4,432

Homes for Sale near Beit Hamedrash Shaarei Yosher Institute

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  • /37

    $968,000

    • 2 Beds
    • 2 Baths
    • 992 Sq Ft

    326 Bay 14th St, Brooklyn, NY 11214

    Enter into this beautifully maintained, move-in ready semi-detached brick home in the highly desirable Bath Beach neighborhood. Combining classic charm with modern custom finishes, this residence is perfect for comfortable everyday living and entertaining. Interior Features: First Floor: Open-concept layout with a spacious living room, dining room, and island kitchen with custom wood cabinets,

    Athanasia Dimaggio RE/MAX Real Estate Professionals

    326 Bay 14th St, Brooklyn, NY 11214
  • /7

    $1,980,000

    699 86th St, Brooklyn, NY 11228

    Located in the bustling Bay Ridge commercial district on 86th Street, this prime property sits on a 19x100 lot with a 19x55 building. This three-story, solid brick mixed-use building includes two 3-bedroom apartments above a store and a finished basement. The property also offers a double garage. The annual property tax is $9,694. It generates a strong rental income of $157,800 and a cap rate of

    Selyna Eng E House Realty & Mgt. Inc.

    699 86th St, Brooklyn, NY 11228
  • /17

    $675,000

    • 1 Bath
    • 516 Sq Ft

    1 Hanson Place Unit 25C, Brooklyn, NY 11243

    Soaring Studio. Iconic Address. Unreal Views. Welcome to Residence 25C at One Hanson Place a sleek, sky-high studio perched on the 25th floor of Brooklyn s most recognizable landmark. With jaw-dropping, open-sky views of Brooklyn and beyond, this is your chance to own a piece of New York history without the maintenance of a massive footprint. Inside, the home features 11-foot ceilings, oversized

    John Lee Compass

    1 Hanson Place Unit 25C, Brooklyn, NY 11243
  • /35

    $1,300,000 Open Sun 1PM - 2:30PM

    • 3 Beds
    • 2 Baths
    • 2,655 Sq Ft

    1042 70th St, Brooklyn, NY 11228

    Location, location, location — this beautiful all-brick one-family home sits in the heart of Dyker Heights, just off 10th Avenue! Building size: 15 × 59, Lot size: 15 × 100, Built-in garage with community driveway, The home offers a three-bedrooms duplex layout: First Floor: a large living room, formal dining area, and kitchen with direct access to the backyard. Second Floor: Three bright

    Michelle Zhang RE/MAX Real Estate Professionals

    1042 70th St, Brooklyn, NY 11228
  • /14

    $880,000

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft

    3435 Guider Ave Unit 5A, New York, NY 11235

    Beautiful 3-Bedroom, 2-Bath Condominium with Parking & Two TerracesThis spacious, fully renovated 3-bedroom, 2-bathroom condo offers exceptional finishes, modern comfort, and outstanding value. The home includes deeded parking and two private terraces.The custom kitchen features custom cabinetry, a large island with Caesar stone countertops, Spanish tile backsplash, and premium Bosch and

    Ivanna Khimey Bright Horizons Realty Inc

    3435 Guider Ave Unit 5A, New York, NY 11235
  • /13

    $1,199,000 Open Sun 12PM - 1:30PM

    • 2 Beds
    • 2 Baths
    • 1,223 Sq Ft

    1251 Pacific St Unit 4, Brooklyn, NY 11216

    Welcome to Unit 4A at 1251 Pacific— this stunning 2-bed, 2-bath penthouse offers floor-through living with premium finishes throughout. The open-concept layout includes a gourmet kitchen and bright, airy spaces. An upstairs nook overlooks a private roof terrace, and the spacious balcony provides perfect outdoor living, ideal for both relaxation and entertaining. Upon entering, you'll be greeted

    Kyle Lewis Compass

    1251 Pacific St Unit 4, Brooklyn, NY 11216
  • /13

    $1,049,000

    • 2 Beds
    • 1.5 Baths
    • 913 Sq Ft

    385 Douglass St Unit 3B, Brooklyn, NY 11217

    Charming Park Slope Condo with modern amenities, nestled between 4th & 5th Ave. This unit boast 913 square feet of open sun-filled living space, with wooden floors and big windows that let natural light pour in on sunny days. The kitchen features stainless steel appliances, while the unit also has 1 full bathroom and 1 half bathroom updated with contemporary finishes adding to its stylish appeal.

