1,037

Spokane County WA Homes for Sale with Basement

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  • /50

    $1,067,000

    • 4 Beds
    • 3 Baths
    • 4,186 Sq Ft

    424 N Stimson Ln, Liberty Lake, WA 99019

    Perched High Within the Gated Community of The Estates at Legacy Ridge, this Main-Level Living Rancher Boasts Stunning Lake, City and Mountain Views from Nearly Every Room! Thoughtful design offers wonderful family and entertaining space on each level, extending out to the expansive decks, both covered and open. The open-concept living consists of the kitchen with a large center island, informal

    Jodi Hoffman John L Scott, Spokane Valley

    424 N Stimson Ln, Liberty Lake, WA 99019
  • /43

    $425,000

    • 4 Beds
    • 2 Baths

    1216 W 11th Ave, Spokane, WA 99204

    This well-maintained duplex presents an excellent opportunity for investors seeking stability, character, and reliable rental history. Built in 1905, the home showcases timeless architectural features that add charm while offering strong long-term investment potential. The property includes two units, each featuring 2 bedrooms and 1 bathroom. The spacious main floor unit offers approximately

    Danny Pontius RE/MAX Citibrokers

    1216 W 11th Ave, Spokane, WA 99204
  • /50

    $1,300,000

    • 8 Beds
    • 7 Baths
    • 8,700 Sq Ft

    29409 N Dunn Rd, Chattaroy, WA 99003

    Panoramic views, and ultimate privacy await atop this private 20 acre Chattaroy Bluff Estate. Nestled a 1/2 mile from the county road, and 35 minutes north of Downtown Spokane, the Bluff at Chattaroy features 8700 square feet of luxury North West living. The main floor and second story offer abundant natural light, including 8 bedrooms, 5 bathrooms and 2 half baths. Panoramic 360 views from every

    Riley Anderson Coldwell Banker Tomlinson

    29409 N Dunn Rd, Chattaroy, WA 99003
  • /41

    $265,000

    • 1 Bed
    • 1 Bath
    • 652 Sq Ft

    4118 N Madison St, Spokane, WA 99205

    Adorable, updated, and move-in ready in Garland District! The big ticket items have been done for you, updates include paint, flooring, roof, siding, windows, electrical, gutters with warmers (a sweet bonus.) The main level features a welcoming living space that flows easily into the kitchen featuring a convenient eating bar, perfect for morning coffee and dinners. The spacious main-level bedroom

    Jim Lister Windermere Manito, LLC

    4118 N Madison St, Spokane, WA 99205
  • /46

    $575,000

    • 2 Beds
    • 1.5 Baths
    • 3,256 Sq Ft

    2310 W 12th Ave, Spokane, WA 99224

    Waterfront living on Latah-Hangman Creek: 2 bed 2 bath main home built Waterfront living on Latah-Hangman Creek: 2 bed 2 bath main home built 1890, 3,260 sq ft remodeled in 2016 & 2017 plus a 320-sq ft guest home all on almost 1 acre! The 540 sq ft detached garage was built in 2009. Both homes are just off the water. Incredible views from nearly every room. You’ll be hard-pressed to find a home

    April Key Amplify Real Estate Services

    2310 W 12th Ave, Spokane, WA 99224
  • /32

    $299,900

    • 2 Beds
    • 1 Bath
    • 1,312 Sq Ft

    1805 N Park Rd, Spokane Valley, WA 99212

    Fantastic starter home in the Spokane Valley. Convenient location that is easily accessible. Rancher with full basement, fenced backyard, detached garage with ample parking space, fire pit area, storage shed for the lawn tools, LVP flooring in the kitchen and eating nook. 95% efficiency gas forced air furnace. Covered hot tub area. You won't be disappointed!

