Homes for Sale in 78003

• 

  

  

  /25

  $960,000

  • 3 Beds
  • 2.5 Baths
  • 2,427 Sq Ft

  1348 Live Oak Ridge, Bandera, TX 78003

  Authentic Texas paradise with live water right here on 7.14 acres, in the Bandera Hill Country, ideally located halfway between Bandera and Kerrville. This move-in-ready 3-bedroom, 2.5-bath home blends country living with practical amenities, breathtaking views, and exceptional functionality. Mason Creek borders the back of the property, where the land gently slopes toward the water and opens to

  

  Lanette Pennell

  Keller Williams Bandera

  1348 Live Oak Ridge, Bandera, TX 78003
• 

  

  

  /42

  $475,000

  • 2 Beds
  • 2 Baths
  • 1,612 Sq Ft

  1721 Lakeshore Dr N, Bandera, TX 78003

  Escape to the beauty of the Texas Hill Country with this exceptional property in Bandera offering breathtaking views of Medina Lake and the surrounding countryside. Situated on 7.07 scenic acres, including 6.78 unrestricted acres, this property perfectly blends peaceful country living with modern convenience. The property includes three additional lots within the Lake Medina Shores subdivision,

  Megan Lamb River Realty

  1721 Lakeshore Dr N, Bandera, TX 78003
• 

  

  

  /56

  $479,700

  New Construction

  • 3 Beds
  • 2 Baths
  • 2,061 Sq Ft

  486 Wood View Cir, Bandera, TX 78003

  If you've had your heart set on a quiet and slower pace of life, than this modern with a touch of elegance, new build that's located on the FlyingL's golf course, a community swimming pool, playground and many more amenities, might just be the one for you! This home features three bedrooms, two bathrooms and a spacious open concept living space, plus a flex room. It's a blank canvas waiting for

  Alex Mihaila Mihaila Realty LTD

  486 Wood View Cir, Bandera, TX 78003
• 

  

  

  /55

  $484,700

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,172 Sq Ft

  186 Spring Creek Cir, Bandera, TX 78003

  If you're looking for something that is inviting, cozy, calming and quiet, this home is for you. Located in the Flying L community, which offer a golf course, club house, swimming pool, tennis courts and a playground a short walk or golf cart ride away. This home features a three bedroom, two and a half bathroom open floor concept that transforms everyday living into a tranquil getaway. Schedule

  Alex Mihaila Mihaila Realty LTD

  186 Spring Creek Cir, Bandera, TX 78003
• 

  

  

  /32

  $334,900

  • 3 Beds
  • 2 Baths
  • 2,201 Sq Ft

  1129 Bandera Blvd, Bandera, TX 78003

  OPEN HOUSE: 08/22/2026 from 1:00 PM to 3:00 PM. A main home and a separate garage apartment on 0.68 acres under mature oaks, minutes from downtown Bandera. The main house is 1,569 square feet - three bedrooms, a vaulted living room with exposed beams, a separate dining area, and a dedicated laundry room off the kitchen. A covered porch runs nearly the full length of the front, facing the oaks.

  Charles Gafford Keller Williams City-View

  1129 Bandera Blvd, Bandera, TX 78003
• 

  

  /33

  $159,500

  • 3 Beds
  • 2 Baths
  • 1,296 Sq Ft

  260 Private Road 1514, Bandera, TX 78003

  Welcome to Holiday Villages of Bandera, a gated Texas Hill Country community with reasonable restrictions and a variety of amenities. This well-maintained 3-bedroom, 2-bath home sits on approximately 0.25 acre and offers a spacious, functional layout with no carpet throughout. The home features a large kitchen and dining area, a generously sized primary bedroom, walk-in shower, large soaking tub,

  

  Rosalie DeYoung

  eXp Realty

  260 Private Road 1514, Bandera, TX 78003
• 

  

  /70

  $1,000,000

  • 3 Beds
  • 2.5 Baths
  • 2,076 Sq Ft

  514 Burning Tree Ln, Bandera, TX 78003

  Own a slice of heaven in the Cowboy Capital of Texas. This 5.27-acre cul-de-sac property offers ultimate privacy, bordered on two sides by a 600 +/- acre ranch. Over 100 mature oak trees - live oak, Spanish oak, blackjack, and shin oak - shade the grounds, creating a true Hill Country retreat. Enjoy your morning coffee on the back patio and take in the sounds of birds and watch the deer stroll.

