Apartments for Rent near Woodrow Wilson Middle School

• 

  

  

  /14

  $1,850 per month

  • 1 Bed
  • 1 Bath
  • Apartment for Rent

  109 Division Ave Unit 3, Garfield, NJ 07026

  This beautifully renovated apartment is ready for it's first tenant with brand new flooring, fully-renovated bathroom, and fresh paint! The kitchen has plenty of counter space and cabinets with a nearby small pantry. The bedroom is a very nice size with a huge walk-in closet that can be used for storage and clothing. There's also an additional two smaller closets. The large living room is big

  Joseph Charles PROMINENT PROPERTIES SIR

  

  109 Division Ave Unit 3, Garfield, NJ 07026
• 

  

  

  /5

  $1,700 per month

  • 1 Bed
  • 1 Bath
  • Apartment for Rent

  40 Union St Unit 5, Lodi, NJ 07644

  Welcome to your new home! This well-kept 1st floor apartment is conveniently located just minutes away from schools, public transportation, parks, and shopping. It offers plenty of natural light, a large eat in kitchen, on site laundry, and one parking spot is included. Pet's conditional. No smoking.

  Jessica Rigolosi Christie's International Real Estate Group-Paramus

  

  40 Union St Unit 5, Lodi, NJ 07644
• 

  

  

  /5

  $2,300 per month

  • 2 Beds
  • 1 Bath
  • Apartment for Rent

  74 Wallington Ave Unit 2, Wallington, NJ 07057

  Don't miss this great rental opportunity in a prime location! This exceptionally clean building offers two 2-bedroom units that are move-in ready. Located close to public transportation, shopping, schools, and parks, this is perfect for comfortable and convenient living!

  EVELYN ALICEA LIFESTYLE INTERNATIONAL REALTY

  

  74 Wallington Ave Unit 2, Wallington, NJ 07057
• 

  

  

  /11

  $2,600 per month

  • 3 Beds
  • 1 Bath
  • Apartment for Rent

  136 Carlton Ave Unit 2, East Rutherford, NJ 07073

  Don't judge a book by its cover as this 3 bed/1 bath rental unit has brand new renovations inside. Beautiful eat-in-kitchen with quartz countertops. Good size bedrooms with closets in all. Washer/Dryer hook ups in unit. Parking for 1 car in rear and shared use of yard. Centrally located to schools, bus and major highways. Available now.

  Jennifer Sullivan COMPASS NEW JERSEY LLC

  

  136 Carlton Ave Unit 2, East Rutherford, NJ 07073
• 

  

  

  /12

  $2,100 per month

  • 3 Beds
  • 1 Bath
  • Apartment for Rent

  101 Butler St Unit 2, Paterson, NJ 07524

  This sun filled renovated 2nd Fir apt features 3 BRs, Kitch, LR/DR with tons of closet space and natural sunlight. Tenant responsible for all utilities, landlord pays water. Pets ok. 1 Month Realtor fee + 1.5mnth Security

  Davin Harris KELLER WILLIAMS REALTY

  

  101 Butler St Unit 2, Paterson, NJ 07524
• 

  

  /17

  $2,400 per month

  • 2 Beds
  • 1.5 Baths
  • Apartment for Rent

  555 Clifton Ave, Clifton, NJ 07011

  This expansive townhome offers 2 floors, 2 bedrooms, 1.5 bathrooms, washer dryer IN-UNIT! ..... First floor. large living and dining room, updated kitchen with dishwasher.half bath.... 2nd floor offers 2 bedrooms, 1 full bath,..3 cars parking Space. Step away from the town center, shopping, transportation, and entertainment.

  Salih Okdemir RE/MAX TRUST PROPERTIES

  

  555 Clifton Ave, Clifton, NJ 07011
• 

  

  /11

  $2,400 per month

  • 2 Beds
  • 1 Bath
  • Apartment for Rent

  259 Hoover Ave Unit 2L, Bloomfield, NJ 07003

  Spacious and updated 2nd-floor unit featuring high cathedral ceilings, 2 bedrooms, 1 bath, a cozy living room, and a well-equipped kitchen. Located on the Nutley border in a quiet, desirable neighborhood, this home offers easy access to Route 3, the Garden State Parkway, NYC transportation, parks, schools, and shopping. Rent is $2,400/month without parking; parking for 2 spots is negotiable.

