413

Homes for Sale near Crossroads High School

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  • /16

    $239,500

    • 1 Bed
    • 1 Bath
    • 644 Sq Ft

    1731 Ellis St Unit 36, Concord, CA 94520

    Welcome home to this inviting 1-bedroom, 1-bath condo, ideally located within walking distance of vibrant downtown Concord. Enjoy easy access to a variety of restaurants, shopping, the local farmers market, and nearby parks. Just across the street is Ellis Lake Park, offering a peaceful retreat right in your neighborhood. Conveniently situated minutes from major freeways and the BART station,

    Laura Agdanowski Keller Williams

    1731 Ellis St Unit 36, Concord, CA 94520
  • /31

    $689,000

    • 3 Beds
    • 2 Baths
    • 1,232 Sq Ft

    3549 Dormer Ave, Concord, CA 94519

    This beautifully updated mid-century ranch home at 3549 Dormer Avenue in the East Sun Terrace neighborhood offers three bedrooms and two full bathrooms, including a primary suite with ensuite bathroom, vanity, and extra large closet. The home features refinished hardwood floors, an attached two-car garage, and central heat and AC. The large, flat backyard is perfect for outdoor activities. Living

    Graham King Keller Williams Vip Properties

    3549 Dormer Ave, Concord, CA 94519
  • /36

    $1,100,000

    • 3 Beds
    • 2 Baths
    • 1,464 Sq Ft

    1561 Farm Bureau Rd, Concord, CA 94519

    Dreaming of a large home on a lot with room for garden, basketball hoop, pool, or a couple of homes (if permitted by City). This 1.09 acre lot might be just what you are looking for. Have an RV or two, there is room. Have a bunch of cars or bikes??? Use the carport in the back. The home is near Concord Bart. We are compiling plat maps, etc, but buyer to verify with City of Concord, what can

    Terrylynn Fisher Dudum Real Estate Group

    1561 Farm Bureau Rd, Concord, CA 94519
  • /29

    $425,000

    • 1 Bed
    • 1 Bath
    • 638 Sq Ft

    2742 Oak Rd Unit 197, Walnut Creek, CA 94597

    Upgraded 1st floor unit at Station West, No Rental restrictions, updated kitchen and bathroom, vinyl hardwood look floors, granite counter tops, fireplace with push button starter, lots of closet space and a private sunny patio, recessed lighting, light dimmers in bedroom and living room, crown molding. Upgraded energy efficient sliding patio door and window. Private patio with storage.

    Juan Morales Gutierrez 5 Star Real Estate

    2742 Oak Rd Unit 197, Walnut Creek, CA 94597
  • /27

    $1,065,000

    • 3 Beds
    • 3 Baths
    • 1,807 Sq Ft

    759 Camelback Rd, Pleasant Hill, CA 94523

    Unique opportunity - Main house + Detached ADU/Unit (separately metered). Both living areas have vaulted ceilings and great space. Scottsdale inspired architecture on a large lot. Kitchen features Wolf range. Ideal location. Don't miss out! No HOA.

    Mario Feusier, Iii Dudum Real Estate Group

    759 Camelback Rd, Pleasant Hill, CA 94523
  • /53

    $758,832

    • 3 Beds
    • 3 Baths
    • 1,036 Sq Ft

    1965 Countrywood Ct, Walnut Creek, CA 94598

    Welcome to this beautifully updated single-story townhome located in the desirable Countrywood complex of Walnut Creek. This 2-bedroom, 2-bathroom residence also features a non-conforming 1-bedroom, 1-bathroom ensuite, offering additional flexibility for guests, a home office, or extra living space. The home has been freshly painted and thoughtfully updated throughout. The fully renovated

    May Farley Hall And Hall Associates Re

    1965 Countrywood Ct, Walnut Creek, CA 94598
  • /54

    $710,000

    • 3 Beds
    • 2.5 Baths
    • 1,838 Sq Ft

    3 Cedar Ct, Pittsburg, CA 94565

    Low assumable loan! Welcome to 3 Cedar Ct, a two-story 3-bedroom, 2.5-bath home built in 2023, located in the desirable San Marco Vista Del Mar community. This modern home features an open floor plan, a spacious 2-car garage with a Tesla charger, and a built-in security system. Leased solar at just $70/month helps with energy efficiency, while the low HOA fee of $160/month keeps community

