198

Cleveland, GA Homes for Sale under $400,000

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  • /22

    $330,000

    $45K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,363 Sq Ft

    2956 Westmoreland Rd, Cleveland, GA 30528

    ***HUGE PRICE REDUCTION!!!!*** ***SELLERS RELOCATED AND ARE MOTIVATED TO SELL!!!***Welcome home to this beautifully maintained ranch-style residence offering modern finishes, spacious living areas, and mountain-town charm. From the inviting covered front porch to the expansive yard, this property offers the perfect blend of comfort and outdoor living. Step inside to discover an updated kitchen

    Ashley Delp Jason Mitchell Real Estate of Georgia, LLC

    2956 Westmoreland Rd, Cleveland, GA 30528
  • /46

    $254,900

    • 2 Beds
    • 2 Baths
    • 707 Sq Ft

    129 Nob Hill Ridge Unit C12, Cleveland, GA 30528

    Welcome to this beautifully updated 2-bedroom, 2-bath home nestled in the desirable Mountain Lakes Community in Cleveland, GA. Thoughtfully renovated throughout, this charming home offers a spacious living room perfect for gathering with family and friends, along with a generously sized kitchen featuring abundant cabinet storage, stainless steel appliances, a gas range, and timeless

    Amanda Stewart Keller Williams Lanier Partners

    129 Nob Hill Ridge Unit C12, Cleveland, GA 30528
  • /41

    $343,500

    $6K PRICE DROP
    • Land
    • 5.23 Acres
    • $65,679 per Acre

    0 Eagle Ridge Trail Lot #4 & Lot #5 Unit 10794190, Cleveland, GA 30528

    Discover an exceptional opportunity to own two adjoining mountaintop homesites totaling 5.23 acres on Leadpole Mountain in Cleveland, Georgia. Lots 4 and 5 offer sweeping long-range mountain views, remarkable privacy, and the flexibility to build two separate homes or create one large custom estate home. Both lots are build-ready, featuring paved driveways, private gated entrances, and

    Bell Real Estate Group Keller Williams Realty Atl. Partners

    0 Eagle Ridge Trail Lot #4 & Lot #5 Unit 10794190, Cleveland, GA 30528
  • /27

    $309,900

    $20K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,325 Sq Ft

    83 Ash Wood Ln, Cleveland, GA 30528

    Well maintained 3bed 2bath home featuring vaulted ceilings, an open living area, and a peaceful setting in the North Georgia mountains. Conveniently located near downtown Cleveland, Helen, hiking, wineries, and local attractions. Suitable for a primary residence, second home, or investment property.

    Brandon The Ward Team Ward Properties of North GA

    83 Ash Wood Ln, Cleveland, GA 30528
  • /29

    $150,000

    $35K PRICE DROP
    • Land
    • 1.56 Acres
    • $96,154 per Acre

    0 Mountainside Dr Unit LOT 17, Cleveland, GA 30528

    Beautiful MOUNTAINTOP ESTATE LOT! Long range views from this 1.56 acres lot that sits at the very TOP of Pink Mountain in Lake Laceola! Pink Mtn. is adjacent to Yonah and is connected by a ridge for easy hiking. (You can even see the face of Yonah Mountain from this lot!) There are impeccable views of the Appalachian mountains in the beautiful gated subdivision in Cleveland, GA, and access to a

    Marie Jordan Dalton Wade, Inc.

    0 Mountainside Dr Unit LOT 17, Cleveland, GA 30528
  • /23

    $312,000

    $16K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft

    102 Putnam Rd, Cleveland, GA 30528

    Adorable and updated 3 bedroom, 2 bath home in a beautiful private wood setting. Screened porch on front of home, Open concept living area. Kitchen features stained cabinets, Breakfast bar, appliances and tons of countertop space. Spacious Laundry Room with plenty of cabinets. Master is located on the main level with 2 large guest bedrooms located on the opposite side of the home. Master features

