1,657

Decatur, GA Homes for Sale with No HOA Fee

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  • /26

    $155,000

    • 3 Beds
    • 2 Baths
    • 1,158 Sq Ft

    3953 Dalhouise Ln, Decatur, GA 30034

    Great Investment Opportunity or Ideal Starter Home! Welcome to this 3-bedroom, 2-bath home located in sought-after Decatur! This property features an open concept floor plan with great natural light, perfect for both relaxing and entertaining. The spacious backyard offers endless possibilities for outdoor enjoyment or future upgrades. Conveniently situated close to shopping, restaurants, and

    Santezja Wilson EXP Realty, LLC.

    3953 Dalhouise Ln, Decatur, GA 30034
  • /29

    $305,000

    • 3 Beds
    • 2 Baths
    • 1,289 Sq Ft

    672 Quillian Ave, Decatur, GA 30032

    Tucked away just minutes from the clubhouse doors of east lake golf club. This 4-sided brick beauty has it all including 3 bedrooms 2 full baths and a partial unfinished basement space with an exterior entry perfect for bringing your wildest dreams alive. Whether it be as simple as a storage or crafts/woodworking space. It could also serve as a separate entry office space for your business, a gym

    Niajee Smith Virtual Properties Realty. Biz

    672 Quillian Ave, Decatur, GA 30032
  • /17

    $359,900

    • 3 Beds
    • 3 Baths
    • 1,830 Sq Ft

    4342 Riverwood Cir, Decatur, GA 30035

    Welcome to this beautiful sought after all brick ranch that has been fully renovated! This luxury ranch comes complete with all the updates solid surface countertops, backsplash, flooring, plumbing and light fixtures throughout! You are going to love the location! Easy access to I-20, 20 minutes to downtown Atlanta. Close to the CDC, Emory Hospital, VA Hospital, Conyers, etc.

    Lawrence Sharp Lawrence Sharp Realtors LLC

    4342 Riverwood Cir, Decatur, GA 30035
  • /40

    $399,900

    • 2 Beds
    • 1 Bath
    • 947 Sq Ft

    958 Forrest Blvd, Decatur, GA 30030

    Welcome to this charming bungalow in the highly desirable Forrest Hills community, perfectly situated between the City of Decatur and Avondale Estates. (DeKalb taxes only) Nestled among mature trees and thoughtful landscaping, this peaceful retreat greets you with a flagstone walkway leading to a covered front porch—perfect for morning coffee or evening unwinding. Step inside to a spacious living

    Thomas Roberts Bolst, Inc.

    958 Forrest Blvd, Decatur, GA 30030
  • /22

    $174,900

    • 3 Beds
    • 1.5 Baths
    • 1,227 Sq Ft

    2830 Norgate Ln, Decatur, GA 30034

    FANTASTIC PRICE WITH BUYER INCENTIVE- SELLER WILL CONTRIBUTE $3000 TOWARDS BUYER'S CLOSING COST; NEW ROOF JUST INSTALLED! Great Decatur location; all brick home which features new paint; new stainless steel range and dishwasher; granite kitchen counters and new sink and faucet; hardwood floors; living room; dining area; laundry room; carport with storage area; great lot which is ideal for the

    Pam Saunders ERA Towne Square Realty, Inc.

    2830 Norgate Ln, Decatur, GA 30034
  • /36

    $299,900

    • 3 Beds
    • 2 Baths
    • 1,592 Sq Ft

    2545 Glenrock Dr, Decatur, GA 30032

    Charming 3 bedroom, 2 bathroom brick ranch on a large unfinished basement and nestled in a quiet, sought-after neighborhood in Decatur. This updated home features new kitchens and bathrooms, LVP flooring throughout, new light fixtures, new windows, freshly painted inside and out, and more! Step into the modern kitchen, where elegance meets functionality. Updated with luxurious granite countertops

    Kelly Coquerel KDH Realty, LLC

    2545 Glenrock Dr, Decatur, GA 30032
  • /26

    $425,000

    • 3 Beds
    • 2 Baths
    • 1,288 Sq Ft

    3119 Medley Ridge, Decatur, GA 30033

    Classic 3BR/2BA ranch on a quiet, tree-lined street with beautifully landscaped 3/4-acre level lot. Enjoy open-concept living with new LVP flooring throughout, fresh interior paint, new light fixtures, and all-new windows. The refreshed kitchen features painted cabinets, new granite countertops & subway tile backsplash, a deep stainless steel sink, new dishwasher, and range. The primary suite

