Amarillo, TX 1-Story Homes for Sale

• 

  

  

  /8

  $245,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,400 Sq Ft

  Rhode Island Plan at Tradewind Square, Amarillo, TX 79118

  The Rhode Island is a 3-bedroom, 2-bathroom new construction floor plan from BLUEHAVEN Homes, available in Beacon Pointe and Tradewind Square in Amarillo, TX, and Tierra Blanca in Canyon, TX. At 1,400 square feet with a 2-car garage, it's a compact, well-priced option across three communities — giving first-time buyers and smaller households access to new construction at an approachable price

  BLUEHAVEN Homes Builder

  4816 Stoney Fork St Unit 37426811, Amarillo, TX 79118
• 

  

  

  /9

  $283,000

  • 3 Beds
  • 2 Baths

  6414 Alpine Ln, Amarillo, TX 79109

  Listing Description - 6414 Alpine LnWelcome to 6414 Alpine Ln! This inviting home offers a comfortable layout with plenty of potential to make it your own. Enjoy spacious living areas perfect for relaxing or entertaining, a functional kitchen, and comfortable bedrooms designed for everyday living. The outdoor space provides room to unwind, entertain, or create your own backyard

  Tiffany Bruington Executive Realty

  6414 Alpine Ln, Amarillo, TX 79109
• 

  

  

  /39

  $685,000

  • 4 Beds
  • 2.5 Baths
  • 3,357 Sq Ft

  6710 Stoneham Dr, Amarillo, TX 79109

  Located in the desirable Southpark/Windsor neighborhood, this custom-built Chicago brick home offers exceptional craftsmanship, larger square footage per original builder plans, and pride of ownership throughout. Situated on a beautifully landscaped corner lot with mature trees, the home features 4 bedrooms, 3 bathrooms, and a 3-car garage. Enjoy soaring 10' and pitched ceilings, a spacious

  Jed Welch ERA Courtyard Real Estate

  6710 Stoneham Dr, Amarillo, TX 79109
• 

  

  

  /19

  $219,950

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,100 Sq Ft

  Kathleen Plan at Homestead, Amarillo, TX 79119

  The 1,100 square-foot Kathleen floor plan is a smart, efficient layout with open living spaces that just make sense.- Brick and vinyl exterior with covered entry- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Kitchen island- Granite or quartz countertops- Stainless steel appliances- Private primary

  Betenbough Homes Builder

  8780 Heritage Hills Parkway St Unit 36479496, Amarillo, TX 79119
• 

  

  

  /36

  $465,000

  • 4 Beds
  • 3.5 Baths
  • 2,308 Sq Ft

  2809 Pensacola Ave, Amarillo, TX 79118

  Stunning custom built 4 bedroom, 3.5 bath home by Llano Homes in very desirable City View offering exceptional craftsmanship, thoughtful upgrades, and energy-efficient features throughout. Designed for both comfort and style, this home features foam insulation, a recirculating hot water system, and elegant plantation shutters that enhance both efficiency and charm. Inside you will find custom

  Kimberly Roberson EXP Realty, LLC

  2809 Pensacola Ave, Amarillo, TX 79118
• 

  

  /20

  $259,900

  Open Sun 2PM - 4PM

  • 3 Beds
  • 2 Baths
  • 1,957 Sq Ft

  3305 Clabern Dr, Amarillo, TX 79121

  Welcome home to this charming 3-bedroom, 2-bath home featuring TWO SPACIOUS LIVING AREAS, beautiful hardwood floors & tile throughout. The updated kitchen offers granite countertops, a newer backsplash & plenty of workspace for cooking or entertaining. Generous-sized bedrooms provide comfort, while crown molding adds timeless character throughout. Per Seller NEWER energy-efficient windows were

  Lori Horner Real Group Lori Horner Realty Group

  3305 Clabern Dr, Amarillo, TX 79121
• 

  

  /27

  $250,000

  • 4 Beds
  • 2 Baths
  • 1,774 Sq Ft

  1718 Jennifer St, Amarillo, TX 79107

  Looking for space? You've found it! This beautiful home offers generously sized bedrooms, an oversized living area perfect for entertaining and a bright sunroom filled with natural light. The spacious kitchen provides plenty of room for cooking and gathering, while the large dining room easily accommodates an 8-person table for family meals and special occasions. With its open feel, abundant

  Ana Garcia Coldwell Banker First Equity

  1718 Jennifer St, Amarillo, TX 79107
• 

  

  /10

  $165,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,168 Sq Ft

  4500 S Bonham St, Amarillo, TX 79110

  Cute 3-2-2 with hardwood floors. Corner lot, two living areas, nice back deck. One car attached garage and a one car detached garage.