    Luis Santell Baring Homes Corp

    385 Douglass St Unit 3B, Brooklyn, NY 11217
  • /7

    $999,888

    • 7 Beds
    • 6 Baths
    • 3,088 Sq Ft

    2069 E 55th St, Brooklyn, NY 11234

    Beautiful All Brick 2 Family Home for sale in the Heart of Old Mill Basin. The property offer's two 3-bedroom apartment with the primary bedroom having a 1/2 bath and 2 other nice size bedrooms', eat in kitchen and open Layout for L/R D/R with a door to a balcony for both units plus the 1st floor leads out to the backyard. There is also a FINISHED Vacant 1st floor level with a full bathroom,

    Aaron Eagle Bergen Basin Realty LLC

    2069 E 55th St, Brooklyn, NY 11234
  • /25

    $510,000 Open Sun 12PM - 1PM

    • 1 Bed
    • 2 Baths
    • 744 Sq Ft

    2943 Brighton 4th St Unit 2D, Brooklyn, NY 11235

    Welcome to Your Dream Home by the Beach! Enter into this beautifully designed 1-bedroom, 1.5-bathroom duplex (approx. 774 sq. ft.) located in a modern building with indoor parking, right in the heart of Brighton Beach, Brooklyn, NY. Spanning two levels — 2nd Floor (414 sq. ft.) and 3rd Floor (330 sq. ft.) — this smartly configured home offers a perfect balance of functionality, privacy, and

    Huizhen Li Century 21 Realty First

    2943 Brighton 4th St Unit 2D, Brooklyn, NY 11235
  • /34

    $1,429,000 Open Sun 1PM - 3PM

    • 4 Beds
    • 2.5 Baths
    • 2,015 Sq Ft

    8884 17th Ave, Brooklyn, NY 11214

    Experience elevated living in this rare semi-detached brick 2-family home with breathtaking ocean views, situated in a very desirable neighborhood, Bensonhurst. Sitting on an expansive 23.17 ft x 122.83 ft lot, this 20 ft x 35 ft residence is move-in ready and thoughtfully designed. The first floor features a spacious one-bedroom apartment, perfect for an extended family or rental income. The

    Karla Ng Mok Century 21 Realty First

    8884 17th Ave, Brooklyn, NY 11214
  • /15

    $2,350,000

    • 7 Beds
    • 4 Baths
    • 4,700 Sq Ft

    903 Saint Marks Ave, Brooklyn, NY 11213

    Discover a rare piece of Brooklyn history with this grand mini-mansion, beautifully situated on one of the most admired blocks in the Crown Heights Historic District. This home is surrounded by some of the borough’s finest examples of late 19th-century architecture. From the moment you enter, you’re met with craftsmanship that’s nearly impossible to find today, ornate woodwork, stained glass,

    Saddik Bokhari Coldwell Banker Reliable R E

    903 Saint Marks Ave, Brooklyn, NY 11213
  • /4

    $1,679,000

    • 6 Beds
    • 4.5 Baths

    26 Sylvaton Terrace, Staten Island, NY 10305

    Welcome to exceptional 3-Family Investment Opportunity in Prime Staten Island Location, Staten Island, NY 10305This fully electric, gas-free 3-family home offers a total of 3,647 SF of living space spread across multiple levels, with private outdoor areas.• Unit 1: A spacious 3-bedroom, 3-bathroom triplex located on the 2nd, 3rd, and 4th floors. Features include home office, private

    Michael Dubner New York Wealth Realty LLC

    26 Sylvaton Terrace, Staten Island, NY 10305
  • /25

    $1,599,000

    • 3 Beds
    • 2.5 Baths
    • 1,588 Sq Ft

    17 Coleridge St, Brooklyn, NY 11235

    Enjoy the best of waterfront living in this impeccably designed three-bedroom, two-and-a-half-bathroom residence nestled on one of Manhattan Beach's most coveted tree-lined blocks. Just steps from the shimmering waters of Sheepshead Bay Canal and the golden sands of Manhattan Beach Park, this elegant detached brick home offers luxury, comfort, and timeless charm. Set on a spacious 30x100 lot, the

    Victor Li Amerihomes Realty of NY, Inc.