    Maggie Jett Compass

    3119 Medley Ridge, Decatur, GA 30033
  • /32

    $298,500

    • 3 Beds
    • 2 Baths

    1719 San Gabriel Ave, Decatur, GA 30032

    This beautifully renovated 3-bedroom, 2-bath home in Belvedere Park is located in a quiet neighborhood and is truly a great house. It features an updated HVAC system, tankless water heater, and refreshed kitchen and bathroom cabinets. Step through the stylish 5-light front door into the open-concept great room, highlighted by refinished hardwood floors throughout. The kitchen includes a

    JANNELL BROWN Keller Williams Realty

    1719 San Gabriel Ave, Decatur, GA 30032
  • /20

    $375,000

    • 3 Beds
    • 1 Bath
    • 1,050 Sq Ft

    813 Crockett Ct, Decatur, GA 30033

    Great starter & retirement home in the popular Medlock Park community. Spacious four sided brick home located close to Emory & Downtown Decatur! Hardwood floors. Private backyard. 1 car carport. Great location near proposed town center of Lulah Hills & walking trails of the South Peachtree Creek that connects Medlock Park, Emory University & Mason Mill Park. Quiet neighborhood in the desirable

    Costa Panos Realty Associates of Atlanta

    813 Crockett Ct, Decatur, GA 30033
  • /25

    $399,900

    • 3 Beds
    • 2 Baths
    • 1,280 Sq Ft

    2943 Westbury Dr, Decatur, GA 30033

    Charming brick ranch close to everywhere you want to be in Decatur! This home features plenty of updates including new roof, new heating and air, new bathrooms and kitchen, freshly painted inside and out, new plumbing, new electrical, new water heater and more! The bright kitchen has been recently updated with luxurious granite countertops that exude sophistication and boasts a spacious island,

    Kelly Coquerel KDH Realty, LLC

    2943 Westbury Dr, Decatur, GA 30033
  • /8

    $249,900

    • 3 Beds
    • 2 Baths
    • 1,258 Sq Ft

    1968 Rosewood Rd, Decatur, GA 30032

    FORECLOSURE SPECIAL......LOOKING FOR THAT SEASONED PROFESSIONAL RENOVATOR who can finish off this renovation. REO property out of Texas selling as is, no repairs, no warranties, no financing. CASH only purchase. All brick 3/2 with newer roof & gutters plus a one car carport. New kitchen cabinets, countertops, sink and DW already in place. Two new all tiled showers in each of the two

    Tom Sands Realty Professionals, Inc.

    1968 Rosewood Rd, Decatur, GA 30032
  • /37

    $298,000

    • 3 Beds
    • 2 Baths
    • 1,234 Sq Ft

    3093 Del Monico Dr, Decatur, GA 30032

    Searching for a charming brick home on a corner lot? You just found it.Welcome to 3093 Del Monico Dr—a lovingly maintained, classic all-brick ranch, perfectly situated on a generous corner lot in Decatur's Belvedere Park. Just moments from the highly anticipated Glenwood Soccer Park, a $3.1 million facility by Inter Atlanta FC, bringing new energy to the neighborhood, this home offers

    Christian Ross Engel & Völkers Atlanta

    3093 Del Monico Dr, Decatur, GA 30032
  • /24

    $209,900

    • 3 Beds
    • 2 Baths
    • 1,192 Sq Ft

    2522 Brentwood Ct, Decatur, GA 30032

    Make a great deal even better with Massive savings through special loan programs with the Preferred Lender Envoy Mortgage with Aubrey Wilcox! Ask the Listing Team for the introduction for up to 100% Financing or even interest rates in the 4s! Welcome home to this delightful all-brick ranch, offering three bedrooms, two bathrooms, and a thoughtfully designed one-level layout for effortless living.