    CJ Clements Crye-Leike, Realtors

    102 Putnam Rd, Cleveland, GA 30528
  • /12

    $150,000

    • Land
    • 2.07 Acres
    • $72,464 per Acre

    0 Mountainside Dr Unit LOT 63, Cleveland, GA 30528

    2.07 land lot in the beautiful Lake Laceola Community.| Laceola is a private 120-acre mountain lake community, located on Pink Mountain, near Helen and the Chattahoochee National Forest, offering a peaceful setting ideal for kayaking, paddle boarding, and fishing. Community amenities include a clubhouse with kitchen, bar, and gathering spaces, lakefront pool, firepits, pavilion, fishing dock, and

    Erica Martin Keller Williams Realty Atl. Partners

    0 Mountainside Dr Unit LOT 63, Cleveland, GA 30528
  • /19

    $230,000

    $15K PRICE DROP
    • Land
    • 8.63 Acres
    • $26,651 per Acre

    0 Gene Nix Rd Unit 10782661, Cleveland, GA 30528

    Discover the perfect blend of privacy, convenience, and mountain living on this 8.63-acre property, ideally located just 10 minutes from downtown Cleveland and 20 minutes from downtown Dahlonega. A gravel driveway and gate is already in place, leading to a cleared homesite where much of the groundwork has already been completed. County-approved clearing, grading, and erosion control have been

    Brittney Ceccarini Keller Williams Lanier Partners

    0 Gene Nix Rd Unit 10782661, Cleveland, GA 30528
  • /58

    $339,900

    $40K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,900 Sq Ft

    640 Edwards Pkwy, Cleveland, GA 30528

    Your dream mountain escape awaits! Incredible retreat bordering the National Forest, ideal for hunters, anglers, and nature lovers seeking peace, privacy, and the soothing sounds of cascading water. This handyman special features a spacious 4BR/3BA, two-story A-frame style home nestled on over 3 scenic acres in a quiet, secluded valley north of Cleveland and Dahlonega, with direct frontage on the

    Jenny Rose Howell Keller Williams Realty Atl. Partners

    640 Edwards Pkwy, Cleveland, GA 30528
  • /89

    $134,900

    • 2 Beds
    • 2 Baths

    101 Bridge Loop Dr, Cleveland, GA 30528

    Cozy, low-maintenance lot with a beautiful 5th Wheel and cabin connected by a fully screened porch with a ceiling fan and privacy sunshades to relax and enjoy with family and friends. Plus, there is a grilling deck out back that overlooks the HOA-maintained green space! Step inside the 5th wheel, a Jayco Eagle Premier model equipped with a kitchen featuring a New refrigerator, gas oven/range,

    SUE SMITH Ward Properties of North GA

    101 Bridge Loop Dr, Cleveland, GA 30528
  • /27

    $133,000

    $2K PRICE DROP
    • Land
    • 6.59 Acres
    • $20,182 per Acre

    #185 N Shore Dr, Cleveland, GA 30528

    Beautiful lot with an available house plan and building location to die for! This large tract features multiple building sites with long range mountain views and a very workable topo. Seasonal 360 views of the mountains to enjoy both the sunset and sunrise. Enjoy all of the amenities that this community offers such as boating, fishing, swimming, and the charming rustic mountain clubhouse. This

    Carrie Tallent Chapman Hall Professionals

    #185 N Shore Dr, Cleveland, GA 30528
  • /39

    $375,000

    • 4 Beds
    • 3 Baths
    • 1,788 Sq Ft

    500 Washboard Rd, Cleveland, GA 30528

    Nestled on over an acre in a quaint neighborhood of the North Georgia mountain foothills, this spacious 4 bedroom, 3 bath home is full of potential and offers a wonderful combination of comfort, character, and versatility. Featuring two master suites, this home provides flexible living arrangements with one master suite conveniently located on the main level and a second private master retreat

    Josh Temple Keller Williams Lanier Partners

    500 Washboard Rd, Cleveland, GA 30528
  • /8

    $150,000

    $73K PRICE DROP
    • Land
    • 1.02 Acres
    • $147,059 per Acre

    210 Chimney Oaks Trail, Cleveland, GA 30528

    Beautiful sloped, partially wooded homesite. With incredible seasonal views. Phase 3 in Chimney Lake is now open!! Choose your lot and build your dream house. Plus, enjoy the great amenities...gated, pavilion, firepit, 5-acre lake with walking trail. You will love coming home!! Less than two miles to Cleveland, GA 30528.

