Bay County FL Homes under $400,000

/33
$399,900
- 1 Bed
- 2 Baths
- 846 Sq Ft
17757 Front Beach Rd Unit 2204D, Panama City Beach, FL 32413

Great buy and Great Investment! Beautiful well maintained gulf front condo in upscale high-rise. Features one large bedroom and bunks in the hallway, with 2 full baths and large balcony. Many amenities including pools. Situated on the west end of Panama City Beach. 5 minutes from Pier Park and 15 minutes from 30A.

Randy Watson Realty Hub

17757 Front Beach Rd Unit 2204D, Panama City Beach, FL 32413
/43
$399,000
- 1 Bed
- 2 Baths
- 1,013 Sq Ft
11483 Front Beach Rd Unit 1004, Panama City Beach, FL 32407

Nestled at the front of the condo for the utmost privacy and tranquil views, the primary ensuite is a serene retreat, offering sweeping vistas of the waves in motion. The bathroom features an extended vanity and a soothing tub/shower combo, perfect for unwinding after a day at the beach. For added convenience, a second full bathroom with a walk-in shower and a stackable washer/dryer ensures

Lynne Andrews Christies International Real Estate Emerald Coast

11483 Front Beach Rd Unit 1004, Panama City Beach, FL 32407
/74
$360,500
- 1 Bed
- 1.5 Baths
- 740 Sq Ft
8743 Thomas Dr Unit 1109, Panama City, FL 32408

This stunning, fully updated 1 Bedroom 1.5 Bath condo offers a coastal and turnkey rental opportunity. Features include Complete renovation with all new electrical, plumbing, water heater and HVAC. Drop ceilings with recessed lighting for bright, clean look. New finishes throughout including doors, trim, flooring, and paint. Custom built-in bunks. Updated kitchen with new custom cabinets, granite

Jo Cochran Anchor Realty Florida

8743 Thomas Dr Unit 1109, Panama City, FL 32408
/48
$369,000
- 1 Bed
- 1 Bath
- 792 Sq Ft
14701 Front Beach Rd Unit 1229, Panama City Beach, FL 32413

Look at this new price for a Gulf-Front condo in Panama City Beach! Enjoy breathtaking Gulf views from this beautifully updated 1-bedroom, 1-bath unit with hallway bunks. Located on the 12th floor -- the ideal height for stunning gulf front views! This turnkey, fully furnished condo features a brand-new HVAC and new refrigerator, along with plank flooring, fresh paint, and stylish new furniture

Michele Morros Keller Williams Success Realty

14701 Front Beach Rd Unit 1229, Panama City Beach, FL 32413
/51
$310,000
- 2 Beds
- 1.5 Baths
- 1,188 Sq Ft
232 White Sandy Dr, Panama City Beach, FL 32407

Experience effortless coastal living in this beautifully maintained and fully furnished 2-bedroom, 2.5-bath townhome located in the highly sought-after neighborhood of Gulf Highlands! This beautifully fully furnished 2-bed, 2.5-bath townhome in the Gulf Highlands Beach Resort offers 1,188 sq ft of turnkey coastal living. Located in a gated community less than .5 a mile from the beach! Enjoy

Brittni Shisler-Smith Full Heart Rentals

232 White Sandy Dr, Panama City Beach, FL 32407
/34
$400,000
- 2 Beds
- 2 Baths
- 907 Sq Ft
9900 S Thomas Dr Unit 2015, Panama City Beach, FL 32408

Welcome to Unit 2015 at Shores of Panama, a beautifully furnished 2-bedroom, 2-bath condo, with a dedicated parking spot offering stunning views of the Gulf of Mexico and the resort's iconic lagoon-style pool. Located in one of Panama City Beach's most desirable beachfront communities, this move-in-ready unit is the perfect blend of coastal comfort and resort-style living. This spacious condo

Rhonda Acquistapace-Breland EXP Realty LLC

9900 S Thomas Dr Unit 2015, Panama City Beach, FL 32408
/18
$390,000
- 2 Beds
- 1.5 Baths
- 911 Sq Ft
9900 S Thomas Dr Unit 1210, Panama City Beach, FL 32408

