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Welcome, MD Homes for Sale under $500,000

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  • /25

    $486,851 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,352 Sq Ft

    9743 Gaelic Place, Waldorf, MD 20601

    Step into 9743 Gaelic Place! Located in the sought-after Scotland Heights community in Waldorf, MD, this brand-new uphill townhome combines modern style and everyday functionality across three well-designed levels. This home offers 3 bedrooms, 2.5 baths, and a flexible first-floor recreation room, along with a powder room, ample storage, and a two-car garage. The open-concept second floor

    Dream Finders Homes Builder
    9743 Gaelic Place, Waldorf, MD 20601
  • /25

    $462,953 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,371 Sq Ft

    9741 Gaelic Place, Waldorf, MD 20601

    Welcome to 9741 Gaelic Place! Nestled in the Scotland Heights community of Waldorf, MD, this newly built uphill townhome seamlessly blends contemporary design with practical comfort across three thoughtfully crafted levels. This home features 3 bedrooms, 2.5 baths, and a versatile first-floor recreation room, as well as a powder room, abundant storage, and a two-car garage. The open-concept

    Dream Finders Homes Builder
    9741 Gaelic Place, Waldorf, MD 20601
  • /30

    $449,990 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,020 Sq Ft

    246 Soft Rush Ln, La Plata, MD 20646

    Introducing the Ansted townhome by D.R. Horton, a fresh take on townhome living designed to elevate your Lifestyle with 3 bedrooms 3.5 bathrooms and a 2 car garage. This 2,020 townhome is an entertainers dream. Featuring an open-concept living room and kitchen complete with upgraded appliances, elegant countertops and a chic eat in island. This space is perfect for hosting gatherings and creating

    D.R. Horton Builder
    246 Soft Rush Ln, La Plata, MD 20646
  • /28

    $419,990 New Construction

    • 4 Beds
    • 3.5 Baths
    • 1,889 Sq Ft

    244 Soft Rush Ln, La Plata, MD 20646

    he Adams townhome design by D.R. Horton offers a cozy and modern living space spanning 1,889 sq. ft., featuring 4 bedrooms, 3.5 bathrooms, and a 1-car garage. This home includes top-of-the-line amenities, such as granite countertops, stainless steel appliances, and recessed lighting in the kitchen. With D.R. Horton's smart home features, below market interest rates, and generous closing

    D.R. Horton Builder
    244 Soft Rush Ln, La Plata, MD 20646
  • /28

    $463,390 New Construction

    • 3 Beds
    • 4 Baths
    • 2,736 Sq Ft

    10590 Roundstone Ln, Waldorf, MD 20695

    Move In Ready - November 2025 | Ellicott Townhome Spacious Fenced in backyard, 2 assigned parking spaces – St. Charles Highlands by Lennar Designed for modern living and effortless entertaining, this three-story Ellicott townhome offers 3 bedrooms, 2 full & 2 half baths, 2 rear parking spaces, and a fenced backyard — with the flexibility to convert one of the recreation rooms into a 4th bedroom,

    Tracy Goins Keller Williams Preferred Properties

    10590 Roundstone Ln, Waldorf, MD 20695
  • /37

    $439,990 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,020 Sq Ft

    236 Soft Rush Ln, La Plata, MD 20646

    Discover this charming 3-bedroom 3.5-bathroom end unit townhome built by DR Horton. This end unit features a two-car garage, spacious walk-in closets, and contemporary kitchen with an island. Enjoy modern living with this EV ready home that includes a host of other smart home capabilities. Stop in and tour today to take advantage of generous closing assistance.

