4

Studio Apartments for Rent in White Bear Lake, MN

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    Starting at $1,358

    Total Monthly Price

    • Studio - 3 Beds

    3600-3646 Hoffman Rd, White Bear Lake, MN 55110

    Additional fees for this community include:Non-Optional FeesApplication fee: $50/adultNon-refundable administrative fee: Management charges a $150, non-refundable, administrative fee that is related to our internal and administrative costs for the establishment of a resident file, and preparation of initial lease paperwork and related addendums. This administrative fee must be paid, in addition

    Lochner Apartments

    3600-3646 Hoffman Rd, White Bear Lake, MN 55110
  • /35

    Starting at $1,487

    Total Monthly Price

    • Studio - 2 Beds

    4776 Centerville Rd, White Bear Lake, MN 55127

    Conveniently located off 35E in idyllic White Bear Lake, experience charming lake town living, while only being a 20-minute drive from Minneapolis or St. Paul. White Bear Woods is a pet-friendly community offering classic and renovated apartment homes ranging in studio, one and two-bedrooms. During the warmer months take a plunge in the resort-style pool or soak up the sunshine at the expansive

    White Bear Woods

    4776 Centerville Rd, White Bear Lake, MN 55127

Why Live in White Bear Lake

White Bear Lake, MN, is a lakefront community near the Twin Cities known for its year-round recreational activities and historic downtown dining district. Residents enjoy summer markets, waterski shows, and beachfront concerts, while winter brings polar plunges and golf tournaments on the frozen lake. The area features 24 public parks, including Tamarack Nature Center and Bald Eagle-Otter Lake Regional Park, offering activities like kayaking, boating, swimming, ice fishing, and cross-country skiing. The White Bear Lake Sports Center, White Bear Area YMCA, and Gem Lake Hills Golf Course provide additional recreational options. Housing in White Bear Lake includes midcentury ranch-style, split-level, and bi-level homes, historic houses near downtown, and new traditional homes further out, with lakefront estates available for those with larger budgets. The community celebrates summer with Marketfest and Manitou Days, and winter with the BEAR’ly Open golf event. Downtown White Bear Lake retains its early 1900s charm, featuring a mix of dining options such as Rudy’s Redeye Grill, Pizzeria Pezzo, and Don Julio, along with a Kowalski’s Market for groceries and the nearby Maplewood Mall for retail shopping. The White Bear Lake Area Schools district includes highly rated Lincoln Elementary School, with ongoing investments in educational facilities. Located about 20 minutes from Saint Paul and 25 minutes from Minneapolis, White Bear Lake is served by Metro Transit bus routes and is close to M Health Fairview St. John's hospital and the Minneapolis-Saint Paul International Airport, approximately 20 miles away.

Frequently Asked Questions

How much does it cost to rent a home in White Bear Lake, MN?
The median rent for a home in White Bear Lake, MN is $1,900 per month, though prices vary by neighborhood, size, and property type. As of June 2026, single-family homes tend to be the most affordable option.
How much do you need to make to afford rent in White Bear Lake, MN?
To comfortably afford the median rent in White Bear Lake, MN, a household needs to earn roughly $76,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,900 per month in White Bear Lake, MN, renters typically need to show $5,700 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in White Bear Lake, MN?
In White Bear Lake, MN, the price-to-rent ratio is 18.9, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
What neighborhoods in White Bear Lake, MN are best for renting a home?
The best neighborhood for renting in White Bear Lake, MN depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a home include North End, Battle Creek and Como Park, each with its own character and price range.

Rental Home Trends

Number of Homes for Rent
2
Median Rent
$1,900
Median Single Family Home Rent
$1,800
How to Rent a Home