3,021

Homes for Sale near Booker T. Washington Middle School

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  • /32

    $199,000

    • 3 Beds
    • 2 Baths
    • 1,390 Sq Ft

    1115 Sargeant St, Baltimore, MD 21223

    Welcome to 1115 Sargeant Street, a beautifully upgraded and move-in ready rowhome in the heart of Baltimore’s vibrant Pigtown neighborhood! Just steps from M&T Bank Stadium, Camden Yards, Topgolf, Horseshoe Casino, and local dining hotspots, this location is a dream for city lovers and sports fans alike.This stylish home spans three spacious levels, offering a modern open-concept layout

    Linda Wrinn RE/MAX Ikon

    1115 Sargeant St, Baltimore, MD 21223
  • /21

    $539,000

    • 3 Beds
    • 2 Baths
    • 2,888 Sq Ft

    5806 N Charles St, Baltimore, MD 21210

    Embrace comfort and style in every corner featuring beautifully landscaped outside and gleaming hardwood floors, elegant crown moldings throughout the house, plus the custom wood wall accents that bring warmth and character into modernized and yet old-world charm is still intact. This spacious one level home boasts over 2,800 sq ft of beautiful living space, complete with updated kitchen and

    Soon Park Crown Real Estate, LLC.

    5806 N Charles St, Baltimore, MD 21210
  • /11

    $90,000

    • 2 Beds
    • 1 Bath

    2702 E Chase St, Baltimore, MD 21213

    Charming 2-bedroom home, located less than 15 minutes from Baltimore's Inner Harbor and 5 minutes from Johns Hopkins. Enjoy fresh paint throughout, new laminate plank flooring on the first level, and luxury vinyl tile in the bathroom. Just a mile from multiple parks, this home combines urban convenience with neighborhood charm.Casa de 2 dormitorios, ubicada a menos de 15 minutos del Inner

    brayan bautista Long & Foster Real Estate, Inc.

    2702 E Chase St, Baltimore, MD 21213
  • /29

    $315,000

    • 2 Beds
    • 2 Baths
    • 1,109 Sq Ft

    1500 Thames St Unit 202, Baltimore, MD 21231

    Gorgeous 2 bed, 2 bath condo in highly desirable Fell's Landing in Historic Fell's Point . Full frontal water view from every room. Upgrades include wood flooring in all living areas. Tile kitchen and baths. Soaking tub, separate shower and dual vanities in primary bath. Walk in closets. Laundry room with storage. Fresh paint and High ceilings. Relax on your private balcony. Enjoy city life on

    Tim Karns RE/MAX Components

    1500 Thames St Unit 202, Baltimore, MD 21231
  • /25

    $370,000

    • 5 Beds
    • 2.5 Baths
    • 1,510 Sq Ft

    5306 Ethelbert Ave, Baltimore, MD 21215

    Beautifully Renovated from Top to Bottom!Welcome to 5306 Ethelbert Avenue—this spacious and stylish 5-bedroom, 2.5-bath home offers modern living across 3 finished levels. Step inside to discover a bright and open main level featuring a generous living room, separate dining area, and a show-stopping kitchen with a large quartz peninsula, wine fridge, recessed lighting, half bath, and all-new

    Maria Rodriguez Argent Realty, LLC

    5306 Ethelbert Ave, Baltimore, MD 21215
  • /26

    $250,000

    • 3 Beds
    • 3 Baths
    • 1,152 Sq Ft

    1129 Willinger Ct, Baltimore, MD 21202

    ******** FULLY RENOVATED: FRESH PAINTS: UPDATED FLOORS, KITCHEN AND BATHS********* 2 Story Townhouse located in the Johnson Square area of Baltimore City. Residents can enjoy the nearby attractions such as John Hopkins Hospital, Northeast Market, Baltimore Symphony Orchestra, & Mercy Medical Center. East Access to Major Traffic Artery I-83.

