814

Homes for Sale near Charlotte Choice Charter

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  • /26

    $289,000

    • 3 Beds
    • 1 Bath
    • 1,028 Sq Ft

    4915 Galax Dr, Charlotte, NC 28213

    Welcome to this move-in-ready very well maintained dream property. When you enter the front door, you will see the original hardwood floors along with the cozy fireplace that conveys with the property. The kitchen has painted cabinets and newish stainless steel appliances. Both refrigerators and the microwave convey with the property. There are 3 nice size bedrooms and 1 full bath. All interior

    Lori Witham COMPASS

    4915 Galax Dr, Charlotte, NC 28213
  • /30

    $375,000

    • 3 Beds
    • 1 Bath
    • 1,071 Sq Ft

    2953 Enfield Rd, Charlotte, NC 28205

    Welcome to your charming new home near Country Club Heights, with easy access to Plaza Midwood and NoDa. This updated 3-bedroom, 1-bath home blends classic character with modern upgrades. The kitchen features stunning butcher block countertops, stainless steel appliances, and plenty of natural light. You'll love the spacious layout and unique touches throughout that give this home personality.

    Natalie Staff Realty ONE Group Select

    2953 Enfield Rd, Charlotte, NC 28205
  • /13

    $194,000

    • 2 Beds
    • 1.5 Baths
    • 961 Sq Ft

    2958 Iron Gate Ln Unit 2958, Charlotte, NC 28212

    Freshly updated condo under $200k! Newer LVP downstairs and Carpet upstairs. The home has a neutral paint throughout that was done within the last few years. The kitchen features upgraded cabinetry with granite countertops and new stainless steel appliances. Upstairs, there are two bedrooms, one of which functions as the primary, and one with a vaulted ceiling. A full bath connects the bedrooms

    John Bradford Vylla Home

    2958 Iron Gate Ln Unit 2958, Charlotte, NC 28212
  • /36

    $625,000

    • 3 Beds
    • 2 Baths
    • 1,541 Sq Ft

    3809 Topsfield Rd, Charlotte, NC 28211

    Welcome to 3809 Topsfield Rd., nestled in the heart of Charlotte, NC, where the charm of the Cotswold neighborhood meets the vibrant community of Oakhurst. This updated home offers a unique opportunity to plant your roots in an area on the cusp of transformation, with million-dollar homes emerging just across the street. Seize the chance to be a part of this area, promising not just a place to

    Scott Hartis EXP Realty LLC Ballantyne

    3809 Topsfield Rd, Charlotte, NC 28211
  • /37

    $559,500 Open Sat 11AM - 1PM

    • 2 Beds
    • 3.5 Baths
    • 2,159 Sq Ft

    1162 E 36th St, Charlotte, NC 28205

    Move-in ready in the heart of NoDa! This stylish 3-story townhome offers over 2,100 sq. ft. of modern living just steps from the LYNX light rail, breweries, coffee shops, and South End connections. Freshly painted throughout, this 2-bed, 3.5-bath home features a flexible floor plan designed for today’s lifestyle. The bright, open kitchen showcases quartz countertops, SS appliances, and a large

    Kirsten Robinson Ivester Jackson Distinctive Properties

    1162 E 36th St, Charlotte, NC 28205
  • /22

    $550,000

    • 3 Beds
    • 2 Baths
    • 1,292 Sq Ft

    1324 E 35th St, Charlotte, NC 28205

    This 1920s bungalow is full of historic charm, modern convenience, and an unbeatable location. With a bright, airy feel, this home makes the most of its space and offers everything you need! Located just minutes from NoDa, Charlotte’s lively arts district, you’ll have easy access to some of the best restaurants, breweries, coffee shops, and live music spots the city has to offer. Whether you're

    Ben Lastra COMPASS

    1324 E 35th St, Charlotte, NC 28205
  • /47

    $1,790,000

    • 5 Beds
    • 3.5 Baths
    • 4,532 Sq Ft

    2414 Bay St, Charlotte, NC 28205

    Move-in-ready craftsman-style home with 5 bedrooms and a fully-finished basement situated on a rare 0.258-acre lot in desirable Chantilly! The gracious floor plan on the main level includes an open living room, elegant dining room, dedicated home office, and a gourmet kitchen with a farmhouse sink and an island with bar seating. Don't miss the convenient walk-in pantry and separate mudroom with

