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Ballentine, SC Homes for Sale

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  • /21

    $398,000

    $12K PRICE DROP
    • 2 Beds
    • 1.5 Baths
    • 1,121 Sq Ft

    900 S Stadium Rd Unit N210, Columbia, SC 29201

    Exceptional Condo in North Tower of Carolina Walk. Gleaming hardwood floors throughout unit. Open Floor Plan. Kitchen features stainless steel appliances and granite counter tops. Wet bar in great room. Walk in Shower in main bath. Half bath is huge could easily be converted in a full bath. Private balcony. Access to 20,000 sq ft entertainment pavilion on rooftop. Disclaimer: CMLS has not

    John Creech ERA Wilder Realty

    900 S Stadium Rd Unit N210, Columbia, SC 29201
  • /27

    $198,500

    • 3 Beds
    • 1 Bath
    • 914 Sq Ft

    2524 Marling Dr, Columbia, SC 29204

    Welcome to 2524 Marling Drive, a charming white brick home located in the desirable Druid Hills neighborhood of downtown Columbia. This 3-bedroom, 1-bath home blends classic character with thoughtful updates, featuring hardwood floors throughout, high ceilings, and a beautifully renovated kitchen. The kitchen offers butcher block countertops, a tiled backsplash, stainless steel appliances, and

    Hannah Norman Real Broker LLC

    2524 Marling Dr, Columbia, SC 29204
  • /8

    $189,900

    • 2 Beds
    • 2.5 Baths
    • 1,335 Sq Ft

    6035 Silver Mustang Ln, Columbia, SC 29209

    Jarrod floor plan offers a smart and comfortable two-story layout with 3 bedrooms, 2.5 bathrooms, and 1,335 square feet of well-designed living space, ideal for modern households. The first floor welcomes you with a covered front porch leading into a spacious foyer. Just beyond the entry, the home opens into a bright and inviting family room that flows seamlessly into the breakfast area and

    James Maddaloni Veranda Homes LLC

    6035 Silver Mustang Ln, Columbia, SC 29209
  • /6

    $129,500

    • 4 Beds
    • 2 Baths
    • 1,742 Sq Ft

    3526 Randolph St, Columbia, SC 29203

    Don't miss out on this great opportunity! This home offers 4 bedrooms, 2 bathrooms, hardwood floors and it's conveniently located near all the needed amenities! Needs TLC but would make great first home or investment property. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

    Jonathan Minerick Homecoin.com

    3526 Randolph St, Columbia, SC 29203
  • /6

    $549,000

    • Land
    • 1.33 Acres
    • $412,782 per Acre

    2721 Park St, Columbia, SC 29201

    Prime development opportunity in downtown Columbia. This corner parcel is in close proximity to the Central Business District, Bull Street mixed-use development, the Vista entertainment district, State House and the University of South Carolina. The site is zoned RM-2, which allows for single-family homes, duplexes, townhouses and apartments. There is no maximum density for townhomes and the

    Clayton Kennedy Colonnade Real Est Group LLC

    2721 Park St, Columbia, SC 29201
  • /22

    $349,000

    $10K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,457 Sq Ft

    613 Veterans Rd, Columbia, SC 29209

    Beautifully renovated home near the Garners Ferry community!New kitchen, new flooring, freshly painted, with spacious family room and dining room. Home has 3 bedrooms and 2.5 bathrooms, with a large patio ready for summertime BBQs and entertaining. Home has updated bathrooms, large closets, and a dedicated laundry room.Great location near amenities and I-77 - book a showing today! Disclaimer:

    Dino Teppara Southern Magnolia Realty LLC

    613 Veterans Rd, Columbia, SC 29209
  • /31

    $324,000

    $41K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,626 Sq Ft

    615 Suber St, Columbia, SC 29205

    Full of charm, character, and opportunity, this Rosewood gem is ready to welcome you home! Located in the highly desirable Rosewood area of Columbia, South Carolina, this charming all-brick bungalow blends timeless character with thoughtful updates and incredible future potential. Conveniently located just 1 mile from Midlands Technical College and only 3.5 miles from University of South

