Cooke County TX Homes for Sale

• 

  

  

  /37

  $229,900

  • 2 Beds
  • 2 Baths
  • 1,535 Sq Ft

  405 Meadow Dr, Gainesville, TX 76240

  Charming and full of character, this inviting 2-bedroom, 2-bath home in the established Joy Acres neighborhood offers timeless appeal with plenty of opportunity to make it your own. Inside, you'll find 1,535 square feet of comfortable living space featuring beautiful original details, built-in features, decorative lighting, a cozy wood-burning fireplace, and welcoming windows that fills the home

  Kelly Bob Bayer RE/MAX FIRST REALTY

  405 Meadow Dr, Gainesville, TX 76240
• 

  

  

  /40

  $345,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,622 Sq Ft

  711 Hadley Ln, Valley View, TX 76272

  LOCATION, LOCATION! Rare opportunity to own a home directly across from Valley View schools with unbeatable everyday convenience. Right in the heart of Valley View and directly across from the schools, this charming 3-bedroom, 2-bath home offers the kind of everyday convenience families love. Imagine the ease of walking the kids to school, attending games just steps away, and being part of the

  Sadee Hodges The Agency Frisco

  711 Hadley Ln, Valley View, TX 76272
• 

  

  

  /40

  $329,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,750 Sq Ft

  724 N Clements St, Gainesville, TX 76240

  Beautiful brand new home with 4 bedrooms and 2 bathrooms with an excellence location. NO HOA. The house comes with high ceilings and marvelous custom kitchen with lots of cabinets, exotic granite on the counter tops, and bathrooms. A great pantry, eating area, stove, dishwasher, and microwave are included. Huge living room to fit all the family and guest. Fantastic master bathroom with frameless

  Jaime Hernandez Realty Firm Global, PLLC

  724 N Clements St, Gainesville, TX 76240
• 

  

  

  /6

  $1,625,000

  • Land
  • 96.81 Acres
  • $16,785 per Acre

  96.8 Acres County Road 353, Callisburg, TX 76240

  Charming Acreage in Era ISD – Perfect for Your Dream Home or InvestmentNestled in the scenic rolling hills of Era ISD, this beautiful tract of land offers a tranquil escape just an hour from the heart of the Dallas-Fort Worth metroplex. With breathtaking views of the surrounding countryside, this property provides the perfect canvas for building your dream home, ranch, or recreational

  Misty Schmitz TIERRA REAL ESTATE

  96.8 Acres County Road 353, Callisburg, TX 76240
• 

  

  

  /40

  $1,599,000

  $251K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,476 Sq Ft

  11776 E US Highway 82, Whitesboro, TX 76273

  Exceptional custom estate on 5.48 acres offering picturesque views of the scenic pond with fountain, custom home, 2 shops, 6 car space carport, a private guest home, RV Hookups and storm shelter. Perfect property to live, work and entertain in one place. Well-designed custom home featuring 3 bedrooms, 2.5 baths, a two car garage, open living space, chefs kitchen and office. Stunning Chefs kitchen

  Jennifer Boyd Sarah Boyd & Co

  11776 E US Highway 82, Whitesboro, TX 76273
• 

  

  /12

  $92,900

  • Land
  • 5,000 Sq Ft
  • $809,233 per Acre

  Lot 75 St Andrews Loop, Whitesboro, TX 76273

  OWNER-FINANCING AVAILABLE!! Create your ideal full-time residence or weekend getaway in Rock Creek West, which is part of Rock Creek Resort - Lake Texoma's premier 1,300-acre, member-only, master-planned community! Enjoy the clubhouse restaurant, offering upscale and casual dining. The Nicklaus-Design golf course is top-rated and completely private. There’s no time limit on how soon you must

  Stephen Miller Heritage Real Estate

  Lot 75 St Andrews Loop, Whitesboro, TX 76273
• 

  

  /30

  $379,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 2,261 Sq Ft

  3520 Columbus St, Gainesville, TX 76240

  The San Saba has been a popular choice of homebuyers since we first introduced it. With the San Saba III, Riverside Homebuilders has taken the best features and expanded this flexible home design. The latest version of the floor plan adds nearly 100 square feet, totaling 2,266 square feet of interior living space. Weve kept the 3 bedrooms and 2 baths from the original floor plan, along with the