    Judy London-Dunagan Keller Williams Lanier Partners

    210 Chimney Oaks Trail, Cleveland, GA 30528
  • /47

    $279,000

    $20K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,128 Sq Ft

    1625 Asbury Mill Rd, Cleveland, GA 30528

    Enjoy modern living with the space and freedom you've been looking for! This beautifully maintained 4-bedroom, 2-bath manufactured home sits on 2.57 unrestricted acres with seasonal mountain views and plenty of room to enjoy the outdoors. The open-concept floor plan offers a spacious living area that flows seamlessly into the large kitchen, complete with a center island, abundant cabinetry, and a

    Greg Adams Chris McCall Realty

    1625 Asbury Mill Rd, Cleveland, GA 30528
  • /32

    $175,000

    $2K PRICE DROP
    • Land
    • 2.88 Acres
    • $60,764 per Acre

    35LT Mill Creek Trail, Cleveland, GA 30528

    CREEKFRONT LOT! Tucked away in the scenic beauty of Cleveland, GA, this 2.88 acre wooded homesite offer the perfect balance of privacy, nature, and community living. A long private driveway leads you into a peaceful setting surrounded by mature trees and the soothing sounds of Towns Creek flowing along the back of the property. With beautiful creek frontage, this lot provides a tranquil backdrop

    Alicia Edwards REMAX Town & Country - Ellijay

    35LT Mill Creek Trail, Cleveland, GA 30528
  • /9

    $152,000

    • 2 Beds
    • 2 Baths
    • 400 Sq Ft

    85 Rocky Ln, Cleveland, GA 30528

    Escape to the North GA mountains with this beautiful property located at 85 Rocky lane In Cleveland! Nestled in a peaceful setting, this home offers the perfect blend of privacy, nature, and convenience. Low maintenance living in a golf cart friendly neighborhood. Enjoy fresh mountain air, scenic surroundings, and a relaxing lifestyle while just being a short drive from Helen, GA featuring local

    David Orrick Georgia Real Estate Team

    85 Rocky Ln, Cleveland, GA 30528
  • /19

    $225,900

    • 2 Beds
    • 1 Bath
    • 1,020 Sq Ft

    988 Mountain Shadows Dr, Cleveland, GA 30528

    Cozy 2-Bedroom Cottage at Mountain Lakes Resort - Lake View! Enjoy the charm and comfort of this light-filled cottage, featuring two bedrooms and one bath, perfectly situated with a stunning view of the lake. Imagine starting your day with coffee on the screened porch or relaxing on the open-air porch, taking in the tranquil surroundings of Mountain Lakes Resort. This private retreat offers

    James Allison Leading Edge Real Estate LLC

    988 Mountain Shadows Dr, Cleveland, GA 30528
  • /30

    $215,000

    • 1 Bed
    • 2 Baths
    • 435 Sq Ft

    88 Fishtail Cir, Cleveland, GA 30528

    Don't miss this cabin and park model with an attached breezeway for lots of space in the beautiful Paradise Valley RV Resort. This property offers tons of outdoor living space including a covered front porch and a huge, attached breezeway between the cabin and park model. The large back deck and patio borders green space with a private backyard to enjoy nature. The cabin is trimmed with tongue

    Sandra Cantrell Alco Realty Inc.

    88 Fishtail Cir, Cleveland, GA 30528
  • /10

    $385,000

    • 2 Beds
    • 2 Baths
    • 1,170 Sq Ft

    575 Turner Rd, Cleveland, GA 30528

    This is a must see!! This retreat offers one of North Georgia's most beautiful view of Pink Mountain and the granite face of Mount Yonah - the start of the Blue Ridge Mountains. The scenic drive up sets the tone-winding through lush mountain terrain until the peaks of Pink and Yonah rise directly in front of you. The moment it feels as though the mountains might fall onto the road, you've arrived