    VISION MONCHA HomeSmart

    1129 Willinger Ct, Baltimore, MD 21202
  • /74

    $249,999

    • 2 Beds
    • 1.5 Baths
    • 1,040 Sq Ft

    591 Orchard St, Baltimore, MD 21201

    Representing new gut down renovation nested in historic Seton Hill neighborhood at 591 Orchard Street Baltimore MD 21201. This house comes with immaculate features such as new HVAC ductwork, newer heating and AC units, new electrical work, new plumbing, new hot water heater. Kitchen is spacy with a lot of bamboo countertop, kitchen cabinets and stainless steel appliances to match with. New vinyl

    Veli Altas ExecuHome Realty

    591 Orchard St, Baltimore, MD 21201
  • /32

    $235,000

    • 3 Beds
    • 1.5 Baths
    • 1,386 Sq Ft

    618 Highwood Dr, Baltimore, MD 21212

    Welcome to this well maintained 3 bedroom brick interior townhome in the Lake Walker neighborhood of Baltimore. When you first step in to the foyer you see the pride in ownership and attention to detail of the previous and current owners. This home is large for an interior townhome. The main level has a living room and dining room with hardwood floors and plenty of character. The kitchen has

    Michael Nelson Berkshire Hathaway HomeServices Homesale Realty

    618 Highwood Dr, Baltimore, MD 21212
  • /55

    $675,000 Open Sat 12PM - 1:30PM

    • 4 Beds
    • 5 Baths
    • 4,044 Sq Ft

    1431 Park Ave, Baltimore, MD 21217

    Welcome to this stunning 1880s townhouse in the heart of historic Bolton Hill, offering the perfect blend of architectural grandeur and modern comfort. With over 4,000 square feet of finished living space—including 3,144 sq ft above grade and 900 finished sq ft below grade—this home provides exceptional scale, flexibility, and charm.Inside, you’ll find four spacious bedrooms, three of

    Jessica Dailey Compass

    1431 Park Ave, Baltimore, MD 21217
  • /24

    $120,000

    • 2 Beds
    • 1 Bath
    • 914 Sq Ft

    1 E University Pkwy, Baltimore, MD 21218

    Welcome to 1 E University Pkwy Unit 603, situated adjacent to Johns Hopkins University Campus in the heart of Charles Village/Guilford. This 1-bedroom, 1-bathroom gem offers an exciting opportunity to invest in a space that’s brimming with potential. With a touch of sweat equity, it’s the perfect blank canvas for a seasoned investor or owner occupant looking for a great investment opportunity.

    Trina Fernandez EXP Realty, LLC

    1 E University Pkwy, Baltimore, MD 21218
  • /31

    $60,000

    • 3 Beds
    • 1 Bath
    • 1,260 Sq Ft

    2718 Winchester St, Baltimore, MD 21216

    Ready for renovation. Located 2 blocks from the Katherine Johnson Global Academy (grades 3-8). The floorplan features 1, 260 sqft + basement. There is ductwork in place. The electric panel is 100 amps. Sold comps: 2844 Ellicott Dr SOLD for $220k on 8/30/24 ** 1212 Ashburton St SOLD for $195k on 8/2/24. Come see it today.

    Thomas Hennerty NetRealtyNow.com, LLC

    2718 Winchester St, Baltimore, MD 21216
  • /35

    $269,900 Open Sun 12PM - 2PM

    • 3 Beds
    • 3 Baths
    • 1,792 Sq Ft

    7110 Old Harford Rd, Parkville, MD 21234

    MULTIPLE OFFERS RECEIVED HIGHEST AND BEST OFFERS ARE DUE 7/22/2025 @ 5:00PMRetro Character Meets Modern Potential – 1950s Stone BeautyWelcome to 7110 Old Harford Road! Step into this 1950's charm thats been lovingly preserved! This stone masonry home offers 3 spacious bedrooms on the upper level, plus convenient half baths on both the main and basement levels. Enjoy beautiful

    Alex Waicker Cavalier Realty Company, Inc.

    7110 Old Harford Rd, Parkville, MD 21234
  • /46

    $200,000

    • 3 Beds
    • 1.5 Baths
    • 1,398 Sq Ft

    2208 Poplar Grove St, Baltimore, MD 21216

    Welcome to this beautifully maintained 3-bedroom, 1.5-bath house located in a quiet, well-established Baltimore City neighborhood. This home offers a warm and inviting layout, perfect for both everyday living and entertaining.Featuring spacious bedrooms, a full bathroom upstairs, and a convenient half bath on the main level, this property shows extremely well and is move-in ready. Whether

