Cook County IL Homes under $200,000

• 

  

  

  /26

  $180,000

  • 3 Beds
  • 2 Baths
  • 1,260 Sq Ft

  256 Calumet Blvd, Harvey, IL 60426

  Priced to sell! Welcome to your next chapter! Nestled just minutes from Wind Creek Casino, this beautifully maintained three-bedroom, two-bathroom raised ranch is the kind of place you'll want to call home. Step inside and you're immediately greeted by a sun-filled living room where natural light pours in, creating a warm and airy atmosphere - complete with brand new lighting. The nicely sized

  Monique Rolling Baird & Warner

  256 Calumet Blvd, Harvey, IL 60426
• 

  

  /2

  $100,000

  • Land
  • 0 Sq Ft

  1337 W Haddon Ave, Chicago, IL 60622

  Vacant land - Lot size: 1725 sq. ft. Zoning is RT-4, adjacent to the Noble Square Co-op. Plat Survey is also available under additional information. Prospective buyers are encouraged to consult with their own attorney and/or the city for potential use/restrictions.

  Nancy Slattery @properties Christie's International Real Estate

  1337 W Haddon Ave, Chicago, IL 60622
• 

  

  

  /12

  $179,500

  $16K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 975 Sq Ft

  17563 Western Ave, Homewood, IL 60430

  Two bedroom one bath home with large rec room , detached garage New roof. Laminate flooring throughout home, side drive ,large back yard minutes from Downtown Homewood shopping ,dinning and interstate access. Listing agent has in interest in property

  Sean Barkstrom Brickside Realty

  17563 Western Ave, Homewood, IL 60430
• 

  

  

  /19

  $175,500

  Open House 5/31

  • 1 Bed
  • 1.5 Baths
  • 1,200 Sq Ft

  6301 N Sheridan Rd Unit 20K, Chicago, IL 60660

  Come enjoy this bright, highly desired, extra large, stunning, corner unit property! This open floor plan unit has unobstructed amazing lake and city views from both the bedroom and living room, a lot of storage, open kitchen design, half bath, and a spacious bedroom with double closets, private full bathroom and a breath taking view!The shoreline towers has plenty amenities including 24 hour

  Jaghik Arzoumanian Marzol Realty Group, Inc.

  6301 N Sheridan Rd Unit 20K, Chicago, IL 60660
• 

  

  

  /16

  $110,000

  $15K PRICE DROP

  • 1 Bed
  • 1 Bath

  9720 S Pulaski Rd Unit 102, Oak Lawn, IL 60453

  Experience the perfect blend of style and convenience in this stunning, move-in-ready 1-bedroom, 1-bathroom condo in the heart of Oak Lawn! This bright and airy home has been thoughtfully refreshed with brand-new carpet and a fresh coat of paint throughout, creating a polished canvas for your personal touch. The kitchen has stainless steel appliances. Retreat to the oversized primary bedroom or

  Ivan Santos O'Neil Property Group, LLC

  9720 S Pulaski Rd Unit 102, Oak Lawn, IL 60453
• 

  

  /26

  $135,000

  • 2 Beds
  • 1.5 Baths
  • 950 Sq Ft

  820 Elder Rd Unit C411, Homewood, IL 60430

  Welcome to this beautifully remodeled condo offering 2 bedrooms and 1.5 bathrooms in a highly desirable community! This move-in ready condo features brand-new carpet, fresh paint throughout, stylish new countertops, updated light fixtures, and sleek stainless steel appliances-providing a modern and comfortable living space from the moment you walk in. Enjoy excellent natural light and a

  Michael Scanlon eXp Realty

  820 Elder Rd Unit C411, Homewood, IL 60430
• 

  

  /31

  $180,000

  $19K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,546 Sq Ft

  3924 167th Place, Country Club Hills, IL 60478

  Charming and spacious Cape Cod offering the perfect blend of comfort and functionality! Step into the large, sun-filled living room featuring beautiful wood laminate flooring that flows seamlessly into the formal dining room-ideal for everyday living and entertaining. The stunning kitchen is a true highlight, showcasing rich cherry cabinetry, a custom backsplash, stainless steel appliances and

  Kimberly Wirtz Wirtz Real Estate Group Inc.