    Livian Ascend Keller Williams Realty North Atlanta

    2522 Brentwood Ct, Decatur, GA 30032
  • /44

    $450,000

    • 5 Beds
    • 3 Baths
    • 2,828 Sq Ft

    2432 Kelly Lake Dr, Decatur, GA 30032

    NEW BUYER INCENTIVE: Qualified buyers may receive up to $5,000 in CLOSING COST ASSISTANCE with use of our preferred lender, (please see private remarks). Step into this beautifully updated 5-bedroom, 3-bath ranch-style home with a fully finished basement; perfect for a growing family or a savvy investor! Enter through the carport into a stunning kitchen featuring sleek stainless-steel

    Mia Welsh L.H. King Enterprises, Inc.

    2432 Kelly Lake Dr, Decatur, GA 30032
  • /26

    $250,000

    • 3 Beds
    • 2.5 Baths
    • 1,020 Sq Ft

    4451 Flat Shoals Pkwy, Decatur, GA 30034

    Back on the Market at NO fault of the Seller. You have got to see this Iconic 1940's style home with it's jazz era vibes! Convenience and location are just the beginning of great things this home offers. It's freshly remodeled interior, clean crisp exterior, lush green surroundings and minimalistic style is ready to be Your Home Sweet Home!! This cozy 3 bedroom 2.5 bath home offers an open

    Amy Kerlin Maximum One Realtor Partners

    4451 Flat Shoals Pkwy, Decatur, GA 30034
  • /21

    $235,000

    • 3 Beds
    • 2 Baths
    • 1,075 Sq Ft

    4443 Flat Shoals Pkwy, Decatur, GA 30034

    Honey Stop the Car! This cozy 3 bedroom 2 bath home offers an open concept floorplan, luxury vinyl flooring throughout, quartz countertops, new cabinets, new appliances, new vanities, and tile baths and walk-in shower. It is impressive for the price! All the trendy updates you are looking for makes this home a show stopper. It's freshly remodeled interior, clean crisp exterior, and lush green

    Amy Kerlin Maximum One Realty Partners

    4443 Flat Shoals Pkwy, Decatur, GA 30034
  • /53

    $425,000

    • 4 Beds
    • 2.5 Baths
    • 1,746 Sq Ft

    1937 Don Juan Ln, Decatur, GA 30032

    UP TO $4000 TO USE TOWARDS A RATE BUYDOWN OR CLOSING COSTS WHEN USING OUR PREFERRED LENDER! LOCATION... LOCATION... LOCATION... is everything for this trendy East Lake area, luxuriously renovated, NEW EVERYTHING, hard to hard-to-find 4-bedroom 2 and a half bath brick ranch home. Easy access to I-285 and I-20, and approximately 5 to 10 minutes to Downtown Atlanta, Downtown Decatur, East

    Ann Milano House America Real Estate Group, LLC

    1937 Don Juan Ln, Decatur, GA 30032
  • /37

    $235,555

    • 3 Beds
    • 1.5 Baths
    • 1,062 Sq Ft

    4371 Aldergate Dr, Decatur, GA 30035

    For sale in Decatur's vibrant central hub is this stunning 4-sided brick single-family home! Ideally located just 15 minutes from downtown Decatur and 17 minutes from Atlanta, with convenient Marta bus access. This beautifully appointed property boasts a brand new furnace, AC unit, and ductwork, along with a spacious living room, kitchen with breakfast bar, and dining area. This home's kitchen is

    Ceirra Matthews E & R Realty Group Inc.

    4371 Aldergate Dr, Decatur, GA 30035
  • /25

    $450,000

    • 4 Beds
    • 2 Baths
    • 1,922 Sq Ft

    3530 E Ponce de Leon Ave, Scottdale, GA 30079

    Versatile Brick Property on Double Lot - Prime Location in Scottdale, GA Discover the potential in this all-brick 4 bed / 2 bath home located on East Ponce de Leon Avenue in the heart of rapidly growing Scottdale. Previously used as a duplex, this property offers incredible flexibility-ideal as a single-family residence, home office, or even a fully dedicated commercial space. Its prime location,

    Mark Spain Mark Spain Real Estate

    3530 E Ponce de Leon Ave, Scottdale, GA 30079
  • /6

    $355,000

    • Land
    • 0.14 Acre
    • $2,535,714 per Acre

    495 Pensdale Rd, Decatur, GA 30030

    Decatur area home site and lot located in unincorporated DeKalb County at 495 Pensdale Road (R-60 zoning). Desirable neighborhood in the Druid Hills School District and Ridgeland Heights neighborhood. Neighborhood adjoins downtown City of Decatur area with recently constructed and new homes valued above $800,000. Large and well functioning architectural home plans have been completed and

    Susan Ayers Clickit Realty Inc.

