Panama City, FL Homes for Sale

/51
$535,000
- 5 Beds
- 3 Baths
- 3,018 Sq Ft
4904 Christy Ln, Panama City, FL 32404

This beautiful, well maintained 3018 square foot home in Cedar Branch has 5 bedrooms and 3 bathrooms. Beautiful stone arches greet you in the main hall. The home has high ceilings, creating a much more open feeling to the home. This home has only had 2 owners and has been immaculately maintained by both. This house even has a bonus room which can be used as an office, private study, or even

Matthew Gainer

Horsley Real Estate Group

4904 Christy Ln, Panama City, FL 32404
Explore Panama City
/100
$1,100,000

$85K PRICE DROP
- 5 Beds
- 4.5 Baths
- 2,720 Sq Ft
6722 S Lagoon Dr, Panama City, FL 32408

Welcome to S Lagoon waterfront living, where investment potential, lifestyle, and flexibility come together in one beautifully updated 3-in-1 property, Pontoon conveys. Positioned directly on the water with two boat slips and a boat lift, this rare opportunity is ideal for boating enthusiasts, short-term or long-term rental income, multi-generational living, the ultimate house hacking. The main

Heather Fox

Beachy Beach Real Estate

6722 S Lagoon Dr, Panama City, FL 32408
/44
$647,000

$13K PRICE DROP
- 4 Beds
- 3 Baths
- 3,913 Sq Ft
308 Cascade St, Panama City, FL 32405

Welcome to this inviting and spacious 4-bedroom, 3-full bath home. It is situated on a .44 acre corner lot, offering the perfect floor plan for a growing or extended family. This approx. 3,900 sq. ft. Tudor style home feels fresh and modern. A cozy fireplace serves as a great focal point for gatherings and holiday festivities. The home is filled with high-end upgrades, including granite

Leslie Hampleman

Beachy Beach Real Estate

308 Cascade St, Panama City, FL 32405
/55
$450,000

$25K PRICE DROP
- 4 Beds
- 2.5 Baths
- 2,316 Sq Ft
209 Boca Shores Dr, Panama City, FL 32408

Spacious Two-Story Home with Vaulted Ceilings & Flexible Living Areas This well-designed two-story home offers generous living space, vaulted ceilings, and multiple flexible areas to suit a variety of needs. The welcoming living room features soaring ceilings, abundant natural light, and an open staircase that adds architectural interest.The kitchen includes ample cabinetry, a pantry closet,

Donna Stokes

Top Producers Real Estate Group

209 Boca Shores Dr, Panama City, FL 32408
/36
$390,000
- 4 Beds
- 3 Baths
- 1,993 Sq Ft
7016 Benton Dr, Panama City, FL 32404

Welcome to 7016 Benton Drive in Panama City, FL! This 4 bedroom, 3 full bathroom brick home offers 1,993 square feet of well-designed living space on a 0.26 acre lot in the Callaway Point subdivision with no HOA. Built in 2021, the home features an attractive brick exterior, 2-car attached garage, covered front entry, and a functional layout with comfortable indoor and outdoor living areas.

David Cannon

Fulford Real Estate Inc.

7016 Benton Dr, Panama City, FL 32404
/38
$330,000
- 4 Beds
- 2 Baths
- 1,867 Sq Ft
260 Ryder Ln, Panama City, FL 32404

Welcome home to this freshly updated gem nestled in the desirable Bridge Harbor Subdivision! This spacious four-bedroom, two-bathroom home offers 1,867 square feet of comfortable living space that's ready for you to move right in and start making memories. Inside, you'll immediately notice the brand-new paint throughout the interior, giving everything a clean, bright feel. The open floor plan

MaryAnn Enfinger

Overstreet Realty

260 Ryder Ln, Panama City, FL 32404
/48
$374,500

$374K PRICE INCREASE
- 3 Beds
- 2.5 Baths
- 1,572 Sq Ft
1227 Capri Dr, Panama City, FL 32405

Seller welcomes all reasonable offers! Don't miss this incredible waterfront opportunity! If you've ever dreamed of stepping from your own 25-foot private deck onto your boat, jet ski, kayak, or paddleboard and spending the day exploring the bay, the Gulf, or beautiful Shell Island, this is the home you've been waiting for. At the end of the day, unwind on your private upstairs balcony in the