    Cassandra Smith Fairfax Realty Premier

    2208 Poplar Grove St, Baltimore, MD 21216
  • /52

    $355,000

    • 3 Beds
    • 3.5 Baths
    • 2,276 Sq Ft

    112 S Calhoun St, Baltimore, MD 21223

    Be sure to ask the listing agent about the assumable VA loan at an incredible 2.5% interest rate—a rare opportunity in today's market.Welcome to this stately brick end-unit rowhouse in the heart of Historic Union Square. Bathed in natural light thanks to its numerous side windows and southern exposure, this fully renovated home (2021) combines historic charm with thoughtful modern

    Mark Moyer Douglas Realty, LLC

    112 S Calhoun St, Baltimore, MD 21223
  • /55

    $1,195,000

    • 2 Beds
    • 2.5 Baths
    • 2,196 Sq Ft

    1200 Steuart St Unit 1811, Baltimore, MD 21230

    Experience unparalleled luxury living in this architecturally unique corner condominium located on the 18th floor of the iconic Silo Point. Enjoy panoramic and unobstructed water and city views from triple exposures in this highly sought-after two-bedroom, two-and-one-half-bath Tower residence. Offering over 2,200 square feet of refined, one-level living, this reimagined home captures dramatic

    Holly Winfield Monument Sotheby's International Realty

    1200 Steuart St Unit 1811, Baltimore, MD 21230
  • /32

    $199,900

    • 3 Beds
    • 2 Baths
    • 990 Sq Ft

    345 Gusryan St, Baltimore, MD 21224

    MASSIVE PRICE REPOSITIONING!!!! Light-filled interior townhouse with a charming covered front porch, offering 3 bedrooms and 2 full baths. The main level features gleaming refinished hardwoods, a spacious living room, separate dining area, and kitchen with access to the partially fenced rear yard. Upstairs, you'll find two bedrooms and a full bath. The finished lower level includes a large third

    Eleni Bonds Cummings & Co. Realtors

    345 Gusryan St, Baltimore, MD 21224
  • /65

    $499,000

    • 2 Beds
    • 2 Baths
    • 1,348 Sq Ft

    2901 Boston St Unit 206, Baltimore, MD 21224

    2-STORY CONDO IN CANTON ON THE WATERFRONTThis stunning 2-bedroom, 2-bath condominium in Canton Cove offers luxurious waterfront living in the heart of Canton with floor-to-ceiling windows and soaring ceilings fill the space with natural light. The open-concept living and dining areas lead to a beautifully updated kitchen featuring shaker-style cabinets, stainless steel appliances, gas

    JoAnn Brothers Coldwell Banker Realty

    2901 Boston St Unit 206, Baltimore, MD 21224
  • /34

    $359,900

    • 6 Beds
    • 2 Baths
    • 3,450 Sq Ft

    523 Scott St, Baltimore, MD 21230

    523 Scott Street combines grandeur, architectural integrity and Livability...Step inside this all brick twnhse, 5-6 bedrooms, 2 full bath, 6 Fireplaces and experience the warmth of original 1875 hardwood floors, gorgeous spiral staircase, 15-18 Ft. ceilings, 140,000 BTU HVAC installation, updated kitchen, 1st Floor sunken spa bath, supplementary finished basement, within **3450 SqFt** (Verified

    Di Jones United Real Estate Executives

    523 Scott St, Baltimore, MD 21230
  • /12

    $170,000

    • 2 Beds
    • 1 Bath
    • 806 Sq Ft

    2323 Fleet St, Baltimore, MD 21224

    Great opportunity in Canton for Buyer looking to update the property. Rehab for Investors in Canton. Great Condition. Call Seller's Agent to set up showing. Home Sold As Is.

    Rebecca Frey Weaver Realty, LLC

    2323 Fleet St, Baltimore, MD 21224
  • /30

    $275,000

    • Studio
    • 1,680 Sq Ft

    5410 Belle Vista Ave, Baltimore, MD 21206

    High Projected Cash Flow — Strong returns based on market rents provide solid yield once both units are occupied. Separate Systems + Tenant-Paid Utilities — Each unit has its own HVAC and water heater, with tenants paying gas and electric to BGE, reducing operating costs. Bonus Basement Living Area — First-floor unit includes finished basement space and a private laundry room, adding

    Will Cannon Ben Frederick Realty, Inc.