  Riverside Homebuilders Builder

  3520 Columbus St, Gainesville, TX 76240
• 

  

  /11

  $149,000

  $10K PRICE DROP

  • Land
  • 3.95 Acres
  • $37,722 per Acre

  1121 1199, Lindsay, TX 76250

  Hard-to-find 3.95 acres just north of Lindsay, TX with NO KNOWN RESTRICTIONS — build, move in, or invest with total flexibility.Prime location just 4 miles from Lindsay and minutes to I-35 puts you within easy reach of Gainesville, Denton, and beyond while still offering the space and freedom buyers are chasing right now. Land like this is getting scooped up fast — especially tracts this size

  Amy Cavins Hall Real Estate

  1121 1199, Lindsay, TX 76250
• 

  

  /12

  $395,000

  $55K PRICE DROP

  • Land
  • 5.03 Acres
  • $78,529 per Acre

  0 County Road 2261, Valley View, TX 76272

  Build your dream house on this rare and extraordinary secluded and wooded 5 acre lot in the highly sought after mountain springs area of Valley View,Tx.Only10 minutes from Lake Ray Roberts!The lot is already fenced and cross-fenced and is located near the end of a paved road in a quiet and safe neighborhood.No gravel roads.Absolutely stunning wooded scenery with the perfect amount of clearing

  Mark Long Texas Property Brokers, LLC

  0 County Road 2261, Valley View, TX 76272
• 

  

  /34

  $1,508,800

  • 4 Beds
  • 4 Baths
  • 4,152 Sq Ft

  137 Oakview Rd, Gainesville, TX 76240

  This 3 story, 4152sf, 4bed, 4bath home sits on 3 lots totaling 3.76 acres. The appraisal measurements are as follow: 1st floor (3159 sq ft), 2nd floor (737 sq ft), and 3rd floor (256 sq ft). Large foyer, spacious primary suite, office, game-entertainment room on 2nd floor, bonus room on 3rd floor, 2 dining areas, 2 living areas, deck with lake view on 3rd floor, and a large deck on back porch.

  Long Pham NB Elite Realty

  137 Oakview Rd, Gainesville, TX 76240
• 

  /2

  $58,500

  $2K PRICE DROP

  • Land
  • 7,596 Sq Ft
  • $335,436 per Acre

  410 Cirrus Cir, Muenster, TX 76252

  Interior lot in a new Developed neighborhood. Lots are deed restricted to minimum of 1,500 sf home. Deed restrictions can be provided by developer. Bring your builder. No timeline requirements to build.

  Jayson David OnDemand Realty

  410 Cirrus Cir, Muenster, TX 76252
• 

  

  /21

  $379,900

  $20K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,160 Sq Ft

  105 Santee Dr, Gainesville, TX 76240

  Located inside the gated community of Lake Kiowa on a low traffic road, this log home is full of character and surrounded by mature trees. Covered porches and the natural wood exterior give it the feel of a lake cabin while still offering the space and comfort needed for everyday living. The single-story floor plan includes approximately 2,160 square feet with an open living, kitchen, and dining

  Kristi Hamilton PREMIERE REAL ESTATE

  105 Santee Dr, Gainesville, TX 76240
• 

  

  /30

  $679,000

  • 3 Beds
  • 2 Baths
  • 1,300 Sq Ft

  7154 E Fm 922, Valley View, TX 76272

  Mountain Springs Ranch is surrounded by large ranches and high-end properties in one of the most desirable locations of North Texas. This 8 acre property includes open pastures, mature trees, and sandy loam soil. With a new, dedicated entrance on FM 922, the ranch provides excellent access while maintaining a quiet, rural setting. The land features approximately 40 feet of elevation change,

  George Wiley North Texas Realty & Auction,

  7154 E Fm 922, Valley View, TX 76272
• 

  

