587

Bellingham, WA Homes for Sale

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  • /13

    $439,000

    $111K PRICE DROP
    • Land
    • 9,583 Sq Ft
    • $1,995,455 per Acre

    145 47th St, Bellingham, WA 98229

    A rare opportunity to own a view property in Bellingham’s Puget Hill neighborhood. Perched above the city with sweeping panoramic bay and territorial views, this expansive lot offers outstanding potential for a custom home or strategic development in one of Bellingham’s most desirable hillside locations. The property comes with completed plans for a 3,300 sq. ft. custom residence designed by

    Derek Buse COMPASS

    145 47th St, Bellingham, WA 98229
  • /40

    $1,757,500

    New Construction
    • 4 Beds
    • 4 Baths
    • 3,920 Sq Ft

    5774 Denali Ln, Bellingham, WA 98226

    Located on a private acre in the conveniently located Denali Ridge and adjacent to over 60 acres of conservation land, this nearly 4,000 sq ft newly completed home is designed to balance scale, comfort, and everyday livability. A covered entry porch welcomes you into the great room, where the open layout flows seamlessly into the dining area and expansive kitchen. The kitchen features a large

    Chet Kenoyer Windermere RE Whatcom, Inc.

    5774 Denali Ln, Bellingham, WA 98226
  • /40

    $4,650,000

    • 5 Beds
    • 5.5 Baths
    • 6,926 Sq Ft

    2141 Northshore Rd, Bellingham, WA 98226

    Introducing the Crown Jewel of Lake Whatcom: an architectural masterpiece blending Old World elegance with exceptional custom craftsmanship. This 6,800 sq. ft. home boasts 5 beds, 5 baths, a great room with soaring curved ceilings, and a remodeled 2-bed guest house. Located on 100' of sunny South-facing shoreline, features include a pool, private beach with dock & boathouse, and stunning terraced

    Julian Friedman Muljat Group

    2141 Northshore Rd, Bellingham, WA 98226
  • /31

    $599,900

    • 4 Beds
    • 2 Baths
    • 1,456 Sq Ft

    1007 22nd St, Bellingham, WA 98225

    Beautifully remodeled this duplex is a rare gem located between Campus and Fairhaven—an unbeatable spot just a short walk from Western Washington University's lively community. Whether you're looking for an investment opportunity or a dual-living solution, this property offers flexibility, style, and convenience all in one. Recent updates ensure peace of mind and a fresh aesthetic, with a

    Michelle Harrington COMPASS

    1007 22nd St, Bellingham, WA 98225
  • /40

    $1,095,000

    $85K PRICE DROP
    • 3 Beds
    • 4 Baths
    • 2,410 Sq Ft

    3337 Agate Heights Rd, Bellingham, WA 98226

    Tucked above Lake Whatcom on nearly 3 acres, this custom lodge-style home is one of those rare properties where the setting does the talking. A rolling meadow, wooded ravine with a seasonal creek, fruit trees, and a large fenced yard, ideal for pets, give it a genuine sense of privacy and space that's hard to find this close to town, with light, low-traffic road access and no immediate neighbors

    Vanessa Parry Bellwether Real Estate

    3337 Agate Heights Rd, Bellingham, WA 98226
  • /25

    $559,900

    Open Sat 2:15PM - 4PM
    • 2 Beds
    • 1 Bath
    • 1,196 Sq Ft

    1227 E Indiana St, Bellingham, WA 98226

    This large two-bedroom home is cute as a button and neat as a pin, offering an easy, comfortable lifestyle in one of Bellingham’s most convenient locations. Updated flooring and quartz countertops bring a fresh, modern feel, while mature landscaping adds character and privacy outdoors. Enjoy walkable access to nearby trails, the Interurban Trail, and all the amenities of Barkley Village. With a

    Ethan Potts Windermere RE Whatcom, Inc.