Shores of Panama Unit 1210 - $395,0002 Bedrooms | 1.5 Bathrooms | Prime 12th Floor Location | Dedicated Parking I Fully Furnished Welcome to Unit 1210 at the highly sought-after Shores of Panama, an unbeatable Gulf-front resort in the heart of Panama City Beach! This beautifully appointed, fully furnished, 2-bedroom, 1.5-bath condo offers the perfect combination of comfort, convenience, and

Rhonda Acquistapace-Breland EXP Realty LLC

9900 S Thomas Dr Unit 1210, Panama City Beach, FL 32408
/25
$345,000
- 3 Beds
- 2 Baths
- 2,241 Sq Ft
2531 Frankford Ave, Panama City, FL 32405

Price Improvement and move in ready --- Spacious 3 bedroom 2 bathroom in the Kings Point area. In Panama City limits per Bay GIS. Classic brick ranch with painted brick veneer. Lot has frontage on small pond which provides for extra privacy. Newer roof, new windows, new appliances include refrigerator, stove, microwave, dishwasher and garbage disposal. Fresh paint [interior and exterior], door

Don Giles GILES APPRAISAL GROUP, INC

2531 Frankford Ave, Panama City, FL 32405
/12
$399,900
- 1 Bed
- 1 Bath
- 600 Sq Ft
16621 Front Beach Rd Unit 108, Panama City Beach, FL 32413

GROUND FLOOR ON THE SAND -LOW RISE-WALK 2 PIER PARK LOCATION. Polynesian Villas is the COCOON of PCB. no mile stone inspection-low floor GROSS 50,000 rental sales per year FULLY refigured condo layout, AINT NO LIP STICK ON A PIG Dont miss this opportunity

Kara Percy Piece of Parysdise

16621 Front Beach Rd Unit 108, Panama City Beach, FL 32413
/41
$319,900
- 1 Bed
- 1 Bath
- 661 Sq Ft
17680 Front Beach Rd, Panama City Beach, FL 32413

Welcome to your cozy little slice of paradise on the quiet west end of Panama City Beach! This recently renovated 1-bedroom, 1-bathroom condo is a total hidden gem. With a comfy living area, fresh updates, and a kitchen ready for your beach snacks, it's the perfect spot to kick back and unwind. Plus, there's a sofa sleeper for extra guests and those hallway bunks - perfect for kids or anyone who

Cathy Cole EXP Realty LLC

17680 Front Beach Rd, Panama City Beach, FL 32413
/11
$325,000
- Land
- 0.34 Acre
- $955,882 per Acre
Lot 10 N Bay Dr, Lynn Haven, FL 32444

Your future waterfront homesite awaits at the mouth of Beatty Bayou in Lynn Haven, Florida. Discover the epitome of waterfront luxury with this remarkable property. Offering approximately 50' of bay front with breathtaking views of North Bay and Beatty Bayou as well as access to the Gulf of America. This rare find is one you don't want to miss out on. This beautiful piece of property is

Timothy Shand Empire Real Estate of Florida LLC

Lot 10 N Bay Dr, Lynn Haven, FL 32444
/12
$325,000
- Land
- 0.34 Acre
- $955,882 per Acre
Lot 11 N Bay Dr, Lynn Haven, FL 32444

Your future waterfront homesite awaits at the mouth of Beatty Bayou in Lynn Haven, Florida. Discover the epitome of waterfront luxury with this remarkable property. Offering approximately 50' of bay front with breathtaking views of North Bay and Beatty Bayou as well as access to the Gulf of America. This rare find is one you don't want to miss out on. This beautiful piece of property is

Timothy Shand Empire Real Estate of Florida LLC

Lot 11 N Bay Dr, Lynn Haven, FL 32444
/31
$353,900
- 1 Bed
- 2 Baths
- 887 Sq Ft
23223 Front Beach Rd Unit A-737, Panama City Beach, FL 32413

$25,000 Price adjustment! This absolutely stunning, fully upgraded, two-story Gulf-front unit at Pinnacle Port will be worth your time! With an idyllic elevated position (8th floor), the living area faces West, gifting you breathtaking sunsets all year long, while the dining area and master bedroom offer equally amazing views of gorgeous Lake Powell.This isn't just a unit; it's an experience.

