Charles City, IA Homes for Sale under $100,000

/14
$89,900
- 2 Beds
- 1 Bath
- 720 Sq Ft
1009 Allison St, Charles City, IA 50616

Freshly remodeled home featuring new LVP flooring, Updated paint, Bathroom, Roof, and garage siding. The large fenced-in backyard offers plenty of space to relax or let the dog run. Tucked away in a quiet part of town — simple, solid, and move-in ready.

MATT HOLLISTER AMERICAN REALTY & MGMT CO

1009 Allison St, Charles City, IA 50616
Explore Charles City
/3
$30,000
- Land
0 Commercial St Unit Lot 34 NBR20251913, Charles City, IA 50616

Large Commercial lot immediately available for development. Public utilities for sewer and water provided by the City of Charles City and MidAmerican Energy. Lot accessible on paved city street from US Highway 18. Additional lots for expansion available. Level lot for ease of construction. Located 2 miles from US 27-Avenue of the Saints and 15 miles from US-63 on US Highway 18.

Dean Stewart Stewart Realty Company

0 Commercial St Unit Lot 34 NBR20251913, Charles City, IA 50616
/2
$49,000
- 3 Beds
- 1 Bath
- 1,048 Sq Ft
414 S Jackson St, Charles City, IA 50616

This 1.5 story 3 bedroom, 1 bath home has vinyl siding and 2024 roof. The tenant pays $695(not HUD) per month and pays all utilities. The yearly property insurance is $1239 and the yearly property taxes are $720.

Connie Parson Parson Real Estate

414 S Jackson St, Charles City, IA 50616
/2
$51,000
- 2 Beds
- 1 Bath
- 968 Sq Ft
418 S Jackson St, Charles City, IA 50616

This ranch style 3 bedroom home has 1 bathroom and a utility shed. It rents for $869 per month on a month to month HUD lease. The tenant pays the utilities, lawn mowing and snow removal.

Connie Parson Parson Real Estate

418 S Jackson St, Charles City, IA 50616
/9
$35,000
- Land
- 1.2 Acres
- $29,167 per Acre
2993 Cottonwood Place Unit Lot 3, Charles City, IA 50616

Outstanding building lots in a picturesque residential setting. Spacious parcel sizes ranging from 1.03 acres to 1.4 acres in size. Quiet country living conveniently located East of Charles City, just North of the Cedar Ridge Golf Course and minutes from downtown, US Hwy 18 and the Avenue of The Saints. Concrete streets throughout the development plus established, mature trees and privacy

Dean Stewart Stewart Realty Company

2993 Cottonwood Place Unit Lot 3, Charles City, IA 50616
/9
$35,000
- Land
- 1.27 Acres
- $27,559 per Acre
2992 Cottonwood Place Unit Lot 5, Charles City, IA 50616

Outstanding building lots in a picturesque residential setting. Spacious parcel sizes ranging from 1.03 acres to 1.4 acres in size. Quiet country living conveniently located East of Charles City, just North of the Cedar Ridge Golf Course and minutes from downtown, US Hwy 18 and the Avenue of The Saints. Concrete streets throughout the development plus established, mature trees and privacy

Dean Stewart Stewart Realty Company

2992 Cottonwood Place Unit Lot 5, Charles City, IA 50616
/9
$35,000
- Land
- 1.14 Acres
- $30,702 per Acre
2985 Cottonwood Place Unit Lot 1, Charles City, IA 50616

Outstanding building lots in a picturesque residential setting. Spacious parcel sizes ranging from 1.03 acres to 1.4 acres in size. Quiet country living conveniently located East of Charles City, just North of the Cedar Ridge Golf Course and minutes from downtown, US Hwy 18 and the Avenue of The Saints. Concrete streets throughout the development plus established, mature trees and privacy

Dean Stewart Stewart Realty Company

2985 Cottonwood Place Unit Lot 1, Charles City, IA 50616
/3
$35,000
- Land
- 2 Acres
- $17,470 per Acre
0 Commercial St Unit Lot 32 NBR20251911, Charles City, IA 50616

Large Commercial lot immediately available for development. Public utilities for sewer and water provided by the City of Charles City and MidAmerican Energy. Lot accessible on paved city street from US Highway 18. Additional lots for expansion available. Level lot for ease of construction. Located 2 miles from US 27-Avenue of the Saints and 15 miles from US-63 on US Highway 18.