    Jenny Tanner Virtual Properties Realty.com

    575 Turner Rd, Cleveland, GA 30528
  • /7

    $324,900

    $3M PRICE DROP
    • Land
    • 5.88 Acres
    • $55,255 per Acre

    0 Westmoreland Rd Unit 7744433, Cleveland, GA 30528

    Positioned in the heart of Northeast Georgia's expanding tourism and residential corridor, this C1-zoned 5.88-acre commercial tract on Westmoreland Road presents a compelling opportunity for investors seeking strong visibility, flexible zoning, and long-term appreciation potential. With substantial road frontage along a well-traveled connector route, the property is ideally suited for retail,

    Elizabeth Groves Keller Williams Lanier Partners

    0 Westmoreland Rd Unit 7744433, Cleveland, GA 30528
  • /32

    $340,000

    $35K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 4,300 Sq Ft

    852 Martin Dr, Cleveland, GA 30528

    A hidden mountain gem awaits a new owner to complete a private paradise. This 65% complete custom home overlooks more than 8 acres on a mountain ridge near Cleveland. The property includes several barns and outbuildings. The main structure is clad in honey stained wood siding with a metal roof. The three story structure gives amazing views of the wooded acres with mountains in the background. The

    Georgia Smith Sunshine Brokers, Inc.

    852 Martin Dr, Cleveland, GA 30528
  • /27

    $319,900

    • 1 Bed
    • 1 Bath
    • 886 Sq Ft

    493 Vista View Place, Cleveland, GA 30528

    Tucked away on nearly 2 acres of private, wooded land, this creekside 1BR/1BA rustic cabin offers a rare blend of serenity, character, and proven income record-just 10 minutes from the charm, dining, and attractions of Helen. Set alongside a quiet creek, the property provides a peaceful natural setting with a true sense of privacy and seclusion. The open-concept interior features a fully equipped

    Joanna Krauz Keller Williams Realty Atl. Partners

    493 Vista View Place, Cleveland, GA 30528
  • /35

    $279,900

    $20K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,113 Sq Ft

    431 Clover Leaf Rd, Cleveland, GA 30528

    Solid brick 3 bedroom, 1 full bath home in a peaceful North Georgia setting adjoining Buck Shoals State Park (approx 294+/- acres). This well-located property offers an easy commute to Gainesville, Cleveland, and Helen, making it an ideal starter home or investment opportunity. Before 2019, the home received several updates, including a metal roof, updated kitchen counters and sink, dishwasher,

    Chris McCall Chris McCall Realty

    431 Clover Leaf Rd, Cleveland, GA 30528
  • /10

    $125,000

    $28K PRICE DROP
    • Land
    • 1.38 Acres
    • $90,580 per Acre

    58 Chimney Oaks Trail, Cleveland, GA 30528

    Beautiful corner lot, partially wooded. Very gentle slope. One of the new home sites in Phase 3 of Chimney Lake. Now is the time to choose your lot! Seasonal views are amazing! Plus, enjoy the amenities which include gated, 5-acre lake, pavilion, fire pit, and walking trail around the lake. You will love coming home! Less than 2 miles to Cleveland, GA.

    Judy London-Dunagan Keller Williams Lanier Partners

    58 Chimney Oaks Trail, Cleveland, GA 30528
  • /53

    $109,000

    $13K PRICE DROP
    • 1 Bed
    • 1 Bath

    111 Maple Wood Ln, Cleveland, GA 30528

    What a sweet rustic cabin that is 14X22 and ready for you to add your personal touches, plus a gorgeous level gravel lot that will accommodate any size RV! There is plenty of parking for family and friends on this lot too! Inside the cabin, you'll find a kitchenette equipped with a double stainless-steel sink and a full-size refrigerator. The interior features warm wood ceilings and walls,

    SUE SMITH Ward Properties of North GA

    111 Maple Wood Ln, Cleveland, GA 30528
  • /25

    $265,000

    $115K PRICE DROP
    • 1 Bed
    • 1.5 Baths
    • 750 Sq Ft

    326 Skywood Ln, Cleveland, GA 30528

    YOUR NORTH GEORGIA CABIN ESCAPE- PRICED TO MOVE AT $265,000 Tucked away on 1.62+/- acres in the North Georgia mountains, this beautifully crafted 2023 Custom built cabin offers the perfect blend of privacy, rustic character and low-maintenance living. Whether you're searching for a full-time home, weekend mountain getaway or a second-home retreat, this one-of-a-kind property is ready to enjoy

    Heather Bone Alco Realty Inc.

