Berkeley, NJ Homes for Sale under $300,000

• 

  

  

  /37

  $299,900

  $30K PRICE DROP

  • 2 Beds
  • 1.5 Baths
  • 1,184 Sq Ft

  82 Barbuda St, Toms River, NJ 08757

  Welcome to 82 Barbuda Street in the highly sought-after Holiday City Berkeley adult community in Toms River! This beautifully updated 2-bedroom, 1.5-bath ranch offers low-maintenance living with modern upgrades throughout. Features include newer windows, newer hardwood floors in the living room, dining room, kitchen, den, and hallway, plus a spacious open-concept kitchen with updated cabinetry,

  

  Felicia Finn

  C21/ Action Plus Realty

  (732) 863-2395

  82 Barbuda St, Toms River, NJ 08757
• Explore Berkeley

• 

  

  

  /10

  $280,000

  $20K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,232 Sq Ft

  1 Claremont St, Toms River, NJ 08757

  Welcome to Holiday City South! This well-maintained home sits on a desirable corner lot and features a private, fenced-in patio--perfect for relaxing or entertaining. Recent updates include newer HVAC, water heater, and windows. The main bathroom has been updated, and additional improvements include a new garage door and an upgraded well water system.

  Dianne Bastone C21/ Action Plus Realty

  1 Claremont St, Toms River, NJ 08757
• 

  

  

  /25

  $295,000

  • 2 Beds
  • 1 Bath
  • 1,124 Sq Ft

  109 Freeport Blvd, Toms River, NJ 08757

  Step into this well maintained 2-bedroom, 1-bath home perfectly situated on a corner lot in the sought after 55+ community of Holiday City South. This lovely home offers large living & dining rooms, an eat in kitchen, a convenient washer/dryer location, 3 season sunroom with an attached patio that backs to a wooded buffer, gas baseboard heat, central air, new pull down attic stairs, newer HW

  Lorna Keen Miller Keller Williams Shore Properties

  109 Freeport Blvd, Toms River, NJ 08757
• 

  

  

  /15

  $299,000

  • 2 Beds
  • 2 Baths
  • 1,232 Sq Ft

  21 Guadalajara Dr, Toms River, NJ 08757

  Available is this Lakeview in Holiday City South with 2 bedrooms, 2 bathrooms and three season room. Easy access to Davenport and Mule Road, shopping and services. Bring your imagination and renovation ideas, this home is ready!

  Christopher McDowell Keller Williams Shore Properties

  21 Guadalajara Dr, Toms River, NJ 08757
• 

  

  

  /8

  $299,000

  • 2 Beds
  • 1 Bath
  • 988 Sq Ft

  413 Main St, Bayville, NJ 08721

  Rehab Loan Eligible property alert! Unlock the potential of this 2-bedroom, 1-bathroom home situated on a generous 100 x 125 lot in the highly sought-after Holly Park section of Bayville. Whether you are an investor looking for your next project or a visionary looking to build a custom new construction home, this property offers a rare canvas in a prime location. The expansive .28-acre yard

  Zoraida (Sarina) Duvall Keller Williams Realty Ocean Living

  413 Main St, Bayville, NJ 08721
• 

  

  /23

  $299,900

  • 2 Beds
  • 1 Bath
  • 1,092 Sq Ft

  91 Cabrillo Blvd, Toms River, NJ 08757

  Welcome to 91 Cabrillo Blvd, a move-in-ready Sarasota model in the desirable Holiday City West community. This 2-bedroom, 1-bath home features freshly painted siding, updated interior paint, and an updated kitchen and bathroom. Major system upgrades include a newer air conditioning unit, furnace, and water heater, offering peace of mind for years to come. Enjoy a bright, functional layout

  Tyler Anzalone Halo Realty

  91 Cabrillo Blvd, Toms River, NJ 08757
• 

  

  /40

  $284,900

  $4K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,124 Sq Ft

  14 Woodstock Dr, Toms River, NJ 08757

  IMMACULATE Yellowstone model in the highly desirable Holiday Heights 55+ community! Beautifully maintained and truly move in ready, this 2 bedroom, 1 bath home offers a bright, refined interior with fresh paint and new blinds throughout. A spacious living and dining area creates an inviting setting for both everyday living and entertaining, flowing seamlessly into an eat in kitchen with pantry,