    Justin K Wood D.R. Horton Realty of Virginia, LLC

    236 Soft Rush Ln, La Plata, MD 20646
  • /33

    $433,390 New Construction

    • 4 Beds
    • 3.5 Baths
    • 1,889 Sq Ft

    242 Soft Rush Ln, La Plata, MD 20646

    Explore the contemporary Adams townhome design by D.R. Horton, offering a cozy and stylish living space of 1,889 sq. ft. with 4 bedrooms, 3.5 bathrooms, and a 1-car garage. This property boasts upscale amenities like granite countertops, sleek stainless steel appliances, and elegant recessed lighting in the kitchen. Benefit from D.R. Horton's innovative smart home features, attractive below

    Justin K Wood D.R. Horton Realty of Virginia, LLC

    242 Soft Rush Ln, La Plata, MD 20646
  • /33

    $433,390 New Construction

    • 4 Beds
    • 3.5 Baths
    • 1,889 Sq Ft

    238 Soft Rush Ln, La Plata, MD 20646

    Welcome to this inviting 4-bedroom, 3.5-bathroom townhome built by DR Horton. This interior unit features a one-car garage, spacious walk-in closets, and a stylish kitchen with an island. Benefit from modern smart home capabilities and receive money towards closing costs. Discover comfortable living with thoughtful design in this well-appointed home. Enjoy walking trails, dog parks and

    Justin K Wood D.R. Horton Realty of Virginia, LLC

    238 Soft Rush Ln, La Plata, MD 20646
  • /33

    $431,390 New Construction

    • 4 Beds
    • 3.5 Baths
    • 1,889 Sq Ft

    240 Soft Rush Ln, La Plata, MD 20646

    Introducing a beautiful new townhome by DR Horton featuring the sought-after Adams Floor Plan in La Plata, MD. This meticulously designed residence includes 4 well-appointed bedrooms and 3.5 stylish bathrooms, ensuring plenty of space and comfort. The open-concept kitchen stands out with its spacious island, ideal for both meal preparation and entertaining. Additional highlights include a rear

    Justin K Wood D.R. Horton Realty of Virginia, LLC

    240 Soft Rush Ln, La Plata, MD 20646
  • /24

    $462,953 New Construction

    • 3 Beds
    • 4 Baths
    • 2,336 Sq Ft

    9741 Gaelic Ct, Waldorf, MD 20601

    December Delivery! An amazing price for an amazing home! Fall in love with this fabulous 3 story, 2 car garage, 24' wide townhome! Featuring these fine appointments: 2' extension on all 3 levels to maximize your living space! Gourmet kitchen w/huge center island and plenty of storage for entertaining and cooking gourmet meals; Luxury vinyl plank on main level; Oak dual staircase w/open rails;

    Michael Snow Pearson Smith Realty, LLC

    9741 Gaelic Ct, Waldorf, MD 20601
  • /19

    $441,890 New Construction

    • 3 Beds
    • 2 Baths
    • 1,915 Sq Ft

    10601 Great Basin Place, White Plains, MD 20695

    Upon entry into this new two-story home is an airy double-height foyer, followed by the kitchen, dining area and Great Room arranged in a desirable open floorplan that promotes seamless transition between spaces. On the same level is a peaceful owner’s suite with an adjoining bathroom and a large walk-in closet. Occupying the top level are the remaining two bedrooms and a sprawling loft made for

    Lennar Builder
    10601 Great Basin Place, White Plains, MD 20695
  • /32

    $439,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,665 Sq Ft

    465 Woodgrain Ave, La Plata, MD 20646

    Move-In Ready New Construction – The Cabral by D.R. Horton in Pinegrove, La Plata, MDWelcome to The Cabral, a beautifully crafted 1,665 sq. ft. open-concept two-story homedesigned for today’s lifestyle. This move-in ready home features 3 bedrooms, 2.5 bathrooms, a versatile loft, and a 2-car garage, offering the perfect combination of comfort and modern design.The main level showcases a

    Justin K Wood D.R. Horton Realty of Virginia, LLC

    465 Woodgrain Ave, La Plata, MD 20646
  • /16

    $434,990 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,355 Sq Ft

    10776 Cosmic Place, Waldorf, MD 20695

    Welcome HOME! The Ellicott Townhome Front Load 2 Car Garage. This new three-story townhome features a two-car garage and a spacious recreation room upon entry, while upstairs is an open space family room, kitchen and dining room. At select homesites is an optional deck for outdoor living. All three bedrooms are situated on the third floor, including the tranquil owner’s suite with an attached