Dean Stewart Stewart Realty Company

0 Commercial St Unit Lot 32 NBR20251911, Charles City, IA 50616
/2
$70,000
- 3 Beds
- 2 Baths
- 962 Sq Ft
407 Cedar St, Charles City, IA 50616

The north unit of this duplex rents for $550 per month and is a 1 bedroom, 1 bathroom unit and the landlord pays the utilities and this is a month to month lease and the landlord owns the stove and the refrigerator. is the tenants. The south unit is 2 bedrooms and 1 bathroom and has a new furnace, breaker service, main level laundry, new flooring and paint and living room floor joists (there was

Connie Parson Parson Real Estate

407 Cedar St, Charles City, IA 50616
/2
$59,000
- 4 Beds
- 2 Baths
- 1,388 Sq Ft
504 S Main St, Charles City, IA 50616

This 2 story, 4 bedroom, 2 bathroom home has a main floor laundry, large living room and dining room. The renter pays $970 per month and the tenant pays all of the utilities. Annual taxes: $602.

Connie Parson Parson Real Estate

504 S Main St, Charles City, IA 50616
/21
$60,000
- 1 Bed
- 1 Bath
- 1,352 Sq Ft
300 15th Ave, Charles City, IA 50616

1 Bedroom 1 Bathroom with main floor laundry. 2 Stall detached 22x22 garage along with a second detached 24x24 garage that was added in 2000. 2 separate sheds in the back yard as well. This could be a nice starter home with a few updates.

Ben Hauge HOME NORTH IOWA

300 15th Ave, Charles City, IA 50616
/3
$40,000
- Land
0 Commercial St Unit Lots 38 & 39, Charles City, IA 50616

Large Commercial lot immediately available for development. Public utilities for sewer and water provided by the City of Charles City and MidAmerican Energy. Lot accessible on paved city street from us Highway 18. Additional lots for expansion available. Level lot for ease of construction. Located 2 miles from US 27-Avenue of the Saints and 15 miles from US-63 on US Highway 18.

Dean Stewart Stewart Realty Company

0 Commercial St Unit Lots 38 & 39, Charles City, IA 50616
/24
$54,900
- 2 Beds
- 1 Bath
- 899 Sq Ft
304 6th St, Charles City, IA 50616

Single story two story home available immediately. Recent exterior improvement done include new roof and exterior paint. Inside has all new floor coverings. One car detached garage with new door.

Jonathan Miles Jon Miles Real Estate

304 6th St, Charles City, IA 50616
/3
$45,000
- Land
- 1.19 Acres
- $37,843 per Acre
0 Commercial St Unit Lot 15 NBR20251908, Charles City, IA 50616

Large Commercial lot immediately available for development. Public utilities for sewer and water provided by the City of Charles City and MidAmerican Energy. Lot accessible on paved city street from US Highway 18. Additional lots for expansion available. Level lot for ease of construction. Located 2 miles from US 27-Avenue of the Saints and 15 miles from US-63 on US Highway 18.

Dean Stewart Stewart Realty Company

0 Commercial St Unit Lot 15 NBR20251908, Charles City, IA 50616
/2
$75,000
- 3 Beds
- 1 Bath
- 1,183 Sq Ft
604 2nd St, Charles City, IA 50616

This 3 bedroom 1 bathroom 2 story home features main level utility room, double attached garage, vinyl siding, newer F/A furnace and elec. water heater and is located close to downtown Charles City. The month to month HUD renters pays $995 per month and the renter pays utilities. The yearly property taxes are $1360 and the yearly property insurance is $1169.

Connie Parson Parson Real Estate

604 2nd St, Charles City, IA 50616
/22
$87,000
- 2 Beds
- 2 Baths
- 1,670 Sq Ft
411 4th Ave, Charles City, IA 50616

Welcome to this spacious 2-bedroom, 2-bath home located on a desirable corner lot just steps from the local elementary school. The main level features hardwood floors, fresh paint, and a large kitchen with brand-new flooring. An additional room on the main floor has been used as a third bedroom, offering flexible living space to fit your needs. Enjoy relaxing on the large open front porch or

Wendy Luft Cedar Valley Property Solutions-Charles City

411 4th Ave, Charles City, IA 50616
/9
$35,000
- Land
- 1.14 Acres
- $30,702 per Acre
2989 Cottonwood Place Unit Lot 2, Charles City, IA 50616

