR/3.5BA home in the desirable Inverness Applecross community! This spacious home features over 3,100 sq ft on a private, cul-de-sac lot perfect for kids to play with hardwood floors, vaulted ceilings, and stunning natural light throughout. The chef’s kitchen boasts quartz counters, stainless

    Christian Kelly ARC Realty Vestavia

    3405 Falcon Wood Ln, Birmingham, AL 35242
  • /43

    $375,000

    • 4 Beds
    • 3 Baths
    • 2,002 Sq Ft

    207 Grande View Pkwy, Alabaster, AL 35114

    This gorgeous freshly painted 4 bedroom 3 bathroom brick home with 2 car garage. The generous layout offers a spacious living area which allows you to look upon the kitchen showcasing granite countertops, bar and pantry into the open formal dining area. Enjoy a cup of coffee or simply entertain guest with the beautiful views and serene lifestyle by opening the double french doors that leads you

    Orit Menaker EXIT Realty Sweet HOMElife

    207 Grande View Pkwy, Alabaster, AL 35114
  • /60

    $1,675,000

    • 5 Beds
    • 6.5 Baths
    • 4,818 Sq Ft

    318 Valley View Rd, Indian Springs, AL 35124

    Welcome to Indian Springs Village- where timeless charm meets modern luxury. Nestled on 6± wooded acres just 5 minutes from I-65, this estate has been fully restored to its former glory. Here, you get the best of both worlds: a solidly built home from an era when quality mattered, now fully remodeled for today’s lifestyle. Enjoy an open-concept kitchen, formal dining, eat-in nook, private office,

    Aaron Hosey Real Broker LLC

    318 Valley View Rd, Indian Springs, AL 35124
  • /2

    $449,900

    • 4 Beds
    • 3 Baths
    • 2,418 Sq Ft

    309 MacAllan Dr, Pelham, AL 35124

    Discover your dream home at 309 Macallan Drive in the desirable Macallan Community of Ballantrae Subdivision! This stunning 4-bedroom, 3-bathroom residence boasts 2,517 sqft of luxurious living space, perfect for families of all sizes. Step inside to find a spacious layout designed for comfort and style, featuring a modern kitchen that opens up to the inviting living area, ideal for entertaining

    Jauwan Moore eXp Realty, LLC Central

    309 MacAllan Dr, Pelham, AL 35124
  • /49

    $779,900

    • 4 Beds
    • 4 Baths
    • 4,213 Sq Ft

    5557 Lakes Edge Dr, Birmingham, AL 35242

    Welcome to lakefront paradise—where living on the water meets timeless comfort in the heart of Hoover. This custom-crafted home invites you in with warm, thoughtful details and sweeping lake views that set the tone from the moment you arrive. Inside, rich updated finishes and elegant design flow through every room, from the open-concept kitchen to the inviting living areas perfect for gathering

    Tyler Darden Real Broker LLC

    5557 Lakes Edge Dr, Birmingham, AL 35242
  • /16

    $306,900

    • 3 Beds
    • 3 Baths
    • 2,689 Sq Ft

    913 6th Ave NW, Alabaster, AL 35007

    EXCLUSIVE OPEN HOUSE THIS SUNDAY JULY 6TH 2-3PM! * SELLER NOW OFFERING 12k CLOSING COSTS PLUS EXTENDED WARRANTY! Home buyers own this home with just $10,000 down, $2,400/ month plus an additional $1500 towards closing costs with exclusive financing through NEXA Mortgage- for more info on this exclusive offer call or text 678-848-9937! This home comes with an exclusive free 2 year home warranty

    Morgan Walters Your Home Sold Guaranteed Real

    913 6th Ave NW, Alabaster, AL 35007
  • /45

    $375,000

    • 3 Beds
    • 2.5 Baths
    • 2,990 Sq Ft

    508 Oak Glen Trace, Birmingham, AL 35244

    Prime location in Hoover, AL and priced to sell with 3 bedrooms and a finished basement, this house is a great deal for Hoover, AL. Enjoy the neutral colors and loads of natural light and ease of living with a main level garage. The kitchen has lots of granite counterspace and flows to the formal dining room. The private back deck and patio space will become your favorite entertainment spot. The

    Jeanie Shea Keller Williams Realty Hoover

    508 Oak Glen Trace, Birmingham, AL 35244
  • /11

    $401,000

    • 3 Beds
    • 2 Baths
    • 1,760 Sq Ft

    1234 Simms Ridge, Pelham, AL 35124

    Welcome to Simms Landing, a new home community in Pelham. This master-planned community boasts a range of amenities, including a clubhouse, swimming pool, and state-of-the-art fitness center, all surrounded by dense forests and rolling hills. Located in the highly sought-after Pelham School District and just 20 miles south of downtown, Simms Landing is conveniently located near major highways and