    17 Coleridge St, Brooklyn, NY 11235
  • /36

    $2,399,999

    • 5 Beds
    • 2 Baths
    • 2,080 Sq Ft

    1316 43rd St, Brooklyn, NY 11219

    5 beds 2 baths Brooklyn, NY

    Jonathan Minerick HomeCoin.com

    1316 43rd St, Brooklyn, NY 11219
  • /22

    $980,000

    • 3 Beds
    • 2.5 Baths
    • 1,764 Sq Ft

    1931 E 52nd St, Brooklyn, NY 11234

    Welcome to this beautiful 1-family attached brick home in the heart of Old Mill Basin, Brooklyn. This move-in ready property features 3 spacious bedrooms and 3 modern bathrooms, all recently renovated with marble finishes. The first floor offers a summer kitchen and additional space. The second floor boasts a bright living room, full kitchen, dining room and half bathroom, while the third floor

    Ahmed Essa BHHS Fillmore R.E.

    1931 E 52nd St, Brooklyn, NY 11234
  • /9

    $949,000

    • 5 Beds
    • 3 Baths
    • 1,600 Sq Ft

    2311 Cortelyou Rd, Brooklyn, NY 11226

    Welcome to 2311 Cortelyou Road, a well-maintained two-family townhouse in the heart of Flatbush. This renovated home combines original character with modern updates. It includes 7 rooms total, featuring 5 bedrooms and 3 bathrooms, and a finished basement offering flexible living options. Inside, the custom kitchens include stainless-steel appliances, quartz countertops, glass tiles backsplash

    JENNIFER BOCIAN Compass

    2311 Cortelyou Rd, Brooklyn, NY 11226
  • /12

    $2,099,000

    • 5,280 Sq Ft

    6801 New Utrecht Ave, Brooklyn, NY 11219

    It is my honor Introducing this amazing One store and Five family mix- use property, located at Bensonhurst District. This corner property offers a prime investment opportunity, with a building size of 22x80 and a lot size of 22.25x83.33 feet. The property is currently free market and features a commercial space (One Store) along with five well-maintained all two-bedroom apartments. This property

    Michelle Zhang RE/MAX Edge

    6801 New Utrecht Ave, Brooklyn, NY 11219
  • /24

    $385,000

    • 1 Bed
    • 1 Bath
    • 787 Sq Ft

    2121 Shore Pkwy Unit 7L, Brooklyn, NY 11214

    Large 1 bedroom 1 bath condo with 787 sq/ft living space located in Bath Beach. The apartment is on the top floor of the building, which means brighter, quiet and better views!! Walking distance to both local and express buses to Manhattan (X28 and X38), D train station, Belt Parkway, schools, and shopping. Description: hardwood floor under all carpet, formal living room with balcony,

    Albee Lei Re/Max Edge

    2121 Shore Pkwy Unit 7L, Brooklyn, NY 11214
  • /5

    $888,000

    • 3 Beds
    • 4 Baths
    • 1,584 Sq Ft

    39 Bang Terrace, Staten Island, NY 10305

    Charming 3-Bedroom Detached Home Near the Bridge - Prime Location!Welcome to this beautifully maintained single-family detached home offering the perfect blend of comfort, convenience, and location. Featuring 3 spacious bedrooms, 2 full bathrooms, and generous living space, this home is ideal for families, professionals, or anyone seeking suburban privacy with urban access.Nestled

    Raymond Ng Ashford Homes LLC

    39 Bang Terrace, Staten Island, NY 10305
  • /13

    $975,000

    • 2,014 Sq Ft

    76 Lake Place, Brooklyn, NY 11223

    Welcome to 76 Lake Place — Two-Family Gem in the Heart of Brooklyn!This legal two-family home offers the perfect opportunity for both investors and end-users alike. Featuring 6 spacious bedrooms and 3 full bathrooms, this property includes a finished basement with a separate entrance — ideal for extended family or additional rental income.Each unit offers a comfortable living room and