    Genevieve Williams Genevieve Williams Real Estate LLC

    2414 Bay St, Charlotte, NC 28205
  • /48

    $725,000

    • 4 Beds
    • 3 Baths
    • 2,339 Sq Ft

    5210 Kelly St, Charlotte, NC 28205

    **Showings begin Friday 5/16**. Built by Saussy Burbank and located just five miles southeast of Uptown Charlotte, This home offers a less than 15 min commute to the city center and easy access to vibrant areas like Costwold, SouthPark, Myers Park, Midtown, NoDa, and Plaza Midwood. Only 5 years old, this home is in great shape with a full in-law suite and full bath on the main level, hardwoods

    Anthony Frantilla Allen Tate SouthPark

    5210 Kelly St, Charlotte, NC 28205
  • /42

    $699,900 Open Sun 2PM - 4PM

    • 5 Beds
    • 3 Baths
    • 3,614 Sq Ft

    4951 Dayspring Dr, Mint Hill, NC 28227

    This stunning Southern Home, a timeless classic w/white high quality vinyl, double porches - perfect for rocking chairs & sweet tea evenings. 5 BR's & 3 Full BA's, this home offers flexible living w/5th BR which could be used as a Flex Room. Large Primary Suite is a true retreat featuring an expansive sitting area, spa-inspired bath w/claw foot tub & separate vanities. Entertain with-ease in this

    Karen Parsons RE/MAX Executive

    4951 Dayspring Dr, Mint Hill, NC 28227
  • /48

    $1,575,000 Open Sun 1PM - 4PM

    • 5 Beds
    • 3 Baths
    • 3,099 Sq Ft

    1701 Dearmon Dr, Charlotte, NC 28205

    Award-Winning Design. Timeless Elegance. Premier Location. Step up to a welcoming front porch adorned with a custom-crafted swing, then enter a home where architectural excellence meets everyday comfort. Designed by award-winning architect Floyd Fowler—recognized specifically for this residence—every detail has been thoughtfully curated. The chef’s kitchen flows into a light-filled living room

    Jamie Purvis RE/MAX Executive

    1701 Dearmon Dr, Charlotte, NC 28205
  • /18

    $390,000

    • 3 Beds
    • 2 Baths
    • 1,803 Sq Ft

    9034 Evercrisp Ln, Charlotte, NC 28215

    Discover the perfect blend of style, comfort, and location at 9034 Evercrisp Lane. Built in 2023, this like-new 3-bedroom, 2.5-bath home sits on a premium lot with a backyard that backs to protected greenery — offering privacy and peace with no future development behind you. Inside, enjoy a bright open-concept layout featuring luxury vinyl plank flooring, granite countertops, stainless steel

    Jordan Greene Keller Williams Unlimited

    9034 Evercrisp Ln, Charlotte, NC 28215
  • /47

    $325,000

    • 2 Beds
    • 2 Baths
    • 712 Sq Ft

    4235 Howie Cir, Charlotte, NC 28205

    2 homes, 1 price! Phenomenal opportunity to live in 1 home & have another to pay your mortgage in your own backyard! Solid income producing investment in a exceptional location. The area development is worth researching. The front cottage has a front & back deck, fenced large yard & the only neighbors are across the street. The front room is a sunroom begging for plants & a book. Once inside,

    Robin Mann EXP Realty LLC Mooresville

    4235 Howie Cir, Charlotte, NC 28205
  • /26

    $340,000

    • 3 Beds
    • 2 Baths
    • 1,228 Sq Ft

    7442 Crestside Ln, Charlotte, NC 28227

    Welcome home! This bright and inviting home is perfect for anyone looking for comfort, space, and convenience. Step into a spacious living room with vaulted ceilings and tons of natural light—an ideal space for relaxing or hosting. The open-concept layout connects the living area to a well-appointed kitchen, making entertaining easy and everyday living a breeze. You'll love the primary bedroom

    Danny Pum Keller Williams Connected

    7442 Crestside Ln, Charlotte, NC 28227
  • /20

    $244,000

    • 2 Beds
    • 2.5 Baths
    • 1,088 Sq Ft

    7562 Petrea Ln, Charlotte, NC 28227

    Calling all Investors! Great opportunity to add this property to your investment portfolio!! Current lease until June 2026 with a very responsible tenant paying $1600 per month. Central to University, Uptown, Matthews, and Mint Hill. Two primary bedrooms on the upper level, each with its own full bath. Additional 1/2 bath on the main level. Open floor plan with dining area and family room that

