Bay County FL Homes under $100,000

• 

  

  

  /11

  $75,000

  • Land
  • 5 Acres
  • $15,000 per Acre

  10433 Western Rd, Fountain, FL 32438

  Here is a peaceful area to build or move your Mobile home to. Seller has already added a private well. All that is left is a septic tank and power pole and you are ready to take up residence. Go look at the property on the corner of Western Rd and Nacho St in the Fountain Fl. area. this is a must see. Over 2 acres are cleared.

  Gary Johns AMERICAN REALTY of Bay Co, Inc

  10433 Western Rd, Fountain, FL 32438
• 

  

  

  /7

  $57,500

  • Land
  • 0.6 Acre
  • $95,833 per Acre

  1023 Reel Easy Dr, Panama City, FL 32404

  Amazing Waterfront homesite in the desirable Laird Bayou. Breathtaking views from nearly every direction. Enjoy wonderful breezes off East Bay. At over .60 of an acre there is plenty of room to build your Dream Home. Laird Bayou is a gated waterfront community with beautiful custom homes. Ribbon curbed streets and underground utilities. Amenities include a Pool, Boat Launch with Day Dock and RV &

  Donald West Northwest Florida Realty, LLC

  1023 Reel Easy Dr, Panama City, FL 32404
• 

  

  

  /5

  $33,999

  • Land
  • 0.5 Acre
  • $67,998 per Acre

  6333 Judith Ln, St. Andrews Bay, FL 32404

  Please note, the seller has lowered the price several times and is now firm at the listing price.This 0.5-acre vacant lot in Bay, FL offers power on site, public water, public sewer, and paved roads, making it an ideal location to build your future home. Conveniently located 7.6 miles from Tyndall AFB and 21.2 miles from Historic Downtown Panama City, the property is also just a short

  Zach Hilferding NEW ALLIANCE GROUP REALTY

  6333 Judith Ln, St. Andrews Bay, FL 32404
• 

  

  

  /11

  $50,000

  • Land
  • 0.11 Acre
  • $454,545 per Acre

  563 Palermo Rd, Panama City, FL 32405

  Owner financing is available! Great buildable lot in a centrally located Venetian Villa subdivision right off Hwy 390, close to schools, shopping, restaurants and entertainment. No HOA! The lot had a spacious 3 bedroom/3 bathroom 1547 sq. ft. townhome that was destroyed by the Hurricane Michael. There's no HOA. The land use is MU-3 (mixed use). Get a brand new townhome built and use it as a

  Irina Mathews LPT Realty LLC

  563 Palermo Rd, Panama City, FL 32405
• 

  

  

  /4

  $15,000

  • Land
  • 0.74 Acre
  • $20,270 per Acre

  0 Morningside Way Unit 781731, Panama City, FL 32438

  3/4± Acre lot in Fountain, FL. 100'x320', Long tract, adjacent to the train track. Zoned Ag-1.

  Matthew Grimsley Counts Real Estate Group

  0 Morningside Way Unit 781731, Panama City, FL 32438
• 

  

  /5

  $56,000

  • Land
  • 0.46 Acre
  • $121,739 per Acre

  Lot 8 Palm Ave, Youngstown, FL 32466

  Affordable, great building lot in the Lakeshore Heights area of Bay County. This large waterfront canal lot is 100x200 and could be paradise to put your new home on. Canal connects to Deer Point Lake which is a premier fishing area. Property is a short distance to the Panama City 23rd St. shopping district. Also close to Deer Point Lake boat landing and Econfina Creek. Deer Point Lake is a 5,000

  Daryle Burkey Coldwell Banker Realty

  Lot 8 Palm Ave, Youngstown, FL 32466
• 

  