    Ibrahim Osman Charles Rutenberg Realty Inc

    76 Lake Place, Brooklyn, NY 11223
  • /7

    $2,780,000

    • 6,500 Sq Ft

    5709 5th Ave, Brooklyn, NY 11220

    Prime Sunset Park 8 Unit Mixed-use building! Lot: 25X100Building: 25X65X4 stories=6,500 Sq. FtZoning: R6A, C2-4 Gross Income: $206,520 Great investment opportunity in prime Sunset Park location with high visibility and heavy foot traffic! The property contains two stores on the first floor, and six(6), two bedroom apartments above the commercial stores. The building is fully leased with

    Xiaomei He RE/MAX Edge

    5709 5th Ave, Brooklyn, NY 11220
  • /8

    $3,000,000

    • 18 Baths
    • 6,423 Sq Ft

    1490 St Johns Place, New York City, NY 11213

    This property is being sold by a bankruptcy trustee subject to a Court order authorizing the sale. 1490 St Johns Place is an eight (8) unit residential condominium development / multi-family located in the Crown Heights neighborhood of Brooklyn, NY. MYC is pleased to present this value add opportunity which is situated on the southerly side of St Johns Place between Rochester and Unita Avenues.

    Marc Yaverbaum MYC & ASSOCIATES INC

    1490 St Johns Place, New York City, NY 11213
  • /20

    $2,875,000

    • 4 Beds
    • 3 Baths
    • 2,520 Sq Ft

    95 Monroe St, Brooklyn, NY 11216

    Enjoy a historic brick home with true curb appeal that seamlessly blends the best of the old and new, both inside and out. Perfectly situated at the crossroads of Clinton Hill and Bedford Stuyvesant near the best amenities in brownstone Brooklyn, this charming townhouse has been restored to perfection as the perfect 2-family home with a flexible layout that easily allows you to also use it as a

    Deborah Rieders Corcoran Group

    95 Monroe St, Brooklyn, NY 11216
  • /12

    $769,000

    • 1 Bed
    • 2 Baths
    • 828 Sq Ft

    1238 63rd St Unit D342, Brooklyn, NY 11219

    Huge 1 bedroom 2 full bathroom unit that can easily be converted into a 2 bedroom. PARKING is available for purchase Experience peaceful living at Dyker Gardens, South Brooklyn's premier residential condo. The modern bathroom features rainfall shower head, fog-free LED mirror, and heated floors for added comfort. Large windows fill the space with natural light along with a balcony (50sf).

    Jing Gao Keller Williams Landmark II

    1238 63rd St Unit D342, Brooklyn, NY 11219
  • /21

    $575,000

    • 1 Bed
    • 5 Baths
    • 954 Sq Ft

    7401 Shore Rd Unit 1E, Brooklyn, NY 11209

    Don’t miss this rare find , located in the heart of Bay Ridge, Brooklyn on Shore Road , and across from Shore Park and New York Harbor. The Views are Magnificent. Also easy access to the shoreline of Verrazano Narrows River and Narrows Promenade Park . Enjoy and travel to Manhattan via Express busesX27 and X37 , Steps from the building. Step inside this sophisticated Coop space with an open

    George Zanetis Zanetis Properties LLC

    7401 Shore Rd Unit 1E, Brooklyn, NY 11209
  • /31

    $1,250,000

    • 3 Beds
    • 1.5 Baths
    • 1,656 Sq Ft

    1746 E 28th St, Brooklyn, NY 11229

    Welcome to this charming detached home located in the beautiful Madison neighborhood! The First Floor offers an 18x58 layout featuring a spacious Formal Living Room and an oversized Formal Dining Room. The Kitchen includes an 8-ft Breakfast Room, with the potential to expand into an even larger Kitchen space. Parquet floors run throughout the home, and a convenient Half Bath completes the Main

    Lisa Lilker Reich MadisonEstates Sothebys Realty

    1746 E 28th St, Brooklyn, NY 11229
  • /16

    $795,000

    • 2 Beds
    • 2 Baths
    • 909 Sq Ft

    9718 Ft Hamilton Pkwy Unit 4J, Brooklyn, NY 11209

    This two-bedroom, two-bathroom condo is conveniently located right next to John J. Carty Park, offering numerous family-friendly activities, including a kids' playground, ping pong tables, tennis courts, and basketball courts. It's just minutes away from Shore Road, the R train, and express buses to Lower Manhattan. Schools, retail stores, and supermarkets are also nearby.This is the top floor of