  Marilyn Rey KELLER WILLIAMS PROSPERITY REALTY

  

  259 Hoover Ave Unit 2L, Bloomfield, NJ 07003
• 

  

  /17

  $2,500 per month

  • 4 Beds
  • 1 Bath
  • Apartment for Rent

  69 Graham Ave Unit 2, Paterson, NJ 07524

  Spacious second floor apartment featuring four large bedrooms, a bright living room, and a beautifully renovated eat-in kitchen with modern finishes. The updated bathroom adds comfort and style. Enjoy direct access to the backyard, perfect for relaxing or entertaining. Conveniently located near shopping, schools, and public transportation, this apartment offers the ideal blend of space, comfort,

  Sol Castanos Realty One Group Legend, Clifton

  

  69 Graham Ave Unit 2, Paterson, NJ 07524
• 

  

  /21

  $4,500 per month

  • 2 Beds
  • 2 Baths
  • Apartment for Rent

  141 Walnut St Unit 2, Montclair, NJ 07042

  This in town sun filled two bedrooms two full baths apartment has a great open and airy floor plan that offers a primary suite, large closets, in unit washer, dryer, central air, and sparkling hardwood floors. Walk to NYC train station, restaurants, shops, and farmers market. This very spacious sunny and bright apartment provides large closets, high ceilings with ceiling fans, large kitchen with

  Ceil Adkins C-21 GEMINI, LLC.

  

  141 Walnut St Unit 2, Montclair, NJ 07042
• 

  

  /7

  $1,800 per month

  • 2 Beds
  • 1 Bath
  • Apartment for Rent

  60 Morrissee Ave, Wallington, NJ 07057

  Cozy 3RD FLOOR 2 Bedroom Apartment. Tenant pays own Gas Utilities. Walk to Shopping and Transportation. Use of Washer/Dryer. Street Parking. POSSIBLE PET OK!!

  Michael Connolly New Real Estate Solutions, LLC

  

  60 Morrissee Ave, Wallington, NJ 07057
• 

  

  /9

  $3,000 per month

  • 3 Beds
  • 1 Bath
  • Apartment for Rent

  18 Prescott Ave, Clifton, NJ 07011

  Welcome to this beautifully renovated second floor and finished attic apartment, offering modern living in a spacious layout! This freshly updated 3 bedroom, 1 bathroom unit features stylish finishes throughout and a bright, comfortable atmosphere. The top level finished attic provides additional flexible space perfect for a home office, extra storage, or a cozy retreat.Enjoy the convenience of 2

  Ahmad Rahmoun MODERN REALTY GROUP

  

  18 Prescott Ave, Clifton, NJ 07011
• 

  

  /5

  $1,900 per month

  • 2 Beds
  • 1 Bath
  • Apartment for Rent

  253 Palisade Ave Unit 3, Garfield, NJ 07026

  Cozy, sunlit 2 bedroom apartment with hardwood floors, eat-in kitchen and full bath. Great location in the heart of town. Coin operated laundry and storage in basement. Tenant is responsible for providing window A/C if desired. Call for pets.

  Ross Hyman Village Square Realtors

  

  253 Palisade Ave Unit 3, Garfield, NJ 07026
• 

  

  /9

  $2,500 per month

  • 2 Beds
  • 1 Bath
  • Apartment for Rent

  267 Paterson Ave, East Rutherford, NJ 07073

  A commuter's dream, NYC buses across the street! Newly renovated, Sunny Private 2 bedroom, 1 bath apartment with Brownstone style living! Stainless Steel appliances w/ dishwasher, his and her closets and a laundry room included. New marble kitchen counter tops and wood flooring. All amenities for easy living, just 20 minutes from NYC. Laundry Room in Building. Ideal for a vibrant and convenient

  FEDERICO SANCHEZ WEICHERT REALTORS

  

  267 Paterson Ave, East Rutherford, NJ 07073
• 

  

  /9

  $2,500 per month

  • 2 Beds
  • 1 Bath
  • Apartment for Rent

  267 Paterson Ave Unit 2, East Rutherford, NJ 07073

  A commuter's dream, NYC buses across the street! Newly renovated, Sunny Private 2 bedroom, 1 bath apartment with Brownstone style living! Stainless Steel appliances w/ dishwasher, his and her closets and a laundry room included. New marble kitchen counter tops and wood flooring. All amenities for easy living, just 20 minutes from NYC. Laundry Room in Building. Ideal for a vibrant and convenient

