1,532

Homes for Sale near Charlotte Lab School

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  • /22

    $949,900

    New Construction $35K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,274 Sq Ft

    421 Marsh Rd Unit 102, Charlotte, NC 28209

    These light-filled, elegant residences embody the perfect balance of sophistication and functionality. Crafted with steel portal frame construction, floor-to-ceiling glass wall systems, and the finest building materials, each home is engineered for lasting strength, durability, and minimal maintenance — setting a new benchmark for enduring quality. Every residence is thoughtfully designed to

    Niloufar Saniri Engel & Volkers Charlotte

    421 Marsh Rd Unit 102, Charlotte, NC 28209
  • /39

    $670,000

    • 2 Beds
    • 1 Bath
    • 983 Sq Ft

    1035 Queens Rd Unit 8, Charlotte, NC 28207

    Nestled on one of the most beautiful roads in Charlotte, this classic Myers Park condominium exudes charm as well as comfort. This unit was completely renovated in 2023 with thoughtful details throughout including custom doors, designer Circa lighting, specially crafted built-ins, elevated fixtures, 9 foot ceilings and hardwood floors. The well appointed kitchen is designed for both everyday

    Christine Keagy Dickens Mitchener & Associates Inc

    1035 Queens Rd Unit 8, Charlotte, NC 28207
  • /35

    $490,000

    $35K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,060 Sq Ft

    5306 Wales St, Charlotte, NC 28269

    This fully renovated, brick ranch-style home features 4 bedrooms and 2 bathrooms. It offers two living areas—including a bright sunroom—and a layout that provides spaciousness and flexibility for modern living. Situated on a generously sized lot, the property includes a detached one-car garage with storage space, as well as a fully renovated attached studio apartment; this space is ideal for

    Catherine Parker Trelora Realty INC

    5306 Wales St, Charlotte, NC 28269
  • /40

    $299,000

    $10K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 944 Sq Ft

    1632 Madison Ave, Charlotte, NC 28216

    *** Located in Historic McCrorey Heights*** Community already under careful, new development. Wide, tree-lined streets maintain its true neighborhood feeling. Home has good walls and original hardwood flooring. With good bones, make this home your very own. Investors, value will be realized for rapidly developing West Charlotte. 5 minutes to I77 and 277. Close to Uptown and Camp North End. Sold

    Camille Smith Berkshire Hathaway HomeServices Carolinas Realty

    1632 Madison Ave, Charlotte, NC 28216
  • /44

    $2,050,000

    New Construction
    • 6 Beds
    • 5 Baths
    • 4,825 Sq Ft

    4345 Castleton Rd, Charlotte, NC 28211

    A striking blend of space, style, and sophistication, this exceptional new construction home in the heart of Cotswold showcases 6 bedrooms and 5 full baths across three expansive levels designed for elevated modern living. Positioned on a quiet street surrounded by other newly built residences, the home enjoys an exceptional location near Cotswold Village, SouthPark, Uptown, Providence Road, and

    Liza Caminiti Ivester Jackson Christie's

    4345 Castleton Rd, Charlotte, NC 28211
  • /3

    $495,000

    • Land
    • 12,893 Sq Ft
    • $1,672,297 per Acre

    3108 Avalon Ave, Charlotte, NC 28208

    Rare opportunity to acquire a 0.296 residential lot in the Lakewood subdivision, located within Charlotte’s thriving Enderly Park redevelopment corridor. Zoned N2-B with city water and sewer available, this property presents a strong infill development opportunity in one of West Charlotte’s fastest-growing areas. Surrounded by ongoing redevelopment and new residential construction, the area is

    Ken Harris Harris Realty LLC

    3108 Avalon Ave, Charlotte, NC 28208
  • /45

    $650,000

    • 3 Beds
    • 2 Baths
    • 1,637 Sq Ft

    4824 Gilmore Dr, Charlotte, NC 28209

    Madison Park charm with the updates already done for you. This 3-bedroom, 2-bath ranch offers an easy, open layout with hardwood floors running through most of the home and a beautifully updated kitchen at the center of it all. Fresh paint and new carpet give the home a clean, move-in ready feel, while a new roof installed in 2025 provides added peace of mind. Out back, you'll find an oversized