    5410 Belle Vista Ave, Baltimore, MD 21206
  • /23

    $299,000

    • 4 Beds
    • 2.5 Baths
    • 1,900 Sq Ft

    427 E 28th St, Baltimore, MD 21218

    Welcome to this charming home nestled right between the desirable neighborhoods of Charles Village and Harwood , in Baltimore, MD. This cozy residence offers a perfect blend of comfort, style, and convenience. As you step inside, youll be greeted by the warm and inviting atmosphere created by the beautiful luxury vinyl floors, and art and colors that will wow you to go along with and LED

    Norman Domingo XRealty.NET LLC

    427 E 28th St, Baltimore, MD 21218
  • /44

    $649,000

    • 7 Beds
    • 5.5 Baths
    • 6,050 Sq Ft

    3305 Springdale Ave, Baltimore, MD 21216

    A stunning Colonial standout in historic Ashburton — 7 bedrooms, 5.5 baths, a two-car garage, and 6,050 finished square feet of beautifully rebuilt living space. Taken down to the subfloors and fully reimagined with over $300,000 in upgrades, this home offers brand-new electric, plumbing, dual-zone HVAC, roof, windows, insulation, and siding — delivering modern comfort with timeless charm.

    Dimitrios Lynch ExecuHome Realty

    3305 Springdale Ave, Baltimore, MD 21216
  • /28

    $234,900

    • 3 Beds
    • 1.5 Baths
    • 1,280 Sq Ft

    2829 E Chase St, Baltimore, MD 21213

    Completely renovated end unit on a dead end block. Home features 3 bedrooms and 1.5 bathrooms. Brand new kitchen with white cabinets, granite countertops, and new stainless steel appliances. Brand new HVAC system. Brand new bathrooms. The unfinished basement has been refined to include plenty of storage, a laundry area and imaginable space. New flooring throughout! Brand new deck. Welcome to your

    Eugene Elias E Squared Real Estate Services

    2829 E Chase St, Baltimore, MD 21213
  • /19

    $425,000 Open Sat 12PM - 2PM

    • 2 Beds
    • 2 Baths
    • 1,458 Sq Ft

    1302 S Charles St, Baltimore, MD 21230

    We are proud to offer this fabulous duplex home at 1302 S Charles St in the heart of Federal Hill! Both units are 1 bedroom homes with updated and spacious kitchens that include white cabinets, stainless steel appliances, a breakfast bar and gorgeous quartz countertops. These homes offers renovated bathrooms, beautiful wood floors, generous room sizes, a large bay window w/ seating nook,

    Braden Maley Cummings & Co. Realtors

    1302 S Charles St, Baltimore, MD 21230
  • /45

    $215,000

    • 3 Beds
    • 2 Baths
    • 2,175 Sq Ft

    1731 N Bentalou St, Baltimore, MD 21216

    Welcome to 1731 N Bentalou Street — a fully renovated gem in the heart of Coppin Heights that delivers both modern style and incredible value. This beautifully reimagined rowhome blends Baltimore’s classic character with fresh, high-end finishes from top to bottom.Step into the light-filled living room, where a sleek electric fireplace sets the mood and an open layout invites easy living.

    Tiffany Domneys ExecuHome Realty

    1731 N Bentalou St, Baltimore, MD 21216
  • /35

    $449,900

    • 3 Beds
    • 3 Baths
    • 1,716 Sq Ft

    23 S Washington St, Baltimore, MD 21231

    Sun-Drenched & Stylish in the Heart of Historic Butchers Hill! WITH 3 car parking!!!Welcome to this beautifully updated, centrally located 3-bedroom, 3-bathroom rowhome in one of Baltimore City’s most desirable neighborhoods—Upper Fells Point/Butchers Hill.This spacious, light-filled home features a chef’s dream kitchen with gleaming stone countertops, clean white cabinetry, and

    Mark Simone Keller Williams Legacy

    23 S Washington St, Baltimore, MD 21231
  • /45

    $359,900

    • 3 Beds
    • 3.5 Baths

    1614 Barclay St, Baltimore, MD 21202

    Beautifully remodeled 3BR/3.5BA Townhome located on a tree-lined street in the heart of Station North. Make your way to the front door and step into your forever home. Step into a home filled with natural light, an open concept floor plan, custom moldings, a soft color palette, and luxury flooring. The main floor offers a large living room, stunning kitchen and spacious dining room. The