  Federico Sanchez Weichert Realtors, Clifton

  

  267 Paterson Ave Unit 2, East Rutherford, NJ 07073
• 

  

  /18

  $3,254 per month

  • 2 Beds
  • 2 Baths
  • 1,375 Sq Ft
  • Apartment for Rent

  1 Center St Unit 202, Clifton, NJ 07011

  Unit 202 offers 1,375 SF of thoughtfully designed living space, featuring 2 bedrooms and 2 bathrooms in a newly constructed 18-unit elevator building. Located on the first floor, this home showcases 9-foot ceilings and a bright open layout. The modern kitchen is equipped with premium LG stainless steel appliances, including an electric cooktop, oven, and dishwasher, plus ample counter space. The

  Henry Song PROMINENT PROPERTIES SOTHEBY'S INTERNATIONAL REALTY

  1 Center St Unit 202, Clifton, NJ 07011
• 

  

  /17

  $2,990 per month

  • 2 Beds
  • 1 Bath
  • Apartment for Rent

  14 Fidelity Place Unit 2, Montclair, NJ 07042

  Unit 2; Second and Third floor. Two floors of living space within a two family house that is tucked away on a quiet dead end street in the heart of Montclair. A stones throw from the Walnut Street Train Station, restaurants, bars, shopping, farmers markets and more! This unit provides two story living including; Living Room, Granite Eat in Kitchen, Full Bath and Laundry at entry level with two

  DREW SPEAR COMPASS NEW JERSEY LLC

  

  14 Fidelity Place Unit 2, Montclair, NJ 07042
• 

  

  /4

  $1,600 per month

  • 1 Bed
  • 1 Bath
  • Apartment for Rent

  139 Fairview Ave, Prospect Park, NJ 07508

  RARE OPPORTUNITY! This thoughtfully maintained 1st floor 1 bedroom apartment exudes character, featuring a warm & inviting aesthetic that balances classic charm w/ functional comfort. The space showcases rich, warm-toned hardwood window casings & baseboards. The large windows provide generous natural light throughout- creating an open and airy feel. Enjoy your large eat-in-kitchen w/ tile

  Marisa Watley EXP REALTY, LLC

  

  139 Fairview Ave, Prospect Park, NJ 07508
• 

  

  /23

  $3,300 per month

  • 3 Beds
  • 1.5 Baths
  • Apartment for Rent

  69 Carlton Ave, East Rutherford, NJ 07073

  Freshly painted duplex features a large eat-in kitchen, spacious living room, 3 bedrooms and 1.5 bathroom. Six off-street parking spaces, and competitively priced to rent quickly. Available immediately. Close to train station, 15 min to Giant Stadium and American Dream Mall. Close to county parks.

  Mirella Torres RE/MAX Professionals 1

  

  69 Carlton Ave, East Rutherford, NJ 07073
• 

  

  /5

  $2,200 per month

  • 2 Beds
  • 1 Bath
  • Apartment for Rent

  50 Krueger Place, Passaic, NJ 07055

  ( EVERYTHING INCLUDED ) Spacious and well-maintained 2-bedroom SECOND -floor unit in a quiet two-family home. Features hardwood and tile flooring, a functional eat-in kitchen, and a full tiled bathroom. Bright rooms, comfortable layout, and great natural light throughout. Conveniently located near shops, public transit, and highways perfect for commuters or those relocating. Street parking

  ASMIEL LOPEZ REALTY ONE GROUP PRODIGY

  

  50 Krueger Place, Passaic, NJ 07055
• 

  

  /8

  $2,700 per month

  • 4 Beds
  • 1 Bath
  • Apartment for Rent

  7 Barnert Place, Paterson, NJ 07522

  Beautiful 4-bedroom apartment in a prime location of North Paterson, excellent location. 4 bedrooms, 1 Bathroom, Livingroom, Kitchen, 1 parking space. Laundry available in basement.