    Josh Fretz RE/MAX Executive

    4824 Gilmore Dr, Charlotte, NC 28209
  • /32

    $545,000

    New Construction $55K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,077 Sq Ft

    3219 Credenza Rd, Charlotte, NC 28208

    OVER $20K in LENDER INCENTIVES with preferred lender! Ask your realtor for details. Welcome home to this inviting 4-bedroom duet in the heart of Enderly Park, one of Charlotte’s fastest growing neighborhoods! Offering the perfect blend of privacy and community, this duet single-family-style home delivers single-family living with low-maintenance appeal. Step inside to discover an open-concept

    Troy Knight LKI Realty LLC

    3219 Credenza Rd, Charlotte, NC 28208
  • /40

    $530,000

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 2,027 Sq Ft

    2645 Ravencroft Dr Unit 2C, Charlotte, NC 28208

    New construction with direct access to the greenway and nearby pickleball courts. This move-in ready Smallwood townhome offers a lifestyle that’s hard to find this close to Uptown Charlotte. With 2,027 square feet, 3 bedrooms, and 2.5 baths, the home features an open-concept layout with modern finishes and thoughtful design throughout. The spacious loft provides flexibility to fit your lifestyle

    Sandy McComb Accent Homes Carolinas, Inc

    2645 Ravencroft Dr Unit 2C, Charlotte, NC 28208
  • /21

    $278,500

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 1,538 Sq Ft

    2017 Custer St, Charlotte, NC 28216

    Lincoln Heights is a rare gem—where history, culture, and modern development beautifully converge. This neighborhood is experiencing a vibrant transformation while proudly honoring its rich roots. Established in the 1920s and shaped through the 1960s, Lincoln Heights has long served as a sanctuary for notable Charlotteans. Now, Aveline @ Lasalle stands poised to help write the neighborhood’s next

    Angela Ambroise Urban Roots Real Estate Advisors LLC

    2017 Custer St, Charlotte, NC 28216
  • /15

    $300,000

    $50K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,165 Sq Ft

    2149 Camp Greene St, Charlotte, NC 28208

    Discover the perfect blend of historic character and urban accessibility in this delightful 3-bedroom, 2-bathroom bungalow. Situated in the heart of the Camp Greene community, this home offers a rare opportunity to own a piece of Charlotte’s history just minutes from the bustling energy of Uptown and the Freedom Drive corridor. Key Features: Enhanced Layout: Stand out from the rest with a rare

    Alan Overcash Overcash Real Estate LLC

    2149 Camp Greene St, Charlotte, NC 28208
  • /3

    $600,000

    • Land
    • 11,456 Sq Ft
    • $2,281,369 per Acre

    2000 Stratford Ave, Charlotte, NC 28205

    Build your brand new home right in Midwood! You won't believe what an amazing backyard this is with plenty of space for a pool, outdoor kitchen, etc. Nestled in the heart of the highly sought-after Midwood area, this prime homesite with no HOA is surrounded by luxury new construction and is just a few miles from Uptown, the City Center, and the new SCOUT Headquarters opening in Charlotte, NC.

    Jessica Lundgren Classica Homes Realty LLC

    2000 Stratford Ave, Charlotte, NC 28205
  • /44

    $475,000

    $10K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 979 Sq Ft

    115 E Park Ave Unit 401, Charlotte, NC 28203

    This isn’t just a condo. It’s a front-row seat to one of Charlotte’s most vibrant neighborhoods. Top-floor corner units with this level of natural light & unobstructed Uptown views rarely become available in South End. With two walls of windows framing the city lights, mornings begin with coffee & sunshine pouring in. Step outside & the Rail Trail is quite literally at your doorstep. Morning run

    Jay White Keller Williams Ballantyne Area

    115 E Park Ave Unit 401, Charlotte, NC 28203
  • /15

    $333,000

    Open Tue 9AM - 7PM
    • 4 Beds
    • 2.5 Baths
    • 1,509 Sq Ft

    3413 Winslow Dr, Charlotte, NC 28269

    3413 Winslow Dr is a two-story Charlotte home built in 2019 with modern finishes and a well-designed layout throughout. The kitchen features quartz countertops and a walk-in pantry, creating a well-equipped space for cooking and entertaining. The primary bedroom includes a walk-in closet for convenient storage and organization, while the primary bathroom features double sinks for everyday