  Ann Riffel French and Co., REALTORS®

  4500 S Bonham St, Amarillo, TX 79110
• 

  

  /15

  $260,950

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,450 Sq Ft

  Tiffany Plan at Homestead, Amarillo, TX 79119

  The 1,450 square-foot Tiffany floor plan is a spacious, well-connected layout with room for everyone to feel at home.- Brick exterior with covered front porch- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Granite or quartz countertops throughout- Spacious kitchen island with bar seating- Stainless steel

  Betenbough Homes Builder

  8780 Heritage Hills Parkway St Unit 36455514, Amarillo, TX 79119
• 

  

  /15

  $352,670

  New Construction

  • 4 Beds
  • 2 Baths
  • 2,050 Sq Ft

  9006 Bunkhouse Rd, Amarillo, TX 79124

  The 2,050 sq ft Layla floor plan is a step up in space and comfort, with a layout built for how you actually live.- Brick exterior and covered entry- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Granite or quartz countertops throughout- Spacious kitchen island with bar seating- Stainless steel

  Betenbough Homes Builder

  9006 Bunkhouse Rd, Amarillo, TX 79124
• 

  /2

  $324,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,594 Sq Ft

  1205 Pinot Blvd, Amarillo, TX 79124

  Ready in 45 days! Fabulous find in the Vineyards! Still time to make some decisions to make it your own. Nice upgrades include a Fireplace andTriple garage. All homes reflect the builder's Quality craftsmanship featuring Quartz countertops, stainless appliances, soft-close cabinetry, highe- end lighting and flooring. New sod and sprinkler system surrounded by masonary fencing. This neighborhood

  Lori Horner Real Group Lori Horner Realty Group

  1205 Pinot Blvd, Amarillo, TX 79124
• 

  $306,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,700 Sq Ft

  Charleston Plan at Hillside Terrace, Amarillo, TX 79119

  BLUEHAVEN Homes Builder

  7500 John Thomas St Unit 37383940, Amarillo, TX 79119
• 

  

  /7

  $306,000

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,800 Sq Ft

  Florida Plan at Heritage Hills, Amarillo, TX 79119

  The Florida is a 4-bedroom, 2-bathroom new construction floor plan from BLUEHAVEN Homes, available across five communities in Texas: Heritage Hills and Hillside Terrace in Amarillo, Tierra Blanca in Canyon, LakePointe in Lavon, TX, and Eastwell Farms in Tioga, TX. It's BLUEHAVEN's most widely available floor plan — and the most consistent proof that four bedrooms doesn't have to mean a large

  BLUEHAVEN Homes Builder

  7500 John Thomas St Unit 37371543, Amarillo, TX 79119
• 

  

  /18

  $389,000

  Open Sun 2PM - 4PM $11K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 3,084 Sq Ft

  4802 Olsen Blvd, Amarillo, TX 79106

  5 Bedrooms • 3 Baths • 3,084 Sq Ft • 0.37-Acre Lot • Major 2025 Updates new roof, A/C, sewer line and gas line. Room for everyone--and room to grow. Mother-in law floorplan, a flexible private-entry bedroom, sunroom, large backyard and 2-car garage. In the established Olsen neighborhood offers room to spread out. Bright airy, you'll love the neutral color palette. Walking distant to all school:

  Michelle Fowler Keller Williams Realty Amarillo

  4802 Olsen Blvd, Amarillo, TX 79106
• 

  

  /22

  $799,900

  Open Sun 2PM - 4PM $10K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 2,688 Sq Ft

  1200 Herring Ranch Rd, Amarillo, TX 79124

  Welcome to 1200 Herring Ranch Road, a custom home built in 2024 in the gated Trails at Tascosa Country Club. This thoughtfully designed 4-bedroom, 3.5-bath home, dedicated office, oversized 3-car garage, and a split floor plan for privacy. The kitchen features quartz countertops, an oversized island, champagne gold fixtures, and a walk-in pantry, opening to a spacious living area with timeless

  Steven Koleno Beycome Brokerage Realty

  1200 Herring Ranch Rd, Amarillo, TX 79124
• 

  /2

  $170,000

  • 3 Beds
  • 2 Baths
  • 1,265 Sq Ft

  4621 S Bryan St, Amarillo, TX 79110

  Sellers are in the process of moving out. Showings can be scheduled. Great property for Primary Residence or for an investor.

