516

Homes for Sale in 18210

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  • /86

    $539,000

    • 5 Beds
    • 3 Baths
    • 2,270 Sq Ft

    466 Towamensing Trail, Albrightsville, PA 18210

    Welcome to your dream home! This beautifully maintained 5 bedroom, 3 bathroom chalet offers a perfect blend of comfort and modern amenities in the highly sought-after community of Towamensing Trails.As you step inside, you'll be greeted by a spacious family room with gas stone fireplace and features glass sliders and laminate flooring. This terrace level has 2 bedrooms and a shower bath with

    Lucille Richmond CENTURY 21 Select Group - Lake Harmony

    466 Towamensing Trail, Albrightsville, PA 18210
  • /41

    $398,000

    • 4 Beds
    • 2 Baths
    • 1,870 Sq Ft

    59 Caedman Dr, Albrightsville, PA 18210

    This Chalet home with 4 bedrooms, 2 full bathrooms, FAMILY ROOM, loft, living room and 4 seasons Hot Tub room on 0.61 acres being sold FULLY FURNISHED in STR friendly Towamensing Trails! This spacious home showcases an open concept design with wood burning fireplace and plenty of space for everyone to enjoy every room. Perfect vacation gateway or investment property with good rental history over

    Aneta Grabowska Pocono Mountains Real Estate, Inc - Brodheadsville

    59 Caedman Dr, Albrightsville, PA 18210
  • /32

    $399,000

    • 4 Beds
    • 2.5 Baths
    • 2,544 Sq Ft

    148 Pocono Rd, Albrightsville, PA 18210

    This home is a must see for luxurious country living at its best. The home has a newly remodeled Kitchen. Enter your open concept living/dining room with propane fireplace to cozy up to during those beautiful winter nights. The kitchen features granite countertops, stainless steel appliances and plenty of cabinet and counter space. A full bath and two bedrooms round out this perfectly laid out

    Michael Baird RE/MAX Property Specialists - Pocono Lake

    148 Pocono Rd, Albrightsville, PA 18210
  • /55

    $699,900

    • 5 Beds
    • 3 Baths
    • 2,936 Sq Ft

    151 S Lake Dr, Lake Harmony, PA 18624

    Stunning Lakeview Pocono vacation home nestled in popular Lake Harmony boasts 5 bdrms, 3 full baths, huge game room, two decks, new hot tub.... the list is endless! Step into the spectacular great room with floor-to-ceiling stone fireplace, gleaming hardwood floors, & cathedral vaulted ceilings. The bright kitchen features ceramic tile flooring, sleek white cabinets, & leads to the bright living

    Tina Guerrieri RE/MAX Central - Blue Bell

    151 S Lake Dr, Lake Harmony, PA 18624
  • /15

    $27,500

    • Land
    • 1.01 Acres
    • $27,228 per Acre

    Lot 325 Blairwood Ln, Indian Mountain Lake, PA 18210

    1.01 ACRE LOT IN INDIAN MOUNTAIN - Build your dream home or investment property on this 1.01-acre lot in the sought after community of Indian Mountain Lake. Just minutes from Route 80, the PA Turnpike, and Pocono Raceway, this location offers convenience and access to popular attractions. Whether you're looking for a primary residence, vacation retreat, or short-term rental, the possibilities are

    Kyle Coover Iron Valley Real Estate-Mountainside

    Lot 325 Blairwood Ln, Indian Mountain Lake, PA 18210
  • /51

    $409,900

    • 3 Beds
    • 3.5 Baths
    • 2,748 Sq Ft

    155 Oak Place, Blakeslee, PA 18610

    YOUR PERFECT DREAM HOME AWAITS!! EVERYTHING You Desire to Make Full Time or Part Time Residence is Found HERE! Charming Colonial-Style Home Boasting 3 bedrooms and 3 1/2 Baths. Enter Through the Inviting Living Room Featuring a Striking Stone Fireplace, Spacious Kitchen Offers Ample Room for Culinary Endeavors, Complemented by a Stylish Dining Room for Hosting Gatherings, Opening to a Large Rear