    326 Skywood Ln, Cleveland, GA 30528
  • /48

    $325,000

    $60K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,028 Sq Ft

    247 Amys Ford Trail, Cleveland, GA 30528

    Welcome to this beautifully maintained 3-bedroom, 2.5-bath ranch situated on 2.5 level, unrestricted acres in the heart of Northeast Georgia. Designed for comfortable one-level living, this home features a spacious kitchen with stainless steel appliances, solid wood cabinetry, and plenty of room for gathering with family and friends. Additional upgrades include a tankless water heater, a

    ANNMARIE SHARP Sharp Vantage Realty

    247 Amys Ford Trail, Cleveland, GA 30528
  • /14

    $124,900

    • 1 Bed
    • 1 Bath

    4 Evergreen Trail, Cleveland, GA 30528

    Well cared for, move-in ready, and full of North Georgia charm! This beautifully maintained park model home in the gated Mountain Lakes Resort in Cleveland, Georgia. Located in Section B, the level corner lot offers a wonderful setting for a weekend escape, seasonal retreat, full-time residence, retirement getaway, vacation home, or investment property. The pride of ownership is evident

    James Allison Leading Edge Real Estate LLC

    4 Evergreen Trail, Cleveland, GA 30528
  • /23

    $115,900

    $8K PRICE DROP
    • Land
    • 1.62 Acres
    • $71,543 per Acre

    102 Waterside Trail, Cleveland, GA 30528

    ONLY LAKEFRONT LOT CURRENTLY AVAILABLE IN LAKE LACEOLA | APPROX. 198 FEET OF SHORELINE | YEAR-ROUND LAKE & MOUNTAIN VIEWS. Build your custom mountain-lake retreat on this exceptional 1.62-acre lakefront homesite in Lake Laceola, a gated mountain-lake community in Cleveland, Georgia. Located at the end of a quiet cul-de-sac, Lot 102 offers approximately 198 feet of shoreline, year-round water

    April Cotney Keller Williams Realty Atl. Partners

    102 Waterside Trail, Cleveland, GA 30528
  • /30

    $158,900

    $6K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 436 Sq Ft

    87 Maple Wood Ln, Cleveland, GA 30528

    Welcome to your own little North GA getaway in the highly sought-after gated community Paradise Valley Campground! As you enter the property, you are greeted by a large covered deck. There is one room that could be used as a bedroom or office, plus one full bath. The oversized den/kitchenette is perfect for gatherings. There is also a screened porch off of the bedroom, perfect for those cool

    William Duryea RE/MAX Center

    87 Maple Wood Ln, Cleveland, GA 30528
  • /15

    $335,000

    $50K PRICE DROP
    • 3 Beds
    • 2 Baths

    45 New Bridge Rd, Cleveland, GA 30528

    Thanks for showing and welcome to your new home, 45 New Bridge Rd. Move-in ready and full of charm! This updated 3-bedroom, 2-bath home sits on a beautiful 1.5-acre lot with no HOA, offering the perfect combination of privacy and convenience. HOUSE FRESHLY PAINTED,Features include New laminated flooring throughout, updated finishes, new AC, WATER HEATER, NEW BATHROOM in the main bedroom, an

    Olga Campos La Rosa Realty Georgia LLC

    45 New Bridge Rd, Cleveland, GA 30528
  • /45

    $329,000

    $19K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,415 Sq Ft

    1049 Mountain Shadows Dr, Cleveland, GA 30528

    SPACIOUS LAKEFRONT CABIN with GARDEN & GAZEBO in Mountain Lakes Resort. Roughly 100 feet of PRIVATE LAKE FRONTAGE with a PRIVATE BOAT RAMP for your fishing boat or kayak. Walk in lake entry steps for swimming. You can hardly get any closer to the lake without being IN IT!! Enjoy RAISED BEDS perfect for vegetables and herbs this summer. Sit by the fire pit in the cool air and watch the leaves

    Joann Nunnery Hammock Realty North Georgia

    1049 Mountain Shadows Dr, Cleveland, GA 30528
  • /33

    $161,000

    $2K PRICE DROP
    • 1 Bed
    • 1 Bath

    42 Nomad Trail, Cleveland, GA 30528

    MOTIVATED SELLER! Yonah Mountain Resort RV Near Helen! Located in Yonah Mountain Resort just minutes from Helen, this beautifully maintained RV offers breathtaking, year-round views of Yonah Mountain and the surrounding North Georgia mountains. This 1 bedroom, 1 bathroom setup is designed for comfort and functionality, featuring a custom bed with built-in storage, an updated bathroom with a new

    Sharon Oliver Alco Realty Inc.