    Sophie Holman Twin Oaks Real Estate INC

    3 Cedar Ct, Pittsburg, CA 94565
  • /58

    $1,299,000 Open Sat 2PM - 4PM

    • 4 Beds
    • 2.5 Baths
    • 2,041 Sq Ft

    1447 Parkhaven Dr, Pleasant Hill, CA 94523

    AMAZING SINGLE STORY! OWNED SOLAR!! Highly desired 4 bedroom single-level home in Valley High with RECENT updates. EXPANSIVE CORNER LOT WITH SPARKLING POOL!! Very well maintained with freshly painted interior and exterior! Remodeled bathrooms,Kitchen, and so much MORE!! Stunning backyard views from Kitchen ,Living areas and Primary!! Entertain in style in the open concept living and dining room,

    BRYAN HOGGE Corcoran Icon Properties

    1447 Parkhaven Dr, Pleasant Hill, CA 94523
  • /60

    $1,725,000

    • 6 Beds
    • 5 Baths
    • 4,633 Sq Ft

    256 Douglas Ln, Pleasant Hill, CA 94523

    Located in a cul-de-sac in the desirable neighborhood of Poet's Corner, this well maintained, beautiful property is ready for it's next owner. Sporting hardwood floors, upgraded bathrooms, and a beautiful kitchen that will satisfy your pickiest buyers, this rare find has a floor plan conducive for a family, investor, or multi-generational approach. In addition to the six bedrooms and four

    Heather Knight Keller Williams

    256 Douglas Ln, Pleasant Hill, CA 94523
  • /47

    $745,000

    • 3 Beds
    • 2 Baths
    • 1,278 Sq Ft

    2512 Huron Dr, Concord, CA 94519

    This beautifully 3-bedroom, 2-bathroom home features a warm family room with a cozy fireplace, perfect for gatherings. Enjoy the beautiful modern kitchen with new appliances and relax on the spacious covered deck. Conveniently located near schools, parks, shopping, and entertainment . A must-see home that combines comfort and style!

    Mara Blanco Gcm Realty & Loans

    2512 Huron Dr, Concord, CA 94519
  • /33

    $260,000

    • 1 Bed
    • 1 Bath
    • 462 Sq Ft

    440 N Civic Dr Unit 406, Walnut Creek, CA 94596

    Welcome to 440 N Civic Dr, Unit #406 in Walnut Creek! This beautifully updated 1-bedroom, 1 bath condo offers 462 sq.ft. of stylish and functional living space. Natural light pours in through large windows, complementing the inviting open layout. Relax on your private balcony, perfect for morning coffee or evening unwinding. Stay comfortable year-round with central heat and air. Separate storage

    Fareed Tawasha Tawasha Realty

    440 N Civic Dr Unit 406, Walnut Creek, CA 94596
  • /25

    $599,999

    • 3 Beds
    • 2 Baths
    • 1,195 Sq Ft

    2650 Jones Rd Unit 22, Walnut Creek, CA 94597

    PRICE IMPROVEMENT!!!! CHARMING 3-Bedroom Condo in Prime Walnut Creek Location! Welcome to 2650 Jones Rd, Unit 22, a beautifully maintained 3-bedroom, 2-bathroom condo offering 1,195 sq. ft. of comfortable living space in the heart of Walnut Creek! This first-floor unit features a bright and open layout with spacious bedrooms and plenty of storage. The modern kitchen flows seamlessly into

    2650 Jones Rd Unit 22, Walnut Creek, CA 94597
  • /28

    $458,888

    • 2 Beds
    • 1 Bath
    • 914 Sq Ft

    1816 Chinquapin Ct Unit D, Concord, CA 94519

    Welcome to this beautifully remodeled 2-bedroom, 1-bathroom townhouse offering 914 sqft of comfortable living space. From the moment you enter, you'll be impressed by the contemporary upgrades and thoughtful details throughout. The living room, with its laminate flooring, features glass doors leading to your private patio, seamlessly blending indoor and outdoor living. The kitchen boasts