Kat Tomlinson Top Producers Real Estate Group

23223 Front Beach Rd Unit A-737, Panama City Beach, FL 32413
/68
$302,999
- 3 Beds
- 2.5 Baths
- 1,491 Sq Ft
1600 Annabellas Way, Panama City Beach, FL 32407

Well-maintained 3 bedroom, 2.5 bath townhome in Annabella's. The master bath has a jetted tub and separate shower. Annabella's is a gated community with a fitness center, community room and pool. The community is centrally located close to shopping, dining and entertainment. All information provided is deemed reliable, but is not guaranteed and should be verified.

Mandy Jenkins LoKation Real Estate

1600 Annabellas Way, Panama City Beach, FL 32407
/24
$325,000
- 4 Beds
- 2 Baths
- 1,748 Sq Ft
3334 10 Acre Rd, Panama City, FL 32405

Built in 2018, this beautifully maintained 4 bedroom, 2 bathroom home offers just under 1800 sq ft of modern living with LVP flooring, new carpet in the primary bedroom and custom accent walls throughout. The open layout is filled with natural light, perfect for everyday comfort or entertaining. Enjoy a low maintenance yard, underground utilities and a convenient location close to schools,

Miranda Barnes Beachy Beach Real Estate

3334 10 Acre Rd, Panama City, FL 32405
/6
$399,999
- Land
- 2.33 Acres
- $171,673 per Acre
230 Sudduth Place, Panama City, FL 32404

Prime Commercial Lot with Development Order in Place!Exceptional opportunity to acquire a 2.33-acre commercial property located parallel to Tyndall Parkway (US-98) in the heart of Parker, Florida. This site is positioned directly behind Hungry Howie's, Mr. Pho, and #1 Asian Buffet, between Planet Fitness/Winn-Dixie and USA Storage Centers, offering outstanding visibility, easy access, and

Tillery Johnson Top Producers Real Estate Group

230 Sudduth Place, Panama City, FL 32404
/69
$354,000
- 1 Bed
- 2 Baths
- 936 Sq Ft
9900 S Thomas Dr Unit 225, Panama City, FL 32408

Step into coastal comfort at Unit 225 at the Shores of Panama, one of PCB's most iconic full-amenity resorts. This beautifully maintained condo sits on the second floor, giving you the perfect blend of convenience, privacy, and quick access to the beach, pool deck, and parking garage. Inside, you'll find an inviting open layout with a full kitchen, granite countertops, and a spacious living area

Patrick Casey Full Sail Realty of NWFL

9900 S Thomas Dr Unit 225, Panama City, FL 32408
/7
$325,000
- Land
- 3.3 Acres
- $98,485 per Acre
1137 1/2 E 15th St, Panama City, FL 32405

3.3 acres of light industrial vacant land on E 15th St . Approximately 125ft of road frontage. Great location for New Business lots of traffic ..

Antonio Bellamy Beachy Beach Real Estate

1137 1/2 E 15th St, Panama City, FL 32405
/23
$330,000
- 1 Bed
- 1.5 Baths
- 682 Sq Ft
5717 Thomas Dr Unit C146, Panama City, FL 32408

SELLER SAYS BRING ALL OFFERS!!! Completely Renovated Condo in the Highly Desired Largo Mar! Experience coastal living at its finest in this fully renovated condo, just steps from the world's most beautiful beaches! Enjoy the refreshing Gulf breezes and partial water views from your private balcony on the main level. This thoughtfully updated unit features a two-story layout with the main living

Joey Virga Virga Realty Inc

5717 Thomas Dr Unit C146, Panama City, FL 32408
/27
$344,900
- 2 Beds
- 1.5 Baths
- 972 Sq Ft
116 White Sandy Dr, Panama City Beach, FL 32407

Charming 2/2 canal front unit in desirable Gulf Highlands Beach Resort and steps from the sugar sand. GHBR is a gated community with 11 pools (one directly out the front door of the unit, one on the beach and 3 heated seasonally), Mini Golf, Tennis, Shuffleboard, Pickleball and the Beach House! Well-appointed and in the middle of everything you want to do in PCB. Currently used as a furnished

Katy Pinson Beach Babes Realty LLC

116 White Sandy Dr, Panama City Beach, FL 32407
/27
$399,000
- 2 Beds
- 2.5 Baths
- 983 Sq Ft
23223 Front Beach Rd Unit A-528, Panama City Beach, FL 32413