    495 Pensdale Rd, Decatur, GA 30030
  • /25

    $210,000

    • 4 Beds
    • 2 Baths
    • 1,352 Sq Ft

    1715 Lee St, Decatur, GA 30035

    Welcome to this beautifully updated one-story home offering 4 spacious bedrooms and 2 full bathrooms. The heart of the home features a modern kitchen equipped with sleek stainless steel appliances, perfect for everyday cooking and entertaining. Enjoy the seamless flow of the open layout, ideal for both relaxing and hosting guests. Step outside to a large wood deck in the backyard-an inviting

    Chris Wallace Mainstay Brokerage

    1715 Lee St, Decatur, GA 30035
  • /22

    $170,000

    • 3 Beds
    • 1.5 Baths
    • 1,058 Sq Ft

    3932 Lindsey Dr, Decatur, GA 30035

    Welcome to this beautifully maintained 3-bedroom, 2-bathroom single-story home that combines style, comfort, and functionality. Step inside to find a bright and airy interior featuring elegant hardwood and tile flooring throughout. The heart of the home is the modern kitchen, complete with sleek white cabinetry, stunning stone countertops, and stainless steel appliances — perfect for home chefs

    Kerry Kretchmer Mainstay Brokerage LLC

    3932 Lindsey Dr, Decatur, GA 30035
  • /39

    $260,000

    • 4 Beds
    • 2.5 Baths
    • 1,740 Sq Ft

    2183 Ramblewood Cir, Decatur, GA 30035

    Welcome to this spacious 4-bedroom, 2.5-bathroom split-level home in the Wilkins Cove community of Decatur. This residence offers flexible living space perfect for both everyday comfort and entertaining. With its thoughtful layout, the home provides ample room for family gatherings, a home office, or guest accommodation. The attached garage adds convenience, and the location offers easy access to

    Franchesca Alba Mainstay Brokerage LLC

    2183 Ramblewood Cir, Decatur, GA 30035
  • /39

    $299,999

    • 4 Beds
    • 3 Baths
    • 2,650 Sq Ft

    2835 Laguna Dr, Decatur, GA 30032

    Welcome to this beautifully maintained 4-bedroom, 3-bath home with a fully finished basement-move-in ready and waiting for its new owner(s)! This home boasts updated flooring, fresh interior paint, and modern fixtures throughout roof only 3 years old.. offering a refreshed and inviting space. Step outside to enjoy the private fenced backyard with a spacious deck, perfect for entertaining or

    Ginna De La Pena Virtual Properties Realty.com

    2835 Laguna Dr, Decatur, GA 30032
  • /18

    $222,900

    • 3 Beds
    • 2 Baths
    • 1,582 Sq Ft

    1127 Renee Dr, Decatur, GA 30035

    This all brick ranch offers 3 bedrooms, 2 bathrooms, and a functional, open layout. The main living room features large windows and direct access to a private, level backyard, perfect for relaxing or entertaining. The primary suite includes its own bathroom and backyard access. Additional features include a two car garage, no HOA, and a quiet, convenient location. A solid home with great

    Courtney Newton The Rezerve, LLC

    1127 Renee Dr, Decatur, GA 30035
  • /24

    $499,000

    • 4 Beds
    • 3 Baths

    428 Medlock Rd, Decatur, GA 30030

    Legal Duplex. Excellent Owner/Occupant Opportunity. New Exterior Painting, New Decks & Bath Flooring (as of 8/27/25). Walking Distance to Shopping. Downtown Decatur & Emory Univ. less than 2.5 miles!