    Jeff Crane Crane Real Estate Group

    1805 N Park Rd, Spokane Valley, WA 99212
  • /37

    $424,999

    • 5 Beds
    • 2 Baths
    • 1,824 Sq Ft

    4212 E 24th Ave, Spokane, WA 99223

    Welcome home to this inviting split-level entry residence nestled in Spokane’s sought-after Lincoln Heights neighborhood. This spacious home has 5 bedrooms, 2 baths, and 2 family rooms with 1,824 sq. ft. of living space on a 6,500 sq. ft. lot, offering a comfortable and practical layout ideal for everyday living. This neighborhood offers convenience to parks, schools, shopping, and the amenities

    Franco DeSimone CENTURY 21 Beutler & Associates

    4212 E 24th Ave, Spokane, WA 99223
  • /16

    $159,000

    • 1 Bed
    • 1 Bath
    • 616 Sq Ft

    1418 W 6th Ave Unit 203, Spokane, WA 99204

    VIEW! Condo Conversion on the South Hill! Updated kitchen with granite counter tops and stainless appliances. Washer/Dryer in unit. Brand new carpet and paint throughout. Slider off living room leads to north facing balcony. All new vinyl windows. Secured building with elevator. Energy efficient with average heat/light bills $54 per month past 12 months. Storage room. File photos of nearly

    Bob Cooke R.H. Cooke & Associates

    1418 W 6th Ave Unit 203, Spokane, WA 99204
  • /35

    $399,900

    • 6 Beds
    • 2 Baths
    • 2,510 Sq Ft

    2907 E Jackson Ave, Spokane, WA 99207

    With gross rents of $3,350, this property is one of the highest-yielding duplexes currently on the market. Both units are 1,255 sq. ft. and feature three spacious bedrooms and 1 bathroom. Recent updates include new siding, paint, a vinyl fence, and a back deck. Upstairs offers LVP flooring, an updated bathroom, and views of the Spokane river. Downstairs has all updated electrical/plumbing, vinyl

    Stuart Prey Prime Real Estate Group

    2907 E Jackson Ave, Spokane, WA 99207
  • /49

    $399,999

    • 5 Beds
    • 2 Baths
    • 2,284 Sq Ft

    1014 W Spofford Ave, Spokane, WA 99205

    Charming duplex located just off Monroe, close to local shops and eateries! Lower unit has 3 beds/ 1 bath with 4th bonus room. Completely remodeled, with open concept living/ dining area, great kitchen layout with new appliances and space for island, walk-in butlers pantry with awesome built-ins! Two bedrooms on the main level with full guest bath, downstairs offers additional oversized, egress

    Kali Butler EXIT Real Estate Professionals

    1014 W Spofford Ave, Spokane, WA 99205
  • /39

    $470,000

    • 5 Beds
    • 3 Baths
    • 3,058 Sq Ft

    11022 E 4th Ave, Spokane Valley, WA 99206

    Welcome home to this beautifully remodeled brick charmer in the heart of Spokane Valley. Thoughtfully updated while preserving its timeless character, this spacious home offers 5 bedrooms, including a private primary suite, & 3 bathrooms, giving everyone room to spread out & enjoy home. Step inside to discover an open concept perfect for entertaining or relaxing. A separate living room creating a

    Robert Bond The Experience Northwest

    11022 E 4th Ave, Spokane Valley, WA 99206
  • /6

    $398,000

    • 3 Beds
    • 2 Baths
    • 1,253 Sq Ft

    9412 N Oak St, Spokane, WA 99208

    Turnkey Five Mile Rental Property on Premium View Lot $2,300/mo On Time Rent, Stable Tenants, one year or more desired renewal June 1st. Located in the highly desirable Five Mile Prairie neighborhood of Cimarron and within the top rated Mead School District, this well maintained single family home sits on one of the best lots in the entire subdivision. The property backs to the open acreage of a

    Bill Johnson William Johnson

    9412 N Oak St, Spokane, WA 99208
  • /50

    $717,000

    • 3 Beds
    • 1.5 Baths
    • 3,814 Sq Ft

    11 W Sumner Ave, Spokane, WA 99204

    Old World Charm with Modern Amenities! Situated on the lovely & famous Sumner Ave, this stunning Victorian-craftsman will not disappoint! The neighborhood features grand & historic homes, stunning views of City & Cathedral of St John Church! Enjoy walks on Cliff Drive w/captivating city & mountain views in every direction! Gorgeous original hardwood flooring, custom millwork, fireplace

    Pam Fredrick John L Scott, Spokane Valley

    11 W Sumner Ave, Spokane, WA 99204
  • /50

    $839,000

    • 7 Beds
    • 2.5 Baths
    • 4,598 Sq Ft

    10808 E 47th Ave, Spokane Valley, WA 99206

    An abundance of natural lighting through picture windows to a beautifully landscaped yard marks this spacious family home. Sitting on 1 "level" acre is an updated 7 bd, 3 bath home that includes an in-law, BnB, or rental living area with its own kitchen, a gorgeous bathroom and separate entrance. A large downstairs room can be used for hobbies or add a closet to create another bdrm. The