    1227 E Indiana St, Bellingham, WA 98226
  • /29

    $1,100,000

    • Land
    • 7.05 Acres
    • $156,028 per Acre

    3053 Haxton Way, Bellingham, WA 98226

    Where else can you find over seven acres of West Coast waterfront with panoramic views of islands and mountains? Welcome to 3053 Haxton Way. This rare offering includes five registered water allocations, sewer in the street with standby already paid by the seller, and county zoning that may allow one-acre lots, creating exceptional flexibility for future use. Whether you envision a private

    John Ramsey Keller Williams Western Realty

    3053 Haxton Way, Bellingham, WA 98226
  • /13

    $250,000

    $50K PRICE DROP
    • Land
    • 10,454 Sq Ft
    • $1,041,667 per Acre

    3009 Birchwood Ave, Bellingham, WA 98225

    Tucked into an established Bellingham neighborhood, this RS-20 homesite offers the kind of everyday convenience that's getting hard to find. Just minutes, and in many cases an easy walk, to Birchwood schools, neighborhood parks, shopping, and local dining, this location keeps daily life simple and connected. Bellingham Bay is only a short drive away, making sunset walks and waterfront trails part

    Shelly Chambers eXp Realty

    3009 Birchwood Ave, Bellingham, WA 98225
  • /38

    $1,049,000

    $50K PRICE DROP
    • 2 Beds
    • 3.5 Baths
    • 3,543 Sq Ft

    1409 Marietta Ave, Bellingham, WA 98226

    Stunning custom home boasts quality throughout with spectacular panoramic views over the Nooksack Valley to the Salish Sea. Large .56-acre lot, centrally located just minutes to I-5 and shopping centers. Beautifully designed, energy efficient, 3543 sq. ft. home with expansive view windows capturing natural light, framing glorious sunsets. Vaulted ceilings throughout with exposed wood beams.

    Jerry Blankers Muljat Group

    1409 Marietta Ave, Bellingham, WA 98226
  • /14

    $285,000

    $15K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,782 Sq Ft

    4000 Flynn St Unit 33, Bellingham, WA 98229

    Your home is here, enjoy this brand new 4 bed 2 bath home with 3 huge new decks, this home has a living room and family room, this is an energy star rated home, very efficient appliances and heating, black and stainless appliances, located by Whatcom Falls and Blodel Park and Lake Whatcom, walk to the bus stop, this is the largest and newest home in the park, come tour it today.

    Daniel Cohn Realogics Sotheby's Int'l Rlty

    4000 Flynn St Unit 33, Bellingham, WA 98229
  • /16

    $279,000

    • 1,093 Sq Ft

    1906 Midway Ln Unit 311, Bellingham, WA 98226

    Welcome to centrally located Extreme Storage in Irongate! Well-established and highly coveted storage unit complex in the heart of Bellingham. 1,093 sq ft of floor space (approx 20' x 60') with an oversized roll up garage door and man door. High visibility and security with gated entry. Unit is equipped with a heated half bath, utility sink, and one of the few units in the complex with gas heat.

    Travis Fox Windermere RE Whatcom, Inc.

    1906 Midway Ln Unit 311, Bellingham, WA 98226
  • /27

    $200,000

    $12K PRICE DROP
    • Land
    • 3.49 Acres
    • $57,307 per Acre

    3100 Mount Baker Hwy, Bellingham, WA 98226

    Set on 3.5 private acres just 12 minutes from Bellingham’s Barkley Village, this property offers space, privacy, and convenience. With a water share in place and power available at the street, you’re ready to start building your vision. This lot gives you room for a home, shop, or gardens, while still leaving plenty of open space to enjoy. Whether you’re seeking a peaceful retreat or a property

    Aldo LeVain Windermere RE Whatcom, Inc.

    3100 Mount Baker Hwy, Bellingham, WA 98226
  • /40

    $545,000

    $65K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,160 Sq Ft

    9 Shooting Star Ct, Bellingham, WA 98229

    Tucked among the evergreens, this nicely maintained 4-bedroom home offers a peaceful setting and a thoughtful layout designed for both comfort and functionality. The main level features a spacious primary suite, providing convenient main-floor living, along with an open-concept kitchen, dining, and living area that creates a warm and inviting space for everyday living and entertaining. Large

    Kate Fadden John L. Scott Bellingham

    9 Shooting Star Ct, Bellingham, WA 98229
  • /40

    $649,000

    New Construction $26K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,680 Sq Ft

    506 Alabama St, Bellingham, WA 98225

    Welcome to the true core Bellingham lifestyle! This stunning new construction home in the Sunnyland neighborhood puts you steps from Trader Joe's, coffee shops, local restaurants & everyday essentials, with a Walk Score of 82 & Bike Score of 85. Enjoy easy access to downtown, WWU, Fairhaven & Bellingham Bay, a location where errands become a stroll & weekends unfold without ever needing the car.