    Stacey Natale Mary Enck Realty Inc

    155 Oak Place, Blakeslee, PA 18610
  • /34

    $364,000

    • 4 Beds
    • 3 Baths
    • 2,265 Sq Ft

    23 Van Doren Mews, Albrightsville, PA 18210

    HUGE price drop on 4 bedroom and 3 bathroom spacious chalet in the beautiful Towamensing Trails Community of Albrightsville, PA! Motivated sellers! Includes two newer installed split unit systems for those hot summer days, and a living room wood fireplace for the cold winter nights. Granite countertops in open concept kitchen, a spacious loft area overlooking the living room. Renovated

    Rebecca Lymberis Pocono Mountain Lakes Realty - Blakeslee

    23 Van Doren Mews, Albrightsville, PA 18210
  • /28

    $325,000

    • 4 Beds
    • 2 Baths
    • 1,344 Sq Ft

    732 Stony Mountain Rd, Albrightsville, PA 18210

    This charming 4-bedroom, 2-bathroom chalet is nestled in the sought-after Towamensing Trails community in the Pocono Mountains. Community has a 190 acre lake with clubhouse w/ restaurant and bar, outdoor pool and beach area. Home Features a spacious wrap-around deck perfect for entertaining, plus two convenient sheds for extra storage. Enjoy easy access to all the best Pocono attractions, making

    Vincent Capria, Jr. DiMaria Realty, LLC

    732 Stony Mountain Rd, Albrightsville, PA 18210
  • /11

    $29,000

    • Land
    • 0.33 Acre
    • $87,879 per Acre

    610 N Shore Dr, Indian Mountain Lake, PA 18210

    Beautiful Cleared Lot with Beautiful Lake view and access. This lot is ready to go it has been cleared already just need to get updated perc test and permits. Located in amenity filled and short-term rental friendly development. This development has 5 lakes, 2 heated swimming pools, tennis courts basketball courts, beaches, playgrounds, clubhouse and more. Nearby find Big Boulder, Jack Frost,

    Mary Mahoney Keller Williams Real Estate - Stroudsburg

    610 N Shore Dr, Indian Mountain Lake, PA 18210
  • /5

    $27,000

    • Land
    • 1.00 Acre
    • $27,000 per Acre

    A313 & 314 Cypress Dr, Jim Thorpe, PA 18229

    BEAUTIFUL - 1 ACRE in private community (2 lots) Community has lake and clubhouse and lots of nature! Rafting, Hiking, Skiing, golf and many Pocono Attractions are all close by. Short drive to Historic downtown Jim Thorpe. Expired perc, just needs re-verification. CLOSE TO MAJOR HIGHWAYS FOR AN EASY COMMUTE!

    Susan Eckert Mary Enck Realty Inc

    A313 & 314 Cypress Dr, Jim Thorpe, PA 18229
  • /4

    $13,500

    • Land
    • 0.60 Acre
    • $22,500 per Acre

    313 & 315 Tapuco Dr, Penn Forest Township, PA 18210

    Take advantage of this GREAT opportunity to own 2 vacant lots side by side, totaling OVER half an acre in the peaceful Mt. Pocahontas community, conveniently located near Route 554 & 903. PRICED TO SELL, these lots offer the perfect canvas for building your dream home or investing in the area. Owning land here provides a rural setting w/ easy access to nearby amenities, shopping, & popular

    James Galligan Keller Williams Real Estate - Stroudsburg 803 Main

    313 & 315 Tapuco Dr, Penn Forest Township, PA 18210
  • /16

    $12,000

    • Land
    • 0.67 Acre
    • $17,910 per Acre

    0 Buck Hill Rd Unit 752356, Albrightsville, PA 18210

    This unique level lot is now for sale in Indian Mountain Lakes. Bring your builder or ask about the builders in the area. The development has 5 lakes, 2 pools, and A clubhouse that has tons of activities going year-round for all ages. Fishing Derby, Carnivals, Halloween spectaculars. Adult socializing, Kids' movies, and so much more. Playgrounds, Tennis courts, Basketball courts. Plenty to see,

    Lisa Vukovic Weichert Realtors

    0 Buck Hill Rd Unit 752356, Albrightsville, PA 18210
  • /17

    $15,000

    • Land
    • 0.93 Acre
    • $16,129 per Acre

    0 Penn Forest Dr Unit 752345, Albrightsville, PA 18210

    This unique level 2 lots together totaling .93 Acres, is now for sale in Indian Mountain Lakes. Bring your builder or ask about the builders in the area. The development has 5 lakes, 2 pools, and A clubhouse that has tons of activities going year-round for all ages. Fishing Derby, Carnivals, Halloween spectaculars. Adult socializing, Kids' movies, and so much more. Playgrounds, Tennis courts,