  Sheryl Paglione RE/MAX Revolution

  14 Woodstock Dr, Toms River, NJ 08757
• 

  

  /20

  $289,900

  $15K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,074 Sq Ft

  113 Georgetown Rd, Toms River, NJ 08757

  Welcome to this beautifully updated 2-bedroom, 1-bath Sussex model located in the desirable adult community of Silver Ridge West. This move-in-ready home offers the perfect blend of comfort, style, and convenience. Step inside to find stunning hardwood flooring throughout and a tastefully updated kitchen featuring 42'' cabinets, a full stainless steel appliance package, breakfast bar, and elegant

  Sharon Asay RE/MAX at Barnegat Bay

  113 Georgetown Rd, Toms River, NJ 08757
• 

  

  /24

  $279,000

  $11K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,328 Sq Ft

  4 Brisbane Ct, Toms River, NJ 08757

  Time to say goodbye to the home the seller has loved for 33 years!!!! This Capri is on a great street In HC West.Come make this home your own!!!The owner has had everything serviced every year, including sprinkler system, A/C, Furnace,Pest control company.. most systems under service contracts.

  Deborah Summa Crossroads Realty, Inc.

  4 Brisbane Ct, Toms River, NJ 08757
• 

  

  /23

  $279,000

  • 2 Beds
  • 2 Baths
  • 1,232 Sq Ft

  10 Picasso Ct, Toms River, NJ 08757

  Picture yourself tucked away at the end of a quaint cul-de-sac in the Adult Community of Holiday City, surrounded by a mature tree-lined backyard offering peace, privacy, and serenity. Enjoy the ease of living with no through traffic, while a charming path leading you right to the clubhouse and pool -- no driving, no parking headaches, just pure convenience and relaxation right outside your door.

  Sharon Asay RE/MAX at Barnegat Bay - Toms River

  10 Picasso Ct, Toms River, NJ 08757
• 

  

  /25

  $285,000

  • 2 Beds
  • 1 Bath

  13 Barbados Dr S, Toms River, NJ 08757

  Bright and inviting home set on a large, private lot backing to a peaceful stream, offering serene water views and a natural backdrop. This sunny residence features a newer kitchen with 42 inch cabinets, ample storage, and great flow for everyday living. Enjoy wood flooring, freshly painted interiors, and newer windows that bring in abundant natural light. Major updates include a newer composite

  Susan Lucas-Sterling RE/MAX at Barnegat Bay - Toms River

  13 Barbados Dr S, Toms River, NJ 08757
• 

  

  /32

  $299,990

  • 2 Beds
  • 2 Baths
  • 1,232 Sq Ft

  17 Corinth Place, Toms River, NJ 08757

  Welcome to worry-free living in Holiday City Carefree! This pristine 2-bedroom, 2-bath home offers 1,232 sq ft of move-in-ready comfort in one of Toms River's most sought-after 55+ communities. Meticulously maintained and sparkling clean, this home features fresh paint throughout, new carpeting in the kitchen hallway and two bedrooms, and a beautifully renovated walk-in hall bathroom with modern

  Joseph Gutowski Opus Elite Real Estate of NJ

  17 Corinth Place, Toms River, NJ 08757
• 

  

  /41

  $290,000

  • 2 Beds
  • 2 Baths
  • 1,328 Sq Ft

  9 Calalou Ct, Toms River, NJ 08757

  Charming Capri model on a quiet cul-de-sac location in the desirable adult community of Holiday City South. This well cared for home features generous size rooms, great closet space, and a flexible front den perfect for an office or possible third bedroom. Newly installation, sprinkler system with sensor and many more. Documents provided. Enjoy low taxes, low maintenance fees. Sold As Is. Buyer

  JoAnn Marable Keller Williams Realty West Monmouth

  9 Calalou Ct, Toms River, NJ 08757
• 

  