  Scott Henderson Integrity Real Estate Partners

  4621 S Bryan St, Amarillo, TX 79110
• 

  

  /15

  $287,950

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,600 Sq Ft

  Pamela Plan at Heritage Hills, Amarillo, TX 79119

  The 1,600 square-foot Pamela floor plan offers a spacious, well-designed layout with room to grow into what’s next.- Brick exterior with covered front porch- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Granite or quartz countertops throughout- Spacious kitchen island with bar seating- Stainless steel

  Betenbough Homes Builder

  7613 Wellington Ct Unit 36488075, Amarillo, TX 79119
• 

  

  /34

  $185,900

  • 4 Beds
  • 2 Baths
  • 2,328 Sq Ft

  2001 NW 13th Ave, Amarillo, TX 79107

  Spread across eight individual lots, this property combines spacious residential living with extensive industrial utility. The interior layout offers two separate living areas and a central den complete with a wood-burning fireplace, complemented by an isolated primary suite. Outside, the fully insulated workshop stands as a major asset, featuring two overhead doors, an attached office space, and

  Lisa Harris Keller Williams Realty Amarillo

  2001 NW 13th Ave, Amarillo, TX 79107
• 

  

  /19

  $187,500

  $10K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,456 Sq Ft

  3406 Gladstone Ln, Amarillo, TX 79121

  Low Maintenance Sleepy Hollow Townhome! Many updates including LVT in dining, kitchen and secondary bedroom, carpet in living room, paint & crown molding! Large Living Room with Woodburning Fireplace - Open to Dining Room with Beautiful Chandelier! Kitchen has been updated with Gorgeous Quartz countertops! and Modern white cabinets! Huge Main Bedroom En-Suite with New Large Walk-in Shower & a

  Deborah Kelly Absolute Real Estate

  3406 Gladstone Ln, Amarillo, TX 79121
• 

  

  /6

  $331,500

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,950 Sq Ft

  Indiana Plan at Heritage Hills, Amarillo, TX 79119

  The Indiana is a 3-bedroom, 2-bathroom new construction floor plan from BLUEHAVEN Homes, available in Heritage Hills and Hillside Terrace in Amarillo, TX, and Tierra Blanca in Canyon, TX. With 1,950 square feet on a single story and a 2-car garage, this plan sits at the upper end of the 3-bedroom lineup — offering buyers who need three bedrooms a notably more generous layout than smaller plans in

  BLUEHAVEN Homes Builder

  7500 John Thomas St Unit 37380952, Amarillo, TX 79119
• 

  

  /16

  $450,000

  New Construction $5K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,582 Sq Ft

  7512 Frazier Rd, Amarillo, TX 79119

  Elevated living, built into every detail. The 2,580 sq ft Alexis floor plan brings together refined design and everyday comfort in a layout that stands apart.- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Granite or quartz countertops throughout- Spacious kitchen island with bar seating- Stainless steel

  Betenbough Homes Builder

  7512 Frazier Rd, Amarillo, TX 79119
• 

  

  /15

  $260,950

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,450 Sq Ft

  Kyla Plan at Homestead, Amarillo, TX 79119

  The 1,450 square-foot Kyla floor plan is a spacious, well-connected layout with room for everyone to feel at home.- Brick exterior with covered front porch- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Granite or quartz countertops throughout- Spacious kitchen island with bar seating- Stainless steel

  Betenbough Homes Builder

  8780 Heritage Hills Parkway St Unit 36484306, Amarillo, TX 79119
• 

  

  /37

  $514,500

  New Construction $11K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,429 Sq Ft

  16250 San Diego St, Amarillo, TX 79119

  Seller Financing Available. Call for terms! Welcome To Your New Home In Tierra Santa--A Stunning Cul-De-Sac Gem On 1.2 acres. West Plains High School. This new construction blends contemporary amenities w/ timeless elegance. Engineered wood flooring throughout main living spaces adds a modern touch. The entry leads to an expansive living area w/a fireplace & flexible layout options. The spacious

  Connie Taylor Keller Williams Realty Amarillo

  16250 San Diego St, Amarillo, TX 79119
• 

  

  /4

  $298,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,670 Sq Ft

  1805 Living Water Dr, Amarillo, TX 79118

  This beautifully designed new construction home by Sloan Construction will blend timeless curb appeal with modern functionality. The thoughtfully designed floor plan offers 3 spacious bedrooms, 2 bathrooms, and a dedicated office perfect for working from home. The open-concept living, dining, and kitchen create an inviting space for entertaining, while the large island anchors the heart of the