    Thomas Shoupe Opendoor Brokerage LLC

    3413 Winslow Dr, Charlotte, NC 28269
  • /19

    $215,000

    • 1 Bed
    • 1.5 Baths
    • 1,098 Sq Ft

    3831 Mohawk Ct, Charlotte, NC 28215

    Step into 3831 Mohawk Ct, a single-family residence featuring a straightforward, functional layout throughout its well-maintained spaces. The primary bedroom includes a walk in closet, which provides substantial dedicated storage capacity and contributes to an organized living experience. This design promotes ease and convenience for daily routines, ensuring everything has its place within this

    Lisa McGill Opendoor Brokerage LLC

    3831 Mohawk Ct, Charlotte, NC 28215
  • /24

    $575,000

    $50K PRICE DROP
    • 3 Beds
    • 3.5 Baths
    • 2,080 Sq Ft

    3300 Spencer St, Charlotte, NC 28205

    Welcome home to this stunning 3 bedroom/ 3.5 bath home that perfectly blends comfort, style, and everyday functionality. From the moment you arrive, you’ll be captivated by the inviting atmosphere and thoughtfully designed layout. Inside, you’ll find bright, open living spaces filled with natural light, creating the perfect setting for both relaxing and entertaining. The spacious kitchen offers

    Jordan Keesee Pinnacle Realty Advisors

    3300 Spencer St, Charlotte, NC 28205
  • /33

    $342,500

    $2K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,187 Sq Ft

    1221 Scaleybark Rd Unit F, Charlotte, NC 28209

    This 3-bedroom, 2.5-bath completely renovated end unit townhouse is an absolute must see. Nestled in the highly desirable Collins Park/Madison Park area offering a prime location convenient to Park Road Shopping Center, LoSo, South End, and more. Inside, new laminate waterproof wood flooring flows throughout meshing with fresh paint and updated lighting. The kitchen boasts all new slow-close gray

    Calvin Cleveland Cleve Realty

    1221 Scaleybark Rd Unit F, Charlotte, NC 28209
  • /45

    $1,650,000

    New Construction
    • 4 Beds
    • 3.5 Baths
    • 3,565 Sq Ft

    704 Charles Ave, Charlotte, NC 28205

    New construction home designed by architecture firm Assembly AB. This contemporary home with subtle mid-century modern influences offers 4 bedrooms, 3.5 bathrooms, and a 2-car garage. The open floor plan is designed for both everyday living and entertaining, featuring a spacious living and dining area separated by a large gas fireplace. The kitchen is equipped with Thor appliances, features two

    Liz Cantu Epique Inc.

    704 Charles Ave, Charlotte, NC 28205
  • /19

    $1,925,000

    $170K PRICE DROP
    • 5 Beds
    • 5.5 Baths
    • 4,584 Sq Ft

    1512 Parson St, Charlotte, NC 28205

    Gorgeous Custom 5 bedroom home located in the vibrant & sought after Belmont Neighborhood. Each room is curated with a unique & show stopping Restoration Hardware, Pottery Barn, or Serena & Lily Fixture. This home will take your breath away, as soon as you lay your eyes on its grandeur curb appeal. You are drawn into the beauty with custom woodwork ceilings & a large cedar mantle surrounded by

    Jen Cheatle Keller Williams South Park

    1512 Parson St, Charlotte, NC 28205
  • /26

    $585,000

    • 2 Beds
    • 2.5 Baths
    • 1,378 Sq Ft

    400 N Church St Unit 226, Charlotte, NC 28202

    Experience elevated Uptown living in the heart of Charlotte's highly sought-after Fourth Ward. This beautifully updated 2 bedroom, 2.5 bath residence at 400 North Church offers over 1,300 square feet of stylish urban living with an open concept layout and abundant natural light. Thoughtful finishes throughout include granite countertops, white cabinetry, and original site-finished hardwood oak

