37

Spring Lake, NC Homes for Sale under $700,000

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  • /50

    $510,000

    • 4 Beds
    • 3 Baths
    • 3,169 Sq Ft

    335 Whispering Pines Dr, Spring Lake, NC 28390

    Located on the 18th fairway with views of the 18th green in the gated Anderson Creek Club golf community,this distinguished Brick executive home is in pristine condition and full of character and charm. Panoramicviews of the golf course and landscaped back yard with aluminum fencing. Two Master Suites (one downstairsand one upstairs)! The downstairs master suite has stunning views of

    Agent Photo

    Matthew Barrett

    Coldwell Banker Advantage-Fayetteville

    335 Whispering Pines Dr, Spring Lake, NC 28390
  • /2

    $690,000

    • Land
    • 1.34 Acres
    • $514,925 per Acre

    1419 N Bragg Blvd, Spring Lake, NC 28390

    Unlock the full potential of this high-visibility 1.34-acre commercial lot located directly on N. Bragg Boulevard (NC-87)—the primary thoroughfare leading into Fort Bragg, one of the largest military installations in the world.Strategically positioned with 39,000+ vehicles per day, this parcel offers excellent visibility and accessibility, making it ideal for a range of high-traffic commercial

    Raymond Sharp, CCIM GRANT-MURRAY HOMES

    1419 N Bragg Blvd, Spring Lake, NC 28390
  • /38

    $515,000

    $10K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 3,239 Sq Ft

    11 Skipping Pines Ct, Spring Lake, NC 28390

    Meticulously maintained home tucked away on a quiet cul-de-sac in the gated community of Anderson Creek Club. This beautifully cared for property offers an open floor plan with gorgeous hardwood floors, granite countertops, stainless steel appliances, and spacious living areas designed for both comfort and entertaining. The main-level primary suite and guest bedroom provide flexibility, while

    JOHN LEEAH CAROLINA PROPERTY SALES

    11 Skipping Pines Ct, Spring Lake, NC 28390
  • /30

    $589,000

    New Construction
    • 5 Beds
    • 3.5 Baths
    • 3,130 Sq Ft

    287 Education Dr, Spring Lake, NC 28390

    Up to $20,000 to use as you choose — apply it toward an interest rate buydown or closing costs on select homes. Step into this thoughtfully designed single family home, The Cadogan floor plan, where the first floor boasts an open and inviting layout perfect for both everyday living and entertaining. Upon entering, you're greeted by a foyer and flex/office space to one side and not long after a

    Ascot Homes Builder
    287 Education Dr, Spring Lake, NC 28390
  • /117

    $619,000

    $50K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 3,579 Sq Ft

    10 Heatherspring Way, Spring Lake, NC 28390

    Set within a peaceful cul-de-sac in the prestigious gated community of Anderson Creek Club, this stunning golf-front residence, built in 2021, offers exceptional space and style! Flooded with natural light and thoughtfully designed throughout,the home boasts soaring vaulted ceilings and an effortless flow that is perfect for both everyday living and entertaining.A formal dining room greets you at

    Whispering Pines Group Keller Williams Pinehurst

    10 Heatherspring Way, Spring Lake, NC 28390
  • /59

    $465,000

    $25K PRICE DROP
    • 5 Beds
    • 2.5 Baths
    • 2,900 Sq Ft

    126 Shining Water Ln, Spring Lake, NC 28390

    Welcome to Spring Lake's hidden gem at 126 Shining Water Lane -- a beautifully crafted custom home tucked inside the highly desirable Anderson Creek community. Offering over 2,900 square feet of thoughtfully designed living space, this 5-bedroom, 3-bath residence blends elegance, comfort, and functionality in every detail. Step inside to soaring ceilings, rich hardwood floors throughout (no

    Tiviley Slack Keller Williams Realty

    126 Shining Water Ln, Spring Lake, NC 28390
  • /31

    $430,000

    $15K PRICE INCREASE Coming Soon
    • 3 Beds
    • 2 Baths
    • 2,062 Sq Ft

    120 Mockingbird Ln, Spring Lake, NC 28390

    Welcome to 120 Mockingbird Lane in Spring Lake, NC—a beautifully refreshed home that delivers the perfect blend of comfort, style, and resort-inspired outdoor living. Nestled on a full acre, this single-story ranch has been thoughtfully updated with fresh interior paint, brand-new luxury vinyl plank flooring, and a stunning backyard oasis complete with a swimming pool and relaxing hot tub. Every

    Nakia Nelson NELSON REALTY GROUP, LLC.

