413

Homes for Sale near Explorations Academy

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  • /40

    $1,420,000

    $75K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 2,741 Sq Ft

    329 Viewcrest Rd, Bellingham, WA 98229

    Now offered at $1,420,000, this beautifully updated Edgemoor home offers a rare combination of privacy, comfort, and modern efficiency just minutes from Fairhaven. Thoughtfully updated and surrounded by nature, this home offers a rare combination of privacy, comfort, and modern efficiency just minutes from historic Fairhaven. Warm wood floors, vaulted ceilings, and expansive windows fill the home

    Jeff Engen MJB Real Estate Group

    329 Viewcrest Rd, Bellingham, WA 98229
  • /23

    $2,250,000

    • 20 Beds
    • 16 Baths
    • 11,180 Sq Ft

    201 N Commercial St, Bellingham, WA 98225

    Welcome to the Avalon! An appealing multifamily investment opportunity located at 201 N Commercial Street in Bellingham, Washington. Originally built between 1900 and 1906, the property is a two-story, sixteen-unit apartment community located in downtown Bellingham. Built as ten large flats, the Bellingham Herald described the building as “the leading fashionable apartment house in the city and

    Jon Bye John L. Scott, Inc

    201 N Commercial St, Bellingham, WA 98225
  • /30

    $999,999

    • 3 Beds
    • 2 Baths
    • 1,188 Sq Ft

    269 E Laurel St, Bellingham, WA 98225

    Once in a generation an incredible opportunity arises to own a unique shy 50-acre property located just 15 minutes from downtown Bellingham. This 48-acre parcel features an excellent 2006-built, one-level house with 3 bedrooms and 2 bathrooms, along with a spacious 960-square-foot, 3-bay shop, both in fantastic condition. The land features 600 feet of pastoral frontage along Guide Meridian to the

    Mark Redis American Dream R.E. East LLC

    269 E Laurel St, Bellingham, WA 98225
  • /19

    $619,500

    • 3 Beds
    • 2 Baths
    • 1,280 Sq Ft

    3056 Barkley Meadows Cir, Bellingham, WA 98226

    Quality Barkley living with greenbelt privacy! Built by Lewsader Construction, this beautifully maintained single-level home backs to a peaceful greenbelt, offering a private and serene setting to enjoy from the covered back deck. Thoughtfully designed with contemporary style and a highly functional floor plan, the home is truly move-in ready with fresh interior paint and brand-new carpet.

    Dexter Andrews John L. Scott Bellingham

    3056 Barkley Meadows Cir, Bellingham, WA 98226
  • /31

    $530,000

    New Construction
    • 2 Beds
    • 2.5 Baths
    • 1,334 Sq Ft

    4178 Bray Way, Bellingham, WA 98226

    New construction! Estimated completion end of July. This brand-new 2 bed, 2.5 bath sits near peaceful Emerald Lake; a woodsy oasis less than 10 minutes to Barkley Village and life's amenities. This house is a rare find for the area with the extraordinary amount of sun it receives. A convenient ground-level entry with utility closet and storage leads up to the heart of the home with a bright,

    Ashley Pinch-Williamson eXp Realty

    4178 Bray Way, Bellingham, WA 98226
  • /33

    $589,000

    New Construction Open Fri 12PM - 2PM
    • 3 Beds
    • 2.5 Baths
    • 1,646 Sq Ft

    4241 Melrose Ln, Bellingham, WA 98226

    Welcome to Trailside, a new Cordata Townhome community alongside Northern Lights Park. These modern, craftsman style homes offer warm, premium finishes throughout w/ thoughtfully designed floor plans. This is a spacious corner unit, 3-bedroom design with a private courtyard. Main floor offers a large great room, primary bedroom w/ en-suite bath, half bath, mudroom/laundry, & kitchen w/ quartz

    Elizabeth Wolfe Windermere RE Whatcom, Inc.

    4241 Melrose Ln, Bellingham, WA 98226
  • /34

    $854,900

    • 3 Beds
    • 3 Baths
    • 1,286 Sq Ft

    1201 11th St Unit 303, Bellingham, WA 98225

    Fairhaven's Judson Plaza. 1 of only 10 residential condos with a recent $2.2M building renovation in the heart of historical Fairhaven. Enjoy beautiful views of Bellingham Bay from the picture windows or take in the sunsets from semi-private rooftop deck. Live across from Village Books and enjoy summer movie nights at Fairhaven Green. Walk to Taylor Dock, Marine Park, or Alaska Ferry Terminal.

