Homes for Sale near Hillcrest Kids

• 

  

  

  /19

  $1,099,000

  • 7 Beds
  • 4 Baths
  • 3,456 Sq Ft

  2312 Orleans St, Bellingham, WA 98229

  Prime investment opportunity in Bellingham! This well-maintained fourplex offers strong income potential and future development options on the back portion of the lot. The property features three spacious 2BD/1BA units and one 1BD/1BA unit, plus an on-site coin-op laundry for added income. Located in a central area close to shopping, restaurants, parks, and freeway access, it’s ideal for

  Anthony Zapata Keller Williams Western Realty

  

  2312 Orleans St, Bellingham, WA 98229
• 

  

  

  /29

  $350,000

  • 3 Beds
  • 2 Baths
  • 1,546 Sq Ft

  3802 James St Unit 82, Bellingham, WA 98226

  Experience the charm of a 55+ community at James Street Estates. This spacious 1,546 sq ft home, offers 3 bedrooms, 2 baths, a generous living area, dining area w/ built-in hutch, and vaulted ceilings. The open kitchen features stainless steel appliances and ample cabinet space for storage. Large dining room right off the kitchen. The primary suite includes a spacious closet and an attached en

  Sineka Young Mission Realty, LLC

  

  3802 James St Unit 82, Bellingham, WA 98226
• 

  

  

  /12

  $399,999 New Construction

  • 2 Beds
  • 1.5 Baths
  • 960 Sq Ft

  1716 Sunup Loop, Bellingham, WA 98226

  Step into contemporary comfort with this brand new 2-bedroom, 1.5-bath end unit townhome nestled in one of the area's newest communities. With thoughtfully designed finishes, this home features quartz countertops, sleek stainless-steel appliances and an open-concept layout perfect for entertaining or relaxing. Enjoy low-maintenance living in a vibrant neighborhood with easy access to shopping,

  Lynzi Cowden Windermere Real Estate Whatcom

  

  1716 Sunup Loop, Bellingham, WA 98226
• 

  

  

  /33

  $360,000 Open Sat 10AM - 12PM

  • 1 Bed
  • 1 Bath
  • 725 Sq Ft

  414 Boulevard Unit 105, Bellingham, WA 98225

  Spacious and inviting one-bedroom condo perched on the desirable South Hill, just minutes from WWU, Boulevard Park, Fairhaven, downtown Bellingham, and the Bellingham Farmer's Market. Enjoy seasonal views of Bellingham Bay from your enclosed private deck—perfect for year-round coffee mornings or relaxing evenings. This bright and airy unit features an open living space, assigned covered parking,

  Don Hale Keller Williams Western Realty

  

  414 Boulevard Unit 105, Bellingham, WA 98225
• 

  

  

  /24

  $500,000

  • Land
  • 5.22 Acres
  • $95,785 per Acre

  0 Stoney Brook Ln, Bellingham, WA 98229

  Absolutely irreplaceable acreage in a gated community bordering world class mountain biking with outstanding proximity to both Bellingham's core and I5. Located in the Stoney Brook Lane private gated community, this lot is the second of three being offered as a blank slate for your imagination and lifestyle. Located off Samish Way, Stoney Brook is a 19 lot development abutting the Galbraith

  Jason Loeb Windermere Real Estate Whatcom

  

  0 Stoney Brook Ln, Bellingham, WA 98229
• 

  

  /40

  $375,000

  • 2 Beds
  • 2 Baths
  • 1,000 Sq Ft

  251 W Bakerview Rd Unit 103, Bellingham, WA 98226

  Looking for location? This is it! Walking distance to shopping, restaurants & services. Remodel just completed w/fresh paint & luxury vinyl plank flooring –move in ready. This 2-bedroom ground floor end unit offers lovely green vistas w/great natural light in a quiet location. The living room w/fireplace & balcony offers cozy space for relaxation. Let the large primary w/balcony access, walk-in

  Leslie Hobkirk Windermere Real Estate Whatcom

  

  251 W Bakerview Rd Unit 103, Bellingham, WA 98226
• 

  