    Guillean Arradaza Kinetic Real Estate

    1816 Chinquapin Ct Unit D, Concord, CA 94519
  • /25

    $340,000

    • 2 Beds
    • 1 Bath
    • 854 Sq Ft

    1387 Del Rio Cir Unit D, Concord, CA 94518

    This light-filled 2 bedroom, 1 bath upstairs corner unit offers peace and serenity, tucked away at the rear of the building for added privacy with no rear neighbors or structures. Freshly painted throughout, this home features new luxury vinyl plank flooring in all rooms except the kitchen and bathroom. The updated bathroom boasts a brand new tub and shower walls and a new toilet, etc. Just

    Suzy Chow Bhhs Drysdale Properties

    1387 Del Rio Cir Unit D, Concord, CA 94518
  • /38

    $698,800

    • 2 Beds
    • 2 Baths
    • 1,113 Sq Ft

    267 Kingston Way, Walnut Creek, CA 94597

    Is central location important? Good school district? Move-in condition? This magnificent end-unit townhome checks all the boxes! 267 Kingston welcomes you to convenient and comfortable living, enjoying the best that Walnut Creek has to offer! We are a stone's throw away from parks & recreation, enviable schools and great dining/shopping that is downtown WC. Come check us out and start

    Long Nguyen Exp Realty of California Inc.

    267 Kingston Way, Walnut Creek, CA 94597
  • /16

    $498,500

    • 2 Beds
    • 2 Baths
    • 1,239 Sq Ft

    235 Manuel Ct, Bay Point, CA 94565

    OPEN HOUSE 03/15/25 1:30-4PM.Motivated seller! Discover the charm and comfort of this newly-listed townhouse, nestled perfectly in a serene Bay Point neighborhood. This end unit stands out with its breathtaking views of the delta, enveloped in privacy that rivals a single-family home. Step inside to a bright and airy living space featuring vaulted ceilings, adorned with tasteful fans. The large

    Kristine Sosa Homesmart Optima Realty, Inc

    235 Manuel Ct, Bay Point, CA 94565
  • /25

    $1,059,000

    • 4 Beds
    • 3 Baths
    • 1,896 Sq Ft

    2210 Sierra Ct, Concord, CA 94518

    Welcome to 2210 Sierra Ct! Discover this dream home in the highly sought-out Concord neighborhood, just mins away from a vibrant array of shopping, entertainment, the City Center, and schools. This beautifully updated residence boasts exceptional curb appeal, inviting you into a meticulously landscaped front yard. Inside, you'll find a spacious master suite on the 2nd floor with its own bathroom,

    Jorge Alba Aguilar Jr eXp Realty of Northern CA, Inc

    2210 Sierra Ct, Concord, CA 94518
  • /24

    $950,000

    • 4 Beds
    • 2 Baths
    • 1,892 Sq Ft

    4361 Armand Dr, Concord, CA 94521

    Beat the current high interest rates by qualifying for the exisiting assumable loan at 2.875% and save on closing cost! This home is perfect for executuve couple who wants lots of space or to a growing family who needs more room and play area. 4 Bedrooms plus front office, 2 bathrooms and 2 car garage, for 1892 SF and 7000 SF lot.. There are 3 bright bedrooms with mirrored closets plus a

    Esperanza Agbayani Espie Realty

    4361 Armand Dr, Concord, CA 94521
  • /12

    $825,000

    • 3 Beds
    • 2 Baths
    • 1,053 Sq Ft

    327 4th Ave S, Pleasant Hill, CA 94523

    ***WOW*** This 3 bedroom 2 bath home is one of a kind.. where city meets county a full quarter acre in the middle of the city yet tucked away from the hustle and bustle feeling like your in the country. Great for a homesteader as you can bring your chickens and farm life or contractor types who need space to park their equipment. 2 sheds/out buildings with electrical on the property. Deck over

    Colette Cleaves Corcoran Icon Properties

    327 4th Ave S, Pleasant Hill, CA 94523
  • /23

    $1,549,000

    • 2,675 Sq Ft

    2745 Concord Blvd, Concord, CA 94519

    Features Seven (7) Total Units Comprised of One 2bd/1bth Unit, Four (4) 1bd/1bth Units, and Two (2) Studio Apartments on a 7,500 SF Lot; Tenants Pay Gas, Electric, and Garbage Thereby Keeping Expenses Low; Each Unit Boasts Individual Water Heaters, Air Conditioning, Private Off-Street Parking; Prime Concord Location - Close to BART, Parks, Shops, Restaurants, and the Vibrant Downtown Willow Pass