    Jay Reilly Windermere RE Whatcom, Inc.

    1201 11th St Unit 303, Bellingham, WA 98225
  • /10

    $310,000

    New Construction
    • 1,250 Sq Ft

    1629 Jills Ct Unit 8, Bellingham, WA 98226

    Irongate RediSpace - State of the art industrial/storage condominiums conveniently located in the Irongate Industrial Business Park. This is not your typical storage garage. Quality built with steel construction and metal roofs for longevity and low maintenance in mind, and a gated community that is secure and accessible 24/7. Designed with style in mind and extra wide 70-foot aisle ways between

    Chet Kenoyer Windermere RE Whatcom, Inc.

    1629 Jills Ct Unit 8, Bellingham, WA 98226
  • /13

    $340,000

    New Construction
    • 1,610 Sq Ft

    1631 Jills Ct Unit 8, Bellingham, WA 98226

    Irongate RediSpace - State of the art industrial/storage condominiums conveniently located in the Irongate Industrial Business Park. This is not your typical storage garage. Quality built with steel construction and metal roofs for longevity and low maintenance in mind, and a gated community that is secure and accessible 24/7. Designed with style in mind and extra wide 70-foot aisle ways between

    Chet Kenoyer Windermere RE Whatcom, Inc.

    1631 Jills Ct Unit 8, Bellingham, WA 98226
  • /40

    $3,150,000

    $250K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 12,768 Sq Ft

    1252 Nevada St, Bellingham, WA 98229

    17 unit apartment complex off Lakeway on Nevada Street within walking distance to bus line, Whole Foods, Carl cozier elementary school, city park and pool complex. Central location. Unit mix:12 one- bedroom units and 5 -two bedroom units all under market rent with stable vacancy history. Excellent parking. Recent maintenance: New roof 2026new gutters 2026new washer dry units in common laundry

    Jeff Johnson Windermere RE Whatcom, Inc.

    1252 Nevada St, Bellingham, WA 98229
  • /22

    $245,000

    • 2 Beds
    • 1.5 Baths
    • 727 Sq Ft

    2713 W Maplewood Ave Unit 211, Bellingham, WA 98225

    Low maintenance condo in the heart of Bellingham’s Birchwood neighborhood! Living room features a stone fireplace and sliding glass door out to back deck, looking out over tree buffer giving you privacy and green without giving up light. One bedroom has an en suite half bath giving everyone their own space. In unit washer and dryer and one assigned parking spot close to the unit. Squalicum Creek

    Olivia Statham Bellingham Real Estate Company

    2713 W Maplewood Ave Unit 211, Bellingham, WA 98225
  • /10

    $310,000

    New Construction
    • 1,250 Sq Ft

    1629 Jills Ct Unit 1, Bellingham, WA 98226

    Irongate RediSpace - State of the art industrial/storage condominiums conveniently located in the Irongate Industrial Business Park. This is not your typical storage garage. Quality built with steel construction and metal roofs for longevity and low maintenance in mind, and a gated community that is secure and accessible 24/7. Designed with style in mind and extra wide 70-foot aisle ways between

    Chet Kenoyer Windermere RE Whatcom, Inc.

    1629 Jills Ct Unit 1, Bellingham, WA 98226
  • /31

    $849,000

    • 4 Beds
    • 4.5 Baths
    • 2,349 Sq Ft

    115 N 34th St, Bellingham, WA 98225

    Purpose-designed and built in 2019 from the ground up to be an efficient rental for nearby WWU area students. This property will forever be attractive to renters as it features four separate private rooms, each with its own dedicated en suite bathroom (including shower) and generous closet space. Upstairs and downstairs common areas, a shared full kitchen, and shared laundry create a functional,

    Jason Lee Windermere RE Whatcom, Inc.

