1,357

Homes for Sale near St. Stephen's Academy

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  • /48

    $385,000

    • 2 Beds
    • 2 Baths
    • 1,100 Sq Ft

    14225 SW Rocklynn Place, Beaverton, OR 97005

    This spacious, one-level ranch-style property is just waiting for you to make it your new home! Open and bright, with brand new lam flooring throughout, the floor plan flow is warm and inviting. Many upgrades and finishes...and don't forget the detached garage! HOA covers water, sewer, trash, exterior maintenance, and landscaping - with no history of special assessments. The community of

    Jason Gooing ERA Freeman & Associates

    14225 SW Rocklynn Place, Beaverton, OR 97005
  • /23

    $699,000

    • 4 Beds
    • 2.5 Baths
    • 2,516 Sq Ft

    14940 SW 103rd Ave, Portland, OR 97224

    Perfect one level living with the charm of MID CENTURY accents and solid construction of a 1960's home and a view of Mt Hood! Beautiful gourmet kitchen with Thermador and Dacor appliances opens onto a newer deck and overlooks a lovingly landscaped backyard. The large windows flood the rooms with natural light. Living room with stone fireplace and very cool mid-century divider/bookcase! Second

    Diana Lipton MORE Realty

    14940 SW 103rd Ave, Portland, OR 97224
  • /29

    $1,090,000 Open Sun 11AM - 1PM

    • 3 Beds
    • 2.5 Baths
    • 2,547 Sq Ft

    9645 SW Vista Place, Portland, OR 97225

    Timeless 1950 Classic Ranch in Coveted Vista Hills. Don't miss this incredible opportunity to own a beautifully maintained 1950 classic ranch home in the highly sought-after Vista Hills neighborhood. This is its first time on the market in 56 years! Nestled on a spacious and level .32-acre lot with picturesque landscaping, the home seamlessly blends timeless charm with modern updates. Inside,

    Shari Mark John L. Scott

    9645 SW Vista Place, Portland, OR 97225
  • /48

    $419,900

    • 3 Beds
    • 2 Baths
    • 1,411 Sq Ft

    9601 NW Leahy Rd Unit 307, Portland, OR 97229

    Nestled on 3.8 acres of lush, forested land at the edge of NW Portland, Trillium Hollow is a rare gem: a multigenerational, intentional community rooted in connection and tranquility. This beautifully updated 3-bedroom, 2-bath condo blends modern comfort with natural serenity. Step into a warm, sunlit home with an open floor plan and thoughtful upgrades throughout. Features and updates include

    Amber Turner Think Real Estate

    9601 NW Leahy Rd Unit 307, Portland, OR 97229
  • /25

    $569,900 Open Sat 11AM - 1PM

    • 3 Beds
    • 3 Baths
    • 1,649 Sq Ft

    4135 SW Brugger St, Portland, OR 97219

    Charming Move-In Ready 3-Bed, 3-Bath Home in Prime Location Near Multnomah Village. Discover the perfect blend of comfort, convenience, and charm in this well-appointed home situated in one of Portland’s most sought-after neighborhoods. Nestled near Multnomah Village, Capitol Hill shops, and a vibrant selection of restaurants and arts venues, this home offers unparalleled access to the best of

    Joy Dale Knipe Realty ERA Powered

    4135 SW Brugger St, Portland, OR 97219
  • /15

    $524,995

    • 4 Beds
    • 2 Baths
    • 2,345 Sq Ft

    7080 SW Taylors Ferry Rd, Portland, OR 97223

    : Home with solid bones with tons of potential! Enjoy an open floor plan, a kitchen with granite counters, stainless appliances, and a large island. Bright master suite with high ceilings and a spacious bath. Includes 3 more bedrooms, 2-car garage, fenced yard. Great location near Washington Square, Trader Joe's, and Old Market Pub. Easy access to I-5 & 217.