    Lisa Vukovic Weichert Realtors

    0 Penn Forest Dr Unit 752345, Albrightsville, PA 18210
  • /5

    $20,000

    • Land
    • 0.59 Acre
    • $33,898 per Acre

    0 Stony Mountain Rd Unit PACC2005542, Penn Forest Township, PA 18210

    Bring Your Builder! This .59-acre vacant lot in the sought-after Towamensing Trails community is the perfect place to build your dream home or vacation retreat. Enjoy incredible amenities, including a 190-acre lake with a sandy beach, a pool, clubhouse, game room, and playground—ideal for year-round fun! Outdoor enthusiasts will love the proximity to Hickory Run State Park, Lake Harmony, Split

    Jon Campbell Real of Pennsylvania

    0 Stony Mountain Rd Unit PACC2005542, Penn Forest Township, PA 18210
  • /14

    $9,900

    • Land
    • 0.59 Acre
    • $16,780 per Acre

    0 Katu Trail and Penn Forest, Albrightsville, PA 18210

    This unique level lot is now for sale in Indian Mountain Lakes. Bring your builder or ask about the builders in the area. The development has 5 lakes, 2 pools, and A clubhouse that has tons of activities going year-round for all ages. Fishing Derby, Carnivals, Halloween spectaculars. Adult socializing, Kids' movies, and so much more. Playgrounds, Tennis courts, Basketball courts. Plenty to see,

    Lisa Vukovic Weichert Realtors - Easton

    0 Katu Trail and Penn Forest, Albrightsville, PA 18210
  • /30

    $25,000

    • Land
    • 0.92 Acre
    • $27,174 per Acre

    86 & 87 Buck Hill Rd, Blakeslee, PA 18610

    Own nearly 1 acre in Brier Crest Woods, two adjacent lots sold together at a discounted price with payments as low as $151/month! With double the space of typical lots and located in a short-term rental friendly community, this is a rare chance to build your dream getaway or make a smart investment. Enjoy the best of both worlds—seclusion and convenience—with amenities like Shangri-La Lake,

    Chloe Buffone CENTURY 21 Select Group - Blakeslee

    86 & 87 Buck Hill Rd, Blakeslee, PA 18610
  • /17

    $10,000

    0 Spruce Ln, Albrightsville, PA 18210

    Build your dream home. Bring your builder or ask about the builders in the area. The development has 5 lakes, 2 pools, and A club house that has tons of activities going year-round for all ages. Fishing Derby, Carnivals, Halloween spectaculars. Adult socializing, Kids' movies, and so much more. Playgrounds, Tennis courts, Basketball courts. Plenty to see, Plenty to do, or just do nothing and

    Lisa Vukovic Weichert Realtors - Easton

    0 Spruce Ln, Albrightsville, PA 18210
  • /17

    $12,000

    0 Buckhill Rd Unit PM-121990, Penn Forest Township, PA 18210

    This unique level lot is now for sale in Indian Mountain Lakes. Bring your builder or ask about the builders in the area. The development has 5 lakes, 2 pools, and A clubhouse that has tons of activities going year-round for all ages. Fishing Derby, Carnivals, Halloween spectaculars. Adult socializing, Kids' movies, and so much more. Playgrounds, Tennis courts, Basketball courts. Plenty to see,

    Lisa Vukovic Weichert Realtors - Easton

    0 Buckhill Rd Unit PM-121990, Penn Forest Township, PA 18210
  • /17

    $15,000

    0 Penn Forest Dr Unit PM-121988, Albrightsville, PA 18210

    This unique level 2 lots together totaling .93 Acres, is now for sale in Indian Mountain Lakes. Bring your builder or ask about the builders in the area. The development has 5 lakes, 2 pools, and A clubhouse that has tons of activities going year-round for all ages. Fishing Derby, Carnivals, Halloween spectaculars. Adult socializing, Kids' movies, and so much more. Playgrounds, Tennis courts,

