Spencer, IN Homes for Sale under $100,000

/3
$90,000
- Land
- 1.04 Acres
- $86,372 per Acre
0 Concord Rd, Spencer, IN 47460

Opportunity to own a 1.042 acre, m/l parcel of land located in Owen County, with access to natural gas, city water, and electricity, making it well-suited for a variety of potential uses. Property is located on the corner of a busy traffic area, just East of Dollar General and offers a clean slate of possibilities! The property will require installation of a septic system. With essential

Trent Keith

Keith Realty & Auction Group

(812) 472-2178

0 Concord Rd, Spencer, IN 47460
/3
$90,000
- Land
- 1.04 Acres
- $86,372 per Acre
00 Concord Rd, Spencer, IN 47460

Opportunity to own a 1.042 acre, m/l parcel of land located in Owen County, with access to natural gas, city water, and electricity, making it well-suited for a variety of potential uses. Property is located on the corner of a busy traffic area, just East of Dollar General and offers a clean slate of possibilities! The property will require installation of a septic system. With essential

Trent Keith

Keith Realty & Auction Group

(812) 609-8576

00 Concord Rd, Spencer, IN 47460
/19
$35,000
- Land
- 18,295 Sq Ft
- $83,333 per Acre
732 W Thornridge Way, Spencer, IN 47460

Motivated seller! This partially cleared wooded lot is larger than it appears from the street! The survey is attached for reference. Possibility of building a walk-out home on this serene nearly half acre lot in upscale Thornridge subdivision! So many options with this lot's location! It is less than 30 minutes from the Indiana University campus, 3 minutes to downtown Spencer, and one hour from

Trent Keith

Keith Realty & Auction Group

(812) 441-4131

732 W Thornridge Way, Spencer, IN 47460
/17
$98,100
- Land
- 6.54 Acres
- $15,000 per Acre
Tract 1 N US Highway 231, Spencer, IN 47460

6.54 wooded acres offering privacy and a beautiful rural setting. Ideal for your next homesite! Convenient location, just 15 minutes to 1-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great opportunity for peaceful country living with easy access to nearby towns and amenities! Additional acreage available.

Khloe Anderson Land Pro Realty

Tract 1 N US Highway 231, Spencer, IN 47460
/3
$54,900
- Land
- 16,117 Sq Ft
- $148,378 per Acre
127 Walnut Radial, Spencer, IN 47460

Picture your future home taking shape on this beautiful, level .37-acre lot at 127 Walnut Road in the Four Oaks community. With utilities and fiber internet available, you’re well positioned for a seamless custom build. This build-to-suit opportunity - with no spec homes permitted - ensures a neighborhood filled with thoughtfully designed, well-crafted homes created specifically for the people

Rob Ranard Home Team Properties

127 Walnut Radial, Spencer, IN 47460
/19
$75,000
- Land
- 5 Acres
- $15,000 per Acre
Tract 7 Hudson Hill Rd, Spencer, IN 47460

This beautiful 5-acre wooded parcel offers the perfect blend of privacy and possibility. Ready for your custom home! Mature trees provide natural beauty and seclusion while giving you room to create your ideal homesite. Convenient location just 15 minutes to I-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis, and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great

Khloe Anderson Land Pro Realty

Tract 7 Hudson Hill Rd, Spencer, IN 47460
/3
$54,900
- Land
- 16,117 Sq Ft
- $148,378 per Acre
127 Walnut St, Spencer, IN 47460

Picture your future home taking shape on this beautiful, level .37-acre lot at 127 Walnut Road in the Four Oaks community. With utilities and fiber internet available, you're well positioned for a seamless custom build. This build-to-suit opportunity - with no spec homes permitted - ensures a neighborhood filled with thoughtfully designed, well-crafted homes created specifically for the people

Rob Ranard HOME TEAM Properties

127 Walnut St, Spencer, IN 47460
/21
$75,000
- Land
- 5 Acres
- $15,000 per Acre
Tract 6 Hudson Hill Rd, Spencer, IN 47460

This beautiful 5-acre wooded parcel offers the perfect blend of privacy and possibility. Ready for your custom home! Mature trees provide natural beauty and seclusion while giving you room to create your ideal homesite. Convenient location just 15 minutes to I-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis, and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great

Khloe Anderson Land Pro Realty

Tract 6 Hudson Hill Rd, Spencer, IN 47460
/3
$25,000
- Land
- 2.9 Acres
- $8,621 per Acre
1899 Park Hill Dr, Spencer, IN 47460

Great wooded lots awaiting your new home in Park Hill Estates.