    Eric Clash VYBE Realty

    1614 Barclay St, Baltimore, MD 21202
  • /35

    $100,000

    • 3 Beds
    • 1.5 Baths
    • 1,406 Sq Ft

    3014 Brighton St, Baltimore, MD 21216

    Endless Potential in Rosemont! Spacious Baltimore City Townhome – Over 1,400 Sq Ft!! Welcome to 3014 BRIGHTON STREET in the quiet, established Rosemont neighborhood of Baltimore City! Built in the early 1900s, this solid-brick townhome offers the perfect canvas for a simple renovation project. Featuring 3 generous bedrooms, 1.5 baths, and plenty of original character, this home is priced to

    Jeff Schwenk House Broker Realty LLC

    3014 Brighton St, Baltimore, MD 21216
  • /27

    $399,999

    • 3 Beds
    • 2.5 Baths
    • 2,533 Sq Ft

    2400 Druid Hill Ave, Baltimore, MD 21217

    End-of-group mixed-use brick-front rowhome with income potential and charm! The main level is set up for a deli or restaurant, fully equipped and ready to go—with a convenient powder room for staff and guests. Upstairs, the residential space, which has a potential rental income of $1,500, offers an open layout with a spacious kitchen, island prep area, and room for both dining and entertaining.

    Michael Schiff EXP Realty, LLC

    2400 Druid Hill Ave, Baltimore, MD 21217
  • /23

    $208,999

    • 3 Beds
    • 2.5 Baths
    • 1,684 Sq Ft

    3202 Mcelderry St, Baltimore, MD 21205

    “Welcome to McElderry in Elwood Park!”3202 McElderry is a fully renovated AirLite style row house and offers three bedrooms, two full bathrooms, one half bathroom, a fully finished basement, a front porch and a fenced, rear perimeter.The main level has a free-flowing design; connecting the living room, kitchen and dining room, allowing you to determine which way to entertain,

    Candace gantt Realty One Group Performance, LLC

    3202 Mcelderry St, Baltimore, MD 21205
  • /6

    $185,000

    • 3 Beds
    • 1 Bath
    • 1,180 Sq Ft

    430 N Patterson Park Ave, Baltimore, MD 21231

    This newly renovated home has all the great features you are looking for. Starting with the kitchen, you will see all new stainless appliances, granite countertops and solid flooring. The second floor features 2 bedrooms and one bath with modern fixtures. 1 bedroom on 1st floor. The backyard is large and fenced in for privacy. This unit is located just blocks away from Johns Hopkins Hospital.

    Matthew Hilldoerfer Mr. Lister Realty

    430 N Patterson Park Ave, Baltimore, MD 21231
  • /28

    $450,000

    • 6 Beds
    • 4 Baths
    • 4,851 Sq Ft

    2702 Garrison Blvd, Baltimore, MD 21216

    Welcome to this amazing property in the heart of Baltimore city. This property is currently in use as an assisted living. Property is strictly SOLD AS IS . You can buy it for investment or run your assisted living business in the property. First time home buyers are also welcome. This property offers solid brick home's generous proportion, flexible layout and sunny child friendly yard

    David Zouhongbe HomeSmart

    2702 Garrison Blvd, Baltimore, MD 21216
  • /30

    $250,000

    • 3 Beds
    • 1.5 Baths
    • 1,517 Sq Ft

    1741 S Hanover St, Baltimore, MD 21230

    Introducing the DEAL OF THE CENTURY! Welcome home to Federal Hill's best valued 3 bedroom home. Fully renovated white kitchen with quartz countertops, stainless steel appliances, and gas cooking. Enjoy the fenced in patio - great for outdoor entertainment or for your four legged furry friends. Hard surface flooring throughout main level and 100% move in ready. Convenient to Riverside Park and

    Lauren Shapiro Long & Foster Real Estate, Inc.