  Elizabeth Peralta De Rosario EXP REALTY, LLC

  

  7 Barnert Place, Paterson, NJ 07522
• 

  

  /26

  $4,700 per month

  • 5 Beds
  • 2 Baths
  • Apartment for Rent

  22 Forest St, Montclair, NJ 07042

  NEW GREAT PRICE! Fall in love with this stunning 5 bed 2 bath apartment in a prime location - 2nd and 3rd floors (first floor is occupied). Stunning brand new kitchen (counter tops going in this week) , new appliances and new bathrooms. Spacious light filled LR, eat in kitchen, 2 beds (multiple use options) and full bath on 2nd floor. 3 additional beds and full bath on 3rd floor. Shared laundry

  Clare Morcella KELLER WILLIAMS - NJ METRO GROUP

  

  22 Forest St, Montclair, NJ 07042
• 

  

  /9

  $2,000 per month

  • 1 Bed
  • 1 Bath
  • Apartment for Rent

  15 Montclair Ave, Montclair, NJ 07042

  Charming, brand new stdio on desirable Montclair Ave., feet from Walnut Street Train Station. New kitchen, bathroom hardwood floors, 9' ceilings. Off street parking. Utilities included.

  Renee De Geyter RENEE REALTY ENTERPRISES

  

  15 Montclair Ave, Montclair, NJ 07042
• 

  

  /18

  $3,500 per month

  • 2 Beds
  • 1 Bath
  • Apartment for Rent

  265 Park St, Montclair, NJ 07043

  Commuters Dream!! Renovated 2BR/1BA Apartment for Rent! Featuring newly renovated kitchen & bathroom, quartz countertops, tile backsplash, ss appliances, marble bathroom floor surrounded with new wall tiles. Hardwood floors, 2 tandem parking spots, laundry facilities, exclusive open front porch & shared backyard. Steps to Watchung Train Station & Watchung Plaza which has Shopping,

  Shari Pippa COLDWELL BANKER REALTY

  

  265 Park St, Montclair, NJ 07043
• 

  

  /17

  $2,700 per month

  • 2 Beds
  • 1 Bath
  • Apartment for Rent

  340 Montgomery St, Passaic, NJ 07055

  Spacious and Modern 2-Bedroom Rental with 2 Bonus Rooms. This beautiful apartment features two additional recreational rooms perfect for a home office, entertainment area, or extra living space. Enjoy a relaxing front porch, gleaming hardwood floors, and central air and heat for year-round comfort. Located right across the street from the park, it's perfect for outdoor enjoyment.The apartment

  CARMIN DUARTE FOOTPRINTS REALTY

  

  340 Montgomery St, Passaic, NJ 07055
• 

  

  /15

  $2,400 per month

  • 3 Beds
  • 1 Bath
  • Apartment for Rent

  1-7 Wayne Ave Unit 5, Paterson, NJ 07522

  Spacious newly updated 3 bed room appartment featuring newer kitchen & bath Minutes from Grammar School, William Paterson University, Public transportation to NYC, Etc. Agent Remarks: Text B card to Mel 973 632 7815. NTN credit check, Landlord interview

  Mel Espinosa Coldwell Banker, Wayne

  

  1-7 Wayne Ave Unit 5, Paterson, NJ 07522
• 

  

  /13

  $1,975 per month

  • 2 Beds
  • 1 Bath
  • Apartment for Rent

  381 Centre St Unit 3, Nutley, NJ 07110

  3 Bedroom unit on the 2nd Floor in the heart of Nutley. Hardwood floors throughout, updated bath, and lots of natural light. Close to Parks, shops, schools, and easy NYC transportation. great location with everything nearby.

  Catarina Duarte Keller Williams Park Views

  

  381 Centre St Unit 3, Nutley, NJ 07110
• 

  

  /10

  $1,700 per month

  • 1 Bed
  • 1 Bath
  • Apartment for Rent

  57 Norwood Ave, Lodi, NJ 07644

  LOVELY 1 BEDROOM 1 BATH SECOND FLOOR APARTMENT LOCATED IN LODI. NO PETS, NO SMOKING, CENTRAL AIR, SEPARATE UTILITIES, WASHER & DRYER IN UNIT, STREET PARKING, LANDLORD PAYS WATER. CLOSE TO NYC PUBLIC TRANSPORTATION AND SHOPPING CENTERS

  Riccardo Terranova Coldwell Banker, Allendale/Saddle River Valley

  

  57 Norwood Ave, Lodi, NJ 07644
• 

  

  /19

  $2,200 per month

  • 3 Beds
  • 1 Bath
  • Apartment for Rent

  705 E 25th St, Paterson, NJ 07504

  Nestled on the first floor, this spacious 3-bedroom unit offers a delightful open layout, drenched in natural light, ensuring a warm and inviting ambiance throughout. Freshly painted and renovated! The ample bedrooms provide comfort and versatility, promising cozy retreats for relaxation or productivity. Parking is a breeze with included parking, ensuring convenience and peace of mind.