  3924 167th Place, Country Club Hills, IL 60478
• 

  

  /9

  $130,000

  $10K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,465 Sq Ft

  14310 S Wentworth Ave, Riverdale, IL 60827

  Check out this all brick bi-level home in Riverdale! Large corner lot with 2 car brick garage. Prime location close to Ivanhoe Park and Field House, Forest Preserve, Golf Course, Little Calumet River, Metra station, shops and restaurants. Easy access to I-57,I-94, I-294,and I -80. Sold as is.

  Grazyna Przybysz Chicago Area Realty Inc

  14310 S Wentworth Ave, Riverdale, IL 60827
• 

  

  /13

  $179,900

  • 2 Beds
  • 1 Bath

  1303 N Baldwin Ct Unit 2D, Palatine, IL 60074

  Beautifully remodeled 2 bedroom, 1 bath condo that is truly move-in ready! Everything has been updated for today's buyer. Stunning new kitchen features stylish cabinets, quartz countertops, new appliances, and new porcelain tile flooring in the dining area with new ceiling fan. Spacious living room and both bedrooms offer new laminate flooring throughout. New sliding glass door leads to private

  Randall Brush Coldwell Banker Realty

  1303 N Baldwin Ct Unit 2D, Palatine, IL 60074
• 

  /2

  $150,000

  • Land
  • 0 Sq Ft

  741-745 N Monticello Ave, Chicago, IL 60624

  Great looking DOUBLE LOT to build on!!! ((6250 SF Vacant lot that's 50X125 Zoned RT-4)) This property is waiting for your creativity! Just Blocks from Garfield Park Conservatory and minutes to West Loop and Ukrainian Village attractions. Easy access to the i-290 expressway with direct access to downtown Chicago and lake shore drive.

  David Mishel Real Broker LLC

  741-745 N Monticello Ave, Chicago, IL 60624
• 

  

  /13

  $113,000

  $17K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 840 Sq Ft

  14807 Paulina St, Harvey, IL 60426

  Welcome to this beautifully renovated 2-bedroom, 1-bathroom home offering modern comfort and timeless charm. Every inch has been updated-from the sleek kitchen and stylish bathroom to the fresh flooring, lighting, and finishes throughout. The spacious full basement provides endless possibilities for storage, a home gym, or future expansion. Conveniently located near schools, parks, and major

  Danielle Johnson McColly Real Estate

  14807 Paulina St, Harvey, IL 60426
• 

  /2

  $195,000

  • 5 Beds
  • 2 Baths

  9014 S Escanaba Ave, Chicago, IL 60617

  Investment Opportunity. Two unit building with 1- 2 bedroom/1 bath unit & a 3 bedroom/1 bath unit. 2 car garage. Located on a dead end/no outlet street.

  Mercedes Pomales New Chapter Real Estate

  9014 S Escanaba Ave, Chicago, IL 60617
• 

  

  /10

  $145,000

  • Land
  • 2.5 Acres
  • $58,000 per Acre

  18356 Le Claire Ave, Tinley Park, IL 60478

  Rare opportunity to build your dream home on 2.5 acres in a prime unincorporated Cook County, Tinley Park location. This spacious lot offers plenty of room to grow, garden, or create your own small hobby farm, with the option to keep a horse. Conveniently located near I-80 and I-57 with easy access to Marycrest Park and nearby tennis courts. Zoned R-4 for a single-family residence. The property

  Julie Busby Compass

  18356 Le Claire Ave, Tinley Park, IL 60478
• 

  

  /21

  $138,000

  Pending

  • 1 Bed
  • 1 Bath

  320 Circle Ave Unit 403, Forest Park, IL 60130

  Welcome to this sun-drenched 1-bedroom, 1-bath residence in highly sought-after Forest Park. Perfectly positioned with southern exposure, this inviting home is filled with natural light. It offers a living and dining area, a generously sized bedroom, and a private balcony. Thoughtfully updated, the unit features new luxury vinyl flooring (2025), stylish new light fixtures, and a new electric

  Jolanta Brosko-Osika RE/MAX City

  320 Circle Ave Unit 403, Forest Park, IL 60130
• 

  