  /3

  $42,500

  • Land
  • 0.42 Acre
  • $101,190 per Acre

  5915 Watersedge Blvd, Panama City, FL 32404

  Nestled in a quiet, private setting, this beautiful 0.425-acre lot offers a rare blend of privacy and coastal charm. Located just moments from the water, the property provides a serene atmosphere with plenty of space to build your dream home or vacation retreat. Its peaceful surroundings and close proximity to Panama City's beaches, marinas, and local amenities make it an ideal spot for those

  Ricardo Hidalgo Watersound Real Estate

  5915 Watersedge Blvd, Panama City, FL 32404
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  /4

  $4,000

  • Land
  • 0.15 Acre
  • $26,667 per Acre

  11827 Oleander St, Fountain, FL 32438

  Affordable vacant lot in the peaceful community of Fountain, Florida! This 50' x 135' property, zoned R-2, is perfect for a single-family home or mobile home, giving you flexible options to build or place your next residence. Enjoy quiet rural living with convenient access to Hwy 231. Whether you're a first-time buyer, investor, or looking for a future homesite, this lot offers excellent

  Robert Davis Blue Bird Woliver Realty

  11827 Oleander St, Fountain, FL 32438
• 

  /2

  $3,250

  • Land
  • 0.15 Acre
  • $21,667 per Acre

  11717 Krocus St, Fountain, FL 32438

  Affordable vacant lot in the peaceful community of Fountain, Florida! This 50' x 135' property, zoned R-2, is perfect for a single-family home or mobile home, giving you flexible options to build or place your next residence. Enjoy quiet rural living with convenient access to Hwy 231. Whether you're a first-time buyer, investor, or looking for a future homesite, this lot offers excellent

  Robert Davis Blue Bird Woliver Realty

  11717 Krocus St, Fountain, FL 32438
• 

  /2

  $99,000

  • Land
  • 0.33 Acre
  • $300,000 per Acre

  7414 Florida 77, Panama City, FL 32409

  Excellent high traffic and high visibility site. This is a small corner located at the southeast corner of Highway 77 and Scurlock Road in Southport, FL. Near Pure Gas, Tom Thumb, and Bellyful restaurant. Great for small retail or office, ice machine, or an RV/Boat wash. Highway 77 traffic count: 29,000 (2022) ; Highway 2321 traffic count: 13,500 (2022). Site has been cleared and fill dirt put on

  Charlie Haas Counts Real Estate Group

  7414 Florida 77, Panama City, FL 32409
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  /8

  $75,000

  • Land
  • 2.75 Acres
  • $27,273 per Acre

  Lot B Anderson Rd, Ebro, FL 32437

  Owner Financing Available-Almost half way between Freeport and Panama City Beach-If you have been searching for your perfect lot for your forever or second home- you need to look no further. This serene 2.75-acre lot nestled in the quiet community of Ebro, Bay County offers a blend of privacy and convenience, directly bordering Washington county w egress to the East River- This property offers a

  Jessica Jennings By the Water Realty

  Lot B Anderson Rd, Ebro, FL 32437
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  /11

  $48,500

  • Land
  • 0.12 Acre
  • $404,167 per Acre

  00 Minneola St, Callaway, FL 32404

  Property Highlights Ideal for new construction, mobile home, or investment property. Mixed-use zoning offers flexible buildoptions. Flat, buildable land with easy access to paved Beulah Avenue. Public water and sewer available atthe street. Convenient to schools, shopping, and downtown Panama City. Market Opportunity Vacant lots in this area have been selling steadily, with strong demand

  Patrick Casey Full Sail Realty of NWFL

  00 Minneola St, Callaway, FL 32404
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  /8

  $53,500

  • Land
  • 0.12 Acre
  • $445,833 per Acre

  0 Beulah Ave Unit 781207, Panama City, FL 32404

  Property Highlights: Ideal for new construction, mobile home, or investment property. Mixed-use zoning offers flexible buildoptions. Flat, buildable land with easy access to paved Beulah Avenue. Public water and sewer available atthe street. Convenient to schools, shopping, and downtown Panama City. Market Opportunity Vacant lots in this area have been selling steadily, with strong demand

