Charles City, IA Homes for Sale under $100,000

/8
$35,000
- Land
- 1.99 Acres
- $17,588 per Acre
2626 195th St Unit Lot 6, Charles City, IA 50616

Customize this site with your dream home and more! Large rural residential building lot with approximately 2 acres along a hard surface road. Open country views to the south. Electric service on site. Conveniently located close to town and easily accessible to the Avenue of the Saints, Highway 18/27. Make your dream a reality here!

Veronica Litterer

Stewart Realty Company

(641) 925-2861

2626 195th St Unit Lot 6, Charles City, IA 50616
/21
$60,000
- 1 Bed
- 1 Bath
- 1,352 Sq Ft
300 15th Ave, Charles City, IA 50616

1 Bedroom 1 Bathroom with main floor laundry. 2 Stall detached 22x22 garage along with a second detached 24x24 garage that was added in 2000. 2 separate sheds in the back yard as well. This could be a nice starter home with a few updates.

Ben Hauge HOME NORTH IOWA

300 15th Ave, Charles City, IA 50616
/24
$69,900
- 2 Beds
- 1 Bath
- 899 Sq Ft
304 6th St, Charles City, IA 50616

Single story two story home available immediately. Recent exterior improvement done include new roof and exterior paint. Inside has all new floor coverings. One car detached garage with new door. This property is eligible under the Freddie Mac First Look Initiative through 09/29/2025.

Jonathan Miles Jon Miles Real Estate

304 6th St, Charles City, IA 50616
/2
$59,000
- 4 Beds
- 2 Baths
- 1,388 Sq Ft
504 S Main St, Charles City, IA 50616

This 2 story, 4 bedroom, 2 bathroom home has a main floor laundry, large living room and dining room. The renter pays $970 per month and the tenant pays all of the utilities. Annual taxes: $602.

Connie Parson Parson Real Estate

504 S Main St, Charles City, IA 50616
/2
$65,500
- 2 Beds
- 1 Bath
- 672 Sq Ft
500 7th Ave, Charles City, IA 50616

This ranch style 2 bedroom 1 bathroom home is in excellent condition and is located close to many of the area schools. 2025 new shingles, furnace and water heater were installed on this property. The home currently rents for $640 per month and the tenant pays all utilities. Annual taxes: $682

Connie Parson Parson Real Estate

500 7th Ave, Charles City, IA 50616
/2
$75,000
- 3 Beds
- 1 Bath
- 1,183 Sq Ft
604 2nd St, Charles City, IA 50616

This 3 bedroom 1 bathroom 2 story home features main level utility room, double attached garage, vinyl siding, newer F/A furnace and elec. water heater and is located close to downtown Charles City. The month to month HUD renters pays $995 per month and the renter pays utilities. The yearly property taxes are $1360 and the yearly property insurance is $1169.

Connie Parson Parson Real Estate

604 2nd St, Charles City, IA 50616
/13
$89,900
- 2 Beds
- 1 Bath
- 720 Sq Ft
1009 Allison St, Charles City, IA 50616

Freshly remodeled home featuring new LVP flooring, Updated paint, Bathroom, Roof, and garage siding. The large fenced-in backyard offers plenty of space to relax or let the dog run. Tucked away in a quiet part of town — simple, solid, and move-in ready.

MATT HOLLISTER AMERICAN REALTY & MGMT CO

1009 Allison St, Charles City, IA 50616
/3
$30,000
- Land
0 Commercial St Unit Lot 34 NBR20251913, Charles City, IA 50616

Large Commercial lot immediately available for development. Public utilities for sewer and water provided by the City of Charles City and MidAmerican Energy. Lot accessible on paved city street from US Highway 18. Additional lots for expansion available. Level lot for ease of construction. Located 2 miles from US 27-Avenue of the Saints and 15 miles from US-63 on US Highway 18.

Dean Stewart Stewart Realty Company

0 Commercial St Unit Lot 34 NBR20251913, Charles City, IA 50616
/3
$35,000
- Land
- 2 Acres
- $17,470 per Acre
0 Commercial St Unit Lot 32 NBR20251911, Charles City, IA 50616

Large Commercial lot immediately available for development. Public utilities for sewer and water provided by the City of Charles City and MidAmerican Energy. Lot accessible on paved city street from US Highway 18. Additional lots for expansion available. Level lot for ease of construction. Located 2 miles from US 27-Avenue of the Saints and 15 miles from US-63 on US Highway 18.