  /12

  $59,900

  • Land
  • 5,253 Sq Ft
  • $496,683 per Acre

  Lot 24 Berkshire Ln, Whitesboro, TX 76273

  OWNER-FINANCING AVAILABLE!! Create your ideal full-time residence or weekend getaway in Rock Creek West, which is part of Rock Creek Resort - Lake Texoma's premier 1,300-acre, member-only, master-planned community! Enjoy the clubhouse restaurant, offering upscale and casual dining. The Nicklaus-Design golf course is top-rated and completely private. There’s no time limit on how soon you must

  Stephen Miller Heritage Real Estate

  Lot 24 Berkshire Ln, Whitesboro, TX 76273
• 

  

  /25

  $238,000

  $1K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,673 Sq Ft

  1814 Refinery Rd, Gainesville, TX 76240

  Welcome to 1814 Refinery Road, a versatile and inviting property offering plenty of space both inside and out. This well-maintained home features 3 bedrooms and 2 bathrooms, along with a large bonus room that can easily serve as a 4th bedroom, second living area, game room, home office, or hobby space—giving you the flexibility to make it your own. Peace of mind comes with a roof replacement

  Diane Sicking Real Estate Shoppe TX, LLC

  1814 Refinery Rd, Gainesville, TX 76240
• 

  

  /14

  $124,900

  • Land
  • 5 Acres
  • $24,980 per Acre

  35 Pr 4000, Gainesville, TX 76240

  Looking for a place to build your dream home in a gated community This is the opportunity you’ve been waiting for! Charming Off-Grid Cottage Retreat Near Moss Lake! Tucked away behind a canopy of mature trees, this serene off-grid property offers the perfect escape from the hustle and bustle. Whether you’re dreaming of a weekend getaway, retirement haven, or your very own homestead, this cozy lot

  Cami Hobbs Keller Williams Prosper Celina

  35 Pr 4000, Gainesville, TX 76240
• 

  

  /30

  $375,000

  New Construction $20K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,458 Sq Ft

  430 Cirrus Cir, Muenster, TX 76252

  Builder Inventory Clearance – Move-In Ready New Construction! This 3 bedroom, 2.5 bathroom new construction home with a private study offers modern finishes, energy efficiency, and an open-concept layout. Featuring custom cabinets, granite countertops, luxury vinyl plank (LVP) flooring, and brushed nickel fixtures throughout. The open kitchen and living area is ideal for entertaining and includes

  Leanna David TruHome Real Estate

  430 Cirrus Cir, Muenster, TX 76252
• 

  

  /5

  $264,990

  New Construction $70K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,484 Sq Ft

  744 Lantana Ln, Pilot Point, TX 76258

  The Camber is a quaint one-story floorplan featured in our Windrose community in charming Pilot Point, Texas. With 2 beautiful farmhouse style elevations to choose from, the Camber is sure to be the perfect fit. Inside this 3 bedroom, 2 bathroom home, you’ll find 1,484 square feet of comfortable living. The living area is an open concept, where your kitchen, living, and dining areas blend

  D.R. Horton Builder

  744 Lantana Ln, Pilot Point, TX 76258
• 

  

  /27

  $349,000

  $48K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 800 Sq Ft

  349 Northridge Dr, Gainesville, TX 76240

  Beautifully Renovated Lake House at Moss Lake! Discover the charm of lake living in this beautifully renovated Moss Lake retreat—fully furnished and ready to enjoy. The home exudes a quaint, welcoming atmosphere with an open kitchen-and-living concept accented by modern flair and upgraded finishes throughout. Large windows invite in natural light, creating a bright and relaxing gathering space

  Misty Schmitz TIERRA REAL ESTATE

  349 Northridge Dr, Gainesville, TX 76240
• 

  

  /40

  $1,349,000

  $26K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,411 Sq Ft

  4067 Cr 414, Saint Jo, TX 76265

  Sweeping views and heavenly sunsets. Multiple breathtaking sites await your future dream home. Truly a one of a kind property situated in the heart of the North Texas hill country. This stunning property is located one mile from the Blue Ostrich and the 4R Winery and ten minutes to the charming town of St Jo. Recently updated Barndominium with new paint, ceiling fans, bathroom fixtures and custom

  Ron Davis Briggs Freeman Sotheby's Int'l

  4067 Cr 414, Saint Jo, TX 76265
• 

  

