2,085

Homes for Sale near Frances Xavier Warde School

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  • /15

    $265,000

    • 1 Bed
    • 1 Bath
    • 800 Sq Ft

    1844 S Michigan Ave Unit 102, Chicago, IL 60616

    Own your piece of Chicago's iconic Michigan Avenue! This impeccably maintained 1BR/1BA corner unit offers a rare combination of history, industrial soul and modern luxury on one of Chicago's most iconic streets. The soaring floor-to-ceiling windows, exposed brick and warm hardwood floors create an inviting, sun-drenched atmosphere that feels both grand and intimate. The living area was freshly

    Allison Patz Fulton Grace Realty

    1844 S Michigan Ave Unit 102, Chicago, IL 60616
  • /27

    $599,500

    • 1 Bed
    • 1.5 Baths
    • 1,046 Sq Ft

    401 N Wabash Ave Unit 45D, Chicago, IL 60611

    Iconic 401 North Wabash PRICED TO SELL stunning luxury One Bedroom/1.5 Bath by renowned architect Adrian Smith! This spacious home features approximately 1047 square feet with panoramic north and west vistas. All Brazilian hardwood floors and 10' ceiling heights throughout floor to ceiling windows. Kitchen features cabinets by Snaidero, stainless steel appliances by Miele, Wolf and Sub Zero along

    Robert Shearer Baird & Warner

    401 N Wabash Ave Unit 45D, Chicago, IL 60611
  • /31

    $998,000

    • 3 Beds
    • 2.5 Baths
    • 2,000 Sq Ft

    6 N Michigan Ave Unit 1103, Chicago, IL 60602

    Absolutely elegant, large corner 3 bedroom, 2.5 bath condo, with magnificent views of the lake and skyline, in an iconic Chicago landmark building located directly across Michigan Ave. from Millennium Park and The Art Institute. Featuring a smart floorplan primed for entertaining, it has a large front entry with adjacent powder room, a gallery hallway that leads to the wide-open Living

    Niko Apostal Essex 312, LLC

    6 N Michigan Ave Unit 1103, Chicago, IL 60602
  • /31

    $575,000

    • 2 Beds
    • 2 Baths
    • 1,342 Sq Ft

    60 E Monroe St Unit 2408, Chicago, IL 60603

    Experience quiet luxury in this stunning 2-bedroom, 2-bathroom condo at The Legacy. Perfectly situated in the heart of downtown Chicago, this residence offers the ultimate urban lifestyle with world-class shopping, dining, and entertainment right outside your front door. Property Highlights: Elegant open-concept living space with floor-to-ceiling windows, gourmet kitchen with high-end Bosch and

    Pamela Havel @properties Christie's International Real Estate

    60 E Monroe St Unit 2408, Chicago, IL 60603
  • /22

    $695,000

    • 1 Bed
    • 1.5 Baths
    • 1,023 Sq Ft

    10 E Delaware Place Unit 14A, Chicago, IL 60611

    Welcome to luxury living in the Gold Coast. This spacious one bedroom residence also includes a private den and half bath, perfect for accommodating guests or for privacy while working from home. Light and airy, the living and dining area is anchored by an island kitchen with natural light streaming in from the floor to ceiling windows with open views to the North and West. The living area leads

    Joanne DeSanctis- Kirk Jameson Sotheby's Intl Realty

    10 E Delaware Place Unit 14A, Chicago, IL 60611
  • /23

    $235,000

    • 1 Bed
    • 1 Bath
    • 900 Sq Ft

    230 E Ontario St Unit 1305, Chicago, IL 60611

    Move-in ready and perfectly positioned in the heart of Streeterville- Unit 1305 combines comfort, convenience, and stylish updates! This bright one-bedroom condo features brand new flooring, updated lighting and has been freshly painted. The updated kitchen features brand new countertops and all new appliances-making it truly turnkey. The spacious living and dining area is filled with natural

    Melanie Carlson @properties Christie's International Real Estate

    230 E Ontario St Unit 1305, Chicago, IL 60611
  • /24

    $299,900

    • 1 Bed
    • 1 Bath

    1221 N Dearborn St Unit PH8S, Chicago, IL 60610

    At the top of one of the Gold Coast's most established buildings, Penthouse 8 South at 1221 N Dearborn delivers space, light, and timeless city appeal. Natural light moves easily through the condo, complemented by a beautiful view of Lake Michigan. The layout is unique and spacious, featuring a large lofted bedroom, excellent storage, and a sense of separation that enhances both comfort and