    Debbie McIver NextHome Specialists

    615 Suber St, Columbia, SC 29205
  • /18

    $110,000

    $10K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,250 Sq Ft

    3630 Ranch Rd Unit 11-8, Columbia, SC 29206

    Step into comfort and convenience with this beautifully renovated 2-bedroom, 2-bath condo, offering the perfect blend of functionality and style with New Windows, and the open-concept dining and living area, ideal for relaxing and entertaining. The kitchen features modern appliances, and ample cabinet space. The spacious primary suite boasts a private ensuite bathroom and a generous large closet,

    Evon Wages Fort Jackson Realty LLC

    3630 Ranch Rd Unit 11-8, Columbia, SC 29206
  • /10

    $115,000

    • Land
    • 13,285 Sq Ft
    • $377,049 per Acre

    126 Mayhaw Dr, Columbia, SC 29206

    Quiet cul-de-sac lot in the heart of Forest Acres! This unique urban gated development is comprised of custom Craftsman-style homes, beautifully nestled against Spring Lake and adjacent to the highly regarded private tennis and swim club, Rockbridge Club. This private wooded homesite welcomes you with a serene setting overlooking lush rear vegetation and scenic Spring Lake at the back of the

    Dawn Jordan 10th Avenue Realty

    126 Mayhaw Dr, Columbia, SC 29206
  • /30

    $214,900

    • 3 Beds
    • 1 Bath
    • 1,468 Sq Ft

    1121 Woodlawn Ave, Columbia, SC 29209

    Classic brick ranch-style single-family home built in 1955, situated in the Brandon Acres / Cedar Terrace area of Columbia. This single-level residence features 1,468 square feet of interior space with 3 bedrooms and 1 full bathroom. The interior layout offers original hardwood flooring throughout the main living areas and bedrooms, completely free of carpet. The floor plan includes a dedicated

    Scott Baker Trelora Realty Inc

    1121 Woodlawn Ave, Columbia, SC 29209
  • /32

    $314,900

    $15K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,181 Sq Ft

    604 Hampton Trace Ln, Columbia, SC 29209

    Charming 4-bedroom, 3-bath home in the desirable Hampton Trace neighborhood. This property offers over 2,100 sq ft of living space with hardwood floors,a spacious family room with fireplace, great room with wood burning fireplace, adjacent dining area, and an eat-in kitchen. The main-floor primary suiteincludes a large walk-in closet and private bath. Additional bedrooms are generously sized with

    Ed Averette Lifestyle International Realty

    604 Hampton Trace Ln, Columbia, SC 29209
  • /41

    $399,000

    $28K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,307 Sq Ft

    22 Archdale Rd, Columbia, SC 29209

    Well maintained one level brink home in desired neighborhood. 2307 sq ft of comfortable living space in a prime location! Situated just minutes from downtown, shopping, and the VA hospital, this home is also zoned for top-rated schools—making it an ideal choice for families. The home has a welcoming atmosphere with 4 bedrooms gives plenty of space for guests, a home office, or a growing

    Tammy Tremblay Horton Family Realty

    22 Archdale Rd, Columbia, SC 29209
  • /28

    $295,000

    $15K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,671 Sq Ft

    1002 Benton St, Columbia, SC 29201

    Here’s your chance to own a 3-bedroom, 2-bath bungalow in Elmwood Park, where charm, location, and opportunity meet. Situated in one of Columbia's most cherished historic neighborhoods, this home features a classic floor plan with a welcoming living room, a dedicated dining room, and a spacious eat-in kitchen.The rooms throughout are a good size, offering comfortable spaces for both daily living

    Doug Copeland Yip Premier Real Estate LLC

    1002 Benton St, Columbia, SC 29201
  • /14

    $300,000

    $30K PRICE DROP
    • 2 Beds
    • 2.5 Baths
    • 1,152 Sq Ft

    107 Arsenal Academy Place, Columbia, SC 29201

    Downtown living at its finest! This luxury townhome is ideally located just minutes from Main Street, offering the perfect blend of style, convenience, and investment potential. Whether you're seeking a primary residence, a game-day retreat, or a turnkey rental, this exceptional property checks every box.Inside, you'll find an open-concept floor plan featuring high ceilings, beautiful hardwood

