Homes for Sale in 28027

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  /26

  $429,900 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,858 Sq Ft

  443 Beacon St NW, Concord, NC 28027

  Rare NEW construction in Afton Village! 3 BR 2.5 BA Master Down. Full brick bldg w/2 car garage. Site finished hardwoods throughout main &upstairs w/warm Provincial stain. Large windows allow light to flow through the home. Repose Gray SW paint throughout. Alpine white granite countertops &bar w/designer pendant lighting, white gourmet kitchen cabinetry, SS range w/SS hood vent. Kitchen pantry.

  Kelli Stevens Afton Village Management Company

  443 Beacon St NW, Concord, NC 28027
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  /43

  $550,000

  • 4 Beds
  • 3 Baths
  • 2,764 Sq Ft

  2566 Roswell Ct NW, Concord, NC 28027

  Welcome to this beautifully maintained home that blends comfortable living with thoughtful design details in a desirable neighborhood and at a location that offers quick and convenient access to I-85, shopping & restaurants. A covered front porch invites you inside, where a bright two-story foyer opens to spacious living areas filled with natural light. The main level features wide vinyl plank

  

  Stephanie Luther

  Howard Hanna Allen Tate Lake Norman

  (704) 981-8513

  2566 Roswell Ct NW, Concord, NC 28027
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  /18

  $309,999

  • 3 Beds
  • 2 Baths
  • 1,207 Sq Ft

  604 Central Dr NW, Concord, NC 28027

  Fully renovated, move-in ready, and NO HOA! This beautifully reimagined Concord home blends timeless character with modern design in a spacious 3-bed, 2-bath open-concept layout. Step inside to a bright living area that flows into a designer kitchen featuring a large island, new cabinetry, stainless-steel appliances, upgraded fixtures, and modern flooring. Both bathrooms include tiled showers,

  Kendall Toney Toney Realty Group

  604 Central Dr NW, Concord, NC 28027
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  /43

  $598,000

  • 4 Beds
  • 2.5 Baths
  • 2,682 Sq Ft

  507 Georgetown Dr NW, Concord, NC 28027

  Tastefully renovated, impeccably maintained, and truly move-in ready, this stunning Niblock home offers the rare advantage of established construction in a beautifully matured community. Featuring newer windows throughout (2024), the home is filled with natural light and set on a generous lot with an expansive, private backyard, complemented by a 2022 deck and brick paver patio—perfect for

  Carey Finn Premier South

  507 Georgetown Dr NW, Concord, NC 28027
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  /33

  $678,599 New Construction

  • 4 Beds
  • 4 Baths
  • 3,011 Sq Ft

  2583 Cornelius Place NW Unit 80, Concord, NC 28027

  The Dawson blends smart design with everyday comfort in a way that feels instantly like home. With both the main suite and a guest room conveniently located on the first floor, it’s designed for ease and flexibility. The spacious, open-concept kitchen and family room offer the perfect backdrop for everything from quiet evenings to lively gatherings. Need a home office, playroom, or formal dining

  William Niblock Niblock Development Corp

  2583 Cornelius Place NW Unit 80, Concord, NC 28027
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  /47

  $750,176 New Construction

  • 5 Beds
  • 4 Baths
  • 2,980 Sq Ft

  9905 Emerson Glen Dr, Kannapolis, NC 28027

  Welcome to this beautiful model home at 9905 Emerson Glen Drive in the Emerson Glen community. Step inside and be impressed by the following design elements throughout this spacious 2,980 square foot home: 5 bedrooms 4 full bathrooms Formal dining room Butler's pantry Open-concept living area First-floor guest bedroom At the front of the home, a formal dining room sets the stage for memorable

  M/I Homes Builder

  9905 Emerson Glen Dr, Kannapolis, NC 28027
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  /48

  $754,900

  • 5 Beds
  • 3.5 Baths
  • 3,860 Sq Ft

  839 Craigmont Ln NW, Concord, NC 28027

  Back on market. NO licensed home inspection was done. Elegant French Country beauty — perfectly situated across from the community pool & clubhouse and just a stone’s throw from sought-after Cannon School. Step into timeless elegance at 839 Craigmont Lane, where classic French Country style meets exceptional craftsmanship in the heart of Kings Crossing. This exquisite custom residence showcases

  Tracy Rowland Tracy Rowland Real Estate Inc.