    Caesar Escobar Milemma Realty, LLC

    7562 Petrea Ln, Charlotte, NC 28227
  • /28

    $379,900

    • 4 Beds
    • 2.5 Baths
    • 1,917 Sq Ft

    3312 James Rd, Charlotte, NC 28215

    Well-maintained 3 bedroom, 2.5 bathroom home with a flexible 4th bedroom or bonus room in a peaceful neighborhood. Enjoy a spacious backyard perfect for entertaining. Inside features include a formal dining room, bright kitchen with stainless appliances, an eat-in area, and a cozy living room with natural light. Upstairs boasts a large primary suite with tray ceiling, ensuite bath, and walk-in

    Marshall Casselman EXP Realty LLC Ballantyne

    3312 James Rd, Charlotte, NC 28215
  • /33

    $380,500

    • 4 Beds
    • 2.5 Baths
    • 2,296 Sq Ft

    14010 Pinyon Pine Ln, Charlotte, NC 28215

    Well-maintained 4-bedroom, 2.5-bath home located on a quiet cul-de-sac in an established neighborhood. Freshly painted interior and updated flooring throughout. Main level offers a functional layout with spacious living and dining areas. Upstairs includes four bedrooms and two full baths. NEW CARPETING AND VINYL FLOORINGHome features a 1-car garage and a fully fenced backyard—ideal for outdoor

    Alicia Grace EXP Realty LLC

    14010 Pinyon Pine Ln, Charlotte, NC 28215
  • /40

    $750,000 Open Sat 2PM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,691 Sq Ft

    1713 Allen St, Charlotte, NC 28205

    Don't miss your chance to own this beautifully restored Arts and Crafts bungalow nestled in Charlotte’s vibrant Belmont neighborhood. A full remodel in 2018 added a sunroom and an expansive owner's suite with a walk-in closet to the original three bedrooms and two full baths. Inside you'll find original hardwood floors and tastefully updated tile in the bathrooms. The chef-inspired kitchen boasts

    Corey Stambaugh Redfin Corporation

    1713 Allen St, Charlotte, NC 28205
  • /41

    $325,000

    • 3 Beds
    • 1.5 Baths
    • 1,227 Sq Ft

    6412 Old Meadow Rd Unit 69, Charlotte, NC 28227

    A must see!!! Adorable ranch home nestled in Charlotte's Timber Creek neighborhood. This 1-story home is giving character and comfortable living. With a nice size lot and fenced in backyard, you will have plenty of room to entertain or just enjoy nature. You will be able to easily access restaurants, shopping, I-485, Uptown Charlotte and Mint Hill. This home also includes all appliances, ready

    Ty Harris Coldwell Banker Realty

    6412 Old Meadow Rd Unit 69, Charlotte, NC 28227
  • /30

    $200,000

    • 2 Beds
    • 2 Baths
    • 1,287 Sq Ft

    6011 Treetop Ct, Charlotte, NC 28212

    Spacious and inviting 2-bedroom condo featuring a large open-concept living area that flows seamlessly into the kitchen—perfect for entertaining or relaxing. This home also comes with a fireplace for your convenience. Enjoy the outdoors year-round from your private screened-in back porch, complete with extra storage. Both bedrooms are generously sized, and the home boasts stylish and durable LVP

    Tenai Staley Mark Spain Real Estate

    6011 Treetop Ct, Charlotte, NC 28212
  • /29

    $442,990 Open Sat 11AM - 1PM

    • 3 Beds
    • 2 Baths
    • 1,307 Sq Ft

    4042 Uppergate Ln, Charlotte, NC 28215

    Seller offering $5,000 in Concessions & $1,200 towards a new fridge. Welcome to this beautifully renovated 3-bed, 2-bath home where craftsmanship meets modern comfort. Enjoy 9" LVP flooring and double-hung windows throughout. The kitchen boasts a single-slab Tijuana quartz countertop, premium wooden cabinetry, and LG ThinQ vented microwave, oven and dishwasher. Both bathrooms feature tile floors,

