Bay County FL Homes for Sale with No HOA Fee

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  /34

  $250,000

  • 3 Beds
  • 2 Baths
  • 1,144 Sq Ft

  7201 Lake Suzzanne Way, Panama City, FL 32404

  This charming home in Sweetwater Village is move-in ready. Settled at the end of a cul-de-sac, and built in 2024, this home is modern, bright, thoughtfully designed and features a clean, open-concept plan. Interior features offer quartz countertops, dimmable lighting throughout, upgraded appliances, dedicated laundry room, plenty of natural light, and a comfortable, convenient layout. The guest

  Alysan Nakis Gulf Life Real Estate Inc

  7201 Lake Suzzanne Way, Panama City, FL 32404
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  /37

  $399,900

  • 3 Beds
  • 2 Baths
  • 1,232 Sq Ft

  500 Henley Dr, Panama City Beach, FL 32407

  Discover tranquility in this stunning coastal property located in the heart of Panama City Beach. Just moments from pristine beaches and Sunrise Café, this immaculate home offers comfort, convenience, and seaside charm. This spacious residence features 3 bedrooms and 2 bathrooms, recently renovated with modern beach aesthetics. Enjoy gatherings in the open-plan living area, cook meals in the

  Bryce Miller Miller & Associates Realty

  500 Henley Dr, Panama City Beach, FL 32407
• 

  

  

  /5

  $80,000

  • 3 Beds
  • 2 Baths
  • 1,377 Sq Ft

  3009 E 13th Ct, Panama City, FL 32401

  Well-maintained 2012 double-wide manufactured home offering 1,377 sq. ft. of living space, situated on a desirable corner lot. The roof is approximately 7 years old. HVAC system and hot water tank are original. No known electrical or plumbing issues. Interior features carpet and linoleum flooring throughout. The kitchen and both bathrooms are currently being remodeled, offering great potential

  Cliff Glansen FLATFEE.COM

  3009 E 13th Ct, Panama City, FL 32401
• 

  

  

  /39

  $485,000

  • 2 Beds
  • 2.5 Baths
  • 1,102 Sq Ft

  9900 S Thomas Dr Unit 323, Panama City, FL 32408

  Deeded Garage Space on the same floor of unit. No elevators necessary. This highly sought-after low-floor unit features one of the best 2-bedroom floor plans at Shores of Panama--and lives like a 3-bedroom. The spacious bunk room is a true enclosed room with a door and window, offering added privacy and flexibility for guests. Designed for both comfort and views, the Gulf-front primary suite and

  Selma Hill Hilltop Legacy Realty

  9900 S Thomas Dr Unit 323, Panama City, FL 32408
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  /47

  $419,900

  • 2 Beds
  • 2 Baths
  • 907 Sq Ft

  9900 S Thomas Dr Unit 2011, Panama City, FL 32408

  Welcome to your Gulf-front condo in Panama City Beach at the highly sought-after Shores of Panama--a proven short-term rental investment with strong income history and breathtaking direct Gulf views from the 20th floor. This 2-bedroom, 2-bath Gulf-front condo is designed for both personal enjoyment and maximum rental performance. The open-concept layout features a fully equipped kitchen with

  Beau Blankenship Christies International Real Estate Emerald Coast

  9900 S Thomas Dr Unit 2011, Panama City, FL 32408
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  /7

  $199,000

  • Land
  • 0.61 Acre
  • $326,230 per Acre

  Unlisted Address

  Fabulous lot for small residential development, just west of the Hathaway Bridge off of Front Beach Road, quiet dead end street. Great location, and easy access. Seller has engineered plans in place consisting of site work and also for 8 Townhomes.