  /16

  $5,360,000

  • Land
  • 4.13 Acres
  • $1,297,821 per Acre

  3729 Meridian St, Bellingham, WA 98225

  Prime development opportunity: 4.13 acres of pristine flat terrain bordering the prestigious Bellingham Golf & Country Club. This exceptional parcel comes fully entitled for 67 townhomes with preliminary plat approval already secured. Future residents will enjoy ideal location along 8th and 9th holes in this coveted location offering seamless connectivity—minutes from downtown Bellingham, the

  Greg Martineau Gage CRE

  

  3729 Meridian St, Bellingham, WA 98225
• 

  

  /40

  $3,179,000

  • 4 Beds
  • 3.5 Baths
  • 3,940 Sq Ft

  405 Bayside Rd, Bellingham, WA 98225

  Discover nearly an acre of landscaped splendor in coveted Edgemoor where luxury seamlessly blends with comfort. Upon entering be greeted by the breathtaking panoramic views of the Bay and San Juan Islands. No detail was overlooked in the comprehensive remodel ensuring a flawless aesthetic throughout. Culinary enthusiasts will revel in the chefs kitchen outfitted with commercial-grade appliances

  Michelle Harrington COMPASS

  

  405 Bayside Rd, Bellingham, WA 98225
• 

  

  /16

  $465,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,450 Sq Ft

  1733 Sunup Loop, Bellingham, WA 98226

  Brand new townhome in Bellingham's new Sunset Village community. This 3 story, 3 bedroom, 1.75 bath interior unit features an oversized garage, stainless steel appliances, quartz countertops & mixed cabinetry. Walkable to shopping, dining, bus line, & trail system. Don't miss out on a great opportunity!

  Lynzi Cowden Windermere Real Estate Whatcom

  

  1733 Sunup Loop, Bellingham, WA 98226
• 

  

  /10

  $310,000 New Construction

  • 1,250 Sq Ft

  1629 Jills Ct Unit 4, Bellingham, WA 98226

  Irongate RediSpace - State of the art industrial/storage condominiums conveniently located in the Irongate Industrial Business Park. This is not your typical storage garage. Quality built with steel construction and metal roofs for longevity and low maintenance in mind, and a gated community that is secure and accessible 24/7. Designed with style in mind and extra wide 70-foot aisle ways between

  Chet Kenoyer Windermere Real Estate Whatcom

  

  1629 Jills Ct Unit 4, Bellingham, WA 98226
• 

  

  /19

  $989,950 Open Sat 11AM - 2PM

  • 3 Beds
  • 2.5 Baths
  • 2,549 Sq Ft

  1101 Whidbey St, Bellingham, WA 98229

  Gorgeous new home in Timber Creek by Skeers Construction. Great location is peaceful and woodsy, but close to Whatcom Falls Park and just two miles from downtown. This two-story home is one of the builder's most sought-after floor plans, with a main floor primary suite and home office, and a contemporary great room design. The covered patio is perfect for year-round outdoor enjoyment. Large side

  Kirk Ghio Muljat Group

  

  1101 Whidbey St, Bellingham, WA 98229
• 

  

  /15

  $340,000 New Construction

  • 1,610 Sq Ft

  1631 Jills Ct Unit 8, Bellingham, WA 98226

  Irongate RediSpace - State of the art industrial/storage condominiums conveniently located in the Irongate Industrial Business Park. This is not your typical storage garage. Quality built with steel construction and metal roofs for longevity and low maintenance in mind, and a gated community that is secure and accessible 24/7. Designed with style in mind and extra wide 70-foot aisle ways between

  Chet Kenoyer Windermere Real Estate Whatcom

  

  1631 Jills Ct Unit 8, Bellingham, WA 98226
• 

  

  /35

  $630,000

  • 2 Beds
  • 1 Bath
  • 1,000 Sq Ft

  415 N State St, Bellingham, WA 98225

  Wake up to Bay views and unwind with breathtaking sunsets. Start your day on your private balcony with a quite morning coffee and end it with unforgettable sunsets that light up the entire great room. This beautifully updated bright, and spacious unit offers a serene coastal lifestyle with new luxury plank flooring, new carpet, fresh paint and new appliances. The open layout is filled with

  Mo Good RSVP Brokers ERA

  

  415 N State St, Bellingham, WA 98225
• 

  

