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Studio Apartments for Rent in Utica, NY

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  • /39

    Starting at $1,350 Per Month

    • Studio - 1 Bed

    330 Main St, Utica, NY 13501

    Be part of the Utica revolution! The Doyle proudly joins the movement in celebrating Utica’s existing assets, injecting new life into underutilized spaces and bringing residents and visitors together to turn the city into a true year-round home and destination. The Doyle puts you along the major artery of art, culture and nightlife in the bustling Baggs Square East and is a walkable commute to

    The Doyle Building

    330 Main St, Utica, NY 13501
  • /20

    $395 Per Month

    • Studio
    • 3 Baths
    • House for Rent

    610-612 Charlotte St, Utica, NY 13501

    Property Id: 2599678PLEASE NOTE: This listing is for professional office space rentals, not residential housing.Private offices and office suites available in a professional building located at 610 & 612 Charlotte St in Utica.These beautifully maintained buildings offer a variety of private office sizes, conference space, reception areas, kitchenettes, and flexible layouts

    610-612 Charlotte St, Utica, NY 13501

Why Live in Utica

The Stanley Theatre hosts Broadway shows and concerts in a beautifully restored movie palace, while the Munson-Williams-Proctor Arts Institute showcases world-class art exhibitions in its galleries and historic Fountain Elms Victorian mansion. Outdoor recreation spans multiple parks, including the expansive Roscoe Conkling Park with its zoo and golf course, plus the Olmsted Brothers-designed F.T. Proctor Park. The culinary scene features upscale dining at The Tailor and the Cook, known for locally-sourced cuisine, and Ocean Blue Restaurant & Oyster Bar with its city-view patio. The Erie Canalway Trail provides scenic paths for walking and cycling, while winter activities await at Val Bialas Ski Center.

The median price for single-family homes varies significantly by neighborhood, from $110,000 in Downtown Utica to $465,000 in Old Forge. South Utica commands a median price of $225,900, while North Utica homes typically sell for $215,000. Condominiums range from $190,000 for one bedroom units to $205,000 for two bedrooms. The overall cost of living sits 4.1% below the national average, with housing costs 15% lower than average for homeowners. Property taxes in Oneida County stand at 2.13%, while the combined sales tax rate is 8.53%.

Families will find strong educational options, including Perry Junior High School and New Hartford Senior High School, both rated A by Niche. Utica College provides higher education opportunities. The city connects to major metropolitan areas through Amtrak service and sits within 90 minutes of Albany and Syracuse. A family of four should budget approximately $102,000 annually to live comfortably, including $25,000 for housing and $19,000 for groceries. The average gas price is $3.457 per gallon, 6.6% higher than the national average of $3.243.

Frequently Asked Questions

How much does it cost to rent a home in Utica, NY?
The median rent for a home in Utica, NY is $1,500 per month, though prices vary by neighborhood, size, and property type. As of July 2026, townhouses tend to be the most affordable option while condos and single-family homes are currently more expensive.
How much do you need to make to afford rent in Utica, NY?
To comfortably afford the median rent in Utica, NY, a household needs to earn roughly $60,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,500 per month in Utica, NY, renters typically need to show $4,500 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Utica, NY?
In Utica, NY, the price-to-rent ratio is 11.7, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends

Number of Homes for Rent
2
Median Rent
$1,500
Median Single Family Home Rent
$2,000
Median Townhouse Rent
$1,313
Median Condo Rent
$1,500
How to Rent a Home