    William Johnson William E Johnson

    7080 SW Taylors Ferry Rd, Portland, OR 97223
  • /32

    $365,000

    • 2 Beds
    • 2 Baths
    • 1,093 Sq Ft

    11735 NW Winter Park Terrace Unit 403, Portland, OR 97229

    Welcome to this modern and thoughtfully designed 2-bedroom, 2-bathroom condo located in the highly sought-after Timberland Falls community. Featuring a spacious single-level layout, this home effortlessly combines timeless comfort with contemporary convenience.The open-concept floor plan is filled with natural light and designed for easy living. The well-appointed kitchen includes stainless steel

    Cindy Chung eXp Realty, LLC

    11735 NW Winter Park Terrace Unit 403, Portland, OR 97229
  • /40

    $465,000

    • 3 Beds
    • 2.5 Baths
    • 1,678 Sq Ft

    10955 SW 130th Ave, Portland, OR 97223

    Welcome to this wonderful 3-bedroom, 2.5-bath Townhome in a prime location where you’ll enjoy endless amenities. Convenient to Summerlake Park, Whole Foods, New Seasons, Safeway, multiple restaurants, and great schools - you’ll have everything you need in just minutes! The spacious 1,678 sq ft floorplan includes abundant windows and impressive, high ceilings that bathe the home in natural

    Chris Monty RE/MAX Equity Group

    10955 SW 130th Ave, Portland, OR 97223
  • /25

    $499,900 Open Sat 1PM - 3PM

    • 3 Beds
    • 2.5 Baths
    • 1,624 Sq Ft

    357 NE Edgeway Dr, Hillsboro, OR 97006

    Welcome home to this delightful 3-bedroom, 2.5-bathroom home located in the desirable Autumn Creek neighborhood. With 1,624 square feet of living space, this residence offers a comfortable and functional layout.The main floor features hardwood floors, high ceilings, and a cozy gas fireplace in the family room. The kitchen is equipped with stainless steel appliances and a spacious eat-in bar,

    Haiting Qi Oregon First

    357 NE Edgeway Dr, Hillsboro, OR 97006
  • /48

    $714,900

    • 4 Beds
    • 2 Baths
    • 3,256 Sq Ft

    8510 SW Cedarcrest St, Portland, OR 97223

    Nestled in the Metzger neighbourhood, this home offers a rare blend of thoughtful updates and classic charm. With a stylish remodel in key entertaining areas and original features that evoke farmhouse warmth, this home invites both comfort and creativity. Built in 1955 with solid brick-and-block construction, this home stands on strong bones and a functional layout. The main level features three

    Angela Nicolson RE/MAX Equity Group

    8510 SW Cedarcrest St, Portland, OR 97223
  • /29

    $349,900

    • 3 Beds
    • 2.5 Baths
    • 1,505 Sq Ft

    10797 SW Canterbury Ln Unit 102, Portland, OR 97224

    Welcome Home to this well maintained & updated 3 bedroom 2 1/2 bath condo w/ a oversized 1 car garage + storage! This charmer has over 1500 sq ft w/ FRESH new interior paint, brand new carpet upstairs, hardwood floors on the main floor & fireplace. Spacious Primary Suite offers vaulted ceilings & privacy, large walk in closet & double sinks. 2nd bedroom is also vaulted w/ large double closet &

    Brandi Erskine MORE Realty

    10797 SW Canterbury Ln Unit 102, Portland, OR 97224
  • /35

    $584,000

    • 4 Beds
    • 2 Baths
    • 1,700 Sq Ft

    4040 SW 192nd Ave, Beaverton, OR 97007

    Welcome to this charming, spacious home that boasts modern updates and a cozy atmosphere! This property features a newly remodeled bathroom both upstairs and downstairs, offering contemporary finishes for your comfort. The windows are just 2 years old and the roof is 7 years old, ensuring peace of mind for years to come. Step outside to the inviting paver stone back deck, complete with a fire

    Cliff Farley Mossy Oak Properties Oregon Field and Stream Realty

    4040 SW 192nd Ave, Beaverton, OR 97007
  • /13

    $234,900

    • 1 Bed
    • 1 Bath
    • 726 Sq Ft

    10052 SW Trapper Terrace, Beaverton, OR 97008

    Cozy Ground-Floor 1-Bedroom Townhome in BeavertonWelcome to this charming 1-bedroom, 1-bathroom ground-floor townhome located in the desirable West Slope neighborhood of Beaverton. This well-maintained unit offers a comfortable and private living space, perfect for individuals or couples seeking a peaceful retreat.Key Features:Private Patio: Enjoy a serene outdoor space, ideal for relaxation or

