8,174

Homes for Sale near Talmud Torah Tzemach Tzadik Viznitz

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  • /8

    $875,000 Open Sun 11:30AM - 12:30PM

    • 2 Beds
    • 1 Bath

    301 E 22nd St Unit 6E, New York, NY 10010

    Well-proportioned two-bedroom in the heart of Gramercy!301 East 22nd Street #6Es entry foyer leads into a dining area and a bright living room with dual exposures. Western light fills the space in the afternoon with the northern exposure offering Empire State Building views. The windows have been upgraded so the apartment is incredibly quiet.The primary bedroom accommodates a

    James McGrath Yoreevo LLC

    301 E 22nd St Unit 6E, New York, NY 10010
  • /16

    $629,000

    • 1 Bed
    • 1 Bath
    • 800 Sq Ft

    166 E 35th St Unit 10G, New York, NY 10016

    HIGH CORNER SHOWSTOPPER: UPDATED OVERSIZED 1-BR w/ RIVER VIEWS High floor and happily sun-splashed, this coveted, largest-in-the-building corner one-bedroom pairs river reflections with space to truly live. From the moment you cross the gracious foyer, a sequence of sensible spaces unfolds: dining area, windowed kitchen, expansive living room, and a king-sized corner bedroom--all

    Jacob Miles Brown Harris Stevens Residential Sales LLC

    166 E 35th St Unit 10G, New York, NY 10016
  • /90

    $42,500,000

    • 5 Beds
    • 5.5 Baths
    • 6,783 Sq Ft

    Unlisted Address

    Spanning an entire floor of Ralph Walker’s iconic masterpiece, this 6,738 sq. ft. residence offers breathtaking 360-degree skyline, harbor, andriver views. The penthouse boasts five spacious bedrooms, five-and-a-half luxurious baths, three cozy wood-burning fireplaces, and a sprawlingnorth-facing terrace ideal for entertaining and relaxation. The home is finished with radiant-heated French

    Huailing Deng DGSIR Realty

    Unlisted Address
  • /28

    $1,100,000

    • 2 Beds
    • 2.5 Baths
    • 1,553 Sq Ft

    800 5th Ave Unit 1A, Brooklyn, NY 11232

    Stylish Duplex Living in Greenwood Heights - Your Urban Fall Sanctuary Welcome home to this brand new modern duplex condo that marries sleek design with versatile spaces - perfect for cozying in this season. Nestled on the border of Park Slope & Greenwood Heights, this home gives you 1,553 sq ft of interior elegance + a sprawling 656 sq ft recreational level,

    Liang Chen Douglas Elliman Real Estate

    800 5th Ave Unit 1A, Brooklyn, NY 11232
  • /28

    $1,699,000 Open Sun 10AM - 11AM

    • 6 Beds
    • 3 Baths
    • 2,254 Sq Ft

    681 Argyle Rd, Brooklyn, NY 11230

    Victorian charm awaits you in this prime Ditmas Park home! This adorable 6 bedroom 3 story home features many original architectural mainstays; parquet floors, fireplaces, molding, original wood staircase, stained glass, partitions and more. Open the enclosed porch and envision yourself in true old Victorian fashion! There are 6 bedrooms and 3.5 baths over 3 floors and a semi finished basement.

    Jack Menashe Brooklyn Residential R E Serv

    681 Argyle Rd, Brooklyn, NY 11230
  • /34

    $11,950,000

    • 3 Beds
    • 5 Baths
    • 3,924 Sq Ft

    49 Chambers St Unit PHB, New York, NY 10007

    Perched atop a celebrated Beaux-Arts landmark building in the heart of Tribeca, this magnificent Penthouse offers nearly 4,800 square feet of refined indoor and private outdoor space with 3 large bedrooms, a bonus den or office, 3 full and 2 half baths, a rooftop terrace made for entertaining, with indoor and outdoor kitchens. This home blends timeless architecture with contemporary luxury.

