2,095

Washington County UT Homes for Sale with Mountain View

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  • /56

    $650,000

    • 5 Beds
    • 3 Baths
    • 2,622 Sq Ft

    2273 E Yant Flat Dr, Saint George, UT 84790

    Enjoy breathtaking views of Pine Valley from this beautifully positioned home in a quiet, family-friendly neighborhood just 10 minutes from the heart of St. George. The property offers a large backyard with finished patio and turf, plus plenty of room to add a pool and create your ideal outdoor retreat. Inside, the home features upgraded quartz countertops, a large walk-in pantry, water softener,

    ERIC GUBLER RED ROCK REAL ESTATE

    2273 E Yant Flat Dr, Saint George, UT 84790
  • /16

    $450,000

    • Land
    • 5.63 Acres
    • $79,929 per Acre

    1705 E 460 N, New Harmony, UT 84757

    Discover wide-open space and unforgettable views with this 5.63-acre corner lot in beautiful New Harmony. Surrounded by stunning panoramic mountain and red rock cliff views, this flat, buildable parcel offers paved road access and power nearby, making it an ideal location for your custom home. It is also part of the Washington Conservancy Water District. Enjoy peaceful rural living with plenty of

    BRYAN BURNETT CENTURY 21 EVEREST ST GEORGE

    1705 E 460 N, New Harmony, UT 84757
  • /37

    $650,000

    • 2 Beds
    • 2 Baths
    • 1,776 Sq Ft

    4765 Ironwood Dr, Saint George, UT 84790

    Views! Views! Views! This home has it all--Pine Valley Mountain, majestic desert skies, and the 12th fairway and green of the Sun River Golf Course. The natural beauty continues inside the home with 18 x 18 porcelain floor tiles, Vermont maple hardwood floors in the bedrooms, and maple cabinetry throughout the home. Energy features abound and include 2 x 6 exterior walls with R24 insulation,

    DREW PEARCE EQUITY REAL ESTATE (ST GEORGE)

    4765 Ironwood Dr, Saint George, UT 84790
  • /43

    $620,000

    • 3 Beds
    • 3 Baths
    • 1,860 Sq Ft

    2101 W 440 N, Hurricane, UT 84737

    Fantastic Short-Term/Nightly Rental investment property in desirable Zion Village Resort. Property features many upgrades, is fully furnished, & turnkey ready. Zion Village Resort amenities include clubhouse w/fitness center & game area, outdoor pool, spa, lazy river, fire pits, splash pad & more.

    Mark Mason Modern Realty Inc.

    2101 W 440 N, Hurricane, UT 84737
  • /112

    $729,900

    • 6 Beds
    • 5 Baths
    • 3,600 Sq Ft

    278 N 2020 W, Hurricane, UT 84737

    SELLER WILL PAY 1 YEAR OF MONTHLY HOA DUES. Introducing a Brand New, Stunning Vacation Rental/Nightly Rental Townhome in Zion Village, Southern Utah's Premier Vacation Home Community. This expansive townhome stands out as one of the largest units within Zion Village. Enjoy the flexibility of self-management, a rare advantage in the bustling nightly rental market, allowing you to maximize

    David Whitehead RED ROCK REAL ESTATE

    278 N 2020 W, Hurricane, UT 84737
  • /33

    $573,000

    • 3 Beds
    • 3 Baths
    • 2,450 Sq Ft

    878 Walker Way, St. George, UT 84770

    Enjoy elevated living with this beautifully designed home featuring both a covered deck and an incredible rooftop deck ? perfect for entertaining, relaxing, and taking in the views. Whether you're hosting friends or enjoying a quiet evening, these outdoor spaces truly set this home apart.Inside, you?ll love the open layout highlighted by a large kitchen island, ideal for gatherings and

    TAMMY WARMSLEY CENTURY 21 EVEREST ST GEORGE

    878 Walker Way, St. George, UT 84770
  • /77

    $1,550,000

    • 10 Beds
    • 8 Baths
    • 6,681 Sq Ft

    325 W River Willow Ln, Washington, UT 84780

    Welcome to 325 W River Willow Ln in Washington, UT--an exceptional property offering space, flexibility, and standout amenities on a private 0.57-acre lot. With 10 bedrooms, 8 bathrooms, approximately 6,681 sq ft, and a rare attached casita/ADU, this home is ideal for multi-generational living, hosting guests, or buyers seeking a layout with possible residual income potential. feel confident in