    Eleuterio Acosta Rose City Realty

    10052 SW Trapper Terrace, Beaverton, OR 97008
  • /46

    $465,000

    • 3 Beds
    • 2.5 Baths
    • 1,520 Sq Ft

    5531 SE Logan Ln, Hillsboro, OR 97123

    PRICE IMPROVEMENT- RARE LOCATION- PARK FACING! Welcome to this beautifully maintained, like-new townhome in the sought-after Butternut Creek community. Nestled in a prime west-facing location with direct views of Butternut Creek Park, this home offers exceptional curb appeal and a charming front porch – perfect for relaxing and enjoying the sunset. Inside, the open-concept main level features a

    Natalie Quandt John L. Scott

    5531 SE Logan Ln, Hillsboro, OR 97123
  • /15

    $455,000

    • 3 Beds
    • 1.5 Baths
    • 1,125 Sq Ft

    18463 NW Tara St, Beaverton, OR 97006

    Charming 3 bedroom, 1.5 bath home in a perfect location—just minutes from Nike, Intel, MAX, and easy access to US-26. This well-maintained property features stainless steel appliances, comfortable living spaces, and a functional layout. With low-maintenance landscaping and move-in ready condition, it’s ideal for first time homebuyers, or anyone seeking convenience and comfort. Enjoy a great blend

    Jonathan Flores Realty One Group Willamette Valley

    18463 NW Tara St, Beaverton, OR 97006
  • /34

    $849,900

    • 5 Beds
    • 4 Baths
    • 3,020 Sq Ft

    13145 SW 61st Ave, Portland, OR 97219

    I’m the whole package—spacious, stylish, + full of charm—all nestled in the highly coveted Lake Oswego, where exceptional schools, beautiful parks, + everyday conveniences are just minutes away. You’ll find that I’m a spacious + inviting 5-bedroom, 4-bath Craftsman home with over 3,000 square feet of thoughtfully designed living space. I offer the perfect blend of timeless character, comfort, +

    Darryl Bodle Keller Williams Realty Portland Premiere

    13145 SW 61st Ave, Portland, OR 97219
  • /29

    $509,000

    • 3 Beds
    • 2 Baths
    • 1,607 Sq Ft

    13190 SW Hidden Creek Place, Portland, OR 97223

    Open House Sat 5/3 12-2:00p. Remodeled inside and out, amazing design and setting, new roof, exterior paint, quartz countertops, new cabinets, flooring, complete re-pipe. No HOA, full ownership of land and property, fee simple, not a condo. Bright, Open design, Private, oasis backing to parkland woods with trails, close to shopping, cafes.

    Tim Cairns Utopia Management, Inc

    13190 SW Hidden Creek Place, Portland, OR 97223
  • /24

    $485,000

    • 2 Beds
    • 2.5 Baths
    • 1,424 Sq Ft

    1985 SW Latitude Way, Beaverton, OR 97005

    Contemporary Corner Lot in sought-after 45 Central! This beautifully maintained home offers a smart and spacious layout with high-end finishes throughout. The main level features engineered hardwood floors, high ceilings, and an open living area that connects seamlessly to a covered balcony, perfect for year-round enjoyment. The kitchen is a standout with quartz countertops, tile backsplash,

    Dar Rodgers Wholehearted Homes

    1985 SW Latitude Way, Beaverton, OR 97005
  • /7

    $599,000

    • 3 Beds
    • 2.5 Baths
    • 1,566 Sq Ft

    4380 SW 175th Ave, Beaverton, OR 97078

    Welcome to a fantastic opportunity for homeowners and investors alike! This 3-bedroom, 2.5-bath, single level home offers 1,566 square feet of living space on an expansive, flat 0.84-acre lot. With R-9 zoning, this property presents an exciting chance for future development, allowing up to 7 or 8 lots (per Washington County)—a rare find in such a desirable location! The home has solid bones and

    Austin Hunt eXp Realty, LLC

    4380 SW 175th Ave, Beaverton, OR 97078
  • /46

    $875,000

    • 4 Beds
    • 3 Baths
    • 3,535 Sq Ft

    7160 SW Gable Park Rd, Portland, OR 97225

    Make memories for many years to come in this mid-century daylight ranch with room to live and grow with flexible spaces. The primary suite on the main level can adapt to lifestyle changes. The gracious floor plan boasts large windows, an HGTV kitchen, fun bathrooms, great wall space for art, and tons of storage. Each room is large and inviting. The 5th room could be a bedroom. A newer large deck