  /16

  $189,900

  • Studio
  • 1 Bath
  • 511 Sq Ft

  1 E Scott St Unit 2002, Chicago, IL 60610

  Gorgeous Gold Coast 20th floor studio with newer floor-to-ceiling windows and views of historic Gold Coast and the lake. A bright and modern kitchen with white flat panel cabinets, white calacatta quartz countertops, subway tile backsplash and matte black faucet & hardware. Huge walk-in closet and an additional hallway closet offer a plethora of storage space. Live the true city life in this full

  Kimberly Kappelman Compass

  1 E Scott St Unit 2002, Chicago, IL 60610
• 

  

  /22

  $199,900

  Pending

  • 4 Beds
  • 2 Baths
  • 1,200 Sq Ft

  1101 Williamsburg Rd Unit 1, Country Club Hills, IL 60478

  LIKE BRAND NEW CONSTRUCTION* COMPLETALY REMODELED IN 2026* NEW DRYWALL* NEW WINDOWS* NEW SIMULATED WOOD FLOOR* NEW MODERN KITCHEN CABINETS WITH QUARZ COUNTER TOPS* SS APPLIANCES* NEW WASHER AND DRYER* NEW BATHS* NEW FURNACE AND A/C UNIT* NEW WATER HEATER* NEW ELECTRIC PANEL* NEW PLUMBING* NEW DOORS AND TRIMS* FRESHLY PAINTED*

  Grazyna Jankowska Chicagoland Brokers, Inc.

  1101 Williamsburg Rd Unit 1, Country Club Hills, IL 60478
• 

  

  /18

  $192,000

  $12K PRICE INCREASE Pending

  • 3 Beds
  • 2.5 Baths

  300 Miami St, Park Forest, IL 60466

  This beautifully updated residence offers 3 bedrooms and 2.5 bathrooms, with everything freshly built and move-in ready. The spacious living room flows seamlessly into the kitchen with modern stainless-steel appliances. The primary suite includes an en-suite bathroom and a generous walk-in closet. Welcoming deep backyard perfect for outdoor enjoyment. Located close to schools, shopping, and

  Patricia Cardenas 35th Street Realty Inc

  300 Miami St, Park Forest, IL 60466
• 

  

  /12

  $195,000

  • 3 Beds
  • 2 Baths

  3617 Monroe St, Lansing, IL 60438

  Positioned on a desirable corner lot in the established community of Lansing, this 3-bedroom, 2-bath ranch presents a compelling opportunity for both investors and owner-occupants. Now vacant and move-in ready, the property offers the ability to close quickly and take immediate possession. With a finished basement and efficient layout, the home provides strong rental potential and long-term

  Christopher Anthony Keller Williams ONEChicago

  3617 Monroe St, Lansing, IL 60438
• 

  

  /19

  $120,000

  Pending

  • 4 Beds
  • 2 Baths
  • 1,021 Sq Ft

  116 N Laramie Ave, Chicago, IL 60644

  Charming 11/2 story home located in the Austin neighborhood, featuring 4 bedrooms and 2 bathrooms. This spacious property offers a full unfinished basement, providing ample storage or the potential for additional living space. Enjoy the convenience of a 2-car detached garage and a nice yard perfect for outdoor activities. Great opportunity for homeowners or investors looking to add value. Close

  Michael Olszewski Area Wide Realty

  116 N Laramie Ave, Chicago, IL 60644
• 

  

  /16

  $150,000

  • 2 Beds
  • 1 Bath
  • 931 Sq Ft

  17044 Burnham Ave, Lansing, IL 60438

  Great opportunity to own a solid brick ranch in Lansing featuring several major mechanical and exterior updates already completed. This home offers a spacious layout with large living areas, an oversized laundry/mudroom, newer windows, and a functional kitchen with granite countertops, stainless steel appliances, and ample cabinet space. Recent improvements include a NEW furnace, NEW 200-amp

  Angelo Torres Realty Executives Premier Illinois

  17044 Burnham Ave, Lansing, IL 60438
• 

  

  /5

  $120,000

  • 1 Bed
  • 1 Bath

  8245 W Belmont Ave Unit 4L, River Grove, IL 60171

  This bright, West-facing, small one-bedroom unit is located on the fourth floor of a well-maintained elevator building. The unit offers great convenience, as the building is situated immediately adjacent to local shopping and public transportation. Included with the property are a dedicated parking spot and a storage unit, with laundry facilities conveniently located on the second floor. Unit is

  Robert Obrzut Realty Champions, Inc.