  KHAMELY RODRIGUEZ PROMINENT PROPERTIES SIR

  

  705 E 25th St, Paterson, NJ 07504
• 

  /2

  $3,150 per month

  • 2 Beds
  • 2 Baths
  • Apartment for Rent

  315 Railroad Ave Unit 202, East Rutherford, NJ 07073

  Discover pure luxury in this stunning, new construction 2 Bedroom / 2 Bathroom apartment conveniently located in highly sought after East Rutherford. Stretching across 953 SqFt, this brand new unit features gleaming wood floors, in unit washer/dryer, multi-zone heating and cooling, one balcony, and plenty of sunlight throughout the day. This beautifully designed home includes entry foyer,

  Allen Ten Hoeve Keller Williams Valley Realty

  

  315 Railroad Ave Unit 202, East Rutherford, NJ 07073
• 

  /2

  $3,300 per month

  • 2 Beds
  • 2 Baths
  • Apartment for Rent

  315 Railroad Ave Unit 201, East Rutherford, NJ 07073

  Discover pure luxury in this stunning, new construction 2 Bedroom / 2 Bathroom apartment conveniently located in highly sought after East Rutherford. Stretching across 945 SqFt, this brand new unit features gleaming wood floors, in unit washer/dryer, multi-zone heating and cooling, two balconies and plenty of sunlight throughout the day. This beautifully designed home includes entry foyer,

  Allen Ten Hoeve Keller Williams Valley Realty

  

  315 Railroad Ave Unit 201, East Rutherford, NJ 07073
• 

  /2

  $2,950 per month

  • 1 Bed
  • 2 Baths
  • Apartment for Rent

  315 Railroad Ave Unit 114, East Rutherford, NJ 07073

  Discover pure luxury in this stunning, new construction 1 Bedroom Loft / 2 Bathroom apartment conveniently located in highly sought after East Rutherford. Stretching across 965 SqFt, this brand new unit features lofted ceilings, gleaming wood floors, in unit washer/dryer, multi-zone heating and cooling, and plenty of sunlight throughout the day. First floor includes entry foyer, kitchen, living

  Allen Ten Hoeve Keller Williams Valley Realty

  

  315 Railroad Ave Unit 114, East Rutherford, NJ 07073
• 

  /2

  $3,100 per month

  • 1 Bed
  • 2 Baths
  • Apartment for Rent

  315 Railroad Ave Unit 101, East Rutherford, NJ 07073

  Discover pure luxury in this stunning, new construction 1 Bedroom Loft / 2 Bathroom apartment conveniently located in highly sought after East Rutherford. Stretching across 1,039 SqFt, this brand new unit features lofted ceilings, gleaming wood floors, in unit washer/dryer, multi-zone heating and cooling, and plenty of sunlight throughout the day. First floor includes entry foyer, kitchen, living

  Allen Ten Hoeve Keller Williams Valley Realty

  

  315 Railroad Ave Unit 101, East Rutherford, NJ 07073
• 

  

  /9

  $2,440 per month

  • 2 Beds
  • 1 Bath
  • Apartment for Rent

  69 Glenridge Ave, Montclair, NJ 07042

  Renovated apartment in the heart of downtown Montclair, a block away from the Bay St Train Station, with direct trains to NYC, and local buses to nearby towns. Enjoy nearby restaurants and shops. This 2 bedroom apartment has a recently updated kitchen with stainless steel appliances and granite countertops, a recently updated bath, hardwood floors, in-unit washer and dryer, and a private deck.