    Carolyn Weinstein Cascade Hasson Sotheby's International Realty

    7160 SW Gable Park Rd, Portland, OR 97225
  • /42

    $559,900

    • 4 Beds
    • 2.5 Baths
    • 2,500 Sq Ft

    8180 SW Brookridge St, Portland, OR 97225

    Beautiful, one-of-a-kind home overlooking Golf Creek! Original hardwoods greet you on the main level, featuring 3 beds, 1.5 baths, and stunning wooded views from nearly every room. The daylight basement includes a bedroom, full bath, and utility sink—ideal for multigenerational living. Enjoy a home with great bones, vintage charm, and fresh paint throughout. The wraparound deck, mature trees, and

    Nathan Samander Pellego, LLC

    8180 SW Brookridge St, Portland, OR 97225
  • /44

    $915,000

    • 5 Beds
    • 3 Baths
    • 2,945 Sq Ft

    8011 SW Greenhouse Ln, Portland, OR 97225

    This well designed home offers a great blend of comfort, space, and modern finishes all in the highly desirable West Slope neighborhood with easy access to downtown and the coast. Inside, you’ll find a bright, open floor plan with high ceilings and plenty of natural light. The main living area is perfect for gatherings, with an open-concept layout connecting the living, dining, and kitchen

    Steve Seislove John L. Scott

    8011 SW Greenhouse Ln, Portland, OR 97225
  • /25

    $325,000

    • 2 Beds
    • 1 Bath
    • 828 Sq Ft

    7318 SW Capitol Hwy Unit 7318, Portland, OR 97219

    Welcome to your modern retreat tucked away in one of Portland’s most walkable and charming neighborhoods. This private, end-unit condo brings together clean design, comfort, and convenience—all on one easy, stair-free level. Step inside to warm hardwood floors and an open-concept layout that flows effortlessly from a spacious dining area to a bright living space. A wall of new double-paned

    Emily Hetrick Keller Williams PDX Central

    7318 SW Capitol Hwy Unit 7318, Portland, OR 97219
  • /29

    $590,000

    • 3 Beds
    • 2.5 Baths
    • 1,963 Sq Ft

    14868 SW Citrine Loop, Beaverton, OR 97007

    Elegant Modern Living in Beaverton 14868 Citrine Loop, a stunning 1,963 square foot gem nestled in desirable Beaverton. This beautiful 3-bedroom, 2.5 bathroom home offers the perfect blend of comfort, style, and convenience. Greeted by thoughtfully designed living spaces ideal for both everyday living and entertaining. The open floor plan creates a seamless flow between the main living areas,

    Jayson Mitchell Engel & Volkers Portland Rose City

    14868 SW Citrine Loop, Beaverton, OR 97007
  • /48

    $699,000

    • 4 Beds
    • 3 Baths
    • 2,028 Sq Ft

    330 NW 107th Ave, Portland, OR 97229

    Welcome to this charming Orchard Hill tri-level home, nestled on a serene -acre lot. Offering 4 spacious bedrooms and 3 fully updated bathrooms, this home is a true retreat. Fresh interior paint throughout creates a bright, welcoming atmosphere, while the new refrigerator and gas range in the kitchen add modern convenience. Oak hardwood floors flow through the main living areas, with a cozy

    Tanya Smith Redfin

    330 NW 107th Ave, Portland, OR 97229
  • /9

    $375,000

    • Land
    • 0.43 Acre
    • $872,093 per Acre

    0 SW 29th Ave Unit 417540749, Portland, OR 97219

    Extraordinary buildable lot in southwest Portland. Lots of possibilities with this site located on a dead-end street. Well suited to a luxury home, home + one or two ADUs, or get creative! Highly private location with potential for a home with a large footprint and a sunny, south facing backyard. There's even room for a pool! No stilts needed on this lightly sloped lot. Approximately 10 minute

    Brandi Whitaker MORE Realty

    0 SW 29th Ave Unit 417540749, Portland, OR 97219
  • /39

    $786,000

    • 4 Beds
    • 3 Baths
    • 2,802 Sq Ft

    10424 SW Windwood Way, Portland, OR 97225

    This stunning townhome backs to a serene green space, offering peaceful views and a daily connection to nature. Thoughtfully styled to reflect the charm of the Northwest, it features soaring ceilings, expansive windows, rich wood-stained cabinetry, elegant hardwood floors, and a soothing color palette throughout.The gourmet kitchen and spacious layout are perfect for preparing hearty family meals