    115 N 34th St, Bellingham, WA 98225
  • /25

    $121,000

    • 2 Beds
    • 2 Baths
    • 1,008 Sq Ft

    2284 Yew Street Rd Unit E-1, Bellingham, WA 98229

    $7,000 PRICE REDUCTION! Don't miss this opportunity to own a move-in ready home in the desirable Forest Park Mobile Home Community. This well-maintained 1976 Broadmore offers 2 bedrooms, 2 bathrooms, and a thoughtfully designed floor plan with bedrooms located on opposite ends of the home for added privacy. The bright, open-concept living area flows seamlessly into the dining space and kitchen,

    Tammy Parker RE/MAX Whatcom County, Inc.

    2284 Yew Street Rd Unit E-1, Bellingham, WA 98229
  • /30

    $232,000

    • 1 Bath
    • 487 Sq Ft

    690 32nd St Unit B301, Bellingham, WA 98225

    Welcome to easy, low-maintenance living at Cypress Condominiums! This bright, top-floor corner studio offers an exceptional opportunity for first-time buyers, professionals, downsizers, or WWU students looking to invest in housing. The open-concept layout lives larger than expected and is filled with natural light thanks to its desirable corner-unit location. Inside, you'll find beautiful maple

    Ramona Green Windermere RE Whatcom, Inc.

    690 32nd St Unit B301, Bellingham, WA 98225
  • /39

    $789,000

    • 3 Beds
    • 3 Baths
    • 2,026 Sq Ft

    3979 Patrick Ct, Bellingham, WA 98226

    First time on the market in over 25 years, with modern updates throughout! This house has been meticulously maintained - and it shows! Tucked in a quiet cul-de-sac between the Silver Beach and Barkley Neighborhoods, you have the best of Bellingham right at your doorstep. A community trail just a block away leads you to Northridge Park and the Klipsun/Railroad trail system. Inside the house, you

    Sophia Evans Muljat Group

    3979 Patrick Ct, Bellingham, WA 98226
  • /24

    $410,000

    • 2 Beds
    • 2 Baths
    • 1,230 Sq Ft

    523 W Kellogg Rd Unit 523, Bellingham, WA 98226

    Rarely does a condominium offer this combination of no-step accessibility, comfort, and convenience. This beautiful street-level condo features 2 bedrooms, 2 bathrooms, a den with French doors, and a separate utility room. The open living area includes a cozy gas fireplace and opens to a private patio. The spacious primary bedroom offers two closets and a private bath with a jetted tub and

    John Templeton Windermere RE Whatcom, Inc.

    523 W Kellogg Rd Unit 523, Bellingham, WA 98226
  • /22

    $519,000

    • 4 Beds
    • 1.5 Baths
    • 1,292 Sq Ft

    1417 N Garden St, Bellingham, WA 98225

    Prime downtown Bellingham investment opportunity! Just minutes from WWU, this versatile 4 bedroom Victorian offers strong rental income potential with comparable rentals achieving approximately $3,600 to $3,800 per month. Situated in one of Bellingham's most walkable neighborhoods, you'll enjoy easy access to downtown restaurants, coffee shops, breweries, parks, trails, public transit and Western

    Damian Pro Windermere RE Whatcom, Inc.

    1417 N Garden St, Bellingham, WA 98225
  • /16

    $55,000

    $10K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 924 Sq Ft

    1200 Lincoln St Unit 103, Bellingham, WA 98229

    Well-maintained and nicely updated home located in a welcoming 55+ community in the heart of Bellingham. This comfortable home features a spacious kitchen, newer appliances, fresh interior paint, updated double-pane windows, laminate flooring, and an upgraded ductless heat pump for efficient heating and cooling. The primary bathroom has been updated with a modern sliding glass shower door, while

    Sean Ryan NextHome Northwest Living

    1200 Lincoln St Unit 103, Bellingham, WA 98229
  • /25

    $519,000

    $10K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 1,006 Sq Ft

    924 N Garden St Unit 201, Bellingham, WA 98225

    Enjoy breathtaking, unobstructed views of Bellingham Bay, Canadian Mountains, and the city skyline from this beautifully maintained single-level end-unit condo. Featuring an expansive, full-width deck, this home is perfect for relaxing or entertaining while taking in the scenery. Inside, you’ll find a bright, open-concept floor plan with incredible views from both the living room and kitchen. Two