  Stephanie Breithaupt San Antonio Elite Realty

  514 Burning Tree Ln, Bandera, TX 78003
• 

  

  /8

  $310,000

  • 3 Beds
  • 2 Baths
  • 1,680 Sq Ft

  135 Lakeshore Dr S, Bandera, TX 78003

  Escape to the hill country in Bandera, Texas on Medina Lake in this updated 3BR/2BA retreat that sits on .36 acres with a peaceful backyard framed by a picturesque hillside. Upgrades include a large 400sqft multi-purpose building with large bay and hinged doors that could serve as a barndominium, workshop, storage, tandem garage, and more, stained cedar fencing, a deck, fiber cement siding, tree

  Thomas Martinez Leverage Realty Consulting Group

  135 Lakeshore Dr S, Bandera, TX 78003
• 

  

  /32

  $325,900

  • 1 Bed
  • 1 Bath
  • 399 Sq Ft

  286 State Highway 173 N, Bandera, TX 78003

  Welcome to a rare gem just outside the city limits of Bandera, Texas—only one minute from downtown while offering the peace and space of country living. This beautifully maintained property is full of income-generating potential and ready for your next venture or dream lifestyle. A cozy, modern tiny home, purchased in 2019, provides a comfortable place to live or an opportunity for rental income.

  Lara Hicks Signature Realty

  286 State Highway 173 N, Bandera, TX 78003
• 

  

  /74

  $1,199,000

  • 4 Beds
  • 3 Baths
  • 2,916 Sq Ft

  228 Lucky Ridge, Bandera, TX 78003

  Experience Hill Country luxury on 4.298 +/- acres of beautiful horse property in the sought-after Bridlegate Ranch community. This exceptional 2,916 sq. ft., 3-bedroom, 3-bath home features a brand-new roof, fresh exterior paint, expansive windows, soaring ceilings, and breathtaking views. The thoughtfully designed floor plan includes a grand foyer, formal dining room, office, cozy den, and

  Lara Hicks Signature Realty

  228 Lucky Ridge, Bandera, TX 78003
• 

  

  /23

  $68,500

  • Land
  • 6,359 Sq Ft
  • $469,178 per Acre

  782 Mountain View Dr, Bandera, TX 78003

  Full-time RV living in Bandera, Texas-the Cowboy Capital of the World-set along the Medina River where you can enjoy the outdoors year-round. This lot is built for the "new fad" lifestyle: living in your own RV with the comfort and practicality of an on-site septic designed for the RV site conditions. The property features a permitted, designed septic system installed with wastewater

  Babo Teich Teich Properties, LLC

  782 Mountain View Dr, Bandera, TX 78003
• 

  

  /48

  $495,000

  • 3 Beds
  • 2 Baths
  • 1,656 Sq Ft

  5626 Fm 3240, Bandera, TX 78003

  Some homes just feel different from the moment you walk through the door. This authentic Ponderosa Pine log home on 2.56 acres gives you that feeling. The oversized custom door welcomes you to a warm, peaceful and timeless home with vaulted wood-beamed ceilings, a stone fireplace, wood-burning stove and Saltillo tile floors. Expansive primary suite has a private entrance with a wood-burning stove

  Ashley Middleton Fore Premier Properties

  5626 Fm 3240, Bandera, TX 78003
• 

  

  /5

  $12,000

  • Land
  • 5,488 Sq Ft
  • $95,238 per Acre

  TBD Center Pt Rd, Bandera, TX 78003

  Center Point is a cul-de-sac street! Located in Lake Medina Shores Community, you will enjoy the peace and calmness of rural living and enjoy all the amenities. This community provides its residents a pool, playground, minigolf, pavilion, and renovated restrooms! Located minutes from downtown Bandera - local shops, restaurants, and recreational spots. Known for its Western heritage and outdoor

  San Juana Perez Vortex Realty

  TBD Center Pt Rd, Bandera, TX 78003
• 

  