    RACHEL MORIN RED ROCK REAL ESTATE

    325 W River Willow Ln, Washington, UT 84780
  • /51

    $929,900

    • 5 Beds
    • 4 Baths
    • 2,629 Sq Ft

    4810 W 1930 S, Hurricane, UT 84737

    This stunning home offers breathtaking views and is loaded with premium upgrades throughout. Enjoy a fully insulated garage with its own heating and cooling system, solid interior doors, and upgraded cabinets, countertops, and flooring. Every detail has been thoughtfully designed. Perfectly situated just 5 minutes from Sand Hollow State Park, you'll have easy access to golfing, swimming, sand

    Ciera Huha RED ROCK REAL ESTATE

    4810 W 1930 S, Hurricane, UT 84737
  • /39

    $559,000

    • 4 Beds
    • 2 Baths
    • 1,901 Sq Ft

    644 N Sage Crest Cir, Washington, UT 84780

    Located in Sienna Hills, this single-level home offers 4 bedrooms, 2 bathrooms, and a 3-car garage with a layout that just makes sense. The vaulted ceilings and open living space make the main area feel bright and comfortable, with a great room that's perfect for everyday living. The primary suite is a nice retreat with two walk-in closets and a spa like bathroom with a large soaking tub. In the

    Vance Rowley KW Ascend Keller Williams Realty

    644 N Sage Crest Cir, Washington, UT 84780
  • /50

    $1,449,000

    • 5 Beds
    • 4 Baths
    • 3,083 Sq Ft

    1235 Carters Pond Rd, Dammeron Valley, UT 84783

    Welcome to this rare .99-acre horse property featuring a spacious main home and an income-producing ADU built in 2022, backing directly to 250+ acres of state-owned land with unobstructed views, added privacy, and direct access to open space. With horse rights, a corral, chicken coop, storage shed, backup generator, and a versatile ADU ideal for rental income, guest quarters, or multigenerational

    JD Reese RED ROCK REAL ESTATE

    1235 Carters Pond Rd, Dammeron Valley, UT 84783
  • /27

    $2,275,000

    • 4 Beds
    • 5 Baths
    • 2,822 Sq Ft

    2549 W Sinagua Trail Unit 24, St. George, UT 84770

    Stunning 2013 Parade home in the gated Entrada at Snow Canyon master-planned community. Recently remodeled inside and out, this turnkey residence features four en-suite bedrooms plus a charming standalone casita. The home is uniquely approved for nightly and weekly rentals, making it an excellent investment or vacation property. Beautiful outdoor living areas with picturesque views of the Kachina

    BENJAMIN SHAKESPEARE RED ROCK REAL ESTATE

    2549 W Sinagua Trail Unit 24, St. George, UT 84770
  • /78

    $479,990

    • 3 Beds
    • 3 Baths
    • 1,672 Sq Ft

    3938 W 1440 S Unit Lot 9, Hurricane, UT 84737

    MOVE-IN READY! Come check out our 2-story single family home with a 3rd car garage for $479,990! Discover a new community where adventure and serenity meet. Just minutes from Sand Hollow Reservoir and surrounded by trails for hiking, biking, and boating, this neighborhood was designed for those who love life outdoors. Imagine evenings spent under the stars, weekends at the lake, and mornings with

    Shannon Johnson VISIONARY REAL ESTATE

    3938 W 1440 S Unit Lot 9, Hurricane, UT 84737
  • /10

    $179,900

    • Land
    • 0.22 Acre
    • $817,727 per Acre

    1840 W 350 N Unit 108, Hurricane, UT 84737

    Great lot that is ready to build on with no HOA! North/South orientation with the backyard facing North providing VIEWS of Pine Valley Mountain. Lots behind sit lower than this lot, so the potential for protected views is higher. Bring your own builder, or maybe even consider an owner build! Homes have already been built on either side and across the street, so there's no guessing what might be