  Ayvrie Dixon Green Door Group, LLC

  1805 Living Water Dr, Amarillo, TX 79118
• 

  

  /25

  $441,770

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,373 Sq Ft

  7516 Frazier Rd, Amarillo, TX 79119

  More space to elevate your everyday. More details to make it yours.The 2,370 sq ft Heidi floor plan brings it all together with a layout designed for comfort, style, and the way you live.- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Granite or quartz countertops throughout- Spacious kitchen island with bar

  Betenbough Homes Builder

  7516 Frazier Rd, Amarillo, TX 79119
• 

  

  /14

  $305,000

  New Construction $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,655 Sq Ft

  9104 Bunkhouse Rd, Amarillo, TX 79124

  The 1,650 square-foot Jade floor plan is spacious and open with added touches that make all the difference.- Brick exterior with covered entry- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Granite or quartz countertops throughout- Spacious kitchen island with bar seating- Stainless steel

  Betenbough Homes Builder

  9104 Bunkhouse Rd, Amarillo, TX 79124
• 

  

  /37

  $314,500

  New Construction $19K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,850 Sq Ft

  Lexington Plan at Heritage Hills, Amarillo, TX 79119

  The Lexington is a 3-bedroom, 2-bathroom new construction floor plan from BLUEHAVEN Homes, available in Heritage Hills and Hillside Terrace in Amarillo, TX. At 1,850 square feet with a 2-car garage, it sits in the middle of the BLUEHAVEN lineup — more room than the Charleston or Hawaii, with a lower price than the Idaho or Oklahoma City. The open kitchen and living area is the center of the home,

  BLUEHAVEN Homes Builder

  7500 John Thomas St Unit 40696410, Amarillo, TX 79119
• 

  

  /11

  $345,210

  New Construction

  • 4 Beds
  • 2 Baths
  • 2,050 Sq Ft

  9102 Bunkhouse Rd, Amarillo, TX 79124

  More space to spread out. More comfort to come home to.The 2,050 sq ft Gloria floor plan brings it all together with a layout designed for everyday living.- Brick exterior and covered entry- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Granite or quartz countertops throughout- Spacious kitchen island with

  Betenbough Homes Builder

  9102 Bunkhouse Rd, Amarillo, TX 79124
• 

  

  /15

  $270,195

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,450 Sq Ft

  2811 Kirkpatrick Dr, Amarillo, TX 79124

  The 1,450 square-foot Kyla floor plan is a spacious, well-connected layout with room for everyone to feel at home.- Brick exterior with covered front porch- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Granite or quartz countertops throughout- Spacious kitchen island with bar seating- Stainless steel

  Betenbough Homes Builder

  2811 Kirkpatrick Dr, Amarillo, TX 79124
• 

  

  /15

  $310,000

  New Construction $2K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,645 Sq Ft

  9210 Bunkhouse Rd, Amarillo, TX 79124

  The 1,650 square-foot Rosa floor plan is spacious and open with added touches that make all the difference.- Brick exterior with covered entry- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Granite or quartz countertops throughout- Spacious kitchen island with bar seating- Stainless steel

  Betenbough Homes Builder

  9210 Bunkhouse Rd, Amarillo, TX 79124
• 

  

  /36

  $249,000

  • 3 Beds
  • 2 Baths
  • 1,717 Sq Ft

  1103 Buena Vista St, Amarillo, TX 79106

  Welcome to 1103 Buena Vista in the well-established Avondale neighborhood! This well-maintained 3-bedroom, 2-bath home offers timeless charm with spacious living and thoughtful updates throughout. The large kitchen is perfect for gathering, while the versatile plant/mudroom adds everyday functionality. Enjoy the privacy of an isolated owner's suite and the convenience of a detached 2-car garage.

  Stephanie Lemons EXP Realty, LLC

  1103 Buena Vista St, Amarillo, TX 79106
• 

  

  /29

  $235,000

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,743 Sq Ft

  3618 S Aldredge St Unit 1, Amarillo, TX 79118

  Very well maintained home with large bedrooms, Isolated primary, walk in closet, 2 full bathrooms, and 2 living areas. Back den is perfect for entertaining or family events with extra kitchen space. Front living room has space for office, crafts, hobbies, flowers, formal dining or additional Kitchen space. So many possibilities. 2 car attached garage with storm shelter and carport. Storage

  Marquetta Hollar Coldwell Banker First Equity

  3618 S Aldredge St Unit 1, Amarillo, TX 79118
• 

  

  /19

  $135,000

  • 3 Beds
  • 1.5 Baths
  • 1,266 Sq Ft

  1232 Sycamore St, Amarillo, TX 79107

  This cute 3 bedroom, 1.5 bath home is ready for its new owner! As you walk in, you're welcomed into the main living room, with a second living area just to the right--both featuring wood-look tile flooring. Straight ahead, you'll find a spacious kitchen and dining combo. The primary bedroom includes a private half bath, and all bedrooms, along with the kitchen and dining area, are tiled.

