3

Clayton, NY Homes for Rent

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  • /14

    $2,000 Per Month

    • 2 Beds
    • 1 Bath
    • 1,200 Sq Ft
    • Condo for Rent

    703 State St Unit Upstairs, Clayton, NY 13624

    Location: 703 State St, Clayton NY 13624Rent: $2000.00 per month + $2000.00 depositLease Terms: Winter rental from October 15th - April 30th Application: $20 fee per person. Includes a credit/background screeningPet Policy: All pets require owner approval. Max 2 pets. $200 non-refundable fee + $25-40/month in rent per pet.Utilities: All utilities

    703 State St Unit Upstairs, Clayton, NY 13624
  • /13

    $2,700 Per Month

    • 2 Beds
    • 2 Baths
    • 1,920 Sq Ft
    • House for Rent

    16820 May Irwin Rd, Clayton, NY 13624

    Location: May Irwin RD, ClaytonRent: $2700 per month + depositLease Terms: Winter rental from November 1st - May 30th. Application: $20 fee per person. Includes a credit/background screeningPet Policy: All pets require owner approval. Max 2 pets. $200 non-refundable fee + $25-40/month in rent per pet.Utilities: Tenant is responsible for all utilities

    16820 May Irwin Rd, Clayton, NY 13624
  • /25

    $2,700 Per Month

    • 7 Beds
    • 2 Baths
    • 2,400 Sq Ft
    • 40537 NYS Route 12

    40537 Ny-12, Clayton, NY 13624

    Location: 40537 NYS Rte 12, Clayton NY 13624Rent: $2700 per month + depositLease Terms: Winter rental from November 1st - April 30th. Application: $20 fee per person. Includes a credit/background screeningPet Policy: All pets require owner approval. Max 2 pets. $200 non-refundable fee + $25-40/month in rent per pet.Utilities: Tenant is responsible for all

    40537 Ny-12, Clayton, NY 13624

Why Live in Clayton

Clayton, NY, known as the “Gateway to the Thousand Islands,” is a coastal community situated on the St. Lawrence River in upstate New York. This scenic town, which includes a village of the same name and several islands, is celebrated for its natural beauty and recreational opportunities, particularly boating and fishing. Over the past 15 years, Clayton has undergone significant revitalization, becoming a vibrant hub for river activities and tourism. The housing market features a mix of waterfront homes, coastal cottages, contemporary riverfront retreats, ranch-style homes, and townhouses. The more inland properties offer spacious acreage, while larger waterfront homes can reach up to $1 million. The Thousand Islands Central School District serves the area, providing a range of academic and extracurricular activities. Clayton's rich history is showcased in local attractions like the Antique Boat Museum and Thousand Islands Museum. Residents and visitors can enjoy marinas, fishing charters, and scenic views along the boardwalk trail. Grass Point State Park and Cedar Point State Park offer additional outdoor activities, including camping, boating, and swimming. The town's main street, Riverside Drive, features gift shops, casual restaurants, and essential services like the Clayton Shurfine Supermarket. While the village center is walkable, most residents rely on cars for travel, with Route 12 and Interstate 81 providing connections to nearby Watertown, 22 miles away, and Syracuse, about 80 miles south.

Frequently Asked Questions

How much does it cost to rent a home in Clayton, NY?
The median rent for a home in Clayton, NY is $900 per month, though prices vary by neighborhood, size, and property type. As of August 2026, condos tend to be the most affordable option while single-family homes are currently more expensive.
How much do you need to make to afford rent in Clayton, NY?
To comfortably afford the median rent in Clayton, NY, a household needs to earn roughly $36,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $900 per month in Clayton, NY, renters typically need to show $2,700 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Clayton, NY?
In Clayton, NY, the price-to-rent ratio is 30.1, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends

Number of Homes for Rent
3
Median Rent
$900
Median Single Family Home Rent
$1,448
Median Condo Rent
$850
How to Rent a Home