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Chipley, FL Homes for Rent

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  • /20

    $1,250 Per Month

    • 2 Beds
    • 1 Bath
    • 750 Sq Ft
    • House for Rent

    579 Main St, Chipley, FL 32428

    Property Id: 2594243 REMODELED 2 BEDROOM HOME FOR RENT IN CHIPLEY | LARGE FENCED-LIKE YARD | WASHER & DRYER INCLUDED | PET FRIENDLY2 Bedroom | 1 Bathroom | Washer & Dryer Included | Large Yard | Off-Street ParkingLooking for a clean, updated house for rent in Chipley with a large yard, private parking, and modern upgrades? This move-in-ready home offers the space, comfort,

    579 Main St, Chipley, FL 32428
  • /3

    $750 Per Month

    • Property for Rent

    942 Industrial Dr Unit C, Chipley, FL 32428

    Perfect opportunity to have a commercial warehouse space rental in the Industrial Park. Unit C is an open floor warehouse with half bathroom. Roll up door and entry door. Room for parking. Plenty of space for storage. Not far from Hwy 77 and I-10 for traveling. Close to local amenities.

    Tracey Kent Bell Bell Realty of NWFL LLC

    942 Industrial Dr Unit C, Chipley, FL 32428
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    $2,000 Per Month

    • 4 Beds
    • 2 Baths
    • 1,782 Sq Ft
    • Chipley - 4B/2Bth

    2408 Pinewood Dr, Chipley, FL 32428

    2408 Pinewood Dr, Chipley, FL 32428

Why Live in Chipley

Chipley, FL, is a small city with a population of around 3,500, featuring an active downtown area with a variety of eateries, shops, and businesses. Residents support local establishments like 1901 on Main, which offers modern American cuisine and a curated wine selection, and The Mug on Main, known for its specialty coffees and mocktails. The city hosts events such as Chipley Christmas Fest and Chipley Trunk or Treat, fostering a strong sense of community. Chipley is surrounded by woods and farmland, with home styles ranging from traditional ranch-style and New Traditional homes to luxury and country-style properties. Manufactured houses are also common, and there are large parcels of land available for development. The Washington County School District serves the area, with schools offering industry certification programs and the option for controlled open enrollment. Green spaces like Falling Waters State Park, home to Florida's tallest waterfall, provide outdoor activities such as fishing, swimming, and camping. Other parks include Jim Trawick Park, Shivers Park, and Artis Gilmore Park, each offering various recreational facilities. Chipley is approximately 50 miles from Panama City and 45 miles from Northwest Florida Beaches International Airport. The city is also home to Northwest Florida Community Hospital, which has nearly 60 beds.

Frequently Asked Questions

How much does it cost to rent a home in Chipley, FL?
The median rent for a home in Chipley, FL is $1,250 per month, though prices vary by neighborhood, size, and property type. As of June 2026, single-family homes tend to be the most affordable option.
How much do you need to make to afford rent in Chipley, FL?
To comfortably afford the median rent in Chipley, FL, a household needs to earn roughly $50,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,250 per month in Chipley, FL, renters typically need to show $3,750 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Chipley, FL?
In Chipley, FL, the price-to-rent ratio is 15.7, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends

Number of Homes for Rent
3
Median Rent
$1,250
Median Single Family Home Rent
$1,250
How to Rent a Home