    Tracy Goins Keller Williams Preferred Properties

    10776 Cosmic Place, Waldorf, MD 20695
  • /28

    $423,490 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,736 Sq Ft

    10584 Roundstone Ln, Waldorf, MD 20695

    Move In Ready - November 2025 | Ellicott Townhome Spacious Fenced in backyard, 2 assigned parking spaces – St. Charles Highlands by LennarDesigned for modern living and effortless entertaining, this three-story Ellicott townhome offers 3 bedrooms, 2 full & 2 half baths, 2 rear parking spaces, and a fenced backyard — with the flexibility to convert one of the recreation rooms into a 4th

    Tracy Goins Keller Williams Preferred Properties

    10584 Roundstone Ln, Waldorf, MD 20695
  • /34

    $434,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,665 Sq Ft

    466 Wood Grain Ave, La Plata, MD 20646

    The Cabral: a stunning 1,665 square foot open-concept, two-story home perfect for modern living. Key MLS features include three spacious bedrooms, two and a half bathrooms, an open loft, and a two-car garage. From the charming front porch, step into a welcoming foyer with a convenient powder room and coat closet. The expansive living room seamlessly connects to the eat-in kitchen, featuring

    Justin K Wood D.R. Horton Realty of Virginia, LLC

    466 Wood Grain Ave, La Plata, MD 20646
  • /7

    $409,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,917 Sq Ft

    10609 Great Basin Place, White Plains, MD 20695

    Are you ready to enjoy a lifestyle that gives you more freedom, comfort, and connection every day?Welcome to Parklands, a beautiful 55+ community with no exterior maintenance and resort-style amenities—making it easy to live your best chapter yet.This stunning new construction Caroline model offers a smart two-story design that perfectly balances comfort and style. The secluded

    Sharon L. Brown Results Realty

    10609 Great Basin Place, White Plains, MD 20695
  • /7

    $423,890 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,195 Sq Ft

    10635 Great Basin Place, White Plains, MD 20695

    Are you ready to enjoy a lifestyle that gives you more freedom, comfort, and connection every day?Welcome to Parklands, a beautiful 55+ community with no exterior maintenance and resort-style amenities - making it easy to live your best chapter yet.This stunning new construction Jefferson model offers a thoughtful two-story design with a low-maintenance layout and elegant modern

    Sharon L. Brown Results Realty

    10635 Great Basin Place, White Plains, MD 20695
  • /54

    $434,957 New Construction

    • 3 Beds
    • 4 Baths
    • 2,355 Sq Ft

    10770 Cosmic Place, Waldorf, MD 20695

    Welcome HOME! St Charles HORIZON Community. The Ellicott Townhome Front Load 2 Car Garage. This new three-story townhome features a two-car garage and a spacious recreation room upon entry, while upstairs is an open space family room, kitchen and dining room. At select homesites is an optional deck for outdoor living. All three bedrooms are situated on the third floor, including the tranquil

    Tracy Goins Keller Williams Preferred Properties

    10770 Cosmic Place, Waldorf, MD 20695
  • /36

    $449,990 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,736 Sq Ft

    10695 Millport St, White Plains, MD 20695

    Welcome Home to the Ellicott Townhome with Detached 2-Car Garage St Charles - Highlands White Plains MD Designed with both family living and entertaining in mind, this beautifully crafted three-story townhome offers space, style, and functionality in every corner. The striking stone exterior adds a touch of modern charm, while inside, the first floor welcomes you with a flex space and recreation

    Tracy Goins Keller Williams Preferred Properties

    10695 Millport St, White Plains, MD 20695
  • /30

    $449,990 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,736 Sq Ft

    10705 Millport St, White Plains, MD 20695

    Welcome Home to the Ellicott Townhome with Detached 2-Car Garage St Charles - Highlands White Plains MDDesigned with both family living and entertaining in mind, this beautifully crafted three-story townhome offers space, style, and functionality in every corner.The striking stone exterior adds a touch of modern charm, while inside, the first floor welcomes you with a flex space