    Steven Pinza The Pinza Group, Inc

    2745 Concord Blvd, Concord, CA 94519
  • /40

    $799,000

    • 3 Beds
    • 2.5 Baths
    • 1,568 Sq Ft

    1605 Countrywood Ct, Walnut Creek, CA 94598

    Step into the perfect mix of comfort and style in this beautifully updated 3-bedroom, 2.5-bath townhome in Countrywood. Nestled on a quiet cul-de-sac, this move-in-ready gem is designed to make everyday life effortless and enjoyable. With new dual-pane windows and sliding doors, a remodeled primary bath, fresh paint, and new insulation (2024), this home has been thoughtfully upgraded. The HVAC

    Kiana Clay Exp Realty of California Inc.

    1605 Countrywood Ct, Walnut Creek, CA 94598
  • /25

    $524,888 Open Sun 1:30PM - 4PM

    • 2 Beds
    • 2 Baths
    • 968 Sq Ft

    896 Camelback Place, Pleasant Hill, CA 94523

    Welcome to this charming first-floor end unit in the beautiful Shadow Wood community! This 2-bedroom, 2-bathroom home offers a serene setting surrounded by mature trees, creating a peaceful retreat. Step inside to a spacious living room featuring a cozy wood-burning fireplace, perfect for relaxing evenings. The galley-style kitchen boasts a convenient breakfast counter with additional storage,

    Lupe Kemper Windermere Diablo Realty

    896 Camelback Place, Pleasant Hill, CA 94523
  • /28

    $449,000

    • 2 Beds
    • 2 Baths
    • 899 Sq Ft

    4540 Melody Dr Unit C, Concord, CA 94521

    Welcome to 4540 Melody Dr, Unit C, a beautifully updated two-bedroom, two-bath top floor condo in the heart of Concord. This charming unit offers modern touches throughout, making it a perfect retreat for comfortable living. Nestled near picturesque parks, scenic trails, and vibrant shopping and dining options, you’ll enjoy the convenience of city amenities while being surrounded by nature.

    Ricky Alvarez Blvd Real Estate

    4540 Melody Dr Unit C, Concord, CA 94521
  • /51

    $429,000

    • 2 Beds
    • 1 Bath
    • 904 Sq Ft

    1455 Latour Ln Unit 10, Concord, CA 94521

    This charming 2-bedroom, 1-bath condo in the heart of Concord offers modern comfort and convenience. Rare end-unit boasts a cozy fireplace, an extra living room window for added natural light, updated bathroom, an in-unit washer and dryer, and ample storage. This quiet, well-maintained complex has a swimming pool and a charming gathering arbor. Nestled near the beautiful Newhall Community Park

    May Taliaferro-bell Compass

    1455 Latour Ln Unit 10, Concord, CA 94521
  • /37

    $2,600,000

    • 6,100 Sq Ft

    2244 Almond Ave, Concord, CA 94520

    Please Follow Contra Costa Covid-19 Guidelines when showing the property. Please wear MASK. MUST Send PEAD form prior to showing. Rare opportunity for a family to reside with one another on one parcel. Can you imagine living next to your mom and dad, brothers, sisters, aunts or uncles? All homes open up to a common area of grass and trees in a park like setting. Or, excellent opportunity for

    William Jordan William Jordan Co.

    2244 Almond Ave, Concord, CA 94520
  • /19

    $495,000

    • 2 Beds
    • 1 Bath
    • 886 Sq Ft

    2575 Oak Rd Unit B, Walnut Creek, CA 94597

    Welcome to 2575 Oak Rd, Unit B in the Carriage Place Community of Walnut Creek. This beautiful 2 bed, 1 bath home offers 886 sqft of thoughtfully designed living space, featuring new laminate flooring, fresh paint, and a remodeled bathroom with a modern vanity, updated flooring, and stylish lighting. Enjoy the convenience of in-unit laundry, central heat and air with a new AC condenser, and

    Erfan Modir Intero Real Estate Services

    2575 Oak Rd Unit B, Walnut Creek, CA 94597
  • /44

    $230,000

    • 3 Beds
    • 2 Baths
    • 1,040 Sq Ft

    341 Vista Del Rio, Pacheco, CA 94553

    Beautiful Senior Park Home with Modern Amenities Welcome to this charming 8-year young manufactured home nestled in a serene senior park community. This well-maintained residence boasts a host of desirable features, making it an ideal choice for comfortable living. Step inside to discover a spacious interior highlighted by simulated granite kitchen counters and all Whirlpool appliances, perfect

    Neal Berry Legacy Real Estate & Assoc.