  /5

  $975,000

  $25K PRICE DROP

  • Land
  • 18,817 Sq Ft
  • $2,256,944 per Acre

  134 Blackfoot Trail, Gainesville, TX 76240

  Don’t miss this rare opportunity to build your lakefront dream home in the beautiful community of Lake Kiowa. Nestled in a serene setting, this exceptional lot offers the perfect blend of natural beauty, privacy, and resort-style living. Situated on Blackfoot Trail, the generously sized property provides convenient access while maintaining a peaceful, private atmosphere. The lot features a boat

  Ronald Fullington Real Estate Shoppe TX, LLC

  134 Blackfoot Trail, Gainesville, TX 76240
• 

  

  /39

  $379,950

  New Construction

  • 3 Beds
  • 3 Baths
  • 2,293 Sq Ft

  1356 Orange Blossom Ct, Gainesville, TX 76240

  Stunning Newly Constructed Home Builder Close Out...Only Three Homes Left! This beautifully newly constructed home offers three spacious bedrooms, two and a half baths, and a versatile loft-flex space perfect for a home office, playroom, or second living area. Designed with comfort and style in mind, the home features an open-concept layout, luxury vinyl plank flooring, and a cozy fireplace in

  Misty Schmitz TIERRA REAL ESTATE

  1356 Orange Blossom Ct, Gainesville, TX 76240
• 

  

  /31

  $1,160,000

  $191K PRICE DROP

  • Land
  • 84.42 Acres
  • $13,741 per Acre

  TBD S Fm 373 S, Muenster, TX 76252

  *OWNER FINANCING AVAILABLE* Breathtaking 84± Acres in the Rolling Hills of Muenster, Texas Welcome to your dream property in the heart of North Texas wine country. This remarkable 84± acre estate in scenic Muenster offers endless possibilities with its gently rolling hills, panoramic 360 hilltop views, and a gated entrance that sets the tone for something truly special. Imagine building your

  Cami Hobbs Keller Williams Prosper Celina

  TBD S Fm 373 S, Muenster, TX 76252
• 

  

  /5

  $350,000

  • Land
  • 10 Acres
  • $35,000 per Acre

  TBD Tract 3 County Road 2121, Gainesville, TX 76240

  Live the dream on this stunning 11.57-acre hilltop property in prestigious Oak Creek Ranch Estates, just east of Gainesville. Enjoy the peace, privacy, and wide-open spaces of country living without sacrificing the convenience of nearby shopping, dining, and everyday amenities.This beautiful property features rolling topography, breathtaking sunrise and sunset views, and an ideal homesite to

  Rhonda Ishmael Post Oak Realty-W'Boro

  TBD Tract 3 County Road 2121, Gainesville, TX 76240
• 

  

  /40

  $524,500

  • 4 Beds
  • 3.5 Baths
  • 4,705 Sq Ft

  132 Southside Dr, Gainesville, TX 76240

  Escape to your own peaceful retreat on over 3.5 acres just a short walk from the lake. This home features an open floor plan with large windows overlooking a beautiful deck and spacious backyard. The kitchen is a chefs dream with a commercial grade built in fridge, gas range, granite counters, abundant cabinet space, and a large walk in butlers pantry. The primary suite offers a sitting area, an

  Hannah Hess JPAR North Metro

  132 Southside Dr, Gainesville, TX 76240
• 

  

  /44

  $396,775

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,669 Sq Ft

  3512 Columbus St, Gainesville, TX 76240

  Our new 2-story floor plan will have you wondering how you lived so long without all this space. The 4-bedroom, 2.5-bathroom home offers designated space for living, winding down, working and, of course, sleeping. The perfect place for a family with pre-teens and teenagers eager to have their own retreat, the Navasota design invites a plethora of options. Entering the foyer from the front porch,

  Riverside Homebuilders Builder

  3512 Columbus St, Gainesville, TX 76240
• 

  

  /13

  $2,000,000

  • Land
  • 33.89 Acres
  • $59,014 per Acre

  TBD Columbine Dr, Gainesville, TX 76240

  Unlock the full potential of this exceptional 30-acre property by using the already approved residential development plan designed for long-term growth. Come explore the possibles and let your imagination take root. There is an additional acreage adjacent to this property on the southwest corner that can be accessed thru Justice Lane. Buyer and buyer's agent is responsible for verifying all