Dean Stewart Stewart Realty Company

0 Commercial St Unit Lot 32 NBR20251911, Charles City, IA 50616
/3
$40,000
- Land
0 Commercial St Unit Lots 38 & 39, Charles City, IA 50616

Large Commercial lot immediately available for development. Public utilities for sewer and water provided by the City of Charles City and MidAmerican Energy. Lot accessible on paved city street from us Highway 18. Additional lots for expansion available. Level lot for ease of construction. Located 2 miles from US 27-Avenue of the Saints and 15 miles from US-63 on US Highway 18.

Dean Stewart Stewart Realty Company

0 Commercial St Unit Lots 38 & 39, Charles City, IA 50616
/3
$45,000
- Land
- 1.19 Acres
- $37,843 per Acre
0 Commercial St Unit Lot 15 NBR20251908, Charles City, IA 50616

Large Commercial lot immediately available for development. Public utilities for sewer and water provided by the City of Charles City and MidAmerican Energy. Lot accessible on paved city street from US Highway 18. Additional lots for expansion available. Level lot for ease of construction. Located 2 miles from US 27-Avenue of the Saints and 15 miles from US-63 on US Highway 18.

Dean Stewart Stewart Realty Company

0 Commercial St Unit Lot 15 NBR20251908, Charles City, IA 50616
/3
$45,000
- Land
- 1.19 Acres
- $37,843 per Acre
0 Commercial St Unit Lot 16 NBR20251910, Charles City, IA 50616

Large Commercial lot immediately available for development. Public utilities for sewer and water provided by the City of Charles City and MidAmerican Energy. Lot accessible on paved city street from us Highway 18. Additional lots for expansion available. Level lot for ease of construction. Located 2 miles from US 27-Avenue of the Saints and 15 miles from US-63 on US Highway 18.

Dean Stewart Stewart Realty Company

0 Commercial St Unit Lot 16 NBR20251910, Charles City, IA 50616
/3
$30,000
- Land
0 Commercial St Unit Lot 33 NBR20251912, Charles City, IA 50616

Large Commercial lot immediately available for development. Public utilities for sewer and water provided by the City of Charles City and MidAmerican Energy. Lot accessible on paved city street from US Highway 18. Additional lots for expansion available. Level lot for ease of construction. Located 2 miles from US 27-Avenue of the Saints and 15 miles from US-63 on US Highway 18.

Dean Stewart Stewart Realty Company

0 Commercial St Unit Lot 33 NBR20251912, Charles City, IA 50616
/9
$35,000
- Land
- 1.2 Acres
- $29,167 per Acre
2993 Cottonwood Place Unit Lot 3, Charles City, IA 50616

Outstanding building lots in a picturesque residential setting. Spacious parcel sizes ranging from 1.03 acres to 1.4 acres in size. Quiet country living conveniently located East of Charles City, just North of the Cedar Ridge Golf Course and minutes from downtown, US Hwy 18 and the Avenue of The Saints. Concrete streets throughout the development plus established, mature trees and privacy

Dean Stewart Stewart Realty Company

2993 Cottonwood Place Unit Lot 3, Charles City, IA 50616
/9
$35,000
- Land
- 1.27 Acres
- $27,559 per Acre
2992 Cottonwood Place Unit Lot 5, Charles City, IA 50616

Outstanding building lots in a picturesque residential setting. Spacious parcel sizes ranging from 1.03 acres to 1.4 acres in size. Quiet country living conveniently located East of Charles City, just North of the Cedar Ridge Golf Course and minutes from downtown, US Hwy 18 and the Avenue of The Saints. Concrete streets throughout the development plus established, mature trees and privacy

Dean Stewart Stewart Realty Company

2992 Cottonwood Place Unit Lot 5, Charles City, IA 50616
/9
$35,000
- Land
- 1.14 Acres
- $30,702 per Acre
2985 Cottonwood Place Unit Lot 1, Charles City, IA 50616

Outstanding building lots in a picturesque residential setting. Spacious parcel sizes ranging from 1.03 acres to 1.4 acres in size. Quiet country living conveniently located East of Charles City, just North of the Cedar Ridge Golf Course and minutes from downtown, US Hwy 18 and the Avenue of The Saints. Concrete streets throughout the development plus established, mature trees and privacy