  /59

  $400,000

  • 7 Beds
  • 4 Baths
  • 2,116 Sq Ft

  357 Dallas St, Bandera, TX 78003

  LIVE ALMOST FREE BY RENTING THE SECOND HOME AS EITHER A LONG-TERM RENTAL OR A SHORT-TERM VACATION RENTAL. THERE IS EVEN A SMALL HOME FOR YOUR FOUR-LEGGED FRIENDS LIKE HORSE, SHEEP, GOATS ETC. MAIN HOME IS HUGE WITH A VERY OPEN FLOOR PLAN. THE KITCHEN FEATURES A SMALL ISLAND, STAINLESS STEEL APPLIANCES AND LOTS OF CABINETS. THE HUGE LIVING/DINING AREA CAN HANDLE EVEN THE LARGEST GROUPS ESPECIALLY

  Jeff Smith San Antonio Elite Realty

  357 Dallas St, Bandera, TX 78003
• 

  

  /26

  $285,000

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,836 Sq Ft

  161 Pr 1515, Bandera, TX 78003

  Wonderful opportunity to own this brand new home in the peaceful community of HOLIDAY VILLAGES OF MEDINA .This amazing home, with open floor plan, High ceilings, 4 bedrooms 2 and one half Bathrooms is ready for you to move in and enjoy. You can relax and enjoy the sunrise and sunset from the 2 beautiful and large decks the home offers. The RV that is located near the home is already hooked up to

  John Blig John Blig Real Estate Broker

  161 Pr 1515, Bandera, TX 78003
• 

  

  /46

  $1,250,000

  • 3 Beds
  • 3.5 Baths
  • 4,165 Sq Ft

  471 Settlement Rd, Bandera, TX 78003

  This 15+/- acre Hill Country estate features a 3,969 square foot main residence featuring 3 bedrooms and 3.5 baths, along with a 1,650 square foot guest house with 3 bedroom, 3.5 baths and no HOA. Set in the heart of the Texas Hill Country, this custom estate was carefully positioned to capture sweeping, virtually unobstructed views while providing the privacy and tranquility that make country

  Georgina Tobin Keller Williams Bandera

  471 Settlement Rd, Bandera, TX 78003
• 

  

  /18

  $189,900

  • 2 Beds
  • 1 Bath
  • 990 Sq Ft

  272 Broken Bow Dr, Bandera, TX 78003

  Discover the charm of Texas Hill Country living in this newly built home located in beautiful Bandera. Situated on a cleared 50' x 100' lot with a durable slab foundation, this home offers modern comfort in a peaceful setting. Whether you're a first-time homebuyer, looking for a weekend getaway, or searching for a great investment opportunity, this property is an excellent fit. Enjoy the

  Robert Saenz Xsellence Realty

  272 Broken Bow Dr, Bandera, TX 78003
• 

  

  /50

  $720,000

  • 3 Beds
  • 2 Baths
  • 2,274 Sq Ft

  356 Creekwood Dr, Bandera, TX 78003

  Experience Hill Country living at its finest in this stunning, nearly new home built in 2024. Nestled on an oversized lot this beautifully designed 3-bedroom, 2-bath residence with an impressive 4-car garage offers the perfect blend of luxury, comfort, and Texas charm. Step inside to discover thoughtfully curated finishes throughout, including custom cabinetry and a sophisticated formal dining

  Megan Lamb River Realty

  356 Creekwood Dr, Bandera, TX 78003
• 

  

  /35

  $729,000

  New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,818 Sq Ft

  731 Highland Dr, Bandera, TX 78003

  Welcome home to this beautifully crafted newly built modern residence situated on 2.01 acres in Bandera, Texas, offering the perfect blend of luxury, space, and Hill Country living. Thoughtfully designed with an open-concept layout, this home showcases quality craftsmanship and high-end finishes throughout. Vaulted and coffered ceilings enhance the spacious feel of the main living areas, while

  Andrew Cuzman Keller Williams Heritage

  731 Highland Dr, Bandera, TX 78003
• 

  

  /34

  $449,988

  • Land
  • 2 Acres
  • $224,994 per Acre

  518 Park Rd, Bandera, TX 78003

  Welcome to your Hill Country dream home with over 2000 sq ft! Perched on 2 peaceful acres with stunning long-range views, this beautifully updated two-story home offers the perfect blend of comfort, style, and space. The reverse two-story allows for all the bedrooms and a full bathroom with laundry on the main floor, while upstairs you can find amazing views, a fully renovated kitchen with modern