  839 Craigmont Ln NW, Concord, NC 28027
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  /31

  $699,000 Open Sun 11AM - 1PM

  • 3 Beds
  • 2.5 Baths
  • 2,559 Sq Ft

  4058 Sagemont Dr NW, Concord, NC 28027

  Completed in 2022, barely lived in second home, this single-story, full-brick residence is a meticulously maintained space. Situated on a large,private lot in the coveted Olde Homestead community, this home offers a quiet retreat while keeping you close to all the shopping and restaurants. The interior is light and bright with LVP flooring that extends throughout the main living areas. The chef's

  

  Jennifer Jeter

  Howard Hanna Allen Tate Huntersville

  (704) 901-8363

  4058 Sagemont Dr NW, Concord, NC 28027
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  /29

  $419,000

  • 4 Beds
  • 2.5 Baths
  • 2,037 Sq Ft

  1239 Kent Downs Ave SW, Concord, NC 28027

  Meticulously maintained and filled with natural light, this stunning 4-bedroom, 2.5-bath home in the popular Roberta Ridge community is the one you’ve been waiting for!Built in 2019, close to the neighborhood swimming pool, this home features an open floor plan with a smooth flow that blends modern elegance with everyday comfort. Step inside to a bright, airy living room where sunlight pours

  Christy Solomon Premier South

  1239 Kent Downs Ave SW, Concord, NC 28027
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  /16

  $299,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,456 Sq Ft

  Lot 1 Walnut St, Rock Hill, SC 28027

  BRAND NEW CONSTRUCTION Home! Our Wilson ranch floor plan has 3 Bedrooms and 2 Full Bathrooms. Exterior of the home has beautiful white board and batten siding. Step in to the house and you already feel like home, kitchen has lovely shaker style cabinets and a gorgeous kitchen island with granite countertops. A dedicated laundry room with additional mudroom makes every day living easier. Don't

  Laina Davis CEDAR REALTY LLC

  Lot 1 Walnut St, Rock Hill, SC 28027
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  /42

  $600,000 Open Sun 11AM - 1PM

  • 5 Beds
  • 4 Baths
  • 3,127 Sq Ft

  4325 Hunton Dale Rd NW, Concord, NC 28027

  This 5 bedroom, 4 full bath home is amazing. The kitchen is stunning with a huge island, gas stove, large stainless sink and an enormous pantry and convenient drop zone area. It also, boasts a family desk and opens beautifully into the living room. The main floor also features a bedroom with a large walk-in closet and a full bath. Perfect for an in-law or guest suite. As you venture upstairs, you

  

  Liana Matheney

  Berkshire Hathaway HomeServices Carolinas Realty

  (980) 440-2072

  4325 Hunton Dale Rd NW, Concord, NC 28027
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  /7

  $324,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,320 Sq Ft

  82 Highland Ave SW, Concord, NC 28027

  New construction! The kitchen features custom-built cabinets with Shaker doors, granite countertops in the kitchen & baths. Nice baseboards and trimmed-out windows. LVP Plank Vinyl flooring at Great Room, Dining, Kitchen, Breakfast, Laundry, all baths; carpet in bedrooms. Stainless steel appliances inc. Dishwasher, microwave, and smooth top range. Many upgrades for this price point, custom

  Ryan Gehris USRealty.com, LLP

  82 Highland Ave SW, Concord, NC 28027
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  /7

  $324,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,320 Sq Ft

  84 Highland Ave SW, Concord, NC 28027

  New construction! The kitchen features custom-built cabinets with Shaker doors, granite countertops in the kitchen & baths. Nice baseboards and trimmed-out windows. LVP Plank Vinyl flooring at Great Room, Dining, Kitchen, Breakfast, Laundry, all baths; carpet in bedrooms. Stainless steel appliances inc. Dishwasher, microwave, and smooth top range. Many upgrades for this price point, custom