    Sonia Narwal Coldwell Banker Bain

    506 Alabama St, Bellingham, WA 98225
  • /12

    $310,000

    New Construction
    • 1,250 Sq Ft

    1631 Jills Ct Unit 12, Bellingham, WA 98226

    Irongate RediSpace - State of the art industrial/storage condominiums conveniently located in the Irongate Industrial Business Park. This is not your typical storage garage. Quality built with steel construction and metal roofs for longevity and low maintenance in mind, and a gated community that is secure and accessible 24/7. Designed with style in mind and extra wide 70-foot aisle ways between

    Chet Kenoyer Windermere RE Whatcom, Inc.

    1631 Jills Ct Unit 12, Bellingham, WA 98226
  • /3

    $579,900

    New Construction
    • 2 Beds
    • 1.5 Baths
    • 1,000 Sq Ft

    2513 Kulshan St, Bellingham, WA 98225

    Welcome to this brand-new home located in one of Bellingham’s most desirable neighborhoods! Currently under construction, this thoughtfully designed 2-story home combines modern finishes with a functional and inviting layout. The main level offers a comfortable living room, dining area, and kitchen with an open flow that’s perfect for everyday living and entertaining. Upstairs, you’ll find the

    Rob Weston Windermere RE Whatcom, Inc.

    2513 Kulshan St, Bellingham, WA 98225
  • /34

    $659,900

    New Construction
    • 4 Beds
    • 3.5 Baths
    • 1,909 Sq Ft

    219 Prince Ave Unit 101, Bellingham, WA 98226

    Welcome to Caliber Court, a new townhome community featuring modern design and functional living spaces. Special lender financing available—receive a 2% credit of the loan amount! This corner-unit home offers 4 bedrooms, a dedicated office, 3 baths, a private courtyard, a 2-car garage, and a driveway for additional parking. The entry level features a spacious bedroom with an en-suite bath,

    Ashley Haan Coldwell Banker Bain

    219 Prince Ave Unit 101, Bellingham, WA 98226
  • /24

    $250,000

    $8K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 622 Sq Ft

    4244 Wintergreen Cir Unit 270, Bellingham, WA 98226

    Welcome home to this move-in ready ground-floor entry condo in Fir Ridge II! Enjoy the convenience of no stairs and an open-concept layout filled with natural light. The spacious living room opens to a private covered patio with additional storage, creating the perfect spot to relax outdoors. The kitchen offers ample cabinetry and flows seamlessly into the dining area, making everyday living and

    Elise Badgley RE/MAX Whatcom County, Inc.

    4244 Wintergreen Cir Unit 270, Bellingham, WA 98226
  • /7

    $85,000

    • Land
    • 14,374 Sq Ft
    • $257,576 per Acre

    0 Bayview Dr Unit NWM2575429, Bellingham, WA 98226

    Looking for vacant land near Bellingham Bay? This Bellingham-area lot gives you a piece of land close to the water, with room to explore what’s possible. No utilities are currently installed. Buyer to verify all information.

    Rebecca Jancic Keller Williams Western Realty

    0 Bayview Dr Unit NWM2575429, Bellingham, WA 98226
  • /36

    $329,900

    $16K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 900 Sq Ft

    255 W Bakerview Rd Unit B205, Bellingham, WA 98226

    Enjoy convenient, low-maintenance living with secured parking and storage at Centre Pointe Condominiums. This 2-bedroom, 1.75-bath home offers everything needed to make everyday life easy. Vaulted 9-foot ceilings and large windows fill the space with natural light, while slate tile, a cozy gas fireplace, granite countertops, and new carpet add warmth and character throughout. The covered balcony