    Thomas Hochfelder Douglas Elliman Real Estate

    49 Chambers St Unit PHB, New York, NY 10007
  • /21

    $3,895,000

    • 4 Beds
    • 4.5 Baths
    • 3,540 Sq Ft

    57 Summit St, Brooklyn, NY 11231

    Welcome to 57 Summit Street, the last available home in a boutique collection of four newly built townhouses in the Columbia Street Waterfront District. This four-story, south-facing residence offers nearly 3,600 square feet of interior space and over 1,000 square feet of private outdoor living, complete with the rare luxury of a private garage and driveway. The main level opens to a

    Daniel Kandinov Corcoran Group

    57 Summit St, Brooklyn, NY 11231
  • /30

    $2,999,900

    • 2 Beds
    • 1.5 Baths
    • 1,400 Sq Ft

    419 E 57th St Unit PH 16 C, New York, NY 10022

    EXCLUSIVE USE OF 1800 SQ. FT. ROOF DECK12 FOOT CEILINGS2 BED / 1.5 BATH, LIVING ROOM, FORMAL DINING ROOM, ENTRANCE WAY, MAIDS QUARTERS, STORAGE.WOOD BURNING FIREPLACE, SKYLIGHTGYM, STORAGE ROOM LOWER LEVEL, ADDITIONAL SHARED ROOF DECKPETS OKBest value in a Penthouse with your very own 1800 sq foot roof deck for your exclusive use. Home was originally featured in New

    Nick Oliver Hauseit LLC

    419 E 57th St Unit PH 16 C, New York, NY 10022
  • /28

    $795,000 Open Fri 10AM - 5PM

    • 1 Bed
    • 1.5 Baths
    • 1,207 Sq Ft

    194 30th St Unit 1B, Brooklyn, NY 11232

    Discover the epitome of modern Brooklyn living at 194 30th Street, a remarkable new condominium development that offers a blend of simplicity, privacy, and refined elegance across its exclusive eight-unit composition. This stunning brick building, nestled in the vibrant heart of Greenwood, Brooklyn, showcases spacious 1, 2, and 3-bedroom residences designed for those who value expansive living

    Jose Nunez Daniel Gale of Brooklyn LLC

    194 30th St Unit 1B, Brooklyn, NY 11232
  • /7

    $926,000

    • 1 Bed
    • 1 Bath
    • 606 Sq Ft

    123 Washington St Unit 41H, New York, NY 10006

    Views of Statue of Liberty, the river, city of Manhattan and beyond from every window of your residence. David Rockwell designed Lobby.

    Richard Nassimi Douglas Elliman Real Estate

    123 Washington St Unit 41H, New York, NY 10006
  • /17

    $1,950,000

    • 5 Beds
    • 5 Baths

    274 Eldert St, Brooklyn, NY 11207

    This listing for 274 Eldert Street in Bushwick presents a beautifully gut-renovated two-units brick townhouse, can be used for both investors or end-users looking to live luxuriously while earning rental income. Here's a breakdown of the key features and value points: Property Overview: Type: Two-units townhouse Width: 20 ft Layout: Owner's triplex over a 2-bedroom

    Rafael Malka Douglas Elliman Real Estate

    274 Eldert St, Brooklyn, NY 11207
  • /8

    $249,000

    • 1 Bed
    • 1 Bath

    2515 Glenwood Rd Unit 2E, Brooklyn, NY 11210

    Welcome to your dream residence at 2515 Glenwood Road, Unit 2E! Nestled in a charming pre-war low-rise building, this exquisite coop offers stylish and comfortable living in a vibrant New York City neighborhood. Step inside this beautifully maintained unit and be greeted by its excellent condition, showcasing modern elegance with a touch of classic charm. The building's amenities are designed

    Robert Nicoletti Douglas Elliman Real Estate

    2515 Glenwood Rd Unit 2E, Brooklyn, NY 11210
  • /14

    $459,000

    • 1 Bed
    • 1 Bath

    811 Cortelyou Rd Unit 1-J, Brooklyn, NY 11218

    Welcome to 811 Cortelyou Road, Unit 1J, where charm and modern living meet in this delightful coop residence. Nestled in a low-rise post-war building with an elevator, this home offers a blend of classic and contemporary style with one spacious bedroom and a beautifully maintained bathroom in excellent condition. Step into a welcoming living space accented by charming finishes and a norther

    Robert Nicoletti Douglas Elliman Real Estate

    811 Cortelyou Rd Unit 1-J, Brooklyn, NY 11218
  • /22

    $2,250,000

    • 6 Beds
    • 5 Baths
    • 900 Sq Ft

    1150 Pacific St, Brooklyn, NY 11216

    Welcome to 1150 Pacific Street, a single-family architecturally compelling townhouse in Crown Heights. Thoughtfully restored and impeccably finished, this expansive residence offers a rare blend of character, scale, and modern convenience-both inside and out. The garden level unfolds into a spacious open-concept living and dining area, anchored by a beautifully appointed chef's kitchen.