    Jennifer Carawan TruHome Realty

    107 Arsenal Academy Place, Columbia, SC 29201
  • /12

    $250,000

    $25K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,764 Sq Ft

    1960 Drexel Lake Dr, Columbia, SC 29223

    Spacious 4 bedroom, 3-bath tri-level home offering incredible potential for investors or buyers looking to customize their dream property. This home features a versatile floor plan with multiple living areas, generously sized bedrooms, and ample storage throughout. While the property does require updates and repairs, it presents a fantastic opportunity to add value and build equity. Ideal for

    Erica Frasier Real Broker LLC

    1960 Drexel Lake Dr, Columbia, SC 29223
  • /35

    $474,900

    $84K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,753 Sq Ft

    2903 Trenholm Rd, Columbia, SC 29204

    Beautifully Renovated!!!!2903 Trenholm Road, in the highly sought-after Melrose Heights area of Forest Acres is a must see. Just over 2,700 sqft , this home perfectly balances old-world charm with modern amenities, featuring restored hardwood floors, an elegant formal dining room, and a coffee and wine bar. Key highlights include-Location: Situated in a desirable neighborhood and in close

    Rochelle Hicklin Todd Realty Partners

    2903 Trenholm Rd, Columbia, SC 29204
  • /32

    $275,000

    $20K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,285 Sq Ft

    2350 Center St, Columbia, SC 29204

    Welcome home to this beautifully renovated, 3-bedroom, 2-bathroom home conveniently located near USC and Downtown Columbia. This home welcomes you into a spacious floorplan, first entering into the formal living room with luxury vinyl plank flooring and natural light pouring in through the windows. The kitchen boasts stainless steel appliances, granite countertops, white cabinets and tiled

    Holly Lennox NextHome Specialists

    2350 Center St, Columbia, SC 29204
  • /30

    $159,900

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,095 Sq Ft

    1135 Omega Dr, Columbia, SC 29223

    Located in an established Northeast Columbia community, 1135 Omega Dr presents an exceptional opportunity to own a well-maintained residence offering comfort, functionality, and convenience. This thoughtfully updated home features 3 bedrooms and 2 bathrooms within approximately 1,095 square feet of living space, designed to accommodate both everyday living and effortless entertaining. The

    Constance Bennett Trelora Realty Inc

    1135 Omega Dr, Columbia, SC 29223
  • /49

    $360,000

    • 5 Beds
    • 4 Baths
    • 2,400 Sq Ft

    3102 Earlewood Dr, Columbia, SC 29201

    Unique property alert! This home is 1800 SF om Main (upper level) Floor with 3 bed/ 2 full baths. Sitting on top of a 4 car garage and 2 mini- apartments or in-law suites (approx 600 sf). This custom built home has tons of possibilities. It's well built with some unexpected extras like a interior sprinkler system, central vac for the house and garage. 500 Sf of covered porch and patio. The two

    Jennifer McBroom Coldwell Banker Realty

    3102 Earlewood Dr, Columbia, SC 29201
  • /26

    $169,500

    $16K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,470 Sq Ft

    3600 Chateau Dr Unit H-217, Columbia, SC 29204

    Beautiful, well-maintained 3 bedroom,2 bath condo in the heart of Forest Acres across from the former Richland Mall redevelopment. Kitchen with quartzcountertops, new LVP flooring, stainless steel appliances and stainless steel sink. Dining room has sliding glass doors that lead to large covered porchoverlooking courtyard. Newer energy efficient windows. Unit includes a covered parking space,