    Tracy Goins Keller Williams Preferred Properties

    10705 Millport St, White Plains, MD 20695
  • /42

    $449,990 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,736 Sq Ft

    10699 Millport St, White Plains, MD 20695

    Welcome Home to the Ellicott Townhome with Detached 2-Car Garage St Charles - Highlands White Plains MDDesigned with both family living and entertaining in mind, this beautifully crafted three-story townhome offers space, style, and functionality in every corner.The striking stone exterior adds a touch of modern charm, while inside, the first floor welcomes you with a flex space

    Tracy Goins Keller Williams Preferred Properties

    10699 Millport St, White Plains, MD 20695
  • /37

    $499,900 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,823 Sq Ft

    9415 Fendall Ln, Newburg, MD 20664

    New Construction Ready for Immediate Delivery!!! Conveniently located in Newburg, MD. Easy Commute to Dahlgren, Andrews, DC and Surrounding areas. Close to Shopping just across the bridge in King George and Fredericksburg. Level Lot. Fully Sodded and Landscaped Yard. Black Stainless Appliances. Quartz Kitchen Counter tops . Tile Backsplash in kitchen. Upgraded 42" inch Cabinets. Large master

    Brent Hooper Hooper & Associates

    9415 Fendall Ln, Newburg, MD 20664
  • /19

    $419,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,915 Sq Ft

    10628 Great Basin Place, White Plains, MD 20695

    Upon entry into this new two-story home is an airy double-height foyer, followed by the kitchen, dining area and Great Room arranged in a desirable open floorplan that promotes seamless transition between spaces. On the same level is a peaceful owner’s suite with an adjoining bathroom and a large walk-in closet. Occupying the top level are the remaining two bedrooms and a sprawling loft made for

    Lennar Builder
    10628 Great Basin Place, White Plains, MD 20695
  • /32

    $497,000 New Construction

    • 4 Beds
    • 3.5 Baths
    • 2,652 Sq Ft

    3114 Alfalfa Cir, La Plata, MD 20646

    ** $12,000 CLOSING HELP OFFERED BY SELLER WHEN USING OUR PREFERRED LENDER AND TITLE COMPANY! ** Step into effortless living with this beautiful designed, newly built carriage home featuring modern finishes with a farmhouse touch throughout. Boasting 4-bedroom, 3.5 bath, along with an attached 2 car garage. Enjoy this open kitchen concept with granite countertops and stainless-steel appliances.

    Layci Marshall Jim Hall Real Estate

    3114 Alfalfa Cir, La Plata, MD 20646
  • /19

    $434,990 New Construction

    • 3 Beds
    • 4 Baths

    10794 Cosmic Place, Waldorf, MD 20695

    Ready for October 2025, this amazing Ellicott townhome has 2,355 sq. ft. with 3 bedrooms, 2 full baths, 2 half baths and 2 car garage. Situated on the first floor, versatile flex space can be used as a recreation room for family games, comfortable lounging, and home office. Enhancing the convenience and functionality of the first level is a half bathroom. You will have access to the backyard

    Sabrina Skeeter Keller Williams Preferred Properties

    10794 Cosmic Place, Waldorf, MD 20695
  • /24

    $496,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,267 Sq Ft

    9612 Killenney Place, Waldorf, MD 20601

    This thoughtfully designed three-story townhome perfectly balances style and functionality. It offers three spacious bedrooms, two-and-a-half bathrooms, and a flexible first-floor recreation room that can easily be converted into a fourth bedroom. This level also includes a convenient powder room, ample storage space, and a two-car garage. The second floor features an open-concept layout ideal

    Dream Finders Homes Builder
    9612 Killenney Place, Waldorf, MD 20601
  • /34

    $479,990 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,436 Sq Ft

    10303 Alta Place, Waldorf, MD 20603

    Welcome to the Everett end unit townhome! This beautiful home offers spacious living and modern amenities, making it the perfect choice for those seeking comfort and convenience. Let us take you through all the amazing features that this home has to offer. As you step inside, you will be greeted by a lower level recreation room with a full bath, perfect for hosting game nights or movie marathons.