    Jacqy Shook Coldwell Banker Bain

    255 W Bakerview Rd Unit B205, Bellingham, WA 98226
  • /23

    $599,950

    • 3 Beds
    • 2 Baths
    • 1,554 Sq Ft

    2514 Kulshan St, Bellingham, WA 98225

    INVESTOR ALERT!! LOCATION, LOCATION, LOCATION!! Welcome to a rare opportunity in the highly sought-after Columbia neighborhood of Bellingham. Opportunities like this do not come around often, especially in one of the most desirable and rapidly growing communities in the area. Situated on a generously sized lot, this 3-bedroom, 2-bathroom property offers endless potential for investors, builders,

    Tom Ouk Kelly Right RE of Seattle LLC

    2514 Kulshan St, Bellingham, WA 98225
  • /23

    $1,500,000

    • Land
    • 34,848 Sq Ft
    • $1,875,000 per Acre

    750 Samish Way, Bellingham, WA 98229

    Exceptional development opportunity in one of Bellingham's most visible and desirable growth corridors. This prime property offers outstanding potential for a variety of development concepts, including multifamily, townhomes, single-family residential, mixed-use, commercial, office, or retail. Preliminary concept plans have been prepared in conjunction with the adjacent parcel, illustrating the

    Keith Cook RE/MAX Whatcom County, Inc.

    750 Samish Way, Bellingham, WA 98229
  • /2

    $79,000

    • Land
    • 2.4 Acres
    • $32,917 per Acre

    3672 Haxton Way, Bellingham, WA 98226

    RARE 2.1-acre fee simple, buildable property right off Haxton Way! The highest and best use is for a new owner who is a member of the Lummi Nation, ensuring guaranteed water availability and access to the wetland bank for a larger buildable area. If you are a tribal member, we will assist you in working with the Lummi Planning Department to support your site design and explore available building

    Brian Gass ONE Realty

    3672 Haxton Way, Bellingham, WA 98226
  • /2

    $1,375,000

    • Land
    • 13,751 Sq Ft
    • $4,355,401 per Acre

    1310 Railroad Ave, Bellingham, WA 98225

    Attention Developers. 13,750 sq ft lot partially improved as a Diamond Parking Lot in Bellingham’s City Center Neighborhood. The property is situated in the Downtown District Urban Village which has a multifamily housing development benefit of eliminating minimum parking requirements per City Ordinance No 2025-01-001. Ideal property for a mixed use vertical multifamily over commercial

    KC Coonc Pacific Continental Realty LLC

    1310 Railroad Ave, Bellingham, WA 98225
  • /32

    $199,000

    • 3 Beds
    • 2 Baths
    • 1,188 Sq Ft

    2400 Donovan Ave Unit 3, Bellingham, WA 98225

    Welcome to this beautifully updated manufactured home in the highly desirable Fairhaven area of Bellingham. Thoughtfully refreshed with updated flooring, a refreshed kitchen, and renovated bathrooms, this home offers a bright, move-in-ready interior with modern finishes throughout. Step outside to a spacious covered deck—perfect for year-round entertaining or relaxing. Conveniently located near

    Darren Fleming Muljat Group

    2400 Donovan Ave Unit 3, Bellingham, WA 98225
  • /25

    $1,213,000

    New Construction Open Thu 11AM - 2PM
    • 2 Beds
    • 2 Baths
    • 1,387 Sq Ft

    1019 Granary Ave Unit 304, Bellingham, WA 98225

    Brand-new contemporary waterfront residence at The Waterfront Collection! This one-level home offers 2 bedrooms, a den, 2 baths, and 1,547 SF indoor/putdoor living space. The open-concept floor plan features designer finishes, abundant natural light, and seamless flow for everyday living and entertaining. The flexible den is ideal for a home office, media room, or guest space. Spacious primary

    Chris Erdmann Realogics Sotheby's Int'l Rlty

    1019 Granary Ave Unit 304, Bellingham, WA 98225
  • /7

    $250,000

    $49K PRICE DROP
    • Land
    • 5,662 Sq Ft
    • $1,923,077 per Acre

    2933 Toad Lake Rd, Bellingham, WA 98226

    Discover this rare Lake Whatcom watershed building site, perfect for a 3-story daylight basement home. Enjoy partial views of Lake Whatcom and stunning sunsets from your future residence. Located near Bloedel Donovan Park, Emerald Lake, and miles of public trails, this property offers the best of outdoor recreation. Experience the highly sought after Silver Beach community, where peace, nature,