  Terra Sasser Coldwell Banker Realty

  Unlisted Address
• 

  

  /63

  $670,000

  • 4 Beds
  • 3.5 Baths
  • 2,966 Sq Ft

  3203 Nautical Dr, Panama City, FL 32409

  Welcome to this stunning custom, POOL home in the quiet Kirkland Manor subdivision!! This rare gem offers a large lot, pool, 4 bedroom, 3 1/2 baths, large 3 car garage, screened back patio and so much more!! Meticulously maintained, luxury home with plenty of room to entertain. An office at the entry of the home adds plenty of space to work in peace. Enjoy a nice movie night with built in

  Ryan Daniels Keller Williams Success Realty

  3203 Nautical Dr, Panama City, FL 32409
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  /109

  $459,000

  • 2 Beds
  • 2 Baths
  • 1,174 Sq Ft

  10625 Front Beach Rd Unit 601, Panama City Beach, FL 32407

  Some properties stand out the moment you walk in--and this Gulf-front 2BR/2BA WEST END CORNER UNIT at Ocean Villa is one of them. Offering unobstructed sunset views and one of the largest balconies for a two-bedroom floor plan, this 6th floor residence delivers the coastal lifestyle buyers are searching for.The open-concept layout features 10' ceilings, consistent LVP flooring, and a

  Laurie Hardy Counts Real Estate Group Inc

  10625 Front Beach Rd Unit 601, Panama City Beach, FL 32407
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  /18

  $330,000

  • 2 Beds
  • 2 Baths
  • 768 Sq Ft

  358 Amberjack Dr, Panama City Beach, FL 32408

  Step into easy coastal living with this renovated 2-bedroom, 2-bath home in Venture Out. Fully move-in ready, A comfortable layout perfect for relaxing or entertaining. This home offers modern updates throughout along with a new roof completed in 2018. Whether you're looking for a full-time residence, a second home, or a short-term rental investment, this property offers incredible flexibility.

  Shea Southwell Counts Real Estate Group Inc

  358 Amberjack Dr, Panama City Beach, FL 32408
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  /35

  $440,000

  • 2 Beds
  • 1.5 Baths
  • 983 Sq Ft

  23223 Front Beach Rd Unit PH-4, Panama City Beach, FL 32413

  Exceptional New Price for Penthouse-level living with sweeping Gulf views awaits in this impeccably maintained Pinnacle Port residence, a 25+ acre gated community with over a quarter mile of sugar white beach, two pools, and on site Wi Fi. Perched on the top floor for maximum privacy and panoramas, it shows true pride of ownership. Appliances are like new. Association fees include electricity for

  Auker Group Real Estate Keller Williams Realty SRB

  23223 Front Beach Rd Unit PH-4, Panama City Beach, FL 32413
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  /34

  $329,000

  • 3 Beds
  • 2 Baths
  • 1,771 Sq Ft

  1412 New Hampshire Ave, Lynn Haven, FL 32444

  1412 New Hampshire Ave, Lynn Haven -- Well-maintained home in a quiet subdivision, ideally located near schools, shopping and both military bases. This open floor plan offers an oversized great room, a kitchen with breakfast bar, large pantry and generous laundry room. The primary suite includes a roomy walk-in closet and attached bath with dual vanities; two additional bedrooms share a

  Ida Hargaray Coldwell Banker Realty

  1412 New Hampshire Ave, Lynn Haven, FL 32444
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  /37

  $100,000

  • Land
  • 10.28 Acres
  • $9,728 per Acre

  12123 Harrington Rd, Fountain, FL 32438

  Bring your horses! Build your dream home or place a manufactured home on this 10 acre property. Located 1/4 mile off Highway 231, this property is perfect for anyone needing a little ''elbow room'' or has horses. There are a few small ponds on the property, woods in the back, a power pole, a well, and had a septic system that could be made usable. The property is partially fenced as well.

  Eren Sullivan Counts Real Estate Group

  12123 Harrington Rd, Fountain, FL 32438
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  /12

  $85,000

  • Land
  • 1.24 Acres
  • $68,548 per Acre

  6737 John Pitts Rd, Panama City, FL 32404

  This property offers an excellent location to build your dream home or place a mobile home. Whether your'e looking for a place to call home or a smart investment for the future, this is a fantastic opportunity to bring your vision to life. Call today for more details.