    Todd Carpenter KW Ascend Keller Williams Realty

    1840 W 350 N Unit 108, Hurricane, UT 84737
  • /39

    $595,000

    • 4 Beds
    • 3 Baths
    • 2,657 Sq Ft

    762 E 300 S, Enterprise, UT 84725

    Brand new 2026 build in Enterprise! This 2,657 sq ft home offers 4 bedrooms, 3 full baths, and an oversized 2-car garage on a 0.50 acre lot. at the end of a cul-de-sac. No HOA. Designed with upgrades throughout: tall ceilings and doors, quartz countertops, custom cabinetry, large pantry, luxury laminate flooring, upgraded carpet/pad, and spray foam insulation for efficiency. The open living,

    Todd Carpenter KW Ascend Keller Williams Realty

    762 E 300 S, Enterprise, UT 84725
  • /30

    $829,900

    • 6 Beds
    • 3.5 Baths
    • 3,164 Sq Ft

    239 N Main St, Saint George, UT 84770

    Rare Opportunity Zone duplex just steps from Historic Downtown St. George. Whether you're an owner-occupant looking to offset your mortgage or an investor seeking strong, stable cash flow, this thoughtfully updated multifamily property delivers flexibility and income potential.The property features two well-appointed units: Unit A: 4 bedrooms, 1.5 bathrooms-current rent collected $2,700 Unit B: 2

    Tiffani Wardle Red Cliffs Real Estate

    239 N Main St, Saint George, UT 84770
  • /40

    $1,065,000

    • 6 Beds
    • 4 Baths
    • 3,881 Sq Ft

    3827 S Jessamine Cir, St. George, UT 84790

    Tucked away in a peaceful cul-de-sac, this spacious 6-bedroom plus office, 4-bath home offers exceptional privacy with no neighbors behind, and there never will be! Enjoy resort-style living in the backyard featuring a gated saltwater POOL with an automatic cover, xeriscape landscaping, in-ground trampoline, playland, and breathtaking views of the red rock cliffs. The front yard captures stunning

    Chase Ames RE/MAX Associates

    3827 S Jessamine Cir, St. George, UT 84790
  • /45

    $699,000

    • 4 Beds
    • 2.5 Baths
    • 2,256 Sq Ft

    972 E Coyote Crest Dr, Washington, UT 84780

    Welcome to Sunwood Homes' 2026 Parade of Homes showcase, Sunkissed Haven. This 2,256 sq ft home is thoughtfully designed for modern living and everyday comfort, offering 4 bedrooms, 2.5 baths, and a versatile loft perfect for work, play, or relaxing. The gourmet kitchen anchors the home with upgraded finishes, generous workspace, and an open layout ideal for entertaining. Elevated flooring and

    Catherine Brady E7 Properties Inc.

    972 E Coyote Crest Dr, Washington, UT 84780
  • /69

    $795,000

    • 5 Beds
    • 4 Baths
    • 3,782 Sq Ft

    2824 E Freshet Dr, Washington, UT 84780

    Fully Upgraded home offering stunning red rock mountain views. Open floor plan filled with natural light. A spacious great room that flows seamlessly into the kitchen and dining areas. The chef's kitchen features a large center island, abundant cabinetry, and a butler's pantry complete with additional cabinets, a second refrigerator, microwaves, and double ovens. The expansive layout offers both

    Phillip Sargent ECORE PREMIER LLC

    2824 E Freshet Dr, Washington, UT 84780
  • /10

    $504,990

    • 3 Beds
    • 2 Baths
    • 1,584 Sq Ft

    2721 Brenta Way, St. George, UT 84770

    Welcome to your desert sanctuary located in beautiful Salarno Hills of Divario. Meet our Cliffrose plan, showcasing an open concept layout with a flex room off the entry way creating a perfect home office. Located in one of Southern Utah's most sought after communities, you'll enjoy easy access to hiking, biking trails, golf courses and downtown amenities all while enjoying the peace and privacy

    Shannon Johnson VISIONARY REAL ESTATE

    2721 Brenta Way, St. George, UT 84770
  • /26

    $699,000

    • 3 Beds
    • 2 Baths
    • 1,528 Sq Ft

    185 W Center St, Ivins, UT 84738

    Nestled against a breathtaking backdrop of sweeping red mountain views, this charming 3-bedroom, 2-bathroom home sits on a generously sized lot that opens the door to endless possibilities -- including potential multifamily use. If you've ever dreamed of keeping horses, chickens, or bees, this property may just be your perfect match. Please verify zoning details, but the farmlife potential here

    Robert Bolar Summit Sotheby's International Realty (Auto Mall)