Kim Limmer

Coastal Palms Real Estate

1227 Capri Dr, Panama City, FL 32405
/28
$218,000

$47K PRICE DROP
- 5 Beds
- 2 Baths
- 1,728 Sq Ft
1912 Chestnut Ave, Panama City, FL 32405

HUGE PRICE DROP!!!!!**Investor Special!!!! NEEDS FLOORS, paint and a creative person!!** Eligible for a FHA203K Rehab Loan!!!!!Right in the middle of town with all these perks! Fruit trees (olive, peach and apple tree), a shed and lots of space. **Solar panels for a cheap utility bill too! **WILL BE PAID OFF AT CLOSING!! (With full price offer)** House will need some updates but some are

Misty Curtis

Anchor Realty Florida

1912 Chestnut Ave, Panama City, FL 32405
/75
$535,000

$40K PRICE DROP
- 3 Beds
- 2 Baths
- 1,296 Sq Ft
7315 S Lagoon Dr, Panama City, FL 32408

No HOA and short-term rentals permitted! Located just 3 blocks from the beach and directly across from the lagoon, this beautifully furnished 3 bedroom 2 bath home offers the perfect blend of comfort and convenience. The features 2 spacious living areas ideal for relaxing or entertaining. Enjoy outdoor dining and gathers on the large deck, perfect for coast living. A generous storage building

Beth Arnold

Seashore Realty LLC

7315 S Lagoon Dr, Panama City, FL 32408
/40
$269,998
- 4 Beds
- 2.5 Baths
- 1,676 Sq Ft
311 N Gay Ave, Panama City, FL 32404

Immediate Cash Flow Opportunity! This home comes with a one-year rental agreement in place, providing you with cash flow and financial security with vetted tenants. The lease expires March 31, 2027 with rent at $1,900/month. This beautiful 4-bedroom, 2.5 bath home, built in 2019, is contemporarily designed inside and out. The open floor plan is ultra-low maintenance, with metal roof, custom

Ron Rago

Beachy Beach Real Estate

311 N Gay Ave, Panama City, FL 32404
/27
$294,000

$5K PRICE DROP
- 3 Beds
- 2 Baths
- 1,641 Sq Ft
4052 Silver Spur Rd, Panama City, FL 32404

Welcome Home! This beautifully maintained home is move-in ready and full of thoughtful updates. From the moment you arrive, you'll appreciate the fresh exterior, pride of ownership, and attention to detail throughout.Inside, you'll find a well-cared-for home featuring new carpet in the primary bedroom, updated ceiling fans, added attic flooring and attic stairs for extra storage, and a

Misty Curtis

Anchor Realty Florida

4052 Silver Spur Rd, Panama City, FL 32404
/33
$489,000

$10K PRICE DROP
- 5 Beds
- 4.5 Baths
- 8,104 Sq Ft
3911 E 11th St, Panama City, FL 32404

Unique opportunity to own a versatile property in the heart of Springfield offering residential living, income potential, and future possibilities. Currently utilized as a single-family residence and classified as such by the Bay County Property Appraiser, this expansive property features approximately 8,000 square feet under roof, including multiple living areas, flexible-use space, and a large

Jimmy Lashley

Anchor Realty Florida

3911 E 11th St, Panama City, FL 32404
/39
$540,000
- 4 Beds
- 2.5 Baths
- 2,420 Sq Ft
2907 Tupelo Dr, Panama City, FL 32405

Pool days, backyard barbecues, football Saturdays, and unforgettable family gatherings--this Kings Point home was built for making memories. Located near SweetBay, this beautifully maintained 4-bedroom, 2.5-bath all-brick home combines spacious living, thoughtful design, and exceptional outdoor entertaining. Inside, you'll find an open-concept floor plan featuring soaring ceilings, a fireplace,

Denise Vickers

Keller Williams Success Realty

2907 Tupelo Dr, Panama City, FL 32405
/2
$300,000
- 3 Beds
- 2 Baths
- 1,900 Sq Ft
270 N Charlene Dr, Panama City, FL 32404