    120 Mockingbird Ln, Spring Lake, NC 28390
  • /43

    $505,000

    $15K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 3,326 Sq Ft

    704 Micahs Way N, Spring Lake, NC 28390

    Large 5 bedroom home located inside the gated golf community of Anderson Creek Club! Kitchen has granite counters, new wall oven, new cook top, and double door pantry! Living room boasts ample space and tall stone fireplace. First floor master suite with jetted bathtub and shower, 2 additional bedrooms downstairs. Upstairs offers 2 more bedrooms, full bathroom, bonus room with bar area and

    JENNY BARR LPT REALTY LLC

    704 Micahs Way N, Spring Lake, NC 28390
  • /41

    $444,900

    $5K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 2,904 Sq Ft

    148 Lamplighter Way, Spring Lake, NC 28390

    Experience golf-course living at its finest in the prestigious Anderson Creek Club! This spacious 4-bedroom, 3.5-bath home offers a thoughtfully designed floor plan with the owner's suite and a private guest suite conveniently located on the main level. Upstairs, you'll find two additional bedrooms connected by a Jack-and-Jill bath, a versatile flex room ideal for a home office, hobby room, or

    Jairus Walker Walker Realty Group LLC

    148 Lamplighter Way, Spring Lake, NC 28390
  • /34

    $489,900

    $10K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,909 Sq Ft

    14 Spring Water Ct, Spring Lake, NC 28390

    Welcome to this stunning 4-bedroom, 2.5-bath Craftsman-style home situated on a massive corner lot in the prestigious gated community of Anderson Creek Club. From the moment you step inside, you’ll be captivated by the soaring two-story family room filled with natural light and anchored by a custom stone fireplace, creating a warm and inviting focal point. The oversized primary suite on the main

    Tracie Turcotte AC REALTY

    14 Spring Water Ct, Spring Lake, NC 28390
  • /50

    $480,000

    • 4 Beds
    • 3.5 Baths
    • 2,715 Sq Ft

    67 London Way, Spring Lake, NC 28390

    Live the Resort Lifestyle on the 18th Hole — 67 London Way, Anderson Creek ClubTucked behind the guarded gates of prestigious Anderson Creek Club, this beautifully maintained 4-bedroom, 3.5-bath home delivers true resort-style living with commanding golf course views overlooking the 18th hole. From the moment you arrive, the fiber-cement exterior, manicured lawn, and classic front porch set

    Martina Erdmeier REAL BROKER LLC

    67 London Way, Spring Lake, NC 28390
  • /44

    $475,000

    New Construction
    • 4 Beds
    • 3 Baths
    • 2,625 Sq Ft

    Fairview Plan at Anderson Creek, Spring Lake, NC 28390

    Introducing The Fairview floor plan! This home is a spacious, thoughtfully designed two-story new construction home crafted for modern living in the Carolinas. With an inviting first-floor guest suite, a beautifully open main living area, and a luxurious second-floor owner’s retreat, this plan blends comfort, convenience, and timeless craftsman charm. As you step inside, the foyer welcomes you

    Ascot Homes Builder
    5250 Ray Rd Spring Lk Spring Lk Spring Lake Unit 36495319, Spring Lake, NC 28390
  • /50

    $459,000

    • 4 Beds
    • 2 Baths
    • 2,801 Sq Ft

    148 Heatherspring Way, Spring Lake, NC 28390

    Welcome home to this beautifully updated, single-story, 4-bedroom, 2-bath ranch featuring a spacious 2.5-car garage and a large, private fenced backyard. Ideally situated at the end of a quiet cul-de-sac in the highly desirable gated golf course community of Anderson Creek Club. Backing to a peaceful wooded area, this home offers exceptional privacy, spacious living and tasteful upgrades