  Debra Beavers Prime Properties

  TBD Columbine Dr, Gainesville, TX 76240
• 

  

  /40

  $457,000

  $30K PRICE DROP

  • 5 Beds
  • 2.5 Baths
  • 2,377 Sq Ft

  413 Cocopa Dr, Gainesville, TX 76240

  The home sits on a beautiful, heavily treed lot and features a highly desired circular drive plus an oversized drive-through garage with 18' doors and a detached third-car garage or workshop. One of the best features is the private, serene 51' x 11' screened-in porch overlooking panoramic views of Hole #14 and the lake in the distance. Inside offers an open floor plan with rich wood-paneled

  Jen Harris Coldwell Banker Apex, REALTORS

  413 Cocopa Dr, Gainesville, TX 76240
• 

  

  /40

  $979,999

  $170K PRICE DROP

  • 4 Beds
  • 4 Baths
  • 3,331 Sq Ft

  10325 E Fm 922, Tioga, TX 76271

  170K price reduction!!! Perched at one of the highest elevations in the area, this exceptional 4-bedroom, 4-bathroom estate boasts 360-degree panoramic views, including stunning sight-lines of Lake Ray Roberts from every level. A private elevator provides convenient access to all three floors, while the third-story retreat offers one of the most spectacular views in Cooke County, perfect for

  Barrett Mcclendon Stag Residential

  10325 E Fm 922, Tioga, TX 76271
• 

  

  /33

  $639,000

  $11K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,018 Sq Ft

  106 Santee Dr, Gainesville, TX 76240

  Tucked away on a private and peaceful street in the gated community of Lake Kiowa, this incredible property sits on a rare double lot surrounded by towering mature trees and fresh landscaping that create a truly serene setting. Enjoy year-round relaxation from the screened porch while taking in peaceful backyard views, bird watching, and the beauty of the spacious outdoor space. Inside, the open

  Rachel Sullivan Lake & Country Realty, LLC

  106 Santee Dr, Gainesville, TX 76240
• 

  

  /10

  $157,000

  $33K PRICE DROP

  • Land
  • 2.5 Acres
  • $62,800 per Acre

  TBD -4 Fm 1198, Muenster, TX 76252

  Discover a rare opportunity to own 2.5 stunning acres in Elmview Estates, just outside the town of Myra, Texas. Perfectly positioned off FM 1198 paved road, this property offers breathtaking panoramic views and the ideal balance of privacy and convenience, just minutes from town. With no HOA and flexible deed restrictions, you have the freedom to bring your own builder and create the home of your

  Kim McConnell The Real Estate Station- Saint Jo

  TBD -4 Fm 1198, Muenster, TX 76252
• 

  

  /25

  $255,000

  • 3 Beds
  • 2 Baths
  • 1,434 Sq Ft

  3511 Austin St, Gainesville, TX 76240

  Affordable Opportunity in Chalmers Estates Welcome to this well-priced three-bedroom, two-bath brick home located in the desirable Chalmers Estates of Gainesville. Designed with comfort and functionality in mind, this home features an open floor plan with a spacious living and kitchen combo, highlighted by a cozy woodburning fireplace...perfect for everyday living or entertaining.Solid

  Misty Schmitz TIERRA REAL ESTATE

  3511 Austin St, Gainesville, TX 76240
• 

  

  /4

  $433,290

  $66K PRICE DROP

  • Land
  • 33.33 Acres
  • $13,000 per Acre

  TBD Coyote Way, Muenster, TX 76252

  Whether you're looking to expand your current operations or embark on a new agricultural venture, these 33 acres offer ample space and potential. Surrounded by the tranquility of rural life, the property is perfectly suited for those seeking a productive yet serene environment. Buyer or Buyer's agent to verify all information.