Attention investors, flippers, and handy buyers! Incredible equity potential awaits at 270 N Charlene Drive. This 3-bedroom, 2-bathroom brick ranch offers 1,900 square feet of solid bones and a highly functional layout, just waiting for your personal style and creative updates. Nestled in a quiet Callaway pocket on a spacious 0.35-acre lot, this property is being sold completely as-is, making it

Priscilla Engler

FLORIDA HOMES REALTY & MTG LLC

270 N Charlene Dr, Panama City, FL 32404
/45
$227,500

$2K PRICE DROP
- 2 Beds
- 2.5 Baths
- 1,562 Sq Ft
802 Baldwin Rowe Cir, Panama City, FL 32405

This 2-bedroom, 2.5-bath townhome in Panama City's Baldwin Rowe community offers a low-maintenance option within a gated neighborhood. With 1,562 square feet and an attached garage, the layout supports both everyday living and lock-and-leave convenience. The property is currently occupied and has a history of use as a primary residence. Inside, the main level includes a functional kitchen,

Ashton Wellborn

Salty Marlin Realty LLC

802 Baldwin Rowe Cir, Panama City, FL 32405
/30
$699,900

$5K PRICE DROP
- 4 Beds
- 2.5 Baths
- 2,255 Sq Ft
3541 Sanctuary Dr, Panama City, FL 32408

Stunning 2-story home in Sanctuary Beach gated community in Panama City! Short-term rentals OK. Built 2021 with 4BR/2.5 BA, 2,255 sq. ft. Minutes from world-class beaches at St. Andrews Park, Nicklaus-designed golf course, tennis & marinas blocks away, and steps to the community pool. This Craftsman-style gem backs up to a greenspace & features hardwood floors throughout, 10-ft. ceilings/8 ft.

George Dusoe

Millenia Realty of Florida

3541 Sanctuary Dr, Panama City, FL 32408
/41
$264,900

$25K PRICE DROP
- 2 Beds
- 2.5 Baths
- 1,090 Sq Ft
2603 Beech St, Panama City, FL 32408

Beautifully updated and move in ready home featuring fresh, modern finishes throughout. Durable luxury vinyl plank flooring flows seamlessly through the living area and bedrooms, complemented by neutral paint tones and crisp white trim.The open living and dining area offer excellent natural light and flexible space for everyday living and entertaining. The kitchen features wood cabinets and

Donna Stokes

Top Producers Real Estate Group

2603 Beech St, Panama City, FL 32408
/65
$198,900

$1K PRICE DROP
- 3 Beds
- 2 Baths
- 1,524 Sq Ft
403 Transmitter Rd, Panama City, FL 32401

Remarkable opportunity for investors, first-time homebuyers, or anyone looking for an affordable property with flexibility and proven rental appeal. This charming home has previously been used as an Airbnb and has hosted military families in transition, buyers waiting on delayed closings, and guests needing an affordable place to stay with room for both family and belongings. Located directly

Kerry Jackson

LPT Realty LLC

403 Transmitter Rd, Panama City, FL 32401
/49
$430,000

$10K PRICE DROP
- 3 Beds
- 2 Baths
- 1,262 Sq Ft
9860 S Thomas Dr Unit 606, Panama City, FL 32408

Welcome to Unit 606 at Laketown Wharf Resort, an updated three-bedroom, two-bath condominium offering Gulf views and a prime location in the heart of Panama City Beach. Designed for easy coastal living, this spacious residence features an open-concept living and dining area, abundant natural light, updated finishes, and a private balcony with views toward the Gulf. Ideal as a primary residence,

Whitby Jerkins

Serhant

9860 S Thomas Dr Unit 606, Panama City, FL 32408
/34
$265,000
- 3 Beds
- 2.5 Baths
- 1,500 Sq Ft
326 Raven Ln, Panama City, FL 32404

Motivated Seller Welcome to 326 Raven Lane a newer two-story home built in 2021 with a clean, modern feel and a super homey feel. It's in a quiet neighborhood right next to a park, perfect for kids, pets, or relaxing outside. Inside, you'll find quartz countertops, luxury vinyl floors, custom cabinets, and stylish lighting that make the space feel fresh and comfortable. The open layout downstairs