    MELISSA CRUMLEY PINELAND REALTY LLC

    148 Heatherspring Way, Spring Lake, NC 28390
  • /8

    $475,000

    New Construction
    • 4 Beds
    • 3 Baths
    • 2,625 Sq Ft

    285 Education Dr, Spring Lake, NC 28390

    Up to $20,000 to use as you choose — apply it toward an interest rate buydown or closing costs on select homes. Introducing the charming Fairview! This single family new home plan is the epitome of sophistication meets tradition. As you enter the front door you are immediately greeted by the foyer and to one side, a formal dining room that connects directly to the kitchen perfect for serving

    Ascot Homes Builder
    285 Education Dr, Spring Lake, NC 28390
  • /41

    $589,000

    New Construction
    • 4 - 5 Beds
    • 2.5 - 3.5 Baths
    • 2,870 Sq Ft

    Cadogan Plan at Anderson Creek, Spring Lake, NC 28390

    The Cadogan is a spacious 4–5 bedroom, 2.5–3 bath two-story, single family home designed by Ascot Homes with thoughtful details, flexible spaces, and a first-floor owner’s suite that makes everyday living feel effortless. With beautiful curb appeal and Craftsman-inspired accents across its elevation options, the Cadogan blends comfort, character, and function for the way families live today. Step

    Ascot Homes Builder
    5250 Ray Rd Spring Lk Spring Lk Spring Lake Unit 36447719, Spring Lake, NC 28390
  • /29

    $417,180

    New Construction
    • 4 Beds
    • 3.5 Baths
    • 3,108 Sq Ft

    172 Fair Child Rd, Spring Lake, NC 28390

    Welcome to 172 Fair Child Road at Mason Ridge in Spring Lake, NC. This Columbia home offers 4 bedrooms, 3.5 bathrooms, approximately 3,108 square feet, and a 2-car garage. The main level features a well-balanced layout with both open and defined living spaces. The kitchen connects to the breakfast area and family room, creating a comfortable setting for everyday living and entertaining. The

    D.R. Horton Builder
    172 Fair Child Rd, Spring Lake, NC 28390
  • /56

    $614,900

    New Construction
    • 5 Beds
    • 3.5 Baths
    • 3,142 Sq Ft

    101 Graduate Ct, Spring Lake, NC 28390

    The Cadogan is a spacious 5 bedroom, 3.5 bath two-story, single family home designed by Ascot Homes with thoughtful details, flexible spaces, and a first-floor owner’s suite that makes everyday living feel effortless. With beautiful curb appeal and Craftsman-inspired accents on the exterior, the Cadogan blends comfort, character, and function for the way families live today. Step inside to a

    Ascot Homes Builder
    101 Graduate Ct, Spring Lake, NC 28390
  • /36

    $409,900

    • 4 Beds
    • 3 Baths
    • 2,322 Sq Ft

    49 Spring Pond Ln, Spring Lake, NC 28390

    Discover exceptional comfort and elegance in this stunning 4-bedroom, 3-bathroom home. Over 2300 sqft nestled on a corner lot in the highly desired Twin Creeks neighborhood within Anderson Creek Club. This thoughtfully designed residence perfectly balances everyday living with entertaining in one of the area's most sought-after communities. You'll walk in through a covered front porch into

    Tracie Turcotte AC REALTY

    49 Spring Pond Ln, Spring Lake, NC 28390
  • /50

    $610,000

    $15K PRICE DROP
    • 5 Beds
    • 4 Baths
    • 3,563 Sq Ft

    46 Brookhill Ct, Spring Lake, NC 28390

    Introducing an exceptional expression of luxury, sophistication, and timeless craftsmanship in this remarkable 3,500+ square foot estate, gracefully positioned on over half an acre overlooking the fairway of Hole #5 within the exclusive gated golf course community of Anderson Creek Club. Thoughtfully curated to balance refined elegance with everyday comfort, this distinguished residence offers

    JENNIFER FAATZ NEXTHOME INTEGRITY FIRST

    46 Brookhill Ct, Spring Lake, NC 28390
  • /8

    $629,706

    New Construction $30K PRICE INCREASE
    • 5 Beds
    • 3 Baths
    • 2,781 Sq Ft