  Tonia Hathaway CENTURY 21 Commander Realty

  6737 John Pitts Rd, Panama City, FL 32404
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  /35

  $615,000

  • 3 Beds
  • 3 Baths
  • 1,716 Sq Ft

  110 Smugglers Cove Ct, Panama City Beach, FL 32413

  Just steps from the sugar-white sands and emerald Gulf waters, this updated Panama City Beach home offers an exceptional blend of location and comfort - set on a private street just one block from the beach. Designed for effortless coastal living, this 3BR/3BA two-story home features a bright, open layout with 9-foot ceilings, abundant natural light, and a durable metal roof. Updated 9'' luxury

  Craig Duran Berkshire Hathaway HomeServices Beach Properties of Florida

  110 Smugglers Cove Ct, Panama City Beach, FL 32413
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  /29

  $399,000

  • 2 Beds
  • 2 Baths
  • 960 Sq Ft

  133 Southfields Rd Unit C, Panama City Beach, FL 32413

  This charming cottage is the ultimate beach retreat--just a block from our beautiful white sands and tucked away to escape the crowds. Whether you're seeking your own personal getaway, an investment opportunity, or a property with short term rental ability, this one has it all. The home comes fully furnished and ready to go, featuring two spacious king bedrooms, each with its own private

  Ariane Johnson Think Real Estate

  133 Southfields Rd Unit C, Panama City Beach, FL 32413
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  /3

  $40,000

  • Land
  • 0.51 Acre
  • $78,431 per Acre

  9219 S Silver Lake Rd, Fountain, FL 32438

  Come build your dream home on this beautiful lake front property. Nestled away on a quiet .51 acre lot in Fountain, this unique property offers ample opportunity to create your own private retreat. Spend your days fishing and boating (trolling motor only) on the spring fed pond and enjoy relaxing evenings amidst the mature trees.

  Kaylyn Mancos Self Keller Williams Success Realty

  9219 S Silver Lake Rd, Fountain, FL 32438
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  /91

  $779,000

  • 4 Beds
  • 3.5 Baths
  • 3,199 Sq Ft

  216 Johnson Bayou Dr, Panama City Beach, FL 32407

  Waterfront home in Breakfast Point offering approximately 3,200 sq. ft., 4 bedrooms plus a bonus room that can function as a 5th bedroom, and a fully fenced yard with a saltwater pool. Interior features include hardwood floors, high ceilings, formal living and dining area with built-in shelving, and a split-bedroom floor plan. The kitchen opens to the main living area overlooking the pond and

  Tyler Poole Douglas Eliman 30A

  216 Johnson Bayou Dr, Panama City Beach, FL 32407
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  /56

  $394,000

  • 5 Beds
  • 3 Baths
  • 2,556 Sq Ft

  4850 Sweetspire Dr, Panama City, FL 32404

  Some homes check the boxes -- this one feels right the moment you walk in.Tucked in the sought-after Titus Park community, this two-story Carol floor plan was designed for the way families actually live -- with room to gather, room to retreat, and room to grow. Whether you're commuting toward Panama City, Lynn Haven, or Callaway, or heading approximately 25-30 minutes to both Tyndall AFB and

  Ronald Wilson ERA Neubauer Real Estate Inc

  4850 Sweetspire Dr, Panama City, FL 32404
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  /27

  $330,000

  • 3 Beds
  • 2 Baths
  • 1,800 Sq Ft

  403 N East Ave, Panama City, FL 32401

  Welcome to 403 N East Avenue in Panama City, Florida--a beautifully built 2022 home offering approximately 3 bedrooms, 2 bathrooms, and over 1,700 square feet of thoughtfully designed living space. From the moment you step inside, you're greeted by warm and stylish bamboo flooring that flows throughout the main living areas, creating a clean, modern feel with a touch of character. The home

  Jonathan Claunch Beachy Beach Real Estate

  403 N East Ave, Panama City, FL 32401
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  /52

  $849,000

  • 3 Beds
  • 2 Baths
  • 1,683 Sq Ft

  104 Sun Ln, Panama City Beach, FL 32413

  Tucked away on the quiet west end of Panama City Beach, just a short stroll to sugar-white sand, this fully renovated, turnkey coastal investment is ready to generate income from day one. Being sold completely furnished, it's set up for immediate short-term rental success with no downtime. This 3 bedroom + bunk room is ready for success! The home features a bright, open layout with vaulted

  Lindsay Aydelotte Flamptons Realty and Property Management

  104 Sun Ln, Panama City Beach, FL 32413
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  /39

  $550,000

  • 4 Beds
  • 4 Baths
  • 2,367 Sq Ft

  6216 Thomas Dr, Panama City, FL 32408

  Turnkey short-term rental just steps from the beach! This fully furnished 4-bedroom, 4-bath beach home is ideally positioned near Beach Access 12, offering strong rental potential in one of Panama City Beach's most sought-after locations. With multiple levels, spacious layouts, and sleeping capacity for larger groups, this property is designed to maximize occupancy and guest appeal.A standout