    Steve Cowart Yip Premier Real Estate LLC

    3600 Chateau Dr Unit H-217, Columbia, SC 29204
  • /30

    $164,900

    $30K PRICE DROP
    • 3 Beds
    • 1.5 Baths
    • 1,394 Sq Ft

    1015 Greenlawn Dr, Columbia, SC 29209

    Discover timeless appeal at 1015 Greenlawn Drive, a classic all-brick ranch situated on an expansive 0.34-acre lot in Southeast Columbia. Built in 1960, this 1,410 sq. ft. home offers a solid foundation and a functional layout featuring 3 bedrooms and 1.5 bathrooms. The interior provides a spacious living area that flows naturally into an eat-in kitchen, ideal for everyday comfort.The exterior

    Constance Bennett Trelora Realty Inc

    1015 Greenlawn Dr, Columbia, SC 29209
  • /37

    $399,000

    $6K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,527 Sq Ft

    601 Main St Unit 509, Columbia, SC 29201

    Whether you’re a student or faculty member at the University of South Carolina or just looking for easy, turnkey living in downtown Columbia, Adesso is hard to beat when it comes to location and convenience. With walkability to campus, the Vista, Main Street, restaurants, entertainment, and the State House, you’re right in the middle of everything downtown. Unlike many other units in the

    Hannah Norman Real Broker LLC

    601 Main St Unit 509, Columbia, SC 29201
  • /23

    $110,000

    $10K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,250 Sq Ft

    3630 Ranch Rd Unit 5-2, Columbia, SC 29206

    Step into comfort and convenience with this beautifully renovated 2-bedroom, 2-bath condo, featuring new windows and a new HVAC system. The open-concept living and dining area is perfect for both relaxing and entertaining. The kitchen offers modern appliances and ample cabinet space. The spacious primary suite includes a private ensuite bathroom and a large closet, while the second bedroom is

    Evon Wages Fort Jackson Realty LLC

    3630 Ranch Rd Unit 5-2, Columbia, SC 29206
  • /24

    $124,000

    $6K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 978 Sq Ft

    2112 Academy St, Columbia, SC 29203

    Brand new central HVAC system installed July 2026! Completely renovated and move-in ready, this charming all-brick bungalow is the perfect place to call home or a fantastic investment opportunity! Featuring 3 bedrooms, 1 bath, and just under 1,000 square feet, this home blends classic character with modern updates, including all new windows, a new roof, and new window units installed in 2025.

    Samuel Negrin The Art of RE at eXp Realty

    2112 Academy St, Columbia, SC 29203
  • /35

    $510,000

    • 4 Beds
    • 3 Baths
    • 2,487 Sq Ft

    4650 Crystal Dr, Columbia, SC 29206

    Stunning 4-bedroom, 3-bathroom home on 1⁄2 acre zoned for award-winning Satchel Ford Elementary! A spacious foyer welcomes you inside where hardwoods stretch throughout the main level. To the right, the separate but open family and dining rooms promise to be the hub of the home for entertaining, homework, or movie and pizza nights. Around the corner, the beautifully updated eat-in kitchen

    Micah Norman Keller Williams Palmetto

    4650 Crystal Dr, Columbia, SC 29206
  • /15

    $204,900

    • 3 Beds
    • 1.5 Baths
    • 1,408 Sq Ft

    1437 Aralia Dr, Columbia, SC 29205

    Charming 3-bedroom, 1.5-bath brick home located in the desirable Rosewood area. This well-maintained home features beautiful hardwood floors throughout, a formal living room, and a spacious family room with built-in bookshelves. Enjoy additional living space with a separate den, perfect for relaxing or entertaining. The home also includes ceiling fans in all bedrooms, an attached carport, and

    Scott Baker Trelora Realty Inc

    1437 Aralia Dr, Columbia, SC 29205
  • /33

    $339,900

    • 3 Beds
    • 2 Baths
    • 1,696 Sq Ft

    3422 Foxhall Rd, Columbia, SC 29204

    This beautiful fully renovated brick house offers the perfect blend of classic charm and modern convenience. With 3 bedrooms, 2 baths, and a host of upgrades, this property is ready to welcome you! The gorgeous kitchen has granite counters and tile backsplash, all new appliances, resilient LVP flooring throughout downstairs and carpet for comfort in the upstairs bedrooms. Enjoy the private