  /33

  $239,900

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,121 Sq Ft

  233 Westbrook Dr, Toms River, NJ 08757

  Discover this affordable blank canvas with a great floor plan and stunning backyard views of an open preserve. This 2-bedroom, 1-bath home offers over 1,100 sq ft, featuring a living room, kitchen, family/dining room combo, and a spacious sunroom. Includes laundry area, central air, and a one-car garage. Located in a desirable 55+ community with a clubhouse, plus low taxes and HOA fees. Close to

  Andrew Yankowski Keller Williams Realty Ocean Living

  233 Westbrook Dr, Toms River, NJ 08757
• 

  

  /35

  $260,000

  $30K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,092 Sq Ft

  23 Capri Ct, Toms River, NJ 08757

  Welcome to this bright and sunny sarasota model offering a well appointed layout and comfortable living throughout. Located on. a cul-de-sac and two blocks to the clubhouse. Hardwood floors flow seamlessly across the home, adding warmth and timeless appeal. the spacious interior is filled with natural light, creating an inviting atmosphere in every room. Enjoy the convenience of central vac, new

  Florence Lucas ADK Realty & Consulting Svcs

  23 Capri Ct, Toms River, NJ 08757
• 

  

  /23

  $299,000

  Pre-Foreclosure

  • 2 Beds
  • 2 Baths
  • 1,440 Sq Ft

  66 Grenada St, Toms River, NJ 08757

  Welcome to this sought-after Castle Harbor model nestled within a desirable adult community setting. This well-maintained home offers a spacious and inviting layout featuring a bright living room highlighted by a beautiful bow window that fills the space with natural light. The primary suite includes a walk-in closet and an updated private bath for added comfort. An updated kitchen provides the

  Anthony Fantazzi EXP Realty

  66 Grenada St, Toms River, NJ 08757
• 

  

  /43

  $299,500

  • 2 Beds
  • 2 Baths
  • 1,232 Sq Ft

  2 Elkton Ct, Toms River, NJ 08757

  Welcome to 2 Elkton Ct in Holiday City West! This desirable 55+Lakeview model offers an A++ location with a completely private, wooded backyard to enjoy year-round. The comfortable kitchen overlooks a bright three-season room plus a large concrete patio perfect for relaxing while taking in the peaceful backyard setting. Step inside to the large living/dining room for those family get togethers.

  Noreen Lynch Crossroads Realty, Inc.

  2 Elkton Ct, Toms River, NJ 08757
• 

  

  /12

  $269,900

  • 1 Bed
  • 1 Bath

  76 Miller's Ln, Seaside Park, NJ 08752

  Cottage Only. Move in ready-Furnished 1 Bedroom, Plus Large Loft. Charming coastal cottage with bay views from the front porch! New Ductless Heat and AC, roof replaced in 2021. Grab your beach gear and flip flops and come enjoy the Jersey Shore this summer! Cash ONLY purchase. NO RENTALS. Land Lease is $9,400 per year. Must have good credit to be approved for land lease.

  Lauren Brandis RE/MAX at Barnegat Bay

  76 Miller's Ln, Seaside Park, NJ 08752
• 

  

  /29

  $250,000

  • 2 Beds
  • 1.5 Baths
  • 1,091 Sq Ft

  107 Bolingbroke Ct, Toms River, NJ 08757

  Low price+paint+carpet=Opportunity for you. With some personal touches, this Sussex model can be a new beginning for retirement or just downsizing. Added to this 2 bedroom 1 1/2 bath home is the scenic location with very expansive back yard overlooking the beauty of nature. Roof just 2years. HVAC on bi-yearly service contract.

  Jo Ann Norton Coldwell Banker Riviera Realty

  107 Bolingbroke Ct, Toms River, NJ 08757
• 

  

  /24

  $267,500

  $8K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,124 Sq Ft

  7 Le Lamentin Dr, Toms River, NJ 08757

  IMMEDIATE OCCUPANCY - Charming Yellowstone Model on Quiet Street located in Holiday City Berkeley 55+ Adult Community Welcome home to this well-maintained 2 Bedroom, 1 Bath Yellowstone Model, perfectly situated on a quiet street with peaceful surroundings. This home offers comfort, updates, and privacy--ideal for relaxed living. Highlights include: Bright 2 Bedrooms and 1 Full Bath Updated

  John Glancy RE/MAX at Barnegat Bay

  7 Le Lamentin Dr, Toms River, NJ 08757
• 

  

  /3

  $249,000

  • Land
  • 3 Acres
  • $83,000 per Acre

  0 Queens Blvd, Berkeley Township, NJ 08721

  Land available in Berkeley Township near GSP exit 77. Property is uncleared on paper street. Buyer to do their own due diligence. Easy access to GSP. Block 221, lots 162,163,164,165,166,167, totaling 3-plus acres.