Sabina Balch

Keller Williams Success Realty

326 Raven Ln, Panama City, FL 32404
/28
$194,900

$5K PRICE DROP
- 2 Beds
- 1.5 Baths
- 972 Sq Ft
3914 Venetian Cir, Panama City, FL 32405

NEWLY RENOVATED PROPERTY. DON'T miss this one.NO HOA FEES, Great investment property or Owner occupied. This is an end unit offering a larger side yard and side access to the back yard. This Townhome offers 2 nice size bedrooms on the 2nd floor as well as a full bath. The first floor offers Livingroom /dining as well as a half bath. Kitchen with breakfast bar. Sliding doors from the dining

Donna Stokes

Top Producers Real Estate Group

3914 Venetian Cir, Panama City, FL 32405
/88
$303,500

$7K PRICE DROP
- 3 Beds
- 2 Baths
- 1,545 Sq Ft
2923 Cedars Crossing, Panama City, FL 32405

Located just 10 miles from Tyndall Air Force Base and only 4.3 miles from Downtown Panama City, this beautifully updated home offers the perfect blend of comfort, style, and convenience. Inside, you'll find durable LVP flooring throughout (2022). Major kitchen updates completed in 2022, including freshly painted cabinets with updated hardware, stylish butcher block countertops, a modern

Heather Fox

Beachy Beach Real Estate

2923 Cedars Crossing, Panama City, FL 32405
/49
$479,900
- 4 Beds
- 3.5 Baths
- 2,817 Sq Ft
4850 Loblolly Way, Panama City, FL 32404

WOW! **GENEROUS SELLER INCENTIVES!** Up to 3.3% (of purchase price) seller credit toward buyer closing costs, rate buy down etc., a 2-year home warranty, and 1 year of HOA dues paid with an acceptable offer! This is an exceptional opportunity for buyers!Welcome to this beautiful 4-bedroom 4-bath home in the highly sought-after Titus Park community, offering a community pool and dog run within

Michael Werner

Keller Williams Success Realty

4850 Loblolly Way, Panama City, FL 32404
/36
$365,000

$10K PRICE DROP
- 3 Beds
- 2 Baths
- 1,456 Sq Ft
1806 Tyndall Dr, Panama City, FL 32401

New Roof to be installed prior to closing! Welcome to this beautifully maintained 3-bedroom, 2-bath home located in one of Panama City's most sought-after communities, The Cove. This charming residence offers comfortable living spaces, timeless character, and a prime location close to everything the area has to offer. Inside, you'll find a spacious living area filled with natural light, a primary

Tiffany Davies

Coldwell Banker Realty

1806 Tyndall Dr, Panama City, FL 32401
/43
$1,049,000

$26K PRICE DROP
- 2 Beds
- 2 Baths
- 1,708 Sq Ft
6303 Palm Ct, Panama City, FL 32408

Welcome to 6303 Palm Court, Panama City Beach, FL 32408, a spacious 2-bedroom, 2-bath home located in the highly desirable Grand Lagoon area just minutes from St. Andrews State Park, public boat ramps, marinas, waterfront restaurants, and the white sand beaches of the Gulf Coast. Built in 1994 and offering approximately 1,708 square feet of living space, this well-maintained Panama City Beach

Frank Trenholm

Coldwell Banker Realty

6303 Palm Ct, Panama City, FL 32408
/30
$269,999

$5K PRICE DROP
- 3 Beds
- 2 Baths
- 1,264 Sq Ft
3720 E 7th St, Panama City, FL 32401

Welcome home to this beautiful new construction, never lived in and ready for you to make it your own! This charming 3 bedroom, 2 bath home with a 1 car garage is perfect for first-time buyers looking for comfort, style, and low maintenance living. The exterior features durable Hardie siding, giving you peace of mind and easy upkeep. Inside, you'll love the thoughtful upgrades, including