  Melissa Haworth EXP Realty LLC

  6216 Thomas Dr, Panama City, FL 32408
• 

  

  /23

  $675,000

  • 2 Beds
  • 2 Baths
  • 1,326 Sq Ft

  10513 Front Beach Rd Unit 1303, Panama City Beach, FL 32407

  Coming Soon!High above the emerald waters of the Gulf, Unit 1303 in Long Beach Tower II offers an exceptional beachfront retreat. This beautifully positioned condominium showcases breathtaking panoramic views of sugar-white sands and endless Gulf sunsets from its private balcony — the perfect place to unwind while listening to the soothing sound of the waves. Inside, the residence features a

  Beth Mulvey Beach House Sales and Development

  10513 Front Beach Rd Unit 1303, Panama City Beach, FL 32407
• 

  

  /23

  $389,000

  • 4 Beds
  • 2 Baths
  • 2,327 Sq Ft

  1803 Massachusetts Ave, Lynn Haven, FL 32444

  All sizes are apx--taken from tax records--Very nice home and floor plan---4br/2 baths over 2300 sf Heat/cool--Large covered pergola as porch on the back of home---New well/pump/sprinkler system, new hot water heater, stainless steel appliances//New AC/Heat unit//new tile throughout//new tile shower in master bedroom//new garage door/// updates through out home!!Very nice floor plan--privacy

  Paul Calhoun CENTURY 21 Commander Realty

  1803 Massachusetts Ave, Lynn Haven, FL 32444
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  /72

  $340,000

  • 2 Beds
  • 2 Baths
  • 1,447 Sq Ft

  6500 Bridge Water Way Unit 305, Panama City Beach, FL 32407

  FEELS LIKE YOU ARE FLOATING ON A SHIP IN THIS 3RD FLOOR UNIT WITH EXPANSIVE VIEWS OVERLOOKING THE HATHAWAY BRIDGE'' You'll never get bored watching boats come in and out and dolphins and birds playing in your back yard. The building was totally refurbished last year including new sliding glass doors. Pool and pool deck are being refurbished and opening soon. All of this for $739.69 a month and it

  Linda Kirk Coldwell Banker Realty

  6500 Bridge Water Way Unit 305, Panama City Beach, FL 32407
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  /69

  $875,000

  • 3 Beds
  • 3.5 Baths
  • 2,222 Sq Ft

  215 S Vestavia St, Panama City Beach, FL 32413

  Just under two blocks from the beach, with public beach access less than 1,500 feet from your front door, this beautifully maintained 3-bedroom, 3.5-bath home offers the perfect blend of coastal living and comfort. Inside, you'll find raised ceilings, granite countertops, recessed lighting, stainless steel appliances, a full-size laundry room, and tile flooring throughout. The layout is ideal,

  Kelly Killick EXP Realty LLC

  215 S Vestavia St, Panama City Beach, FL 32413
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  /61

  $420,000

  • 3 Beds
  • 2 Baths
  • 1,332 Sq Ft

  323 Prudence Ln, Panama City, FL 32408

  Your fully renovated Beach retreat awaits! *** This stunning cul-de-sac home has been completely transformed with no expense spared. This 3 bedroom + a heated/cooled bonus detached 4th bedroom/office or playroom offers a blend of coastal charm with brand-new flooring throughout, Quarts countertops, stylish backsplash, and all-new fixtures giving a fresh, upscale feel. Attention to detail is

  Jimmy Dean Keller Williams Success Realty

  323 Prudence Ln, Panama City, FL 32408
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  /49

  $320,000

  • 3 Beds
  • 2 Baths
  • 1,411 Sq Ft

  4536 Bylsma Cir, Panama City, FL 32404

  Welcome to 4536 Bylsma Circle, a beautifully maintained 3 bed, 2 bath home in the desirable Bylsma Manor Estates! Offering 1,411 square feet of thoughtfully designed living space, this home blends comfort, style, and functionality, without the restrictions of an HOA.Step inside to a warm and inviting living room featuring a cozy fireplace, perfect for relaxing evenings or entertaining guests.