    Matthew Alexander Premier Sotheby's International Realty

    400 N Church St Unit 226, Charlotte, NC 28202
  • /37

    $492,587

    New Construction Open Sat 1PM - 3PM
    • 4 Beds
    • 3.5 Baths
    • 1,890 Sq Ft

    829 Garringer Place Unit 22, Charlotte, NC 28208

    Introducing The Marshall, the professionally decorated model home now available for purchase in Enderly Park's newest 38-townhome community, just minutes from Uptown Charlotte. This stunning three-story residence showcases designer-selected finishes throughout and offers exceptional flexibility with a main-level guest suite or private home office and access to a full bath. The open-concept second

    Magda Esola BSI Builder Services

    829 Garringer Place Unit 22, Charlotte, NC 28208
  • /48

    $1,899,000

    • 4 Beds
    • 4 Baths
    • 3,888 Sq Ft

    3335 Providence Rd, Charlotte, NC 28211

    **Back on the market through no fault of Seller/Home** Welcome to 3335 Providence Road, a rare and exceptional property designed for everyday comfort and unforgettable gatherings.This stunning home is centered around a resort-style outdoor living space that feels like your own private retreat. The fully fenced backyard provides excellent privacy with mature, established landscaping. Enjoy the

    Michael Richards High Ground Investment Properties

    3335 Providence Rd, Charlotte, NC 28211
  • /42

    $469,000

    $10K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 1,369 Sq Ft

    3633 Rosehaven Dr, Charlotte, NC 28205

    Welcome home! This 3-bedroom, 3-bath ranch is located in the Winterfield/Sheffield Park area of Mecklenburg County. The home features an open kitchen, living, and dining layout with updated finishes throughout. The kitchen includes modern two-toned cabinetry with soft-close hinges, granite countertops, Calcatta Esperanza Gold backsplash, an island, farmhouse sink, and stainless steel appliances.

    Nicole Polito Keller Williams Ballantyne Area

    3633 Rosehaven Dr, Charlotte, NC 28205
  • /45

    $459,900

    • 4 Beds
    • 2 Baths
    • 1,510 Sq Ft

    1434 Waddell St, Charlotte, NC 28216

    Welcome to 1434 Waddell Street, a beautifully renovated 4-bedroom, 2-bath ranch in Charlotte’s historic Oaklawn Park neighborhood, where timeless character meets thoughtful modern updates. From the moment you step inside, you’ll notice the restored original hardwood floors, abundant natural light, and a refreshed layout designed for comfortable everyday living. The fully redesigned kitchen

    Slavik Chubachuk COMPASS

    1434 Waddell St, Charlotte, NC 28216
  • /22

    $484,900

    New Construction
    • 3 Beds
    • 3.5 Baths
    • 1,678 Sq Ft

    150 Red Azalea Ln Unit 27, Charlotte, NC 28217

    Imagine relaxing with your friends and family enjoying the beautiful weather from your Private Rooftop Terrace! CLOSE TO THE WOODLAWN LIGHT RAIL STATION located in LOWER SOUTHEND near all things fun & delicious + just a quick 2 minutes to I77 to get around Charlotte or to the Airport quickly! This BRAND-NEW END TOWNHOME with an abundance of OVERSIZED WINDOWS features 3 Bedrooms, 3 Full & 1 Half

    Chelsea Ludeke Hopper Communities INC

    150 Red Azalea Ln Unit 27, Charlotte, NC 28217
  • /48

    $3,249,000

    • 4 Beds
    • 4.5 Baths
    • 5,222 Sq Ft

    1525 Lynway Dr, Charlotte, NC 28203

    Just steps from Freedom Park, 1525 Lynway Drive delivers elevated living with intentional design set in the heart of Dilworth, one of Charlottes most coveted and walkable neighborhoods. A dramatic floating staircase makes a striking first impression, opening to a light-filled main level designed for both effortless entertaining and everyday living. The chefs kitchen anchors the space with premium