Blaine Atkinson

Live 30A Real Estate LLC

3720 E 7th St, Panama City, FL 32401
/67
$329,000

$10K PRICE DROP
- 3 Beds
- 2 Baths
- 1,746 Sq Ft
2335 Fortune Ave, Panama City, FL 32405

Welcome to 2335 Fortune Avenue! This beautifully maintained 3-bedroom, 2-bath home with a dedicated office is located in the desirable Forest Park community, right in the heart of Panama City. Offering a spacious open-concept layout, this home features tray ceilings, abundant natural light, and a functional floor plan designed for both everyday living and entertaining. The kitchen overlooks the

Justin Cater

EXP Realty LLC

2335 Fortune Ave, Panama City, FL 32405
/24
$229,000

$20K PRICE DROP
- 3 Beds
- 1.5 Baths
- 1,350 Sq Ft
1811 Calhoun Ave, Panama City, FL 32405

Welcome to 1811 Calhoun Ave -- a charming home perfectly positioned in the heart of Panama City, just minutes from the historic waterfront of St. Andrews and a short drive to the sugar-white sands of Panama City Beach. This inviting property offers the ideal blend of convenience and coastal lifestyle. Enjoy being close to local marinas, parks, restaurants, and boutique shopping, all while tucked

Misty Curtis

Anchor Realty Florida

1811 Calhoun Ave, Panama City, FL 32405
/53
$414,900

$14K PRICE DROP
- 3 Beds
- 2 Baths
- 1,640 Sq Ft
2816 Mary Baldwin Cir, Panama City, FL 32405

MOTIVATED SELLER | ALL OFFERS WELCOME! Welcome to 2816 Mary Baldwin Circle, a meticulously maintained 3-bedroom, 2-bath home situated on a spacious corner lot beneath beautiful mature oak trees. Every improvement has been thoughtfully completed, creating a home that offers both timeless character and modern convenience. From the moment you step inside, you'll notice soaring vaulted ceilings,

Frank Trenholm

Coldwell Banker Realty

2816 Mary Baldwin Cir, Panama City, FL 32405
/27
$250,000
- 3 Beds
- 1 Bath
- 914 Sq Ft
3014 W 21st Ct, Panama City, FL 32405

Welcome to your completely updated single-family gem that's being sold fully furnished, making it truly move-in or rent-ready from day one.Inside, you'll find a bright, refreshed interior with modern finishes throughout--perfect for easy everyday living and low-maintenance ownership. The thoughtfully furnished layout offers comfortable bedrooms, a welcoming living space, and an efficient

Ashley McKee

EXP Realty LLC

3014 W 21st Ct, Panama City, FL 32405
/92
$229,000

$9K PRICE DROP
- 3 Beds
- 2 Baths
- 1,376 Sq Ft
3515 W 19th St Unit 2, Panama City, FL 32405

Adorably updated, this beautifully updated townhouse combines modern style with comfortable everyday living near the heart of St. Andrews. Inside, you'll find fresh finishes, contemporary touches, and a warm fireplace that creates the perfect focal point for the living space. The flexible floor plan offers a downstairs bedroom and bath, an upstairs bedroom and bath, and an additional bonus space

Heather Fox

Beachy Beach Real Estate

3515 W 19th St Unit 2, Panama City, FL 32405
/35
$331,912
- 3 Beds
- 2 Baths
- 2,108 Sq Ft
3625 E Ohenry Dr, Panama City, FL 32408

Here's a house with real room to stretch out and a whole lot of possibility baked right in. Sitting on a quarter-acre lot near the east end of Panama City Beach, this three-bedroom, three-bath home gives you 2,108 square feet to reimagine however you like. The layout is a fun one. Downstairs you've got the main living room, and upstairs a Florida room adds a bright spot to catch some sun or curl

MaryAnn Enfinger

Overstreet Realty

3625 E Ohenry Dr, Panama City, FL 32408
/18
$198,500

$7K PRICE DROP
- 2 Beds
- 1 Bath
- 869 Sq Ft
213 Springfield Ave, Panama City, FL 32401

Check out this cozy home with a covered front porch, newly fenced deep lot, and comes with a home warranty! Updated and ready for it's next owners, you'll appreciate the updated interior, roof, air conditioning, and more. Great location only minutes to shopping, historic Panama City, Tyndall Air Force Base, boat launches, parks, and more. Backyard is ready for your vision, with a new privacy