Escape to the coast with this charming 2-bedroom, 2.5-bath townhome-style condo in the sought-after gated community of Pinnacle Port. With 983 square feet of thoughtfully designed space, this fully furnished unit offers tile flooring downstairs, luxury vinyl plank upstairs, and a functional layout perfect for relaxing or hosting. Both bedrooms and two full bathrooms are located upstairs, while

Carole Lea Gilman Keller Williams Realty Emerald

23223 Front Beach Rd Unit A-528, Panama City Beach, FL 32413
/43
$379,000
- 4 Beds
- 2 Baths
- 2,251 Sq Ft
7936 Betty Louise Dr, Panama City, FL 32404

Seller motivated! 4 Bedroom home with a POOL situated on 1/3 acre corner lot! Step into comfort, style, and Florida charm with this beautifully maintained 4-bedroom, 2-bath brick home. Located just minutes to Tyndall Air Force Base, local restaurants and grocery. From the moment you arrive, the inviting curb appeal, solid brick exterior and roof installed just four years ago promise quality and

Brittany McLaughlin CENTURY 21 Ryan Realty Inc

7936 Betty Louise Dr, Panama City, FL 32404
/12
$320,000
- 2 Beds
- 2 Baths
- 1,254 Sq Ft
520 N Richard Jackson Blvd Unit 1002, Panama City Beach, FL 32407

Welcome to Edgewater Villas, the community with the most amenities in all of Panama City Beach! Steps away from fenced tennis courts with pro shop, par 3 executive golf course, your choice of pools within walking distance and all the Gulfside amenites at beachside. This condo is on the ground floor, making it easy to bring bags and groceries in and out, which will be very convenient and

Alan Graham Counts Real Estate Group Inc

520 N Richard Jackson Blvd Unit 1002, Panama City Beach, FL 32407
/10
$323,900
- 2 Beds
- 1 Bath
- 986 Sq Ft
3733 Benbow St, Panama City, FL 32408

Seller is now offering 5k in Concessions. Can be used for closing cost or home improvement. Charming Beachside Bungalow - Fully Remodeled & Ready to Enjoy! Welcome to 3733 Benbow Street - a beautifully updated 2-bedroom, 1-bath gem just two blocks from the sparkling sands of Panama City Beach! With 989 sq ft of thoughtfully designed living space, this move-in-ready home is perfect as a short-term

Kyle Payne Empire Real Estate of Florida LLC

3733 Benbow St, Panama City, FL 32408
/28
$365,000
- 3 Beds
- 2 Baths
- 1,262 Sq Ft
9902 S Thomas Dr, Panama City Beach, FL 32408

Welcome to Penthouse #2132 on the top floor of Laketown Wharf Resort. This condo has the best views of the Lakeside and the Gulf side. Located across the street from Pineapple Willys restaurant and deeded access via a private LTW gated walkway. This condo has 2 main bedrooms and an enclosed bunkroom by a new barn door (has window and closet so counts as a 3BR) New furniture and Appliances

Mark Chambliss Coastal Palms Real Estate

9902 S Thomas Dr, Panama City Beach, FL 32408
/55
$310,000
- 1 Bed
- 1 Bath
- 609 Sq Ft
9850 S Thomas Dr Unit 810E, Panama City, FL 32408

A FRONT-ROW SEAT TO THE EMERALD COAST AT A NEWLY REDUCED PRICE, BRING ALL OFFERS! HIGHLY SOUGHT AFTER EAST BUILDING WITH THE BEST SUNSET VIEWS!Welcome to 9850 S Thomas Dr Unit 810E, a remarkable opportunity to own a piece of paradise in Panama City Beach, FL. This charming 609-square-foot unit offers an exceptional blend of comfort and luxury, perfectly positioned to capture breathtaking Gulf

Jennifer Drew Corcoran Reverie

9850 S Thomas Dr Unit 810E, Panama City, FL 32408
/31
$375,000
- 2 Beds
- 2 Baths
- 1,048 Sq Ft
8815 Thomas Dr Unit 305, Panama City, FL 32408