  8245 W Belmont Ave Unit 4L, River Grove, IL 60171
• 

  

  /11

  $175,000

  • Land
  • 0 Sq Ft

  Lot 4 S Kean Ave, Oak Lawn, IL 60457

  Attention all builders and developers. This is a great opportunity to build a single family home across from the Forest Preserves. The lot is located in the MLS # 12002365 parcel. Please see attached survey showing individual lots. Total of 8 to choose from. If needed the builder can do a "build to suit" The builder can custom design a home to fit all of your wants and needs.

  Linda Seyller RE/MAX 10

  Lot 4 S Kean Ave, Oak Lawn, IL 60457
• 

  

  /16

  $120,000

  • 1 Bed
  • 1 Bath
  • 850 Sq Ft

  10433 S Hale Ave Unit 1A, Chicago, IL 60643

  Location, convenience, and affordability. This 1-Bed, 1-Bath in sought-after East Beverly has it all! Ample living room features beautiful double doors. Kitchen features granite countertops and stainless-steel appliances. Plenty of natural lighting throughout. Oak hardwood floors complement the recently painted unit. Central air conditioning. Max of 2 pets allowed (35 lb weight limit per pet).

  Colleen Berg Berg Properties

  10433 S Hale Ave Unit 1A, Chicago, IL 60643
• 

  

  /11

  $139,900

  $60K PRICE DROP

  • 6 Beds
  • 2 Baths

  1432 S Harding Ave, Chicago, IL 60623

  Rarely available single-family home with a detached coach house in Lawndale!! Excellent opportunity to add instant sweat equity and add your personal touch. Prime location near transit, Douglas parks, and local amenities. Sold As Is. Seller does not provide survey. Buyer to verify zoning/code compliance and take subject to any municipal requirements.

  Anthony Disano Parkvue Realty Corporation

  1432 S Harding Ave, Chicago, IL 60623
• 

  

  /18

  $199,500

  • 2 Beds
  • 2 Baths

  4852 S Prairie Ave Unit 2B, Chicago, IL 60615

  Bronzeville Elegant Expansive 2 bedroom 2 bath Set in Intimate Boutique Walk Up. Offers an Exceptional Opportunity with Unparalleled Value. Intelligent Balanced Floorplan, Flooded with Natural Light, Gleaming Hardwood Floors with Cherry Border, Exposed Brick, Coiffured Ceilings, Professional Kitchen, All Stainless Appliances, Granite Countertops with Island Curated Modernist Guest Bath with Glass

  Karen Biazar North Clybourn Group, Inc.

  4852 S Prairie Ave Unit 2B, Chicago, IL 60615
• 

  

  /21

  $124,900

  Pending

  • 1 Bed
  • 1 Bath
  • 850 Sq Ft

  9520 Mayfield Ave Unit N212, Oak Lawn, IL 60453

  Carefree living is yours in this clean, affordable and updated 1 bedroom condo in the desirable, well maintained Stonegate Condominiums! Nothing to do here except move in! No stairs in this elevator building with exterior parking plus plenty of visitor parking. You will feel comfortable as all public areas, hallways and stairwells feature security cameras. This home has been freshly painted,

  Carol Molnar Berkshire Hathaway HomeServices Chicago

  9520 Mayfield Ave Unit N212, Oak Lawn, IL 60453
• 

  

  /7

  $171,000

  • 2 Beds
  • 2 Baths

  1401 E 55th St Unit 315N, Chicago, IL 60615

  Discover the perfect blend of convenience and comfort in this meticulously maintained unit at University Park Condos. Located in the heart of Hyde Park and just steps from the University of Chicago, this home is ideal for faculty, students, or savvy investors. This unit is in excellent condition, featuring a modern kitchen thoughtfully upgraded with a high-suction range hood-a rare find in condo

  Henry Wang Frog City Realty LLC

  1401 E 55th St Unit 315N, Chicago, IL 60615
• 

  