    185 W Center St, Ivins, UT 84738
  • /27

    $818,888

    • 4 Beds
    • 5 Baths
    • 2,724 Sq Ft

    1502 Palm Island Dr Unit 38, Washington, UT 84780

    The Bahama is a beautifully designed townhome located in the vacation community of Isle, perfect for nightly rentals. This vacation home features 4 bedrooms and 4.5 bathrooms within 2,725 square feet of thoughtfully crafted living space. Enjoy open-concept areas that flow seamlessly, ideal for entertaining and relaxation. The floor plan includes inviting rec rooms and ample storage throughout,

    Culley E. Cook COLE WEST REAL ESTATE, LLC

    1502 Palm Island Dr Unit 38, Washington, UT 84780
  • /80

    $1,700,000

    • 4 Beds
    • 4 Baths
    • 6,014 Sq Ft

    1045 W Sapphire, Saint George, UT 84770

    Stunning home in Diamond Valley. Amazing kitchen with room to entertain! Spacious rooms with walk-in closets. Upstairs living with front balcony. Theater room (could be a 5th bedroom). Spacious 3-car garage. Plus, huge shop with 1-bedroom apartment over--could potentially provide rental income. Horse property with mountain views all on 1.13 acres. There is even room for a basketball hoop, ATVs

    CHRISTA KIRKLAND FATHOM REALTY SG

    1045 W Sapphire, Saint George, UT 84770
  • /8

    $675,000

    • 3 Beds
    • 3 Baths
    • 1,864 Sq Ft

    3080 S Bloomington Dr E Unit 31, St. George, UT 84790

    If you're into golf, sunshine, and easy Southern Utah living, this one checks a lot of boxes. This ground-floor unit sits right next to the golf course, with wide open, unobstructed views you don't have to work for. The place has been extremely well cared for and comes completely furnished, making it a true turn-key vacation rental or investment property.The HOA keeps it simple and fun with a

    Brandon Savaiinaea Real Broker, LLC

    3080 S Bloomington Dr E Unit 31, St. George, UT 84790
  • /11

    $555,000

    • 3 Beds
    • 3 Baths
    • 1,919 Sq Ft

    980 E Coyote Crest Dr, Washington, UT 84780

    Enjoy mountain views from the front deck of this well-designed 3 bedroom, 2.5 bath home featuring a loft and a layout built for comfortable everyday living. The open main living space creates an easy flow for gathering and entertaining, while the upstairs loft offers flexible space for a second living area, home office, or playroom. Step outside to relax on the front deck and take in the views of

    Catherine Brady E7 PROPERTIES INC.

    980 E Coyote Crest Dr, Washington, UT 84780
  • /69

    $1,159,000

    • 5 Beds
    • 5 Baths
    • 5,384 Sq Ft

    5770 N 1400 W, Saint George, UT 84770

    ***Views Views***NO HOA! This large home has over an acre of land and incredible surrounding views. Enjoy being just 10 minutes from town with slightly cooler temps, darkened skies, trails, and close proximity to Snow Canyon State Park. This home also offers a large deck with a covered patio, a full concrete sports court, fruit trees, raised garden boxes, and a covered indoor pool. The enclosed

    ASHLEY HORLACHER LEDGES REALTY LLC

    5770 N 1400 W, Saint George, UT 84770
  • /10

    $179,900

    • Land
    • 0.22 Acre
    • $817,727 per Acre

    1840 W 350 N, Hurricane, UT 84737

    Great lot that is ready to build on with no HOA! North/South orientation with the backyard facing North providing VIEWS of Pine Valley Mountain. Lots behind sit lower than this lot, so the potential for protected views is higher. Bring your own builder, or maybe even consider an owner build! Homes have already been built on either side and across the street, so there's no guessing what might be

    TODD CARPENTER - FC REALTY GROUP KW Ascend Keller Williams Realty

    1840 W 350 N, Hurricane, UT 84737
  • /47

    $599,900

    • 4 Beds
    • 3 Baths
    • 2,355 Sq Ft

    1033 Coyote Loop, Washington, UT 84780

    Mountain Views Without the Million-Dollar Price! Positioned to take full advantage of Southern Utah's incredible sunsets, this home offers sweeping views of Pine Valley Mountain and the surrounding red cliffs. The elevated balcony creates a front-row seat to the nightly color show that makes this area so special. With quality construction, thoughtful layout, and impressive scenery, this property

    Catherine Brady E7 PROPERTIES INC.