    Anne Bagnal Yip Premier Real Estate LLC

    3422 Foxhall Rd, Columbia, SC 29204
  • /23

    $274,900

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,425 Sq Ft

    389 Northwood St, Columbia, SC 29201

    Downtown living at it's finest!! Situated adjacent to both the Columbia Canal and the Broad River, this single level showplace boasts access to miles of walking trails along the Three Rivers Greenway! NEW roof in 2026! Inside you will find 3 spacious bedrooms as well as an additional bonus room with direct access from the master suite! Open concept floorplan with 9' ceilings and LVP in the main

    Terence Smith Cornerstone Realty Partners LLC

    389 Northwood St, Columbia, SC 29201
  • /36

    $189,900

    $40K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,640 Sq Ft

    1637 Tall Pines Cir, Columbia, SC 29205

    This 3-bedroom, 2.5-bath home features a functional layout with spacious living areas and well-sized bedrooms. The kitchen offers ample cabinet storage and counter space, and the adjacent dining area provides convenient flow for everyday living. The primary bedroom includes a jack and jill full bathroom, that is accessible from the secondary bedrooms and is also connected to a half bath. The

    Constance Bennett Trelora Realty Inc

    1637 Tall Pines Cir, Columbia, SC 29205
  • /43

    $249,999

    • 3 Beds
    • 2 Baths
    • 1,720 Sq Ft

    1430 Dahlia Rd, Columbia, SC 29205

    Rosewood charm meets modern convenience in this beautifully updated home just minutes from USC, Downtown Columbia, and some of the city's best dining and shopping. Full of character and modern conveniences, this home offers 3 bedrooms, 2 full bathrooms, and a flexible additional room that could serve as a home office, nursery, hobby room, or even a small fourth bedroom. The spacious floor plan

    Tara Morawski Harcourts Carolinas

    1430 Dahlia Rd, Columbia, SC 29205
  • /76

    $900,000

    $50K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,968 Sq Ft

    2538 Wheat St, Columbia, SC 29205

    Escape to your own private oasis in the heart of Shandon. Situated on a corner lot across the street from Emily Douglas Park and Hand Middle School, this stately home boasts soring ceilings, and a mix of 1920's charm with modern amenities. Large screened in porch overlooks the beautifully landscaped and tranquil backyard. Detached garage with ample storage space. Solar panels on roof for energy

    Nicole Johnson Yip Premier Real Estate LLC

    2538 Wheat St, Columbia, SC 29205
  • /19

    $189,000

    $10K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 650 Sq Ft

    2237 Kingswood Dr, Columbia, SC 29205

    This charming Bungalow is nestled under hardwood trees that cover the large backyard. New, enlarged deck for relaxing and entertaining family or friends. The welcoming front porch invites you into this 2 BR/1BA home located so close to Downtown Columbia or the University of SC. There are original cherry hardwood floors throughout the house and luxury vinyl plank in the kitchen for easy cleanup.

    Cindy Kidd TurnKey Realty

    2237 Kingswood Dr, Columbia, SC 29205
  • /7

    $500,000

    $200K PRICE DROP
    • Land
    • 3.37 Acres
    • $148,368 per Acre

    3801 Baldwin Rd, Columbia, SC 29204

    3.37 acres perfect for Commercial Development zoned GC! This property is located in the ideal location. Conveniently located and minutes from the interstates, Ft Jackson, downtown Columbia and it's on the City Bus Line! The topography is fairly flat and partially wooded on Baldwin Rd, uphill from Two Notch Rd. Public water and sewer is available to this property. Water drainage infrastructure

    Glen Levine Keller Williams Realty

    3801 Baldwin Rd, Columbia, SC 29204
  • /18

    $299,900

    • 4 Beds
    • 2 Baths
    • 1,400 Sq Ft

    1404 Dreher St, Columbia, SC 29205

    Former duplex, now one solid 4 bedroom, 2 bath investment property - the dividing wall's gone, giving you one open, functional home instead of two separate units. 1,400 sq ft, granite counters, stainless appliances, and a location investors love: just over a mile from USC and walking distance to Williams-Brice Stadium.This is prime student rental territory! Game days, move-in weekends, year-round