    Jackie Manrique Jameson Sotheby's Intl Realty

    1221 N Dearborn St Unit PH8S, Chicago, IL 60610
  • /17

    $599,999

    • 3 Beds
    • 2 Baths

    1000 W 15th St Unit 328, Chicago, IL 60608

    Discover this beautifully updated three-bedroom, two-bathroom corner residence in the heart of University Village, offering truly unobstructed skyline views. Positioned as a premier corner unit, the home is lined with rows of expansive windows that flood the space with natural light and showcase sweeping city vistas from nearly every angle. The thoughtfully designed layout features hardwood

    Cory Tanzer Option Premier LLC

    1000 W 15th St Unit 328, Chicago, IL 60608
  • /33

    $950,000

    • 3 Beds
    • 2.5 Baths

    940 N Wolcott Ave Unit 1, Chicago, IL 60622

    Experience the best of East Village living in this beautifully appointed 3-bedroom, 2.5-bath duplex-down, ideally situated on a quiet tree-lined street just steps from the vibrant restaurants, cafes, and boutiques along Division Street. Thoughtfully designed with generous living space, refined finishes, and seamless indoor-outdoor flow, this home offers both comfort and style in an unbeatable

    Alexandre Stoykov Compass

    940 N Wolcott Ave Unit 1, Chicago, IL 60622
  • /5

    $129,900

    • 5 Beds
    • 2 Baths

    3345 W Monroe St, Chicago, IL 60624

    Located near transportation, parks, schools, and ongoing redevelopment. This brick two flat in East Garfield Park is ready for a full transformation by an experienced investor or contractor/buyer who knows how to work with the City of Chicago on permits, and inspections. This is not a cosmetic flip, ideal for someone looking to add significant value and capture strong rental or resale upside in a

    Diego Lagunas Nelly Corp Realty

    3345 W Monroe St, Chicago, IL 60624
  • /39

    $850,000

    • 2 Beds
    • 2 Baths
    • 1,505 Sq Ft

    118 E Erie St Unit 18B, Chicago, IL 60611

    Immaculately maintained Southeast-facing residence at The Ritz-Carlton Residences on the Magnificent Mile. Features include a DeGiulio-designed SieMatic kitchen with Taj Mahal quartzite countertops and backsplash, Wolf, Sub-Zero & Miele appliances, soft-close cabinetry, and space for a table, spa-inspired baths with Kallista & Dornbracht fixtures, marble countertops, limestone/porcelain floors,

    David Mahoney Jameson Sotheby's Intl Realty

    118 E Erie St Unit 18B, Chicago, IL 60611
  • /12

    $365,000

    • 2 Beds
    • 2 Baths
    • 1,138 Sq Ft

    1345 S Wabash Ave Unit 910, Chicago, IL 60605

    Stunning 2Bed/2Bath+Den concrete loft in the heart of the South Loop! Great north-west exposure and view of the loop. Modern unit features stainless steel appliances, quartz countertops, matching kitchen island, Florense cabinetry, 10' ceilings, floor-to-ceiling windows with custom window treatments, fully enclosed bedrooms, and a private balcony with city and lake views. Both baths have Duravit

    Michael Gentile @properties Christie's International Real Estate

    1345 S Wabash Ave Unit 910, Chicago, IL 60605
  • /23

    $469,900

    • 1 Bed
    • 1 Bath
    • 1,100 Sq Ft

    505 N Lake Shore Dr Unit 501, Chicago, IL 60611

    Spectacular 1B/1B, fully remodeled West facing contemporary unit with unobstructed views overlooking the park and pool! Condo features Porcelanosa engineered wood flooring, contemporary cabinets with kitchen island and quartz countertops. Stainless steel appliances, custom interior Aria doors. LPT is a full amenity building offering an amazing 2.5-acre park on 3rd floor, state-of-the art health