    Lisa Vukovic Weichert Realtors - Easton

    0 Penn Forest Dr Unit PM-121988, Albrightsville, PA 18210
  • /54

    $350,000

    • 3 Beds
    • 2 Baths
    • 2,160 Sq Ft

    158 Azalea Dr, Albrightsville, PA 18210

    Private Pool! Private Hot Tub! This one deserves your attention. With 3 spacious bedrooms, 2 updated baths, and an open layout kitchen, dining, and living room area you can feel warm and cozy without having to fit into small spaces. This property has the look you need for success and the amenities your guests are looking for. Community and township permit STR so you can pick up where the seller

    Jeremiah Noll Investment Real Estate of the Poconos

    158 Azalea Dr, Albrightsville, PA 18210
  • /12

    $314,900

    • 3 Beds
    • 2 Baths
    • 1,488 Sq Ft

    150 Penn Forest Trail, Albrightsville, PA 18210

    Welcome to the PERFECT retreat! This charming 3 bedroom / 2bath home offers the ideal space to relax and settle in. Featuring modern exterior upgrades, such as newer siding, roof, composite decking, and railings, This home is for you! A one-car built in garage woth paved driveway, and a private master bedroom deck! Nestled in a vibrant lake community, enjoy access to beach, pool, marina,

    Susan Eckert Mary Enck Realty Inc

    150 Penn Forest Trail, Albrightsville, PA 18210
  • /6

    $27,000

    • Land
    • 1.01 Acres
    • $26,733 per Acre

    713 Chippewa Trail, Albrightsville, PA 18210

    ''Discover the perfect corner lot in the desirable Indian Mountain Lakes community! This vacant lot offers a prime location with access to 5 stunning community lakes, perfect for fishing, boating, and swimming. Enjoy the numerous amenities provided by the Indian Mountain Lakes HOA, including a clubhouse, swimming pools, tennis courts, and more. Build your dream home in this serene and picturesque

    Andrew Brensinger Keller Williams Real Estate - Stroudsburg

    713 Chippewa Trail, Albrightsville, PA 18210
  • /9

    $13,500

    • Land
    • 0.52 Acre
    • $25,962 per Acre

    0 Lakeview Dr, Pocono Pines, PA 18210

    Looking for your weekend getaway destination to relax and unwind? Or a quiet gated community to just call home? Indian Mountain Lake is for you! The community itself features 5 lakes, 2 swimming pools, tennis courts, clubhouse, and much more with a yearly HOA fee. There are many nearby attractions such as the Tannersville Premium Outlets, Pocono Raceway, Great Wolf Lodge, and plenty of ski

    Elizabeth Duga Hauck RE/MAX Real Estate-Allentown

    0 Lakeview Dr, Pocono Pines, PA 18210
  • /51

    $355,000

    • 3 Beds
    • 1.5 Baths
    • 1,664 Sq Ft

    255 Birch Dr, Blakeslee, PA 18610

    Welcome to your dream mountain escape in the sought-after Brier Crest Woods community! This beautifully remodeled chalet is a turnkey opportunity that's already generating income as a successful short-term rental property. The home comfortably accommodates up to 10 guests, making it perfect for family gatherings or group getaways.Step inside to discover a stunning floor-to-ceiling stone fireplace

    deborah strayer Realty Executives - Stroudsburg

    255 Birch Dr, Blakeslee, PA 18610
  • /17

    $12,000

    • Land
    • 0.38 Acre
    • $31,250 per Acre

    1369 Stony Mountain Rd, Penn Forest Township, PA 18210

    Nicely wooded lot in private, amenity filled community close to ALL Pocono attractions, including historical Jim Thorpe and PA Turnpike EZ Pass. This lot has never been tested!

    Mary O'Brien DiMaria Realty LLC

    1369 Stony Mountain Rd, Penn Forest Township, PA 18210
  • /13

    $23,000

    0 Sassafras Rd Unit 751330, Penn Forest Township, PA 18210

    Country Road, take me home, to a place where I can build my dream home. This beautiful piece of land is in a perfect location to build your new house. The expired septic permit is on file in the document. This Development has 5 lakes, 2 pools a clubhouse and so much more. Close to skiing and water parks. This is the perfect location to Build your home.