  Dien and Andrew Group Think Real Estate

  4536 Bylsma Cir, Panama City, FL 32404
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  /9

  $649,000

  • Land
  • 0.12 Acre
  • $5,444,631 per Acre

  117 S 38th St Unit e, Mexico Beach, FL 32456

  GULF FRONT AND END UNIT! The pilings are in the permited updated all you need to do is build! There are building plans available. Did I say GULF FRONT!!! Space for GULF FRONT POOL! lot next to this one is available also

  Natalie Shoaf Pristine Properties, LLC

  117 S 38th St Unit e, Mexico Beach, FL 32456
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  /33

  $340,000

  • 1 Bed
  • 1 Bath
  • 768 Sq Ft

  5219 Sunset Ave, Panama City, FL 32408

  Welcome to Pirate's Paradise, a truly unique coastal cottage complete with two authentic, themed cannons that set the tone for this fun and memorable beach escape. The detached garage/studio and oversized storage shed adds extra value to this one-of-a-kind property. Perfectly positioned in one of the best locations on East Panama City Beach, you're just an 8-minute walk to Beach Access 4 and

  Natalie Ryan CENTURY 21 Ryan Realty Inc

  5219 Sunset Ave, Panama City, FL 32408
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  /24

  $365,000

  • 1 Bed
  • 1 Bath
  • 743 Sq Ft

  11347 Front Beach Rd Unit 1007, Panama City Beach, FL 32407

  Looking to Own Your Slice of Paradise? Here Resort Living is waiting for you! BEACHFRONT CONDO at the Iconic Edgewater Golf & Beach Resort In Panama City Beach! Stay, unpack & enjoy all the amenities that Edgewater has to offer!! No other Condo offers you what the Edgewater Resort does! As an Owner, many of the amenities are available to you at no extra cost! Amenities within the Gated Edgewater

  Melissa Wride-Auer, PA REV Realty

  11347 Front Beach Rd Unit 1007, Panama City Beach, FL 32407
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  /32

  $189,000

  • 3 Beds
  • 2 Baths
  • 1,175 Sq Ft

  806 Huntington Dr, Panama City, FL 32401

  Charming & Centrally Located 3BR/2BA Home with Fenced Yard and Playground Welcome home to this charming 3-bedroom, 2-bath detached single-family residence, ideally located within 15 minutes of Tyndall Air Force Base and less than 30 minutes from the sugar-white sands of Panama City Beach at Rick Seltzer Park. The exterior offers a large, fully fenced backyard--perfect for pets, play, and

  Brook Simmons Keller Williams Success Realty

  806 Huntington Dr, Panama City, FL 32401
• 

  

  /40

  $249,990

  • 3 Beds
  • 2 Baths
  • 1,161 Sq Ft

  6520 Olokee St, Panama City, FL 32404

  Seller is offering $10,000 Flex Cash for buyer incentives, which may be used toward closing costs, interest rate buy-down, or price reduction . Beautifully Renovated, Move-In Ready, and Sold Fully Furnished! Welcome to this beautifully updated home in a quiet neighborhood, perfectly located just minutes from Tyndall Air Force Base and close to local schools, shopping, dining, and everything

  Alina Kvasha Dalton Wade Inc

  6520 Olokee St, Panama City, FL 32404
• 

  

  /20

  $205,000

  • 3 Beds
  • 1 Bath
  • 1,040 Sq Ft

  2224 Edgewood Dr, Panama City, FL 32405

  3 bed, 1 bath home in central Panama City just off Airport Road, with quick access to 23rd Street, shopping, restaurants, and daily conveniences.Sits on a quiet road with a large, fenced backyard, mature trees, and plenty of shade.Well suited for an investment property, rental, or a first-time homebuyer looking to get into the market. Straightforward opportunity in a convenient location.