    Sheri Davis Keller Williams Western Realty

    2933 Toad Lake Rd, Bellingham, WA 98226
  • /3

    $720,000

    • Land
    • 6,969 Sq Ft
    • $4,500,000 per Acre

    1305 N Forest St, Bellingham, WA 98225

    Build Opportunity. 6,970 sq ft sq ft lot in Bellingham’s Commercial Core. The property is situated in the Downtown Urban Village District which has a multifamily housing development benefit of exempting minimum parking requirements per City Ordinance No 2025-01-001. Ideal for an urban village multifamily over limited commercial development. Excellent fit for a WWU student housing project,

    KC Coonc Pacific Continental Realty LLC

    1305 N Forest St, Bellingham, WA 98225
  • /32

    $599,000

    $80K PRICE DROP
    • 7 Beds
    • 2 Baths
    • 2,280 Sq Ft

    1440 Franklin St, Bellingham, WA 98225

    Investor Alert! Opportunity knocks in one of Bellingham's most sought-after rental locations! Just blocks from the vibrant downtown core and Western Washington University, this 7-bedroom home offers exceptional income-producing potential for investors or those looking to expand their rental portfolio. While the exterior is modest, the true value lies in the generous bedroom count, flexible floor

    Scott Talbot Muljat Group

    1440 Franklin St, Bellingham, WA 98225
  • /24

    $800,000

    Coming Soon
    • 3 Beds
    • 1 Bath
    • 1,404 Sq Ft

    3017 Lynn St, Bellingham, WA 98225

    Rare multi-dwelling opportunity in Bellingham’s highly sought-after Columbia neighborhood. This unique property package spans two distinct lots totaling a sprawling 21,600 square feet. It includes a classic 1952 brick rambler (3017 Lynn St) and a newer 550sqft Detached Accessory Dwelling Unit (3015 Lynn St). The sale includes the adjacent second lot situated directly behind the homes, operating

    Alex Stredicke Windermere RE Whatcom, Inc.

    3017 Lynn St, Bellingham, WA 98225
  • /34

    $659,900

    New Construction
    • 4 Beds
    • 3.5 Baths
    • 1,909 Sq Ft

    219 Prince Ave Unit 105, Bellingham, WA 98226

    Welcome to Caliber Court, a new townhome community featuring modern design and functional living spaces Special lender financing available—receive a 2% credit of the loan amount! This corner-unit home offers 4 bedrooms, a dedicated office, 3.5 baths, a private courtyard, a 2-car garage, and a driveway for additional parking. The entry level features a spacious bedroom with an en-suite bath,

    Ashley Haan Coldwell Banker Bain

    219 Prince Ave Unit 105, Bellingham, WA 98226
  • /38

    $300,000

    • Land
    • 2.14 Acres
    • $140,187 per Acre

    0 Princeton Ct, Bellingham, WA 98229

    Perfectly positioned in the heart of Bellingham, this vacant lot presents a wealth of opportunities with direct access to local amenities, shops, and dining. Located at the base of Galbraith Mountain and surrounded by trails, it's a gateway to endless outdoor adventures. Spanning just over 2 acres, the lot offers flexibility for various site planning scenarios, with ample room for outbuildings

    Derek Buse COMPASS

    0 Princeton Ct, Bellingham, WA 98229
  • /31

    $375,000

    $25K PRICE DROP
    • 0.5 Baths
    • 2,400 Sq Ft

    1985 Alpine Way Unit 12, Bellingham, WA 98226

    Alpine Way Storage Condos includes 2400sqft with Kitchenette, Hot water, and 1/2 bathroom. Year round access for easy shipping and receiving with 18ft wide doors of your incoming and outgoing products. Customers can find you easily and often with many ways to access the Bakerview Spur. 1800sqft main floor plus 600sqft mezzanine/loft space, workspace with mobile work bench, additional racks,

    Curtis Dupart John L. Scott, Inc

    1985 Alpine Way Unit 12, Bellingham, WA 98226
  • /12

    $340,000

    New Construction
    • 1,610 Sq Ft

    1631 Jills Ct Unit 13, Bellingham, WA 98226

    Irongate RediSpace - State of the art industrial/storage condominiums conveniently located in the Irongate Industrial Business Park. This is not your typical storage garage. Quality built with steel construction and metal roofs for longevity and low maintenance in mind, and a gated community that is secure and accessible 24/7. Designed with style in mind and extra wide 70-foot aisle ways between

    Chet Kenoyer Windermere RE Whatcom, Inc.