  Patrick Casey Full Sail Realty of NWFL

  0 Beulah Ave Unit 781207, Panama City, FL 32404
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  /31

  $85,955

  • 3 Beds
  • 2 Baths
  • 1,248 Sq Ft

  250 Nelle Ave Unit M, Panama City, FL 32404

  Your Worry-Free Sanctuary: The Clayton "Three Little Birds" Description: Step into a home where every little thing feels alright. Inspired by a spirit of peaceful, easy living, the "Three Little Birds" by Clayton Homes is the sanctuary you've been searching for. This charming model is designed to be your personal retreat from the hustle and bustle, a place where you can truly

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit M, Panama City, FL 32404
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  /25

  $89,900

  • 3 Beds
  • 2 Baths
  • 1,152 Sq Ft

  250 Nelle Ave Unit 18, Panama City, FL 32404

  A Bright New Beginning: The Clayton "Here Comes the Sun" Description: Step into a home that's as cheerful as its name! The "Here Comes the Sun" by Clayton Homes is designed to fill your life with light, joy, and a sense of calm. This thoughtfully crafted model features an expansive, open layout that feels both spacious and incredibly welcoming. Imagine starting your day in a

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 18, Panama City, FL 32404
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  /5

  $65,000

  • Land
  • 0.52 Acre
  • $125,969 per Acre

  107 Lake Merial Blvd, Panama City, FL 32409

  I’m Excited About This Property! ........ Now Let Me Tell You Why! ... OWNER FINANCING! ... Gated Community! .... Build the Waterfront Home Of Your Dreams! Here Are The Details: ... Land: 22,476/sf .... Linear Water Front: 155’ .... This property has it all! .... Buyer must preview "Virtual Walk-Through" before showing.

  Leon Weinschneider Beachfront Realty Inc

  107 Lake Merial Blvd, Panama City, FL 32409
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  /18

  $81,900

  • Land
  • 0.07 Acre
  • $1,170,000 per Acre

  422 Paradise Blvd, Panama City Beach, FL 32413

  Paradise Grove is a gated community located just two miles from Hwy 79 on the west end of Panama City Beach. Enjoy a short 10-minute drive to Pier Park, Frank Brown Park, Top Golf, and the white sandy beaches, plus plenty of dining and entertainment options nearby. This well-established neighborhood features around 50 newer homes, a community pool, green space, and a dog-walk area. A great

  Celia Bush Think Real Estate

  422 Paradise Blvd, Panama City Beach, FL 32413
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  /13

  $60,000

  • Land
  • 0.39 Acre
  • $153,846 per Acre

  1001 Tidewater Ln, Panama City, FL 32404

  Enjoy the most prestigious, private neighborhood of Laird Point as you envision yourself building your dream home overlooking Laird Bayou on this .386 vacant piece of residential land. With 94 feet of frontage on the water you can enjoy the beautiful landscape of having your own residence meshed within luxury housing in this gated community. Lot 54 is a waterfront paradise set right in a

  Elaine Fenster Coastal Palms Real Estate

  1001 Tidewater Ln, Panama City, FL 32404
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  /11

  $79,999

  • 2 Beds
  • 2 Baths
  • 1,296 Sq Ft

  137 Big Oak Ln, Panama City, FL 32404

  This 2-bedroom, 2-bath mobile home in beautiful Panama City offers comfort and convenience at an unbeatable price. Featuring a spacious open floor plan, a bright kitchen, and two full bathrooms. Located just minutes from shopping, dining, and the beach. Don't wait—this one won't last long!

  Steven Koleno Beycome of Florida LLC

  137 Big Oak Ln, Panama City, FL 32404
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  /3

  $65,000

  • Land
  • 0.74 Acre
  • $87,838 per Acre

  1015 Virginia Ct, Panama City, FL 32404

  discover this perfect opportunity to build your dream home. property is potentially large enough to build 2 or three homes., depending on set backs for well and septic tank. 330 feet of paved street frontage, excellent access and visibility. Great investment potential for builders or families seeking space and privacy. Contact listing agent today for more details, zoning information. Go show.