  /40

  $725,000

  • 4 Beds
  • 2.5 Baths
  • 2,096 Sq Ft

  3241 W Mcleod Rd, Bellingham, WA 98225

  Welcome to this tastefully finished, almost-new home located in town! Meticulously well-maintained, experience the ultimate in convenience and contemporary living. The interior offers both style and function in beautiful finishes and a well thought-out layout for optimal living and comfort. Step outside to your private retreat: a lovely covered patio that extends your living area outdoors as you

  Anthony Petz Petz Real Estate

  

  3241 W Mcleod Rd, Bellingham, WA 98225
• 

  

  /40

  $1,600,000

  • 3 Beds
  • 2 Baths
  • 3,309 Sq Ft

  123 Hiline Rd, Bellingham, WA 98229

  Stylish and serene, this 3bd 2 bth unique home showcases Scandinavian-inspired design and abundant natural light across two spacious levels. Set on over an acre at the base of the Chuckanut trail system, it’s a dream location for hikers and mountain bikers. The private, wooded setting offers peace and seclusion, while the backyard is built to entertain with two fireplaces, a gazebo, raised garden

  Marissa Noppe Muljat Group

  

  123 Hiline Rd, Bellingham, WA 98229
• 

  

  /37

  $675,000

  • 2 Beds
  • 2 Baths
  • 945 Sq Ft

  600 S State St Unit 212, Bellingham, WA 98225

  Beautifully remodeled west-facing condo at Rip Tide with sweeping views of Bellingham Bay and the San Juan Islands. This 2 bed, 2 bath home offers front-row seats to stunning sunsets and overlooks iconic Taylor Dock. The interior has been completely updated, featuring a modern open-concept kitchen that flows into the dining and living areas—perfect for entertaining, plus a designated parking

  Chet Kenoyer Windermere Real Estate Whatcom

  

  600 S State St Unit 212, Bellingham, WA 98225
• 

  

  /20

  $825,000

  • 644 Sq Ft

  1302 Larrabee Ave, Bellingham, WA 98225

  This property offers excellent versatility with multiple possibilities: redevelopment potential, live-in investment, or rental income (short-term rentals are permitted) in sought-after Fairhaven. Short walking distance to all of Fairhaven's attractions and easy I-5 access via Old Fairhaven Parkway. The 644-square-foot home sits on a generous 5,662-square-foot lot in the Residential Transition-4

  Greg Martineau Gage CRE

  

  1302 Larrabee Ave, Bellingham, WA 98225
• 

  

  /29

  $575,000

  • 2 Beds
  • 1.5 Baths
  • 1,056 Sq Ft

  1027 21st St, Bellingham, WA 98225

  A wonderful character home with all the modern updates you've been looking for! Centrally located, this Happy Valley gem is just blocks from Fairhaven Village! Every inch shines w/ 2022 updates including NEW flooring, cabinets, fixtures, shiplap accents, & lighting. NEW sewer line, roof (2023), & water heater (2023) mean peace of mind for decades to come. Enjoy a huge kitchen w/built-in nook and

  Alana Mey COMPASS

  

  1027 21st St, Bellingham, WA 98225
• 

  

  /10

  $310,000 New Construction

  • 1,250 Sq Ft

  1629 Jills Ct Unit 3, Bellingham, WA 98226

  Irongate RediSpace - State of the art industrial/storage condominiums conveniently located in the Irongate Industrial Business Park. This is not your typical storage garage. Quality built with steel construction and metal roofs for longevity and low maintenance in mind, and a gated community that is secure and accessible 24/7. Designed with style in mind and extra wide 70-foot aisle ways between

  Chet Kenoyer Windermere Real Estate Whatcom

  

  1629 Jills Ct Unit 3, Bellingham, WA 98226
• 

  

  /39

  $1,282,500

  • 3 Beds
  • 2.5 Baths
  • 2,580 Sq Ft

  3045 Eldridge Ave Unit A, Bellingham, WA 98225

  Luxury townhouse w/amazing southern bay/sound, island & mountain views through walls of windows up to soaring vaulted ceilings & high-end finishes throughout. This 2580 sqft unit lives like a similarly sized house w/3 bedrooms, office, 2-car garage w/the lock & go convenience of a condo. Fabulous primary suite features a spa bath & separate dual-shower enclosure, radiant heat, walk-in closet, and

  Chris Thorndike-Kent Windermere Real Estate Whatcom

  

  3045 Eldridge Ave Unit A, Bellingham, WA 98225
• 

  