    Joe Huneycutt COMPASS

    1525 Lynway Dr, Charlotte, NC 28203
  • /48

    $379,000

    Coming Soon
    • 2 Beds
    • 1 Bath
    • 996 Sq Ft

    815 Lexington Ave Unit C, Charlotte, NC 28203

    Experience true Dilworth-area living at 815 Lexington Ave Unit C, where location and lifestyle are the main event. While thoughtfully updated inside, this home is ultimately about how seamlessly it connects you to everything Charlotte has to offer. Inside, the layout lives like a 2-bedroom and features two levels of flexible space. The main floor includes the Primary bedroom, kitchen, living

    Ashley Bisson Premier Sotheby's International Realty

    815 Lexington Ave Unit C, Charlotte, NC 28203
  • /42

    $1,499,000

    New Construction $270K PRICE DROP
    • 5 Beds
    • 5.5 Baths
    • 4,197 Sq Ft

    3101 Florida Ave, Charlotte, NC 28205

    Stunning new construction home offering exceptional design and space across three levels. Enter into a breathtaking three-story open great room that seamlessly flows into the dining area and chef’s kitchen, all accented by elegant beamed ceilings. The kitchen is a showstopper with dual islands, wall-to-ceiling cabinetry, a gas stove with pot filler, and a designer tile backsplash. A built-in desk

    Chad Meredith NorthGroup Real Estate LLC

    3101 Florida Ave, Charlotte, NC 28205
  • /5

    $399,667

    New Construction
    • 2 Beds
    • 2.5 Baths
    • 1,384 Sq Ft

    3948 Craig Ave, Charlotte, NC 28211

    This thoughtfully designed David Weekley 2-bed, 2.5-bath floorplan offers modern comfort and thoughtful detail throughout. It features a spacious balcony, 9-foot ceilings, and a 2-car tandem garage for added convenience. Enjoy energy-saving construction, Frigidaire Gallery appliances, Shaw LVP flooring, and a stylish kitchen island that anchors the open-concept living space. Perfectly crafted for

    David Weekley Homes Builder
    3948 Craig Ave, Charlotte, NC 28211
  • /44

    $433,900

    New Construction $16K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,567 Sq Ft

    1614 Spring St Unit EQX1874, Charlotte, NC 28206

    This townhome has a 2-car garage, 4th floor bedroom with a spacious rooftop terrace with a slight view of uptown. It's walking distance to Camp North End. Great open layout on the 2nd floor. Kitchen has 42" cabinets w/ matte black hardware, granite counters, trash pullout, GE SS app w/ gas range. 3rd floor hosts the laundry closet and both bedrooms. Premier bath includes quartz counters, tiled

    Jill Gadd EHC Brokerage LP

    1614 Spring St Unit EQX1874, Charlotte, NC 28206
  • /29

    $379,990

    New Construction
    • 2 Beds
    • 4 Baths
    • 1,416 Sq Ft

    6008 Pivot Ct, Charlotte, NC 28205

    Discover 6008 Pivot Ct at Context at Oakhurst, a premium townhome thoughtfully positioned toward the rear of the community for added privacy while staying close to the energy and convenience of the city. This home strikes a refined balance between modern design and everyday livability, offering a setting that feels calm, connected, and intentionally designed. Inside, warm wood cabinetry pairs

    Jamie Warner TRI Pointe Homes INC

    6008 Pivot Ct, Charlotte, NC 28205
  • /19

    $429,900

    • 3 Beds
    • 1 Bath
    • 1,397 Sq Ft

    5057 Erickson Rd, Charlotte, NC 28205

    Charming mid-century home with endless potential in desirable east Charlotte. Located just off Monroe Road, less than 15 minutes from Uptown Charlotte and Charlotte Douglas International Airport, this well-maintained gem offers easy access to major transportation routes, employment centers, dining, entertainment, and travel. The 2-bedroom, 1-bath home has been lovingly cared for and has timeless

    Charlie French Premier South

    5057 Erickson Rd, Charlotte, NC 28205
  • /32

    $699,900

    $25K PRICE DROP
    • 3 Beds
    • 5 Baths
    • 2,648 Sq Ft

    18005 Nolita Ln, Charlotte, NC 28204

    This stunning end-unit townhome is one of the largest in the community, offering four levels of living space with three bedrooms, five baths (3 full 2 half), a two-car garage and a basement with a large enough room for endless possibilities. Less than a mile to all the energy and excitement of trendy Plaza Midwood, this home perfectly balances urban convenience with modern comfort.Enjoy quick