  /29

  $197,000

  $18K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,349 Sq Ft

  15722 Ellis Ave, Dolton, IL 60419

  This Jumbo Brick raised ranch on a SUPER quiet block is ready for new ownership! This well-maintained house has undergone some updates in recent years including a new roof on the house and garage (2020), garage siding (2020) and living room flooring (2024). It boasts other features such as: hardwood floors, spacious eat-in kitchen, 2.5 baths, spacious/finished/dry basement w/a sump pump, a deep

  Earick Rayburn Rayburn Realty Group INC

  15722 Ellis Ave, Dolton, IL 60419
• 

  

  /12

  $178,000

  $12K PRICE DROP Pending

  • 4 Beds
  • 2 Baths
  • 1,140 Sq Ft

  39 W 83rd St, Chicago, IL 60620

  Welcome to this charming 4-bedroom 2 bath single-family home in sought after West Chattam area, offering comfort, and great potential for modern living. The home features a bright and inviting living area and a well-appointed rear kitchen. This cozy home features 4 bedrooms with plenty of natural light, along with 2 full bathrooms designed for convenience and functionality. The semi-finished

  Ife Ekwunife Real 1 Realty

  39 W 83rd St, Chicago, IL 60620
• 

  

  /41

  $199,999

  • 4 Beds
  • 2 Baths
  • 1,022 Sq Ft

  5950 S Marshfield Ave, Chicago, IL 60636

  Diamond in the rough with incredible potential! This spacious single-family home is ready for your ideas and finishing touches. The main level features a welcoming foyer, living room, formal dining room, two bedrooms, a kitchen with pantry, and a full bathroom. The second level offers a large primary bedroom, one additional bedroom, a bonus room perfect for an office or flex space, a family room,

  Luis Ortiz RE/MAX Partners

  5950 S Marshfield Ave, Chicago, IL 60636
• 

  

  /12

  $140,000

  Pending

  • 2 Beds
  • 1 Bath
  • 979 Sq Ft

  8842 S Cregier Ave, Chicago, IL 60617

  Opportunity awaits in this solid 2-bedroom raised ranch with a full basement, ideally located at 8842 S. Craig Avenue in Chicago. This HUD-owned property offers a functional layout, spacious living and dining areas, and hardwood floors throughout much of the main level. The home features a bright kitchen with ample cabinet space, a full bathroom with classic tile, and generously sized bedrooms.

  Kason Rainey Premier Midwest Realty, INC

  8842 S Cregier Ave, Chicago, IL 60617
• 

  

  /7

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,000 Sq Ft

  6100 S University Ave Unit 2, Chicago, IL 60637

  One of only a few three-bedroom, two-bath units in a mid-rise condo building, this property is a rare find. The seller is one of the original owners from the initial condominium conversion. Enjoy convenient condo living near the University, with the added benefit of campus security. This clean, newly painted unit is move-in ready and features new stainless steel kitchen appliances, refinished

  Audrey Lee-McClenton Lee Realty Consultants

  6100 S University Ave Unit 2, Chicago, IL 60637
• 

  

  /26

  $199,900

  Pending

  • 3 Beds
  • 2 Baths
  • 1,144 Sq Ft

  90 Peyton Dr, Chicago Heights, IL 60411

  Welcome home to this recently updated 3-bed, 2-bath split-level home in the heart of Chicago Heights! This home offers a large sun-filled living room that opens to a modern kitchen with shaker cabinets and granite counters, spacious bedrooms, stylish bathrooms, a lower level family room, and detached 2-car garage. Relax or entertain in the large rear yard. Prime location. This property is sold

  Anthony Disano Parkvue Realty Corporation

  90 Peyton Dr, Chicago Heights, IL 60411
• 

  

  /18

  $188,000

  $8K PRICE DROP Pending

  • 3 Beds
  • 1.5 Baths
  • 1,222 Sq Ft

  856 Mackinaw Ave, Calumet City, IL 60409

  Come view this classic brick bungalow in Calumet City offering 3 bedrooms and 1.5 baths with great space and solid features throughout! Step inside to find a bright living room and a spacious eat-in kitchen, perfect for meals and entertaining. This home includes central A/C for year-round comfort, a full unfinished basement with potential for additional living space or storage, and a 2-car