  /31

  $315,000

  • 2 Beds
  • 1 Bath
  • 766 Sq Ft

  3374 Southbend Place Unit 101, Bellingham, WA 98226

  Rentable Opportunity! This well-maintained ground-floor end unit in Barkley offers the perfect blend of location, function, and rental potential. Inside, you'll find an open layout with abundant natural light, durable flooring, updated stainless appliances, and a private fenced patio that adds value for tenants or personal enjoyment. Two spacious bedrooms, one full bath, and in-unit laundry offer

  Stacy Graves eXp Realty

  

  3374 Southbend Place Unit 101, Bellingham, WA 98226
• 

  

  /15

  $310,000 New Construction

  • 1,250 Sq Ft

  1631 Jills Ct Unit 12, Bellingham, WA 98226

  Irongate RediSpace - State of the art industrial/storage condominiums conveniently located in the Irongate Industrial Business Park. This is not your typical storage garage. Quality built with steel construction and metal roofs for longevity and low maintenance in mind, and a gated community that is secure and accessible 24/7. Designed with style in mind and extra wide 70-foot aisle ways between

  Chet Kenoyer Windermere Real Estate Whatcom

  

  1631 Jills Ct Unit 12, Bellingham, WA 98226
• 

  

  /10

  $299,000

  • Land
  • 0.15 Acre
  • $2,009,409 per Acre

  804 Gilbert Dr, Bellingham, WA 98226

  Build Your Dream Home or Invest in Desirable Bellingham Location off James St. Rare opportunity to own a vacant land parcel in a prime location close to all amenities! This 6,480 Sq2 has all utilities in place, ready for construction. Garage and additional rooms already in site. Close proximity to I-5, restaurants and shopping. A tranquil setting, surrounded by custom homes. Don't miss this

  Maria Midence HomeSmart One Realty

  

  804 Gilbert Dr, Bellingham, WA 98226
• 

  

  /33

  $339,900

  • 2 Beds
  • 1 Bath
  • 754 Sq Ft

  1031 N State St Unit 107, Bellingham, WA 98225

  Light & bright 2-bedroom condo in the heart of Bellingham at The Atrium! This desirable main floor unit features an open floor plan, private deck, and large windows. Freshly updated with brand new carpet and paint throughout. Just a short walk to shops, restaurants, cafes, parks, trails, the Farmer’s Market, and more, offering a lifestyle of convenience and accessibility. Reserved parking spot

  Kena Greer Brashear Muljat Group

  

  1031 N State St Unit 107, Bellingham, WA 98225
• 

  

  /38

  $639,000

  • 3 Beds
  • 2 Baths
  • 2,114 Sq Ft

  2935 King St, Bellingham, WA 98225

  Welcome home to your midcentury Sunnyland rambler with a desirable 2-car shop off the alley! Effortless one-level living on a shy 1/3 acre with development potential & a beautiful mature garden space. Enter the sprawling living room w/ cozy gas fireplace & large vinyl windows. The open concept main living area flows to a spacious dining area w/ hardwood floors & slider to the fully fenced

  Alana Mey COMPASS

  

  2935 King St, Bellingham, WA 98225
• 

  

  /18

  $150,000

  • 1 Bed
  • 1 Bath
  • 616 Sq Ft

  2400 Donovan Ave Unit 13, Bellingham, WA 98225

  Less than 2-year-old 1BD/1BA home in the desirable 55+ South End Mobile Estates, just minutes from Fairhaven! Lightly lived-in with a smart open layout, two porches, quality finishes, custom blinds, and low-maintenance living with low bills. Built to last, installed on a concrete slab with concrete panel skirting, fresh gravel, a brand-new shed, and 2 parking spaces. Many furnishings and

  Emelie Goodman Wallberg eXp Realty

  

  2400 Donovan Ave Unit 13, Bellingham, WA 98225
• 

  

  /24

  $849,900

  • 5 Beds
  • 4 Baths
  • 2,224 Sq Ft

  615 E Myrtle St, Bellingham, WA 98225

  Prime Sehome Hill triplex just minutes from WWU—ideal for investors or owner-occupants. Main home offers 3 or 4 bedrooms & 1.5 baths; perfect investment or for living on site while generating income basically at the cost of buying a single home. Two additional units (stand alone duplex style at rear of parcel). These 1 bed/1 bath units provide steady rental potential in a high-demand area.