Discover the perfect blend of convenience with this 2 bed, 2 bath condo located on the Gulf of America. Ideal as both an investment opportunity and a second home, this property offers gulf views and a spacious floor plan designed for comfort. In the hall you have a storage closet that could easily be converted to a bunk space as well as a private owners closet located across the hall. This condo

Amber Sanders Emerald Coast Realty Group

8815 Thomas Dr Unit 305, Panama City, FL 32408
/47
$333,900
- 1 Bed
- 1 Bath
- 881 Sq Ft
15100 Front Beach Rd Unit 707, Panama City Beach, FL 32413

Sunsets every evening, and mature palm trees are the backdrop for this one!!! Origin 707 is a west facing Gulf view 1 bed, 1 bath condo ready for its new owner. With a total of 881 square feet, 707 has room for it all. The floor plan for the 07 stack is thoughtfully designed to provide a ton of living space, while still keeping room for a dining area, a large fully equipped kitchen, and a full

Brian Holsapple Pineapple Properties

15100 Front Beach Rd Unit 707, Panama City Beach, FL 32413
/47
$325,000
- 1 Bed
- 2 Baths
- 864 Sq Ft
9900 S Thomas Dr Unit 1009, Panama City, FL 32408

Lower Floor Alert! w/ Same Floor designated parking! Beach front condo with great revenue potential. Low floors are golden ROI at Shores of Panama.Parking is literally right around the corner from front door. You are just steps from parking to door~ No Elevators! Spectacular View of the Gulf and Pool! - Sleeps 6. If you are familiar with Shores of Panama - You know its a Rental Machine and

Kelly Zarda Emerald Coast Real Estate & Vacations LLC

9900 S Thomas Dr Unit 1009, Panama City, FL 32408
/5
$397,800
- Land
- 1.87 Acres
- $212,727 per Acre
1900 Northside Dr Unit 5, Panama City, FL 32405

Lot #5. Great Commercial development opportunity. This premier location is zoned GC-2. The lot is 2.47 acres with 224' of road frontage on west 19th Street and 480' on Northside Drive. The ENVIRONMENTAL RESOURCE PERMIT has been issued (FDEP No. 0278696-010-EM/03), which means the site is design ready with Stormwater Engineering and Wetland Delineation completed. The seller will consider Owner

Andy Gonsalves Counts Real Estate Group Inc

1900 Northside Dr Unit 5, Panama City, FL 32405
/39
$379,900
- 3 Beds
- 3 Baths
- 1,427 Sq Ft
7813 N Lagoon Dr Unit 8E, Panama City, FL 32408

Life is grand on Grand Lagoon! This freshly updated 3MB/3MB Condominium in beautiful Greenwood Estates sports numerous updates including: new HVAC (2022); Water Heater (2024); Interior Paint (2025) and beautiful new Quartz Kitchen Countertops. Each bedroom has its own full bathroom with a two bedroom down and one up, unique and practical floorplan. Additionally, enjoy the extra space of the loft

Daniel Hagen LPT Realty LLC

7813 N Lagoon Dr Unit 8E, Panama City, FL 32408
/57
$384,500
- 1 Bed
- 2 Baths
- 934 Sq Ft
16819 Front Beach Rd Unit 104, Panama City Beach, FL 32413

This is the unit for you. Easy Access with no need for elevator waiting. Darling 1 bedroom direct Gulf front unit with bunks and 2 baths. You can not pass up this opportunity to have a Great rental property. Wicker chair does not remain. All future rentals with deposit to be accepted by new buyer.

Tula Tucker Beachy Beach Real Estate

16819 Front Beach Rd Unit 104, Panama City Beach, FL 32413
/49
$339,900
- 3 Beds
- 2 Baths
- 1,262 Sq Ft
9902 S Thomas Dr Unit 431, Panama City Beach, FL 32408

Laketown Wharf #431, a beautifully furnished 3-bedroom, 2-bath condo with breathtaking views and a prime location in the heart of Panama City Beach. From your private, lake-facing balcony, you can enjoy many quiet times. This spacious condo comes with new stainless steel appliances and is fully furnished and turnkey ready, making it ideal as a second home, vacation getaway, or investment

Team Don and Bubba EXP Realty LLC

9902 S Thomas Dr Unit 431, Panama City Beach, FL 32408
/27
$360,000
- 1 Bath
- 429 Sq Ft
10901 Front Beach Rd Unit 1509, Panama City Beach, FL 32407