    Todd Lyle Todd Realty Partners

    1404 Dreher St, Columbia, SC 29205
  • /2

    $125,000

    • 3 Beds
    • 1 Bath
    • 981 Sq Ft

    7653 Terry St, Columbia, SC 29209

    Welcome to 7653 Terry Street — a great opportunity for first-time buyers, investors, or anyone looking to add their personal touch to a home in the heart of Southeast Columbia. This 3-bedroom, 1-bath home offers approximately 981 square feet of living space and sits in an established neighborhood with convenient access to shopping, dining, schools, and major roadways. The property is being sold

    Willette Davis Dalton Wade Inc

    7653 Terry St, Columbia, SC 29209
  • /50

    $424,900

    • 3 Beds
    • 2 Baths
    • 1,722 Sq Ft

    6804 Brookfield Rd, Columbia, SC 29206

    Completely remodeled and move-in ready, this beautiful 3-bedroom, 2-bath home in highly desirable Forest Acres offers the perfect blend of classic charm and modern updates. Virtually every major system has been replaced, including new plumbing, electrical, ductwork, windows, roof, and fresh interior and exterior paint, providing peace of mind for years to come. Inside, you'll find refinished

    Reggie Enlow Southern Visions Realty I LLC

    6804 Brookfield Rd, Columbia, SC 29206
  • /11

    $115,000

    • Land
    • 9,888 Sq Ft
    • $506,608 per Acre

    122 Mayhaw Dr, Columbia, SC 29206

    Gated Community Lot in the Heart of Forest Acres! This is One of 6 Lots (#17 Available in this Unique Urban Gated Development Comprised of Craftsman Style Homes Nestled Against Spring Lake and the Most Respected Private Tennis and Quiet wooded homesite in the heart of Forest Acres! Situated within a private gated community of custom Craftsman-style homes bordering Spring Lake, this exceptional

    Dawn Jordan 10th Avenue Realty

    122 Mayhaw Dr, Columbia, SC 29206
  • /26

    $210,000

    $10K PRICE DROP
    • 2 Beds
    • 2.5 Baths
    • 1,392 Sq Ft

    129 Village Walk, Columbia, SC 29209

    Stunning Newly Remodeled Tri-Level Townhome with Pond Views Welcome to this beautifully remodeled end-unit tri-level townhome, featuring a perfect blend of modern updates and classic charm. With2 bedrooms, 2.5 bathrooms, and a spacious layout, this home is designed for both comfort and convenience. Step inside to discover all-new windows that fill the space with natural light, complementing the

    Wilmont Berry eXp Realty LLC

    129 Village Walk, Columbia, SC 29209
  • /28

    $389,900

    • 4 Beds
    • 2.5 Baths
    • 2,268 Sq Ft

    3608 Old Lamplighter Rd, Columbia, SC 29206

    Fall in love with the timeless Southern charm of this classic brick Colonial. A circular front drive welcomes you home, framed by stunning magnolia, dogwood and crape myrtle trees. Inside, you'll find beautiful hardwood floors throughout both levels and an updated kitchen featuring granite countertops, a gas range, custom cabinetry with a built-in spice cabinet, broom closet and oversized drawers

    Jill Grantz Carter Realty, Inc

    3608 Old Lamplighter Rd, Columbia, SC 29206
  • /20

    $115,000

    $10K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,250 Sq Ft

    3630 Ranch Rd Unit 5-6, Columbia, SC 29206

    Step into comfort and convenience with this beautifully renovated 2-bedroom, 2-bath condo, offering the perfect blend of functionality and style with New windows and a New HVAC. The open concept living and dining area, ideal for relaxing and entertaining. The kitchen features modern appliances, and ample cabinet space. The spacious primary suite boasts a private ensuite bathroom and a generous

    Evon Wages Fort Jackson Realty LLC

    3630 Ranch Rd Unit 5-6, Columbia, SC 29206

Showing Results 401 - 440, Page 11 of 13

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