    Ari Harkov Brown Harris Stevens Residential Sales LLC

    1150 Pacific St, Brooklyn, NY 11216
  • /18

    $2,300,000

    • 6 Beds
    • 4 Baths
    • 3,850 Sq Ft

    Unlisted Address

    Virtual Tours of Each Unit Now Available! Welcome to 293 Tompkins! A Classic Bed-Stuy 4-Unit Townhouse with Turnkey Rental Income! Nestled in the heart of Bedford-Stuyvesant, 293 Tompkins Avenue is a fully occupied, four-unit townhouse offering a fantastic opportunity for a live-in owner or investor seeking a turnkey, income-producing property. This 3,850 sq. ft. 4-family residence boasts

    Everett Smith Compass

    Unlisted Address
  • /21

    $610,000

    • 2 Beds
    • 1 Bath
    • 781 Sq Ft

    70 Park Ave Unit 7 (4R), Hoboken, NJ 07030

    Incredible location in Downtown Hoboken! Renovated 2 bed, 1 bath condo with open living and kitchen layout, stainless steel appliances, granite countertops, and large breakfast bar. Features hardwood floors, high ceilings, in-unit W/D, ceiling fans, custom soft-close cabinets, and USB outlets. West-facing windows offer beautiful sunsets. Building recently completed a new roof and basement storage

    Ilya Rashkovskiy CORCORAN SAWYER SMITH

    70 Park Ave Unit 7 (4R), Hoboken, NJ 07030
  • /37

    $1,475,000

    • 6 Beds
    • 6 Baths
    • 2,631 Sq Ft

    6536 Metropolitan Ave, Middle Village, NY 11379

    Stunning 2007 Construction Offering Spacious Living. This impressive multi-family home offers generous living space and versatile layouts, perfect for both end-users and investors.Unit 1 (Triplex): Spanning the basement, first floor, and half of the second floor, this residence features 8 Rooms, 3 bedrooms, 3 full bathrooms. The layout is thoughtfully designed with ample space for comfortable

    Rajesh Karmacharya Prime America Real Estate Inc

    6536 Metropolitan Ave, Middle Village, NY 11379
  • /64

    $20,450,000

    • 2 Beds
    • 2.5 Baths
    • 3,668 Sq Ft

    Unlisted Address

    The copper-clad pyramid roof atop the Crown Building has graced the corner of Fifth Avenue and 57th Street since 1921. Almost a century later, the ornate edifice has been reborn as Aman New York Residences, a bespoke addition to Billionaires’ Row. Owners of the twenty upper-floor condos may indulge in the services of the in-house hotel, which include a pool-equipped spa, a subterranean jazz club,

    Huailing Deng DGSIR Realty

    Unlisted Address
  • /10

    $369,000

    • 1 Bath

    318 W 15th St Unit A, New York, NY 10011

    Looking for the best bang for your buck in Chelsea? Apartment A at 318 West 15th Street is a prime investment with low monthlies and motivated sellers!This thoughtfully renovated first-floor studio is set back from the street, giving you extra privacy and quiet. Inside, the space has been custom designed to maximize every inch, with built-ins that provide great storage and a dedicated

    Leon Goldfeld Yoreevo LLC

    318 W 15th St Unit A, New York, NY 10011
  • /15

    $1,999,000 Open Sat 11:15AM - 12:15PM

    • 1 Bed
    • 1.5 Baths
    • 1,050 Sq Ft

    39 W 23rd St Unit 9 B, New York, NY 10010

    Designed by COOKFOX Architects, Residence 9B at Flatiron House is a spacious 1BR, 1.5BA home located just off Madison Square Park.The open living and dining area includes a built-in wet bar concealed behind custom millwork. The windowed kitchen features a peninsula island, custom oak cabinetry with brass hardware, Calacatta Lincoln marble countertops and backsplashes, and a premium