    42 Nomad Trail, Cleveland, GA 30528
  • /49

    $339,900

    $10K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,708 Sq Ft

    188 Seaborn Dr, Cleveland, GA 30528

    NEW PRICE! More space, flexibility and privacy than you might expect at $339,900! Tucked away on a quiet cul-de-sac in Cleveland, this 3-bedroom, 2.5-bath home offers a versatile floor plan with room to live, work, play and store all the extras. A desirable main-level primary suite features a private ensuite bath, while upstairs you'll find two generously sized bedrooms with large walk-in closets

    Mary Beth Alexander The Norton Agency

    188 Seaborn Dr, Cleveland, GA 30528
  • /23

    $214,900

    New Construction $15K PRICE DROP
    • 2 Beds
    • 1.5 Baths
    • 792 Sq Ft

    184 W Jarrard St, Cleveland, GA 30528

    LOW-MAINTENANCE GETAWAY IN ONE OF NORTH GEORGIA'S FASTEST-GROWING MOUNTAIN TOWNS OR AFFORDABLE FIRST HOME. Just 4 minutes from Downtown Cleveland and 15 minutes from Helen, this brand-new tiny home community offers a unique opportunity to own in one of North Georgia's fastest-growing areas. With Downtown Cleveland continuing to grow through new businesses, investment, and redevelopment, buyers

    Cody Dodge eXp Realty

    184 W Jarrard St, Cleveland, GA 30528
  • /5

    $109,900

    • Land
    • 1.03 Acres
    • $106,699 per Acre

    0 Highway 129 N Unit 10835643, Cleveland, GA 30528

    This prime commercial lot on Highway 129 N offers 1.03 acres of wooded land, providing a fantastic opportunity for a variety of business ventures. With its strategic location and ample space, this property offers high visibility and easy access for customers and clients. If you're looking to build a commercial development, this lot provides the perfect foundation. The natural surroundings create

    James Allison Leading Edge Real Estate LLC

    0 Highway 129 N Unit 10835643, Cleveland, GA 30528
  • /22

    $115,500

    • 1 Bed
    • 1 Bath
    • 826 Sq Ft

    50 Rocky Ln, Cleveland, GA 30528

    Escape to the beauty of the North Georgia Mountains! Whether you're searching for a full-time residence or the perfect weekend retreat, this charming mountain home offers the ideal blend of comfort, convenience, and adventure. Nestled in the highly sought-after Mountain Lakes community, this inviting 1-bedroom, 1-bath home is designed for easy mountain living. The spacious partially screened-in

    Reginald Smallwood Keller Williams Lanier Partners

    50 Rocky Ln, Cleveland, GA 30528
  • /23

    $115,900

    $8K PRICE DROP
    • Land
    • 1.62 Acres
    • $71,543 per Acre

    0 Waterside Trail Unit 7726513, Cleveland, GA 30528

    ONLY LAKEFRONT LOT CURRENTLY AVAILABLE IN LAKE LACEOLA | APPROX. 198 FEET OF SHORELINE | YEAR-ROUND LAKE & MOUNTAIN VIEWS. Build your custom mountain-lake retreat on this exceptional 1.62-acre lakefront homesite in Lake Laceola, a gated mountain-lake community in Cleveland, Georgia. Located at the end of a quiet cul-de-sac, Lot 102 offers approximately 198 feet of shoreline, year-round water

    April Cotney Keller Williams Realty Atlanta Partners

    0 Waterside Trail Unit 7726513, Cleveland, GA 30528

Showing Results 161 - 198, Page 5 of 5

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