    Maureen Hotchkiss The Agency Portland

    10424 SW Windwood Way, Portland, OR 97225
  • /48

    $1,195,000

    • 4 Beds
    • 2.5 Baths
    • 3,015 Sq Ft

    5666 Grand Oaks Dr, Lake Oswego, OR 97035

    Nestled on a serene cul-de-sac and backing to lush green space, this well-maintained Westlake home offers both privacy and convenience. The thoughtfully designed floor plan features a generous living room and formal dining area off the vaulted entry—perfect for gatherings. The kitchen is perfect for cooking enthusiasts, boasting a large granite island, a Viking range, and a spacious walk-in

    Jennifer Noble Windermere Realty Trust

    5666 Grand Oaks Dr, Lake Oswego, OR 97035
  • /37

    $624,900 Open Sat 2PM - 4PM

    • 3 Beds
    • 2.5 Baths
    • 1,922 Sq Ft

    13338 SW Shore Dr, Portland, OR 97223

    1988 remodeled traditional situated in the neighborhood of Morning Hill, a few short blocks away from Summerlake City Park. Entry with open staircase, nice size living room with a bay window and adjoining dining room. Updated kitchen with quartz countertops, subway tile backsplash, stainless steel appliances and adjoining family room with shiplap accent wall, gas fireplace and slider with access

    James Coon Windermere Realty Trust

    13338 SW Shore Dr, Portland, OR 97223
  • /41

    $1,195,000

    • 5 Beds
    • 3 Baths
    • 3,453 Sq Ft

    4419 SW 47th Dr, Portland, OR 97221

    Built in 2015, this stunning, custom-built home offers the convenience of modern amenities: the floor plan features a spacious great room with double hight ceilings, four bedrooms, and a versatile office or fifth bedroom on the main floor. The chef-inspired gourmet kitchen showcases custom Knotty Alder cabinetry, high-end Thermador appliances, a slab granite island with breakfast bar, and

    Macey Laurick Windermere Realty Trust

    4419 SW 47th Dr, Portland, OR 97221
  • /36

    $365,000

    • 2 Beds
    • 2.5 Baths
    • 1,046 Sq Ft

    16090 SW Audubon St Unit 103, Beaverton, OR 97006

    Begin your next chapter in this timeless townhome where comfort, style, and location come together. This beautifully updated 2 bed, 2.5 bath home features fresh interior paint, a modern kitchen with white quartz countertops, updated bathrooms, and a spacious 2-car garage. Natural light fills the open layout, creating a bright and inviting space to unwind or entertain. Located next to Tualatin

    Andrew Johnson John L. Scott Portland Central

    16090 SW Audubon St Unit 103, Beaverton, OR 97006
  • /39

    $825,000

    • 4 Beds
    • 2.5 Baths
    • 3,016 Sq Ft

    8005 SW 187th Ave, Beaverton, OR 97007

    The dream of the master on the main is no longer a dream. Here it is with style and elegance in a wonderful Cooper Mountain neighborhood with open expansive views. This home offers everything from privacy to easy access. Enter from the long curved driveway and exit from the private access to the street below. The house boasts lovely finishes, from the gleaming maple floors to high ceilings to a

    Delia Slattery John L. Scott

    8005 SW 187th Ave, Beaverton, OR 97007
  • /32

    $559,900

    • 3 Beds
    • 2.5 Baths
    • 1,897 Sq Ft

    4290 SW Highgate Terrace, Beaverton, OR 97007

    NEW PRICE on this impeccably maintained home on a quiet cul-de-sac, with a new fence and private backyard with room to garden. This great room floorplan has vaulted ceilings, cozy gas fireplace and all the kitchen amenities; gas appliances, pantry and hardwood floors. Oversized bedrooms and primary suite with soaking tub, double sinks and walk-in closet! Located just minutes to Nike, Intel and