    341 Vista Del Rio, Pacheco, CA 94553
  • /30

    $125,888

    • 2 Beds
    • 1 Bath
    • 600 Sq Ft

    168 Rose Marie Ln, Concord, CA 94518

    Welcome to this lovely inviting and bright updated 2-bedroom, 1-bathroom mobile home located in the highly sought-after San Miguel location. This home has remodeled kitchen, bathrooms and floors. Move-in ready for families. Property is located near Bart and shopping centers. Don't miss out on this beautiful mobile home!

    Monika Infante Gcm Realty & Loans

    168 Rose Marie Ln, Concord, CA 94518
  • /22

    $254,000

    • 1 Bed
    • 1 Bath
    • 644 Sq Ft

    1620 Laguna St Unit D, Concord, CA 94520

    Beautifully updated condo in the heart of Concord! Ideal for first-time home buyers, those looking to downsize, or for investors. This move-in-ready unit has been tastefully upgraded throughout. Enjoy luxury vinyl plank flooring, designer paint, & dual-pane windows. The open dining area flows seamlessly into the inviting living room, which overlooks a peaceful & private outdoor patio framed by

    Julienne Courtney

    1620 Laguna St Unit D, Concord, CA 94520
  • /10

    $1,248,000

    • 4 Beds
    • 3.5 Baths
    • 2,050 Sq Ft

    117 Oak Cir, Walnut Creek, CA 94597

    Brand new and move-in ready! Discover your dream home at Oak Grove in Walnut Creek, a community of 125 new townhomes by award-winning SummerHill Homes. This Plan 5 home features 4 bedrooms, 3.5 bathrooms, 2,050 sq ft, and a side-by-side 2-car-attached garage. Enjoy gorgeous park views, a fenced front yard ideal for gardening, a covered front porch, and a private covered balcony. The spacious

    Karen Wormuth SummerHill Brokerage Inc

    117 Oak Cir, Walnut Creek, CA 94597
  • /27

    $970,000

    • 3 Beds
    • 2 Baths
    • 1,484 Sq Ft

    1572 Violet Way, Pleasant Hill, CA 94523

    This charming 3-bedroom, 2-bathroom single-family home offers the perfect blend of comfort and functionality. Featuring both a spacious living room and a cozy family room, there’s plenty of space for relaxation and entertaining. The home is complemented by a beautifully maintained front yard that enhances its curb appeal, while the generous backyard provides an ideal setting for outdoor

    Kelly Smith RE/MAX Accord

    1572 Violet Way, Pleasant Hill, CA 94523
  • /60

    $1,067,000

    • 3 Beds
    • 3.5 Baths
    • 2,299 Sq Ft

    51 Village Square Place, Pleasant Hill, CA 94523

    Check out this stunner! This home has Fresh Interior Paint. A fireplace and a soft neutral color palette create a solid blank canvas for the living area. Relax in your primary suite with a walk-in closet included. The primary bathroom has a separate tub and shower, double sinks, and plenty of under-sink storage. You can take it easy in the fenced-in backyard. The sitting area makes it great for

    Jacqueline Moore Opendoor Brokerage Inc.

    51 Village Square Place, Pleasant Hill, CA 94523
  • /20

    $300,000

    • 1 Bed
    • 1 Bath
    • 739 Sq Ft

    2890 Treat Blvd Unit 41, Concord, CA 94518

    Spacious 1 bedroom/1 bathroom condo in lovely San Miguel community. This spacious condo has brand new floors and a newly remodeled bathroom. Large walk in closet off large bedroom. Great open floorplan with oversized patio and storage closet. Stunning grounds, sparkling pool and close to everything! Don't miss this one!