Dennis Nelson

Keller Williams Success Realty

213 Springfield Ave, Panama City, FL 32401
/93
$399,000

$20K PRICE DROP
- 3 Beds
- 2 Baths
- 1,465 Sq Ft
104 Lakeridge Dr, Panama City, FL 32405

Did you say waterfront? Life on the water becomes your everyday backdrop in this beautifully updated waterfront home, where you can swim, fish, boat, or paddleboard right from your backyard. Designed to embrace both comfort and lifestyle, the home features 9-foot ceilings that create an open, airy feel, along with thoughtful upgrades throughout that elevate both form and function.Recent

Heather Fox

Beachy Beach Real Estate

104 Lakeridge Dr, Panama City, FL 32405
/50
$375,000
- 1 Bed
- 2 Baths
- 980 Sq Ft
9900 S Thomas Dr Unit 2302, Panama City, FL 32408

OWNER FINANCING AVAILABLE ASK FOR TERMS! AMAZING VIEWS FOR MILES! 23rd Floor Gulf Front Penthouse Condo in Shores of Panama.You won't find better views and large balcony for this price! This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances,

Paul LaCourse

Anchor Realty Florida

9900 S Thomas Dr Unit 2302, Panama City, FL 32408
/8
$45,000
- Land
- 21,780 Sq Ft
- $90,000 per Acre
200 Beechwood Way, Panama City, FL 32404

Discover the possibilities with this spacious 1⁄2-acre homesite at 200 Beechwood Way, Panama City, FL! Whether you're dreaming of building a custom home or placing a new mobile home, this versatile property offers the flexibility you've been looking for. Zoned for both single-family and mobile homes, the lot measures approximately 100' x 220', providing plenty of room for your home, workshop, RV,

Misty Curtis

Anchor Realty Florida

200 Beechwood Way, Panama City, FL 32404
/99
$285,000

$10K PRICE DROP
- 1 Bed
- 2 Baths
- 1,047 Sq Ft
9860 S Thomas Dr Unit 604, Panama City, FL 32408

Rental machine: 2025=$36,727.03, 2024=$34,965.84, 2023=$37,327.83, 2022=$37,787.05, 2021=$49,644.27This incredible unit is strategically located on the south end so no unobstructed view of the pristine gulf waters. Additionally, located near the stairs and elevator... meaning during peak rental times your guests can avoid the elevator and take 2 flights to the kiddie pool, or the parking

Heather Fox

Beachy Beach Real Estate

9860 S Thomas Dr Unit 604, Panama City, FL 32408
/47
$200,000
- Land
- 6,534 Sq Ft
- $1,333,333 per Acre
00 Treasure Cir, Panama City, FL 32408

This fantastic blank slate is situated in the desirable Treasure Island area of Panama City Beach, just under half a mile from two public beach access points. Convenient location, convenient access 1 block off Thomas Dr, and views of South Lagoon from your potential home! Enjoy easy access to the pristine white sandy beaches and the sparkling waters of the Gulf. Measuring 75 by 85 feet, this lot

Heather Fox

Beachy Beach Real Estate

00 Treasure Cir, Panama City, FL 32408
/5
$1,190,000
- 1,837 Sq Ft
3533 U S 98, Panama City, FL 32401

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS - Completely revitalized and effectively new as of 2021, this 14-unit multifamily property offers an exceptional turnkey investment opportunity. Each studio unit is approximately 280 square feet and has been fully updated as of 2021 with brand-new electrical wiring, sewer and water lines, windows and doors, drywall, trusses, and roof.

