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Studio Apartments for Rent in Cohoes, NY

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    Starting at $1,630 Per Month

    • Studio - 3 Beds

    100 N Mohawk St, Cohoes, NY 12047

    Situated high above the scenic Mohawk River in Cohoes, NY, The Lofts at Harmony Mills sets the standard for modern loft living. Featuring Studio, 1, 2, and 3 bedroom apartments with stunning 14-17 foot ceilings and 8 foot windows, indoor parking, 24/7 fitness center, indoor pool, and soaring views, you'll experience a higher level of living at The Lofts at Harmony Mills.

    The Lofts at Harmony Mills

    100 N Mohawk St, Cohoes, NY 12047
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    $975 Per Month

    • Studio
    • 1 Bath
    • Condo for Rent

    192 Main St Unit 1R, Cohoes, NY 12047

    Property Id: 2620491 Welcome to this cozy and affordable studio apartment in Cohoes! This well-maintained unit features warm wood-tone cabinetry, durable wood-look flooring in the kitchen, and a comfortable, inviting layout. Large windows fill the unit with natural light. The unit is freshly painted and completely move-in ready, with plenty of street parking right outside. Tenant is

    192 Main St Unit 1R, Cohoes, NY 12047

Why Live in Cohoes

Cohoes, New York, is a small city with a rich historical backdrop situated along the Mohawk and Hudson Rivers. Known as the "Spindle City," it was a significant textile manufacturing hub in the 19th century, powered by the impressive Cohoes Falls. Today, Cohoes is experiencing a resurgence, with nearly $35 million invested in infrastructure through the Downtown Revitalization Initiative. The city offers a mix of urban and suburban living across three main areas: The Islands, The River Plain, and the Western Plateau. Housing options include townhouses, multi-units, and single-family homes, with styles ranging from 19th-century bungalows to 20th-century Colonial Revivals. Attractions in Cohoes include Peebles Island State Park, Cohoes Falls Park, and the Empire State Trail, providing ample opportunities for outdoor activities. Remsen Street is a vibrant area with restaurants, shops, and art studios, contributing to the city's community-focused atmosphere. Seasonal events like the Memorial Day Parade and Winter Carnival foster a strong sense of local engagement. The Cohoes City School District is noted for its diversity. Commuting is facilitated by the Capital District Transportation Authority, with major roads connecting residents to nearby Albany and Troy. Both property and violent crime rates are often on par or lower than the national average, though they can spike in the summer months.

Frequently Asked Questions

How much does it cost to rent a home in Cohoes, NY?
The median rent for a home in Cohoes, NY is $1,350 per month, though prices vary by neighborhood, size, and property type. As of August 2026, townhouses tend to be the most affordable option while single-family homes and condos are currently more expensive.
How much do you need to make to afford rent in Cohoes, NY?
To comfortably afford the median rent in Cohoes, NY, a household needs to earn roughly $54,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,350 per month in Cohoes, NY, renters typically need to show $4,050 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Cohoes, NY?
In Cohoes, NY, the price-to-rent ratio is 19.0, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
What neighborhoods in Cohoes, NY are best for renting a home?
The best neighborhood for renting in Cohoes, NY depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a home include Downtown Troy and Downtown Albany, each with its own character and price range.

Rental Home Trends

Number of Homes for Rent
2
Median Rent
$1,350
Median Single Family Home Rent
$1,350
Median Townhouse Rent
$1,200
Median Condo Rent
$1,350
How to Rent a Home