Dean Stewart Stewart Realty Company

2985 Cottonwood Place Unit Lot 1, Charles City, IA 50616
/9
$35,000
- Land
- 1.14 Acres
- $30,702 per Acre
2989 Cottonwood Place Unit Lot 2, Charles City, IA 50616

Outstanding building lots in a picturesque residential setting. Spacious parcel sizes ranging from 1.03 acres to 1.4 acres in size. Quiet country living conveniently located East of Charles City, just North of the Cedar Ridge Golf Course and minutes from downtown, US Hwy 18 and the Avenue of The Saints. Concrete streets throughout the development plus established, mature trees and privacy

Dean Stewart Stewart Realty Company

2989 Cottonwood Place Unit Lot 2, Charles City, IA 50616
/2
$49,000
- 3 Beds
- 1 Bath
- 1,048 Sq Ft
414 S Jackson St, Charles City, IA 50616

This 1.5 story 3 bedroom, 1 bath home has vinyl siding and 2024 roof. The tenant pays $695(not HUD) per month and pays all utilities. The yearly property insurance is $1239 and the yearly property taxes are $720. It is possible that the adjacent home's sewer lines runs through this home.

Connie Parson Parson Real Estate

414 S Jackson St, Charles City, IA 50616
/2
$51,000
- 2 Beds
- 1 Bath
- 968 Sq Ft
418 S Jackson St, Charles City, IA 50616

This ranch style 3 bedroom home has 1 bathroom and a utility shed. It rents for $869 per month on a month to month HUD lease. The tenant pays the utilities, lawn mowing and snow removal.

Connie Parson Parson Real Estate

418 S Jackson St, Charles City, IA 50616
/2
$70,000
- 3 Beds
- 2 Baths
- 962 Sq Ft
407 Cedar St, Charles City, IA 50616

The north unit of this duplex rents for $550 per month and is a 1 bedroom, 1 bathroom unit and the landlord pays the utilities and this is a month to month lease and the landlord owns the stove and the refrigerator. is the tenants The south unit is 2 bedrooms and 1 bathroom and has a new furnace, breaker service, main level laundry, new flooring and paint and living room floor joists.(there was a

Connie Parson Parson Real Estate

407 Cedar St, Charles City, IA 50616
/2
$41,000
- 2 Beds
- 1 Bath
- 873 Sq Ft
708 Freeman St, Charles City, IA 50616

This 2 story, 2 bedroom, 1 bathroom home has 2023 many replacement windows. There was a new furnace installed in 2024. The home currently rents on a month to month basis for $895, the property taxes are $688, the property insurance is $1021 yearly.

Connie Parson Parson Real Estate

708 Freeman St, Charles City, IA 50616
/2
$46,000
- 1 Bed
- 1 Bath
- 624 Sq Ft
402 15th Ave, Charles City, IA 50616

This ranch style 1 bedroom, 1 bathroom home features a full basement, single detached garage, and rents for $600.00 per month.

Connie Parson Parson Real Estate

402 15th Ave, Charles City, IA 50616

Iowa Floyd County Charles City

Home Trends in Charles City, IA

On average, homes in Charles City, IA sell after 64 days on the market compared to the national average of 53 days. The median sale price for homes in Charles City, IA over the last 12 months is $115,000, down 13% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$115,000

Median Single Family Sale Price

$120,000

Median Townhouse Sale Price

$275,000

Median 2 Bedroom Sale Price

$129,900

Average Price Per Sq Ft

$119

Number of Homes for Sale

Last 12 months Home Sales

Months of Supply

3.60

Median List Price

$128,750

Median Change From 1st List Price

Median Home Sale Price YoY Change

-13%

How to Buy a Home How to Finance a Home How to Sell a Home

In Charles City, there are currently 22 homes for sale priced under $100,000, providing budget-friendly options for prospective buyers. Whether you're in search of houses for sale under 100k or other property types, there are opportunities to discover your ideal home within your budget in Charles City, IA. From cozy starter homes to properties awaiting your personal touch, these affordable residences offer an entry point into the housing market or an opportunity for real estate investment without stretching your finances.

Charles City Types of Homes for Sale

Charles City Homes by Price

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