  Chelsea Schmidt Homestead & Ranch Real Estate

  518 Park Rd, Bandera, TX 78003
• 

  

  /23

  $189,000

  $8K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 784 Sq Ft

  483 Wright Dr, Bandera, TX 78003

  Seller is open to considering offers. Recently renovated and move-in ready, this inviting property offers flexible Hill Country living near Medina Lake and 9 miles from downtown Bandera. The refreshed interior features an upgraded kitchen with stainless steel appliances, continuous laminate flooring, ceramic-tiled bathrooms, and a tankless water heater, creating a clean and comfortable space

  Jessica Salinas LPT Realty, LLC

  483 Wright Dr, Bandera, TX 78003
• 

  

  /23

  $79,000

  • Land
  • 2.26 Acres
  • $34,956 per Acre

  TBD Highgate Dr, Bandera, TX 78003

  Experience the beauty of Bridlegate Ranch, a gated community in the heart of Bandera’s Texas Hill Country. This 2+ acre homesite offers breathtaking hilltop and valley views, perfect for your custom home. Spanning over 3,000 acres of high-fenced, pristine land, the community features unmatched amenities including a 50-acre private owners park with Medina River access (¾ mile), two pools, tennis

  Brandy Mayr RE/MAX Partners

  TBD Highgate Dr, Bandera, TX 78003
• 

  

  /47

  $220,000

  • 2 Beds
  • 2 Baths
  • 1,072 Sq Ft

  185 Northeast Dr, Bandera, TX 78003

  Welcome to this inviting Hill Country cottage offering a comfortable layout, thoughtful updates, and a peaceful setting surrounded by mature trees. With a welcoming front porch, warm curb appeal, and paved road access all the way to the driveway, this home creates an easy sense of retreat from the moment you arrive. Inside, the open living area features rich accent walls, updated flooring,

  Kimberly Paul Coldwell Banker Stagecoach Realty

  185 Northeast Dr, Bandera, TX 78003
• 

  

  /4

  $14,700

  • Land
  • 4,922 Sq Ft
  • $130,088 per Acre

  335 Medina Dr, Bandera, TX 78003

  Lot is cleared and ready to build on. Perfect for small SFH, manufactured home or RV. Electric and water easily accessible at street. Septic required.

  Alex Mihaila Mihaila Realty LTD

  335 Medina Dr, Bandera, TX 78003
• 

  

  /44

  $299,000

  • 3 Beds
  • 2 Baths
  • 1,984 Sq Ft

  659 Private Road 1508, Bandera, TX 78003

  Welcome to your modern Medina Lake retreat! Built in 2021, this beautifully maintained 3-bedroom, 2-bath home offers 1,984 sq ft of spacious, open-concept living on a .28-acre lot in Holiday Village. The inviting interior features upgraded flooring, recessed lighting, a striking tray ceiling with exposed beams, and a cozy fireplace. The spacious kitchen flows seamlessly into the living area,

  Yvette Escobar JPAR San Antonio

  659 Private Road 1508, Bandera, TX 78003
• 

  

  /8

  $45,000

  • Land
  • 26,136 Sq Ft
  • $75,000 per Acre

  LOT 14 Settlers Cir, Bandera, TX 78003

  Build your Hill Country dream home on this beautiful 0.60-acre lot in the desirable Bandera River Ranch community! Tucked away at the end of a quiet cul-de-sac, this property offers a peaceful setting with beautiful mature trees throughout the lot, providing natural shade, character, and the perfect backdrop for your future home. With plenty of space to create the forever home you've been

  Chelsea Schmidt Homestead & Ranch Real Estate

  LOT 14 Settlers Cir, Bandera, TX 78003
• 

  

  /45

  $430,000

  • 3 Beds
  • 2 Baths
  • 1,962 Sq Ft

  181 Settlers Cir, Bandera, TX 78003

  Tucked away at the end of a quiet cul-de-sac and surrounded by beautiful mature oak trees, this gorgeous 3-bedroom, 2-bath home sits on nearly 2 acres and offers the perfect combination of privacy, space, and comfort. Step inside to an inviting open-concept living, dining, and kitchen area featuring high ceilings and plenty of room to gather and entertain. Outside is where this property really