    Anastasia Kokalias Oikos Realty LLC

    505 N Lake Shore Dr Unit 501, Chicago, IL 60611
  • /26

    $675,000

    • 2 Beds
    • 2 Baths
    • 1,861 Sq Ft

    333 W Hubbard St Unit 713, Chicago, IL 60654

    Experience the pinnacle of intelligent urban living in this meticulously reimagined River North corner loft. Soaring 13-foot ceilings and a re-imagination of the entire unit that prioritizes wellness, technology, and sophisticated storage, this is place to call home. The chef's kitchen is anchored by an oversized Quartz island, professional Viking and MonogramTM appliances, a built-in wine

    Emily Sachs Wong @properties Christie's International Real Estate

    333 W Hubbard St Unit 713, Chicago, IL 60654
  • /33

    $485,000 Open Sat 12PM - 2PM

    • 3 Beds
    • 3.5 Baths
    • 2,700 Sq Ft

    424 E Oakwood Blvd Unit 5, Chicago, IL 60653

    Welcome to the perfect blend of Bronzeville's rich history and modern city living. Tucked inside a private gated community, this spacious 2,700-square-foot townhouse offers a rare mix of comfort, style, and serenity. From the brand-new limestone front stairs (2025) to the thoughtfully maintained interiors, every detail reflects pride of ownership. The finished basement features soaring 12-foot

    Rhyan Curtis Kale Realty

    424 E Oakwood Blvd Unit 5, Chicago, IL 60653
  • /27

    $430,000

    • 2 Beds
    • 2 Baths
    • 1,275 Sq Ft

    1155 S State St Unit C400, Chicago, IL 60605

    Welcome to this well-appointed 2 bedroom, 2 bath South Loop condo offering the perfect blend of city living and thoughtful design. Unit #400 at 1155 S. State Street features rich hardwood floors throughout, an open-concept family and dining room combo anchored by a rustic fireplace. The living space has oversized windows and opens to a rare and large private terrace patio that overlooks the city

    Benjamin Lissner Baird & Warner

    1155 S State St Unit C400, Chicago, IL 60605
  • /31

    $775,000

    • 2 Beds
    • 2 Baths
    • 1,464 Sq Ft

    505 N Mcclurg Ct Unit 3102, Chicago, IL 60611

    Absolutely Spectacular Lake, City and Harbor Views from floor to ceiling windows of this High Floor! The private balcony is a wonderful respite for your view enjoyment and relaxation! The largest of the 2Bed/2Bath floorplans in the preferred "02 tier". Split floorplan layout so both bedrooms feel ensuite. Glass front Cherry Cabinets & Pantry, Stainless Steel Appliances and Lovely Dark Granite

    Gail Spreen Jameson Sotheby's Intl Realty

    505 N Mcclurg Ct Unit 3102, Chicago, IL 60611
  • /20

    $699,000

    • 2 Beds
    • 2 Baths
    • 1,540 Sq Ft

    950 W Monroe St Unit 804, Chicago, IL 60607

    Experience exceptional light and scale in this expansive CORNER 2-bedroom, 2-bath soft loft, ideally located in the heart of Chicago's premier West Loop. Positioned on the 8th floor of a fantastic building, this residence showcases sweeping southern and eastern exposures that bring in an abundance of natural light throughout the day. The open-concept living and dining area offers an elegant

    Dan Duran North Clybourn Group, Inc.

    950 W Monroe St Unit 804, Chicago, IL 60607
  • /23

    $255,000

    • 1 Bed
    • 1 Bath
    • 751 Sq Ft

    500 S Clinton St Unit 641, Chicago, IL 60607

    Welcome to your dream home-where contemporary elegance meets everyday comfort. This stunning one-bedroom, one-bath residence has been thoughtfully designed and meticulously renovated to create a space you'll truly love coming home to. Inside, an open-concept layout offers seamless flow between the kitchen and living areas, enhanced by lofted ceilings that fill the home with natural light and an

    Brian Yabes Baird & Warner

    500 S Clinton St Unit 641, Chicago, IL 60607
  • /29

    $949,900

    • 5 Beds
    • 3.5 Baths

    1616 N Hamlin Ave, Chicago, IL 60647

    Discover refined modern living in this exceptional newer construction by PNC Development, ideally located between Humboldt Park and Logan Square. This stunning 5-bedroom, 3.1-bath residence offers the ideal blend of modern luxury and timeless design, with convenient access to neighborhood parks, popular dining destinations, and nearby hotspots including West Town and Wicker Park. Thoughtfully