  Michael Scanlon eXp Realty

  856 Mackinaw Ave, Calumet City, IL 60409
• 

  

  /23

  $175,000

  Pending

  • 1 Bed
  • 1 Bath
  • 680 Sq Ft

  Unlisted Address

  Welcome to Country Lane Park. Most desirable top floor unit. Building equipped with an elevator. Completely remodeled few years ago. The specious and open living room, overlooks contemporary kitchen and leads to large balcony with sliding door. Cherrywood kitchen cabinets with granite countertop, SS appliances, and garbage disposal. Newer flooring throughout the entire unit. Furnace and A/C unit

  Jolanta Kazimierski Hometown Real Estate

  Unlisted Address
• 

  /2

  $100,000

  • Land
  • 0 Sq Ft

  6625 S Ellis Ave, Chicago, IL 60637

  Attention Developers | 6625 S Ellis Ave | 25x125 Lot | RT-4 Zoning | Woodlawn Proper Positioned in Woodlawn proper, this 25x125 RT-4 parcel offers a compelling construction opportunity in one of Chicago's most strategically evolving neighborhoods. With multi-unit zoning already in place, the site is ideal for contemporary multi-family housing, modern townhomes, or a design-forward rental asset

  Jennifer Bell Fulton Grace Realty

  6625 S Ellis Ave, Chicago, IL 60637
• 

  

  /18

  $189,900

  • 1 Bed
  • 1 Bath
  • 900 Sq Ft

  1018 Castilian Ct Unit A209, Glenview, IL 60025

  Beautifully located in the heart of Glenview, this charming 1-bedroom, 1-bath home offers comfort, convenience, and an unbeatable lifestyle. Enjoy the ease of a private parking space, laundry in the building, and additional storage-everything you need for simple, stress-free living. The location is the real showstopper. Set in a highly regarded school district and just moments from ABT

  Barry Newman eXp Realty

  1018 Castilian Ct Unit A209, Glenview, IL 60025
• 

  

  /30

  $145,000

  • 3 Beds
  • 1 Bath
  • 1,130 Sq Ft

  15634 Ridgeway Ave, Markham, IL 60428

  3 BEDROOM HOME IN WEST MARKHAM. FIRST FLOOR FEATURES 1 BEDROOM, KITCHEN, DINING ROOM, HARDWOOD FLOORS THROUGHOUT. 2 LARGE BEDROOMS UPSTAIRS! NEWER WINDOWS. HEATING SYSTEM IS NEWER AND CONVERTED FROM RADIATORS TO FORCED AIR HEAT AND CENTRAL AIR! LARGE FENCED BACK YARD THAT'S ADJACENT TO A WOODED AREA. CLOSE TO EXPRESSWAYS AND PUBLIC TRANSPORTATION. PRE-APPROVED BUYERS PLEASE.

  Mireya Rogoz-Bedore Village Realty, Inc.

  15634 Ridgeway Ave, Markham, IL 60428
• 

  

  /22

  $169,900

  $19K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 1,672 Sq Ft

  11548 S State St, Chicago, IL 60628

  Spacious 2 floor 5-Bedroom Updated Home! This beautifully updated single-family residence offers 5 bedrooms and 2 full baths across two floors, perfect for a large family. The main level features a bright and airy living room, a formal dining room, and an updated kitchen filled with natural light. Upstairs, you'll find additional bedrooms providing ample space for everyone. The unfinished

  Elvia Padilla RE/MAX Mi Casa

  11548 S State St, Chicago, IL 60628
• 

  

  /14

  $149,900

  $5K PRICE DROP Pending

  • 3 Beds
  • 1.5 Baths
  • 900 Sq Ft

  12746 S Kenneth Ave Unit 2F, Alsip, IL 60803

  Perfect for investors-currently occupied by a long-term tenant! This well-maintained two-story townhouse offers 3 spacious bedrooms and 1.5 bathrooms, along with the convenience of in-unit laundry. Ideally located near public transportation, major expressways, and shopping centers, this home provides easy access to everything you need. Enjoy outdoor living on the private deck-perfect for relaxing

  Magdalena Kopec Re/max Millennium

  12746 S Kenneth Ave Unit 2F, Alsip, IL 60803

Showing Results 241 - 280, Page 7 of 18