    Romi Banna Crane Real Estate Group

    10808 E 47th Ave, Spokane Valley, WA 99206
  • /23

    $510,000

    • 3 Beds
    • 2 Baths
    • 1,971 Sq Ft

    508 W 23rd Ave, Spokane, WA 99203

    Opportunity in Spokane’s desirable Cannon Hill neighborhood. Bring your tool belt! This 3-bedroom, 2-bath home with a 2-car detached garage is currently mid-remodel and ready for the next owner to complete the project. One bathroom has been fully gutted and will need to be rebuilt. The property will require additional work including paint and other finishing touches. Features include a fireplace

    Matt Garnham LLC Keller Williams Realty Coeur d

    508 W 23rd Ave, Spokane, WA 99203
  • /32

    $399,900

    • 4 Beds
    • 2.5 Baths
    • 2,157 Sq Ft

    1122 E Bedivere Dr, Spokane, WA 99218

    This completely remodeled condo/townhome in the highly desirable Camelot neighborhood has tasteful updates and a fantastic layout that's perfect for comfortable living and/or entertaining. The kitchen is truly remarkable, featuring: a spacious island with quartz countertops, custom Huntwood cabinets, a stunning range hood, and even an instant hot water dispenser! Also on the main floor is the

    Alyssa Curnutt REAL Broker LLC

    1122 E Bedivere Dr, Spokane, WA 99218
  • /50

    $520,000

    • 3 Beds
    • 3 Baths
    • 2,968 Sq Ft

    6728 S Moran View St, Spokane, WA 99224

    Nestled in the charming Eagle Ridge neighborhood, this meticulously maintained 3-bedroom, 3-bathroom home offers main floor living. As you enter the foyer, a welcoming atmosphere is created by the cathedral ceiling, authentic hardwood floors, and cozy gas fireplace. The chef's kitchen is a standout, equipped with a stunning induction stove and quality appliances, complemented by an eating bar,

    Kathi Pate Windermere Manito, LLC

    6728 S Moran View St, Spokane, WA 99224
  • /46

    $569,900

    • 4 Beds
    • 3 Baths
    • 2,560 Sq Ft

    15304 N Wilson Ct, Mead, WA 99021

    Spacious Mead home on nearly a 1/4 acre lot situated on a quiet cul-de-sac. If location is what you are after this home has it. Large, bright and open with spacious rooms and a comfortable design. Close to schools, restaurants and more. Mead schools and nestled on a quiet non through street. In addition to a perfect location this home boasts updates throughout as well as a bright open floor plan

    Dan McLaughlin Windermere Manito, LLC

    15304 N Wilson Ct, Mead, WA 99021
  • /49

    $610,000

    • 4 Beds
    • 2.5 Baths
    • 2,800 Sq Ft

    814 W 27th Ave, Spokane, WA 99203

    Welcome to this classic brick Tudor on Spokane’s South Hill in Spokane. With 4 bedrooms and 2.75 bathrooms, this home blends timeless architectural character with the space and functionality today’s buyers appreciate. Inside, original hardwood floors and graceful arched doorways highlight the craftsmanship typical of Tudor homes, while built-ins add both charm and practical storage throughout the

    Jade Adair Realty One Group Eclipse

    814 W 27th Ave, Spokane, WA 99203
  • /50

    $729,000

    • 5 Beds
    • 3 Baths
    • 3,160 Sq Ft

    4223 W Bush Dr, Spokane, WA 99208

    Exquisite 5 bedroom 3 bath zero-step-entry daylight rancher with main floor living and sweeping panoramic views from every room in the house! This stunning, move-in ready new construction home was built 2 years ago with tall cathedral ceilings on the main level and gorgeous quartz countertops throughout. Large great room with a chef's kitchen with high-end LG stainless steel appliances,

    Jed Maclaurin Windermere Manito, LLC

    4223 W Bush Dr, Spokane, WA 99208
  • /30

    $255,000

    • 2 Beds
    • 1.5 Baths
    • 1,570 Sq Ft

    2927 E Wabash Ave, Spokane, WA 99217

    Discover this cozy and well loved 2-bedroom, 1.5-bath home offering comfort, convenience, and great potential. Ideal for first time buyers looking for an affordable, move in ready option or investors seeking a solid, low maintenance property. Step inside to a warm and inviting living space, a functional kitchen with plenty of storage, main floor laundry and two nicely sized bedrooms. Basement is

    Dianne Bergstresser John L Scott, Inc.