  Nav Narwal Coldwell Banker Bain

  

  615 E Myrtle St, Bellingham, WA 98225
• 

  

  /35

  $589,000

  • 2 Beds
  • 2 Baths
  • 1,174 Sq Ft

  201 S State St Unit A, Bellingham, WA 98225

  Experience luxury coastal living in this fully renovated Bayview condo perched above State Street with stunning views of Bellingham Bay. Updated from the studs out in 2024, enjoy new roofing, windows, siding, energy-efficient mini-splits with A/C, and a fully modernized interior. Featuring quartz countertops, custom cabinetry, and luxury vinyl plank flooring, this bright, open space offers

  Rom Hirss COMPASS

  

  201 S State St Unit A, Bellingham, WA 98225
• 

  

  /12

  $1,400,000

  • 6 Beds
  • 6 Baths
  • 4,463 Sq Ft

  1227 Puget St, Bellingham, WA 98229

  First time on market! Incredibly private 4-plex in highly sought after neighborhood. Completely remodeled and expanded in 2012, this was built with being a potential home-health care business in mind. It is surrounded by 10' tall hedges giving tenants a country feel in the city. Plenty of parking and close to shopping, bus lines, parks, and schools. Largest unit has sole use of an attached

  Patrick Starr John L. Scott Bellingham

  

  1227 Puget St, Bellingham, WA 98229
• 

  

  /32

  $1,500,000

  • 2,231 Sq Ft

  616 E Myrtle St, Bellingham, WA 98225

  Two rental homes on one property offer an incredible opportunity just blocks from Western Washington University. The first home is newer and the second has been completely renovated with modern upgrades. One home features four bedrooms and one bathroom, and the other offers three bedrooms and one bathroom. Both homes include quartz counters, LVP flooring, stainless appliances, and beautiful

  Kena Greer Brashear Muljat Group

  

  616 E Myrtle St, Bellingham, WA 98225
• 

  

  /23

  $355,000

  • 2 Beds
  • 1 Bath
  • 903 Sq Ft

  1031 N State St Unit 209, Bellingham, WA 98225

  Beautiful 2-bed, 1-bath condo in the heart of downtown Bellingham! This light and bright, single-level home features fresh interior paint, new carpet, an open and inviting living area, and the convenience of an in-unit washer and dryer. Located on the second floor with elevator access, secure entry, and a dedicated garage parking space. HOA dues include water, sewer, and garbage, making it

  Michael Bredeson Muljat Group

  

  1031 N State St Unit 209, Bellingham, WA 98225
• 

  

  /27

  $1,375,000 Open Sat 1:30PM - 4PM

  • 4 Beds
  • 2.5 Baths
  • 2,912 Sq Ft

  2608 S 42nd St, Bellingham, WA 98229

  Discover Padden Woods, an exciting new 4 lot neighborhood by Skeers Construction. Located just west of Lake Padden Park, this excellent southside setting is ideal for outdoor recreation. Swimming, fishing, hiking, golf, and tennis are right next door, or pedal through to world class mountain biking on the extensive Galbraith Mt trail system. Huge, almost half acre lots are level and sunny. This

  Kirk Ghio Muljat Group

  

  2608 S 42nd St, Bellingham, WA 98229
• 

  

  /17

  $675,000

  • Land
  • 1.27 Acres
  • $531,496 per Acre

  2408 Sonora Ln, Bellingham, WA 98229

  Build your custom luxury dream home in one of Bellingham’s most exclusive gated communities. With limited building lots available, this opportunity offers a 1.27-acre lot with privacy and the ability to capture stunning mountain and bay views. Surrounded by evergreens and nature, situated just above the Interurban trail and only minutes from Fairhaven, Lake Padden and top-rated schools. The

  Nick Berard Keller Williams Western Realty

  

  2408 Sonora Ln, Bellingham, WA 98229
• 

  

  /30

  $680,000

  • 4 Beds
  • 2 Baths
  • 2,352 Sq Ft

  1825 E Sunset Dr, Bellingham, WA 98226

  Well Maintained Duplex in Prime Bellingham Location! Spacious 2-bed, 1-bath units with single-level living, updated flooring, kitchen cabinets, and granite bathroom counters. Features include a brick fireplace mantel, private storage, and a shared yard with a deck and garden. All appliances are included. Each unit comes with three dedicated parking spaces and a private storage area. Located near