    136 Leaning Pine Cir, Spring Lake, NC 28390

    Welcome to The Marshfield by JSJ. Overlooking the 13th fairway, this stunning home opens to a welcoming foyer, with a formal dining room just off to the side. The two story living room flows seamlessly to the kitchen and breakfast area, creating a perfect space for both everyday living and entertaining. The primary suite, located on the first floor, features dual walk-in closets and an en suite

    TEAM ACC POWERED BY AC REALTY AC REALTY

    136 Leaning Pine Cir, Spring Lake, NC 28390
  • /32

    $650,000

    126 Archie St, Spring Lake, NC 28390

    VERSATILE MULTI BUILDING COMMERCIAL LISTING IN SPRING LAKE! * CHURCH* * DAYCARE* * SO MANY POTENTIAL USES* ACTIVE CHURCH FACILITY CURRENTLY THAT IS SITUATED ON 3 ACRES IN ANDERSON CREEK/HARNETT COUNTY! OVER 3000 TOTAL SQFT IN 3 FUNCTIONAL BUILDINGS! OFFERING AMPLE SPACE INSIDE AND OUT! GREAT LOCATION CLOSE TO FORT BRAGG AND FAYETTEVILLE! RARE OPPORTUNITY TO PURCHASE MODERN DESIGN WORSHIP CENTER

    Kimberly Bullard KASTLE PROPERTIES LLC

    126 Archie St, Spring Lake, NC 28390
  • /33

    $599,900

    New Construction
    • 5 Beds
    • 3.5 - 4.5 Baths
    • 2,984+ Sq Ft

    Downton Plan at Anderson Creek, Spring Lake, NC 28390

    Meet The Downton! A thoughtfully designed two-story new construction home crafted for the way today’s families live. This spacious single-family floor plan features a first-floor owner’s suite, an open-concept main living area, and plenty of flexible second-floor space, making it a perfect fit for growing households, military families, and anyone looking for comfort and convenience in their next

    Ascot Homes Builder
    5250 Ray Rd Spring Lk Spring Lk Spring Lake Unit 36446902, Spring Lake, NC 28390
  • /49

    $469,499

    Open Sat 10AM - 12PM $6K PRICE DROP
    • 4 Beds
    • 4 Baths
    • 3,146 Sq Ft

    987 Micahs Way N, Spring Lake, NC 28390

    2.75% Assumable Loan an Option to VA Buyer with entitlement. Nestled within the exclusive, gated community of Anderson Creek Club, this stunning home graces the 3rd fairway of the prestigious ACC golf course, offering unrivaled views and access. The home boast brand new carpet and has been freshly painted. The open floor plan features formal dining, a cozy breakfast nook, and a spacious kitchen

    Erica Morgan CASA MORGAN REAL ESTATE, LLC

    987 Micahs Way N, Spring Lake, NC 28390
  • /50

    $429,900

    Open Sat 11AM - 1PM $10K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 3,075 Sq Ft

    138 Valley Pines Cir, Spring Lake, NC 28390

    INCREDIBLE PRICE IMPROVEMENT! This stunning 4-bedroom, 3.5-bathroom home in the gated, golf course community of Anderson Creek Club is move-in ready and priced to sell. With over 3,000 sq. ft. of living space, this property offers a primary suite on the main floor featuring a large walk-in closet and a separate bathroom. The first floor includes a private office or formal living room with French

    MELISSA CRUMLEY PINELAND REALTY LLC

    138 Valley Pines Cir, Spring Lake, NC 28390
  • /36

    $499,900

    • 5 Beds
    • 3.5 Baths
    • 3,092 Sq Ft

    185 Falling Water Rd, Spring Lake, NC 28390

    A Masterpiece! A remodel located in a Premier Gated Golf Community! Escape to serenity in one of North Carolina’s most sought after gated golf communities near Fort Bragg. Anderson Creek Club is home to a championship designed golf course and resort style amenities: including state-of-the-art fitness centers, water sports, fishing, nature trails, outdoor sports facilities and family-dining

