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Cold Spring, MN Homes for Rent

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  • /35

    Starting at $1,235

    Total Monthly Price

    • 1 - 2 Beds

    100 River Oaks Dr N, Cold Spring, MN 56320

    River Oak Heights Apartments in Cold Spring, Minnesota is a prestigious address that offers you stunning views of the rolling greens of the River Oaks Golf Course. Easy access to Hwy 23 and just minutes from St. Cloud. Enjoy the convenience of being in walking distance from the Medical Clinic, the Elementary School, the High School and Downtown. This luxury apartment community will make you feel

    River Oak Heights

    (320) 348-7365

    100 River Oaks Dr N, Cold Spring, MN 56320
  • /20

    Starting at $1,175 Plus Fees

    • Studio - 2 Beds

    103 Main St, Cold Spring, MN 56320

    Granite Landing is Independent living for 55 and better. A luxury, senior-living complex located at 103 Main Street Cold Spring, MN. Granite Landing offers Studio to 2 bedroom apartments ranging in size from 632 to 1215 sq.ft. Amenities include Air Conditioner, BBQ/Picnic Area, Business Center, Cable Ready, Carpeting and more. This rental community is pet friendly, welcoming both cats and

    Granite Landing

    (320) 348-3937

    103 Main St, Cold Spring, MN 56320
  • /71

    $1,250 - $1,500

    Total Monthly Price

    • 2 - 3 Beds
    • 2 Baths
    • 750 Sq Ft
    • Condo for Rent

    106 5th Ave S, Cold Spring, MN 56320

    For Rent – 3 Bedroom Apartment in Cold Spring, MN – $1,500/month (No Utilities Included)Discover comfortable living in this spacious 3-bedroom, 2-bath apartment located in the heart of Cold Spring, MN. This unit offers an ideal blend of convenience and charm, perfect for anyone seeking plenty of space and modern amenities.Features Include:Cozy fireplace – perfect for

    106 5th Ave S, Cold Spring, MN 56320
  • /71

    $1,250 - $1,500

    Total Monthly Price

    • 2 - 3 Beds
    • 2 Baths
    • 750 Sq Ft
    • Condo for Rent

    106 5th Ave S, Cold Spring, MN 56320

    For Rent – 3 Bedroom Apartment in Cold Spring, MN – $1,500/month (No Utilities Included)Discover comfortable living in this spacious 3-bedroom, 2-bath apartment located in the heart of Cold Spring, MN. This unit offers an ideal blend of convenience and charm, perfect for anyone seeking plenty of space and modern amenities.Features Include:Cozy fireplace – perfect for

    106 5th Ave S, Cold Spring, MN 56320

Why Live in Cold Spring

Cold Spring, MN, offers a blend of nature, history, and community spirit. Located in the suburbs of St. Cloud, this small city is known for its strong support of local high school football and amateur baseball teams. The Sauk River Chain of Lakes is a popular spot for boating and water sports, while several parks along the river provide fishing, picnicking, and playgrounds. Cold Spring Brewing Company, one of the oldest breweries in the state, and Coldspring, a major granite supplier, are significant contributors to the local economy. Housing options range from modest single-family homes to luxurious lakefront properties, with common styles including ranch and split-level homes. The Rocori School District serves the area, with Rocori Middle School receiving high ratings. Downtown Cold Spring features small shops, restaurants, and bars, including the historic Cold Spring Brewery and Cold Spring Bakery. For groceries and essentials, locals visit Teal’s Market and La Perla Market, while larger retailers are available 15 miles away in St. Cloud. The community gathers annually for Hometown Pride Day, a three-day event with activities and a country music concert. Commuting to St. Cloud takes about 25 minutes via Minnesota Highway 23, and Minneapolis is approximately 90 minutes away via I-94.

Frequently Asked Questions

How much does it cost to rent a home in Cold Spring, MN?
The median rent for a home in Cold Spring, MN is $1,375 per month, though prices vary by neighborhood, size, and property type. As of June 2026, condos tend to be the most affordable option.
How much do you need to make to afford rent in Cold Spring, MN?
To comfortably afford the median rent in Cold Spring, MN, a household needs to earn roughly $55,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,375 per month in Cold Spring, MN, renters typically need to show $4,125 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Cold Spring, MN?
In Cold Spring, MN, the price-to-rent ratio is 20.6, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.
What neighborhoods in Cold Spring, MN are best for renting a home?
The best neighborhood for renting in Cold Spring, MN depends on your priorities: commute, walkability, budget, and lifestyle all play a role. Popular areas for renting a home include Southside, Seberger-Roosevelt, McKinley-Railroad Parks, North Side-Hester Park and Wilson Park, each with its own character and price range.

Rental Trends in Cold Spring, MN

Rental Home Trends

Number of Homes for Rent
4
Median Rent
$1,375
Median Condo Rent
$1,375
How to Rent a Home