    Chao Hui Chen RE/MAX Edge

    9718 Ft Hamilton Pkwy Unit 4J, Brooklyn, NY 11209
  • /14

    $659,000

    • 2 Beds
    • 2 Baths
    • 1,110 Sq Ft

    1769 E 13th St Unit 2B, Brooklyn, NY 11229

    Welcome to this beautifully maintained, luxury condo in the Lighthouse building - a gem nestled in the Midwood / Homecrest area of Brooklyn. Unit 2B delivers an exceptional balance of comfort, style and elegance. This 2-bedroom, 2-bathroom residence features a thoughtfully designed layout with generous living space and refined finishes throughout. A modern kitchen with beautiful cabinetry and

    Alison Fullerton HomeSmart Premier Living Rlty

    1769 E 13th St Unit 2B, Brooklyn, NY 11229
  • /6

    $899,000

    • 4 Baths
    • 3,822 Sq Ft

    3860 Nautilus Ave, Brooklyn, NY 11224

    Discover a rare opportunity in the exclusive, gated Seagate community with this four-family home sitting on an oversized 40 x 114 lot. Currently configured as a three-family residence, this well-maintained property offers versatility and great income potential.The first-floor features two separate two-bedroom apartments, each with private entrances, making them ideal for rental or extended

    Leonid Sklyar RE/MAX Edge

    3860 Nautilus Ave, Brooklyn, NY 11224
  • /12

    $1,295,000 Open Sun 12PM - 1PM

    • 2 Beds
    • 2 Baths
    • 922 Sq Ft

    72 Quincy St Unit PH4, Brooklyn, NY 11238

    Your new home awaits at 72 Quincy Street. This vibrant, red brick 5-unit brand new condominium locates on a quaint tree-lined street overlooking the much sought-after enclave of Clinton Hill and Bed-Stuy neighborhood, featuring unequaled quality construction, refined finishes, smart home sophistication, integrated surround speaker system, a gracious lobby and open views from each apt and the roof

    Tom Le Corcoran Group

    72 Quincy St Unit PH4, Brooklyn, NY 11238
  • /24

    $1,039,000

    • 3 Beds
    • 3 Baths
    • 1,760 Sq Ft

    409 92nd St, Brooklyn, NY 11209

    2 Family in Prime Bay Ridge - C8-2 Zoning, Lot is 20 x 75 , Building is 20 x 40, very low taxesFinished basement. 1st floor and basement will be vacant at closing. Present all offers

    Charles Fabbella Ben Bay Realty Co of Bay Ridge

    409 92nd St, Brooklyn, NY 11209
  • /4

    $990,000

    • 6 Beds
    • 3 Baths
    • 3,180 Sq Ft

    780 Macdonough St, Brooklyn, NY 11233

    Multi-family property located in Bushwick, Brooklyn. Drive-by exterior showings only. The property is being sold as is and will not be delivered vacant. Please do not disturb the occupants.The seller will NOT make any repairs. Utilities not currently on will remain OFF. The purchase must be made with cash, Rehab, or hard money due to the occupancy. Buyers are responsible for all transfer

    Richard Dinerman Peerless Properties Corp.

    780 Macdonough St, Brooklyn, NY 11233
  • /6

    $400,000

    • 1 Bed
    • 1 Bath

    142 Joralemon St Unit 9C, Bklynhts, NY 11201

    *Brooklyn Heights: Professional Office Space with Sweeping Manhattan and Harbor Views* Discover prime professional office space in the heart of Brooklyn Heights at the Medical Arts Building, located on the corner of Clinton & Joralemon Streets. This historic office/medical cooperative building features a lobby, elevator, and doorman. At 142-144 Joralemon Street, a variety of office-based

    Ian Mednick Compass

    142 Joralemon St Unit 9C, Bklynhts, NY 11201
  • /12

    $185,000

    • 1 Bed
    • 1 Bath
    • 650 Sq Ft

    2913 Foster Ave Unit 2F, Brooklyn, NY 11210

    Sunny & Spacious Prewar Co-op in Flatbush, Brooklyn Don't miss this rare opportunity to own a charming and sun-drenched one-bedroom, one-bathroom co-op in the heart of Flatbush. Nestled in a well-maintained prewar building, this 650 sq. ft. unit boasts high ceilings, hardwood floors throughout, and abundant natural light. The living/dining area offers a scenic view, while the kitchen is equipped