  Ryan Gehris USRealty.com, LLP

  84 Highland Ave SW, Concord, NC 28027
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  /47

  $309,500

  • 3 Beds
  • 2 Baths
  • 1,056 Sq Ft

  4112 Alexis Ct SW, Concord, NC 28027

  Charming Renovated Home in Quiet Cul-de-Sac Welcome to this beautifully updated 3-bedroom, 2-bath home, tucked away in a peaceful cul-de-sac with a spacious backyard. Renovated from top to bottom within the last month, this home blends modern style with everyday comfort. Step inside to find an inviting open feel with all-new LVP flooring, freshly painted interiors, and smooth ceilings after

  Tatyana Solodyankin Keller Williams Select

  4112 Alexis Ct SW, Concord, NC 28027
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  /30

  $349,900

  • 3 Beds
  • 2 Baths
  • 1,703 Sq Ft

  41 Fleetwood Dr SW, Concord, NC 28027

  Charming and fully renovated 3-bedroom, 2-bath ranch-style home located in a great community with easy access to all major highways and just minutes from downtown Concord. Updated in 2021 with new windows, roof, cabinets, quartz countertops, appliances, electrical, and plumbing, plus a new HVAC system and flooring installed in 2022. Upgraded features, pops of color, and large windows boasting

  Billy Dalton Richardson Century 21 Vanguard

  41 Fleetwood Dr SW, Concord, NC 28027
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  /31

  $410,000

  • 3 Beds
  • 2.5 Baths
  • 1,926 Sq Ft

  9911 Dominion Crest Dr, Charlotte, NC 28269

  Owner offering a $2.000 contribution to buyers with an approved offer!This three bedroom delightful home with lots of curb appeal is tucked into the Dominion Crest neighborhood, convenient to all major highways, Concord Mills and the Concord regional airport. Nice touches include hardwood floors, custom moldings, 9' ceilings, gas fireplace in the great room. Crisp black appliances, solid

  Gary Duncan Keller Williams Unified

  9911 Dominion Crest Dr, Charlotte, NC 28269
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  /48

  $318,500

  • 3 Beds
  • 1.5 Baths
  • 1,286 Sq Ft

  207 Highland Ave SW, Concord, NC 28027

  Ranch home on large level lot. The roof, HVAC, water heater and windows were all replaced about 6 years ago. It has a eat in kitchen with breakfast bar. The large living room is has wood flooring and ceiling fan. The full bath has been updated with tile flooring, walk in tiled shower and large soaking tub. It has a one car garage and storage shed. Some rooms have been virtually staged. Great

  Cindy Snyder RE/MAX Leading Edge

  207 Highland Ave SW, Concord, NC 28027
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  /27

  $788,678 New Construction

  • 6 Beds
  • 4 Baths
  • 3,637 Sq Ft

  9373 Moss Plantation Ave NW, Concord, NC 28027

  The open-concept Murphy floorplan makes family living and entertaining a pleasure, from the main-floor chef’s kitchen with large island and adjacent sun-filled gathering room and sun room to a formal dining room for special occasions. Upstairs, you’ll find a spacious multi-purpose loft perfect for family movie night or kids’ homework, plus a pampering Owners Suite and three additional bedrooms.

  Brandon Mclain Pulte Home Corporation

  9373 Moss Plantation Ave NW, Concord, NC 28027
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  /16

  $687,300 New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,516 Sq Ft

  2574 Red Hill St NW, Concord, NC 28027

  Experience the Morgan, designed with you in mind. This home invites you in with light, space, and style. Designed for seamless living, the kitchen, family room, and breakfast area come together to create one expansive, sun-filled gathering space. Soaring 10-foot ceilings throughout the home enhance the sense of openness and elegance, making every room feel grand and inviting. Enjoy spending time

  Niblock Homes Builder

  2574 Red Hill St NW, Concord, NC 28027
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  /33

  $678,599 New Construction

  • 4 Beds
  • 4 Baths
  • 3,011 Sq Ft

  2583 Cornelius Place NW, Concord, NC 28027

  The Dawson blends smart design with everyday comfort in a way that feels instantly like home. With both the main suite and a guest room conveniently located on the first floor, it’s designed for ease and flexibility. The spacious, open-concept kitchen and family room offer the perfect backdrop for everything from quiet evenings to lively gatherings. Need a home office, playroom, or formal dining