    1741 S Hanover St, Baltimore, MD 21230
  • /31

    $149,900

    • 2 Beds
    • 2 Baths
    • 1,192 Sq Ft

    1312 Pontiac Ave, Brooklyn, MD 21225

    TURN KEY INVESTMENT PROPERTY! a legally-zoned 2-unit property offering excellent rental potential in a desirable Baltimore neighborhood. Property has 2 units w/ separate meters, each w/ 1 Bed, 1 Bath , new sewer line, fresh paint, new carpet and flooring. Potential Rental income 2000K month/24000K annual

    Shane Principio, MBA, GRI Hyatt & Company Real Estate, LLC

    1312 Pontiac Ave, Brooklyn, MD 21225
  • /46

    $371,000

    • 4 Beds
    • 3 Baths
    • 2,098 Sq Ft

    6504 Rosemont Ave, Baltimore, MD 21206

    Welcome to 6504 Rosemont Ave, Baltimore, MD 21206This beautifully renovated 4-bedroom, 3-bathroom home is the perfect place to start your homeownership journey! With over 1,800 sqft of finished living space, this home combines modern updates with cozy charm—making it move-in ready from day one. Step inside to find brand-new LVP flooring, a stylish faux fireplace feature wall, and a

    Montaz McCray Keller Williams Realty Centre

    6504 Rosemont Ave, Baltimore, MD 21206
  • /28

    $355,000

    • 3 Beds
    • 2 Baths
    • 1,723 Sq Ft

    2817 N Howard St, Baltimore, MD 21218

    SECOND-FLOOR FLOORS ARE CURRENTLY BEING SANDED AND STAINED — WORK WILL BE COMPLETED BY FRIDAY 07/25Charming Remington Townhouse with a Sunroom!Discover this inviting brick townhouse located in the heart of the Remington neighborhood. Inside, you'll find a bright living space and a kitchen that opens to a back deck and convenient off-street parking—with easy entry for unloading

    Scarlett Parish Kelly and Co Realty, LLC

    2817 N Howard St, Baltimore, MD 21218
  • /67

    $530,000

    • 5 Beds
    • 4.5 Baths
    • 4,334 Sq Ft

    3104 N Hilton St, Baltimore, MD 21216

    Stately lakefront Colonial overlooking a vast manmade lake and historic Hanlon Park. This grand home features a mix of beautiful and classic herringbone hardwood floors and traditional hardwood floors, sun-filled sunrooms, and elegant architectural details including large columns and a cast iron balcony. Currently configured as a 2-unit property with 5 bedrooms, 3 full baths, 2 half baths, 2

    Angelo Cooper Keller Williams Legacy

    3104 N Hilton St, Baltimore, MD 21216
  • /51

    $520,000

    • 4 Beds
    • 3.5 Baths
    • 2,038 Sq Ft

    1911 Fairbank Rd, Baltimore, MD 21209

    Welcome to 1911 Fairbank Road— a beautifully updated gem tucked away on a quiet dead-end street, perched atop a hill in the heart of Mount Washington. Renovated from top to bottom in 2020 and thoughtfully enhanced since, this home offers the perfect blend of charm, comfort, and modern convenience with over 2000 square foot finished living space!Step inside to a bright, open layout featuring a

    Stacy Hardy Cummings & Co. Realtors

    1911 Fairbank Rd, Baltimore, MD 21209
  • /26

    $209,000

    • 2 Beds
    • 2 Baths
    • 1,032 Sq Ft

    1014 N Charles St Unit 1014-2, Baltimore, MD 21201

    Welcome to the rarely available TEN14 Condominiums, ideally situated in the heart of historic Mount Vernon! This stunning 2-bedroom, 2-bath condo effortlessly combines timeless architectural details with stylish modern living. From the Charles Street entrance, you're greeted by elegant oak-paneled walls and grand staircases that reflect the building’s rich character and charm.Inside, the

    Ryan O'Hara EXP Realty, LLC

    1014 N Charles St Unit 1014-2, Baltimore, MD 21201
  • /35

    $415,000 Open Sun 2PM - 4PM

    • 3 Beds
    • 2.5 Baths
    • 1,811 Sq Ft

    3420 Fait Ave, Baltimore, MD 21224

    Welcome to 3420 Fait Avenue, ideally situated in the heart of Canton! This beautifully updated home offers 3 bedrooms, 2.5 bathrooms, a private parking pad, rear deck, and over 1,800 square feet of living space. From the moment you step inside, you’ll notice the pride of ownership and attention to detail throughout. The main level features hardwood floors, an inviting living room with exposed

    Brendan Butler Cummings & Co. Realtors

    3420 Fait Ave, Baltimore, MD 21224

Showing Results 481 - 520, Page 13 of 18

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