    2927 E Wabash Ave, Spokane, WA 99217
  • /50

    $1,395,000

    • 4 Beds
    • 5 Baths
    • 4,570 Sq Ft

    5423 W Hayden Ln, Spokane, WA 99208

    Perched atop River Bluff Ranch, this stunning 4BD/4.5BA, 4,570 sq ft retreat commands a breathtaking 180 panoramic view for miles - the finest in this coveted gated community and set on 6+ secluded acres. Extensive walking and ATV trails connect directly to the property. The home features red oak knotty hardwood floors and thoughtfully remodeled - including a chef's kitchen with new granite

    Jason Malone Windermere North

    5423 W Hayden Ln, Spokane, WA 99208
  • /53

    $749,000

    • 6 Beds
    • 4 Baths
    • 4,120 Sq Ft

    23104 E Broadway Ave, Liberty Lake, WA 99019

    Highly Motivated Seller--already relocated and must sell now! $30,000 price drop! $3,000 Buyer incentive for a quick close! Freshly updated and move-in ready, this expansive 4,120 SF Liberty Lake home sits on a large corner lot just steps from Pavilion Park and minutes by golf cart to MeadowWood and Liberty Lake Golf Courses, restaurants, and amenities. With 6 spacious bedrooms, 4 full baths,

    Scott Kramer Coldwell Banker Schneidmiller Realty

    23104 E Broadway Ave, Liberty Lake, WA 99019
  • /50

    $675,000

    • 4 Beds
    • 3 Baths
    • 3,630 Sq Ft

    16513 E 9th Ln, Spokane Valley, WA 99037

    Beautiful Spokane Valley Home! This 4-bed, 3 bath home is freshly updated and move-in ready. Located in the desirable, gated Shelley Lake community, with over 3600 sq ft, this home features new flooring, fresh paint, new window screens and updated kitchen appliances. A wine fridge adds a touch of luxury. The primary suite offers a relaxing jetted tub and walk in closet, while the expansive

    Toby Blodgett eXp Realty, LLC

    16513 E 9th Ln, Spokane Valley, WA 99037
  • /28

    $529,000

    • 4 Beds
    • 2 Baths
    • 1,960 Sq Ft

    207 W 27th Ave, Spokane, WA 99203

    Welcome to this charming 4-bedroom, 2-bathroom Craftsman-style home located in the heart of Spokane’s desirable South Hill, just minutes from both Manito and Comstock Park! This beautifully maintained home offers timeless curb appeal with mature landscaping, inviting you in from the moment you arrive. Inside, you’ll find classic Craftsman features blended with modern updates—warm hardwood floors,

    Robert Bond The Experience Northwest

    207 W 27th Ave, Spokane, WA 99203
  • /50

    $945,000

    • 5 Beds
    • 3 Baths
    • 3,907 Sq Ft

    10018 N Moss Ln, Spokane, WA 99208

    No place like Moss Ln for this aptly painted home with a view! This is a great home in the 5-Mile area with a shop on 1+ acres. At 3,900+ SF, this property is sure to suit your desire for space, privacy, entertainment, outdoor living, and gardening plus RV storage in the 30’ x 40’ shop. Main-level living with 3-bedrooms/2-baths plus an office. The main floor features high ceilings, stone-accented

    Dale Smith Coldwell Banker Tomlinson

    10018 N Moss Ln, Spokane, WA 99208
  • /41

    $595,000

    • 3 Beds
    • 2 Baths
    • 2,336 Sq Ft

    4301 E 16th Ave, Spokane, WA 99223

    Looking for a homestead property in the heart of the South Hill? This is a rare opportunity to own 1.43 acres with an updated home and space to make it your own. Lot is sub-dividable into multiple lots. This 3 bedroom, 2 bath home has many updates throughout, including updated ensuite bathroom, newly finished garage and newly finished basement family room. Property has a barn/chicken coop and

    Rick Richard John L Scott, Inc.