    James McGrath Yoreevo LLC

    39 W 23rd St Unit 9 B, New York, NY 10010
  • /35

    $3,500,000

    • 2 Beds
    • 3 Baths
    • 2,063 Sq Ft

    845 United Nations Plaza Unit 43C, New York, NY 10017

    Exceptional 43rd Floor 2 bedroom, 3 full bathroom corner residence in the Sky. This beautiful SOUTH, WEST & EAST facing home encompasses almost 2100 square feet, with soaring 10 foot ceilings and Floor-to-Ceiling Windows throughout showcasing the most breathtaking views of NYC and beyond. Enjoy iconic helicopter views of New York City's world famous landmarks, including the Empire State

    Liza Nematnejad Douglas Elliman Real Estate

    845 United Nations Plaza Unit 43C, New York, NY 10017
  • /17

    $455,000

    • 2 Beds
    • 1 Bath
    • 808 Sq Ft

    60-11 Broadway Unit 3L, Woodside, NY 11377

    Welcome to this charming and inviting 2-bedroom co-op located in the heart of vibrant Woodside. Situated in a well-maintained elevator building with a live-in super, this home offers a perfect blend of comfort, convenience, and community. Enjoy an ideal layout with generous room sizes, hardwood floors throughout, and great natural light. The building features two recently updated elevators, two

    Nadine Persaud All Area Brokerage Inc

    60-11 Broadway Unit 3L, Woodside, NY 11377
  • /17

    $765,000

    • 1 Bed
    • 1 Bath

    60 Sutton Place S Unit 10HS, New York, NY 10022

    Spacious one bedroom apartment with dining area facing north and east. Ample dining and entertaining space with exposed brick wall. The living room has floor to ceiling windows, balcony and offers river and city views. Excellent light, with tilt-and-turn, large windows. Separate kitchen features custom cabinets with black granite counter-tops, matching black, full size appliances, including

    Senad Ahmetovic Brown Harris Stevens Residential Sales LLC

    60 Sutton Place S Unit 10HS, New York, NY 10022
  • /5

    $3,325,000

    • 1 Bed
    • 1.5 Baths
    • 995 Sq Ft

    301 Park Ave Unit 1917, New York, NY 10022

    Now available for immediate occupancy. SIGNATURE RESIDENCE FEATURES Own a piece of the legacy at Waldorf Astoria Residences New York. Residence 1917 is a graciously sized 995 SF, one-bedroom, one-and-a-half bath. Designed by internationally acclaimed designer Jean-Louis Deniot, residences combine modern comfort with signature features such as a dedicated Concierge Closet and

    LORETTA SHANAHAN Douglas Elliman Real Estate

    301 Park Ave Unit 1917, New York, NY 10022
  • /14

    $695,000

    • 1 Bed
    • 1 Bath
    • 650 Sq Ft

    300 W 23rd St Unit 2K, New York, NY 10011

    Welcome to 300 W 23rd Unit 2K—just steps from Target,Forager’s, Flor, Omai, Crunch, Cinepolis, and everything Chelsea. Looking for something with personality? This corner 1-bed, 1-bath brings the drama—in the best way. Renovated and ready, with a windowed kitchen (yes, natural light!), marble island, Subzero + Miele appliances, and a stylish, subway-tiled bath. High beamed ceilings, glossy

    Jasper Champagne eXp Realty

    300 W 23rd St Unit 2K, New York, NY 10011
  • /16

    $3,495,000

    • 2 Beds
    • 2 Baths
    • 1,182 Sq Ft

    1 Central Park W Unit 1502, New York, NY 10023

    Enjoy all that New York City has to offer from this 2-bedroom pied--terre offering Central Park views from every room alongside luxury hotel amenities and ideally located on Central Park and Columbus Circle. The location is steps away from Broadway, Lincoln Center and several of Manhattans top-rated restaurants, including the Michelin Guide 2-star Jean-Georges located in the building next to the

    Nick Oliver Hauseit LLC

    1 Central Park W Unit 1502, New York, NY 10023
  • /23

    $1,500,000

    • 2 Beds
    • 2 Baths
    • 1,500 Sq Ft

    480 Park Ave Unit 15D, New York, NY 10022

    Unit 15D at 480 Park Avenue offers a rare opportunity to own a piece of New York City history. Situated at the corner of 58th Street and Park Avenue, this iconic Emory Roth pre-war building, built in 1929, exudes the grandeur and elegance of early 20th-century architecture. This beautifully appointed two-bedroom, two-bathroom home boasts 10-foot ceilings and stunning polished walnut