    Caitlin Redmond Berkshire Hathaway HomeServices Carolinas Realty

    18005 Nolita Ln, Charlotte, NC 28204
  • /17

    $950,000

    • 12 Beds
    • 6 Baths
    • 4,656 Sq Ft

    2232 Alma Ct, Charlotte, NC 28206

    This 6-unit asset offers a clean value-add lease-up opportunity in North Charlotte with limited remaining execution risk. The property is currently ~33% occupied, with the majority of vacant units rent-ready and one unit requiring renovation, providing a clear path to near-term NOI growth. All units feature 2BR/1BA layouts averaging ~776 SF, with strong market rent support and substantial capital

    Zach Britt Britt Commercial Real Estate, LLC

    2232 Alma Ct, Charlotte, NC 28206
  • /42

    $629,900

    $10K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 2,242 Sq Ft

    3121 Ada Mill Aly, Charlotte, NC 28205

    Welcome to 3121 Ada Mill Alley! Tucked between NoDa and Plaza Midwood, and just steps from local favorites like Summit Coffee, Humbug, Grey's Diner, Rhino Market, Free Range Brewing, and the Greenway. This is Villa Heights living at its best. What sets this home apart is the third level. Up here is a private flex room with its own full bath, completely separate from the rest of the home. Use it

    Grant Wilsterman COMPASS

    3121 Ada Mill Aly, Charlotte, NC 28205
  • /20

    $334,900

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 1,573 Sq Ft

    2213 Gladwyne Place, Charlotte, NC 28269

    Welcome to The Litchfield Plan by DRB Homes, a beautifully designed craftsman-style townhome by DRB Homes that combines timeless character with bright, open-concept living. From the moment you step inside, you’ll notice the seamless flow of spaces thoughtfully arranged for both everyday comfort and effortless entertaining. The expansive primary suite offers a private retreat complete with a

    DRB Homes Builder
    2213 Gladwyne Place, Charlotte, NC 28269
  • /2

    $335,000

    Coming Soon
    • 2 Beds
    • 2.5 Baths
    • 1,166 Sq Ft

    5338 Silabert Ave, Charlotte, NC 28205

    Coming Soon: this immaculate townhome offers a great opportunity for the buyer excited to live in a neighborhood community close to shopping and restaurants with easy access to uptown Charlotte. Featuring an open floor plan living area with dining space, fireplace and half-bath on the first level. Fun for entertaining or just relaxing. The roomy primary bedrooms on the second level give you

    Faith Triggs Keller Williams South Park

    5338 Silabert Ave, Charlotte, NC 28205
  • /19

    $689,500

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 2,042 Sq Ft

    3926 Sarah Dr, Charlotte, NC 28217

    Sophisticated Living in Lower South End – Duet Style New Construction- Designed to live like a single family home. Experience refined urban living in one of Charlotte’s fastest-growing neighborhoods and most desirable areas —LoSo. Our Sparrow Duet is a modern masterpiece, offering 3 bedrooms, 2.5 baths, and a private 1-car garage, just minutes from the excitement of lower South End Charlotte.

    Linda Goss EXP Realty LLC Ballantyne

    3926 Sarah Dr, Charlotte, NC 28217
  • /44

    $439,000

    $30K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,362 Sq Ft

    3724 Cobbleridge Dr, Charlotte, NC 28215

    Completely renovated from top to bottom in 2024, this move-in-ready 3-bedroom, 2-bath home offers 1,362 square feet of modern living in the established Windsor Park neighborhood. Designed for both everyday comfort and entertaining, the open floor plan features a spacious living room with recessed lighting that flows seamlessly into the bright, updated kitchen and dining area. The kitchen is a

    Joshua Drown The McDevitt Agency

    3724 Cobbleridge Dr, Charlotte, NC 28215

Showing Results 481 - 520, Page 13 of 18

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