  Stacy Hutchins Prime Properties

  TBD Coyote Way, Muenster, TX 76252
• 

  

  /29

  $918,600

  • Land
  • 76.55 Acres
  • $12,000 per Acre

  TBD County Road 108, Whitesboro, TX 76273

  A wooded retreat up near the Red River , 76.55 acres with underground electric already brought onto property 1 pond , 2 springs on the property that have always ran since owners bought property, open areas for food plots and heavy wooded area that provide shelter for wildlife , propoerty is already set up for a hunters paradise with food plots and feeded locations , small camper and campsite on

  Stephen Scribner Scribner Real Estate, INC

  TBD County Road 108, Whitesboro, TX 76273
• 

  

  /9

  $967,059

  • Land
  • 35.82 Acres
  • $27,000 per Acre

  TBD Fm 902 Tract B, Collinsville, TX 76233

  Exceptional 35± acre ranch estate just minutes from Lake Kiowa, offering a rare blend of privacy, beauty, versatility, and long-term investment potential. This remarkable property features a balanced mix of open pastureland and gently rolling terrain with stunning panoramic views, creating the perfect setting for a luxury custom home, equestrian property, private ranch retreat, or future

  Curtis Petersen INC Realty, LLC

  TBD Fm 902 Tract B, Collinsville, TX 76233
• 

  

  /40

  $490,000

  • 2 Beds
  • 2 Baths
  • 1,344 Sq Ft

  671 County Road 163, Gainesville, TX 76240

  Escape to the peace and beauty of country living with this charming 2-bedroom, 2-bathroom home situated on 7.62 picturesque acres. The park-like setting features mature trees, open pasture, and a beautiful spring-fed pond stocked for fishing, creating the perfect backdrop for relaxing evenings or outdoor recreation. The property is fully fenced and ready for horses, making it an ideal setup for

  Kristy Emberton TIERRA REAL ESTATE

  671 County Road 163, Gainesville, TX 76240
• 

  

  /4

  $399,000

  • Land
  • 13 Acres
  • $30,692 per Acre

  2180 County Road 237 Unit 237, Gainesville, TX 76240

  This 13 acre AG EXEMPT property in Gainesville delivers wide open space with the flexibility to make it your own. Fully fenced and unzoned, the land is ready for a custom home, private retreat, agricultural use, or recreational getaway. Rolling hay fields keep the current ag exemption active, translating to real long term tax savings. A fully stocked pond rounds out the property, offering a

  Natalie Precht Coldwell Banker Apex, REALTORS

  2180 County Road 237 Unit 237, Gainesville, TX 76240
• 

  

  /3

  $110,000

  • Land
  • 1.1 Acres
  • $100,000 per Acre

  309 Creekside Rd, Valley View, TX 76272

  Build your dream home on this beautiful 1.1-acre lot in the desirable Clay Ranch Addition in Valley View, TX. This homesite offers plenty of space for a custom home, outdoor living, and more while enjoying the peace and privacy of country living. Community features , city water, co-op electricity, high-speed internet availability, and private aerobic septic systems. Conveniently located just

  Pamela Kyle Texas Homes and Land

  309 Creekside Rd, Valley View, TX 76272
• 

  

  /12

  $167,900

  • Land
  • 5,000 Sq Ft
  • $1,462,544 per Acre

  Lot 33 Pine Valley Ln, Whitesboro, TX 76273

  OWNER-FINANCING AVAILABLE!! Create your ideal full-time residence or weekend getaway in Rock Creek West, which is part of Rock Creek Resort - Lake Texoma's premier 1,300-acre, member-only, master-planned community! Enjoy the clubhouse restaurant, offering upscale and casual dining. The Nicklaus-Design golf course is top-rated and completely private. There’s no time limit on how soon you must

  Stephen Miller Heritage Real Estate

  Lot 33 Pine Valley Ln, Whitesboro, TX 76273
• 

  

  /4

  $70,000

  • Land
  • 10,977 Sq Ft
  • $277,778 per Acre

  314 N Morris St, Gainesville, TX 76240

  This empty lot provides an opportunity to build the home you have always envisioned! It is situated near Historic Downtown Gainesville. Adjacent lot 320 Morris St is also for sale.

  Francisco Garcia-Palomo Keller Williams Realty

  314 N Morris St, Gainesville, TX 76240

Showing Results 641 - 680, Page 17 of 18