    1033 Coyote Loop, Washington, UT 84780
  • /40

    $814,015

    • 6 Beds
    • 3 Baths
    • 3,395 Sq Ft

    606 S Cecita Way, St. George, UT 84770

    MODELS OPEN M,T,TH,FR,SAT 10AM - 2PM SELF GUIDED TOURS DAILY 8AM-6PM. Other Home Sites Available. Come experience their sought-after Large Meredith featuring a ''Next Gen'' accessory dwelling unit. Lennar is known for their promise of ''Everything's Included.'' This quick move-in home comes complete with Energy Star appliances through-out, including washer/dryer in main home as well as stackable

    Emily Blossom ENGEL & VOLKERS ST GEORGE

    606 S Cecita Way, St. George, UT 84770
  • /22

    $599,900

    • 3 Beds
    • 2 Baths
    • 2,138 Sq Ft

    183 N 3620 W, Hurricane, UT 84737

    Stunning Views! Wake up to sunrise lighting the mountains and wide-open skies--elevated above the neighborhood on a premier corner lot. This custom home is part of the exclusive Builder's Reserve, the final phase of Zions Gate Estates. Oversized windows frame the scenery and flood the home with natural light, while evenings are made for the covered patio and gas fire pit. Inside you'll find

    Joe Allen Realty Absolute

    183 N 3620 W, Hurricane, UT 84737
  • /18

    $410,000

    • Land
    • 0.86 Acre
    • $476,744 per Acre

    793 S 920 W, Hurricane, UT 84737

    *Zoned for Casita-Rental Income Opportunity + Primary Home | USDA Land Loans Available* Build your dream home with added income potential on this .86-acre fully usable, flat lot in Hurricane. Property is zoned to allow a casita (ADU)-ideal for rental income, guest space, or multi-generational living. Flat desirable lot ready for build all utilities stubbed. Located just minutes from Sand Hollow

    Tracee Todd Equity Real Estate (Select)

    793 S 920 W, Hurricane, UT 84737
  • /28

    $640,000

    • 4 Beds
    • 2 Baths
    • 1,825 Sq Ft

    751 E Majestic Dr, Ivins, UT 84738

    This beautiful home is perfectly situated on over half an acre (.52) of HORSE PROPERTY, complete with a sparkling pool and truly UNOBSTRUCTED VIEWS, a rare and highly sought-after opportunity in the greater St. George area. Set on an elevated lot backing to a school, the property enjoys wide-open sightlines and breathtaking views of Pine Valley Mountain, creating a bright, open feel both indoors

    Chase Ames RE/MAX Associates

    751 E Majestic Dr, Ivins, UT 84738
  • /58

    $1,250,000

    • 5 Beds
    • 3 Baths
    • 3,960 Sq Ft

    3403 Mulberry Dr, Saint George, UT 84790

    2.59 acres horse property, backing the river with barn, large home, attached and detached garages & carport. In Bloomington, it's difficult to find this large of a lot and ready to go horse property, at this price it will go quickly! Well maintained home with ADU in walk out basement. Basement Dining light fixture & fireplace mantle excluded, they are tenants but will be replaced with original.

    CAROLYN NORTON REALTYPATH (FIDELITY ST GEORGE)

    3403 Mulberry Dr, Saint George, UT 84790
  • /47

    $1,249,900

    • 5 Beds
    • 5 Baths
    • 3,692 Sq Ft

    2013 N Somerset Cir, Washington, UT 84780

    Unique opportunity to own a house with an attached ADU. 3 bedrooms/ 3 bathrooms (plus bonus room for a theatre/ bunk beds) in the main house and an attached 2 bedroom/ 2 bathroom ADU with each capable of having its own separate garage space. This house is located in a quiet cul-de-sac in Green Springs, just minutes up the street from Green Springs Golf Course. Beautiful kitchen with floor to