    Monica Luque Douglas Elliman Real Estate

    480 Park Ave Unit 15D, New York, NY 10022
  • /30

    $719,000

    • 1 Bath
    • 575 Sq Ft

    191 Clinton St Unit 2D, Brooklyn, NY 11201

    Luxury Studio in Historic Cobble Hill Where Pre-War Charm Meets Modern EleganceWelcome to 191 Clinton Street, Apt. 2D - a rare jewel in the heart of Brooklyns coveted Cobble Hill Historic District.Once a stately bank, this pre-war landmark has been masterfully reimagined into one of the neighborhoods most distinctive residences. This corner unit studio apartment is a true

    Nick Oliver Hauseit LLC

    191 Clinton St Unit 2D, Brooklyn, NY 11201
  • /11

    $1,135,000

    • 1 Bed
    • 1 Bath
    • 799 Sq Ft

    123 Washington St Unit 39A, New York, NY 10006

    Views of 9/11 Memorial Park, Statue of Liberty, the river, city of Manhattan and beyond from every window of your residence. W service and hotel amenities are available 24/7/365. David Rockwell designed Lobby

    Richard Nassimi Douglas Elliman Real Estate

    123 Washington St Unit 39A, New York, NY 10006
  • /40

    $775,000

    • 1 Bed
    • 1 Bath
    • 775 Sq Ft

    99 Hudson St Unit 2607, Jersey City, NJ 07302

    Luxury 26th-floor home at 99 Hudson. Floor-to-ceiling windows with stunning city and river views, wide-plank oak floors, Bosch kitchen appliances, gas range with vented XO hood, white lacquer Italian cabinetry, and spa bath with quartz vanity and Kohler fixtures. In-unit laundry and high-efficiency systems. Resort-style living with 65,000 sq ft of amenities including outdoor heated pool, hot tub,

    Jill Biggs COLDWELL BANKER REALTY

    99 Hudson St Unit 2607, Jersey City, NJ 07302
  • /10

    $268,000

    • 1 Bed
    • 1 Bath

    2913 Foster Ave Unit 2E, Brooklyn, NY 11210

    NO BOARD APPROVAL NEEDED - SPONSOR UNIT FOR SALE - Spacious One Bedroom, set up as Junior 4 Co-op in the heart of Flatbush, Brooklyn. The apartment features windows in both the kitchen and bathroom that fill the home with natural light. Monthly maintenance of $931.97 per month, Shareholder Pays Gas and Electric. As a sponsor unit, no board approval is required for purchase; financing requires a

    Ruslan Mingazov RE/MAX Edge

    2913 Foster Ave Unit 2E, Brooklyn, NY 11210
  • /5

    $685,000

    • 1 Bed
    • 1 Bath

    360 E 72nd St Unit B803, New York, NY 10021

    This oversized JR 1BR has incredibly low monthly maintenance of $727 (which includes electric/gas/water & property tx). Great pied-a-terre or starter apartment. The apartment features a separate large Dining L and dramatic 9 foot ceilings. There is a large corner space which is suitable for a home office. The apartment has a serene, peaceful northern exposure facing the building's lovely

    Rita Friedman Bond New York Properties LLC

    360 E 72nd St Unit B803, New York, NY 10021
  • /24

    $3,495,000 Open Fri 2PM - 4PM

    • 3 Beds
    • 3.5 Baths
    • 2,571 Sq Ft

    425 5th Ave Unit 65A, New York, NY 10016

    Location! Location! Location! An extraordinary full floor penthouse on prime Midtown Fifth Avenue, with panoramic 360 degree views, North, East, South & West, looking onto a jaw dropping catalogue of iconic NYC buildings. From the Empire State Building to the Brooklyn Bridge, live above the giants of New York City. Set on the 65th floor, step directly into the penthouse from a coded

    Dovanna Pagowski R New York

    425 5th Ave Unit 65A, New York, NY 10016
  • /22

    $1,395,000

    • 4 Beds
    • 3 Baths
    • 980 Sq Ft

    891 Knickerbocker Ave, Brooklyn, NY 11207

    Thoughtfully designed and impressively scaled, this sun-drenched home at 891 Knickerbocker Avenue is a rare blend of form and function-with a private landscaped backyard, expansive interiors, and refined finishes throughout. The main level seamlessly connects indoor and outdoor living. A gourmet kitchen-equipped with a full suite of stainless steel appliances, including a gas range and