    Kristie Cotter Harris Doyle Homes

    1234 Simms Ridge, Pelham, AL 35124
  • /47

    $595,000

    • 3 Beds
    • 2.5 Baths
    • 2,698 Sq Ft

    243 Courtside Dr Unit 45, Birmingham, AL 35242

    Welcome to 243 Court Side Drive – where style, comfort, and functionality come together in one beautifully designed home! This 3-bedroom, 2.5-bath gem offers hardwood floors throughout, a spacious main-level layout, and upscale finishes. The gourmet kitchen is a chef’s dream with high-end appliances including a gas stove, griddle, and Sub-Zero refrigerator. The soaring two-story great room with

    Susan Peeples RE/MAX Advantage South

    243 Courtside Dr Unit 45, Birmingham, AL 35242
  • /35

    $345,000

    • 4 Beds
    • 2.5 Baths
    • 2,601 Sq Ft

    2066 Forest Lakes Ln, Sterrett, AL 35147

    Don't miss this opportunity! Nestled on a peaceful, low-traffic street, featuring a private lake and multiple walking trails- this home is both relaxing to return to and convenient, just minutes from shopping, dining, and top-rated Chelsea schools. Fresh paint, brand new carpet, and hardwoods brought back to life add to the charm of this open concept home. The high-end kitchen is a chef’s dream,

    Jasmine Kemp Sold South Realty

    2066 Forest Lakes Ln, Sterrett, AL 35147
  • /42

    $329,900

    • 4 Beds
    • 2.5 Baths
    • 2,562 Sq Ft

    7027 Kensington Ave, Calera, AL 35040

    Situated in the sought-after Kensington Place neighborhood, this 4-bedroom home pairs timeless charm with thoughtful updates, including a NEW roof, new exterior paint, and beautiful landscaping. Inside, you'll find laminate hardwoods throughout and a layout designed for both everyday living and hosting. The living/dining room, keeping room, and kitchen connect with just the right balance of

    Missy Heard RealtySouth-OTM-Acton Rd

    7027 Kensington Ave, Calera, AL 35040
  • /24

    $312,000

    • 3 Beds
    • 2 Baths
    • 1,557 Sq Ft

    204 Creden Cir, Alabaster, AL 35007

    Price Drop!! Don't miss out on this one level home in the Creden Sector of Weatherly subdivision. This 4 sided brick home offers 3 bedrooms, 2 baths, eat-in kitchen, dining room, family room, screened patio, fenced backyard and lots of parking. Roof is 10 yrs old, hvac replaced 2021, water heater 10-12 years old, lifetime transferable window warranty, gutter guards, kitchen cabinets and

    Sonia Coleman Avast Realty- Birmingham

    204 Creden Cir, Alabaster, AL 35007
  • /39

    $359,900

    • 5 Beds
    • 3 Baths
    • 2,565 Sq Ft

    1020 Mallard Dr, Harpersville, AL 35078

    Beautiful 5 bedroom 3 bath home.. Main level features open floor plan with bedroom and full bath.Kitchen has large island with granite counter tops, stainless appliances. upstairs features large master bedroom with sitting area. 3 nice size bedrooms. Large fenced back yard.

    Sonia Treadwell Keller Williams Trussville

    1020 Mallard Dr, Harpersville, AL 35078
  • /22

    $274,900

    • 3 Beds
    • 2.5 Baths
    • 1,912 Sq Ft

    3007 Old Stone Dr, Birmingham, AL 35242

    Great 3Bed 2.5 townhouse in the sought after Inverness Pkwy community Town of Adam Brown. Townhouse has a lot of unique character as well as a large master suite that opens into the loft that overlooks the family room. Ready to make your home on the number 1 fairway of Inverness County Club. Easy to see.

    Donna Wiggin Lokation Real Estate LLC

    3007 Old Stone Dr, Birmingham, AL 35242
  • /33

    $429,900

    • 4 Beds
    • 3 Baths
    • 2,808 Sq Ft

    140 Piney Woods Dr, Helena, AL 35080

    Major updates already completed with a NEW ROOF (2025), HVAC (2022) & WATER HEATER (2024) for added peace of mind with this spacious home located in Riverwoods, a welcoming neighborhood with sidewalks, park, a community POOL & award-winning Helena schools. Discover the charm of Helena in this 4 bedroom 3 bath home just minutes from Old Town Helena’s shops & restaurants, Riverwoods also offers

    Carrie Richardson ARC Realty - Hoover

    140 Piney Woods Dr, Helena, AL 35080

Showing Results 281 - 320, Page 8 of 18

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