  Jake Reijm Coldwell Banker Bain

  

  1825 E Sunset Dr, Bellingham, WA 98226
• 

  

  /40

  $1,099,000 Open Sat 11AM - 1PM

  • 4 Beds
  • 3 Baths
  • 3,096 Sq Ft

  4203 Harrison St, Bellingham, WA 98229

  Northwest Craftsman Style, One level living if needed no steps. New carpet & stainless appliances .Master bedroom with on-suite bath with separate jacuzzi tub & shower, large walk in closet. Kitchen with open floor plan & 2nd bedroom or home office with full bath off hallway and laundry on main floor. Downstairs 2 more bedrooms full bath, rec room, plumbed for washer/dryer hook-ups, and an

  Kevin Geraghty Windermere Real Estate Whatcom

  

  4203 Harrison St, Bellingham, WA 98229
• 

  

  /25

  $500,000

  • Land
  • 4.77 Acres
  • $104,822 per Acre

  0 XXXX Stoney Brook Ln Unit E 6-7, Bellingham, WA 98229

  Absolutely irreplaceable acreage in a gated community bordering world class mountain biking with outstanding proximity to both Bellingham's core and I5. Located in the Stoney Brook Lane private gated community, this lot is one of three being offered as a blank slate for your imagination and lifestyle. Located off Samish Way, Stoney Brook is a 19 lot development abutting the Galbraith

  Jason Loeb Windermere Real Estate Whatcom

  

  0 XXXX Stoney Brook Ln Unit E 6-7, Bellingham, WA 98229
• 

  

  /17

  $500,000

  • Land
  • 4.97 Acres
  • $100,604 per Acre

  4476 Stoney Brook Ln, Bellingham, WA 98229

  Absolutely irreplaceable acreage in a gated community bordering world class mountain biking with outstanding proximity to both Bellingham's core and I5. Located in the Stoney Brook Lane private gated community, this lot is the first one of three being offered as a blank slate for your imagination and lifestyle. Located off Samish Way, Stoney Brook is a 19 lot development abutting the Galbraith

  Jason Loeb Windermere Real Estate Whatcom

  

  4476 Stoney Brook Ln, Bellingham, WA 98229
• 

  

  /33

  $535,000

  • 2 Beds
  • 2 Baths
  • 887 Sq Ft

  910 Harris Ave Unit 208, Bellingham, WA 98225

  Embrace the ease of Fairhaven condo living! Warm, welcoming 2BD 1.75BA unit close to trails, beautiful parks, restaurants, shops and medical offices with easy access to train, bus and Alaska ferry. High ceilinged 887 square feet of useable space. Open kitchen with laminate hardwood floor, an eating space, and breakfast bar next to the living room. All appliances including stack washer/dryer in

  Sylvia Vickery RE/MAX Whatcom County, Inc.

  

  910 Harris Ave Unit 208, Bellingham, WA 98225
• 

  

  /26

  $849,000

  • 2 Beds
  • 2 Baths
  • 1,740 Sq Ft

  600 S State St Unit 101, Bellingham, WA 98225

  Water views on two levels. Desirable location within a short distance of the best of Fairhaven dining, interurban paths, shopping and more. Primary bedroom brings you every sunset. Expansive living spaces looking west through picture windows. Kitchen filled with storage, new countertops and stainless appliances. Separate dining room ready for entertainment . Rare- Two parking spaces are

  John Lowmon ONE Realty

  

  600 S State St Unit 101, Bellingham, WA 98225
• 

  

  /28

  $589,000

  • 3 Beds
  • 2 Baths
  • 1,315 Sq Ft

  2735 Michigan St, Bellingham, WA 98226

  A rare opportunity to own one of Bellingham's older gems! This home has a large kitchen, an open living and dining room as well as solar for maximum efficiency. Original hardwood floors throughout that, once refinished, would be stunning! Large new deck that over looks the generous back yard that offers a stream running through it and a producing apple tree. This property truly feels like country

  Krystopher Bennett Bellwether Real Estate

  

  2735 Michigan St, Bellingham, WA 98226

Showing Results 121 - 160, Page 4 of 5