    Stanley Martin SM Brokerage, LLC

    10303 Alta Place, Waldorf, MD 20603
  • /17

    $449,990 New Construction

    • 4 Beds
    • 3.5 Baths
    • 2,195 Sq Ft

    10622 Great Basin Place, White Plains, MD 20695

    Villas is a collection of new homes for aged 55+ active-adult homebuyers, now selling at the Parklands master-planned community in White Plains, MD. Every homesite provides beautiful views of nature and there is a seasonal harvest field for a farm-to-table lifestyle. Homeowners will also enjoy an onsite community center, swimming pool, exercise room, walking trails and an event room available for

    John Christ RE/MAX United Real Estate

    10622 Great Basin Place, White Plains, MD 20695
  • /12

    $429,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,355 Sq Ft

    10790 Cosmic Place, Waldorf, MD 20695

    Welcome HOME! St Charles - Horizon Community. The Ellicott Townhome 2 Car Front Load Garage. This new three-story townhome features a two-car garage and a spacious recreation room upon entry, while upstairs is an open space family room, kitchen and dining room. At select homesites is an optional deck for outdoor living. All three bedrooms are situated on the third floor, including the tranquil

    Tracy Goins Keller Williams Preferred Properties

    10790 Cosmic Place, Waldorf, MD 20695
  • /45

    $499,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,510 Sq Ft

    672 Hoot Owl Ln, La Plata, MD 20646

    **Move-In Ready Home in Pinegrove Community – Immediate Delivery in 30 Days!** Experience luxury living in the desirable Pinegrove community, where exciting new amenities are planned to enhance your lifestyle. This brand-new home, available for immediate delivery in just 30 days, features the popular Penwell floor plan with 4 spacious bedrooms and 2.5 bathrooms. Enjoy the versatility of a

    Justin K Wood D.R. Horton Realty of Virginia, LLC

    672 Hoot Owl Ln, La Plata, MD 20646
  • /5

    $462,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,657 Sq Ft

    CABRAL Plan at Pinegrove - Single Family, La Plata, MD 20646

    The Cabral, a 1,665 square foot open concept two-story home, offers three bedrooms, two and a half bathrooms, a loft and a two-car garage. As you make your way from the front porch into the foyer you will find a convenient first-floor powder room and coat closet. Past the foyer is the large, open concept living room that flows nicely into the eat-in kitchen that overlooks the casual dining area

    D.R. Horton Builder
    361 Long Branch Ln Unit 36203358, La Plata, MD 20646
  • /35

    $419,990 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,020 Sq Ft

    ANSTED Plan at Pinegrove - Townhomes, La Plata, MD 20646

    Introducing the Ansted townhome by D.R. Horton: a fresh take on townhome living that elevates your lifestyle. With 3 bedrooms + a den, 3.5 baths, and a 2-car garage, totaling 2,020 sq. ft., this design offers a new level of comfort and sophistication. The main level is perfect for hosting gatherings, featuring an open-concept living room and kitchen with upgraded appliances, counters, and a

    D.R. Horton Builder
    393 Soft Rush Ln Unit 36203362, La Plata, MD 20646
  • /35

    $401,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,763 Sq Ft

    NORRIS Plan at Pinegrove - Townhomes, La Plata, MD 20646

    The Norris, a 3-story townhome by D.R. Horton, presents an open and contemporary layout with 3 bedrooms, 2.5 baths, and a 2-car garage. Boasting 1,763 sq ft of living space, this home seamlessly blends thoughtful design and modern luxury. Standout features include smart home technology from D.R. Horton, a spacious eat-in kitchen with recessed lighting and an expansive island, perfect for both

    D.R. Horton Builder
    393 Soft Rush Ln Unit 36203360, La Plata, MD 20646
  • /21

    $407,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,504 Sq Ft

    Pembroke Plan at St. Charles - Highlands Signature, White Plains, MD 20695

    This new two-story home has a great layout with a first floor dedicated to shared living and entertaining. Showcasing an open layout shared by the expansive Great Room and a well-equipped kitchen with an island, there is also a back door to open it even more to the outdoors. Upstairs are all three bedrooms, including the owner’s suite with a private bathroom and walk-in closet.