  Niblock Homes Builder

  2583 Cornelius Place NW, Concord, NC 28027
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  /19

  $499,000

  • 5 Beds
  • 2.5 Baths
  • 2,551 Sq Ft

  1457 Prestbury Rd NW, Concord, NC 28027

  Welcome to Moss Creek! Move-in ready, gently lived in, and nestled in one of Concord’s most sought-after communities, offering an abundance of amenities. Enjoy the resort-style clubhouse, sparkling pools with kids’ splash area, fitness center, tennis and pickleball courts, multiple sports courts, playgrounds, and scenic walking trails. The community also hosts events throughout the year,

  Britney Biles Mark Spain Real Estate

  1457 Prestbury Rd NW, Concord, NC 28027
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  /26

  $591,500

  • 4 Beds
  • 3.5 Baths
  • 3,345 Sq Ft

  483 Hunton Forest Dr NW, Concord, NC 28027

  Step into modern comfort and style in this stunning newer-built 4-bedroom, 3.5-bath, 2-story home on a corner lot. Located right off the highly sought-after Poplar Tent area. Main Floor Highlights:Enjoy a private guest suite with full bath, a formal study, powder room, breakfast nook, and a formal dining room featuring a butler’s pantry that flows seamlessly into the beautifully designed

  Tangela Spears Howard Hanna Allen Tate Concord

  483 Hunton Forest Dr NW, Concord, NC 28027
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  /36

  $190,000

  • 2 Beds
  • 2 Baths
  • 885 Sq Ft

  115 Red Bud Place NW, Concord, NC 28027

  Welcome to your next Home in the heart of Concord! Sitting on a private lot, this house features recent improvements such as newer flooring, updated bathrooms, and more! Spacious Open Layout of the Living Room leading to the Kitchen. Both bedrooms have their own full bathroom. Large front and back decks to enjoy the peaceful tranquility of your third of an acre lot at the end of the street. Great

  David Wishon Keller Williams Premier

  115 Red Bud Place NW, Concord, NC 28027
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  /26

  $324,900

  • 4 Beds
  • 3 Baths
  • 1,564 Sq Ft

  2770 Thistle Brook Dr, Concord, NC 28027

  Welcome home to this inviting 4-bedroom, 3-bath property situated on a spacious cul-de-sac lot. The home offers beautiful engineered hardwood flooring, a 2-story great room, and features an eat-in kitchen filled with natural light. The home’s three full bathrooms offer convenience for family and guests alike. Both toilets on the main floor were replaced in 2025.The second floor was

  Molly Laporta Southern Homes of the Carolinas, Inc

  2770 Thistle Brook Dr, Concord, NC 28027
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  /23

  $349,000

  • 3 Beds
  • 2 Baths
  • 1,362 Sq Ft

  1030 Van Gogh Dr SW, Concord, NC 28027

  Location Location Location. Just a short drive to Afton, Harrisburg and Concord here is an opportunity to own a large corner lot property that also has a short walk to a back entrance of Frank Liske Park. The house was completely remodeled with new kitchen cabinets, new granite countertops, windows, doors and much much more. Interior was recently painted. The HVAC, water heater, and stainless

  Mason Corzine CRE Management, LLC

  1030 Van Gogh Dr SW, Concord, NC 28027
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  /16

  $463,500

  • 3 Beds
  • 2.5 Baths
  • 2,169 Sq Ft

  842 Treva Anne Dr SW, Concord, NC 28027

  "Seller offering a $400 home warranty credit." Move In Ready! Tucked away on a quiet cul-de-sac, this inviting brick home offers the perfect balance of comfort and charm. From the screened-in porch to the spacious fenced backyard, you’ll find plenty of places to relax, entertain, and enjoy everyday life. The welcoming interior features a thoughtful layout with a formal dining room, a comfortable

  Tiarra Graves Coldwell Banker Realty

  842 Treva Anne Dr SW, Concord, NC 28027
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  /31

  $410,602 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,842 Sq Ft

  733 Earhart St, Concord, NC 28027

  This stunning end-unit townhome model boasts many highly desirable features in a spacious and well laid-out design. Here’s a glimpse into what this home has to offer: 1,842 square feet 2 levels 3 bedrooms 2.5 bathrooms First-floor flex space Back patio Open-concept main living area As soon as you step foot from the porch into the foyer you’ll be struck by the light-filled, open-concept living