  Will Pender Keller Williams Success Realty

  1015 Virginia Ct, Panama City, FL 32404
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  /13

  $50,000

  • Land
  • 0.26 Acre
  • $192,308 per Acre

  700 Joan Ln, Panama City, FL 32404

  Discover the perfect setting for your home on this beautiful lakefront lot, ideally situated at the end of a peaceful cul-de-sac. Offering over a quarter acre of land, this spacious homesite provides water views and a serene atmosphere. Enjoy lakeside living while remaining conveniently close to local amenities, schools, and shopping. With ample space to design and build, this lot is a rare

  Steve Butler ERA Neubauer Real Estate, Inc

  700 Joan Ln, Panama City, FL 32404
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  /14

  $99,000

  • Land
  • 3.15 Acres
  • $31,429 per Acre

  0 N Berthe Ave Unit 780682, Panama City, FL 32404

  3.15 Acres located at the curve of Pittsburgh and Berthe. Great location being unincorporated to allow farm animals, bring your horses! The property is next to a power line easement allowing that area to possibly be used for additional riding. Eligible for mobile home or new construction build. The county has also granted the gravel portion of the road to the seller making the parcel a bit

  Coralee King Beachy Beach Real Estate

  0 N Berthe Ave Unit 780682, Panama City, FL 32404
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  /6

  $79,950

  • Land
  • 0.14 Acre
  • $571,071 per Acre

  510 Satsuma Ave, Panama City, FL 32401

  Prime vacant lot at 510 Satsuma Ave in Panama City, just steps from Watson Bayou Marina and minutes to historic downtown. Enjoy boating, dining, and local shops nearby with quick access to St. Andrews Bay and the Gulf. Perfect for building your dream home or investment property in a growing waterfront community.

  The Warren Group Christies International Real Estate Emerald Coast

  510 Satsuma Ave, Panama City, FL 32401
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  /3

  $49,999

  • Land
  • 0.24 Acre
  • $208,329 per Acre

  1613 E 7th St, Panama City, FL 32401

  Discover the perfect canvas for your next dream home or investment build! Welcome to 1613 E 7th Street a spacious 10,454 Sq Ft (approx. 0.24 acre) corner lot, ideally positioned for maximum visibility and easy access. This builder-ready vacant residential lot comes fully equipped with city utilities already in place, including water, sewer, and electric — a major advantage that streamlines your

  Glen Gould EXP Realty LLC

  1613 E 7th St, Panama City, FL 32401
• 

  

  /3

  $65,000

  • Land
  • 1.45 Acres
  • $44,828 per Acre

  9110 Oakridge Ln, Youngstown, FL 32466

  Large 1.4 acre lot, mostly wooded with some clearing, there is a mobile home on the property. buyer to determine the value.

  Will Pender Keller Williams Success Realty

  9110 Oakridge Ln, Youngstown, FL 32466
• 

  

  /10

  $75,000

  • Land
  • 1.5 Acres
  • $50,000 per Acre

  6807 John Pitts Rd, Panama City, FL 32404

  Build your dream home on over 1.5 acres! This spacious 1.5+ acre property on John Pitts Road is a prime homesite, already cleared and ready for your vision. Previously mobile home on the land and still has a well (needs a new pump), septic, and power, though buyers should verify their condition. A small pond, possibly still stocked with fish, adds charm to the property. With multiple possible

  Lisa Morgan World Impact Real Estate

  6807 John Pitts Rd, Panama City, FL 32404
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  /5

  $79,000

  • Land
  • 0.26 Acre
  • $303,846 per Acre

  1203 Colorado Ave, Lynn Haven, FL 32444

  This large 75x150 lot is conveniently located in the heart of Lynn Haven. Build your dream home and be conveniently located just minutes from the beautiful parks, boat launch, schools, and all of the shops and restaurants in Lynn Haven. This lot was just completely cleared and is ready to build! 1205 Colorado Ave is also negotiable to sell. Please drive by today!