Opportunity Knocks - Claim This Fully Remodeled Mid-Level Studio at Majestic Beach Resort - Prime Investment or Beachside Retreat Step into this beautifully renovated mid-level studio at the highly desirable Majestic Beach Resort in Panama City Beach. Whether you're looking for a turn-key rental or a low-maintenance personal getaway, this unit offers the perfect blend of style, comfort, and

jeffrey gillam Coastal Living Realty & Associates

10901 Front Beach Rd Unit 1509, Panama City Beach, FL 32407
/13
$378,250
- 1 Bath
- 656 Sq Ft
436 Harrison Ave Unit 6, Panama City, FL 32401

*The Mashburn Building | Historic Downtown Panama City* Experience a new chapter in Historic Downtown Panama City with The Mashburn Building--a signature four-story development designed to elevate urban living while honoring the character of downtown. This landmark project brings together modern luxury, industrial design, and the energy of a walkable city lifestyle. The third and fourth floors

Kristen Barr Counts Real Estate Group Inc

436 Harrison Ave Unit 6, Panama City, FL 32401
/25
$387,500
- 1 Bath
- 656 Sq Ft
436 Harrison Ave Unit 15, Panama City, FL 32401

*The Mashburn Building | Historic Downtown Panama City* Experience a new chapter in Historic Downtown Panama City with The Mashburn Building--a signature four-story development designed to elevate urban living while honoring the character of downtown. This landmark project brings together modern luxury, industrial design, and the energy of a walkable city lifestyle. The third and fourth floors

Kristen Barr Counts Real Estate Group Inc

436 Harrison Ave Unit 15, Panama City, FL 32401
/3
$357,150
- 1 Bath
- 706 Sq Ft
436 Harrison Ave Unit 5, Panama City, FL 32401

*The Mashburn Building | Historic Downtown Panama City* Experience a new chapter in Historic Downtown Panama City with The Mashburn Building--a signature four-story development designed to elevate urban living while honoring the character of downtown. This landmark project brings together modern luxury, industrial design, and the energy of a walkable city lifestyle. The third and fourth floors

Kristen Barr Counts Real Estate Group Inc

436 Harrison Ave Unit 5, Panama City, FL 32401
/34
$350,000
- 3 Beds
- 3 Baths
- 1,485 Sq Ft
2400 Grandiflora Blvd Unit E407, Panama City Beach, FL 32408

*Seller financing option available at $389,000 sale price and 4% interest with a 4 year balloon, amortized over 30 years.* This unit comes FULLY FURNISHED with new furniture, and all the appliances are new to include washer and dryer, as well as new paint on the walls through out - making it turn key ready. Welcome to Magnolia Bay Club, where waterfront living meets quite resort-style luxury!

The Wheeler Sauls Collective Salty Marlin Realty LLC

2400 Grandiflora Blvd Unit E407, Panama City Beach, FL 32408
/40
$315,000
- 2 Beds
- 2 Baths
- 758 Sq Ft
17614 Front Beach Rd Unit 15E, Panama City Beach, FL 32413

SELLER FINANCING AVAILABLE! Unique two story 2 bedroom and 2 bath unit, with washer and drier, in the desirable Endless Summer Condominiums on the west end of the beach and immediately across Front Beach Road. First floor has the master bedroom with full bathroom tub/shower. On the second floor is the additional bedroom/loft with a full bathroom and closet space. There is a stack able washer and

Marco Cooper Coastal Sun Realty LLC

17614 Front Beach Rd Unit 15E, Panama City Beach, FL 32413
/3
$350,000
- Land
- 0.32 Acre
- $1,093,750 per Acre
6631 Lazy Acre Rd, Panama City Beach, FL 32413

This is Parcel B We have a survey and a riparian survey showing your water rights out into the water for docking permit purposes availability.Directly overlooking Intercoastal Waterway and across from the new Margaritaville Latitudes Development. There are Plans for a Marina and waterfront restaurant across the Intercoastal. Premier spot for a nice waterfront home or a high-end townhome. With

Andy Gonsalves Counts Real Estate Group Inc

6631 Lazy Acre Rd, Panama City Beach, FL 32413

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