  M/I Homes Builder

  733 Earhart St, Concord, NC 28027
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  /46

  $824,499 New Construction

  • 6 Beds
  • 5 Baths
  • 3,928 Sq Ft

  9369 Moss Plantation Ave NW, Concord, NC 28027

  Popular Continental Design with Finished Basement! Features include gourmet kitchen with ss appliances, vent hood, and gas cook top; guest suite on main level with full bath; spacious extended gathering room. Owner's suite with private retreat; owner's bath with huge walk-in shower. Basement includes Rec Room, Bed Room, and Full Bath. Excellent Cabarrus County Schools! Ready March 2026!

  Brandon Mclain Pulte Home Corporation

  9369 Moss Plantation Ave NW, Concord, NC 28027
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  /25

  $395,000

  • 4 Beds
  • 2.5 Baths
  • 2,136 Sq Ft

  5772 Gettysburg Dr NW, Concord, NC 28027

  Welcome to fast growing Concord. This home is conveniently located just minutes from Concord Mills Mall, shopping, dining and all that surrounding Concord and Charlotte have to offer. This 4-bedroom, 2.5-bath split-level home is nestled at the end of a quiet cul-de-sac. This home features no HOA, has a large level yard, a chain linked fenced in back yard, mature shade trees, a large detached

  John Midler Mark Spain Real Estate

  5772 Gettysburg Dr NW, Concord, NC 28027
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  /5

  $489,990 New Construction

  • 4 Beds
  • 3 Baths
  • 2,447 Sq Ft

  9976 Manor Vista Trail, Kannapolis, NC 28027

  The thoughtfully designed Elliott plan at Cannon Manor offers an open layout centered around a great room, a dining area, and a kitchen with a walk-in pantry and a convenient island. You’ll also find an additional bedroom and full bathroom in lieu of the study and powder room on this floor. The serene owner’s suite is on the main, boasting a roomy walk-in closet and an attached bath with a

  Teri Harvey CCNC Realty Group LLC

  9976 Manor Vista Trail, Kannapolis, NC 28027
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  /31

  $549,000

  • 5 Beds
  • 3 Baths
  • 2,728 Sq Ft

  2677 Kinsley Ave NW, Concord, NC 28027

  Want a new home for the Holidays?—the move-in ready home you’ve been waiting for in the highly desired Laurel Park community! Step inside to find wide-plank LVP flooring throughout the main living areas, filling the home with a bright, open, and inviting feel. The spacious kitchen features Corian countertops, a bar seating area, abundant cabinet space with elegant crown molding, and stainless

  Kay Morrison Morrison Group LLC

  2677 Kinsley Ave NW, Concord, NC 28027
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  /29

  $380,000

  • 3 Beds
  • 2.5 Baths
  • 1,580 Sq Ft

  5497 Coleman Cir NW, Concord, NC 28027

  Charming, 2 Story, 3 Bedroom, 2.5 Bath Home with 2 car garage, located in desirable Afton Park neighborhood! Home features great natural light! Great Room with cozy wood burning fireplace! Formal Dining Room/Flex Space! Kitchen offers tons of counter (work) space, plenty of cabinets for storage, island with seating/storage & breakfast nook with direct access to patio & huge, fenced back yard!

  

  Matt Sarver

  Keller Williams Lake Norman

  (980) 399-4609

  5497 Coleman Cir NW, Concord, NC 28027
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  /26

  $352,000

  • 4 Beds
  • 2 Baths
  • 1,604 Sq Ft

  605 Beavers Cove Ln NW, Concord, NC 28027

  ROOF JUST REPLACED 12/12/2025Well-maintained 4-bedroom, 2-bath home that has been lovingly cared for. The fenced backyard provides plenty of space to enjoy, complete with a back deck perfect for relaxing or entertaining. Inside, you will find an open floor plan accompanied by updated flooring (5 years), a brand new stove, and updated countertops (3 years). With a recently replaced HVAC system

  Hannah Washburn Lantern Realty & Development

  605 Beavers Cove Ln NW, Concord, NC 28027
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  /25

  $433,900

  • 3 Beds
  • 2 Baths
  • 1,683 Sq Ft

  4370 Coddle Creek Dr, Concord, NC 28027

  HUGE PRICE REDUCTION !!! All brick, Roof & gutters 2021. New siding 2022, Water heater approx 4 yrs old. Stainless stove, microwave and dishwasher, 2yrs old. Wood dual burning fireplace accessible in living room and den. Large built in shelving unit in den. There is cabinet and closet space galore. Front porch is covered as is back patio.. There is a large deck. Storage building 1 year old.