Michael Werner

Keller Williams Success Realty

3533 U S 98, Panama City, FL 32401
/10
$225,250
- 1 Bed
- 1.5 Baths
- 870 Sq Ft
5408 Pinetree Ave, Panama City, FL 32408

Half a mile from the sand and priced to catch your eye -- this one-bedroom, one-and-a-half-bath attached home in the Thomas Drive area is the kind of easygoing coastal find that doesn't come along every day. With 870 square feet of single-story living, it's compact, breezy, and ready for someone with a paintbrush and a plan. The renovation work here is mostly cosmetic, so don't let the word scare

MaryAnn Enfinger

Overstreet Realty

5408 Pinetree Ave, Panama City, FL 32408

Showing Results 1 - 40, Page 1 of 18

Florida Bay County

Why Live in Panama City

Panama City, located in the Florida Panhandle, is a historic community overlooking St. Andrew Bay, just minutes from the Emerald Coast's beaches. Unlike its neighboring Panama City Beach, Panama City is home to more full-time residents and offers a residential lifestyle with access to vacation-like attractions. The city is undergoing significant infrastructure revitalization, focusing on upgrading sewage and drinking water systems and repairing damage from Hurricane Michael. Housing options include primarily three-bedroom bungalows and cottages, with some newly built luxury homes and condos offering waterfront views. The median home price is around $305,000. St. Andrew Bay is central to local life, with many residents spending time on the water, utilizing marinas like St. Andrew Marina and visiting nearby Shell Island. The revitalizing Historic Downtown district features new restaurants, cobblestone streets, and a historic movie theater, with Harrison Avenue hosting pubs, bars, boutiques, and coffee shops. The Panama City Farmers Market and several seafood restaurants in the Historic St. Andrew neighborhood add to the local charm. The city also boasts a growing arts community, with art galleries, the Martin Theatre, and the CityArts Cooperative. Schools in Panama City are highly rated, including the Rising Leaders Academy, North Bay Haven Charter Academy High School, and A. Crawford Mosley High School. The BayWay bus system provides public transportation, and the Northwest Florida Beaches International Airport is about 23 miles away.

Learn more about living in Panama City

Frequently Asked Questions

What is the average home price in Panama City, FL?

Homes for sale in Panama City, FL have an average home price of $458,181.

How many homes have sold over the last 12 months in Panama City, FL?

2,518 homes have sold in Panama City, FL over the last 12 months.

What is the average household income in Panama City, FL?

The average household income in Panama City, FL is $75K.

Is Panama City, FL a safe city?

In general, the safest neighborhoods in Panama City, FL with lower crime scores are Saint Andrews and Downtown.

What are the most popular zip codes in Panama City, FL?

The most popular zip codes in Panama City, FL include 32405, 32401, 32444, 32404 and 32408.

What are the most popular neighborhoods in Panama City, FL?

The most popular neighborhoods in Panama City, FL with the most homes for sale are West Panama City, Saint Andrews, East Panama City, Downtown North and South Panama City.

How much do you need to make to afford a house in Panama City?

The median home price in Panama City is $348,450. If you put a 20% down payment of $69,700 and had a 30-year fixed mortgage with an interest rate of 6.55%, your estimated principal and interest payment would be $1,770 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $76K a year to afford the median home price in Panama City. Learn how much home you can afford with our Home Affordability Calculator. The average household income in Panama City is $75K.

How are the schools in Panama City, FL?

Panama City, FL has highly rated public and private schools. Some of the best schools in Panama City based on Niche Grades are The Collegiate School at FSU Panama City, University Academy and Rising Leaders Academy. The neighborhoods in Panama City with the highest rated schools are West Panama City, Saint Andrews and East Panama City. Browse all the schools in Panama City, FL to learn more.

Home Prices in Panama City, FL

The median home sale price in Panama City, FL is $324,900, consistent with the median home sale price year-over-year. Homes in Panama City sell in 61 days on average, compared to the national average of 56 days.

Home Price Trends

Median Sale Price $324,900	Median Single Family Sale Price $330,000
Median Townhouse Sale Price $252,900	Median 2 Bedroom Sale Price $300,000
Median 1 Bedroom Sale Price $292,450	Average Price Per Sq Ft $245
Number of Homes for Sale 1,221	Last 12 months Home Sales 2,518
Months of Supply 5.80	Median List Price $348,450
Median Change From 1st List Price 3%	Median Home Sale Price YoY Change 0%

How to Buy a Home How to Finance a Home How to Sell a Home

Panama City Types of Homes for Sale

Panama City Homes by Price

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Panama City Homes for Sale by Style

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