    Ari Harkov Brown Harris Stevens Residential Sales LLC

    891 Knickerbocker Ave, Brooklyn, NY 11207
  • /19

    $875,000

    • 1 Bed
    • 1 Bath
    • 763 Sq Ft

    304 E 65th St Unit 9C, New York, NY 10065

    Refined City Living Above It All at The Rio CondominiumPerched high above Lenox Hill, this sun-drenched one-bedroom residence offers sweeping skyline views, A/C, refined finishes including new hardwood floors, plentiful closet space and a private wraparound terrace perfect for entertaining or unwinding against stunning sunsets. Floor-to-ceiling windows frame open city vistas from the

    Nick Oliver Hauseit LLC

    304 E 65th St Unit 9C, New York, NY 10065
  • /13

    $1,999,999

    • 2 Beds
    • 2 Baths
    • 1,200 Sq Ft

    199 Bowery Unit 2D, New York, NY 10002

    Exceptional Investment Opportunity - Future Possession at 199 Bowery, Apt 2D Nestled in the stylish heart of Nolita, Apartment 2D at 199 Bowery offers a rare and highly desirable investment opportunity in one of Manhattan's most vibrant and internationally coveted neighborhoods. This tenant-occupied residence allows for future possession in 2026, giving investors and

    Danielle Lacko Douglas Elliman Real Estate

    199 Bowery Unit 2D, New York, NY 10002
  • /26

    $1,218,000 Open Sat 1PM - 2PM

    • 3 Beds
    • 2 Baths
    • 1,660 Sq Ft

    346 Coney Island Ave Unit 601, Brooklyn, NY 11218

    This is a rare opportunity to experience luxury living just minutes from Prospect Park in an immaculate, freshly renovated 3-bedroom, 2-bathroom condo offering abundant 1,660 square feet of generous space with an open layout that connects the living, dining, and kitchen areas while oversized windows and a private balcony bring in natural light and peaceful park views. The primary bedroom features

    Ruslan Mingazov RE/MAX Edge

    346 Coney Island Ave Unit 601, Brooklyn, NY 11218
  • /15

    $480,000 Open Sun 12PM - 1PM

    • 1 Bath
    • 450 Sq Ft

    330 3rd Ave Unit 19G, New York, NY 10010

    Perfect Pied-à-Terre Sun-filled corner studio with sweeping south and west city views-ideal for watching the sunset. Thoughtfully redesigned and fully renovated, this residence features a windowed open kitchen with dining bar, a spa-like windowed bathroom with marble finishes, soaking tub, and premium fixtures, plus abundant storage. The living area is enhanced by French Oak

    Andrew Saracino Brown Harris Stevens Residential Sales LLC

    330 3rd Ave Unit 19G, New York, NY 10010
  • /8

    $739,000 Open Sun 3PM - 4PM

    • 1 Bath

    16 W 16th St Unit 11NS, New York, NY 10011

    Welcome to this beautifully renovated alcove studio at 16 West 16th Street, The Chelsea Lane!Bright, spacious, and pin-drop quiet, this home sits in the heart of downtown.The open kitchen is perfect for entertaining, featuring stainless steel appliances (including a dishwasher), granite countertops, and generous cabinet space.The sleeping area comfortably fits a queen bed

    James McGrath Yoreevo LLC

    16 W 16th St Unit 11NS, New York, NY 10011
  • /9

    $799,000

    • 2 Beds
    • 2 Baths
    • 826 Sq Ft

    27 Kossuth Place Unit 4C, Brooklyn, NY 11221

    Motivated Seller - Step into your new haven at 27 Kossuth Place, Unit 4C! This charming 2-bedroom, 2-bath condo offers a harmonious blend of modern convenience and urban appeal. Imagine savoring your morning coffee on the sun-drenched balcony while gazing at the exquisite city views, thanks to the east-west exposure and excellent natural light pouring through oversized windows. The heart of this

    Mathew Krem Corcoran Group

    27 Kossuth Place Unit 4C, Brooklyn, NY 11221

Showing Results 281 - 320, Page 8 of 18

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