    Kristen Bier ELEETE Real Estate

    4290 SW Highgate Terrace, Beaverton, OR 97007
  • /34

    $749,000

    • 5 Beds
    • 2.5 Baths
    • 3,338 Sq Ft

    15460 SW 145th Terrace, Portland, OR 97224

    Welcome to your new 5-bedroom, 2.5-bath home on beautiful Bull Mountain!This well-maintained, single-owner home is ready for its next chapter. As you enter, you’ll pass the versatile 5th bedroom—perfect for a home office—along with a convenient half bath and a formal dining room. The main living area opens up into a spacious, light-filled living room and kitchen, featuring stainless steel

    Tony Lewis Cascadia NW Real Estate

    15460 SW 145th Terrace, Portland, OR 97224
  • /41

    $845,000

    • 5 Beds
    • 3.5 Baths
    • 3,190 Sq Ft

    3230 SW Dolph Ct, Portland, OR 97219

    Step into this stunning contemporary home featuring a beautifully open layout and an attached ADU with a private entrance. A versatile bedroom or den on the main floor offers flexible living options, perfect for guests or a home office. The inviting living room boasts a wall of windows that flood the space with natural light while offering serene views of the private backyard. A cozy gas

    Tara Cowlthorp Redfin

    3230 SW Dolph Ct, Portland, OR 97219
  • /48

    $1,060,000

    • 4 Beds
    • 2.5 Baths
    • 3,585 Sq Ft

    14267 SW Lukar Ct, Portland, OR 97223

    Tucked away in a serene cul-de-sac, this beautifully crafted 4-bedroom, 2.5-bathroom home offers a spacious and open layout designed for comfortable living. The inviting living room features custom built-ins, a cozy gas fireplace, and large windows that frame views of the lush, private backyard.The chef’s kitchen is a dream, complete with stainless steel appliances, a tiled backsplash, granite

    Drew Coleman Opt

    14267 SW Lukar Ct, Portland, OR 97223
  • /43

    $975,000 Open Sat 12PM - 3PM

    • 4 Beds
    • 2.5 Baths
    • 2,398 Sq Ft

    5153 Greensborough Ct, Lake Oswego, OR 97035

    Perched with presence above the street in one of Lake Oswego's most sought-after neighborhoods, the home offers thoughtful upgrades throughout. Step inside to discover oak hardwood flooring on the main level, fresh paint, and plush new carpet. The interiors are bright and airy. The updated kitchen, complete with granite countertops and custom inset cabinetry connects seamlessly to the main living

    Matthew Tercek Real Broker

    5153 Greensborough Ct, Lake Oswego, OR 97035
  • /26

    $475,000 Open Sat 1PM - 3PM

    • 2 Beds
    • 1 Bath
    • 926 Sq Ft

    2930 SW Hume Ct, Portland, OR 97219

    Open House Saturday 5/17/25 1-3PM. Welcome to this charming two-bedroom, one bath bungalow, perfectly situated just blocks from the heart of Multnomah Village with easy access to coffee shops, restaurants, parks and boutiques. Recent improvement include electrical & plumbing updated, new water heater and updates to the bathroom. [Home Energy Score = 7. HES Report at ]

    Gayle Clopton Realty First

    2930 SW Hume Ct, Portland, OR 97219
  • /30

    $859,900

    • 4 Beds
    • 2.5 Baths
    • 2,464 Sq Ft

    18350 SW Florendo Ln, Beaverton, OR 97007

    Current owner started with a solid attractive ,functional floor plan in Renaissance Pointe and then enhanced it from the front yard throughout the entire home. No expense spared in materials or quality from high end appliances to completely redesigned bathrooms to enhanced lighting and upgraded HVAC.. This home exudes taste and elegance yet is immensely practical offering a separate den and large

    Farangis Tavangary John L. Scott

    18350 SW Florendo Ln, Beaverton, OR 97007
  • /40

    $454,900

    • 3 Beds
    • 2 Baths
    • 1,286 Sq Ft

    16620 SW Townsville St, Tigard, OR 97224

    The one level condo that you have been looking for! Lightly lived in functional floor plan offers easy living in the heart of everything. Large great room style living space offers an oversized kitchen with large island, high end appliances, and solid surface granite countertops. Enjoy hardwood floors throughout the living area in the kitchen, dining area, and great room. The sliding glass door

    Chris Suarez Keller Williams Sunset Corridor

    16620 SW Townsville St, Tigard, OR 97224

Showing Results 441 - 480, Page 12 of 18

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