    Lennar Builder
    4005 Aydon Place Unit 36036548, White Plains, MD 20695
  • /41

    $409,990 New Construction

    • 3 Beds
    • 4 Baths
    • 2,351 Sq Ft

    10715 Millport St, White Plains, MD 20695

    Welcome to the Arcadia Townhouse Model with Detached 2 car garage nestled in the Highlands Community of St. Charles, White Plains, MD. This is a to be built property, the scheduled completion date is OCTOBER 2025. This stunning new construction townhome is the epitome of modern elegance and convenience, designed to cater to the needs of today's discerning homeowners. This beautifully crafted

    Tracy Goins Keller Williams Preferred Properties

    10715 Millport St, White Plains, MD 20695
  • /4

    $499,900 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,304 Sq Ft

    11612 Wollaston Cir, Swan Point, MD 20645

    Brand new construction in the sought after Swan Point neighborhood!! House to be built on a .33 acre lot. Proposed model has an open floorplan, 4 bedrooms, 2.5 bathrooms, 2 car garage and tons of high end standard features. The builder has numerous other models to choose from as well. $10,000 in closing help with use of builders preferred lender. The lot can also be purchased separately

    Christopher Clemons CENTURY 21 New Millennium

    11612 Wollaston Cir, Swan Point, MD 20645
  • /33

    $497,000 New Construction

    • 4 Beds
    • 3.5 Baths
    • 2,652 Sq Ft

    3134 Maize Place, La Plata, MD 20646

    ** $12,000 CLOSING HELP OFFERED BY SELLER WHEN USING OUR PREFERRED LENDER AND TITLE COMPANY! ** Step into effortless living with this beautiful designed, newly built carriage home featuring modern finishes throughout. Boasting 4 bedroom, 3.5 bath, along with an attached 2 car garage. Enjoy this open kitchen concept with granite countertops and stainless-steel appliances. Second floor laundry, and

    Layci Marshall Jim Hall Real Estate

    3134 Maize Place, La Plata, MD 20646
  • /23

    $493,390 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,736 Sq Ft

    10771 Millport St, White Plains, MD 20695

    October Deliver This amazing Ellicott townhome has 2,736 sq. ft. with a detached two car garage. Situated on the first floor, two versatile flex spaces can be used as a recreation room for family games, comfortable lounging, or home office. Enhancing the convenience and functionality of the first level is a full bathroom. Excess to the backyard for outdoor living space that leads to the detached

    Rashidah Martin Keller Williams Preferred Properties

    10771 Millport St, White Plains, MD 20695
  • /2

    $412,990 New Construction

    • 4 Beds
    • 3.5 Baths
    • 1,889 Sq Ft

    ADAMS Plan at Pinegrove - Townhomes, La Plata, MD 20646

    The Adams townhome design by D.R. Horton offers a cozy and modern living space, spanning 1,889 sq. ft., featuring 3 bedrooms, 3.5 bathrooms, and a 1-car garage. This home includes top-of-the-line finishes, such as quartz countertops, stainless steel appliances, and recessed lighting in the kitchen. Customize the lower level bonus space into a rec room, home office, or 4th bedroom to suit your

    D.R. Horton Builder
    393 Soft Rush Ln Unit 36203361, La Plata, MD 20646
  • /33

    $439,990 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,736 Sq Ft

    10717 Millport St, White Plains, MD 20695

    Jeremiah Abu-Bakr Own Real Estate

    10717 Millport St, White Plains, MD 20695

Showing Results 161 - 200, Page 5 of 6

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