Outstanding building lots in a picturesque residential setting. Spacious parcel sizes ranging from 1.03 acres to 1.4 acres in size. Quiet country living conveniently located East of Charles City, just North of the Cedar Ridge Golf Course and minutes from downtown, US Hwy 18 and the Avenue of The Saints. Concrete streets throughout the development plus established, mature trees and privacy

Dean Stewart Stewart Realty Company

2989 Cottonwood Place Unit Lot 2, Charles City, IA 50616
/25
$99,900
- 3 Beds
- 2.5 Baths
- 2,592 Sq Ft
300 Kelly St, Charles City, IA 50616

A diamond in the rough awaiting your finishing touches. Located only 2 blocks from the Cedar River, walking bridge, and Sunset Park, this home has a ton of potential. Some great features include 3 bedrooms, 2.25 baths, refinished hardwood floors, built ins, wood burning fireplace, large corner lot, gazebo, and brand new siding and roof installed in July 2025. Don't miss your chance for your dream

RYAN KETELSEN CENTURY 21 PREFERRED

300 Kelly St, Charles City, IA 50616
/3
$45,000
- Land
- 1.19 Acres
- $37,843 per Acre
0 Commercial St Unit Lot 16 NBR20251910, Charles City, IA 50616

Large Commercial lot immediately available for development. Public utilities for sewer and water provided by the City of Charles City and MidAmerican Energy. Lot accessible on paved city street from us Highway 18. Additional lots for expansion available. Level lot for ease of construction. Located 2 miles from US 27-Avenue of the Saints and 15 miles from US-63 on US Highway 18.

Dean Stewart Stewart Realty Company

0 Commercial St Unit Lot 16 NBR20251910, Charles City, IA 50616
/2
$41,000
- 2 Beds
- 1 Bath
- 873 Sq Ft
708 Freeman St, Charles City, IA 50616

This 2 story, 2 bedroom, 1 bathroom home has 2023 many replacement windows. There was a new furnace installed in 2024. The home currently rents on a month to month basis for $895, the property taxes are $688, the property insurance is $1021 yearly.

Connie Parson Parson Real Estate

708 Freeman St, Charles City, IA 50616
/3
$30,000
- Land
0 Commercial St Unit Lot 33 NBR20251912, Charles City, IA 50616

Large Commercial lot immediately available for development. Public utilities for sewer and water provided by the City of Charles City and MidAmerican Energy. Lot accessible on paved city street from US Highway 18. Additional lots for expansion available. Level lot for ease of construction. Located 2 miles from US 27-Avenue of the Saints and 15 miles from US-63 on US Highway 18.

Dean Stewart Stewart Realty Company

0 Commercial St Unit Lot 33 NBR20251912, Charles City, IA 50616
/12
$66,000
- 2 Beds
- 1 Bath
- 720 Sq Ft
913 Beck St, Charles City, IA 50616

Charming Ranch-Style Home on a Quiet Cul-de-Sac This inviting two-bedroom ranch-style home offers comfort, updates, and a fantastic location on a quiet cul-de-sac. Sitting on an oversized lot, the property features a detached garage and plenty of space to enjoy the outdoors. Recent upgrades include a new roof, newer siding, newer windows, and a brand-new central air and furnace system for peace

Connie Parson Parson Real Estate

913 Beck St, Charles City, IA 50616

Iowa Floyd County Charles City

Home Trends in Charles City, IA

On average, homes in Charles City, IA sell after 57 days on the market compared to the national average of 53 days. The median sale price for homes in Charles City, IA over the last 12 months is $125,000, down 3% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$125,000

Median Single Family Sale Price

$125,000

Median 2 Bedroom Sale Price

$121,000

Average Price Per Sq Ft

$86

Number of Homes for Sale

Last 12 months Home Sales

Months of Supply

4.00

Median List Price

$130,000

Median Change From 1st List Price

Median Home Sale Price YoY Change

-3%

How to Buy a Home How to Finance a Home How to Sell a Home

In Charles City, there are currently 22 homes for sale priced under $100,000, providing budget-friendly options for prospective buyers. Whether you're in search of houses for sale under 100k or other property types, there are opportunities to discover your ideal home within your budget in Charles City, IA. From cozy starter homes to properties awaiting your personal touch, these affordable residences offer an entry point into the housing market or an opportunity for real estate investment without stretching your finances.

Charles City Types of Homes for Sale

Charles City Land for Sale

Charles City Homes by Price

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