  Melanie Scott Keller Williams Realty Amarillo

  1232 Sycamore St, Amarillo, TX 79107
• 

  

  /56

  $559,900

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,230 Sq Ft

  9550 Garrison Creek Dr, Amarillo, TX 79119

  Prepare to be captivated by this exceptional Old World residence located in Highland Springs. This Luxury home redefines exquisite living with its meticulous attention to detail, high-end finishes, and thoughtful design elements throughout. Boasting 4 bedrooms, and 2.5 baths, *Architectural Excellence: *Energy Efficiency: Dont miss this rare opportunity to own a truly exceptional home. Contact us

  Mona Mancha Larry Brown, REALTORS®

  9550 Garrison Creek Dr, Amarillo, TX 79119
• 

  

  /14

  $240,950

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,316 Sq Ft

  Abby Plan at Homestead, Amarillo, TX 79119

  The 1,300 square-foot Abby floor plan is a spacious, well-connected layout with the flexibility to fit your day-to-day.- Brick and vinyl exterior with covered entry- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Granite or quartz countertops- Spacious kitchen island with bar seating- Stainless steel

  Betenbough Homes Builder

  8780 Heritage Hills Parkway St Unit 36488232, Amarillo, TX 79119
• 

  

  /13

  $283,950

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,600 Sq Ft

  Camila Plan at Homestead, Amarillo, TX 79119

  The 1,600 square-foot Camila floor plan gives you more room to spread out, with a layout that keeps life flowing.- Brick exterior- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Granite or quartz countertops throughout- Kitchen island with bar seating- Stainless steel appliances- Enclosed

  Betenbough Homes Builder

  8780 Heritage Hills Parkway St Unit 36466233, Amarillo, TX 79119
• 

  

  /16

  $253,950

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,350 Sq Ft

  Regan Plan at Homestead, Amarillo, TX 79119

  The 1,350 square-foot Regan floor plan is a smart layout with inviting spaces that carry from indoors to out.- Brick exterior with double columns and covered front porch- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Granite or quartz countertops throughout- Spacious kitchen peninsula with bar seating-

  Betenbough Homes Builder

  8780 Heritage Hills Parkway St Unit 36448177, Amarillo, TX 79119
• 

  

  /29

  $334,000

  • 3 Beds
  • 2 Baths
  • 2,131 Sq Ft

  3208 S Rusk St, Amarillo, TX 79109

  Beautifully updated 3-bedroom, 2-bath home in the highly sought-after Wolflin neighborhood. Fresh paint inside and out enhances the home's inviting curb appeal and bright interior. The updated kitchen features granite countertops, a breakfast bar, and stainless steel appliances, all seamlessly connected to the dining area and living room for effortless living and entertaining. The open living

  Helen Benton Thatcher REALTORS®

  3208 S Rusk St, Amarillo, TX 79109
• 

  

  /12

  $273,850

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,450 Sq Ft

  9200 Trapper Trail, Amarillo, TX 79124

  The 1,450 square-foot Kenlie floor plan is a spacious, well-connected layout with room for everyone to feel at home.- Brick exterior with covered front porch- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Granite or quartz countertops throughout- Spacious kitchen island with bar seating- Stainless steel

  Betenbough Homes Builder

  9200 Trapper Trail, Amarillo, TX 79124
• 

  

  /15

  $292,950

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,700 Sq Ft

  Mia Plan at Homestead, Amarillo, TX 79119

  The 1,700 square-foot Mia floor plan is a smart step up in space, with a layout that makes room for what’s next.- Brick exterior with covered front porch- Luxury vinyl plank flooring in main areas- Open-concept kitchen, living, and dining area- Granite or quartz countertops throughout- Spacious kitchen island with bar seating- Stainless steel

  Betenbough Homes Builder

  8780 Heritage Hills Parkway St Unit 36486552, Amarillo, TX 79119

Showing Results 521 - 560, Page 14 of 15