  Tracey Coker Counts Real Estate Group Inc

  1203 Colorado Ave, Lynn Haven, FL 32444
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  /3

  $49,500

  • Land
  • 0.5 Acre
  • $99,000 per Acre

  6013 Wedgewood Ln, Key Development Estates, FL 32466

  This spacious parcel offers an incredible opportunity to build your dream home in a peaceful, well-established neighborhood. With a generous lot size, you'll have plenty of room to create the ideal living space. The lot is ideally situated with easy access to major highways. This location offers both convenience and tranquility. Adjoining parcel also available.

  Katie Patronis CENTURY 21 Ryan Realty Inc

  6013 Wedgewood Ln, Key Development Estates, FL 32466
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  /7

  $49,500

  • Land
  • 0.45 Acre
  • $110,000 per Acre

  6009 Wedgewood Ln, Key Development Estates, FL 32466

  This spacious parcel offers an incredible opportunity to build your dream home in a peaceful, well-established neighborhood. With a generous lot size, you'll have plenty of room to create the ideal living space. The lot is ideally situated with easy access to major highways. This location offers both convenience and tranquility. Adjoining parcel also available.

  Katie Patronis CENTURY 21 Ryan Realty Inc

  6009 Wedgewood Ln, Key Development Estates, FL 32466
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  /2

  $49,500

  • Land
  • 0.53 Acre
  • $93,396 per Acre

  0 Sunshine Dr, Youngstown, FL 32466

  Discover the perfect opportunity to build your dream home or invest in the serene community of Indian Bluff in Youngstown, Florida. Lot 30 offers a peaceful retreat surrounded by natural beauty, providing privacy and tranquility while still being conveniently located near Panama City.

  Katie Patronis CENTURY 21 Ryan Realty Inc

  0 Sunshine Dr, Youngstown, FL 32466
• 

  

  /19

  $78,000

  • Land
  • 0.98 Acre
  • $79,592 per Acre

  723 Vista Del Sol Ln, Panama City, FL 32404

  This beautiful, gated community is the perfect location for your new home. Ammenities include a private boat ramp and a clubhouse with community pool.

  Angie Blissett Berkshire Hathaway HomeServices Beach Properties of Florida

  723 Vista Del Sol Ln, Panama City, FL 32404
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  /4

  $57,900

  • Land
  • 2.49 Acres
  • $23,253 per Acre

  304 Chestnut Way, Panama City, FL 32404

  Country Living on 2.5+/- Acres.....Escape the hustle and bustle with this beautiful property offering the perfect blend of peace, privacy, and possibility. Whether you're looking to place a mobile home or build the custom home of your dreams, this spacious lot provides the ideal setting. Enjoy wide-open country living while still being close enough to town for everyday conveniences. With plenty

  Robbie Hughes Counts Real Estate Group

  304 Chestnut Way, Panama City, FL 32404
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  /3

  $19,000

  • Land
  • 0.4 Acre
  • $47,500 per Acre

  0 Bayou Ave Unit 780330, P C Beach, FL 32401

  Owner Financing available! Build your dream home on this cleared lot in Panama City, FL! Located on a quiet street, this lot offers privacy while still being close to everything. A great opportunity to create the perfect home in a peaceful setting. Don't miss out on this ready-to-build lot! Bring your builder and ideas and make this your dream home.

  Moe Mossa Savvy Avenue LLC

  0 Bayou Ave Unit 780330, P C Beach, FL 32401
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  /7

  $39,999

  • Land
  • 0 Acre

  2604 Willow Brook Dr, Panama City, FL 32404

  So much potential with this cleared building lot is ready for builders, investors and homeowners, lot is situated at the end of a quiet cul-de-sac with a mature shade tree. Property is just a short driving distance to shopping, entertainment, hospitals, doctors, schools, public boat ramps. All ages, sizes including sq. ft. are approximate measure important. GO SHOW!