  Collette Andrews COLDWELL BANKER REALTY

  

  69 Glenridge Ave, Montclair, NJ 07042
• 

  

  /8

  $2,800 per month

  • 3 Beds
  • 1 Bath
  • 1,000 Sq Ft
  • Apartment for Rent

  62 Garibaldi Ave Unit 2, Lodi, NJ 07644

  Welcome to this completely renovated 3-bedroom apartment, offering a perfect blend of modern style and comfort. This bright and spacious home features a large master bedroom with a walk-in closet, brand-new kitchen with stainless steel appliances, and a fully updated bathroom. Freshly painted with gleaming hardwood floors throughout, every detail has been thoughtfully updated for move-in-ready

  Malu Lopez COLDWELL BANKER REALTY

  

  62 Garibaldi Ave Unit 2, Lodi, NJ 07644
• 

  

  /12

  $2,400 per month

  • 3 Beds
  • 1 Bath
  • Apartment for Rent

  1-7 Wayne Ave Unit 8, Paterson, NJ 07522

  Spacious newly updated 3 bed room appartment featuring newer kitchen & bath. Minutes from Grammar School, William Paterson University, Public transportation to NYC.

  MEL ESPINOSA COLDWELL BANKER REALTY

  

  1-7 Wayne Ave Unit 8, Paterson, NJ 07522
• 

  

  /23

  $1,750 per month

  • 1 Bed
  • 1 Bath
  • Apartment for Rent

  25 Valley Rd Unit 2, Montclair, NJ 07042

  Great office/multi-purpose use, store, attorney or Doctor's office, convenient location right off Bloomfield Av in the heart of Montclair's business district, close to NYC transp, shopping and dining, consists of several rooms that can accommodate several people or use, plenty of parking nearby, freshly painted with newer floors, use of kitchenette and private half bath, lease negotiable,

  Roberto Sanchez United Real Estate

  

  25 Valley Rd Unit 2, Montclair, NJ 07042
• 

  

  /21

  $2,400 per month

  • 2 Beds
  • 1 Bath
  • Apartment for Rent

  143 Valley Rd Unit 2R, Montclair, NJ 07042

  Great opportunity to enjoy a newly updated 2 bedroom, 1 bathroom unit that provides an ultimate convenient location in highly desirable Montclair. Benefit from easy access to restaurants, schools, parks and public transportation. This well maintained and freshly painted 2nd Floor unit features an open concept living, dining, kitchen area; bedrooms with lots of light; an updated full bathroom

  Simon Westfall-Kwong EXP REALTY, LLC

  

  143 Valley Rd Unit 2R, Montclair, NJ 07042
• 

  

  /12

  $1,750 per month

  • 1 Bed
  • 1 Bath
  • Apartment for Rent

  25 Valley Rd, Montclair, NJ 07042

  Nice and clean 2nd-floor apartment conveniently located in downtown Montclair close to NYC transport, shopping, houses of worship, and entertainment, consists of an eat-in kitchen, spacious living room/office, bedroom with plenty of closets and bath, rear mud room, front/rear entrance, parking spot for 1 car included between 6PM-10AM. NO PETS, NO SMOKING, 1.5 months sec-dep, credit/background

  ROBERTO SANCHEZ UNITED REAL ESTATE

  

  25 Valley Rd, Montclair, NJ 07042
• 

  

  /11

  $2,000 per month

  • 2 Beds
  • 1 Bath
  • Apartment for Rent

  262 Parker Ave, Clifton, NJ 07011

  Welcome to this recently renovated 2nd floor apartment. This unit features 2 bedrooms and 1 full bath. The kitchen has recently installed cabinents, newer appliances, and newer floors. This unit also has central air and forced hot air. Close to NYC transportation, close to shoping, resturants, and hous of worship. No pets allowed.

  Jairo Rodriguez Prominent Properties Sotheby's International Realty-Montclair

  

  262 Parker Ave, Clifton, NJ 07011
• 

  

  /11

  $2,000 per month

  • 2 Beds
  • 1 Bath
  • Apartment for Rent

  262 Parker Ave Unit 3, Clifton, NJ 07011

  Welcome to this recently renovated 2nd floor apartment. This unit features 2 bedrooms and 1 full bath. The kitchen has recently installed cabinents, newer appliances, and newer floors. This unit also has central air and forced hot air. Close to NYC transportation, close to shoping, resturants, and hous of worship. No pets allowed.

  Jairo Rodriguez PROMINENT PROPERTIES SIR

  

  262 Parker Ave Unit 3, Clifton, NJ 07011

Showing Results 321 - 360, Page 9 of 12