    David Sattelmeyer CENTURY 21 The Realty Group

    185 Falling Water Rd, Spring Lake, NC 28390
  • /50

    $559,999

    • 5 Beds
    • 3 Baths
    • 3,560 Sq Ft

    186 Valley Pines Cir, Spring Lake, NC 28390

    Is space what you are needing? Look no further. This stunning, well-maintained home situated in the gated golf community of Anderson Creek Club might just be the one! Boasting over 3500 square feet and showcasing 5 bedrooms, 3 bathrooms, a huge loft, formal dining room, a dedicated office, 2-car garage AND newer HVAC systems (less than 3 years old). With beautiful hardwoods on the first floor,

    Tiffany Brock STILL WATERS REAL ESTATE

    186 Valley Pines Cir, Spring Lake, NC 28390
  • /42

    $438,467

    $26K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 3,498 Sq Ft

    128 Lamplighter Way, Spring Lake, NC 28390

    Welcome to 128 Lamplighter Way – Premier Golf Course Living in Anderson Creek Club! !!!MOTIVATED SELLER!!! New carpets in two bedroomsNew dishwasher, stove, and microwave! Special Financing Opportunity: This home features an assumable 3.6% VA loan - a fantastic benefit for qualified VA buyers looking to lock in a low rate in today’s market! This stunning executive home sits directly on the

    Alex Ismailov LPT REALTY LLC

    128 Lamplighter Way, Spring Lake, NC 28390
  • /46

    $599,900

    • 4 Beds
    • 3.5 Baths
    • 3,383 Sq Ft

    11 Rolling Pines Dr, Spring Lake, NC 28390

    Welcome to 11 Rolling Pines, one of the largest private golf course lots behind the gates of the prestigious Anderson Creek Club. Perfectly situated at the end of a quiet cul-de-sac and featuring a newly replaced 2026 upstairs HVAC, this stunning 4-bedroom, 3.5-bath home offers exceptional privacy, serene views, and luxurious living. Step inside to an expansive, open-concept layout featuring two

    Tracie Turcotte AC REALTY

    11 Rolling Pines Dr, Spring Lake, NC 28390
  • /46

    $485,000

    Open Sat 10AM - 12PM $5K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 3,102 Sq Ft

    135 Valley Stream Rd, Spring Lake, NC 28390

    Wow, $8,000 use as you choose and $2,000 to cover the POA fee for the remainder of the year! This exceptional 5-BDs, 3BA 3 story home located in Anderson Creek Club. Step inside on premium hardwood flooring and find the thoughtfully designed open floor plan. The spacious kitchen completely open to the living room features stainless steel appliances, abundant counter space, a large pantry, granite

    Crystal Montz DREAMS MADE REALTY GROUP

    135 Valley Stream Rd, Spring Lake, NC 28390
  • /49

    $464,999

    Open Sat 10AM - 12PM $90K PRICE DROP
    • 5 Beds
    • 2.5 Baths
    • 3,154 Sq Ft

    16 Cottswold Ln, Spring Lake, NC 28390

    **POA FEE COVERED UNTIL THE END OF 2026! ** VA Assumable rate 2.75%! Welcome to this well-maintained home nestled in the gated golf community of Anderson Creek Club. Boasting a BRAND NEW ROOF, 5 bedrooms, 2.5 bathrooms, 2-car garage and fenced yard. With beautiful hardwoods throughout, the foyer is spacious offering a formal living room/office/playroom or dining at the front of the home. The

    Tiffany Brock STILL WATERS REAL ESTATE

    16 Cottswold Ln, Spring Lake, NC 28390
  • /36

    $539,900

    Open Sun 10AM - 12PM $10K PRICE DROP
    • 6 Beds
    • 4 Baths
    • 3,161 Sq Ft

    199 Scholar Dr, Spring Lake, NC 28390

    Welcome home to this better than new 6-bedroom, 4-bathroom home in the gated Anderson Creek Club community! Built in 2022, this meticulously maintained and thoughtfully updated home offers the space, layout, and condition you are looking for without the wait of new construction. With major appliances included and key upgrades already completed, this home is truly move-in ready from day one.