    Susan Nice Baird & Warner

    1616 N Hamlin Ave, Chicago, IL 60647
  • /26

    $999,000

    • 4 Beds
    • 2.5 Baths
    • 3,322 Sq Ft

    1150 W Hubbard St Unit 1E, Chicago, IL 60642

    STUNNING, Luxury Newer Construction (2016) condo in Prime Fulton market! With over 3,300 sq ft of living space, this fantastic two full-floor duplex unit leaves no detail spared! Home boasts huge open-concept floor plan, 4 bedrooms, 2.5 bathrooms, high ceilings, elegant staircase, solid hardwood floors with custom stain. Living room is spacious with cozy fireplace and has sliding barn-door access

    Alyse Martinez Mark Allen Realty ERA Powered

    1150 W Hubbard St Unit 1E, Chicago, IL 60642
  • /21

    $648,800

    • 5 Beds
    • 2 Baths

    318 W 24th Place, Chicago, IL 60616

    Seize this rare opportunity to own a multi-unit property in the thriving heart of Chinatown-one of Chicago's most dynamic and rapidly growing neighborhoods! This versatile building offers two main units plus a finished basement unit, all equipped with central heating and cooling for year-round comfort. Sun-filled interiors and a 2-car garage add even more value to this exceptional offering. The

    Michael Ng Mango Realty Group

    318 W 24th Place, Chicago, IL 60616
  • /35

    $499,000

    • 2 Beds
    • 2 Baths

    1150 N Lake Shore Dr Unit 19A, Chicago, IL 60611

    This home spans the full breadth of the building. A beautifully updated two-bedroom, two-bathroom end unit offers remarkable natural light, with glowing sunrise views over the lake to the east and sunset vistas across the city skyline to the west. For this reason, the A tier is rarely available in this building. The home reflects a modern, thoughtfully refined approach to design, anchored by a

    Arthur Rothschild Jameson Sotheby's Intl Realty

    1150 N Lake Shore Dr Unit 19A, Chicago, IL 60611
  • /15

    $1,475,000

    • 4,963 Sq Ft

    2325 S California Ave, Chicago, IL 60608

    A 7-unit brick, walk-up building in Chicago's thriving Little Village neighborhood within Marshall Square. This property boasts a diverse unit mix of three (3) one-bedroom / one-bath apartments, one (1) two-bedroom / one-bath apartment, one (1) two-bedroom / two-bath apartment, one (1) three-bedroom / two-bath apartment, and one (1) three-bedroom / three-bath apartment. This one-of-a-kind

    Mitir Patel Essex 312, LLC

    2325 S California Ave, Chicago, IL 60608
  • /15

    $239,000

    • 1 Bed
    • 1 Bath

    1620 S Michigan Ave Unit 418, Chicago, IL 60616

    This Loft Just Raised the Bar for Chicago Living You've scrolled past a thousand listings. Stop here. Perched on Michigan Avenue in the heart of the South Loop, this west-facing loft isn't just a home - it's a vibe. We're talking 10-foot ceilings, floor-to-ceiling windows, and a balcony where your evening skyline routine will make your followers genuinely jealous. The walk-in closet? Enormous.

    Dalila Arellano A List Homes Realty

    1620 S Michigan Ave Unit 418, Chicago, IL 60616
  • /7

    $995,000

    • 5,238 Sq Ft

    4522 S Calumet Ave, Chicago, IL 60653

    Investor alert in Bronzeville. Solid 6-unit brick apartment building located at 4522 S. Calumet Ave offering strong in-place income with clear upside. The property features two spacious 3BD/1.5BA units and four 2BD/1BA units, totaling approximately 6,600 SF on a 6,000 SF lot. The building underwent a full permitted renovation in 2014, including updated plumbing, electrical, porches, masonry

    Kevin Rocio @properties Commercial

    4522 S Calumet Ave, Chicago, IL 60653
  • /19

    $220,000

    • Studio
    • 1 Bath
    • 600 Sq Ft

    600 N Dearborn St Unit 1207, Chicago, IL 60654

    Welcome to this spacious, beautifully updated studio in the heart of River North. Thoughtfully designed with a defined bedroom nook, this home features hardwood floors throughout, an open-concept layout, and floor-to-ceiling windows that flood the space with natural light. The modern kitchen boasts stainless steel appliances, granite countertops, and custom cabinetry, while the in-unit