    Lisa Vukovic Weichert Realtors

    0 Sassafras Rd Unit 751330, Penn Forest Township, PA 18210
  • /17

    $19,750

    0 Deerfoot & Pine Tree Rd Unit 751325, Penn Forest Township, PA 18210

    Imagine you can Build your dream home. Imagine all the things you always wanted in a home and you can use these 2 lots in Indian Mountain Lake to make your dreams come true. The development consists of 5 lakes, Including a fishing lake and swimming lakes. You can have row boats or a canoe. 2 swimming pools, and several beaches. Playgrounds, Tennis courts, a clubhouse with so many activities. The

    Lisa Vukovic Weichert Realtors

    0 Deerfoot & Pine Tree Rd Unit 751325, Penn Forest Township, PA 18210
  • /13

    $23,000

    0 Sassafras Rd Unit PM-121543, Penn Forest Township, PA 18210

    Country Road, take me home, to a place where I can build my dream home. This beautiful piece of land is in a perfect location to build your new house. The expired septic permit is on file in the document. This Development has 5 lakes, 2 pools a clubhouse and so much more. Close to skiing and water parks. This is the perfect location to Build your home.

    Lisa Vukovic Weichert Realtors - Easton

    0 Sassafras Rd Unit PM-121543, Penn Forest Township, PA 18210
  • /13

    $10,000

    406 Deerfoot Ln, Albrightsville, PA 18210

    Imagine you can Build your dream home. Imagine all the things you always wanted in a home and you can use this lot in Indian Mountain Lake to make your dreams come true. The development consists of 5 lakes, Including a fishing lake and swimming lakes. You can have row boats or a canoe. 2 swimming pools, and several beaches. Playgrounds, Tennis courts, a clubhouse with so many activities. The

    Lisa Vukovic Weichert Realtors - Easton

    406 Deerfoot Ln, Albrightsville, PA 18210
  • /17

    $12,000

    • Land
    • 0.38 Acre
    • $31,579 per Acre

    EV1369 Stony Mountain Rd, Penn Forest Township, PA 18210

    Nicely wooded lot in private, amenity filled community close to ALL Pocono attractions, including historical Jim Thorpe and PA Turnpike EZ Pass. This lot has never been tested!

    Vincent Capria, Jr. DiMaria Realty, LLC

    EV1369 Stony Mountain Rd, Penn Forest Township, PA 18210
  • /30

    $389,000

    • 4 Beds
    • 2 Baths
    • 3,081 Sq Ft

    131 Stone Ridge Rd, Albrightsville, PA 18210

    Looking for a peaceful retreat in the heart of the Poconos? Look no further! This move in ready property offers the perfect blend of comfort and nature. Located in the desirable community of Stone Ridge Estates. This single detached home sits on 1.73 acres and provides a serene environment with an oversized deck perfect for entertaining. With over 3,000 square feet this home boasts an open

    Angie Espinal Better Homes&Gardens RE Valley

    131 Stone Ridge Rd, Albrightsville, PA 18210
  • /17

    $19,750

    • Land
    • 0.77 Acre
    • $25,649 per Acre

    0 Deerfoot and Pinetree Rd Unit PM-121538, Albrightsville, PA 18210

    MLS # PM-111946Imagine you can Build your dream home. Imagine all the things you always wanted in a home and you can use these 2 lots in Indian Mountain Lake to make your dreams come true. The development consists of 5 lakes, Including a fishing lake and swimming lakes. You can have row boats or a canoe. 2 swimming pools, and several beaches. Playgrounds, Tennis courts, a clubhouse with so many

    Lisa Vukovic Weichert Realtors - Easton

    0 Deerfoot and Pinetree Rd Unit PM-121538, Albrightsville, PA 18210
  • /13

    $10,000

    • Land
    • 0.00 Acre

    407 Pine Tree Rd, Albrightsville, PA 18210

    Imagine that you can Build your dream home. Imagine all the things you always wanted in a home and you can use this lot in Indian Mountain Lake to make your dreams come true. The development consists of 5 lakes, Including a fishing lake and swimming lakes. You can have row boats or a canoe. 2 swimming pools, and several beaches. Playgrounds, Tennis courts, a clubhouse with so many activities. The

    Lisa Vukovic Weichert Realtors - Easton

    407 Pine Tree Rd, Albrightsville, PA 18210
  • /15

    $27,500

    325 Blairwood Ln, Indian Mountain Lake, PA 18210

    1.01 ACRE LOT IN INDIAN MOUNTAIN - Build your dream home or investment property on this 1.01-acre lot in the sought after community of Indian Mountain Lake. Just minutes from Route 80, the PA Turnpike, and Pocono Raceway, this location offers convenience and access to popular attractions. Whether you're looking for a primary residence, vacation retreat, or short-term rental, the possibilities are