  Chelsea Schmidt Homestead & Ranch Real Estate

  181 Settlers Cir, Bandera, TX 78003
• 

  

  /20

  $145,000

  • 1 Bed
  • 1 Bath
  • 510 Sq Ft

  133 Water Point, Bandera, TX 78003

  Enjoy privacy and flexibility at 133 Water Point in Bandera’s Lakepoint Subdivision. This charming 510-square-foot, 1-bedroom, 1-bath home features a spacious covered porch, perfect for relaxing and enjoying the peaceful surroundings. The secluded lot offers a beautifully landscaped, oversized driveway and a shop located at the back of the property for storage, hobbies, or workspace. All kitchen

  Connor Short Connie Strban, Broker

  133 Water Point, Bandera, TX 78003
• 

  

  /6

  $72,000

  • Land
  • 5,096 Sq Ft
  • $615,385 per Acre

  557 Siesta Dr, Bandera, TX 78003

  Discover the perfect Hill Country getaway in the highly desirable River Bend Estates just minutes from Bandera, the Cowboy Capital of the World. River Bend Estates is a peaceful, scenic community with direct river access perfect for fishing, kayaking and enjoy the Hill Country lifestyle. The neighborhood is experiencing a revitalization with new owners and quality builds, making this an excellent

  Wendy Tisdale Welcome Home Real Estate

  557 Siesta Dr, Bandera, TX 78003
• 

  

  /23

  $173,000

  New Construction

  • 3 Beds
  • 2 Baths

  194 LOT 83 Pr 1516, Bandera, TX 78003

  Brand New 3/2 on 0.2755 Acres, Land & Home Package from $173,000! Brand new 3-bed, 2-bath home with over 1,387 sqft on a beautiful 0.2755-acre property in Bandera, Medina County. This quiet corner of the Texas Hill Country offers wide-open skies, a relaxed rural pace, and just enough elbow room to make it truly feel like your own slice of the country. The home delivers a smart, comfortable 1,387

  Shannon Weil eXp Realty

  194 LOT 83 Pr 1516, Bandera, TX 78003
• 

  

  /5

  $24,999

  $2K PRICE DROP

  • Land
  • 12,022 Sq Ft
  • $90,576 per Acre

  LOT 28 Pr 1507, Bandera, TX 78003

  Looking for a property to call your own? Bring your RV, mobile home, or build your dream home. Holiday Villages of Medina community offers a range of amenities including a pier, boat ramp, swimming pool, clubhouse, basketball court, and a guarded entrance, supporting both recreational use and rental appeal.

  Eliodoro Perez Levi Rodgers Real Estate Group

  LOT 28 Pr 1507, Bandera, TX 78003
• 

  

  /36

  $240,000

  $10K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,128 Sq Ft

  576 Wright Dr, Bandera, TX 78003

  Welcome to peaceful Hill Country living in Bandera, Texas! This charming 4-bedroom, 3-bath manufactured home sits on a 0.50-acre partially wooded lot, offering privacy, comfort, and space to grow. Inside features include high ceilings, wood-look flooring, carpeted bedrooms, central HVAC, a spacious living room with fireplace, an open kitchen with dining area, a formal dining room, and a large

  Scott Malouff Keller Williams Heritage

  576 Wright Dr, Bandera, TX 78003
• 

  

  /11

  $30,000

  • Land
  • 3,049 Sq Ft
  • $428,571 per Acre

  4300 State Highway 16 N Lot 63, Bandera, TX 78003

  You've been watching and waiting, now here's your chance and an undeniable price. Now free and clear to transfer, Lot 63 in the beautiful Riverwalk Rv Resort is available and ready for it's new owner. Whether you need a fun get away for the camper, a place for relatives to stay nearby or want a chance at income generation via renting, you wont find a better price than here at Lot 63.