    Carol Bell RE/MAX Metro Atlanta Cityside

    428 Medlock Rd, Decatur, GA 30030
  • /22

    $338,500

    • 3 Beds
    • 2 Baths
    • 1,959 Sq Ft

    3530 Turner Heights Dr, Decatur, GA 30032

    Welcome to your fully renovated 4-sided brick ranch in sought-after Belvedere Park. This charming home features a brand-new roof, and a new HVAC system. Enjoy a spacious backyard, perfect for entertaining, plus an unfinished basement offering endless potential. Conveniently located just of I-285 and only 15 minutes from downtown Atlanta. Don’t miss this move-in ready opportunity—schedule your

    Aaron McLaughlin Century 21 Results

    3530 Turner Heights Dr, Decatur, GA 30032
  • /22

    $275,000

    • 4 Beds
    • 2 Baths
    • 1,618 Sq Ft

    2620 Northview Ave, Decatur, GA 30032

    East Atlanta Deal: This four side brick single family house was renovated in 2020. 3 bedrooms & 2 full baths are located on the main level. The upstairs bedroom may serve as your personal office space. No walls separate the updated open kitchen from the dining room. The kitchen has granite countertops, tile flooring. The front entrance door opens directly to the living or family room.

    Afag Fazlollahi Real Broker LLC

    2620 Northview Ave, Decatur, GA 30032
  • /4

    $50,000

    • Land
    • 0.20 Acre
    • $250,000 per Acre

    2424 Flat Shoals Rd, Decatur, GA 30032

    Fantastic Lot Ready to build! Right off of I 20 East. Seconds from sought after East Lake Golf community! Surrounded by New builds currently under contract 700k+ Motivated Seller!! Bring all offers! Potential Commercial Zoning. Original house had a basement. Foundation intact. Plat survey Available.

    Niajee Smith Virtual Properties Realty. Biz

    2424 Flat Shoals Rd, Decatur, GA 30032
  • /29

    $309,900

    • 5 Beds
    • 3 Baths
    • 2,044 Sq Ft

    2403 Tiffany Place, Decatur, GA 30035

    Imagine yourself entertaining family and friends with BBQ and full bar in your backyard or imagine playing with your kids in your private backyard or imagine having your own workshop in the backyard. If you can imagine any of these than you must check out 2403 Tiffany Place, Decatur, GA 30035.This home is eligible for special 100% financing for qualified buyers with NO PMI & below market

    Taj Lalani Maximum One Executive Realtors

    2403 Tiffany Place, Decatur, GA 30035
  • /33

    $269,900

    • 4 Beds
    • 3 Baths
    • 1,925 Sq Ft

    2849 Snapfinger Rd, Decatur, GA 30034

    NEWLY RENOVATED FOUR SIDED BRICK TRI-LEVEL IN GREAT CLOSE IN DECATUR LOCATION!! SELLER HAS JUST INSTALLED A NEW PARKING PAD TO MAKE EXTRA PARKING EASY AND FOR AN EASY TURN AROUND! PRICE JUST REDUCED! This is a lot of house for the price!! Four bedrooms three full baths with 1938 square feet of beautiful living space on a .48 acre lot! Renovation included interior and exterior painting, new

    Mary J Taylor Virtual Properties Realty.com

    2849 Snapfinger Rd, Decatur, GA 30034
  • /27

    $204,900

    • 4 Beds
    • 2 Baths
    • 1,558 Sq Ft

    1883 Clarke Ln, Decatur, GA 30035

    Welcome home to this adorable, move-in-ready all-brick ranch offering the perfect blend of comfort and charm. Featuring four bedrooms and two bathrooms, this home is designed for effortless living. Step inside to find a bright living room, a formal dining area, and a cozy family room with a fireplace-ideal for relaxing evenings. The fenced backyard is perfect for gardening, entertaining, or

    Livian Ascend Keller Williams Realty North Atlanta

    1883 Clarke Ln, Decatur, GA 30035
  • /23

    $665,000

    • 3 Beds
    • 2 Baths
    • 1,576 Sq Ft

    136 Bucher Dr, Decatur, GA 30030

    Wonderful opportunity for owner/occupied, builder/developer to own over half acre private level lot in fabulous Winnona Park on street of 1.5-million-dollar homes! Live in a charming 3/2 with an upstairs primary with whirlpool tub. Two-year-old roof and water heater. Easy walk to Winnona Park Elementary and playground (around the corner), Legacy Park, Downtown Decatur, Oakhurst, and Marta. Huge

