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Studio Apartment for Rent in Utica, NY

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    Starting at $875 Per Month

    • Studio - 1 Bed

    1427 Oneida St, Utica, NY 13501

    Explore your new place at 1427 Oneida St in Utica.This property is gone through lot of remodeling. All over new paint, Hardwood Floor. Every building have Key entry. Nice and secure, New Camera all over. This community is located in the 13501 area of Utica. The leasing staff is ready to help match you with the perfect fit. Schedule a time to check out the current floorplan options. Start living

    Garden Apartments

    (680) 219-8658

    1427 Oneida St, Utica, NY 13501

Why Live in Utica

The Stanley Theatre hosts Broadway shows and concerts in a beautifully restored movie palace, while the Munson-Williams-Proctor Arts Institute showcases world-class art exhibitions in its galleries and historic Fountain Elms Victorian mansion. Outdoor recreation spans multiple parks, including the expansive Roscoe Conkling Park with its zoo and golf course, plus the Olmsted Brothers-designed F.T. Proctor Park. The culinary scene features upscale dining at The Tailor and the Cook, known for locally-sourced cuisine, and Ocean Blue Restaurant & Oyster Bar with its city-view patio. The Erie Canalway Trail provides scenic paths for walking and cycling, while winter activities await at Val Bialas Ski Center.

The median price for single-family homes varies significantly by neighborhood, from $110,000 in Downtown Utica to $465,000 in Old Forge. South Utica commands a median price of $225,900, while North Utica homes typically sell for $215,000. Condominiums range from $190,000 for one bedroom units to $205,000 for two bedrooms. The overall cost of living sits 4.1% below the national average, with housing costs 15% lower than average for homeowners. Property taxes in Oneida County stand at 2.13%, while the combined sales tax rate is 8.53%.

Families will find strong educational options, including Perry Junior High School and New Hartford Senior High School, both rated A by Niche. Utica College provides higher education opportunities. The city connects to major metropolitan areas through Amtrak service and sits within 90 minutes of Albany and Syracuse. A family of four should budget approximately $102,000 annually to live comfortably, including $25,000 for housing and $19,000 for groceries. The average gas price is $3.457 per gallon, 6.6% higher than the national average of $3.243.

Frequently Asked Questions

How much does it cost to rent a home in Utica, NY?
The median rent for a home in Utica, NY is $1,450 per month, though prices vary by neighborhood, size, and property type. As of May 2026, condos tend to be the most affordable option while townhouses and single-family homes are currently more expensive.
How much do you need to make to afford rent in Utica, NY?
To comfortably afford the median rent in Utica, NY, a household needs to earn roughly $58,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,450 per month in Utica, NY, renters typically need to show $4,350 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Utica, NY?
In Utica, NY, the price-to-rent ratio is 12.1, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends in Utica, NY

Rental Home Trends

Number of Homes for Rent
1
Median Rent
$1,450
Median Single Family Home Rent
$2,000
Median Townhouse Rent
$1,400
Median Condo Rent
$1,300
How to Rent a Home