    Christopher Doyle Jameson Sotheby's Intl Realty

    600 N Dearborn St Unit 1207, Chicago, IL 60654
  • /23

    $435,000

    • 2 Beds
    • 2 Baths
    • 1,119 Sq Ft

    310 S Michigan Ave Unit 1609, Chicago, IL 60604

    Welcome to this bright and spacious 2 bedroom, 2 bathroom corner unit in the iconic Metropolitan Tower - a historic 1924 landmark address on one of Chicago's most celebrated boulevards. Thoughtfully laid out, this unit welcomes you through a generous foyer that opens into a flowing floor plan. The heart of the home is an impressively long galley kitchen offering abundant cabinetry and counter

    Benjamin Lissner Baird & Warner

    310 S Michigan Ave Unit 1609, Chicago, IL 60604
  • /14

    $279,000

    • 2 Beds
    • 2 Baths
    • 1,188 Sq Ft

    260 N California Ave Unit 2, Chicago, IL 60612

    Sunny 2bd/2ba in great EGP location! East Garfield is booming right now with new construction and developments at every turn! Open living plan with all newly refinished hardwoods throughout. Large kitchen features SS, granite, island, and tons of cabinet & counter space. Sizable primary suite has huge walk-in closet, sep tub & shower, and big windows. Second bed is generous size with large

    Michael Hulett Jameson Sotheby's Intl Realty

    260 N California Ave Unit 2, Chicago, IL 60612
  • /25

    $1,000,000

    • 8 Beds
    • 4 Baths

    1707 N Washtenaw Ave, Chicago, IL 60647

    Well-located legal 3-flat with four (4) 2BR/1BA units plus a separately leased private garage, offering immediate income with strong long-term upside. Situated just one block from The 606 and a short walk to the CTA Western Blue Line, with easy access to I-90/94-this is a highly desirable rental corridor with consistent tenant demand. All units feature functional, spacious layouts and are

    Joseph Kotoch Compass

    1707 N Washtenaw Ave, Chicago, IL 60647
  • /23

    $300,000

    • 1 Bed
    • 1 Bath
    • 653 Sq Ft

    650 W Wayman St Unit 206, Chicago, IL 60661

    Experience elevated city living at Trio in the highly sought after Fulton Market! This spacious and contemporary 1-bedroom, 1-bath residence showcases soaring 10-foot ceilings, rich hardwood floors, in-unit washer/dryer, and dramatic floor-to-ceiling windows that flood the home with natural light. The open-concept living and dining area is ideal for both everyday living and entertaining,

    Rachel Moltz @properties Christie's International Real Estate

    650 W Wayman St Unit 206, Chicago, IL 60661
  • /22

    $265,000

    • Studio
    • 1 Bath
    • 640 Sq Ft

    474 N Lake Shore Dr Unit 5207, Chicago, IL 60611

    Welcome to your perch in the clouds! This jumbo studio unit in the heart of Streeterville/Gold Coast is calling your name. 640 sqft of comfortable, updated, move-in condition living space with sweeping western city views is perfect for a first purchase, portfolio addition, or as a pied-a-terre investment. Unit was rehabbed in 2018, including new kitchen and appliances (aside from refrigerator,

    Kirk Hudson Baird & Warner

    474 N Lake Shore Dr Unit 5207, Chicago, IL 60611
  • /38

    $355,000

    • 1 Bed
    • 1 Bath
    • 930 Sq Ft

    33 W Ontario St Unit 30E, Chicago, IL 60654

    SPACIOUS 1-BEDROOM + DEN with an open-concept layout and the most sought-after floor plan-offering flexible space ideal for today's work-from-home lifestyle and accommodating guests. Bright living area with contemporary hard-surface flooring, tall ceilings, and an expansive wall of windows, plus room for a dining table. Sleek kitchen designed for both everyday living and entertaining, featuring

    Linda Christon BROKER Fulton Grace Realty

    33 W Ontario St Unit 30E, Chicago, IL 60654
  • /43

    $2,100,000

    • 2 Beds
    • 2.5 Baths
    • 2,874 Sq Ft

    118 E Erie St Unit 35G, Chicago, IL 60611

    Set within the prestigious Ritz-Carlton Residences Chicago along the Magnificent Mile on Michigan Avenue, this exceptional 2,850-square-foot residence delivers a refined blend of scale, technology, and full-service luxury. Situated high above neighboring buildings, the residence offers truly unobstructed panoramic views, capturing sweeping sightlines across the cityscape and Lake Michigan.