  Jeremy McCall Levi Rodgers Real Estate Group

  4300 State Highway 16 N Lot 63, Bandera, TX 78003
• 

  

  /59

  $675,000

  • 3 Beds
  • 2 Baths
  • 1,629 Sq Ft

  294 Mustang Pass, Bandera, TX 78003

  Nestled on 5 beautiful, level acres in the highly desirable Hill of Bandera Ranch, this charming Tilson-built home offers the perfect blend of comfort, country living, and wide-open Texas skies. From the moment you arrive, the beautifully landscaped entrance and welcoming front porch invite you to slow down, unwind, and enjoy the simple pleasures of rural living. Inside, you'll find an

  Rozlyn Reeves Coldwell Banker Stagecoach Realty

  294 Mustang Pass, Bandera, TX 78003
• 

  

  /11

  $40,000

  • Land
  • 4,486 Sq Ft
  • $388,350 per Acre

  1109 Lakeshore Ln, Bandera, TX 78003

  TOTAL OF .32 of an acre with RV parking/ garage already on site! Close to Lake Medina (3 min walk) No restrictions! Very level lot that has been partially cleared! Utilities available at the street. WATER ON SITE!! HUGE SAVINGS TOTAL OF THREE LOTS.

  Adriana Vann Premier Realty Group Platinum

  1109 Lakeshore Ln, Bandera, TX 78003
• 

  

  /30

  $78,000

  • Land
  • 2.01 Acres
  • $38,806 per Acre

  Falls, Bandera, TX 78003

  Discover an extraordinary 2-acre homesite in the Bridlegate Ranch community-where wide open space, mature live oaks, and stunning views create the perfect backdrop for your dream property. This level lot offers endless possibilities: build a custom home, add a barndominium or shop, design a resort style pool, and enjoy direct access to the hike and bike trail with a large ranch beyond for

  Gail Bandera Gail Stone Realty | KW Bandera

  Falls, Bandera, TX 78003
• 

  

  /32

  $129,000

  • 2 Beds
  • 1 Bath
  • 800 Sq Ft

  1448 Private Road 1518, Bandera, TX 78003

  Enjoy peaceful Texas Hill Country living in the gated community of Holiday Villages of Medina! Situated on a fully fenced 0.31-acre lot, this charming 2-bedroom, 1-bath home offers privacy and comfort. Inside, you'll find no carpet, an open living area, functional kitchen, and a welcoming layout for everyday living or weekend getaways. Relax on the front porch surrounded by mature trees and

  Adam Castillo IH 10 Realty

  1448 Private Road 1518, Bandera, TX 78003
• 

  

  /22

  $150,000

  • 3 Beds
  • 2 Baths
  • 924 Sq Ft

  8579 Whartons Dock Rd, Bandera, TX 78003

  Hill Country Charm Meets Modern Comfort! Welcome to this beautifully remodeled 3 bedroom, 2 bath manufactured home offering 924 square feet of stylish, move-in ready living in Bandera, TX. Every detail has been thoughtfully updated, creating a fresh and inviting space that's perfect as a full-time residence, weekend getaway, or investment opportunity. Nestled in the scenic Texas Hill Country and

  Ricardo Salinas Texas Elite Realty Group

  8579 Whartons Dock Rd, Bandera, TX 78003
• 

  

  /10

  $320,000

  • Land
  • 10 Acres
  • $32,000 per Acre

  3940 Fm 470, Bandera, TX 78003

  There's a certain kind of quiet that settles over you the moment you pass through the gates of Winans Creek Ranch - one of the most highly sought-after communities in the Texas Hill Country, and for good reason. This 10-acre homesite is a rare find even within this exclusive community: a level tract shaded by mature trees, with views stretching in every direction, offering the kind of open sky

  

  Ashley Pierce

  Homestead & Ranch Real Estate

  3940 Fm 470, Bandera, TX 78003
• 

  

  /19

  $199,900

  New Construction $19K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 960 Sq Ft

  918 Scenic Dr, Bandera, TX 78003

  Brand new construction! Estimated full completion by 9/2026. Charming 2/2, with windows that let in natural light. Great yard space with lots of trees. Upgraded finishes to be installed, such as countertops, stainless steel appliances and all laminate wood flooring throughout home. Open Concept floor plan. Enjoy the welcoming covered front porch area, offering a wonderful spot to relax, sip your

  

  Rosalinda Tomlin

  RE/MAX Alamo Realty

  918 Scenic Dr, Bandera, TX 78003

Showing Results 1 - 40, Page 1 of 15