    1631 Jills Ct Unit 13, Bellingham, WA 98226
  • /40

    $435,000

    • 2 Beds
    • 1 Bath
    • 792 Sq Ft

    2702 Nevada St, Bellingham, WA 98226

    Cute as a button and right in the heart of one of Bellingham’s most convenient neighborhoods, this Roosevelt home proves you don’t need a lot of square footage to live really well. At 792 square feet, the footprint may be petite, but the rooms are surprisingly generous and the layout makes smart use of every inch. Inside, fresh paint and new carpet make it move-in ready, while the beautifully

    Tracie Gulit Windermere RE North, Inc.

    2702 Nevada St, Bellingham, WA 98226
  • /34

    $799,500

    New Construction $50K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,045 Sq Ft

    2728 Humboldt St, Bellingham, WA 98225

    Gorgeous new home on cozy lot in the heart of North Sunnyland neighborhood. Extremely popular area, very walkable to restaurants, Trader Joe's, Sunset square and Sunnyland School. (Builder is offering to buy down the interest rate for the buyers loan, if loan is thru the participating lender. This would save hundreds of dollars monthly on a typical purchase. Details from your agent or at the

    Glen Whitfield Rainshine Realty

    2728 Humboldt St, Bellingham, WA 98225
  • /3

    $495,000

    $70K PRICE INCREASE
    • Land
    • 20,908 Sq Ft
    • $1,031,250 per Acre

    665 Samish Heights Ln, Bellingham, WA 98229

    This magnificent view lot backs into mature forest with spectacular cedar and fir trees. Breathtaking views of Lake Samish to the North and East down the hill. The lot is approximately one acre and comes with all utilities. Property also features dock access and boat moorage within a short walk down the driveway. This lot is positioned to afford the owner spectacular views and ultimate privacy.

    Robert Sandoz Windermere RE Whatcom, Inc.

    665 Samish Heights Ln, Bellingham, WA 98229
  • /28

    $970,000

    New Construction
    • 4 Beds
    • 4 Baths
    • 1,984 Sq Ft

    2511 Peabody St, Bellingham, WA 98225

    NEW CONSTRUCTION DUPLEX in the heart of Bellingham’s sought-after Fountain District! Zoned Urban Village, offering flexible investment potential. This thoughtfully designed duplex features two spacious 2BD/2BA units, each just under 1,000 sqft, making it an excellent opportunity for investors, owner-occupants, or multigenerational living. Each unit offers a private entrance, comfortable living

    Kimberly Secord Bellwether Real Estate

    2511 Peabody St, Bellingham, WA 98225
  • /25

    $499,500

    $36K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,396 Sq Ft

    4603 Quinn Ct, Bellingham, WA 98226

    Welcome home to this beautifully refreshed 3-bedroom, 2.5-bath townhouse-style condo, with a 2 car garage, in one of the area’s most desirable neighborhoods! With 1,396 sq ft of thoughtfully designed living space, this stylish two-story home features brand-new kitchen appliances, new stainless steel shower heads new washing machine, luxury laminate hardwood flooring throughout the main level,

    Brie Mueller Muljat Group

    4603 Quinn Ct, Bellingham, WA 98226
  • /38

    $467,400

    • 3 Beds
    • 3 Baths
    • 2,200 Sq Ft

    1957 Lake Whatcom Blvd Unit 9B, Bellingham, WA 98229

    Spacious, bright, and extensively remodeled 3-bedroom, 2.75-bath condo offering approximately 2,200 square feet of thoughtfully updated living space across two levels. The refreshed kitchen features stone countertops, stainless steel appliances, and ample workspace. A gas fireplace adds warmth and character to the main living area, while the covered deck provides a comfortable setting for outdoor

    Will Joyce John L. Scott Bellingham

    1957 Lake Whatcom Blvd Unit 9B, Bellingham, WA 98229

Showing Results 81 - 120, Page 3 of 15

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