    Lynda Divito RE/MAX Accord

    2890 Treat Blvd Unit 41, Concord, CA 94518
  • /54

    $1,195,700

    • 4 Beds
    • 3 Baths
    • 2,470 Sq Ft

    5497 Silver Sage Ct, Concord, CA 94521

    Nestled in the desirable Pine Hollow Estates, this beautiful upgraded 4- bedroom, 3 bathroom home offers a perfect blend of comfort and elegance. A dedicated office space that can easily serve as a fifth bedroom or guest suite. A charming front courtyard welcomes you with a tranquil fountain and fruit trees. Enjoy an open-concept design with vaulted ceilings and skylights that flood the space

    Andrea Sandoval Realty One Group Elite

    5497 Silver Sage Ct, Concord, CA 94521
  • /26

    $252,000

    • 1 Bed
    • 1 Bath
    • 644 Sq Ft

    2800 Laguna Cir Unit D, Concord, CA 94520

    Don’t miss your chance to own this stunning ground-floor condo, loaded with upgrades and priced to sell! Ideally located near major freeways, shopping centers, restaurants, and Downtown Concord, it's perfect for commuters with quick access to HWY 242, HWY 4, bus stops, and BART. In gate community , a window AC unit. Updated bathroom adds a modern touch. Step into the spacious living room that

    Brian Zhu Cozy Home Real Estate

    2800 Laguna Cir Unit D, Concord, CA 94520
  • /40

    $650,000

    • 3 Beds
    • 2 Baths
    • 1,180 Sq Ft

    2847 Avon Ave, Concord, CA 94520

    Step into this beautifully upgraded home, where style, comfort, and functionality come together seamlessly. Featured on HGTV’s House Hunters, this property not only boasts high-end modern upgrades but also offers an incredible opportunity with Concord’s streamlined 2-bed/1-bath ADU approval process, adding flexibility and future potential. Designed for today’s lifestyle, the kitchen is equipped

    Jimmy Bastos Compass

    2847 Avon Ave, Concord, CA 94520
  • /44

    $684,000

    • 3 Beds
    • 2 Baths
    • 1,455 Sq Ft

    4836 Starflower Dr, Martinez, CA 94553

    Immaculate townhome ready for occupancy in sought-after Sunrise Ridge. Fresh paint, new carpets- even the garage has an epoxy coating and cabinets. Extra storage under stairwell, too. Updated kitchen and bathrooms. Located near 680/4- perfect for commuting or to get to Central County destinations! View of trees from both your decks. You won't be disappointed with this offering.

    Mark Ross Ross Company Realtor

    4836 Starflower Dr, Martinez, CA 94553
  • /25

    $875,000

    • 3 Beds
    • 2 Baths
    • 1,575 Sq Ft

    3979 Beechwood Ct, Concord, CA 94519

    Charming 3-Bedroom Home in a Fantastic Community! Welcome to this beautifully updated 3-bedroom, 2-bathroom home, offering 1,575 sq. ft. of stylish living space on a 7,700 sq. ft. lot in a peaceful cul-de-sac. Step into the stunning, remodeled kitchen, complete with brand-new cabinets, sleek appliances, and a versatile movable island, perfect for entertaining or everyday living. The primary

    Mike McKeane

    3979 Beechwood Ct, Concord, CA 94519
  • /42

    $690,000

    • 3 Beds
    • 2 Baths
    • 1,455 Sq Ft

    2408 Heatherleaf Ln, Martinez, CA 94553

    Welcome to the Sunrise Ridge community!A great end unit townhouse,this 3-bed 2-bath townhome is ready for you to move in, with freshly painted interio, new laminate wood flooring, new quartz kitchen countertop.Step out on the balcony the perfect spot to enjoy your coffe and afternoon tea.The primary bedroom has dual closets. Walk to the community pool, tennis courts and playground.Conveniently

    min lo Sunshine Property Management

    2408 Heatherleaf Ln, Martinez, CA 94553
  • /13

    $335,000

    • 1 Bed
    • 1 Bath
    • 889 Sq Ft

    430 N Civic Dr Unit 413, Walnut Creek, CA 94596

    Welcome to the resort style living in Walnut Creek! This spacious freshly painted full of light unit with the largest 1 bedroom layout plan in The Keys features a huge deck, a second balcony, laminate floors throughout. Additional features include elevator, storage room on the same floor, trash chute, laundry on premises, new dishwasher, washer and dryer hookups in the unit. The desirable Keys

    Vadim Nadtochaev Abio Properties

    430 N Civic Dr Unit 413, Walnut Creek, CA 94596

Showing Results 281 - 320, Page 8 of 11

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