    4301 E 16th Ave, Spokane, WA 99223
  • /40

    $599,900

    • 5 Beds
    • 3 Baths
    • 2,836 Sq Ft

    15920 N Glencrest Dr, Spokane, WA 99208

    Welcome to this beautifully maintained Mead School District gem, where spacious living meets exceptional utility. This tri-level home features a bright main floor with vaulted ceilings, a formal living room, formal dining, and a kitchen that flows into a cozy informal dining area. Flexible Living includes 4 bedrooms and 3 bathrooms, family room on main, plus a finished basement with a versatile

    Christy Lee-Naumann Real Estate by You, LLC

    15920 N Glencrest Dr, Spokane, WA 99208
  • /39

    $258,000

    • 2 Beds
    • 1.5 Baths
    • 1,082 Sq Ft

    817 E Walton Ave, Spokane, WA 99207

    Charming 1-1/2 story, 2 bedroom, 2 bath home with 1082 sq ft. So many great updates: new vinyl windows in 2024, laminate flooring on the main and second floor, gas forced air heat, new gas water heater, low maintenance metal roof and vinyl siding, updated wiring, and all appliances stay with the home. Enjoy the high ceilings, sweet front porch, and easy living spaces. Excellent storage in

    Stephanie Hohnhorst Realty One Group Eclipse

    817 E Walton Ave, Spokane, WA 99207
  • /48

    $454,999

    • 4 Beds
    • 2 Baths
    • 1,989 Sq Ft

    11010 E Cataldo Ave, Spokane Valley, WA 99206

    Wonderful Mission Park area home tucked away in a quiet neighborhood. 4 Bedrooms, 2 bathrooms, Australian Cypress floors, and the entire lower level has been finished recently. Home sits on 1/3 acre lot with all the privacy you could ask for. High end appliances, including a brand new furnace and A/C unit. Oversized 2 car garage with storage, fully fenced back yard, large deck off the dining

    Chris DiCicco Keller Williams Realty Coeur d

    11010 E Cataldo Ave, Spokane Valley, WA 99206
  • /42

    $440,000

    • 3 Beds
    • 2 Baths
    • 1,520 Sq Ft

    4724 E 15th Ave, Spokane Valley, WA 99212

    This yard is already manicured for you and Springtime ready. 3 bed, 2 bath bonus room in finished basement with full egress. 2 car garage home located in a quiet South Hill cul-de-sac. Situated on the largest lot in the community, this home offers both comfort and potential. Recent updates include a new garage door (2025), new deck (2023), newer roof within the last 5 years, and new windows

    Latrice Williams Vision Properties

    4724 E 15th Ave, Spokane Valley, WA 99212
  • /50

    $665,000

    • 4 Beds
    • 3 Baths
    • 2,904 Sq Ft

    7824 W Dahl Rd, Deer Park, WA 99006

    Modern Comfort Meets Country Charm – Minutes from Deer Park! Once you see this beautifully renovated 4-bedroom, 3-bath home on 9.77 scenic acres, you won’t want to leave. Soak in breathtaking panoramic views from the picture window or relax on the back deck overlooking your private pasture, charming orchard, and impressive 30x80 barn—perfect for animals, hobbies, or big dreams. The open-concept

    Jim Palmer Real Estate Marketplace NW,Inc

    7824 W Dahl Rd, Deer Park, WA 99006
  • /34

    $424,900

    • 3 Beds
    • 2 Baths
    • 1,576 Sq Ft

    6423 N Washington St, Spokane, WA 99208

    Completely remodeled from top to bottom, this move-in-ready corner-lot gem blends contemporary upgrades with classic charm in a well-established neighborhood close to shopping, dining, and schools. Updates include new flooring, fresh interior and exterior paint, new electrical panel, updated plumbing, and fully remodeled kitchen and bathrooms. The main floor features a fresh new kitchen with an

    Kellen Parton Real Estate Marketplace NW,Inc

    6423 N Washington St, Spokane, WA 99208
  • /50

    $475,000

    • 3 Beds
    • 2.5 Baths
    • 3,247 Sq Ft

    1418 S Wilbur Rd, Spokane Valley, WA 99206

    This rare, sprawling 1,826 sq. ft (main floor) 1,421 sq ft (basement). Spokane Valley rancher delivers effortless single-level living with a versatile footprint. Flooded with natural light through high-end Pella wood windows, the main floor features three bedrooms, including a private 3/4-bath primary suite and a secondary full bath. Designed for multi-generational living or maximum flexibility,