  Phyllis Brookins CENTURY 21 Commander Realty

  2604 Willow Brook Dr, Panama City, FL 32404
• 

  

  /5

  $59,000

  • Land
  • 0.33 Acre
  • $178,788 per Acre

  1423 W Park Ln, Panama City, FL 32404

  Nice residential lot close to East Bay and Tyndall AFB. Home was destroyed by Hurricane Michael, and Seller has removed all but the driveway and parking pad. This would make a great spot for a new home build. Zoned R9 - lot needs to be at least 9000 sq feet, cannot be broken down into smaller parcels. See deed restrictions in documents tab

  Alysan Nakis Gulf Life Real Estate Inc

  1423 W Park Ln, Panama City, FL 32404
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  /10

  $39,000

  • Land
  • 0.59 Acre
  • $66,102 per Acre

  12129 Montclair Rd, Fountain, FL 32438

  Discover the perfect spot to place your mobile home or build your dream site-built home at 12129 Montclair Rd in Panama City, FL. This spacious vacant lot offers the flexibility and freedom to create the home that suits your lifestyle, whether you're looking for a peaceful full-time residence or a smart investment opportunity. Located on a quiet street with easy access to major roads like Hwy

  Stephanie Aldea Empire Real Estate of Florida LLC

  12129 Montclair Rd, Fountain, FL 32438
• 

  

  /3

  $49,900

  • Land
  • 1.27 Acres
  • $39,291 per Acre

  8815 W Bayhead Ct, Youngstown, FL 32466

  OWNER FINANCING with $10k down at 7.5% interest, Amortized over 30 years with a 5-year balloon. At $39k loan amount would have payments of $272.69/mo. LARGE LOT ON CUL-DE-SAC. Over 1.2 Acres. Most of it is part of the canal system, but there is a large enough part of the lot to build on in Flood Zone X.

  Gabriel Stephani Pineapple Properties

  8815 W Bayhead Ct, Youngstown, FL 32466
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  /2

  $24,900

  • Land
  • 0.13 Acre
  • $191,538 per Acre

  3616 E 2nd Ct, Panama City, FL 32401

  OWNER FINANCING AVAILABLE. $4,900 down, loan for $20,000 at 6% interest. Interest-Only Payments of $100/mo. Larger lot at the end of 2nd Ct. According to Bay County, it has Water to this lot and Gravity Sewer as well.

  Gabriel Stephani Pineapple Properties

  3616 E 2nd Ct, Panama City, FL 32401
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  /3

  $27,000

  • Land
  • 0.28 Acre
  • $96,429 per Acre

  00 Harris Ave, Panama City, FL 32401

  Explore the potential of this excellent building lot situated off N Harris Ave. With a dimension of 40ft x 300ft and 40ft frontage on Harris Ave, this expansive property spans 0.275 of an acre, offering ample space for your building aspirations. Adding to its charm, the property abuts a creek running behind, providing a serene backdrop. This lot is ideal for residential single-family use,

  Heather Neubauer ERA Neubauer Real Estate Inc

  00 Harris Ave, Panama City, FL 32401
• 

  

  /5

  $19,999

  • Land
  • 0.2 Acre
  • $99,995 per Acre

  0 Bayou Ave Unit 779848, P C Beach, FL 32401

  Welcome to Grove Heights Subdivision - an extraordinary opportunity to imagine a lot of limitless possibilities. This lot is zoned MU, not in a flood zone, meaning multi-use is allowed, anything from a Single-Family stick build, a new manufactured home or even a duplex. All options present a new foundation for you, or an income generating solution!

  Jacob Hutchins CENTURY 21 Commander Realty

  0 Bayou Ave Unit 779848, P C Beach, FL 32401

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