  Dovie Goodnight Southern Homes of the Carolinas, Inc

  4370 Coddle Creek Dr, Concord, NC 28027
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  /14

  $524,000

  • 4 Beds
  • 2.5 Baths
  • 2,438 Sq Ft

  5820 Wingate Way NW, Concord, NC 28027

  Welcome to Carriage Downs – one of Concord’s most sought-after neighborhoods!This beautiful full-brick home sits on a private .90-acre cul-de-sac lot with a side-load garage and a classic rocking-chair front porch perfect for morning coffee or evening relaxation. Inside, you’ll find formal living and dining rooms, a spacious great room with a cozy fireplace, and a bright kitchen featuring

  Terrance Evins Underwood Properties 2 LLC

  5820 Wingate Way NW, Concord, NC 28027
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  /20

  $560,600 New Construction

  • 3 Beds
  • 2 Baths
  • 2,059 Sq Ft

  Avalon Plan at Red Hill, Concord, NC 28027

  Welcome to the Avalon — a beautifully designed three-bedroom ranch that combines thoughtful design with everyday ease. Its open-concept layout seamlessly connects the expansive family room and kitchen, creating the perfect setting for entertaining or simply enjoying daily life. The private main suite is thoughtfully positioned away from the two secondary bedrooms, offering a peaceful retreat with

  Niblock Homes Builder

  475 Lucky Dr NW Unit 38113946, Concord, NC 28027
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  /24

  $648,100 New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,233 Sq Ft

  Hillcrest Plan at Red Hill, Concord, NC 28027

  The hillcrest is a stunning four-bedroom home that blends thoughtful design with timeless appeal. At its core, a soaring two-story family room bathes the main living space in natural light. A formal dining room sets the stage for special gatherings, while a private home office offers a quiet space to focus and create. The main-level primary suite is a true retreat, complete with a spa-inspired

  Niblock Homes Builder

  475 Lucky Dr NW Unit 38113944, Concord, NC 28027
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  /10

  $638,200 New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,099 Sq Ft

  Madison Plan at Red Hill, Concord, NC 28027

  Step inside the Madison—a thoughtfully designed home that blends warmth, versatility, and modern convenience. The open-concept main level unites the kitchen, family room, and casual dining area into one inviting and seamless space. A generous gathering island anchors the kitchen, complemented by an oversized walk-in pantry and a butler’s pantry that add both style and function. Whether you’re

  Niblock Homes Builder

  475 Lucky Dr NW Unit 38113941, Concord, NC 28027
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  /45

  $625,400 New Construction

  • 4 Beds
  • 3 Baths
  • 3,003 Sq Ft

  Dawson Plan at Red Hill, Concord, NC 28027

  Welcome to the Dawson – Where Comfort Meets Style! The Dawson brings smart design and everyday comfort together beautifully. With both the guest room and main suite on the first floor, plus a spacious open-concept kitchen and family room, it’s perfect for everything from cozy nights in to lively get-togethers. Need a home office or a formal dining room? The flexible bonus space lets you make it

  Niblock Homes Builder

  475 Lucky Dr NW Unit 38113940, Concord, NC 28027
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  /30

  $620,400 New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,517 Sq Ft

  Morgan Plan at Red Hill, Concord, NC 28027

  The Morgan is a beautifully designed three-bedroom, two-and-a-half-bath ranch that blends thoughtful layout with timeless appeal. Soaring 10-foot ceilings throughout the home enhance its spacious feel and bring a sense of understated luxury to every room. The seamless flow between the kitchen, family room, and breakfast area create a bright, unified living space filled with natural light. The

  Niblock Homes Builder

  475 Lucky Dr NW Unit 38113932, Concord, NC 28027

Showing Results 121 - 160, Page 4 of 8