    Brandon Marchand Keller Williams Spokane - Main

    1418 S Wilbur Rd, Spokane Valley, WA 99206
  • /40

    $570,000

    • 3 Beds
    • 2.5 Baths
    • 2,206 Sq Ft

    1774 N Harvest Pkwy, Liberty Lake, WA 99016

    Welcome to your slice of the American Dream - a charming home perfectly positioned right beside the expansive Orchard Park. Set in the beautiful River District of Liberty Lake, the home offers 2,206 square feet of modern comfort built in 2020. This 3 bedroom, 3 bathroom bungalow features an open concept great room with vaulted ceilings that create a spacious yet cozy atmosphere. The roomy primary

    Joe Olney Coldwell Banker Tomlinson

    1774 N Harvest Pkwy, Liberty Lake, WA 99016
  • /24

    $400,000

    • 5 Beds
    • 2 Baths
    • 1,824 Sq Ft

    3421 S Myrtle St, Spokane, WA 99223

    Don’t miss out on this charming 5-bedroom, 2-bathroom South Hill home with a detached 1-car garage. The main floor features an open-concept layout with a cozy wood-burning fireplace, informal dining, a kitchen with freshly painted cabinets, two bedrooms and a full bathroom. Downstairs offers three additional bedrooms, a second bath, and a spacious laundry room with bonus storage room. Updates

    Kyle Krug John L Scott, Inc.

    3421 S Myrtle St, Spokane, WA 99223
  • /48

    $550,000

    • 5 Beds
    • 3 Baths
    • 2,729 Sq Ft

    8010 N Stephanie St, Spokane, WA 99208

    Incredibly well-maintained Pacific Park 4-level home in the desirable Indian Trail area! This spacious 2,729 SF home features formal living and dining rooms plus a beautifully updated kitchen with quartz countertops, stainless steel appliances, tile flooring, and a bright dining space overlooking the backyard. Just steps down, the inviting family room offers LVP flooring and slider access to the

    Elizabeth Boykin Keller Williams Spokane - Main

    8010 N Stephanie St, Spokane, WA 99208
  • /42

    $369,900

    • 5 Beds
    • 2 Baths
    • 2,687 Sq Ft

    828 W Nebraska Ave, Spokane, WA 99205

    Historic Northwest Spokane craftsman - preserved and restored to perfection! Classic character, major upgrades and gorgeous curb appeal make this a home you don’t want to miss! Traditional 2-Story with tall ceilings, wonderful natural light and a finished basement, giving you 3 great levels of spacious living. Original trim, doors, built-in dining hutch & formal entry with craftsman staircase.

    Erik Dordal Windermere City Group

    828 W Nebraska Ave, Spokane, WA 99205
  • /50

    $900,000

    • 5 Beds
    • 3.5 Baths
    • 3,522 Sq Ft

    4305 S Bernson Ln, Spokane, WA 99223

    Why wait to build? This stunning Paras "Chinook" rancher offers privacy and luxury, backing directly to protected greenspace and trails. Fresh 2025 interior paint and premium custom upgrades elevate this home above the rest. The open main floor impresses with soaring ceilings, mountain views, and a gourmet kitchen featuring quartz counters, maple cabinetry, and double ovens. The primary suite is

    Haydn Halsted REAL Broker LLC

    4305 S Bernson Ln, Spokane, WA 99223
  • /50

    $749,900

    • 6 Beds
    • 2.5 Baths
    • 4,000 Sq Ft

    17817 E Galaxy Ct, Greenacres, WA 99016

    Priced to sell– Morningside’s best. This spacious 6-bed, 2.5-bath home offers 4,000 sqft of flexible living space & sits directly across from a community-only park, creating a rare blend of privacy & convenience. The main floor is designed for comfortable everyday living w/ spacious primary suite featuring an ensuite bath & garden tub, a chef’s kitchen with gas range & double ovens, formal &

    Jessica Smith Amplify Real Estate Services

    17817 E Galaxy Ct, Greenacres, WA 99016

Showing Results 401 - 440, Page 11 of 18

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