  Noreen Polo C21/ Action Plus Realty

  0 Queens Blvd, Berkeley Township, NJ 08721
• 

  

  /20

  $250,000

  $49K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,124 Sq Ft

  50 Biabou Dr, Toms River, NJ 08757

  Welcome home to this charming Yellowstone model ranch-style layout with an open-concept floor plan for effortless flow nestled in the vibrant adult community of Holiday City at Berkeley. This cozy, one-level, 2 bedroom, 1 bath home offers comfort, convenience, and carefree living. Make all offers known.

  Julie Elkon J Elkon Realty LLC

  50 Biabou Dr, Toms River, NJ 08757
• 

  

  /20

  $209,500

  • 1 Bed
  • 1 Bath
  • 711 Sq Ft

  91 Puffin Glade, Bayville, NJ 08721

  Affordable and charming condo in desirable Mill Creek at Berkeley offering comfortable, low-maintenance living. This first floor unit features an open-concept living room that flows seamlessly into the kitchen with a center island. Also included are a covered front porch entry, a spacious bedroom, a full bathroom, and convenient in-unit laundry. The community offers plenty of parking in the open

  Robert Kosinski RE/MAX Gateway

  91 Puffin Glade, Bayville, NJ 08721
• 

  

  /18

  $299,000

  • 2 Beds
  • 2 Baths
  • 1,092 Sq Ft

  13 Saint Pierri Ct, Toms River, NJ 08757

  Beautifully updated Sarasota Model in the desirable Holiday City Berkeley 55+ community. This 2-bedroom, 2-bath features a renovated primary bath and a kitchen with a Stainless Appliance Package with Quartz Countertop. Recent upgrades include a newer roof, newer A/C, and a 3-year-young water heater. Enjoy the great curb appeal with a paver driveway and walkway, plus added privacy backing up to

  Glen Kelly Glen Kelly Real Estate LLC

  13 Saint Pierri Ct, Toms River, NJ 08757
• 

  

  /21

  $265,000

  • 2 Beds
  • 1 Bath
  • 1,193 Sq Ft

  72 Westbrook Dr, Toms River, NJ 08757

  Welcome to this well maintained 2 bedroom 1 bath Chatham model in beautiful Silver Ridge Park West. Spacious living room with generously sized bedrooms and bath. Many options available to open and expand the kitchen and even add an additional bathroom. Great opportunity to move right in or create something more modern. Options are endless so don't let this one pass you by. Come check it out today!

  Christopher Romano RE/MAX at Barnegat Bay

  72 Westbrook Dr, Toms River, NJ 08757
• 

  

  /27

  $300,000

  $25K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,124 Sq Ft

  62 Fort de France Ave, Toms River, NJ 08757

  Discover this beautifully updated 2BR, 1BA home with garage in the highly desirable Holiday City Berkeley, a vibrant 55+ community. Ideally located within walking distance to the clubhouse, this inviting residence offers the perfect blend of convenience and an active lifestyle.Enjoy a rare sense of privacy with no homes directly across or behind, along with tranquil wooded views from your

  Marisa Williams Keller Williams Shore Properties

  62 Fort de France Ave, Toms River, NJ 08757
• 

  

  /24

  $299,000

  Open Sun 12PM - 3PM

  • 2 Beds
  • 1 Bath
  • 1,124 Sq Ft

  18 San Salvador St, Toms River, NJ 08757

  Welcome to this well-maintained single-level home in the desirable Holiday City Berkeley community, offering comfort, convenience, and easy living. This bright and inviting home features a spacious layout filled with natural light, hardwood flooring, and a functional kitchen complete with a brand-new microwave. The uniquely styled bathroom adds charm and character, while sliding glass doors lead