    Tyler Morales BE AT HOME UTAH

    2013 N Somerset Cir, Washington, UT 84780
  • /25

    $580,000

    • 8 Beds
    • 7 Baths
    • 5,212 Sq Ft

    660 N Juniper St, Hildale, UT 84784

    Set against the wide-open beauty of Southern Utah, this distinctive property offers the kind of space, flexibility, and freedom that's becoming harder to find--especially for those ready to trade traffic, noise, and congestion for open skies and quiet evenings. Situated on .91 acres with sweeping views, this home is thoughtfully designed for multi-generational living, income potential, or simply

    Michael Johnson ERA BROKERS CONSOLIDATED SG

    660 N Juniper St, Hildale, UT 84784
  • /63

    $699,000

    • 6 Beds
    • 4 Baths
    • 3,926 Sq Ft

    1727 Flagstone Rd, St. George, UT 84790

    BEAUTIFUL Home in the Desired BOULDERS Neighborhood. Immaculate Home with Views, Wood Floors, Tile & Carpet. AlderCabinets, Granite & Kitchen Island. Spacious Great Room with Gas Fireplace & Built-in Desk. Large Master Suite & Bathroom with His & Her's Closet.Big Enclosed Backyard with Grass. Basement 100% finished with Many upgrades tankless water heater, upgraded toilets, finishes and

    PAUL MAAG KW Ascend Keller Williams Realty

    1727 Flagstone Rd, St. George, UT 84790
  • /4

    $81,999

    • Land
    • 0.67 Acre
    • $122,387 per Acre

    297 Oak Cir, Virgin, UT 84779

    This 0.67-acre vacant lot on Kolob Mountain offers a wonderful opportunity to build your dream cabin or secure a smart investment in a scenic setting. The rolling terrain provides character and potential for a thoughtfully designed retreat, surrounded by breathtaking natural beauty. Enjoy the peace and privacy of mountain living while remaining less than an hour from Zion National Park. Whether

    Joel Hinckley Platlabs, LLC

    297 Oak Cir, Virgin, UT 84779
  • /23

    $545,000

    • 4 Beds
    • 3 Baths
    • 1,777 Sq Ft

    1883 S 20 E, Washington, UT 84780

    Located in a quiet Washington neighborhood, this well-maintained home at 1883 S 20 E offers comfort, functionality, and thoughtful updates throughout. The interior features updated appliances, new window treatments, modern light fixtures, and a recently installed reverse osmosis system, providing both style and everyday convenience. A large crawlspace adds valuable additional storage space rarely

    Michael Heslop Jupidoor LLC

    1883 S 20 E, Washington, UT 84780
  • /71

    $650,000

    • 3 Beds
    • 3 Baths
    • 2,277 Sq Ft

    357 E Main St, Enterprise, UT 84725

    Set on a spacious lot in the heart of Enterprise, this beautifully maintained 3 bedroom, 3 bathroom home offers comfort, flexibility, and exceptional functionality with the rare bonus of an attached ADU and a detached workshop. Designed with both everyday living and versatility in mind, the property provides space for multi generational living, guest accommodations, rental income, or creative

    Marlene Ritzman RE/MAX ASSOCIATES SO UTAH

    357 E Main St, Enterprise, UT 84725
  • /35

    $759,900

    • 6 Beds
    • 3 Baths
    • 3,591 Sq Ft

    1862 N Chapman Dr, Washington, UT 84780

    Views. At this price? Yes. Brand new and just completed, this home needs a family. Picture dinners with sunset views from the deck, kids playing in the yard, and movie nights in the spacious family room downstairs. With 6 bedrooms, there's room for everyone--family, friends, hobbies, and a home office. The fully finished walk-out basement makes sleepovers and game days easy, and the 3-car garage

    Joe Allen Realty Absolute

    1862 N Chapman Dr, Washington, UT 84780
  • /11

    $654,990

    • 3 Beds
    • 2 Baths
    • 2,328 Sq Ft

    1571 S 4040 W Unit Lot 6, Hurricane, UT 84737

    The inviting layout of this exceptional Melody home makes entertaining easy. Highlights include a spacious great room, an open dining area and a well-equipped kitchen featuring a generous walk-in pantry and center island. The lavish primary suite boasts a private bath and an oversized walk-in closet, and two additional bedrooms offer ample space for family and guests. Includes a tandem 4 car

    Preston Wuthrich RICHMOND AMERICAN HOMES OF UTAH

    1571 S 4040 W Unit Lot 6, Hurricane, UT 84737

Showing Results 441 - 480, Page 12 of 18

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