    Ramsey Al-Abed Jameson Sotheby's Intl Realty

    118 E Erie St Unit 35G, Chicago, IL 60611
  • /17

    $280,000

    • 1 Bed
    • 1 Bath
    • 850 Sq Ft

    33 W Delaware Place Unit 17H, Chicago, IL 60610

    Gold Coast 1Bed with private balcony + skyline views and unbeatable walkability! Bright, well-maintained home with floor-to-ceiling windows, Brazilian hardwood floors, and a spacious kitchen with maple cabinets & stainless steel appliances. Generous bedroom with great closet space. Investor-friendly (no rental cap)! Full-amenity building with 24hr door staff, gym, and sundeck. Unbeatable

    Grigory Pekarsky Vesta Preferred LLC

    33 W Delaware Place Unit 17H, Chicago, IL 60610
  • /21

    $915,000

    • 4 Beds
    • 4 Baths
    • 2,965 Sq Ft

    220 E Walton Place Unit 9W, Chicago, IL 60611

    Charming and elegant 3000 sq. foot vintage home in the historic Fugard and Knapp building. Only two condos per floor in this very special 19 unit residence. This spacious 4-bedroom residence offers an ideal split floor plan, with all bedrooms featuring en-suite baths. Enter through an expansive foyer that opens to a bright living room with crown molding, ceiling medallions, and a wood-burning

    Melinda Jakovich-Lagrange Compass

    220 E Walton Place Unit 9W, Chicago, IL 60611
  • /20

    $1,150,000

    • 3 Beds
    • 3 Baths
    • 2,700 Sq Ft

    2612 N Orchard St Unit 1, Chicago, IL 60614

    This spacious 3 bedroom/ 3 bath duplex down in small 3 unit building on an oversized lot has an open kitchen with quartzite countertops, ss appliances, built in banquette, and walk in pantry. New hardwood floors. Terrace off living area, and large lower level patio both have privacy from the street. All bathrooms marble and granite. Spacious lower level family room has built in bar , fireplace,

    Hillary Levy Baird & Warner

    2612 N Orchard St Unit 1, Chicago, IL 60614
  • /15

    $385,000

    • 1 Bed
    • 1 Bath
    • 706 Sq Ft

    505 N Lake Shore Dr Unit 1605, Chicago, IL 60611

    Own a piece of the Chicago skyline with a view that is truly impossible to replicate. As the only residential building located east of Lake Shore Drive, Lake Point Tower offers an exclusive vantage point that stands alone. This executive Jr. 1-bedroom, 1-bath residence features unparalleled, direct east-facing views of Lake Michigan and Navy Pier. This is a very RARE view. From every window,

    Nina Rubinstein Prestige Realty, Inc

    505 N Lake Shore Dr Unit 1605, Chicago, IL 60611
  • /33

    $849,999

    • 3 Beds
    • 3.5 Baths
    • 2,400 Sq Ft

    2317 N Hamilton Ave Unit A, Chicago, IL 60647

    Beautifully updated 3-bedroom, 3.1-bath front-facing townhome on a quiet, tree-lined Bucktown street! This spacious home features an open-concept layout with high ceilings and abundant natural light throughout. The kitchen is outfitted with granite countertops, white maple cabinetry, stainless steel appliances, and a large island with eat-in space-perfect for entertaining. The lower level offers

    Matthew Liss Mark Allen Realty ERA Powered

    2317 N Hamilton Ave Unit A, Chicago, IL 60647
  • /8

    $609,000

    • 9 Beds
    • 6 Baths

    3704 W Lexington St, Chicago, IL 60624

    Exceptional investment opportunity! Legal 3-unit building offering strong, stable income potential. Built in 2008, this newer construction all-brick property combines durability, low maintenance, and modern design throughout. Each unit features an open-concept layout with hardwood floors, 3 spacious bedrooms, and 2 full bathrooms, along with in-unit laundry and private entrances-no shared common

    Anna Krzemien RE/MAX 10

    3704 W Lexington St, Chicago, IL 60624

Showing Results 521 - 560, Page 14 of 18

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