    Kyle Brown John L. Scott Skagit

    924 N Garden St Unit 201, Bellingham, WA 98225
  • /18

    $2,750,000

    New Construction
    • 3 Beds
    • 4.5 Baths
    • 4,122 Sq Ft

    2404 Sonora Ln, Bellingham, WA 98229

    Presale opportunity in the sought-after, gated Chuckanut Crest Community. This custom built luxury home will be crafted by a premier local builder, offering refined Pacific Northwest design and the ability to personalize finishes. Situated to maximize privacy on a 49,223 sq. ft. lot, this home is designed to capture sweeping territorial and bay views with seamless indoor-outdoor living. Grand

    Nick Berard Keller Williams Western Realty

    2404 Sonora Ln, Bellingham, WA 98229
  • /40

    $3,250,000

    • 4 Beds
    • 4.5 Baths
    • 4,191 Sq Ft

    420 S Clarkwood Dr, Bellingham, WA 98225

    This extraordinary estate offers unparalleled, jaw dropping 270-degree bay and San Juan Island views paired with spectacular year-round sunsets. A winding and private tree lined driveway leads to over 1/2 acre of complete privacy and an impressive 4,200 square foot custom and quality built home designed for exceptional Northwest living. Features are many and include multiple living areas with

    Chet Kenoyer Windermere RE Whatcom, Inc.

    420 S Clarkwood Dr, Bellingham, WA 98225
  • /35

    $635,000

    New Construction Open Thu 12PM - 3PM
    • 2 Beds
    • 2 Baths
    • 983 Sq Ft

    820 N State St Unit 614, Bellingham, WA 98225

    2-bedroom newly built condo with sweeping bay views and exceptional natural light in the heart of Bellingham. Located in Madrona Condominiums, a new six-story boutique community of 111 residences on State Street. This thoughtfully designed, spacious condo offers upgraded finishes, efficient modern living, full appliance package, and secure gated garage parking. Enjoy a spacious primary suite with

    Elizabeth Wolfe Windermere RE Whatcom, Inc.

    820 N State St Unit 614, Bellingham, WA 98225
  • /3

    $995,000

    • Land
    • 1.25 Acres
    • $796,000 per Acre

    515 W Horton Rd, Bellingham, WA 98226

    Construct your own medical/office building up to 10,000 square feet with 41 parking stalls. Seller has completed majority of the hard work including approvals for: Site Plan, Critical areas, and Design review. Buyer to complete Architecture, Engineering and building permits for their own building. Ideal location next to PeaceHealth Cordata Main Clinic.

    Greg Martineau Gage CRE

    515 W Horton Rd, Bellingham, WA 98226
  • /40

    $1,295,000

    • 3 Beds
    • 2 Baths
    • 2,674 Sq Ft

    221 N Garden St, Bellingham, WA 98225

    Perched in the heart of South Hill, this beautifully maintained mid-century home blends timeless character with sweeping views of Bellingham Bay and the San Juan Islands. Over $300,000 has been thoughtfully invested in the home's infrastructure and professionally designed landscaping, creating lasting value beyond what meets the eye. While much of the work has been behind the walls and throughout

    Rom Hirss COMPASS

    221 N Garden St, Bellingham, WA 98225
  • /31

    $850,000

    $49K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft

    510 13th St, Bellingham, WA 98225

    Welcome to a rare South Hill treasure in the heart of Bellingham! This charming 1929 bungalow combines timeless character with breathtaking views of Bellingham Bay, the San Juan Islands, and the surrounding mountains. Nestled within a lush, private "Secret Garden" setting, this unique home offers the perfect blend of tranquility and convenience. Ideally located just minutes from Historic

    Judy Gratton eXp Realty

    510 13th St, Bellingham, WA 98225
  • /27

    $495,000

    • 2 Beds
    • 2 Baths
    • 1,004 Sq Ft

    4878 N Village Ln Unit A, Bellingham, WA 98226

    Tucked at the end of a peaceful cul-de-sac in Bellingham's highly sought-after 55+ Village at Cordata community, this single-level end-unit is completely updated and move-in ready. It backs directly to neighborhood trails — perfect for morning coffee walks or evening strolls. Freshly painted throughout, the home feels crisp and new, while skylights fill the space with natural light rarely found