  Obril Matias Weichert Realtors-Toms River

  18 San Salvador St, Toms River, NJ 08757
• 

  

  /21

  $299,999

  $29K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,232 Sq Ft

  11 Monaco Ct, Toms River, NJ 08757

  Welcome to 11 Monaco Court! This desirable Lakeview model is located in the sought-after Holiday City Berkeley 55+ adult community and sits on a quiet cul-de-sac. This well-maintained home offers 2 spacious bedrooms and 2 full bathrooms, along with a bright kitchen, comfortable living room, and dining room perfect for entertaining. Pride of ownership shows throughout--just unpack and move right

  JENINE MILO Del Virginia Realtors

  11 Monaco Ct, Toms River, NJ 08757
• 

  

  /47

  $299,000

  • 2 Beds
  • 1 Bath
  • 1,092 Sq Ft

  7 Bonasse St, Toms River, NJ 08757

  This is a Coming Soon listing and cannot be shown until May 29, 2026. WELCOME to this NEWLY UPDATED 2-bedroom, 1-bath Sarasota Model home located in Holiday City Berkeley - an active Adult Community with 2 pools, 2 clubhouses & lots of Amenities and Activities. You will step through the front door into a welcoming bright and charming sunroom, a cozy space to relax and unwind. Continue through

  Marita DeCarlo ADK Realty & Consulting Svcs

  7 Bonasse St, Toms River, NJ 08757
• 

  

  /17

  $269,999

  • 2 Beds
  • 2 Baths
  • 1,328 Sq Ft

  6 Villa Bella Ct, Toms River, NJ 08757

  Welcome home to effortless one-level living in Holiday City South! This freshly painted 2-bed, 2-bath home shines with beautiful flooring and an open, sunlit floorplan that feels airy and spacious. Featuring a generous living/dining area perfect for gatherings, a bright eat-in kitchen ready for your favorite recipes, and a private primary suite with en-suite bathroom for ultimate comfort. The

  Thomas Aballo Real Broker, LLC- Red Bank

  6 Villa Bella Ct, Toms River, NJ 08757
• 

  

  /25

  $260,000

  • 2 Beds
  • 1 Bath
  • 1,092 Sq Ft

  390 Saint Thomas Dr, Toms River, NJ 08757

  this beautifully maintained Sarasota model offers comfortable one-level living with a bright and inviting layout. Featuring spacious living and dining areas, an updated kitchen with ample cabinetry, and a sun-filled den perfect for relaxing or entertaining, this home blends convenience with charm. The generously sized bedrooms provide plenty of storage, while the private backyard patio creates

  Vincent Prestinari Crossroads Realty, Inc.

  390 Saint Thomas Dr, Toms River, NJ 08757
• 

  

  /7

  $250,000

  • Land
  • 22,651 Sq Ft
  • $480,769 per Acre

  0 Red Bank Ave, Berkeley Township, NJ 08721

  Fantastic opportunity to own a great piece of property to build your dream home. Or subdivide and build 2 homes! This spacious land parcel is zoned R-100 (Residential) The property is situated in Block 1105, Lot 1 &2 Each lot is 11,200 square feet! Conveniently located near Route 9, shopping, schools, and just minutes from the Jersey Shore. Buyers are advised to conduct their own due diligence

  Dawn Korman Weichert Realtors-Forked River

  0 Red Bank Ave, Berkeley Township, NJ 08721
• 

  

  /30

  $299,950

  • 2 Beds
  • 2 Baths
  • 1,440 Sq Ft

  25 Tivoli St, Toms River, NJ 08757

  Welcome to this charming Castle Harbor model located in the highly desirable Holiday City Carefree 55+ community. Offering approximately 1,440 sq ft of living space, this home presents a great opportunity for buyers looking to add their own personal touches. This property is being sold strictly as-is and does require updating throughout; however, it is currently livable and full of potential. The

  Jennifer Kuhn EXP Realty

  25 Tivoli St, Toms River, NJ 08757
• 

  /2

  $249,000

  $26K PRICE DROP

  • Land
  • 0 Sq Ft

  00 Queens Blvd, Berkeley Township, NJ 08721

  Land available in Berkeley Twp for potential development. Property is uncleared on paper street. Multiple lots totaling over 3 acres. Buyer to do their own due diligence. Easy GSP access. Off Double Trouble Road, located next to Storage Company at 182 Queens Blvd.