    Slavik Chubachuk Akin Realty LLC

    4042 Uppergate Ln, Charlotte, NC 28215
  • /43

    $350,000

    • Land
    • 0.17 Acre
    • $2,058,824 per Acre

    1105 Parkwood Ave, Charlotte, NC 28205

    This prime piece of Charlotte Real Estate, surrounded with the very best Queen City has to offer in the booming Villa Heights Community. Almost 0.16 Acres of commercial land is surrounded by high-end, conscientious housing and local, thriving businesses. Nestled between NODA and Plaza Midwood, Villa Heights has access to the Light Rail; Optimist Hall, Charlotte's Premier Food Hall; the gorgeous

    Rebekah Sosa Mooresville Realty LLC

    1105 Parkwood Ave, Charlotte, NC 28205
  • /4

    $625,000

    • Land
    • 0.50 Acre
    • $1,250,000 per Acre

    4301 The Plaza, Charlotte, NC 28205

    Don't miss this rare opportunity!!This is an ideal property for investors and developers. Located near the busy intersection of The Plaza and Eastway, this half acre, mostly flat lot is perfect for development. With the high volume of street traffic and recent development in this area, this property will not last. This property is intended to be sold as a lot. The home is considered a

    David Kostelnik Corcoran HM Properties

    4301 The Plaza, Charlotte, NC 28205
  • /37

    $338,000

    • 3 Beds
    • 2 Baths
    • 1,205 Sq Ft

    3012 Longspur Dr, Matthews, NC 28105

    Welcome to this adorable and well maintained home in Matthews, This home offer comfort, convenience and charm! Nestled in a desirable neighborhood, home features a spacious layout, sizeable and serene backyard perfect for outdoor enjoyment. Spacious Living areas with open floor plan with abundant natural light, perfect for entertaining.Stylish Cabinetry,smooth countertops and modern appliances.

    Siang Ling Keller Williams Select

    3012 Longspur Dr, Matthews, NC 28105
  • /48

    $1,795,000

    • 5 Beds
    • 6.5 Baths
    • 3,989 Sq Ft

    4600 Spicewood Dr, Charlotte, NC 28227

    A rare find in the Mint Hill area, this gated estate-sized property w/ stunning custom home sits on 1.66 acres & offers tons of privacy, tucked away at end of a quiet street.The gorgeous brick & stone home features a main level primary BR w/ vaulted ceiling, ensuite w/ freestanding soaking tub, 2-story great room w/ coffered ceiling, chef's kitchen w/ Thermador appliances, 6 burner gas stove,

    Gina Compton ERA Live Moore

    4600 Spicewood Dr, Charlotte, NC 28227
  • /27

    $409,900

    • 4 Beds
    • 2.5 Baths
    • 2,733 Sq Ft

    9106 Nash Ave, Charlotte, NC 28213

    Renovations are complete, and the home is AMAZING! This nice two-story home has four bedrooms and 2.5 bathrooms. It features an open floor plan and a spacious living room. The kitchen boasts granite tops and stainless appliances. New interior paint throughout. The basement has been partially finished and adds massive potential! It is completely MOVE-IN READY. The home is conveniently located

    Steve Young Advantage Realty & Management Co.

    9106 Nash Ave, Charlotte, NC 28213
  • /2

    $139,500

    • Land
    • 0.75 Acre
    • $186,000 per Acre

    7747 Pickering Dr, Charlotte, NC 28213

    Large lot on quiet cul-de-sac. Build your dream home on this beautiful space. Home burned years ago, water meter and sewer tap in place according to Mecklenburg Utilities. Not able to confirm HOA information.

    Eric Forbes DW Realty Team Inc

    7747 Pickering Dr, Charlotte, NC 28213
  • /25

    $295,000

    • 2 Beds
    • 1.5 Baths
    • 854 Sq Ft

    1348 Green Oaks Ln Unit L, Charlotte, NC 28205

    Discover this beautifully updated 2BR, 1.5BA townhome-style condo just minutes from Charlotte’s vibrant Plaza Midwood. The open-concept layout features abundant natural light and modern finishes. The kitchen includes granite countertops, stainless steel appliances, and a breakfast bar flowing into the dining area, living room, and powder room. Upstairs are two spacious bedrooms with ample closet