    Stacy Clark Windermere Real Estate JS

    4878 N Village Ln Unit A, Bellingham, WA 98226
  • /38

    $1,150,000

    $25K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,273 Sq Ft

    2600 Hampton Place, Bellingham, WA 98225

    One of the earliest homes built in the Broadway Park area, this classic Craftsman in the coveted Cornwall Park neighborhood is ready for you to call home. Set on a beautiful corner lot along one of the most picturesque streets in town, this move-in ready home has gorgeous preserved original character while also having tasteful upgrades. Enter into the home from your sun-filled front porch to be

    Sarah Colin John L. Scott Bellingham

    2600 Hampton Place, Bellingham, WA 98225
  • /40

    $1,255,000

    • 3 Beds
    • 3.5 Baths
    • 2,491 Sq Ft

    708 Poplar Dr Unit 1, Bellingham, WA 98226

    Don’t miss this rare opportunity to own at Lakeside North - Lake Whatcom’s premier condominiums, located on sunny Northshore Drive, close to town & across the street from two new restaurants and store . This is a 3 bedroom, 3 bath, South facing end unit that's flooded with sun, and includes a private boat slip. It's the largest unit in the complex with nearly 2,500 square feet, two massive

    Chet Kenoyer Windermere RE Whatcom, Inc.

    708 Poplar Dr Unit 1, Bellingham, WA 98226
  • /40

    $2,995,000

    • 4 Beds
    • 3.5 Baths
    • 3,940 Sq Ft

    405 Bayside Rd, Bellingham, WA 98225

    Discover your ideal coastal haven in the sought-after Edgemoor neighborhood, where sophistication meets the natural splendor of the Pacific Northwest. Set on nearly an acre of lush, manicured grounds, this stunning home boasts sweeping water views, a complete top-to-bottom remodel, and luxurious modern amenities. Inside, vaulted ceilings, French Oak floors, and walls of windows frame breathtaking

    Michelle Harrington COMPASS

    405 Bayside Rd, Bellingham, WA 98225
  • /21

    $729,000

    • 3 Beds
    • 1.5 Baths
    • 1,880 Sq Ft

    2600 Sylvan St, Bellingham, WA 98226

    Mid-century modern single-level home in Silver Beach! Situated on a sunny, flat, fenced 10,000+ sq.ft. lot. Enjoy relaxing evenings on the spacious back deck overlooking the large yard and mature trees. Charming kitchen features high-end appliances, including a new stovetop, refrigerator, and dishwasher. Hardwood floors extend throughout the living room and bedrooms, adding warmth and character.

    Jon Hansen Hansen Group Real Estate Inc

    2600 Sylvan St, Bellingham, WA 98226
  • /40

    $475,000

    • 3 Beds
    • 2.5 Baths
    • 1,573 Sq Ft

    351 Tremont Ave Unit 102, Bellingham, WA 98226

    Spacious 3 bed/2.5 bath townhome-style condo with 2 car garage. Located in the desirable Cordata neighborhood, featuring open kitchen with island and newer appliances. The large 1573 SF unit is well designed; the open concept creates a true sense of connection with a cozier and more personal feel. The efficent kitchen is the heart of the home, with extensive cabinets, soft-close drawers and new

    Andy Webster Coldwell Banker Bain

    351 Tremont Ave Unit 102, Bellingham, WA 98226
  • /24

    $1,250,000

    Open Sun 12PM - 4PM
    • 3 Beds
    • 2 Baths
    • 2,488 Sq Ft

    727 Poplar Dr, Bellingham, WA 98226

    Nestled in Bellingham's highly desirable Silver Beach neighborhood, this inviting home offers the perfect blend of comfort, privacy, and lifestyle. Enjoy glimpses of beautiful Lake Whatcom just across the street while relacing in a peaceful setting surrounded by mature landscaping. Inside you'll find spacious living areas with vaulted ceilings, skylights, and multiple fireplaces that create a

    Andrea Peckham Keller Williams Western Realty

    727 Poplar Dr, Bellingham, WA 98226
  • /12

    $340,000

    New Construction
    • 1,610 Sq Ft

    1631 Jills Ct Unit 14, Bellingham, WA 98226

    Irongate RediSpace - State of the art industrial/storage condominiums conveniently located in the Irongate Industrial Business Park. This is not your typical storage garage. Quality built with steel construction and metal roofs for longevity and low maintenance in mind, and a gated community that is secure and accessible 24/7. Designed with style in mind and extra wide 70-foot aisle ways between

    Chet Kenoyer Windermere RE Whatcom, Inc.