Christina Hamilton The Stewart Home Group

1899 Park Hill Dr, Spencer, IN 47460
/2
$29,500
- Land
- 1.27 Acres
- $23,228 per Acre
0 Park Hill Dr Unit MBR21824365, Spencer, IN 47460

Great wooded lots awaiting your new home in Park Hill Estates.

Christina Hamilton The Stewart Home Group

0 Park Hill Dr Unit MBR21824365, Spencer, IN 47460
/12
$60,000
- 2 Beds
- 1 Bath
- 840 Sq Ft
3402 W Moore Rd, Spencer, IN 47460

Opportunity knocks to escape to your own slice of serenity with this 1-acre wooded lot nestled just 10 minutes from Spencer, Indiana. Tucked away on a private road that dead-ends into the state forest, this property offers unmatched privacy and natural beauty. Enjoy nearby adventures at McCormick's Creek State Park, Cataract Falls, and Horseman's Campgroundplus golf just minutes away. The 2-bed,

Kimberley Warner Huff Realty Indiana

3402 W Moore Rd, Spencer, IN 47460
/18
$75,000
- Land
- 5 Acres
- $15,000 per Acre
Tract 8 Hudson Hill Rd, Spencer, IN 47460

This beautiful 5-acre wooded parcel offers the perfect blend of privacy and possibility. Ready for your custom home! Mature trees provide natural beauty and seclusion while giving you room to create your ideal homesite. Convenient location just 15 minutes to I-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis, and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great

Khloe Anderson Land Pro Realty

Tract 8 Hudson Hill Rd, Spencer, IN 47460
/6
$44,900
- Land
- 4.44 Acres
- $10,110 per Acre
Lot B-21 State Road 46, Spencer, IN 47460

This exceptional, improved 4.44-acre lot is heavily wooded and ready for your dream home. Essential utilities—City water, electricity, and natural gas—are accessible, allowing you to easily carve out your ideal building spot among the trees. Listing agent is related to the seller.

Carrie Parrish Carpenter, REALTORS-Bloomington

Lot B-21 State Road 46, Spencer, IN 47460
/5
$84,999
- Land
- 3.09 Acres
- $27,508 per Acre
1921 Country Club Rd, Spencer, IN 47460

Build your dream home on this 3-acre lot in Spencer, IN, featuring flat, buildable terrain with a blend of open space and partial woods for added privacy and natural appeal. The property is already well-prepared for development, with two wells, septic in place, a 24x24 concrete pad, and an existing driveway. Electric is on-site, with natural gas available at the driveway, as well as high-speed

Joel Hinckley Platlabs, LLC

1921 Country Club Rd, Spencer, IN 47460
/20
$75,000
- Land
- 5 Acres
- $15,000 per Acre
Tract 5 Hudson Hill Rd, Spencer, IN 47460

This beautiful 5-acre wooded parcel offers the perfect blend of privacy and possibility. Ready for your custom home! Mature trees provide natural beauty and seclusion while giving you room to create your ideal homesite. Convenient location just 15 minutes to I-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis, and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great

Khloe Anderson Land Pro Realty

Tract 5 Hudson Hill Rd, Spencer, IN 47460

Indiana Owen County Spencer

Home Trends in Spencer, IN

On average, homes in Spencer, IN sell after 46 days on the market compared to the national average of 57 days. The median sale price for homes in Spencer, IN over the last 12 months is $190,000, down 14% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$190,000

Median Single Family Sale Price

$192,500

Median 2 Bedroom Sale Price

$225,000

Average Price Per Sq Ft

$141

Number of Homes for Sale

Last 12 months Home Sales

Months of Supply

2.20

Median List Price

$199,900

Median Change From 1st List Price

Median Home Sale Price YoY Change

-14%

How to Buy a Home How to Finance a Home How to Sell a Home

In Spencer, there are currently 15 homes for sale priced under $100,000, providing budget-friendly options for prospective buyers. Whether you're in search of houses for sale under 100k or other property types, there are opportunities to discover your ideal home within your budget in Spencer, IN. From cozy starter homes to properties awaiting your personal touch, these affordable residences offer an entry point into the housing market or an opportunity for real estate investment without stretching your finances.

Spencer Types of Homes for Sale

Spencer Homes by Price

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Spencer Homes for Sale by Style

Spencer Ranch Style Homes for Sale

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Homes for Sale in Nearby Counties

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