    Michael Booe Helen Adams Realty

    1348 Green Oaks Ln Unit L, Charlotte, NC 28205
  • /48

    $380,000

    • 4 Beds
    • 2.5 Baths
    • 1,947 Sq Ft

    3038 Old Ironside Dr, Charlotte, NC 28213

    Charming 4-Bedroom home with PAID OFF solar panels in prime University Area location. Welcome to this well maintained one owner single family home nestled in the highly sought out area. Featuring 4 bedrooms and 2.5 bathrooms, this home offers comfort, energy efficiency, and convenience of being in a desirable area. Enjoy the warmth of a cozy gas fireplace, freshly painted cabinets in the kitchen

    Ashley Etheredge LPT Realty, LLC

    3038 Old Ironside Dr, Charlotte, NC 28213
  • /28

    $314,900

    • 3 Beds
    • 2.5 Baths
    • 1,391 Sq Ft

    7311 Fig Ln, Charlotte, NC 28215

    Absolutely must see this charming 3 bedroom, 2.5 bathroom home located in the Kingstree community! Move-in ready, this home welcomes you with a 1-car garage and a neutral interior palette, ready for the personal touch of its next owner. Enjoy a kitchen complimented by white shaker cabinets, SS appliances, pantry, & a pass through window overlooking the living room, balancing privacy with a sense

    Steve Casselman EXP Realty LLC Ballantyne

    7311 Fig Ln, Charlotte, NC 28215
  • /26

    $329,900

    • 3 Beds
    • 2.5 Baths
    • 1,470 Sq Ft

    7711 Brisbane Ct, Charlotte, NC 28215

    Delightful 3 bedroom, 2.5 bathroom home featuring a 1-car garage, outdoor patio, and fenced-in backyard. Enjoy the cozy yet spacious living room showcasing a corner gas log fireplace and flowing seamlessly into the dining area and kitchen, complete with stainless steel appliances. Upstairs, the primary suite offers a vaulted ceiling, walk-in closet, and ensuite bathroom with a single vanity,

    Steve Casselman EXP Realty LLC Ballantyne

    7711 Brisbane Ct, Charlotte, NC 28215
  • /21

    $309,000 Open Sat 8AM - 7PM

    • 3 Beds
    • 2 Baths
    • 1,224 Sq Ft

    6041 Misty Way Ln, Charlotte, NC 28212

    Seller may consider buyer concessions if made in an offer. Welcome to this fabulous area! This home has Fresh Interior Paint, New flooring throughout the home. A fireplace and a soft neutral color palette create a solid blank canvas for the living area. The primary bathroom features plenty of under sink storage waiting for your home organization needs. The back yard is the perfect spot to kick

    Whitney Hunt Sailors Opendoor Brokerage LLC

    6041 Misty Way Ln, Charlotte, NC 28212
  • /3

    $699,000

    4311 Commonwealth Ave, Charlotte, NC 28205

    Prime piece of land located in the charming Oakhurst neighborhood of Charlotte! Perfect for developers looking to create much-needed multifamily housing in a thriving area, with potential for constructing townhomes or duplexes. This property is surrounded by a mix of original homes from the 1920s to the 1950s and newer townhomes, making it a desirable spot for families and young professionals.

    Todd Wise Premier Sotheby's International Realty

    4311 Commonwealth Ave, Charlotte, NC 28205
  • /34

    $525,000

    • 4 Beds
    • 4 Baths
    • 1,943 Sq Ft

    3003 Salix Bend Dr, Charlotte, NC 28205

    This fantastic end unit townhome is ready for new owners! Located in desirable Oakhurst, this upgraded unit features 4 br, 2 full and 2 half baths. The lower level has a bedroom, a half bath, and a large walk in closet. The open living area on the main level offers plenty of space for entertaining. The kitchen has a modern feel with quartz counters, subway tile backsplash, huge island, and yes

    Regina Vance Coldwell Banker Realty

    3003 Salix Bend Dr, Charlotte, NC 28205
  • /30

    $485,000

    • 2 Beds
    • 2.5 Baths
    • 1,482 Sq Ft

    411 Steel Gardens Blvd, Charlotte, NC 28205

    Rare Gem! Your beautiful, spacious end-unit home awaits you in The Arts District! Freshly painted and move-in ready. Excellent walkability and bike ability to the Light Rail and all NoDa has to offer. The main level features an open layout, tall ceilings, real hardwood floors, a wall-of-windows, and seamless flow from the living area with balcony to the dining area and kitchen—perfect for