    1631 Jills Ct Unit 14, Bellingham, WA 98226
  • /36

    $749,000

    • 3 Beds
    • 2 Baths
    • 1,552 Sq Ft

    3447 Pinehurst Ct, Bellingham, WA 98226

    Single-level updated home with a view of Bellingham Bay (protected by neighborhood CC&R) on a fully-fenced, professionally xeriscaped lot. Access Northridge Park Trail and Bellingham's interurban trail network from the back gate. The tall crawlspace under the house provides convenient storage space. New roof installed in 2022. Newer heat pump provides central A/C & heating with a back-up gas

    Nicole Tingvall John L. Scott Bellingham

    3447 Pinehurst Ct, Bellingham, WA 98226
  • /15

    $350,000

    • Land
    • 3.17 Acres
    • $110,410 per Acre

    0 3056 Northshore Rd, Bellingham, WA 98226

    Perched above Lake Whatcom with sweeping water and territorial views, this rare 3-acre property offers an exceptional opportunity to build in one of Whatcom County's most sought-after recreational settings. Unlike many watershed parcels, much of the heavy lifting has already been completed. A prior county-approved building footprint has been established, allowing the next owner to focus on

    Sydney Weitzel RE/MAX Whatcom County, Inc.

    0 3056 Northshore Rd, Bellingham, WA 98226
  • /40

    $2,895,000

    • 3 Beds
    • 3.5 Baths
    • 3,668 Sq Ft

    4311 Samish Crest Dr, Bellingham, WA 98229

    A masterful expression of PNW luxury, this custom-designed home pairs timeless architecture with breathtaking views of Bellingham Bay, the San Juan Islands, & the mountains of British Columbia. Floor-to-ceiling windows frame the ever-changing waterfront landscape from every room, filling the home with natural light & creating a seamless connection to the outdoors. Designed for elevated living,

    Kate Fadden John L. Scott Bellingham

    4311 Samish Crest Dr, Bellingham, WA 98229
  • /39

    $824,900

    New Construction Open Sat 11AM - 2PM
    • 3 Beds
    • 2.5 Baths
    • 1,688 Sq Ft

    4314 Creston Way, Bellingham, WA 98226

    Tucked into the sought-after Crossridge community, this final new-construction home offers a rare blend of privacy, style, and effortless living. Set on the largest lot in the development, it enjoys no neighbors to the north, ultimate Pacific Northwest views, and a serene backdrop of protected native land. This 3-bedroom, 2.5-bath home lives larger than its 1,688 square feet, featuring elevated,

    Carla Moore eXp Realty

    4314 Creston Way, Bellingham, WA 98226
  • /40

    $885,000

    • 2 Beds
    • 1 Bath
    • 1,468 Sq Ft

    1016 12th St, Bellingham, WA 98225

    Built in 1922, this iconic Fisherman's Craftsman Bungalow has been a quiet fixture of South Hill for more than a century. Freshly painted and thoughtfully preserved, it blends enduring character with craftsmanship that has stood the test of time. From its coveted location just moments from Historic Fairhaven, the Carnegie Library, waterfront trails, cafés, and local boutiques are part of your

    Chris Boyd COMPASS

    1016 12th St, Bellingham, WA 98225
  • /40

    $739,000

    • 3 Beds
    • 2.5 Baths
    • 2,175 Sq Ft

    4224 Springland Ln, Bellingham, WA 98226

    Welcome home to this bright and spacious Barkley area gem offering almost 2,200 square feet of comfortable living on a quiet cul-de-sac in one of Bellingham's most sought-after neighborhoods. Designed for convenience and flexibility, the home features 3 bedrooms, 2.25 bathrooms, including a desirable primary suite on the main level. Fresh interior paint, brand-new carpet, and abundant natural

    Tim Cornwell eXp Realty

    4224 Springland Ln, Bellingham, WA 98226

Showing Results 361 - 400, Page 10 of 11

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