    DEREK A BOMBACH HomeSmart

    136 Bucher Dr, Decatur, GA 30030
  • /38

    $679,900

    • 5 Beds
    • 3.5 Baths
    • 3,258 Sq Ft

    1967 Cogar Dr, Decatur, GA 30032

    $15,000 Buyer Incentive Available!With a full-price offer, buyers can apply this incentive toward closing costs, an interest rate buy-down, or both. Welcome to this stunning 5BR/3.5BA modern craftsman on a premium corner lot with no HOA! Built in 2019, this home features an open floorplan with soaring ceilings, wide-plank hardwoods, and tons of natural light. The chef’s kitchen boasts quartz

    Conroy Johnson Shider Haus Real Estate Group, LLC

    1967 Cogar Dr, Decatur, GA 30032
  • /9

    $250,000

    • 3 Beds
    • 1.5 Baths
    • 1,164 Sq Ft

    2991 Catalina Dr, Decatur, GA 30032

    Welcome to 2991 Catalina Drive — a brick beauty sweeter than sweet tea on a hot Georgia afternoon and cuter than a speckled pup under a red wagon!This charming 3-bedroom, 1.5-bath home has all the fixin’s you need with a whole lotta love built right in. Step inside and you’ll find updated flooring throughout, updated kitchen, and more fresh updates. Now don’t even get me started on that full

    Sydne Minter Real Broker, LLC.

    2991 Catalina Dr, Decatur, GA 30032
  • /51

    $299,900

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft

    2595 Elkhorn Dr, Decatur, GA 30034

    Welcome to this gorgeous totally renovated, 4-sided brick home. It has been completely updated featuring a stunning, modern kitchen with quartz countertops, custom designed cabinetry and all new appliances. A large laundry room sits right off the kitchen. With two entry ways, this space could also be used as a utility room or a mud room. The living room and dining room areas have been converted

    Price is Right Real Estate Coldwell Banker Bullard Realty

    2595 Elkhorn Dr, Decatur, GA 30034
  • /16

    $269,900

    • 3 Beds
    • 2 Baths
    • 1,303 Sq Ft

    2425 Clifton Springs Rd, Decatur, GA 30034

    Welcome to this recently renovated 3-bedroom, 2-bathroom brick ranch featuring a modern open-concept kitchen with views of the family and dining rooms. Enjoy cooking with all stainless steel appliances and entertaining on the expansive deck overlooking a generous backyard. Perfect for gardeners—seller is happy to leave thriving planters with homegrown produce. A move-in ready gem with charm,

    Rai Moore EXP Realty, LLC.

    2425 Clifton Springs Rd, Decatur, GA 30034
  • /27

    $249,900

    • 4 Beds
    • 2.5 Baths
    • 2,044 Sq Ft

    3490 Primrose Place, Decatur, GA 30032

    Stunning 4-Bedroom Home with Modern Updates and Serene Outdoor Space. This beautifully 4-bedroom, 2.5-bath residence combines comfort and style, making it the perfect sanctuary for your family. Nestled in a friendly neighborhood, this property boasts a thoughtful floor plan designed for both entertaining and relaxed living. Key Features: - Spacious Bedrooms: The four generously sized bedrooms

    Deena Simmons eXp Realty

    3490 Primrose Place, Decatur, GA 30032
  • /2

    $725,000

    • 4 Beds
    • 4.5 Baths
    • 4,262 Sq Ft

    1520 Columbia Dr, Decatur, GA 30032

    Instant Equity Alert - Priced $100K BELOW Recent Appraisal! This is your opportunity to own a stunning, turnkey modern residence that combines sophisticated style, open-concept living, and unmatched value. Step inside and be captivated by the soaring 20-foot ceilings, wall-to-wall natural light, and designer-selected finishes that define every inch of this home. The main-level bedroom offers

    Johunna Redmond 14th & Luxe Realty

    1520 Columbia Dr, Decatur, GA 30032
  • /56

    $384,999 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,949 Sq Ft

    3892 Northstrand Dr, Decatur, GA 30035

    Step into modern elegance at 3892 Northstrand Drive, a beautifully fully renovated home in the heart of Decatur's desirable Twins Oaks neighborhood! This stunning 4-bedroom, 2.5-bath residence offers approximately 1,920 sq ft of open-concept living, blending timeless architectural charm with sleek contemporary finishes. Whether you're entertaining guests or enjoying quiet family evenings, every

    Josue Diaz Carranza Compass

    3892 Northstrand Dr, Decatur, GA 30035

Showing Results 441 - 480, Page 12 of 13

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