    Jerry Tenenbaum Top Nest Inc

    2913 Foster Ave Unit 2F, Brooklyn, NY 11210
  • /11

    $1,988,000

    • 9 Beds
    • 5.5 Baths
    • 4,824 Sq Ft

    652 73rd St, Brooklyn, NY 11209

    Prime 5-Family Investment Property For Sale! Exceptional investment opportunity in the heart of Bay Ridge. This fully renovated 3-story, 5-family building with a finished basement, sits on a large 26.67x100 lot with a large building size of 26.67x60. All apartments are spacious, and beautifully updated —no renovation needed, completely turn-key and ready for investors. 2-3 UNITS CAN BE DELIVERED

    Xiu Qin Zou

    652 73rd St, Brooklyn, NY 11209
  • /14

    $939,000 Open Sun 11AM - 1PM

    • 2 Beds
    • 2 Baths
    • 743 Sq Ft

    43 Halsey St Unit 3, Brooklyn, NY 11216

    Welcome home to this beautifully appointed 2-bedroom, 2-bathroom apartment nestled in a classic Brooklyn townhouse, located on a tree-lined street in the vibrant and culturally rich neighborhood of Bedford-Stuyvesant. This thoughtfully designed walk-up unit blends historic charm with modern comforts, offering the perfect balance of space, light, and convenience — ideal for professionals,

    Zachary Brown The Agency Northshore NY

    43 Halsey St Unit 3, Brooklyn, NY 11216
  • /10

    $4,500,000

    • 21,300 Sq Ft

    709 Lafayette Ave, Brooklyn, NY 11221

    AUCTION SALE DETAILS **THIS PROPERTY IS BEING SOLD AS A PACKAGE WITH 201 Pulaski St., 335 Franklin Ave., and 327 Franklin Ave.** Sells: October 22, 2025 @ 11:00 a.m. (EST) Online Auction: via Zoom (only those who qualify to bid will receive a link to the Auction Sale) Bid Deadline: October 20, 2025 @ 5:00 p.m. (EST) Opening Bid: $4,500,000 Required Deposit: Bank/Cashier's Check in

    Marc Yaverbaum MYC & ASSOCIATES INC

    709 Lafayette Ave, Brooklyn, NY 11221
  • /3

    $1,995,000

    • 4 Beds
    • 3,040 Sq Ft

    702 Banner Ave, Brooklyn, NY 11235

    Presenting a prime investment opportunity in the heart of Brighton Beach, 702 Banner Avenue is a well-positioned corner mixed-use building offering both immediate income potential and long-term value. The property spans approximately 3,040 square feet across three levels and sits on a 1,752 square foot lot. The lower and first floors are currently built out as a daycare facility, making this an

    Denis Abayev COMMERCIAL ACQUISITIONS INC

    702 Banner Ave, Brooklyn, NY 11235
  • /26

    $775,000

    • 3 Beds
    • 3 Baths
    • 1,128 Sq Ft

    1569 E 34th St, Brooklyn, NY 11234

    Welcome to this beautifully maintained 3-bedroom Duplex located in the Heart of Marine Park. The main level features a Formal Living Room with Two Double-Door coat closets, a spacious Formal Dining Room, and a convenient 3⁄4 Bath. Updated eat in Kitchen leads to large rear enclosed yard!Upper level, the Primary Bedroom boasts a cathedral ceiling. Access to the 2nd Bedroom which they are

    Lisa Lilker Reich MadisonEstates Sothebys Realty

    1569 E 34th St, Brooklyn, NY 11234
  • /15

    $325,000

    • 1 Bed
    • 1 Bath
    • 700 Sq Ft

    448 Neptune Ave Unit 15A, Brooklyn, NY 11224

    Welcome to 448 Neptune Ave - Trump Village Section 3 - part of three buildings with 1672 apartments. Updated one bedroom unit on 15th floor, facing Brighton Beach and ocean. Separate kitchen with the refrigerator, microwave and stove. Large walk-in closet. New carpeted and tiled floors. Maintenance of $659.68/mo. includes all utilities. Additional fees: Storage: $80/mo., ACs: $30.00/mo. each,

    Tino Resta Real Broker NY LLC

    448 Neptune Ave Unit 15A, Brooklyn, NY 11224

Showing Results 641 - 680, Page 17 of 18

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