  Team Don and Bubba EXP Realty LLC

  2224 Edgewood Dr, Panama City, FL 32405
• 

  

  /31

  $259,000

  • 2 Beds
  • 2.5 Baths
  • 1,002 Sq Ft

  141 W Leslie Ln, Panama City Beach, FL 32407

  This 2 Bedroom 2.5 Bath Gulf Highlands townhome is located within a short walking distance to the white sandy beaches and crystal blue waters of the Gulf. Just steps from one of the heated pools, mini golf, pickleball, tennis and much more. Low association dues and abundant rental potential makes this lovely townhome a smart investment. Grab it for your family vacations and let the rental income

  Cheri Bruckner Emerald Coast Realty Inc

  141 W Leslie Ln, Panama City Beach, FL 32407
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  /123

  $489,900

  • 3 Beds
  • 2 Baths
  • 2,200 Sq Ft

  1234 Dundee Ln, Lynn Haven, FL 32444

  AN ENTERTAINERS DREAM HOME!Welcome to 1234 Dundee Ln, located in the desirable Mowt Highlands neighborhood.This all brick, one level home is MOVE IN READY!!Featuring 3 bedrooms and 2 full baths along with walk in closets in each bedroom accompanied by its own sliding barn door. In the Master Suite, you will find His and Her walk in closets, walk in tub and separate shower. The kitchen

  Payton Gentry Virga Realty Inc

  1234 Dundee Ln, Lynn Haven, FL 32444
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  /30

  $239,000

  • 2 Beds
  • 2 Baths
  • 860 Sq Ft

  316 Cherry St Unit 33, Panama City, FL 32401

  WATERFRONT LIVING IN ST. ANDREWS | BAY CLUB CONDO. Welcome to Bay Club at St. Andrews, where life moves a little slower and the views never get old. This 2-bedroom, 2-bath waterfront condo offers about 860 square feet of easy, low-maintenance living right along beautiful St. Andrews Bay. Step inside to a comfortable, open living and dining space that feels bright and inviting, perfect for

  Kat Tomlinson Top Producers Real Estate Group

  316 Cherry St Unit 33, Panama City, FL 32401
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  /51

  $649,900

  • 4 Beds
  • 2.5 Baths
  • 2,495 Sq Ft

  3338 Nautical Dr, Panama City, FL 32409

  This very desirable Custom built all brick home in Kirkland Manor awaits you. Open floor plan provides plenty of room for family and friends. Interior of this home has 10 ft ceilings, 8 ft doors and ceiling fans throughout. M Bath has large separate shower and walk-in whirlpool. Enjoy cooking in the upscale kitchen with granite countertops, custom cabinets, stainless appliances with large lighted

  Cliff Glansen FLATFEE.COM

  3338 Nautical Dr, Panama City, FL 32409
• 

  

  /6

  $29,000

  • Land
  • 0.99 Acre
  • $29,293 per Acre

  00 Las Vegas St, Youngstown, FL 32466

  Residential lot located close to highway 231 on the north end of Bay County. This vacant land offers an excellent opportunity to build your dream home or investment property. Lot is Zoned R-2, allowing for two single family homes, a duplex or manufactured housing. Flood zone A. Lot is not cleared and priced accordingly.

  Merisa White Keller Williams Success Realty

  00 Las Vegas St, Youngstown, FL 32466
• 

  

  /53

  $419,900

  • 2 Beds
  • 2 Baths
  • 1,252 Sq Ft

  3001 W 10th St Unit 505, Panama City, FL 32401

  Welcome to waterfront living at its finest on beautiful St. Andrews Bay! This stunning 2-bedroom, 2-bathroom condo, located on the 5th floor, offers breathtaking panoramic views and a lifestyle of comfort, convenience, and tranquility.As you step inside, you're greeted by an open-concept living and dining area filled with natural light from large, picturesque windows that perfectly frame the

  Vianah Seamon Anchor Realty Florida

  3001 W 10th St Unit 505, Panama City, FL 32401
• 

  

  /48

  $650,000

  • 4 Beds
  • 3 Baths
  • 2,885 Sq Ft

  1300 Savannah Dr, Panama City, FL 32405

  Coastal Craftsman Style, Savannah Drive, looking for a well-kept home in a great, established neighborhood, this is the ONE! Candlewick is one of those places people love to call home--sidewalks, street lamps, and a true neighborhood feel, all right in the middle of everything. You're just minutes to schools, churches, grocery stores, Lynn Haven, and a short drive to Panama City Beach. The

  Team Don and Bubba EXP Realty LLC

  1300 Savannah Dr, Panama City, FL 32405

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