  Noreen Polo Century 21 Action Plus Realty - Forked River

  00 Queens Blvd, Berkeley Township, NJ 08721
• 

  

  /31

  $299,900

  $47K PRICE DROP

  • 2 Beds
  • 1 Bath

  438 Jamaica Blvd, Toms River, NJ 08757

  elcome to this beautifully renovated **Yellowstone model** in desirable **Holiday City Berkeley**! This 2-bedroom, 1-bath home has been fully updated, featuring a modern newer kitchen, new bath, luxury vinyl flooring in the living and dining areas, and newer carpet in bedrooms. Enjoy peace of mind with all major systems updated, including a newer hot water heater, central air, gas hot water

  Wendy Crispe Realty ONE Group Showcase

  438 Jamaica Blvd, Toms River, NJ 08757
• 

  

  /23

  $259,900

  Open Sun 12PM - 2PM $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,107 Sq Ft

  27 Norfolk Dr, Toms River, NJ 08757

  Welcome to 27 Norfolk Drive -- a beautifully maintained and move-in ready home offering comfort, convenience, and easy living in the heart of Toms River. This inviting residence features a functional and well-designed layout with spacious living and dining areas, a newer updated kitchen complete with modern finishes, ample cabinetry, and great workspace for everyday living and entertaining. The

  Debra Rose Keller Williams Shore Properties

  27 Norfolk Dr, Toms River, NJ 08757
• 

  

  /28

  $225,000

  • 2 Beds
  • 1 Bath
  • 1,124 Sq Ft

  47 Castle Harbor Dr, Toms River, NJ 08757

  CALLING ALL INVESTORS & CONTRACTORS! Opportunity knocks in the desirable Holiday City Berkeley adult community. This 2-bedroom, 1-bath home with a garageis the Yellowstone model and offers great potential for the savvy investor/contractor. This is a strictly ''as is, where is'' sale. Roof is 5 years old was replaced in 2021. Furnace is about 7 years old. Public water and public sewer. Ask your

  Anita Jacobus Keller Williams Shore Properties

  47 Castle Harbor Dr, Toms River, NJ 08757
• 

  

  /17

  $200,000

  • 2 Beds
  • 2 Baths
  • 1,202 Sq Ft

  602 Walden Way, Whiting, NJ 08759

  Looking to downsize to an active adult community. Pine Ridge South Adult Community Bayberry Model located on Walden Way recently updated with hard floors, new appliances. The roof is two years old. Move-in ready A short walk to Clubhouse, Pool, Exercise Room and more. Move-in ready with two bedrooms, two bathrooms. Property taxes included in monthly fee.

  Ann Contorno Weichert Realtors-Forked River

  602 Walden Way, Whiting, NJ 08759
• 

  

  /3

  $250,000

  • Land
  • 6,098 Sq Ft
  • $1,785,714 per Acre

  0 Lawshe Dr, Pine Beach, NJ 08741

  Great location! Two blocks tothe beach and river. Water sports and fun in the sun. Private beach around the corner. Buyer must obtain a variance to build. House plans available.

  Cynthia Leonard RE/MAX at Barnegat Bay

  0 Lawshe Dr, Pine Beach, NJ 08741
• 

  

  /23

  $215,000

  • 2 Beds
  • 2 Baths
  • 1,200 Sq Ft

  610 Walden Way, Whiting, NJ 08759

  Newly updated move-in ready home on Walden Way in Pine Ridge South. Stone faced with Vinyl Siding. Hard Floors throughout. Newer roof, HVAC, A/C, appliances. Garage screened to enjoy on warmer evenings. New patio in back. Home backs to Community Pool and Clubhouse. Clubhouse has exercise room, meeting room, library, Billiard Room. Grounds has picnic area, Bocci and Shuffleboard courts. A Must See!

  Ann Contorno Weichert Realtors-Forked River

  610 Walden Way, Whiting, NJ 08759

Showing Results 1 - 40, Page 1 of 2