    Kyle Coover Iron Valley R E - Mountainside

    325 Blairwood Ln, Indian Mountain Lake, PA 18210
  • /39

    $374,900

    • 4 Beds
    • 2 Baths
    • 1,675 Sq Ft

    123 Buck Hill Rd, Blakeslee, PA 18610

    Sweetlly named Robin's Nest this 4 bedroom home is uniquely designed with a ladder to custom built kids cozy little clubhouse nook. Currently the 4th bedroom offers arcade games and custom built reading room, but easily converts back to the bedroom space you might need. Find your happy place here with vaulted ceilings, a wood burning fireplace, open concept kitchen, outdoor firepit, hot tub, 2

    Paisley Siglin Pocono Mountain Lakes Realty - Blakeslee

    123 Buck Hill Rd, Blakeslee, PA 18610
  • /17

    $5,000

    • Land
    • 0.56 Acre
    • $8,929 per Acre

    39 Towamensing Trail, Penn Forest Township, PA 18210

    Corner lot in Towamensing Trails, this lot has failed a perc test. Ideal for neighbors that want to expand their yard or members of other communities that would like access to Towamensing Trails Amenities. The lot next directly across the street PM-93827.

    Mary O'Brien DiMaria Realty LLC

    39 Towamensing Trail, Penn Forest Township, PA 18210
  • /4

    $15,000

    • Land
    • 0.41 Acre
    • $36,585 per Acre

    43 Towamensing Trail, Penn Forest Township, PA 18210

    Perfect building lot in the perfect getaway. Towamensing Trails is located close to route 80 in a region known for plenty of outdoor activities and things to do year-round. Build your dream home in this community.

    Gregory Pollock Lewith & Freeman RE, Inc.

    43 Towamensing Trail, Penn Forest Township, PA 18210
  • /86

    $525,000

    • 5 Beds
    • 2.5 Baths
    • 3,272 Sq Ft

    20 Patten Cir, Albrightsville, PA 18210

    PRICE REDUCED $25K!! Make an appointment this weekend. Move-in ready BHG DISTINCTIVE COLLETION HOME on 2 acres. Low $345 annual HOA fee. Jim Thorpe Area School District. 1 huge bonus room or office, 5 Bedrooms, 2 full Bathrooms and 1 half bathroom. Bedrooms on the 1st and 2nd floors. Oversized workshop garage. Well maintained, with plumbing for a future additional bathroom in the basement.

    Ingrid Eagon Better Homes and Gardens Real Estate Wilkins & Associates - Stroudsburg

    20 Patten Cir, Albrightsville, PA 18210
  • /3

    $8,000

    • Land
    • 0.45 Acre
    • $17,778 per Acre

    0 Eliot Ln, Penn Forest Township, PA 18210

    This is your opportunity to create your very own perfect Pocono retreat in Towamensing Trails. Located just under 25 minutes from the Jack Frost and Big Boulder ski resorts. You'll enjoy the best of both worlds—peaceful seclusion and easy access to outdoor adventures and amenities. Don't miss out on this prime location. Schedule your viewing today and start planning your dream home in the

    Mark Wlodarczyk Keller Williams Real Estate - Stroudsburg

    0 Eliot Ln, Penn Forest Township, PA 18210
  • /4

    $6,000

    • Land
    • 0.29 Acre
    • $20,690 per Acre

    0 Nosirrah Rd Unit PM-121356, Penn Forest Township, PA 18210

    This is your opportunity to create your very own perfect Pocono retreat on this flat lot. Located just 30 minutes from the Jack Frost and Big Boulder ski resorts. Less than 21 minutes away from the Beltzville State Park, you'll enjoy the best of both worlds—peaceful seclusion and easy access to outdoor adventures and amenities. Don't miss out on this prime location. Schedule your viewing today

    Mark Wlodarczyk Keller Williams Real Estate - Stroudsburg

    0 Nosirrah Rd Unit PM-121356, Penn Forest Township, PA 18210

Showing Results 241 - 280, Page 7 of 13

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