    Timothy Brummett Coldwell Banker Realty

    411 Steel Gardens Blvd, Charlotte, NC 28205
  • /30

    $375,000

    • 3 Beds
    • 2.5 Baths
    • 1,461 Sq Ft

    5325 Merwyn Ave, Charlotte, NC 28215

    Welcome to Robinson Park, where modern style meets cozy charm w/ an entertainer’s dream backyard. This stunning 3 bed, 2.5 bath home, built in 2020, has an open-concept layout w/ low-maintenance, carpet-free flooring on the main level. The kitchen has white cabinets, granite countertops & a stylish wallpaper backsplash, while the living room shines w/ accent walls & floating shelves. Upstairs,

    Makayla Moses The Agency - Charlotte

    5325 Merwyn Ave, Charlotte, NC 28215
  • /33

    $334,000

    • 3 Beds
    • 2.5 Baths
    • 1,731 Sq Ft

    9203 Grand Valley Dr, Charlotte, NC 28213

    Beautiful 2-Story Townhome with Finished Basement in Prime Charlotte Location!This elegant 3-bed, 2.5-bath townhome features an open-concept main floor with granite countertops, stainless steel appliances, and vinyl flooring throughout for easy maintenance. Step out onto the private deck and enjoy a peaceful view of the wooded backyard — the perfect spot to relax or entertain. The finished

    Ganashyam Dontula KJ Realty LLC

    9203 Grand Valley Dr, Charlotte, NC 28213
  • /22

    $750,000

    • Land
    • 0.42 Acre
    • $1,785,714 per Acre

    3901 Admiral Ave, Charlotte, NC 28205

    Great location! Walking distance to restaurants, bars and the main strip of NoDa's art district. 10 min to Plaza Midwood, 15 min to uptown. Seller is selling 2 lots together. Corner lot has a 2 bed/1 bath house. The adjacent lot has a 2 car garage. The value is in the land. House and garage are sold as is. Lots could be combined and subdivided into 3 lots to be able to build 3 homes.

    Elena Donaldson Keller Williams Ballantyne Area

    3901 Admiral Ave, Charlotte, NC 28205
  • /8

    $346,500

    • 3 Beds
    • 1 Bath
    • 1,125 Sq Ft

    2823 Albany Ln, Charlotte, NC 28205

    Charming ranch-style home nestled in the desirable Amity Gardens neighborhood! This 3-bedroom, 1-bathroom retreat boasts a completely fenced and private setting, perfect for those seeking a peaceful escape. With its prime location, you'll be just minutes away from the vibrant Uptown, NoDa, Plaza Midwood, and Mora areas, offering a wealth of entertainment, dining, and cultural

    Ania Alvarado NextHome Providence

    2823 Albany Ln, Charlotte, NC 28205
  • /10

    $289,000

    • Land
    • 0.17 Acre
    • $1,700,000 per Acre

    3100 Commonwealth Ave, Charlotte, NC 28205

    Discover a fabulous opportunity to create your dream home in the sought-after Midwood neighborhood! This prime corner lot offers easy access to the vibrant heart of Charlotte, where you can enjoy an array of dining, shopping, and entertainment options just moments away. With a friendly community atmosphere, Midwood is known for its tree-lined streets and charming architecture, making it the

    Jill Moyer Redfin Corporation

    3100 Commonwealth Ave, Charlotte, NC 28205
  • /45

    $695,000 Open Sun 12PM - 2PM

    • 3 Beds
    • 3.5 Baths
    • 3,010 Sq Ft

    926 Steel House Blvd, Charlotte, NC 28205

    Welcome to 926 Steel House Boulevard, a beautifully designed 3 bed, 3.5 bath townhome in the heart of NoDa. Built in 2015, this home blends timeless Craftsman style with modern finishes throughout. The main level features hardwood floors, an open layout, and a chef’s kitchen with gas range, wine bar, and plenty of space to entertain. The large deck just off the living area is perfect for relaxing

    Michael Lasek Helen Adams Realty

    926 Steel House Blvd, Charlotte, NC 28205

Showing Results 161 - 200, Page 5 of 18

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