    KATE GARTH AC REALTY

    199 Scholar Dr, Spring Lake, NC 28390
  • /50

    $439,999

    $20K PRICE DROP
    • 5 Beds
    • 4 Baths
    • 3,033 Sq Ft

    68 Heatherspring Way, Spring Lake, NC 28390

    *$10,000 USE AS YOU CHOOSE and SELLER WILL PAY POA FEES UNTIL THE END OF THE YEAR!!* Welcome to the stunning gated golf community Anderson Creek Club. Nestled in Twin Creeks and boasting over 3,000 sq ft, this home features beautiful archways, 5 bedrooms, 4 bathrooms, formal living room, family room, dining room and 3 car garage. The spacious living room provides easy access into the gourmet

    Tiffany Brock STILL WATERS REAL ESTATE

    68 Heatherspring Way, Spring Lake, NC 28390
  • /33

    $524,999

    $40K PRICE DROP
    • 5 Beds
    • 3.5 Baths
    • 3,170 Sq Ft

    16 Spring Pond Ln, Spring Lake, NC 28390

    Welcome home to this beautifully maintained 5-bedroom, 3.5-bath residence with a 3-car garage, located on a cul-de-sac in the gated golf community of Anderson Creek Club. The open main level features a formal dining room, spacious family room, and an eat-in kitchen with a large island and access to a screened-in deck—perfect for entertaining.The primary suite offers a spa-like bath with dual

    KAREN HUDSON AC REALTY

    16 Spring Pond Ln, Spring Lake, NC 28390
  • /51

    $420,000

    • 4 Beds
    • 3 Baths
    • 1,541 Sq Ft

    16 Crestview Place, Spring Lake, NC 28390

    Amazing opportunity to own your own private oasis in the city! This unique property features a 3-bedroom, 2-bath main home with hardwood floors, a durable metal roof, and appliances that are all less than five years old. With plenty of potential for updates, this home offers the perfect opportunity to add your personal touch. Step outside and enjoy an entertainer's dream with a covered patio,

    Amelia Shirley Keller Williams Realty-Fayetteville

    16 Crestview Place, Spring Lake, NC 28390
  • /50

    $469,900

    • 4 Beds
    • 3.5 Baths
    • 2,800 Sq Ft

    511 Micahs Way N, Spring Lake, NC 28390

    **GOLF COURSE AND LAKE VIEW PROPERTY** SELLER OFFERING $5,000 towards Buyer expenses. Rare Golf Course & Lake View Home in Anderson Creek Club! Welcome to this beautifully maintained 4-bedroom home with a spacious bonus room offering the potential for a 5th bedroom, ideally situated on a premium homesite overlooking the golf course and lake in the highly desirable gated community of Anderson

    MELISSA CRUMLEY PINELAND REALTY LLC

    511 Micahs Way N, Spring Lake, NC 28390
  • /11

    $599,900

    New Construction
    • 5 Beds
    • 3.5 Baths
    • 3,244 Sq Ft

    283 Education Dr, Spring Lake, NC 28390

    Up to $20,000 to use as you choose — apply it toward an interest rate buydown or closing costs on select homes. Welcome to The Downton floor plan! This new home is a timeless and elegant masterpiece greeting you with a traditional and classic formal dining space to one side as you enter through the front door. You also have the convenience of a half bathroom to the other side along with a drop

    Ascot Homes Builder
    283 Education Dr, Spring Lake, NC 28390
  • /40

    $450,000

    • 4 Beds
    • 3 Baths
    • 2,985 Sq Ft

    248 Skipping Water Dr, Spring Lake, NC 28390

    $10,000 USE-AS-YOU-CHOOSE BUYER CONCESSION! Use it toward closing costs, rate buy-down, updates, or however it best fits your needs. Beautiful two-story home in the sought-after Anderson Creek Club community featuring an open floor plan, granite countertops, crown molding, and Brazilian hardwood floors. The living room boasts cathedral ceilings and a stunning stone fireplace. The primary suite

    TIER One Real Estate Services COLDWELL BANKER ADVANTAGE - YADKIN ROAD

    248 Skipping Water Dr, Spring Lake, NC 28390

Home Price Trends

Median Sale Price
$316,745
Median Single Family Sale Price
$329,990
Median Townhouse Sale Price
$219,000
Median 2 Bedroom Sale Price
$219,000
Average Price Per Sq Ft
$155
Number of Homes for Sale
176
Last 12 months Home Sales
690
Months of Supply
3.10
Median List Price
$331,040
Median Change From 1st List Price
0%
Median Home Sale Price YoY Change
4%
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